The Mail-Journal, Volume 11, Number 20, Milford, Kosciusko County, 12 June 1974 — Page 3
Four injured in Sunday motorcycle collision
Two of three motorcycles were involved in a collision on CR 33 north of US 6 at 2:30 Sunday afternoon injuring four of the riders Gustav Hanke. 41. r 1 Crom well, driver of a 1970 Harley Davidson cycle was treated at Goshen hospital for abrasions of the left shoulder, both knees, both elbows, buttocks, nose and right hand Dale R Miller. 20. 1306 South Mam, Goshen, driver of a 1972 Suzuki sustained abrasions of the left ankle and left knee
Truck-car collide in Epworth Forest area
Damage was listed at $790 in a car-truck collision at 11:05 a m Monday in Epworth Forest as one driver said he was watching children along the roadside and did not notice he had crossed the center line.
Guidance report shows $15,992 in scholarships
The latest guidance report from the department at Wawasee high school to Lakeland superintendent Don H Arnold shows a total of $15,992 in scholarships and financial aid
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Passengers Linda Miller of Goshen and Darlene Thomas, r 7 Goshen, also were treated at the hospital for abrasions of the left knee and forearm, and left elbow and ankle, respectively. Elkhart county patrolman Milo Perry reported Hanke said his front brake locked as he went over a slight rise in the highway causing him to close control colliding with the Miller cycle. Another motorcycle with the group was able to avoid the mishap The Syracuse first aid unit responded to the call and an air alance was called.
Michael Guldice. 16. North Webster, was driver of the car involved and Dean Hartle, 55, r 1 North Webster, was driver of the truck which crossed the center line causing a nearly head-on collision
has been reported to that department this year In making the report Arnold reminded the board that not all scholarships are reported. The report, signed by Jack
Marlette, shows 123 parent conferences during the second semester with 23 persons from the school corporation and 49 from Wawasee high school completing college applications this semester The total for the year is 67 from the corporation and 115 from Wawasee high school A total of 41 scholarship applications have been completed with 33 being made this semester. The number of scholarships announced to date is 28 The corporation’s eighth grade and Wawasee high school’s sophomore class were given the National Educational Development Test in February Next year the test will be given in the fall All presently enrolled students in grades eight, rune. 10 and 11 have been scheduled for the next school year Wood wastes are producing energy One million additional kilowatt hours monthly is being added to the critical Pacific Northwest energy supply byutilizing wood wastes of the Simpson Timber Co., Seattle, Wash H. P. Sandstrom, Northwest operations manager, said a new program for pooling the area’s wood wastes has enabled the company to reactivate steam generators which had been mothballed. — CNS HORACE GREELEY American journalist Horace Greeley, one time presidential candidate and founder of the New York Tribune, was born on Feb. 3. 1811
Elementary, junior high library reports given to school board
Elementary librarian Anna Chance and junior high librarian Joan Sharp have submitted annual reports to the Lakeland school board on the resource centers at the several schools. Mrs. Chance s report shown an inventory of 4,299 library books at Milford. 4.598 at North Webster and 5.838 at Syracuse The report gives a month bymonth circulation report with daily averages for each of the schools At the Milford elementaryschool the highest monthly circulation was in October when 1,997 books were checked out. The lowest number was in December when 970 books were checked out. However, the highest daily average was in the month of March when 94 books were listed The lowest month was September when the dailyaverage was 72. At North Webster October was the highest month for total circulation where 2,804 books were checked out. The lowest month for circulation was December when 1,372 books were read The daily average reached its high point in November when 148 books were checked out. The
Speech and hearing report given to board
Members of the Lakeland school board received a written repat from speech and hearing clinician Robert Ahrns during their June meeting. Ahrns tests all new students in the capaation each year and all students who are referred byteachers fa reading abilities. Hearing is tested in grades one. four, seven and 11. There were a total of 128 problems in the corporation (hiring the past year with 123 students enrolling during the year. Five were deferred. Five were lost by moving. And a total of 56 were dismissed with no problem remaining. There were, according to the report, no hearing problems requiring lip reading lessons or auditay training. At the beginning of the year 686 students were screened for speech with an additional 244 evaluations being made during the school year. Some 972 students were screened fa hearing during the beginning of the year with 272 being referred during the year.
lowest was 118 in September and February At Syracuse October was the month with the largest total circulation with 3.683 books being checked out. The lowest month was December when 1.600 books were recorded. The average daily reading however was in April when it reached 187. The lowest month was December with 133 books per day. Junior High Mrs. Sharp lists shows the monthly circulation at the three junior high schools. Al Milford The month of September was the highest with 1.597 of the school s 3.936 books and 36 periodicals being checked out. The lowest month for the school was May with only 562 items being checked out. At North Webster, likewise. September was the busiest month when 1,365. of the school’s 3,355 books and 39 periodicals were checked out At Syracuse students read 1.451 books in October. The school has 5,102 library books and 37 periodicals. The lowest month at Syracuse was May when only 463 books were checked out. Both reports also showed audio-visual circulations
An additional 19 were referred to a doctor or specialist. All 19 received medical treatment. Ahrns also held 61 parent conferences during the year. LCSC Health summary given Lakeland Community School Corporation nurse Mary L. Robertson turned in the following report to members of the school board at their June meeting: Vision — 1,336 students tested. 137 referred, three helped through community agency Dental treatment — 575 students given fluoride application, 32 refusals Cardio-Phono scan — Given to 228 on the fourth grade level with 12 refusals and 14 absent. The program was community sponsored with all tests negative Measles immunization — Given to 460 with approximately 700 refusals. Os the large number of refusals 30-40 were on a religious basis and most of the others were because children had had immunization at family doctor. The program was state and county sponsored Weighed and measured — During the year all students in kindergarten through fifth grade, 2,906. were weighed and measured with records being made on permanent health records Tuberculin tests given to 12 students who will be employed this summer and mantoux testing for all school personnel, approximately 300 First aid care — A total of 6,814 were treated during the year with 93 referred. Os those referred. 90 received care. The nurse held 200 consultations with faculty members, 93 with parents, 280 with students and 30 with doctors She also paid 18 home visits to parents and referred 12 students to social agencies Her report shows a list of films and classroom demonstrations given and materials circulated during the year. She also stated the health careers club at Wawasee high school had 14 active members with six hospital volunteers. The club had a Christmas party in December and a car wash this spring.
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' ***/ I ■ ’ iB • ± LIFETIME PASS — Marion Lantz, business manager of the Lakeland Community School Corporation. far right, is shown presenting Wilbur Baumgartner, center, with a lifetime pass to all Lakeland school activities. Baumgartner retired last Friday after serving as janitor at the Milford elementary school since January 13. 1955. Shown on the left is Carl Hadley, director of buildings and grounds for the school corporation. Baumgartner is currently vacationing in Northern Michigan and Canada with Mr. and Mrs. Steven Troyer, also of Milford.
The closing crunch
At last you've found your new home. It’s what you've always dreamed of. and it looks like you’ll be able to get your mortgage at a decent rate. Then, a few days before you sign the final papers, a letter comes from the broker. Inside, you find the statement of estimated closing costs. Suddenly. you’re staggered by items such as "points,” which cost SB6O. “finder’s fee” at $430, "appraisal fee,” for $75, ‘‘legal fees.” costing $250, plus a few hundred extra for mortgage insurance, transfer fees and title search. You realize that your dreamhouse is costng a nightmarish SI,BOO or so more than you thought — and you have three days to raise the cash. Calling the broker to protest, you find out that these additional costs are “not unusual.” "Didn’t we tell you about the closing costs?” the broker asks. “We assumed knew- about that sort of thing.” The broker is correct in saying that closing costs are not unusual. but wrong in “assuming” that the buyer would know about them. Closing a house sale can cost several hundred, even a few thousand dollars. There is no set rule on which items you pay or how much they may cost. In some cases the developer, the seller, the mortgage lender or the real estate broker will pay some of the closing costs. Although the broker should inform you about such costs before you sign the sales agreement, it is your responsibility to ask about them. Cost Factors Here are some costs to watch out for. Sane of these may be negotiable, which means you may save some money if you are alert and have a good attorney. Points — A “point” is one per
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Wed., June 12.1974 —THE MAIL-JOURNAL
cent of the mortgage. If. for ’ example, you are borrowing from a savings and loan, and they offer you a $45,000 mortgage at nine per cent plus two points, you will jaay them S9OO at the closing plus ■'nine per cent interest on the -unpaid balance for the life of the matgage. Finder’s fees — This is money paid the real estate broker for finding your mortgage money. It’s usually one per cent of the matgage, but can be as high as two or three per cent, depending on your agreement with the broker This has nothing to do w ith what the lender charges you. Appraisal fee — Some brokers and lenders will charge for appraisal service, some will not. Make sure you're not paying for mae than one appraisal. Legal fees — It’s important to have an attorney represent you in the transaction to protect your interests. A person should have a lawyer not associated with the lender. Local bar associations will recommend a lawyer if a person doesn't have one. Fees vary and although many communities. counties and states place limits on namal real estate legal fees, be sure to ask the attaney what he will charge. Remember, the total down payment (less your deposit) plus all closing charges must be paid on the date the purchase is closed. Be sure you have enough money to meet these expenses If you don’t try to postpone the closing and make arrangements with the bank and the broker to borrow additional money. During the closing exercises, make sure you read a have your attaney explain each document you sign. All promises by the seller, the broker and the mortgage lender must be in writing. If you don’t understand something, ask!
Keep a copy of every document you sign, even after you receive the final warranty deed to the property. You’ll need all those papers for tax purposes, and if you resell the property. Linda Knapp is graduate Linda Knapp, daughter of Mr. and Mrs. Charles Knapp of Cromwell, recently graduated from Manchester college in North Manchester. Miss Knapp received .her bachelor of science degree and majaed in elementaryeducation She is now living in Fort Wayne. Equipment to be issued at junior high Rev. Leonard Phelps, head of the Ligonier park board, has announced that recreation equipment will be issued each day from 1-3 p in. at the West Noble junior high school to all Ligonier youth. This will allow area youngsters to use both the school grounds and the park equipment during the summer months.
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