The Mail-Journal, Volume 22, Number 51, Milford, Kosciusko County, 18 December 1985 — Page 16

THE MAIL-JOURNAL — Wed., December 18,1985

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FNB FARM SEMINAR — First National Bank of Warsaw sponsored a seminar on financial statements for agriculture on Wednesday, Dec. 11. Held twice, once in the afternoon, and a second time in the evening, over 60 individuals attended the sessions. As a service to the public, First National Bank of Warsaw sponsors seminars on various subjects ;to aid and assist individuals and families with their financial futures. For over a decade, seminars on jpre-retirement planning have been offered by the bank in late winter or early spring. < The recent seminars on consolidated financial statements were led by Dennis Burch, assistant '.vice president, agricultural loans. < Participating were Paul Reith, vice president, Milford office; John Clay, assistant vice president, Claypool office; Ed Likens, assistant vice president, Pierceton Bank; Jack Warner, assistant vice president, agricultural lending; and Ron Cotton, commercial loan analyst.

s * # i YnietMe Cheer Warmest thoughts and the best x>f holiday wishes to you and yours. We are proud to have you as our customers. ' AUNT VERNA'S PLACE ) J ' 613 S. Huntington ' •# 1 > SYRACUSE 1 4 * IdL 457-5012 .

BUY TWO AND GET ONE FREE Buy TWOI6 oz. a£S S S Returnable 8-Packs M °f an y p^p ß *’^ Product... AND get one FREE cola B-eoSII 8-Pack of SUCE (Reg. or Diet) BUY ANY TWO PEPSI, DIET PEPSI, PEPSI FREE, DIET PEPSI FREE, MOUNTAIN DEW, SLICE OR DIET SLICE AND GET A FREE *— CARTON OF SLICE OR DIET SLICE. COUPON MUST ACCOMPANY PURCHASE. RKO Bottling of Fort Wayne, Inc. | FREE! Coupon FREE! | Buy TWO 8-packs of 16 oz. I 'Z'J. — returnable bottles of Pepsi, Diet "a RETAIL Pepsi, Pepsi Free, Diet Pepsi | PRICE Free, Mountain Dew, Slice or K UT I Diet Slice and get one Slice or I XJJLJIH Diet Slice FREE! ’ Mr Retailer Our salesman will redeem this coupon in accordance with the I ter ms of otter stated above Your weekly purchase of Pepsi . Dio Pepsi . Moun I • tam Dew PepsiFree.DietPepsiFree.SiicoandDietSlicemustbesutticientto I cover all coupons redeemed by us Customer must payany sales tax Cash value I v?0ot1< GoodonlythroughdealorssorvicedbyßKOßottlorsofForlWayne ■ I COUPON EXPIRES DEG 31,1985. PF ; IO) Si S si£ Biffle l Pt PSI PEPSICOLA. MOUNTAIN DEW. PEPSI FREE. DIET PESPI FREE. | j SLICE .nd DIET SLICE «r.i^)iM*rMU,Kl.m«k*ol PEPSICO. INC I FREE! RKO BOTTLING OF FORT WAYNE, INC. FREE! |

Dividend declared The board of directors of Lakeland Financial Corporation, the parent company of Lake City Bank and Lakeland Mortgage Corp., has declared a cash dividend of 16 cents per share on the outstanding common stock of the corporation. The dividend is payable January 25,1986, to shareholders of record at the close of business January 10.1986.

■■“■‘'■■■■■■■■■■■fl TOM jackson RESIDENTIAL 457-5417 COMMERCIAL • Room Additions • Remodeling • Fire

12 days of Christmas could prove costly

ByDEEJAYNES Staff Writer Looking for something unique for that special someone on your Christmas list and moaning about high prices? Cheer up, things could be worse. The unlucky lover in the popular Christmas carol, “The Twelve Days of Christmas,’* would find himself in hock to his eyebrows attempting to duplicate his generosity at today’s prices. According to research done by the Indiana University New Bureau, duplicating the items given over the twelve days of Christmas in the English carol could cost today’s shopper a whopping $54,439! Since few, if any, of us have that kind of Christmas cash, here are just a few alternatives for the more costly items named in the song: The first two items in the song come as a package deal; a partridge and a pear tree. IU suggests a ruffled grouse, costing $35, sitting in a S3O pear tree. If you’re not sure where to find a ruffled grouse and Eave no space for the tree, how about a “Best of the Partridge Family” record album? Butterfly Records in

Warsaw will order one for you for only $7.98. From a romantic stand-point, you can’t beat the sentiment expressed by two turtle doves, retailing from an exotic pet store for $25 each. Cost-wise, how about substituting two parakeets, reasonably priced at about $8 each — or better yet, the First Baptist Church on Center Street in Warsaw will let you have as many of the pigeons inhabiting their steeple for nothing. The next items on the song’s gift list are three French hens — interpreted by the Indianapolis Zoo as peacocks, retailing for approximately SSO a piece. If you aren’t particular about the nationality of your hens, why not substitute three Cornish game hens — ready for the oven —for only $1.65 each at Augsburger’s in Syracuse? After all, what is she going to do with a peacock? The Indian Hill Mynah, valued at over S2OO, is the interpretation Paul Grayson of the Indianapolis Zoo uses for “four calling birds.” We, however, prefer the popular alteration “four colly birds,” or common blackbirds, available at no cost in yards and fields all over Kosciusko County. Don Hanft at Fitch’s Jewelry, Warsaw, says the going rate for golden rings is $39.50. Since this is the one item in the song that made any sense, perhaps it is better left unchanged. Spend the money. Since the carol didn’t specify how the geese were to be laying, we’ve decided that a ready-to-cook goose is just as good as any. Since the going rate per goose is about S2O, we suggest substituting a nice four pound duck — available from Maple Leaf Farms for only $3.96? “Seven swans a-swimming” presented a challenge. According to Grayson, the swans are rare and would cost about S2OO each, if they were available at all. If $1,400 is too steep for your budget, Harvey’s Mart in Warsaw has some nice wind-up ducks for the bathtub at only $1.19 that could be spray painted and no one would be the wiser. On the eighth day you would need to provide “eight maids amilking.” The IU study says it takes between 30 and 45 minutes to milk a cow by hand. At minimum wage of $3.35 an hour, this gift would cost you approximately $13.40. Not too bad until you add in the cost of eight adult female Holsteins. For days nine through 12, the song gets a little more complicated. Since costs on hiring the various musicians and performers involved could vary drastically, we have decided upon a little "do-it-yourself.”

v: a-B-A. J l'.i i .' i i:!'"[ |i| 'i!ii i " , i!T t !t' | iiii i iii i 'H • Prepared in 100% premium peanut oil. • All natural ingredients. Groo4 Style. POTATO CHIPS f They Are Delicious! j- ' AMa ON ANY $1.39 SIZE L—4'AISP"J£( OR LARGER OF 1 iIWWBB >AVf mike-sells 1 wMIS«< potato chips ■ RETAILER: Mike-sell's will redeem this coupon for 250 plus 70 handling provided J ■ xVJ that you and your customer have complied with the terms of this offer Coupon | Z j< 'd good only on product specified ANY OTHER USE CONSTITUTES FRAUO. In- . ■ IfJ WTTATDCNPSJ voices proving purchase of sufficient stock to cover coupons presented must be ' I Kl I Shown upon request Coupons are nontransferable and are void where pro- | 1/1 £J3S= i --Jjf hibited. taxed or restricted by law Customer may pay any sales tax. Cash value . I N 1 t I MIKE-SELL'S Sales Driver, coupon clearing house or send to Mike-sdl s Potato | Chip Co P 0 Box 115 N Dayton Station Dayton Ohio 45404 ONE COUPON PER PACKAGE OFFER EXPIRES MARCH 31,1986 I-' - ■ They Are Delicious! J ON ANY $139 SIZE 1 i : ' 1 ---I OR LARGER OF " AUMi SAVE # MIKE-SELL’S 1 wK W K POTATO CHIPS * RETAILER: Mike-seMls will redeem this coupon for 250 plus 7( handling provided ■ I ‘’ J that you and your customer have complied with the terms <rf this otter Coupon | , ' j'd goodonly on product specified. ANY OTHER USE CONSTITUTES FRAUD In- > ■ DYnATOfIVSj voices proving purchase of sufficient stock to cover coupons presented must be ■ I Nri fyyMvy?; shown upon request. Coupons are nontransferable and are void where pro- | • TCI «pCSESJ|J hibited, taxed or restricted by law. Customer may pay any sales t»c Cash value . I H 1/20 <>• K L'tnit one coupon per package. Redeem coupons through your ■ MIKE-SELL S Sates Driver, coupon cleartSi house or send to Mike-sellb Potato | Co. P 0 Box 115 N Dayton Station Dayton Ohio 45404 | ONE COUPON PER PACKAGE OFFER EXPIRES MARCH 31.1986 j If They Are Detictous/ V- -- -a------- --- - - J y mb . ON ANY $1.39 SIZE ■ f"I ?l" 1 OR LARGER OF 1 MiMßk CAVE MIKE-SELL’S 1 flfflSn mMWEJbv potato chips I RETAILER: Mike-sodb wW redeem this coupon for 250 plus 70 handling provided J I ] that you and your customer have complied with the terms of thispfter. Coupon I aoodonly on product specified ANY OTHER USE CONSTITUTES FRAUO. In- ■ ■ Id Lmtowd purchase of sufficiont stock to cover coupons presented must be ■ I M shown upon request Coupons are nontransferable and are void Wtere pro- | J ITI hMM.ta»d or restricM by law Customer may pay any sale* tax. Cash value . I V» o» U Limit one coupon par package- Red**n coupons through your 11' MIKE-SELL'S Sales Driver, coupon clearing house or send to Mike-sekk Potato | Chip SrPO Box 11SN Daytoo&ation Dayton Ohio 45404 | ONE COUPON PER PACKAGE OFFER EXPIRES MARCH 31.1986 ■

For $5 per hour, the lady in your life can stop being a spectator and learn to dance herself at the Warsaw School of the Performing Arts. Connie Watters, the school’s owner, offered this suggestion to replace the “nine ladies dancing” given in the carol. A coed aerobics class at the Kosciusko Community YMCA can provide all the leaping you want for approximately $2 per hour. They don’t, however, guarantee that all the gents in the class will be lords, but they should be able to come up with ten of them. Nearing the bottom of the list is “11 pipers piping.” After consulting with several parents in the beginning band class at the Warsaw Middle School, it was decided that the best time to shop for this item would be about two weeks after the new classes begin in the fall. Prices on pipers should be their lowest at that time! Last, but not least, “twelve drummers drumming.” According to our research, this item should be available from the previous source — one week earlier. Happy shopping.

More organ donors needed

Donating a part or all of your body after death is the most valuable contribution anyone can give to transplantation, medical education research and therapy, says the Indiana State Medical Association (ISMA). The human body is a storehouse of human tissue, yet the need for donated organs far outweighs donors. According to the ISMA, kidneys are transplanted in more than 2,000 individuals each year but more could be used if they were available. Similarly, as many as 15,000 patients a year could benefit from a heart transplant, but only 400 to 1,000 donor hearts are available. It is estimated that about 17 percent of patients accepted as heart transplant candidates die before a heart is available. Transplants also include corneas of the eye, bone tendons, heart valves, fibrous tissue that cover the muscles, and cartilage. Becoming an organ donor is as simple as signing the back of your drivers license. Also state ID cards may be obtained at any state license branch indicating that the bearer wishes to make an anatomical gift after death. However, the doctor who will handle the donated organ cannot be the one who pronounces death.

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WINNER OF SPECIAL DRAWING — Richard Timmons, manager of the Country Home Floral Shoppe, Syracuse, is shown presenting a gift to Harriet Shannon of PO Box 132, Millersburg, winner of the special drawing held recently during the recent Country Home Floral Shoppe Christmas Open House. (Photo by Dale Tobias)

Also, no money can be exchanged in making an anatomical donation and expenses for funeral arrangements and care of the body after removal of tissues and organs are the responsibility of the donor and his family. The ISMA recommends a donor’s wish to be expressed in a written document such as a will. His or her intent should also be made known to family and friends who will make certain that the donor’s wish is carried out. Electric and telephone costs up During mid 1985, Indiana farm electric bills averaged SIOO per month, up 10 percent from the 1984 average of s9l. The average cost per kilowatt hour (KWH) was up 13 percent to 7.90 cents compared with 7.00 cents in 1984, although average monthly electricity usage in Indiana, at 1,260 KWH per farm during mid 1985 was down three percent from the 1,300 KWH a year earlier. Nationally, farmers and ranchers paid an average midsummer electric bill of $lO4 in 1985 which was 6.1 percent above the 1984 average of S9B. The average cost per kilowatt hour (KWH) was 7.17 cents compared with 6.83 cents in 1984, a five percent increase. Usage of electricity averaged 1,450 KWH per month in 1985 compared with 1,440 KWH a year earlier. In 1985, monthly telephone bills for Indiana farmers averaged $37.50 compared a $34.30 in 1984. This was a nine percent increase. The telephone service charges paid by US farmers and ranchers averaged $43.90 per month in 1985, unchanged from a year ago. Takes an expert It takes a mighty good bookkeeper to make a deficit look like a surplus.

■ > -CbMbAi . / -a- W-f •JL A z ’ Glad Tidings Dashing through the season, wishing all of you a Joy-filled Merry Christmas I BYLAND JEWELERS 1071. Main St. 457-4282 Closed Dec. 26 A Jon. 2

More information on kidney donations may be obtained from the National Kidney Foundation, 50 East 91st Street, Suite 314, Indianapolis, Indiana, 46240, or call toll free, 1-800-322-9971. Away to quit smoking A new Freedom From Smoking clinic program to help smokers join with others to quit their habit is being offered by Kosciusko Community Hospital beginning January 6. The seven week clinic will be held at 7 p.m. in the board room at the hospital. “There’s a lot of give and take in our group process, which takes the lonely element out of quitting on your own,” says Judy Slone, R.N. “When it comes to smoking, for some people quitting together is more effective than trying to kick the habit in isolation.” According to Mrs. Slone, in its five years of developing and testing the program the American Lung Association found that signing contracts to quit and assigning rewards to self are important factors in successful quitting. One of the most popular parts of the program is a panel discussion of ex-smokers about how they manage to stay off cigarettes. Small group interactions, organized within the larger group, are a major emphasis. Weight control, relaxation, and identifying triggers to smoke are key elements in the Freedom From Smoking clinic program. So is keeping a record of the cigarettes one smokes each day. “Smokers will find help, support and encouragement in this program,” Mrs. Slone says, “and the cost is about the cost of five cartons of cigarettes.” To register or get more information, call Judy Slone at K.C.H., 267,3200, ext. 123.