Walkerton Independent, Walkerton, St. Joseph County, 27 January 1925 — Page 3
South Bend Building & L.oan Association
Located at 216 West Washington Ave. is an Institution Which is Fulfilling Admirably Two Great Functions of Promoting Thrift and Encouraging Every Man to Own His Own Home. A Liberally Conservative Financial Policy Has Made This Building and Loan Association Trusted in the Community. For the Past 42 Years They Have Never Failed to Pay Less Than 67 on Savings Compounded Quarterly. Mr. F. M. Boone, Treasurer and Financial Secretary, is a Capable and Efficient Business Man and Popular With the People of This Community.
People have been quick to recognize during the past decade or so that a building and loan association is one of the chief cornerstones of a solidified and progressive community. Since their widespread establishment in ecomparatively recent years, building and loan associations have become highly valued in the community because they encourage two great tendencies among the citizens of the community—the tendency 1o save money, that is, thrift, and the tendency for people to own their own homes. To fulfill this double function in the biggest way possible has been (he aim-of the South Bend Bldg. & l.oan Association in this community. To carry out this function properiy, its direction has been entrusted only to men in the financial cireles of the community. Its stockholders and in-
Lloyd Insurance Agency
With Modern Offices in South Bend, Located at 201 Union Trust Bldg., Is An Up-to-Date Agency Ready to Supply Community With the Highest Type of Insurance Obtainable. People Today Feel the Need For Insurance. An Essential to Every Responsible Man. All Types of Insurance Offered By This Agency Including Fire, Life, Accident, Workman's Compensation, Auto Insurance, Surety Bonds, etc. Mr. Lloyd, the Owner, is a Man of Highest Standing in Community.
With Ameriean people, insurance has become an institution. Today as never before, insurance is recognized as one of the essentials whieh the responsible man cannot get along without. This is probably true because people are realizing more and more that there are certain clements over which they have very little or no contrel. No man can be sure that he may not take sick and die next week. No individual is certain that he is not going to drive in front of a train. Fate takes men mysteriously, and no responsible man is willing to run this risk without insuring his family of some protection in case he is killed or injured. His loved ones are too dear to him for that. ~~Pepple-heveweame to realize, too, that insurance is a legitimate business conducted along the highest standards of business ethies. No business, with the possible exception of the automobile industry, has had a greater growth during the past ten years. The great insurance companies of the country are recognized as a true commercial asset to our nation. Likewise, insurance agencies have taken their place in the commercial world along with banks and other dependable institutions. This loeal company is an outstanding example of all that an insurance agency should he. It deals in all types of insurance, representing only first-rate companies in every line. - { There was a time when an insurance agent was just an ordinary salesman. That day is past. Today an insurance agency acts in the same expert capacity in his line as the doctor or lawyer in his particular profession. . Insurance requires elose study and is | a matter to be learned not in 2 month -
City Welding Company
Os South Bend, Located at 311 South-Carroll, Rear of Central Fire Station, Is a Welding Shop Operated on the Policy of Satisfaction to Every Customer. Does Tremendous Business. Particularly Valuable For Automobile Parts. Portable Apparatus Allows Welding to be Done on Large Factory Jobs Without Tearing Down Huge Machines. Welding of This Class of Real Value to Industrial Community. “Everything Welded But a Broken Heart,” Is Their Slogan.
It is conservative to assert that there are many times more machinery used today than was used a hundred or even fifty years ago. This, indeed, is an age of machinery. In philosophy we have not progressed greatly since the Greeks. In law, we are still learning from the Roman and the An-glo-Saxon. In arts, the Renaissance remains still the Golden Age. But in the use of Machinery, in the building up of a great industrial ecivilization, no age equals ours. Most machinery—opractically . all—is made of metal. Metal will break and one of the great problems of any user of any sort of machinery is how he can economize on running expenses by getting his machinery repaired. A piece of metal breaks. What is to be done. Whether the piece is off an automobile or a giant serew machine the owner and operator knows that to replace it with a new part is a great expense. But there is an easy recourse—welding. Welding is a process discovered by physicists by which broken pieces of metal may be mended together so that they are just as strong if not stronger than originally. The value of welding in this era of machinery, then, is obvious. It is probably one of the greatest economizers which the user of machinery knows. Realizing the great neced for expert welding work in this community where so much machinery of all kinds is used, the owner of this shop determined to make that his work. We meant to succeed by turning out
vestors are those people who believe that money saved and a home owned are high and outstanding marks of one’s independence. For the past 42 years in this institution, 69, compounded gquarterly has been paid to the investor who is in reality the stockholder, on his money. Such a rate of interest has indueed many to save some amount each weck or each month who have heretofore made no provision for thrift. Even children, who may starlt an aecount with a dollar or a smaller aecount, are learning early in life the desirable habit of thrift. Woerkinemen now point with pride to the portion of their wages which is laid aside each week, and with which they must meet an emergency or perhaps later buy a home of their own. Housewives who operate their homes on an allowance, have learmed to economize and
or a year but through long and thorough experience. No man cngaged in business, or working at a profession or occupation has time (o study insurance any more than he has time to study law. He cannot know th~ {)articu!nr kinds of insurance which yest suit his particular needs any more than he knows what kind of medical treatment iz good for him. All these things are the works of experts. And it is here where the modern insurance agentis, such as represent this office, do their work. You consult a representative of this office just as vou consult vour lawyer. You tell him vour situation, vour resources and the amount vou wish to gpend for insurance and he will (el you just the kind of insurance you need. This agency believes in this way that it can build up a cleintel which has confidence in the agency and whieh will be far more valuable than a elientele acquired early by socalled high power- selling methods. So, whether vou wish to insure vour life or simply a plate glass window, vou cannot go wrong by consulting s representative of {his agency.” He will study vour problems just as the successful Tawyer studies a case. He will tell vou exaetly what vour need is and how you can meet that need at a minimum cost. That is his work. He is ready to do it for vou. The owners of this ageney are men of particular high standing in the business world. Their word is always as good as their hond in the true sense of the sayving. By their honest efforts to serve and their square dealings, they have given their #usiness an enviable dignity. These men are recognized, too, as indispensable in the life of the community.
work of the very best kind at a sacrifice if need be of everything else. The tremendous amount of work which he is daily called upon to do is eloquent evidence of the fact that he has succeeded. Welding is by no means so simple a process as a great many people imagine. The successful welder needs to be almost if not entirely as inal metal. He must know just what skillful as the man who cast the origtreatment any particulat piece of metal requires. The hundreds of patrons of this shop will testify to the ability of the workmen engaged here. Particularly “‘on broken automobile parts is welding valuable. It may be an axle, a drive shaft or a steering gear. In nine cases out of ten, welding will serve just as well as a new part and is incomparably less expensive. Furthermore, there is no loss of time as is involved in sending to a factory or supply house for a new part. Motorists in this community have been quick to learn the value of welding particularly when done in this modern up-to-date shop. But welding is valuable not only for automobile parts. Particularly is this true when the welding may be done anywhere, If a great machine in a factorv breaks, the machine need not be torn down and brought to the welding shop but the job can be done right in the factory with a portable weldine machine at a very reasonable cost. Few people realize the value of welding to a busy industrial community such as this. Many are the dollars and the hours saved.
WALKERTON INDEPENDENT
put a part of their allowance aside each week. But this institution is not only a depository for savings; it is a lending institution. Chartered by the stote, it is authorized to make loans on rea. estate hence on homes. It is safe to say that this institution is direetly responsible for the faet that an increasingly large number of people in this community own and live in their own homes. The directors of this institution have established a consorvatively liberal policy whereby people may borrow money to buy homes on comparatively easy terms vet on such solid security that the investor is assured of safety to his investment. The officers of the association have also become experts regarding such facts as to what income or what resources are requirea to buy safely a home of a cewtain price. People have
Merchants Inter-State Adjustment & Service Co. With Modern Offices in South Bend at 403 Platt Blde., Offer a Collection Service That Cannct Be Equalled in This Part of the Country. Headed by a Man Whose Modern Methods Have Kept the Business Thoroughly Abreast of the Times, This Firm is Playing an Important Part in the Business and Professional Life of South Bend and St Joseph County,, Organized as They are to Protect their Clients From l.oss Through Bad Accounts and Also Specialize in Addressing Envelopes, Delivering, Window Trimming and Circular Distribution From House to House.
' As modern business grows, more land more specialists are needed. It was not so long ago that every business was a one-man proposition where the owner manufactured, sold and did his own collecting or at east had some one in his own organization do it for him. Today it is necessary for each division of labor to be placed in the ands of an expert in lfial line. The growth of the Merchants’ Inter-State Adjustment and Service Company is a direet proef of that. This concern specializes in commereial colleetions and investigations, addressing of envelopes, delivering, window rimming, house to housc distribution of cireulars, and their present organization is rushed to take care of all the calls they have. There are sledgehammer collection methods which not only fail but cost the subseriber as well, but the Mcrchants Inter-State Adjustment & ;Ser\'icv Company use the hammertess. It isn’t so noisy or blustering, {but it does the work. It is gentle, free from friction, and puts it over, Iwhich, as Shakespeare said, is (he t“Consummation devoutly to bhe ‘ wished.” You want those dead accounts oif
'Rogers--Eyesight Specialist
Os South Bend With Modern Offices at 212 S. Michigan St., in the Blackstone Theaire Building, is an Optometrist With State Wide Reputation. Long Experience and Wide Knowledge Make Them Specialists in Eye Troubles. Immediate Attentien to These Delicate Organs May Save You Much Inconvenience and Expense. Their Large Patronage Speaks for the Quality of Their Services. Rogers Optical Stores are Located in All Principal Cities in Ohio, Indiana and lllinois. They Grind and Inspect Their Own Lenses.
There is no question but that the eves are the most important sense organs possessed by man. It is a fact known to all scientists that impressions are received twenty times as fast through the eye as through the ear, the next' most sensitive organ. These fates make it a matter of extreme importance that the eves be kept in perfect condition, that everything possible be done to relieve the awful strain they are placed under ‘n this modern world of efficiency where the most is demanded of every faculty that a man possesses. Some of us inherit eyes subjeet to certain defeets. Others of us have taken bad care of our eyes when we were children. Any inherent weakness or any mistreatment of the eyes may cause us to need glasses. Because of the delicateness of the eves, no one but an expert should be allowed to examine and correet our vision. A mistake may mean a handieap for life in the way of extremely defeciive sight. If the eyes have a slight weakness, this ean usually be remedied if they are given attention soon enoigh, Glasses serve the purpose of giving perfeet vision to persons whose eyes are not too imperfect. 1t should be a source of great satisfaction to the people of ihis community that they- have conveniently located here a man whose fine technical skill and-long experience malchim an expert in examining for, and fitting glasses. He is well known and well patronized and justly so. He has
+ learned to seck.the advice of these capable men as to what type of a , home they can expect .to be able to . pay for on their particular income. . Such advice is always courteously . and cheerfully given.” : The confidence placed by the people of this ecommunity in the men - who are the officers of this institu- + tion is sufficient evidence that they - are men of the highest standing not . only in the business and.professional - workdghut in personal character. No- + where are men of higher personal in- | tegrity demanded as in a financial institution. The publishers of this re- - view do not hesitate to commend the directors of this institution, who have - made it such a bulwark in this com- . munity. The very nature of iheir - work ‘has made them supporters of . every great community projeet undertaken here,
your mind, off vour books. They bave a plan that will go right out and get the money for you. At no risk on your part, they will resurrect vour dead dnfiurs. They will undertake it without the slightest obligation on your part. They will get all that is due without of%emling anyhod,\z They furnish yvou with strong bank references and other powerful proofs of their ability to get your money promptiv. No matter what you think of roilc-ctiun agencies, nor what your pust experience has been, they offer vou a service different in performane and promptitude. The Merchants’ Inter-State Adjustment and Serviee Company stands on its own recordr Tt is clean. They make no exaggerated claims,; other than the statement that they know their business thoroughlv—and can produce a bankable check for the accounts vou have given up as lost. The time to let them demonstrate is right now, today. There is nothing to hesitate mbout. The risk is all theirs. Call Main 4572 and have their representative come over right now and get that list of dead accounts. You will be glad you did. You'll count it & lucky move on your part.
spent yvears in making a special study of the eye and is thoroughly competent in every detail. His reputation as an optical spccialist is not limited to this communitv. Persons from everywhere in this section of the state take oeccasion to come in and have their eyes examined with regularity. His office is equipped to fit you perfectly with glasses; he uses only the finest makes of lens prepared for your particular eye by expert lens grinders. Back of his work is not only his reputation and experience but his guarantee. His glasses must give satisfaction. If vour eyves are causing you any trouble whatsoever, the wisest move is to see him immediately. Your troaEle may be only slight and capable of being corrected at once with the oroper glasses. Immediate attention to such matters may save vou much expense and inconvenience. If yvou have children, it is a wise thine to have a regular examinttion rmade of their eves along with a complete physical examination. The old adage of “An ounce of prevention is worth 2 pound of cure,” applies in a thousand and one ways. This is one of the imuovtant ways. This spaciaiist has made a particular study of the troubles affecting children’s eves and lie will be glad to give you ihe mnst expert adviee on this matter. Thie publication is glad to reconpeend this experienced ontometrist to all its readers. He is a professional man of wide knowledge and experience and a valued citizen in the community.
Cressy-Jordan Motor Co. - Is Widely Known Thruout This Section As An Automobile Sales Agency of High Standing. Their Headquarters in South Bend are Located at 749 S. Michigan St., Where They Are the Official Representatives of the Great Jordan Line Eight and Hupmobile. The Great Line Fight is Attracting Favorable Comment in Local Sales Room. Engineers Pronounce It As Wonder Car of the Year. Best Practical Car in America. Meets Every Demand. Price Reasonable. Car Has Been Favorably Received Everywhere. Local Agents are Leaders in All Community Prejects.
l The question that looms up in ihe mind of the prospeetive buyver is !w}wro can he seeure the best ecar from a practical point of view. Wheore can he secure the very best make of car from this most necessary point of view. He knows that there are numerous cars that have the various advantages that he wants but they are far out of his reach financially. The things that he considers necessitics in the automobile which he wishes to sown are in reality luxuries on all |other cars. He can secure just those |things that he considers so essential ito a good car in the new Great Jor(dan Line Eight. He knows that back lof this car there is a story of vears of lexperimentation and leadership in auito engineering while the engine was | being developed from the “four” to the present Great Jordan Line Eight. He further knows that the best place in this country to secure this car is with our local Jordan agency for |there he is assured of the very best | treatment, courtesy and given the rei sults of expert knowledge in the automobile industry. These are ihe reasons that the local agency is one iof the leaders in sales both in this ‘community and with the national Jordan selling organization. It is a very simple thing to prove Ithat an automobile which lasts a long [time and possess a high second hand 'valuation is really a cheaper buy than L car which sells for a lower list price and depreciates with muech more ratpidity. The boast of this ecar is net ‘that it is the very cheapest on the market but that it is the best value {that can be secured any place at this (price. The prices on this ear compare 'with those which sell for a SIOOO imore on a car with the same value. | The owners of the Jordan automobile [represent that admirable type of ' Ameriean citizens who are intelligent ‘ehough to realize that economy does 'not necessarily consist in low values
Superior Motor Sales Co.
i’rominent Among the Automobile Firms of This Community and Located in South Bend at 213-215 South Main St., s Not Only a Modern and Up-to-the-Minute Automobile Establishment but are the Official Representatives and Service Station for the Famous Hudson and Essex Cars. Hudson Coach Now Offered at $1395 and Essex Coach at $945, the World's Greatest Motor Car Values. The Greatest Year in Hudson-Essex History With the Largest Production of Six Cylinder Closed Cars in the World Makes These Price Reductions Possible. Mr. D. A. Boswell, the Manager, is a Man of Wide Experience and Conducts His Affairs in a Most Highly Efficient and Satisfactory Manner.
Hudson and Essex car owners in this ecommunity are naturally proud of their cars, but they never forge. to mention the service which they receive from the Hudson and Essex Sales and Service. In speaking of the fine service station and the company’s policy of service, there is not a Hudson or Esex car owner but what has a world of praise for this garage. Hudson and KEssex car owners never get through talking about the way they are treated here. They will talk for hours about the courteous treatment which is accorded every one who enters, the ecareful attention which is given to minor adjustments and the patience of this genial manager, who is especially considerate of the new car owner. The first enclosed car in history ever to sell for an open car price is the newly announced Hudson coach. Mounted on the standard Super-Six chassis, it sells at an identical mark with the Hudson phaeton, a sevenpassenger open car. For two or three years, the gap between the cost of an open and an enclosed car has been narrowing. There have been foreeasts from time to time that this gap would finally close. Now that day is here. Since the fall of 1921, the Hudson Motor Car Co. has specialized on its coaches, a type of body which it created. These coaches have now become 75 per cent of Hudson’s business, so that all the well known economies of quality production may be applied to them. There is more material and more labor in an enclosed car than in an open one, but the larger volume on the coaches makes up e R L NG BRI P sl e N O AT T S m o Oriental Rugs | “Oriental rug”’ s a general rterm arplled to rungs made in the Orient— Chinese, Bokhara, Caueasian, Turkish, Persian and Indian. Most of these rugs have s velvet pile, but Kelims are woven !at, nearly alikc on both gides, while Cashmeres have a flat surface with a weave peculiar to themselves. How Unfortunate . 1 5130 % needs warkliug on ot A it an understand it i ‘v i
but in a lasting investment. It iz to this type of people in our community that the new Jordzn is selling. From the standpoint of performanee and quality, there is no ear i‘hat is the equal to this one. It has been tested out under the most irving of circumstances and has come ihru with flying colors. It has never failed its owners. The Jordan engineers are the best that there are in the world. The materials that go into this ear are the best that money will buy. The reputation of the entire Jordan Corporation is based upon this new Great Line Eight. That this ear has met with the unqgualified expressions of approval of the people evervwhere cannot be doubted. The sales record is startling to say the least. All of the many special features of the wonder car are to be seen in ihe new display room of the local agenev. There you will see just why it is that this car leads all other makes of cars. Theve is nothing that they would like better than to have everyone who is interested to ride in this new Grezt Jordan Line Eight. Every point is explained in complete detail by ihe experts here. For the convenience of all, :ihe service and repair departments are maintained by expert mechanies. Only guaranteed work is turned out by them and the prices are astoundinz in their reasonableness. Points of especial importanece are explained to the ear owners in order (o secure for him a better running car. The community can well be proud of men who take such steps to bring honor and prosperity to it. Thes= rmen have long been acknowledged as leaders in all projects that mean ereater suceess to our city. Their time and money are behind every step that means for our advancement. They have given the public a square deal in all things and they are realizing the suecess of their undertaking in community approval and support.
this difference. In the Essex, which it manufaectures in the same plant with the Sup-er-Six, Hudson has a coach which still sells at a slight advanee over the open car price. But the gap is very narrow—llower in faet than in any other make of car except the Hudson. Both Hudson and Essex cars are now equipped with full size balloon tires. Besides the coaches, there are: the Hudson speedster, phaeton, and S-passenger and 7-passenger sedan and the Essex touring ecar. Some one has said that the word Service is the second most abused word in the English vocabulary, but Hudson and Essex car owners will swear by the kind of serviee which they receive at the Hudson and Essex Sales and Service. To Mr. Boswell the efficient manager goes the largest share of credit, for he has taken a very personal interest in the station and in each Hudson and Essex car sold in this city. The fine service is due to the policy maintained by the owners, which is true. But it remains for Mr. Boswell and his forece of efficient mechanies to carry out this poliey in such a whole-hearted manner as to win the everlasting gratitude of the Hudson and Essex car owners. Mr. D. A. Boswell is considered one of the best authorities on the Hudson or Essex in this section of the country. Gifted with a genial dispesition, an overwhelming desire to please and a mest therough knowledge of the automobiles, he is without guestion one of the most popular service station managers in this eity. ?EE ! Title Conferred by Pope { The title of Defender of the Faith, §which English rulers use 2s one of | their titles, was conferre: in 1521 by | Pope Leo X on Henry VIII in recognition of Henry's defense of the | seven sacraments. When Men Wor- Luce The lace gentiemen wore for ruffles in the Seventeenth century was costly for those <ays. Valenciennes lace, about three inches wide, which ! was then in great demand, sold for ,about sll a yard in 1788, -