Walkerton Independent, Volume 50, Number 34, Walkerton, St. Joseph County, 22 January 1925 — Page 11

South Bend building & Loan Association Located at 216 West Washington Ave. is an Institution Which is Fulfilling Admirably Two Great Functions of Promoting Thrift and Encouraging Every Man to Own His Own 1 lome. A Liberally Conservative Financial Policy Has Made This Building and Loan Association Trusted in the Community. For the Past 42 Years They Have Never Failed to Pay Less Than 6G on Savings Compounded Quarterly. Mr. F. M. Boone, Treasurer and Financial Secretary, is a Capable and Efficient Business Man and Popular With the People of This Community.

People have been quick to recognize during the past decade or so that a building and loan association is one of the chief cornerstones of a solidified and progressive community. Since their widespread establishment in comparatively recent years, building and loan associations have become highly valued in the community because they encourage two gr. a. tendencies among the citizens of Jie community—the tendency co save money, that is, thrift, and the tendency for people to own their own homes. To fulfill this double function in the biggest way possible has been the aim of the South Berni Bldg. & Loan Association in this community. To carry out this function properly, its direction has been entrusted only to men in the financial circles of the community. Its stockholders and in-

Lloyd Insurance Agency With Modern Offices in South Bend, Located at 201 Union Trust Bldg., Is An Up-to-Date Agency Ready to Supply Community With the Highest Type of Insurance Obtainable. People Today Feel the Need for Insurance. An Essential to Every Responsible Man. All Types of Insurance Offered By This Agency Including Fire, Life, Accident, Workman s Compensation, Auto Insurance, Surety Bonds, etc. Mr. Lloyd, the Owner, is a Man of Highest Standing in Community.

With American people, insurance has become an institution. Today a:; never before, insurance is recognized as one of the essentials which the responsible rnan cannot get along without. This is probably tru.,- because people aie realizing more and more that there are certain elemehts over which they have very little or no control. No man can be sure that he may not take sick and die next week. No individual is certain that he is not going to drive in front of a train. Fate takes men mysteriously, and no responsible man is willing to run this risk without insuring his family of some protection in case he is killed or injured. His loved ones are too dear to him for that. Pecptr to realize, too, that insurance is a legitimate business conducted along the highest standards of business ethics. No business, with the possible exception of the automobile industry, has had a greater growth during the past ten years. The great insurance companies of the country are recognized as a true commercial asset to our nation. Likewise, insurance agencies have taken their place in the commercial world along with banks and other dependable institutions. This local company is an outstanding example of all that an insurance agency should he. It deals in all types of insurance, representing only first-rate companies in every line. There was a time when an insurance agent was just an ordinary salesman. That day is past. Today an insurance agency acts in the same expert capacity in his line as the doctor or lawyer in his particular profession. Insurance requires close study and is a matter to be learned not in a month

City Welding Company Os South Bend, Located at 3 1 I South Carroll. Rear of Central Fire Station, Is a Welding Shop Operated on the Policy of Satisfaction to Every Customer. Does I remendous Business. Particularly Valuable For Automobile Parts. Portable Apparatus Allows Welding to be Done on Large Factory Jobs Without Tearing Down Huge Machines. Welding of This Class of Real Value to Industrial Community. Everything Welded But a Broken Heart, Is Their Slogan.

It is conservative to assert that there are many times more machinery used today than was used a hundred or even fifty years ago. This, indeed, is an age of machinery. In philosophy we have not progressed greatly since the Greeks. In law, we are still learning from the Roman and the An-glo-Saxon. In arts, the Renaissance remains still the Gohlen Age. But in the use of Machinery, in the building up of a great industrial civilization, no age equals ours. Most machinery—practically all—is made of metal. Metal will break and one of the great problems of any user of any sort of machinery is how he can economize on running expenses by getting his machinery repaired. A piece of metal breaks. What is to be done. Whether the piece is off an automobile or a giant screw machine the owner and operator knows that to replace it with a new part is a great expense. But there is an easy recourse—welding. Welding is a process discovered by physicists by which broken pieces of metal may be mended together so that they are just as strong if not stronger than originally. The value of welding in this era of machinery, then, is obvious. It is probably one of the greatest economizers which the user of machinery knows. Realizing the great need for expert welding work in this community where so much machinery of all kinds is used, the owner of this shop determined to make that his work. We meant to succeed by turning out

vestors are those people who believe that money saved and a home owned are high and outstanding marks of one’s independence. For the past 42 years in this institution, li'i compounded quarterly has been paid to the investor who is in reality the stockholder, on his money. Such a rale of interest has induced many to save some amount each wo k or each month who "have heretofore made no provision lor thrift. Even children, who may start an account with a dollar or a smaller account, are learning early in life the desirable habit of thrift. Workingmen now point with pride to the portion of their wages which is laid aside each week., and with which they must meet an emergency or perjiaps later buy a home of their owti. Housewives who operate their homes on an allowance, have learned to economize and

or a year but through long and thor- ; ough experience. No man < ngaged in business, or working at a prof. sion or occupation ha:, time io study insurance any more than he ha: time ’ to study law. He cannot know th particular kinds of insurance which best suit his particular needs any more than he knows what km<l of medical treatment i- good for him All these things are the works of ex ports. And it is here where the mod <rn insurance agents, such a. represent this office, do their work You consult a representative of this of fice just as you consult yo. - lawyer. You tell him your situation, your r sources and the amount on wi h ’.o spend for insurance arid h will 11 you just the kind of in urance you need. This agency b«ljw< in this way that it can build up a cleinL 1 which has confidence in the agency and which will be far more valuable than a clientele acquired earh by soe:dh d high power- m Him- method*. ~0, whether you wish to insure your life or simply a plate < lass window’, you cannot go wrong by consulting .a run esentat Ive of this agency. He will study your problems just as the succe stui lawyer studit s a case. He will tell you exactly what your need is ami how you can meet that need at a minimum cost. That is his work. He is ready to do it for you. The owners of this agency are men of particular high standing in the business world. Their word is always as good as their bond in the true sense of th ■ saying By their honest < fforts to serve and their square deal ings, they hAve given their 4iusim ss an enviable dignity. These men an recognized, too, as indispensable in the life of the community.

work of the very best kind at a sacrifice if need be of everything else. The tremendous amount of work which he is daily called upon to do is eloquent evidence of the fact that he has succeeded. Welding is by no means so simple a process as a great many people imagine. The successful welder needs to be almost if not entirely as inal metal. He must know just what skillful as the man who cast the orig treatment any particular piece of metal requires. The hundreds of patrons of this shop will testify to the ability of the workmen engaged here. Particularly on broken automobile parts is welding valuable. It may be an axle, a drive shaft or a steering gear. In nine cases out of ten, welding will serve just as well as a new part and is incomparably less expensive. Furthermore, there is no loss of time as is involved in sending to a factory or supply house for a new part. Motorists in this community have been quick to learn the value of welding particularly when done in this modern up-to-date shop. But welding is valuable not only for automobile parts. Particularly is this true when the welding may be done anywhere. If a great machine in a factory bteaks, the machine need not be torn down and brought to the welding shop but the job can be done right in the factory with a portable welding machine at a very reasonable cost. Few people realize the value of welding to a busy industrial community such as this. Many are the dollars and the hours saved.

WALKERTON INDEPENDENT

put a part of their allowance aside each week. But this institution is not only a depository for savings; it is a lending institution. Chartered by the st«to, it is authorized to make loans on rea. estate hence on homes. It is safe to say that this institution is directly responsible for ihe fact Jiat an increasingly large number of people in this community own and live in their own homes. The directors of this institution nave established a const rvatively liberal policy whereby people may borrow money to buy homes on comparatively easy terms yet on such solid security that the investor is assured of safety to his investment. The officers of the association have' also become' experts regarding such tacts as to what income- or what resources are required to buy safely a home of a certain price. People* have

Merchants Inter-State Adjustment & Service Co. With Modern Offices in South Bend at 403 Platt Bldg., Offer a Collection Service That Cannot Be Equalled in This Part of the Country, i leaded by a Man A hose Modern Methods Have Kept the Business Thoroughly Abreast of the l imes, This Firm is Playing an Important Part in the Business and Professional Life of South Bend and St. Joseph County,, Organized as I hey are to Protect their Clients From Loss 1 hrough Bad Accounts and .Also Specialize in Addressing Envelopes. Delivering, Window Trimming and Circular Distribution From House to House.

As modern business grows, more and more specialists are needed. It was not so long ago that every business was a one-man proposition where the owner manufactured, sold and did his own collecting or at east had some one in his own organization do it for him. Today it is necessary for each division of labor to be placed in the hands of an expert hi that line. The growth of the .Merchants’ Inter-State Adjustment ami Service Company is a direct proof of that. This concern specializi s in commercial collet tiom and investigations. addressing of envelopes. delivering, window trimming. house to house distribution of circulars, and their present organization is rushed to t ike care of all the calls they have. There are sledgehammer collection methods which not only fail but cost the subscriber ns well, but the Merchants Inter-State Adjustment & Service Company use the hainmerless. It isn’t so noisy or blustering, but it does the work. It is gentle, fre. from friction, ami puts «t over, which, as Shakespeare said, is .he ‘‘Consummation devoutly to la w ished.” You want those dead accounts off

Rogers—Eyesight Specialist Os South Bend With Modern Offices at 212 S. Michigan St., in the Blackstone Theatre Building, is an Optometrist With State Wide Reputation. Long Experience and Wide Knowledge Make Them Specialists in Eye 1 roubles. Immediate Attention to These Delicate Organs May Save You Much Inconvenience and Expense. Their Large Patronage Speaks for the Quality of Their Services. Rogers Optical Stores are Located in All Principal Cities in Ohio, Indiana and Illinois. They Grind and Inspect Their Own Lenses.

There is no question but that the eyes are the most important sense organs possessed by man. It is a fact known to all scientists that impressions are received twenty times as fast through the eye as through the ear, the next' most sensitive organ. These fates make it a matter of extreme importance that the eyes be kept in perfect condition, that ev< rything possible be done to r* li< ve tinawful strain they are placed under in this modern world of efficiency where the most is demanded of every faculty that a man possesses. Some of us inherit eyes subject to certain defects. Others of us have taken bad care of our eyes when we were children. Any inherent weakness or any mistreatment of the eyes may cause us to need glasses. Because of the delicateness of the eyes, no one but an expert should be allowed to examine and correct our vision. A mistake may mean a handicap for hfe in the way of extremely defective sight. . , If the eyes have a slight weakness, this can usually be remedied if they are given attention soon enough. Glasses serve the purpose of giving perfect vision to persons whose eyes are not too imperfect. It should be a source of great satisfaction to the people of this community that they have conveniently located here a man whose fine technical skill and long experience md' him an expert in examining for, and fitting glasses. He is well known and well patronized and justly so. He has

learned to set k- the advice of these capable men as to what type of a home they can expect ,to be able to pay for on their particular income. Such advice is always courteously and cheerfully given.* The confidence placed by the people of this community in the men who are the officers of this institution is sufficient evidence that they are men of the highest standing not only in the business and professional world Unit in personal character. Nowhere are men of higher personal integrity demanded as in a financial institution. The publishers of this review do not hesitate to commend Jie directors of this institution, who have made it such a bulwark in this community. The very nature of their work has made them supporters of every great community project undertaken here.

your mind, off your books. They nav»- a plan that will go right out and get the money for you. At no risk «m your part, they wdl resurrect your dead dollars. They will undertake it without the slightest obligation on your part. They will get all ‘.hat is dm without offending an; hotly. They furnish you with strong bank references and other powerful proofs of their ability to get your money promptly No matter what you think of collection agencies, nor what your past experience has been, they offer vou a service different in performanc anti promptitude. The .M< rchants’ Inter-State Adjustment and Service Company stands on its own record. It is clean. They mnk< no exaggerated claims, other than the statement that they know their business thoroughly— and can produce a bankable check for th< accounts you have given up as lost. Tin- time to let them demonstrate is right now, today. There is nothing to hesitate -about. The risk is all their . Call Main 4572 and have their representative come over right now and get that list of dead ac '■oun’s. You will be glad you did. You'll count it e lucky move on your

s pent years in making a special study of the eye and is thoroughly competent in every detail. His reputation as an optical specialist is not limited to this community. Persons from everywhere in this section of the state take occasion to come in and have their eyes examined with regularity. His office is equipped to fit you perfectly with glasses; he ires only the finest makes of lens prepured for your particular eye by expert lens grinders. Back of his work is not only his reputation and experience but his guarantee. His glasses must give satisfaction. If your eyes are causing you any trouble whatsoever, the wisest move is to see him immediately. Your trouble may be only slight and capable of being corrected at once with the oroper glasses. Immediate attention to such matters may save you much expense and inconvenience. If you have children, it is a wise thing to have a regular examin'd ion • mde of their eyes along with a complete physical examination. The old adage of "An ounce of prevention is worth a pound of cure," applies in a thousand and one ways. This is one of the important ways. This specialist has made a particular study of the troubles affecting children's eyes and he will be glad to give you the most ,xper< advice on this matter. This publication is glad to recommend this experienced optometrist to all its readers. He is a professional man of wide knowledge and ex perience and a valued citizen in the community.

Cressy- Jordan Motor Co. _ lls Widely Known Thruout This Section As An Automobile Sales Agency of High Standing. Their Headquarters in South Bend are Located at 749 S. Michigan St., Where I hey Are the Official Representatives of the Great Jordan Line Eight and Hupmobile. The Great Line Eight is Attracting Favorable Comment in Local Sales Room. Engineers Pronounce It As Wonder Car of the Year. Best Practical Car in America. Meets Every Demand. Price Reasonable. Car Has Been Favorably Received Everywhere. Local Agents are Leaders in All Community Projects.

The question that looms up in ihe mind of the prospective buyer is where can lie secure the best car from a practical point of view. Wie re can he secure the very best make of car from this most necessary point of view. He knows that there are numerous cars that have the various advantages that he wants but they are far out of hi* reach financially. The things that he considers necessity s in the automobile which he wishes to own are in reality luxuries on all other cars. He can secure just those things that he considers so essential to a good car in the new Great Jordan Line Eight. He knows that back of this car there is a story of years of experimentation and leadership in auto engineering while the engine was being developed from the “four” to the present Great Jordan Line Eight. He further knows that the best place in this country to secure this car is with our local Jordan agency for there he is assured of the very best . reatment, courtesy and given the results of expert knowledge in ihe automobile industry. These are the reasons that the local agency is on° of the leaders in sales both in this community and with the national Jordan selling organization. It is a very simple thing to prove that an automobile which lasts a long time and possess a high second hand valuation is really a cheaper buy than a car which sells for a lower list price and depreciates with much more raodity. The boast of this car is not that it is the very cheapest on Jie n arket but that it is the best value • hat can bo secured any place at this price. I'he prices on this car compare with those which sell for a SIOOO > lore on a car with the same value. Th. owners of the Jordan automobile repress nt that admirable type of American citizens who are intelligent • hough to realize that economy does no! necessarily consist in low values

Superior Motor Sales Co. Prominent Among the Automobile Firms of This Community and Located in South Bend at 2 1 3-2 1 5 South Main St., ?s Not ()n!y a Modern and Up-to-the-Minute Automobile Establishment but are the Official Representatives and Service Station for the Famous Fludson and Essex Cars. Hudson Coach Now Offered at $1395 and Essex Coach at $945, the World s Greatest Motor Car Values. The Greatest Year in Hudson-Essex History With the Largest Production of Six Cylinder Closed Cars in the World Makes These Price Reductions Possible. Mr. D. A. Boswell, the Manager, is a Man of Wide Experience and ( onducts His Affairs in a Most Highly Efficient and Satisfactory Manner.

Hudson and Essex car owners in this community are naturally proud of their cars, but they never forge’, to mention the service which they receive from the Hudson and Essex Sales and Service. In speaking of the fine service stal tion and the company’s policy of serv ice, there is not a Hudson or Esex : ear ow ner but what has a world of praise for this garage. Hudson and Essex car ow ners never get through talking about the way i they are treated here. They w ill talk | for hours about the courteous tn at- | merit w hich is accorded every one : who enters, the careful attention which is given to minor adjustments ami the patience of this genial manager, who is especially considerate of the new car owner. The first enclosed car in history ever to sell for an open car price is the newly announced Hudson coach. Mounted on the standard Super-Six chassis, it sells at an identical mark with the Hudson phaeton, a sevenpassenger open car. For two or three years, the gap between the cost of an open anil an enclosed car has been narrowing. There have been forecasts from time to time that this gap would finally close. Now that day is here. Since the fall of 1921, the Hudson Motor Car Co. has specialized on its coaches, a type of body which it created. These coaches have now’ become 75 per cent of Hudson’s business, so that all the well known economies of quality production may be applied to them. There is more material and more labor in an enclosed car than in an open one, but the larger volume on the coaches makes up

Oriental Ruga “Oriental mg" Is a general term applied to rugs made in the Orient — Chinese. Bokhara. Caucasian, Turkish. Persian and Indian. Most of these rugs here a velvet pile, but Keilms are woven fiat. nearly alike on both sides, while Cashmeres have a flat surface with a weave peculiar to themselves. Hou) Unfortunate im.; ... needs uorkltig on -, , . ! m understand it.

but in a lasting investment. It is to this type of people in our community that the new Jordan is selling. From the standpoint of performance and quality, there is no car chat is the equal to this one. It has been tested out under the most trying of circumstances and has come thru with flying colors. It has never failed its owners. The Jordan engineers are the best that there are in the world. The materials that go into this catare the best that money will buy. The reputation of the entire Jordan Corporation is based upon this new Great Line Eight. That this car has met with the unqualified expressions of approval of the people everywhere cannot be doubted. The sales record is startling to say the least. All of the many special features of the wonder car are to be seen in the new display room of the local agencv. There you will see just why it is that • his car leads all other makes of cars. There is nothing that they would like better than to have everyone who is interested to ride in this new Great Jordan Line Eight. Every point is explained in complete detail by .he experts here. For the convenience of all, the service and repair departments are maintained by expert mechanics. Only guaranteed work is turned out by them and the prices are astounding in th. ir reasonableness. Points of especial importance are explained to the car owners in order to secure for him a better running car. The community can well be proud of men who take such steps to bring honor and prosperity to it. These ’ ten have long been acknowledged as leaders in all projects that mean greater success to our city. Their time and money are behind every step that means for our advancement. They have given the public a square deal in all things and they are realizing the success of their undertaking in community approval and support.

this difference. In the Essex, which it manufactures in the same plant with the Sup-er-Six, Hudson has a coach which still sells at a slight advance over the open car price. But the gap is very narrow—lower in fact than in any other make of car except the Hudson. Both Hudson and Essex cars are now’ equipped with full size balloon tires. Besides the coaches, there are: the Hudson speedster, phaeton, and 5-passenger and 7-passenger sedan ami the Essex touring car. Some one has said that the word Service is the second most abused word in the English vocabulary, but Hudson and Essex car owners will swear by the kind of service which they receive at the Hudson and Essex Sales and Service. To Mr. Boswell the efficient manager goes the largest share of credit, for he has taken a ' cry personal interest in the station and in each Hudson and Essex car sold in this city. The fine service is due to the policy maintained by the owners, which is true. But it remains for Mr. Boswell and his force of efficient mechanics to carry out this policy in such a whole-hearted manner as to win the everlasting gratitude of the Hudson and Essex car owmers. .Mr. D. A. Boswell is considered one of the best authorities on the Hudson or Essex in this section of the country. Gifted with a genial disposition, an overwhelming desire to please and a most thorough knowledge of the automobiles, he is without question one of the most popular service station managers in this city.

i Title Conferred by Pope The title of Defender of the Faith, which English rulers use as one of ; their titles, was conferre in 1521 by Pope Leo X on Henry VIII In recognition of Henry’s defense of the seven sacraments. When Men Wor‘ Lace The lace gentiemen wore fur ruffles in the Seventeenth century was costly for those <’ays. Valenciennes lace, about three inches wide, which was then in great demand, sold for j about sll a yard in 1788.