The Syracuse Journal, Volume 17, Number 41, Syracuse, Kosciusko County, 5 February 1925 — Page 8

Classified Ads Classified advertising is accepted at the rate of 5 cents a line for each insertion. A booking and collection fee of 10 cents will be added for a charged account; no account will be charged for leas than 25 cents for a single item.

FOR SALE—About 200 bushels of good corn. Also secondhand Ford touring car in good repair. John Hibschman, Syracuse. Phone 319. 41-pd WONDER POLISH—II will do the work. For sale at Beckmann's store. FOR RENT—Good farm, 100 acres, about 2* miles from market, good buildings. Inquire of Stephen Fret man. JW -ts ~FOR SALE AT A GOOD BUY —My residence containing 6 rooms, bath and large closets. Bath room fixtures and kitchen sink of the best. Hot air furnace. G. H. Ellis. 414 p , FURNITURE—Furnish your home with nice up-to-date furniture and rugs. A fine variety at Beckmann's store. • ■ FOR SALE Good young beef, by quarter. Price and quality guaranteed. H. E Leslie!, Phone 843, Syracuse. Ind. 37-4tpd RUGS—New rugs for spring trade have arrived at Beckmann’s store. FOR SALE—Glover hay. Inquire at State Bank of Syracuse. 29-ts. CARDBOARD—AII kinds of cardboard, suitable for drawing and maps, for sale at the Journal office.- , ""OFFICE SUPPLlES—typewriter ribbon, carbon paper, typewriter paper, cardboard, blotting, etc., for sale at the Journal office. RECORDSThe best sellers of Rodehayer’s Victor records, “Old Rugged Cross,” “In the Garden" and "My Wonderful Dream.” have arrived <at Beckmann's More. FOR SALE—IB7 acre farm, with 7-roorn house, large bank barn. silo. Will take town property or small farm for part pavment. Time on balance. J. E. Grieger, Syracuse, Ind. 37-ts PICTURE FRAMES - Have your pictures framed at Beckmann’s Store. 38-ts WANTED— Young men and women to learn Morse and wireless telegraphy, and railway accounting. We train thoroughly and procure positions with big salaries. Great opportunities for advancement. All expenses low; can earn part. Write today for free catalog. School established fifty years. Dodge’s Telegraph Institute, Indiana Avenue, Valparaiso. Indiana. 37-6 t

BUSINESS DIRECTORY The STANWAR automatic water pump re* quin's no tank. The pnmp is a pressure Mani and pump combined. On display at your local .. plumbers The Lincoln Electric Co. Goshen Indiana F. N. Hascall Company INTERIOR DECORATING WALL PAPER PAINTS WINDOW SHADES PICTURE FRAMES GOSHEN * INDIANA r A JMH ■ / BO f 5. >► i , - r- o’ J, '

HOUSEHOLD HINTS

The water in which colored cottons are washed should be merely warm, never hot. The fat from bacon, ham and sausages fficuld always be saved and used to fry potatoes in. It is said rice has* a finer flavor if it is washed in hot water instead cf cold before boiling. Before frying sausages roll them in flour. This will prevent their bursting open and will improve their flavor. When mashing old potatoes idd baking powder and beat briskly. This will make them light and creamy. When roasting meat exnose it to a high temperature for the first half hour, then reduce the heat, f Dingy or discolored oilcloth should be washed with clear water in which a little borax has been dissolved. Wipe with a flannel cloth dipped in milk and rung as dry as possible. If you are in a hurry to iron a garment sprinkle it with warm water, roll it tightly, wrap it in naper and pla;e it in a moderately hot oven, or if the oven is too hot, in the warming oven. In a few minutes the moisture will be avenly distributed and the garment ready to iron. Brooms will last longer and not wear the nap off the carpet if they are occasionally dipped into boiling water and allowed to stand in it until the water cools. Then nut them out in the open air until they become dry. When the brooms are nqt in use they should be inverted and placed in a cupboard to keep them out of the way, or hung up. The following is the method of cooking rice that is credited with being the very best way to wvjk rice for American people: “Wash rice thoroughly. Use a deep vessel for cooking. To four cups of boiling water add one level teaspoon of salt. Then add cne cup of washed rice so slowly that water continues to boil. Put lid on. leaving just a small opening. Occasionally shake vessel so that no kernels stick to bottom, but this is important—never stir the rice. Boil until all water has evaporated. Then remove lid and place on simmerer or in open oven where it will finish swelling without burning. Each snow’-white grain will stand alone, plump, tender and delicious.”

— —. 15 : 5 lift f ML I 1 Vr/Z u a in * 5 ><Tu ——— j z: 'L s ° )nz *• *J I e- \.\l k V*, .*»,< yp*-“ m u «• ® _ h<§r7Tß dZB o 3 *gK/C * * U « * 5 o WmT/ l 5 P 7 na fi \ g J£3 $2 oRIBBONS—We sell ribbons for L C. Smith, Underwood and Oliver Typewriters. Journal office. > ■ ,

OLD CLOTHING FOR THE BIBLE LAND ORPHANS Two car loads of old clothing for the ragged, shivering children and adults of Macedonia, to be shipped by February 16, is the goal for Indiana in an emergency call to the friends of the Bible land orphan cause. Thus far the response has been liberal, according to Governor Ed Jackson.* state chairman of Near East Relief, and within a few* days the first car will be started for the seaboard. Every community is asked to aid and those who have not yet responded are urged to ransack the homo for all warm garments that will net be used again and forward a bundle to state headquarters for the sneond car load to be shipped about February 16. Many donations of new clothing have been received and frequently a substantial check to purchase garments. A special call is for shoes, old or new. February will bring fitter sufferings to thousands of tots and old people in Macedonia, the relief committee says. Railroads make no charge for transportation in this country and the, Greek govern ment will send t he clothing from Athens to Macedonia free. Sunday schools in many localities have organized clothing appeals. Anv garment that has warmth will do. 1 Donations should be well wrapped and addressed to tne Near East Relief, 526 Peoples Bank Building, Indianapolis. Everv garment no matter how worn will help save human life, the committee says. ’ NOTE REACHES FLORIDA Wabash, Ind.—John Renicker, who two years ago threw a botHe containing a note into the Eel river at North Manchester, Ind., has received a letter from S. Harrison. Wallaz of West Palm Beach, Fla., telling of finding the message. • • Renicker said he tossed the bottle into the stream as a whim. Tn the bottle he pjjt his name and address and a request that the finder write to him. The bottle is believed to have passed through the mouth of Eel river south of Logansport, into the Wabash and on into the Ohio and Mississippi, thence to the gulf Jitream which carried it to Florida. e POTATO'S TRAVELS The potato plant is a native of America. Growing wild on the plateaus) of Mexico and Chile it made its way. first to Spain, then to Italy and Vienna and finally won the plaudi stand the appetites of the rest of the Old World. Sir Walter Raleigh was responsible for is introduction to Ireland in 1586.

NOTICE OF ADMINISTRATOITS SALE OF REAL ESTATE

The undersigned, administrator of the estate of James Roberts, deceased. hereby gives notice that by virtue of an order of the Kosciusko Circuit Court, he will at the hour of 10 a.m., of the 7th day of March. 1925. at the law offices of Butt & Xanders, Town of Syracuse. Kosciusko County, State of Indiana and from day to day thereafter until sold, offer for sale at private sale, all the interest of said decedent in and to the following described real estate located in Kosciusko County, State of Indiana, to-wit: lot number one (1) in Dolan's Addition to Kale Island. Said sale will be made subject to the approval of said court, for netless than the full appraised vahre <of said real estate, and upon the following terms and conditions: At least one-third of the purchase money cash In hand, the balance in two equal installments, payable in not to exceed 9 and 18 months, evidenced by notes of the purchaser, bearing 6 percent interest from date, waiving relief, providing attorneys* fees and secured by mortgage on the real estate sold. GEORGE L. XANDERS. Administrator. Estate of James Roberts. Deceased. . 40-4 t

TO BREIZ FOR GLASSES Gearly? Finished musicians must read at sight the tiny notes set before them. They cannot be handicapped by poor vision. No matter what your vocation in life, if you are hampered by ineffective sight, a pair of our glasses will afford you real comfort and unalloyed pleasure. We Am Here to Help Tour tyee. NEVIN E. BRETZ Optometrist » & Optician 130 S. Main St, Goshen

THE SYRACUSE JOURNAII

REFORMS IN STATE SUPERVISION OF RANKS AS ADVOCATED BY RANKERS 4 By FRANK W. SIMMONDS American Bankers Association AL THOUGH many states have unexcelled systems of bank supervision by public authority, in some instances political entanglements have resulted in lax methods and dangerous

practices. Public opinion today demands, that bank supervision be as free from partisan interference as the judiciary itself. State banking laws are increasing in number and diversity. Much thought and study has been given by the State Bank Division of the American Bankers Association to uniformly efficient supervision. It is on record as urging that the office of Bank Commissioiier be freed from entangling politics and divorced from all other functions of

Frank W. Simmonds

state government; that the tenure of office be made more secure and lasting, with sufficient compensation and discretionary power to attract men of outstanding executive ability and

successful banking experience, and that bank examiners be selected from those having the requisite qualifications. A careful study and survey of state bank supervision has been made with the cooperation of State Bank Commissioners and state bankers to bring out the high lights of successful supervision. and at the same time indicate remediable weaknesses, as the basis for formulating a model code of law dealing with bank supervision, and also for developing public opinion In favor of Its general adoption. This survey shows that in forty-one states Bank Commissioners are appointed by the governors and generally hold office "during their pleasure." In two states they are chosen by popular election, in others they are chosen by a banking board, but in only a few is the advice of organised banking considered. In Mississippi the selection is made by a convention of delegates from the state chartered banks. Long Terms Make Bureaucrats The term of office was found to range from two years to six. The majority of recommendations favor a five-year term, reasoning that a long term of life -tenure tended toward bureaucracy in office, while a short term was condemned on the grounds that- the Bank Commissioner would scarcely have tiße to become thoroughly conversant with his field of work before the expiration of his term of service and the public would lose the fruits of his experience. A five year term is long enough to permit his rendering useful service through capitalizing his experience and then if he is found capable the chances of his reappointment would be strong. *" It was found that duties other than bank supervision are frequently imposed on the banking department, ranging from insurance matters to Irrigation projects and even state hail insurance. The almost unanimous expression of opinion is that the position of bank commissioner is a task of such outstanding importance as to demand that he devote all his time and attention strictly to problems of bank supervision and regulation. Some states Impose no statutory qualifications whatever for Bank Commissioner. A nhmber merely require that he have nominal qualifications. in many cases purely negative.

THE FRIENDLINESS OF BANKING By WILLIAM E. KNOX President American Bankers Asae- j station Until a few years ago savings banks were extremely austere institutions. They were founded to do the

kindliest thing in the world, that is, to take care of the savings of poor people, bat they did it In a most repellent way. They did not extend to their banking business any of the courtesies or any of the amenities of life

William E. Knew

whatever. They simply took the money, did the depositor the favor of taking IL and gave it back to him when he wanted IL And then they considered their full duty dona The. teUers and clerk* treated the depositors us though they were entirely beneath them. L myself, heard a depositor. an eld Irishwoman, say to a teller who hafl been snappish with her: ’Then you better keep a civil league in your head. It is the likes of me that keeps the likes of you in your place.** In that brief and caustic and well-deserved comment she had summed up the whole situation Ln a nutshell There wan nothing warm, nothing cordial but as the years went by those who worked at the windows got on friendly and kindly relations with the people coming to the windows. Here and there some man got so close to the people that they began to tell him their peyueaal affairs and ask ter his advice, and of late years the banks, too, have been stressing the human element They have struck a better way of approaching people. They have taken steps, tor UmteMa, to try tn got ss dose as they esn to the foreign element That is mm of the gveat problems in aD the largo

“COLD IN THE HEAD” GSL 11 Stones *» ■> risking operations eend for my fpm^ranyfa* "run flown" condition. free booklet, explaining simple home to treatment for Irritations of Liver, be used locally, and a Tonic, which jets Gall Bladder and Gall Ducts as assotoe SystMt elated with Gall Stones. ‘ym Dr * *•**<**» Deßk AP » *a Cttj, Me.

Only twenty states require actual banking experience varying from one to five years. Powers of Bank Commissioners in the majority of states, the Bank Commissioner is given mom or less power to approve or deny applications for charters of state banka Clearly this authority should be exercised chiefly with a view to supplying each community with safe, adequate banking facilities. Hence the importance of carefully weighing all factors involved such as the character and responsibility of the organizers and the community's needs for banking facilities. In the very nature of things no one is so well qualified to pa«s on charter questions as the Bank Commissioner. Comments from all states favor granting the banking department large if not absolute jurisdiction in granting bank charters. 4 number of states now confer more or less complete authority on the state hanking department to act as receiver in liquidating failed banks, usually providing that the Bank Commissioner must file a report with the court for approval In other states the court names a receiver and the Bank Commissioner thereafter has no jurisdiction or authority. The almost unanimous opinion of bankers and the Bank Commissioners is that authority should be placed in the banking department as it permits the employment of experienced bank administrators in winding up the affairs of a bank, is more expedient, economical and altogether more satisfactory. Changes Needed The consensus as to changes needed to strengthen the work of the state banking departments is summarized - in the following recommendations: 1. Provide adequate salaries 2. Give Bank Commissioner large dt»cretionary power in granting charters and enforcing bank regulations. 3. Remove the office from partisan politics by providing for election or nomination of the Commissioners by the bankers. 4. Provide for a sufficient number of examiners, with adequate pay, and free their appointment from politics. 5. Give the Banking Department full authority to act as receiver in the case of failed banks. . , t. Make Bank terras five years. 7. Make requirements for Bank Commissioner eligibility not less than five years of successful banking exper’ence and well recognised executive ability. Bank supervision, when wisely and impartially administered, is capable of rendering one of the highest types of service a state can give its people.

manufacturing and business centers. A great mass of foreigners come here and get together in groups, but they de not get any real touch of Americanism. They are just as Jewish and I Just as Italian ten or twenty years | after they come here aa they were I the day they came, because nobody j appears to take any particular interest in them. But when an institution like a savings bank begins to take an interest in the problems of the people, to let them feel that here is a group of popple engaged in a business that is willing to listen to them, their troubles, their trials, is willing to advise them, willing to steer them straight, willing to be sort of Big Brother to them, I do not think there is any better Americanisation work than that being done. That is the kind of work the progressive savings bank is starting on.— telling people that If they will come to them with their troubles they will be glad to give them the best disinterested advice, to do things for them free, that otherwise they would be charged for by somebody. They are willing to advise them when they get a little more money than the savings -bank can take care of, what they can Invest it in. or in some cases what not to invest it in. If ,the savings and commercial banks all over the country adopt that particular attitude toward oar foreign feliow-ettisens. it still give them' an entirely different view of Americanism. It 1* this changed attitude that has resulted in the tremendous growth of deposits that have taken place tn the savings banks since the war. There has been a different spirit breathed into the relations between the depositors and the men <m the other side of the counter. MORE BACKBONE. LESS WISHBONE Why not think on the matter of wishbones and backbones and decide to take the power out of our Uriahbones and put It in our backbones? That’s the place we need it if wo are to accomplish things worth while.— i ,< uUMMsF«nner. re— .„,t iff, ri.ifii.mil II n Ml —lie—»

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TRUTH A.ND LIGHTNING Lightning plays curious pranks * but one thing it does not do is to photograph images of trees or other objects upon the skin of its victims, says Nature Magazine. Much psieudo-scientific nonsense has been written about the ramifying pink marks v often found on the bodies of persona who have been struck by lightning. o DON’T WAIT Take Advantage of a Syracuse Citizen’s Experience. When the back begins to ache. Don’t wail, until backache becomes chronic; ’Till kidney troubles develop; ’Till urinary troubles destroy night’s rest. Profit by a Syracuse citizen’s experience. N. P. Altiand, grocer, S. Lake St., says: “Dull pains caught me’ in my back and the more I worked, the more severe they became. My back weakened when I lifted and cutting pains across my kidneys took my strength. My kidneys didn’t act, right at all.. I got Doan’s Pills at Thornburg’s Drug Store, and they drove the trouble away.” Price 60c, at all dealers. Don’t simply ask for a kidney remedy —get Doan’s Pills—the same that Mr. Altiand had. Foster-Milburn Co., Mfrs., Buffalo, N. Y.—Advertisement.

At HUDSON’S Final Reductions ‘ x ON Ready-to-wear Ever. Wi.7.7 Gament FOR Ladies and Girls CUI THE LIMIT Prices Also Cut on WARSI’S BLOOMERS SKIRTS PRINCESS SUPS BATHROBES - APRONS MIDDIES SWEATERS THE HUDSOKCoI-J goshenWTndiaha.

ROBERT E. PLETCHER » Fnneral Director Ambulance Service Syracuse, Indiana. Telephone 75 I sell protection in Bankers Mutual Life Insurance Co., of Freeport, 111. Auto and Fire Insurance S. C. LEPPER Syracuse Indiana Get your FREIGHT via the SYRACUSE-FORT WAYNE TRUCK LINE J. E. Rippey Phone 101 Syracuse, Ind. “If I don’t haul your freight, we both lose.” GEO. L. XANDERS Attorney-at-Law Settlement of Estates, Opinions on Titles Fire and Other Insurance Phone 7 Syracuse, Ind. SPECIAL ATTENTION GIVEN TO ESTATES, DEEDS, MORTGAGES TITLES AND WILLS VHLLIAM GRAY LOEHR Attorney-at-Law since 1916 Admitted to Practice in All Courts Collections, Notary Publie 118| S. Buffalo St., Warsaw, Ind.