The Mail-Journal, Volume 16, Number 33, Milford, Kosciusko County, 5 September 1979 — Page 17

Let's Talk Vjl Estate By Phil Beer Realtor ADS AND DISCLOSURE RULE

The truth in-lending law become effective July 1, 1969 Its also known os the disclosure rule It required lenders to give customers o plain statement of the credit charges involved in any transaction. One area where it has helped to clear possible misunderstand ings is in real estate ads. Remember when ads used to read like this FOR SALE 3 bedroom home in fine location, only $22 000 with $3,000 down Now, if the advertiser mentions the down payment he must also mention the monthly payment and the interest rate Tell all or, tell nothing’ You may advertise the selling price or terms like low

TODD REAL TY | M MLS NEW LISTINGS ~~ fl ■ rfr ...T* J! —-«—'<*»%"" — IN i 1 i> ! Jjrr i COME AND (JET IT * Cause it won’t last long! This super neat and clean two bedroom, i one hath house is in superior condition. Range, refrigerator. • -Hbf "**' washer and drver are included in the propertv. l arge garage ' yC- EL > < 7(»0 s M uare feet’, two patios, and a gas grill compliment (his 2 lot P r °P er tV- $34.5(10. |£’l S Y R AC ISE TWTiiMwMn! 1 Jfliml—« w,xV - - - jitj - EXECUTIVE LAKE FRONT HOME! This recently remodeled home on Morrison Island not only viirw tippfc wok offers elegant lake front living, but also offers a guest house I ’{/ hA ,! 1 E . K..a........ , . . . . . ~ ~ . , , ... , ... . .. .. . and swim there too! See this Quality v ear round 3 bedroom, designed around two skvhghts bv a local architect and it has its . ... .. . M ‘ ..-, . ..„„ ~ , . . ~» .. .. . u > u . j 1 bath home with the step-saver equipped kitchen and large own lake view, too! Beneath the. guest house is a 2icar heated ****,. . ... „ , V . , „ ..... . . . , . f i 30x18 living room with fireplace. Attached garage, seawall and garage with auto door opener and an extra storage area for lawn s — ,* . ?. ...... . „ . . , ... . deck. This home offers our Home Protection Plan. \A I* mancing. equipment, lhe boat house and common area boulevard are . 4 . . ... ... .. . . „ .' ; , ~ . .. .., . . .... _ .. .... . , and vou mav trade m vour old home with our Guaranteed Sales located conveniently behind the mam buildings. Air conditioning, • . • • ............. T4 . luu ., .. . . i•. i. i j . . . . Plan. See it todav. $<(».000. REDl't ED TO $<4,000! fireplace, bar. Mutschler kitchen, landscaping, deck and cedar shake roof are only a few of the extras this home features. Must WILDWOOD ISI.E-lIPPEt ANOE LAKE be seen to he appreciated. Shown by appointment only. $235,000. (Owners reluctantly relocating.». w I \KE \\ \W \SEE - MORRISOX IM \\l> aSi wISS fcjM9DII =aS F < I ImROEjMb g.|w El l F MAKE THIS YOl R HOME HwflH |jfcd ever need — I bedrooms. 2 baths, spacious family room with a Ben Franklin stove and a large storage area. The Andersen Thermopane windows overlook a large well landscaped lawn. .RBRBI Make an appointment to see this immaculate home todav. SS9.!NM>. p«m»m cai orf> STATE ROAD 13 SYRACUSE This year |ake Front home on the N. shore of Syracuse k Lake (across from No. 14 green at Maxwelton) offers 5 bedrooms. 4 baths, two B’x2B' redwood balconies and one B‘x2B’ lAfr CAI E patio opening through sliding glass vinyl clad thermopane doors VW F nil W F | IJ|I JIILI into 3 levels of living. The lower level even has complete kitchen, bar area! In addition to the other features too numerous W Bl — to mention, your next home offers 3 fireplaces! You may trade "> JJ ■B E E uEb E IJf your present home in on this home under our Guaranteed Sales jE I El* Plan. Competitively priced at $99,500. | COAA JOSEPH TODD. REALTOR GRI. CRS. CRB. CBC CLARA WARNER, REALTOR * A ■■■ M CLARE BAUMGARDT, REALTOR GRI /| II Us ft I E U ED |1 |k| I V — I)()N BAUMGARDT. REALTOR GRI “V lIMItR iRVIIU I 11 NIKI PAWLICKI. REALTOR [ ai 1 fW MARY JO LEONARD, REALTOR I I UM PHIL BAUMGARDT, REALTOR I ~™“ I Moving To NtW IUKR B m AN^oRN.REAoo R Or Anywhere In The United States? FRANK BUSH> CBC COMMERCIAL Call For Our Homes For Living Wawasee Village Office- Cal 457-4417 Magazine From That Area s,ote Roa<l 13 South ln " The Howe ,n VHta 9e" J Open Mon. Thru Fri. 9-6, Sat. 9-5 And Sun. Noon-4 HfD ADAIIT AIID Wawasee Lake Office- Call 856-2217 A31% AdUwl VUn R. 2, Syracuse 46567 — East Side Os Lake In The Fish Hatchery Branch, State Bank Os Syracuse. Open Mon. All ADAM JE E A Thru Fri. 9-5, Sat. 9-5 And Sun. Noon-4. DUHRMiw ■ led Ugonier Branch Office- Call 894-7131 SALES PLAN 507 W. Union Street, Ligonier, 46767. Open Mon.

down payment" or easy terms '. But when ft comes to the big three down payment, interest rate or montly payment if you mention one you have to tell ail three. The obvious reason is so buyers can’t be misled by on ad that offers $2,000 down payment and then finding out that the monthly payments are extremely high. The Beer Bunch will WORK FOR YOU. See us in the Wawasee Village office or call 457-4495.

Old VA pension plan may pay more than new plan

The Veterans Administration (VA) is sifting through stacks of paper with the proverbial fine toothed comb these days. What's at stake is millions of dollars in pension payments to more than half a million Americans. It’s all part of VA's careful effort to make sure veterans and survivors applying to convert their pensions from the “old” plan to the new “improved” program don’t lose money in the process.

FISHING & HUNTING 1 USEDCARSALE! • 1973 BUICK teSABRE SQOC • 1974 OLDS 98 $1 OQC All Power I Wyant Chevrolet, ■«. Hwy. 13 457-3102 Or Syracuse

That may sound like a contradiction in terms, but Congress decided last year that certain personal income that wasn't counted for pension purposes under the old plan would be counted under the newest one VA Chief Max Cleland is reminding veterans and their survivors seeking to switch to the new pension plan, that while the neediest among them will receive substantial pension increases. some others may not. A veteran with a working wife.

for example, and certain outside income of his own, might be better off with.the “old” plan. Because qf this. VA has returned about 52 per cent of the applications it has received to convert to the new plan. • “We take a careful look at each application and if the veteran or survivor stands to lose money, now or in the near future, by switching over, we send it back and ask him to reconsider the whole thing.” Cleland said. “The point is. we don’t want anyone to make a change that's going to be costly to him.” For those pensioners who would benefit financially by converting to the improved plan. Clelafld urged them to make their decision before October 1 if they want the new. higher pension rates to be retroactive to Jan. 1. 1979. “They can make the switch at any time" he said, “but the retroactivity feature ends on October 1.” ******* "The man who escapes with clean hands from the management of the world's affairs escapes by a miracle." Plato

|Pw fl I 1 g ' r v wX " f t r<-"Si LAKE WAWASEE WATER FRONT Beautiful new Mediterranean style home located in Kanata Monoyunk off Johnson's Bay This custom built home is situated on a lovely wooded 70x125 lot and offers 2 400 sq. ft. of luxurious living area plus an additional ft. of garage and covered porches. Extras include hard wood flooring and plush carpet, 2 fireplaces, Ayr custom kitchen with all appliances including microwave, stereo intercom and much more. Must see to believe and priced at $149,900. CALL FOR APPOINTMENT _ 219-457-4545 Or 457 2248 / 1 EXCELLENT RESTAURANT OPPORTUNITY • Prime Location • Drive-Up Window • Everything New • Possible Contract Call Today TODD REALTY Commercial Investments Division 457-2162 X l PIIBUC AUCTION NKFORD HONS CLUB Consignment Auction Sale SATURDAY, SEPT. 8 10:30 A.M. Location: Milford Large Animal Clinic, Rd. 15 North Milford CONSIGNMENTS RECEIVED TO DATE: IHC 460 utility tractor IHC 806 gas tractor 1974 Chev ’EI Camino. PS PB AC radial tir«s 1974 Chev 'r ton pickup truck PS PB AT w topper Mercury 440 snowmobile McCulloch Mo- Ped w new motor Donus.r PIO pent hole digger wl6 auger: John Deere 117 plowing disk John Deere 8250 21x7 gram drill John Deere 12 mounted chisel plow John Deere 1450 plow 6 IB s: 7 deter blade lor farm loader 3 ton chain 101 l w track dolly 2 HP electric mix mill feed grinder: steel wheel hoy rake 2 16 plow 3 16 plow 13x7 steel wheel gram drill John Deere 494 corn planter M M baler Fisher Orn 120 mefol detector Home Lite choin sow w bow blade David Bradley garden tractor (less motor) w cult 1 bottom plow and harrow truck load fire wood 50 used steel fence posts 50 treated wood fence posts 30 gas range blackglass continuous clean: 2 pc bedroom set stands tobies gas range new lamp shades chrome choirs w plastic covered seats and bocks. Holly Hobby twin stag. gu.it, 2 1.3 8 log choms Boy s2O brcycle 1979 Chevrolet Tow-lounger m.n. comper with f.fth wh«tl refngerotor air condit.omng AM stereo tape, dual wfwets and many extras: 20 Tn-Axle Hot bed trailer: Oliver C 3 track type with bucket 220 lb. half beef cat, wrapped and froien to yow spec. More Consignments Are Being Received Doily For Information Cofl 458-4114,1:00-5:30 I Other Times 458-9151 Consignment Can Be Brought To Sale Grounds On: Sejft. 4,1:00-7:00 Ml.; s<*». 7,1:00-7:00 Ml.; $a0. 1, 1:00-10:00 A.M. TERMS: Cash lunch On Grounds Not Responsible For Accidents . AUCTIONEERS: Lee Beer Milford Everett Rookstool - Leesburg

VA pensions are based on income and go to eligible wartime veterans who are permanently and totally disabled from causes not traceable to their service and who are in financial need. Pensions are also paid to certain needy survivors of wartime veterans. Cleland urged veterans or survivors who have questions about the differences between the new and old pension programs, and which would be best for them, to contact the nearest VA regional office. Assistance in deciding whether to change to the new pension plan is also available from representatives of local veterans service organizations. LEGALS LEGAL NOTICE The undersigned will sell, at public auc tion, tor cash to the highest bidder one repossessed 1973 Ford Truck S»F 10AL526969 at 3 00 P M in the afternoon ot September 5. 1979. at the State Bank of Syracuse, 100 E Main St.. Syracuse, Indiana The un dersigned reserves the right to bid at the auction STATE BANK OF SYRACUSE

Wed., September 5,1979 — THE MAIL-JOURNAL

It Happened ... In Syracuse

1 YEAR AGO. SEPT. S. 197 X Jackie Kuilema and Mary Bushong are joining a group of artists in Elkhart for a one week’s workshop painting “on the spot.” Mr. and Mrs. Michael Bender are leaving today (Wednesday. Sept. 6> for France where they will work and study during the 1978-79 school year. Randy Wheeler, son of Mr. and Mrs. Carl W'heeler of r 2 Syracuse, has entered Wabash College at Crawfordsville for his freshman year 5 YEARS AGO. SEPT. 4. 1974 Diane Lyn Anderson became the bride of Robert Glenn Strieby in a double ring ceremony August 31 at 7:30o clockinthe evening in the Porter Baptist church Mr. and Mrs. Jack Lea monos r 1 Syracuse are the parents of their first child, a seven pound daughter. Angela Jean, born on August 27 at Goshen hospital. Dr James P. Waltz and children Patterson and Shelley of Fort Collins, Colo., were weekend guests of Mr. and Mrs Earle Waltz of Lake Wawasee 10 YEARS AGO, SEPT. 3. 1959 Mrs Hazel Veltman. who has spent the summer in the home of Mrs. Mevelle Smith at Syracuse, returned to her home in

ANSWERS ACROSS ANSWERS DOWN 1-Peer 22-Tap 1-Poilu 19-Lay 5-Part 23-City 2-Eiffel Tower ,20-Tam 9-Boise 25-Limits 3-Est 22-Titled 10-Aloud 28-Ado 4-Rested 23-Cast 12- Lifts 29-Oat 5-Pact 24-ldaho 13- 30-Era 6-Ala 25-La 14- 31-Sawed 7-Robespierre 26-Trees 15- 33-Loren 8-Tulsa 27-Sand / 17-ESE 35-There x 9-Bled 29-Odes 18-Dueled 36-Erred 11-Deer 32-Ere Tsar 37-Ores 16-Ad 34-Oro 21-Lad 38-Does THE FISH LOVE THIS SPOT-YOU HANDYMAN'S DELIGHT! WILL TOO!!! a cottage you can afford! 2 2 bedroom year round home bedroom furnished, with on Webster Lake Call Suszane easement and sandy beach. Gilliland at 457 3194 or 856 2717 PLUS this has been reduced evenings. SII,OOO $42,500 SKIING LAKE FRONT IT'S HERE- BIG BARBEE South end RUSTIC SIMPLICITY! with many extras including storage shed, split rail fence. Swim, fish and sail in the 10Q , se awail, pier, sandy spring, summer and fall. beach, balcony on 2nd level. Enjoy a relaxed life style in o pLUS ur own “put I this 2 bedroom lake retreat. fjng green -'i Phone Frank Call Cheryl Kincaid at 594 2203 Greco today for your personal or 457 3194 today. tour at 457 3194 or 269 1012. $21,500 * $59,900 MM ’ WAUBEE LAKE FRONT RETIREMENT HOME!!?? Relax in your new lake front Lake front on du'et home w ith 50' seawall, many lake for under $40,000. Like s hade trees, aluminum siding new, just built for you. and screened in front porch. 2 Screened in front porch — bedrooms, garage with large shaded lot. For your wor kshop area is just right for private look call 457 3194 or you , Ca|| Frank G reco at 457 Mae Blue 594-2336. 3194 or 269 1012. $38,000 $39,900 It-' "/' PREFER LAKE FRONT? SAWMILL LAKE FRONT # Check this 2 bedroom year 2 bedroom, year round round home on Webster Lake. home, plus 3 lots. Extra well Lake front sells fast so call for and septic, 235’ seawall, an appointment now with Jan Contact Lynne Stidams at 457 Karr at 457 3194 or 834 7330. 3194 or 457 4336. $49,250 $49,900

Megaunee. Mich., today (Wednesday! Mr. and Mrs. James Scheuer and son. Darrel of Plymouth visited the Larry Scheuer family at Syracuse on Sunday. 20 YEARS AGO. SEPT. 3.1»59 Mrs Donald McNamara, kindergarten chairman, announced this week that kindergarten classes will begin/ Monday 14 September at tty kindergarten room in tne Syracuse Grade School. Miss Barbara Thornburg left Saturday for South Bend where she will teach in the Franklin Grade School. Miss Thornburg graduated from Ball State College at Muncie in June and was a swimming instructor and life guard at City Park Beach for the second year this summer 45 YEARS AGO. SEPT. 6. 1934 Miss Nancy Cowgill Aent to Wabash. Tuesday, where she has accepted the position of assistant librarian. Miss Mary Jewell Fargo and Berkley Duck of Indianapolis were guests of Mr and Mrs Ed Neumeyer. Sunday R B Tuttle returned to the lake, last Thursday, after spending some time in Indianapolis

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