The Mail-Journal, Volume 6, Number 35, Milford, Kosciusko County, 1 October 1969 — Page 9

The • I PUBLISHED EVERY WEDNESDAY The Milford Mail (Est. 1888) Syracuse-Wawasee Journal (Eat 1907) Consolidated Into The Mail-Journal Feb. 15, 1962 DEMOCRATIC ARCHIBALD E. BAUMGARTNER, Editor and Publisher DELLA BAUMGARTNER, Business Manager Box 8 Syracuse, Ind., — 46567

Law Officers Need Help

Do you like to go camping? Then wake up. One of the nation’s vital resources is in danger — our recreation areas. Joseph W. Bennett, in his recently published and revealing book, “Vandals Wild,” has stated that by the year 2000, “ . . . we’ll have 16 to 20 million destructive vandals desecrating our parks and waterways ...” Presently 95 per cent of the population is allowing five per cent of the population to desecrate and ruin things that are meaningful to us. Widespread destruction done out of pure cussedness is com-

Welcome To October!

Welcome October! We are glad you are here. October is one of the most enjoyable months of the year even though most of us won’t admit it. We spend most of it’s 31 days mumbling and grumbling about the loss of summer and the coming of winter and forget to look around us and enjoy October for what it is. The lazy days of summer are over but the weather in October takes on a crispness and a freshness that can only be found during this, the 10th month. Everything in October seems brighter, the sky is bluer and the brilliant autumn foliage of Kosciusko county is unsurpassed if one takes the time to enjoy it. '

Purdue Takes A Stand

Purdue university’s board of trustees is to be commended on its recent stand to “get tough” with the discipline of both students and faculty. It is past time for university officials to permit students to turn our campuses into a playground for extreme idealism. Because of the complexity of the campus situation in America, some changes are necessary. We believe the university should establish firm rules and regulations of behavior to protect the rights of those students who are attending a college or university for the purpose of obtaining a degree and becoming productive citizens.

JI Bayh-Lines A flp FROM WASHINGTON

Bayh Expresses Alarm Over Cuts In Medical Research

LOUISVILLE, Ky., Sept. 23 — Senator Birch Bayh (D-Ind.) speaking before the Kentucky Medical Association Political Action Committee last night, expressed alarm over the Nixon Administration’s de-emphasis of medical research. * Bayh said his concern was brought about by a recent HEW statement announcing expected reductions of five to 10 per cent in health research projects and the forecasted closing of 19 General Clinical Research Centers in 1970. One of these centers

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EDITORIALS

is located at Indiana University School of Medicine. The Indiana Senator noted the cutback in health funds was inconsistent with Nixon’s campaign pledge ‘to make the United States first again in the crucial areas of research and development” and said: “The Administration’s, efficiency experts and priority planners must not be allowed to zero in on what has heretofore been a priority area — the state of our people’s health.” Bayh expressed hope that Con-

mon. In one Oregon county, officials became so outraged over vandalism in a park that they closed it. The park was reopened after one resident volunteered information leading to the arrest and prosecution of the vandals involved. It is up to the private citizen to help do something about this deliberate, lawless and costly destruction. If a cure is not found, closure of our public playgrounds and recreation areas will be in order. No one wishes to pay taxes to provide vandals with property to destroy. So concerned citizens should help the authorities apprehend the destroyers.

True, temperatures begin to drop and frost covers the pumpkins, but, the days fire warm and clear and the weatherman predicts no killing frosts this year until the 25th. October is the time for Indian corn, bittersweet and for apple cider. Since we can’t turn back the calander let’s welcome October and quit our mumbling and grumbling about what is to come . . . After October will come November and December and the new year will bring January, February, March, April and May, and before, we know it we will be right back in the middle of summer, which incidentally will be followed by October again next year. So we say, Welcome October! We are glad you are here.

At the same time, we believe that it is right that the students themselves have the right to be heard and have an active voice in the operation of university life, providing the voice is expressed in proper procedures. Students have the freedom of choice when it comes to selecting a college or university. However, once this choice is made, they should be willing to abide by existing rules and regulations. If more colleges and universities will adopt a “no nonsense” approach, maybe they can return to accomplishing their intended purpose, instead of wasting time by placating the minority. — Danville Gazette

gress would appropriate the necessary funds to enable the research centers to continue to make their outstanding medical contributions and concluded: “I would urge that we match what we do with what we say, and make certain that funds are provided to make medical research a priority item, not just verbally but in actuality.” You And Social Security Q - I will soon be age 65 and ready to retire. I have raised my granddaughter from infancy but have never adopted her. Can I receive a social security check for my granddaughter since she is still under age 18? A- Your grandchild is not eligible to receive monthly benefits based on your work unless you legally adopt the child. Q — I was injured in a farm accident' last May and I’m not able to work. A friend told me to wait six months to file for social security benefits. What should I do? A— Get in touch with the social security office right away. No benefits are paid for the first six months you are disabled, but your application should not be delayed.

FIR£ HURTS FIRE PREVENTION WEEK

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Know Your Indiana Law _ aKs By JOHN J. DILLON Jy Attorney at Law This is a public service article explaining provisions of Indiana law in general terms.

Life Insurance Policy Loans

We have recently observed the money market catapult to an all time high in the requirement for interest for loans. The current prime interest rate is eight per cent and in some cases even greater. It has been many, many years since people needing to borrow money have had to face such high interest rates. Since all of us from time to time need to borrow money, it is important to remember that practically all people now carry life insurance and practically all life insurance policies have guaranteed loan privileges. Most policies provide that after a policy has been in force, generally

Special Report from Washington 0?

WASHINGTON — The Nixon administration has been trying for months to cool off our zooming inflation through high interest rates and tight money. But for the past few weeks the White House has been gravely worried that a labor strike in remote Canada might suddenly cool it off for us — not slowly, as the administration wants, but by bringing many US industries to a grinding halt. The strikers are 21,000 steelworkers, employed by the International Nickel Company of Canada and Falconbridge Nickel Mines, Ltd., who laid down their tools last July 11. Most of the nickel used by US industry comes from Canada, and after the strikes started, the gray market price zoomed from around $1 a pound to more than $5 a pound —a 400 per cent increase. Nickel is a vital, strategic material. so vital and scarce that the United States doesn’t have an adequate stockpile even for defense needs. It is used in making steel harder and tougher; there would be no stainless steel without it. Nickel also is a criti- ' cal part of the superalloys needed to make jet engines and missiles. And it’s the metal used to put the silvery plating on plumbing fixtures, kitchen utensils and auto bumpers If the supply of nickel should run out — and manufacturers’ inventories have run ly low — hundreds of US com- 3 panies might have to shut down some of their operations. Steelmaking, auto manufacturing, aircraft and ship building, all construction and manufacturing that uses nickel steel, would halt;

for a year, the owner of the policy is entitled to. borrow the cash value of the policy submitting the policy as security for this loan. Most policies provide for an interest rate of five per cent and sometimes even less. It is important to note that this is simple interest and comes out at a true five per cent per annum on the money actually borrowed against the policy. Another interesting feature of these life insurance policy loans is that they are not for a specific term or callable so long as the borrower or owner of the policy keeps the interest payments on the loan current. In other words,

so would plumbing and other plating industries. '• A confidential White House estimate put the number of US workers who could suddenly lose their jobs at 12 million — 15 per cent of the total US labor force. That’s almost as many unemployed as we had during the great depression of the 19305. Instead of a booming economy, this would mean we’d suddenly have an economic catastrophe. All this is why the White House has been so worried over an unpublicized strike by 21,000 nickel workers in Canada. Note: There’s one hopeful sign. This column has been told it’s almost a tradition that the nickel workers in Canada go on strike each time their three - year contracts end, and stay off the job for long summer vacations. So maybe with fall here and the kids back in school, their fathers now will settle the strike and get back to work. DUBIOUS CREDENTIALS The Nixon administration is still rewarding faithful Republicans with top jobs in Washington for which they have so special qualifications. One of the latest is Miss Georgiana H. Sheldon, sworn in last week as a Deputy Director of Civil Defense. Her credentials: She worked for the Republican National Committee for five years, and as secretary to Republican Rep. Rogers Morton for six years. She also has a master’s degree in personnel administration from Cornell university, and was once associate director of admissions for Keuka college at Keuka Park, N. Y. Now she’s

a person can keep the loan in force so long as it is needed without worry of meeting any specific deadline even to the conclusion of the maturity of the policy either by endowment or by the death of the insured. In either of those two events, of course, the > insurance company is entitled to and will withdraw from the settlement of the life insurance policy the amount of the loan, interest and costs owed. Some people are even borrowing money on their insurance policy and reinvesting at a higher rate of interest to make a profit on the transaction. A person should be a very sophisticated investor, however, and not engage in this practice unless they know exactly what they are doing. It would be wise for every person who must borrow money in today’s economy to take out and study their life insurance policy and know exactly what loan privileges they have in addition to a life insurance contract. The average person, however, should not encumber this very valuable asset for a loan unless it is actually needed and is essential to the well being to the person who owns the policy.

one of the top officials in Civil Defense, though she has never done any Civil Defense work. It’s like the Gilbert and Sullivan tale of how you become an admiral in the Queen’s navee — you polish up the brass on the big front door, but never, never go to sea. In fairness to Miss Sheldon, her principal duty for Civil Defense will be liaison with Congress. Since she has worked both at the Capitol and for the GOP National Committee, she may turn out to be a good lobbyist. But it’s hard to understand why President Nixon needs a special Civil Defense lobbyist on the hill. HICKEL'S REVENGE Secretary of the Interior Walter Hickel has set up an underground operation, which might be called “Operation Smear,”, to discredit his predecessor, former Secretary Stewart Udall. Hickel is convinced that Udall leaked the adverse information about him, which caused both the press and the Senate to give him such a bad time before his confirmation. Now Hickel is trying to get even. He has ordered subordinates to dig up all the dirt they can find on Udall. Hickel put together some of the gleanings and shot it over to the Justice Department. There is almost no possibility that the Justice Department could ever get a conviction based upon Hickel’s information. Yet his aides immediately leaked the story that Udall was under investigation by the Justice Department, thus putting the former secretary under a cloud. The same Hickel aides — Boyd

HOOSIER DAY Confusion Reigns Over New Driver license Law

By FRANK A. WHITE and DONALD D. WHITE DON'T BE alarmed if you become confused about the new drivers license regulations. You are in distinguished company. One such is Gerald W. Habig, state commissioner of motor vehicles. The regulations are so complicated that Commissioner Habig had to be corrected by assistants as he spent two hours trying to explain the law to newsmen. The new driver license law becomes effective next January. Under the law, the stata will shift from a two year to four year drivers license. Basis for expiration will be “staggered” for expiration of vehicle license plates, renewable from January through June. Four year drivers license will be a plastic card with embossed letters, similar to present day credit cards. The department hopes to change to social security number identification, on the license, within the next years. Under the 1969 law, drivers whose birth dates are from the Ist to 15th of a month, will be issued two year licenses the next time around. Those with birth dates from the 16th to the end of the month will receive the new four year license. Fee for all licenses will be $1.50. Modification was necessary, according to Habig, to spread the load. Otherwise, those who renewed in 1970 would all return in 1974, and all renewing in 1971 would return in 1975. This would leave 1972 and 1973 unusal years with only new drivers being licensed. A tamper-proof, reflectorized sticker, with self - destructive features preventing removal, will be affixed to vehicle plates as they are purchased. It will set the deadline for plate renewal for 1971 on a “staggered’ basis depending on the last digit of the owners plate. Others with plates ending in 1 or 2 will renew on the old deadline of Feb. 28th; a plate ending with 3 or 4 has until March Ist; 5 or 6 until April 30; 7 or 8 until May 31st and 9 and 0 must renew by June 30 deadline. Once in operation, the law should help eliminate the long

This is for the reason that a loan is, of course, a first lien on the policy and will encumber the beneficiary’s receipt of payment in the event of the death of the insured. This, of course, could be very detrimental to the estate of the insured or the beneficiaries of the insured and work against the most important feature of a life insurance policy which is protection for an insured’s family.

lines and last minute rush for new plates that takes place each year now. It evenly distributes the work load for the Bureau of Motor Vehicles. One of the more interesting questions posed during the press briefing was “Can Indiana continue to afford the luxury of our political patronage controlled license branches?” The revenue from license branches is an important source of money for the party in power and long has been a target for reform. Gov. Edgar D. Whitcomb declined to oust a branch manager as a weapon to keep the party in line. A Governor’s Advisory Committee, made up of businessmen, recommended that the branches be placed under state merit control. Habig ended up at the press conference, defending the present political control. He felt the state couldn’t afford to change our present branch system. He pointed out it was cheaper as we are presently doing, since Indiana has no financial interesj in the branches or their employ ees, yet retaining control. He cited the small number of outlets in states which have established their own branches that inconvenience taxpayers. There are 43 million women drivers on the roads today, we learned upon turning to auto licensing. This estimate comes from the US Bureau of Roads, that estimates men drivers to number 60 million. Beware of the car approaching from the other direction, it might be a State Trooper clocking your speed. VASCAR, standing for Visual Average Speed Computer and Record is the newest weapon in the State Police arsenal to cut traffic violations and highway deaths. It used to h a State trooper meeting a car? approaching at a high rate of speed, had to stop, turn around and) give chase before he could get an accurate speedometer clock. VASCAR EIWED that cum-< bersome method. VASCAR is a mechanical computer that enables a trained trooper to determine accurately the speed of vehicles in front and behind him, as well as approaching from opposite direction or crossing his path. The patrol car can be sitting still or moving and it makes no difference if it is night or day. The VASCAR operation is based on a fundamental equation of physics. So far it has obtained 100 per cent conviction of speeders. Four are in operation now and sooh it is hoped to equip each squad car with VASCAR.

By JACK ANDERSON

Gibbons, Tom Rawley, Alex Troffey and Mitch Millidge — have been trying to peddle other anti-Udall rumors to the press. Clearly, Hickel is trying to destroy Udall’s reputation by government leak. DIPLOMATIC GRAPEVINE Information has leaked out of troubled Tibet that the Chinese have completely ended religious freedom, destroyed Buddhist sacred objects and replaced them with portraits or Mao Tse-tung. This should make interesting news to the militant Buddhists in Saigon who favor an accomodation with the Communists . . . Tension along the Chinese - Russian border has thrown a scare into the local Russian population. Moscow is busily trying to quiet them in order to prevent an exodus from the area. Soviet leaders would like to populate — not depopulate — the border areas in order to discourage Chinese expansion . . . Believe it or not, France has sent Israel a bill for SIOO,OOO for the maintenance of the fighter planes that the French have refused to deliver. Israel has paid for the planes in full, but the French, in order not to upset their relations with the Arabs, won’t let the planes out of France. Yet the upkeep is being charged to Israel . . .UN Secretary General Thant was -so impressed with President Nixon, as a result of their private talk at the United Nations, that Thant has taken pains to do nothing that might antagonize the United States. He resisted communist pressure, for example, to send a message to Hanoi on the occasion of Ho Chi Minh’s death.