The Syracuse Journal, Volume 16, Number 45, Syracuse, Kosciusko County, 6 March 1924 — Page 6

WHY FINANCE FAVORS INCREASED FARM EXPERIMENT FACILITIES

r. ■ . — — American Bankers Association Indorses Purnell Bill Because It Believes What Is Good for Farming Is Good for the Country—Obsolete Farm Methods Doomed.

i By D. H. OTIS, Agricultural Director, American Banker* Association If the agricultural colleges and experiment stations are to function effectively and give up-to-date, reliable information and aid in respect to farm problems, they must have sufficient fund#

to carry’ on adequate research and experimental work so as to discover practical ways to improve agriculture. The present Federal appropriation of only $30,000 a year to each of the experiment stations is deplorably inadequate to meet the pressing needs that are constantly coming before the 'p urne n bill, which has been before Congress and will again be urged during the present session, provides for an increase of $15,000 in the national appropriation for each agn-

D. H. One

tural experiment station. It also- jfr.vide.__

creased appropriations until th annually for each institution. The American Banker. Association, through its Administrative Committee has placed Itself squarely on record as being In favor of this measure because it believes that what is thus fundamentally good for farming is good for the country. What Farming Requires ’• Farming requires skill of no mean gort A farmer is ever facing new conditions and- must adjust his activities to cope with them. The problems of the soil, of crop production, livestock breeding and feeding, and business management of the farm call for as high an order of brain power as itv industry. The young man of today need not leave the farm for a There is abundant opportunity for the exercise of his best faculties in helping to develop a basic Industry that affects the welfare of •very human' being. In order to farm properly and eco comically, the farmer roust bo equipped with a high degree of technical skill. Farming by guesswork belongto the past. No longer can he gauge hts activities by the position and shape of the moon. Success demands the application of the best knowledge and experience available. New prob lems arise dally. New solutions must be found. Discoveries are being made that affect practical farm infrthod.s tremendously. Insect pests and plant diseases are constantly putting in their appearance and must b® com bated by the most effective methods. Competition makes that imperative. Old Ways Do Not Pay Land prices have been soaring Following the Civil War. Immense areas of fertile land were available almost for the asking. But today the moat efficient land is all taken up. and the expansion of our agricultural production must come from either increased yields per acre or from farming the less efficient land. The higher the pries of land the greater the overhead. What was profitable on cheap lands may be very unprofitable on high priced land. To meet these changing • conditions requires new stores of knowledge and new methods of applying knowledge. Today many old methods of farming are Inadequate and unprofitable Time was when it may have been cheaper to let a horse or cow die rather than to go to the expense of calling a veterinarian. Today we must discover new methods of treat lug disease and saving our cowa We must also discover ways and means to prevent disease, to improve our

EVERT BUSINESS MAN’S GREATEST OBLIGATION By WALTER W. HEAD President American Bankers Association We speak reverentially of “Our Coentry." What do wn aeaa< Ara we thinking of the service which we

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Walter w. Head derive from it? Are we thinking of what we may do for our country, or of what our coun try. may do for us? Our duty to ourselves and our eountry requires positive as well as negative action. Wo must be constructive. As citlxem of our country, do we fulfill the obligations incumbent upon ns? Do we exercise our right to vote—and when wo do. do we always place intelligence, efficiency and patriotism in government ahead cf every other consideration? The message which I wish to emphasise is a simple truth, one easily understood, but one at great importance. perhaps more Important today than ever before: We—l. as an in di vldual—matt be responsible tor our government—tny government.* We cannot delegate our respdhslblllty in government to someone else. There is no substitute for individual Interest In government and individual responsibility for government. 1 have said to bankers that the great not duty ot the banker today is not to

4 Advertise in The Journal P HftJg'”!™"'" 1 * IL —US —SB

tie total amount equals <>ou,vvv feeding methods, and to avoid waste We are living in an age of specialise tlon, which means that we must pro duce more per unit. ALL OF THIS REQUIRES KNOWLEDGE AND EXPERIENCE' THE TAX OF IGNORANCE IS THE LARGEST TAX THAT WE PAY AND UNFORTUNATELY 'VE GET NOTHING IN RETURN FOR WHAT WE PAY IN THIS WAY. Th« Experiment Stations 1 Th® agriculture! experiment sta tions have don® a great work not only tor the farmer but for the community ’ and the country as a who!®- They have 1 developed Improved methods of breed ing and feeding and of selection. They 1 have saved farmers of th® country millions of dollars by discovering the ; best methods of applying fertilisers by determining conditions under ■ | which new and valuable wops can b* ’ j 1 * .j /wrfc msi»\ | I rs sb-M . x. o» «<u ) * • » "W 3'9 3 —w” fr t J .// x -•‘”W 1 1' > ' 4*o >• TEAMWORK p successfully grown, by studying crop n rotation and the utilization of bye products, and by developing mechan r Seal devices that save labor and ins crease efficiency. Much as the experiment stations i- have done, research work is still Id > its Infancy. There are still greater n problems awaiting solution. We must e delve deeper, we must push further f Into the unknown, w® must devis® • systems of farming that are mor® l profl table then the ones we ar® now e using. The experiment stations must s have increasing financial support to r achieve these ends.

loan money, but to loan blmseit —to , tbe service of his community. MANY A WAY TO f OBTAIN CREDIT Th® farmer, who i® th® Initial pro ’ due er of goods, Has mor® aseacie® designed to assist in bls financing than has aay other group, partly aa a result of th® natural growth of our present financial structure and partly txcaua® ' of th® special agencies created by th® government daring recent year®. Th® list of his credit sources 1® a surprisingly large one, for be may borrow directly from the savings banks, trust companies, and insurance companies; may use th® Federal Farm Loan Banks and the Joint Stock Land Banks: may sell his mortgages through local farm loan mortgage brokers, the larger mortgage compa nice, and certain Investment banking houses; it a cattle raiser, he can die coant his paper with cattle loan com paniec; hie marketing is often done through a state or national eo-opero tlve marketing association; he bee access to the regular commercial banks for short time funds; and at course, participates as any other con aumer.in the usual reUdi store credit Moreover, th® Federal Reserve Act baa provided broad accommodation for agriculture in its text aa originally adopted and In the several amend meats sine® made, and the Agricnl tural Credits Act authorise® the estab lishment of the Federal Intermediate Credit Bank as a further aid. When one hears the statement made that in our economic system the farmet alone is not provided for, the answet is merely. “It isn't ao.“ Many people tre conning to believe, and this In duds® some of the agricultural bloc in Oongrees. that the farmer's trouble la not due to his lack of credit bat tc having had credits granted too easily and in too large amounts.— Jottnte of th* American Bankert

owe to oar country. of th® love vfilch we bear for it, or ar® we thinking only of th® protection which our country can afford us. only of the benefit which we may

ANNIVERSARY SALE

J Ladies’ New Spring Dresses. are silk and some are wool, in the new checks, big selection, all new shades, sizes 16 to 40. Anniversary S 9 $4.98 Men’s Dress Hose, black and brown, all sizes. Anniversary Sale Qp Price Children’s School Stockings, nice quality, black and brown. Anniversary sale-.; 1 Cp price ’ : Avv - ' UdW'Piire Silk Hosie, sub-stan-and brown. Anniversary fiQr Sale Price j Men’s Heavy Work Shoes, in retail nvd all leather. „ Anniversary Qi QO Sale Price I . Indies’ black, one-strap, all leaj ther Slippers quality. * s.’: I ;™'’ sl-98 I - ■ -■ ■ ■ I «' '

Men's Heavy Blue Overalls, full cut, well made, 220 weight, double seam. Anniversary (DI IQ Sale Price 1.1*7 Children's Gingham Dresses, ages 7 to 14, wonderful styles, Anniversary QQn Sale Price <7OC Boy’s Basketball Saito, wonderful pin v ■*uit>. Anniversary QQn Sale Price 17OC l_ i c Men’s Dress Caps, all new patterns. • Anniversary QQn Sale Price l/OC I z I 27-in. Outing Flannels good quality, lights. Anniversary *1 E* Sale Price IOC

Ulf Ijg Ulf ■ I ■■■ I ■ 111 I I I u ■"* _ OL .p CORNER Uli II I >■■■

THE SYRACUSE JOURNAL

ESf O” March 3rd, 1923—thia store opened for business in Warsaw in the buisness room formerly occupied by George Polk, the Buick Agent at Lake and Center streets, this corner now well known to every wise buver in this county as the comer to find real values. On the opening of this store there were many predictions made as to how long this store’ would stay—we have already overstayed the time Plotted to us and after one O year we again repeat we are going to stay in Warsaw ana continue to * sell you quality merchandise at UNDERSELLING STORE prices, guaranteeing every purchase as heretofore —Satisfaction or your money hack. fZI .Remember we guarantee to meet or beat mail order prices—buy merchants dise that you can see. and try on and don’t buy pretty illustrations—you uri can see what you get here before you buy it—beat the ma : i order price at your UNDERSELLING STORE. Others are doing it—why not you ? Boys Men’s genuine Colfax blue Cham--9 School Suits Work Shirts, guaranteed H full cut and fast color, g with 2 pants Anniversary M both pants lined Sale Price OvFV « quantity limited * Anniversary Sale Price $4.98 Ladies’ all-wool Velour Capes, Anniversary g— — — Sale Price kpttevFO S Boys’ ; S PeterPanSuits Suits $14.98 Eb sor a boys aged 2 to 8, made of Cg . Children’s (iingham Dres- Children s Gingham Drosg tweeds, trimmed with pjulty , s to mat€h sizes 7to u. New jjjj| iu brown with nicely trimmed size 2to 6 patterns. Well made, black tie Anniversary Sale Price Anniversary Sale Price Anniversary Sal 3 Price I $1.98 98c 98c Mjß — . ■, - g Sale Opens Saturday Lake and Center Sts. 0 Warsaw, w. Our First Anniversary Sale Opposite Court House The store that is known for value will break all records in Value Giving during this Anniversary Sale- The Buyer has just returned from the Efl Eastern Markets, where our bujring is' done in conjunction with the buyj n g of other UNDERSELLING STORES in other cities. By this method ’<• ra W e Rro a ble to purchase merchandise at prices that the ordinary buyer could not touch. We have made an extra effort to get values for our First Anniversary Safe and our manufacturers gave us every co-operation bm■» for this special occasion by giving us merchandise at our price, so come El to this sale prepared to be surprised at the wonderful values you will 9MI find, always remembering that our double guarantee binds every vale—you must be satisfied or your money back—that is our creed. S all-wool Coats, fuU Imod . of the „ ew in b ,„ k , M New Spnag Stjles. sbwle of Aiwtale . Q Aamrersarj, Sale Pn«. of K Bfd Go<)6c4jllWi in CT all the latest cut-ont patterns. (Ufk fIQ Anniversary Sale Priee. $3.98 r Men’s Ail-Wool Suits Cl 4 QR Anniversary Sale Price g Visit Our Ready-to-Wear Department g New Spring Styles in flatt Crepe {presses, a- Values that talk for themselves. CQ Qfi Anniversary Sale Price q> O 9 THE STORY OFIPROGRESS] i Since our opening here we have enlarged our floor space at different v times. We have added an exclusive Ladies Ready-to-Wear section, where the ladies who are looking far real bargains in millinery, dresses, coatsL underwear, hosiery and corsets, can shop to their heart’s content, and save real money on any purchase they make. Here you will also find a 'tel Children’s and infanta' Department, where you can buy quality merchandise at Underselling Store prices. We also have doubled the'capacity*LJ of our Shoe Department since our opening—Here you will find all leather |~f shoes for men, women and children at Underselling Store prices and every pair we sell is absolutely guaranteed to give satisfaction. We are starting our second year in Warsaw with thousands of satisfied customers, which ’SSI we consider our greatest asset. Are you one ? If not, come in and let us convince you that this is your UNDERSELLING STORE. __ .

H Genuine Scout Pergs cales, beautiful light E3 patterns. Q Anniversary g S a J e m Price Si Ladies’ Cotton Hose, @ fashioned style, black IS and brown. B Anniversary H Sak Kr s Price AJC Men’s Spring weight ballbrigan Union Suits. Anniversary |S. 69c |sf< 3 Boy’s School Blouses, in light and I dark patterns, t Anniversary QOC LJ Sale Price 0/ v Men’s brown bieyde style Work Shoes, rubber heels. 1 $1.98 Ladies* Black Kid Oxfords, new last, all leather. Anniversary (tjl QQ Sale Price Table’Oil doth, 5-4, good quality, lights and darks. Anniversary Sale Price I—- “ — * Children’s Voile? Dresses in high shades, ages 7 to 14. Anniversary QRr r Sale Price • FOV Ladies’ Gauze Vests, extra large size. Anniversary 1 Sale Price Ladies’ White and Tan Blouses, good quality. Anniversary H Sale Price ? • - Men’s Dress Hats, Maek and tan, lgS| all sizes. Anniversary Qi 7Q H Sale Price Dress and Apron Ginghams, 24in. wide, good pattern. Anniversary 1 Sale Price IVV