The Daily Banner, Greencastle, Putnam County, 30 July 1968 — Page 8

Page 8

The Daily Banner, Greencastle, Indiana

Tuesday, July 30, 1968

Daily Banner Readers: Special INTRODUCTORY OFFER brings you as much 89 no,000.00 EXTRA INCOME WHENEVER YOU OR YOUR FAMILY GO TO THE HOSPITAL

-Only 250 enrolls your entire family for the first month

Pays In addition to all other coverage you have- Including Medicare

■4c Pays up to $10,000.00 tax free cash for -^C Pays you cash benefits that Increase each year...to a each hospital stay maximum of $130.00 •A-WEEK...8t no extra cost.to youl •^C Pays all cash direct to you (not to doctor or hospital) ^c No age limit—no medical examination required ACT NOW-YOUR ENROLLMENT FORM MUST BE MAILED BY MIDNIGHT SAT., AUG. 3, OR IT CANNOT BE ACCEPTED

One out of two families will have someone in the hospital this year! It could be you — or some beloved member of your family tomorrow ••• next week... next month. t?ad to say, very fe\\ families have anywhere near enough coverage to meet today's soaring hospital costs. These costs have tripled in just a few short years. They are expected to double again in the few years ahead. Stop for a moment. Think how much a long stay in the hospital •will cost you or a loved one. How would you ever pay for costly, but necessary, X-rays, doctor bills, drugs and medicines? What would you do with your pay check stopped, but living expenses still going on the same as ever? The same rent, phone, food, all the day-to-day expenses that never stop. "What is the average breadwinner to do? 'Wo believe we have the answer in the famous Presidential Extra Cash Plan that . •, Pays you $100.00 a week tax-free cash when you go to the hospital. What ft blessing it is when you know you have an extra $100.00 cash coming in every week — beginning the very first day you enter the hospital. Now, Presidential’s economy plan enables you to enjoy this protection at once. Because it will NOT cost you $20.00. It will NOT cost you $10.00 — or even $5.00. Your special low price is just 25< for the first month’s coverage. Then continue at low Presidential rates. Your cash benefits increase each year — at no extra cost to youl And what peace of mind not to worry about rising costs. Your protection automatically increases $3.00 a week each year. The first year you get $100.00 a week. You get $103.00 a week in the second year’. $10(5.00 a week in the third year. $100.00 a-week in the fourth year. By the eleventh year, your policy will be worth a full f130.00 a week in benefit payments ... at no increase in cost to you! This generous cash reserve protection will belong to you for as long as you keep the policy. You can see that your insurance will be worth much more than the present “face value” of the policyv Certainly, our increased payments to you will help keep pace with rising costs and — best of all... ,"7he increasing benefits come to you at no extra cost. You still pay the regular low Presidential premium! What other Plan protects you like this today? What other Plan keeps protecting you against rising living costs in the years ahead without increasing your premiums? And that’s not all. This special Presidential Extra Cash Plan(#HP 18L-1007)...

IF YOU ARE 65 OR OVER YOU WILL COLLECT IN ADDITION TO MEDICARE Why are smart folks over (55 now hastening to protect themselves with the Presidential Extra Cash Plan in luhlition to what Medicare will do for them? Even though Medicare is a great boon to folks over 05, it will not, of course, pay all the bills that quickly pile up as a result of illness or accident. Regardless of your age, you still need additional health protection. We have designed this plan as the important addition to what you receive from Medicare —or any other health insurance you may have. Remember, all checks will be selit directly to vou (not to the doctor or hospital), to give you that “extra” help just when you need it most. Use the tax-free cash any way you see fit. And you will be glad to know the clr ! , .> ■.•ill be biy ones! In addition to what you receive from Medicare, Presidential pays you $70.00 a week... EVEN FOR 100 WEEKS if necessary! You cuil receive as much as $7,000.00 for each illness or injury when hospitalized!

UAVO Up to $10,000.00 CASH for each accident or ■ r\I O illness, startingtheveryfirstdayin the hospital. DAVC SiOO.OO A WEEK CASH-if you need a full ■ w time registered nurse when you come home from the hospital — up to 50 weeks. PAYS * 1,000 ' 00 EXTRA CASH for accidental death. DAVC U P to $2,000.00 CASH for accidental loss of ■ MI w Hmbs or eyesight. P/kVC $100.00 A WEEK CASH for each pregnancy, 1 ** ■ w when you go to the hospital, assuming both husband and wife have been enrolled in the Family Plan With Maternity. D A VC Up to $5,000.00 when a child goes to the hos- ■ ■ w pital for any accident or illness when you are enrolled in the Family Plan. DAVC You cash benefits that increase each year... FMI O to a maximum of $130.00-A-WEEK... at no

extra cost to you

age limit —no medicel examination required

LICENSED BY THE STATE OF INDIANA

• . . Pays you $100.00 a week CASH for a registered nurse at home. Yes, in addition to the $100.00 weekly checks we send you during our hospital stay, we pay you an extra $100.00 a week if the lector says you need a full-time registered nurse to take care >f you at home. ' ' How comforting it is to know that — after your stay in the hosutal, if you’ve been there three days or more, you can return ionic to recuperate and yet not be a burden to your loved ones. Vcs, if your doctor says you need a registered nurse full time within 5 days after you come home, we’ll send you checks for *100.00 a u-cck — for as long as you need the nurse — even up to 'if).weeks. It’s like having a reserve of $5,000.00 cash to draw on when you need it. These benefits also increase each year by $3.00 a week. Another exceptional feature you have with Presidential... . . . Pays you $100.00 a week cash maternity benefits Ordinary hospital insurance may take care of part of your expenses when you go to the hospital to have a baby. But what policy can you think of that gives you cash to buy all the things vou need for the new baby? Now, if both husband and wife arc insured in the wonderful Family Flan With Maternity for the entire period of the pregnancy, you get extra cash to use any way you want. If a pregnancy, childbirth or even miscarriage puts you in the hospital for one day, five days, 10 days — as lony ts necessary — you get $100.00 a week for every day of your

onfinement, up to 100 weeks.

All these added cash benefits. Yes, in addition to $100.00 a week for hospitalization or >100.00 a week maternity benefits and $100.00 a week for a regstored nurse at home ... you get all this: Vridcd cash benefits: $1,000.00 cash to your family if death occurs vithin 00 days from any accidental injury. Think of how handy he cash can be in time of loss. It can take care of burial expenses

vithout burdening your loved ones.

Added cash benefit: Up to $2,000.00 cash for accidental loss of limbs or eyesight, when the loss occurs anytime within 00 days of the accident. The loss of a limb or eyesight is a terrible thing. Nothing can replace the loss, but a check for $1,000.00 or $2,000.00 brings peace of mind during the period of adjustment. Added cash benefit: Choose cither Family Plan... and youi children will be covered too! Presidential pays up to $5,000.00 am time your youngster goes to the hospital... for tonsils, appen dicitis, or any other illness or injury! Yes, you will receive $50.01 cash, week after week — for as many as 100 weeks, if necessary We pay your premiums when you are not able As a special consideration to you — if you are hospitalized just • weeks or more, all premiums that come due while you are still i

OFFICIAL ENROLLMENT FORM

COMPLETE AND MAIL WITH ^ WEMS^

Application to: The Presidential Life Insurance Company of America, Chicago, III., for The Presidential Hospital-Nurse Plan.

0-0-5-2473-078

NAME (Please Print) mrs.

First

Middle Initial

Last

ADDRESS.

CITY.

Street or RD# STATE.

DATE OF BIRTH. OCCUPATION.

Month

.AGE.

Year

.SEX Male □ Female □

I also hereby apply for coverage for the members of my family listed below: (DO NOT include name that appears above.)

Please list additional dependents on separate page.

NAME (Please Print)

RELATIONSHIP

SEX

DATE OF BIRTH

AGE

Month

Day

Year

■

(cSckonaXJ)* - □ I-lndlvfdual(s) Only Plan □ H-Family Plan With Maternity □ m-Family Plan Without Maternity Do you carry other insurance with this Company? (If "Yes” please list policy numbers.) To the best of my knowledge and belief neither I, nor any person listed above, have been refused any health, hospital or life insurance ■ I understand that I, and any person listed above, will be covered under this Policy for any injury or sickness I (we) had before the Effective Date of the Policy but not until it has been in force for a continuous period of two (2) years; and that this Policy shall not be in force until the Effective Date shown in the Policy Schedule. ■ I am enclosing 25? for the first month's coverage for me and all other Family Members listed above. Signature X , Date

HA17L4067

AAAIL ENROLLMENT FORM BEFORE MIDNIGHT SATURDAY, AUGUST 3, 196* ^hp-isl-iosz j

the hospital after this period will be paid by Presldentlel. And your protection continues as If you were paying the premiums yourself! Then if you leave the hospital and must return for the samo condition before you have resumed full normal activities for :><) davs, Presidential will again PAY ANY PREMIUMS WHILE YOU ARE IN THE HOSPITAL - TO A MAXIMUM OF 100 WEEKS per confinement! This means you pay no premiums, yet your full protection remains in force — you collect up to $10,000.00 for each confinement! THIS LIMITED ENROLLMENT OFFER ENDS SOON Only 25t for First Month — Money-Back Guarantee You can now have your first month’s protection for your entire family for only twenty five cents! But you must act immediately. Your request for this wonderful Income Protection Plan must be mailed on the convenient form below NOT LATER 1 HAN MIDNIClITol the date in the Enrollment Form. This midnight expiration.hour cannot be extended. If your enrollment form is mailed later, it cannot be accepted. These are the ONLY exclusions! Your Presidential policy covers every conceivable kind of sickness or accident except conditions caused by war or any act of war; mental disorders; intoxicants and narcotics; where care is in a Government hospital; pregnancy except as provided under the maternity benefit provision; and expenses resulting from any sickness or injury you had before the Effective Date of your policy ... during the first 2 years only. This last item is a real help if you already have a health problem. If you are sick before you take out this policy, you will still be covered for that condition after the policy has been in effect for 2 years. Meanwhile every neiv condition is covered. How can 25< buy so much? You can buy ordinary insurance at any time and pay the regular rates, if you wish. But Presidential can now provide you and your entire family with $100.00 a week tax-free Income Protection for just 25d the first month only because we enroll a large number of people at one time — diicet by mail! This highly ellicient “Mass Enrollment” method cuts costs to the bone — and the savings arc passed on to you! Make your decision carefully Think how costly a hospital confinement will be. Imagine paying for those indispensible x-rays, doctor bills, medicines and drugs that arc not covered by your present insurance. Would you be able to afford the quiet and privacy of a private room and a private nurse, should you so desire? Or a telephone to keep in touch with loved ones? Or the rental of a TV set to help pass the lonely hours? Who would pay your bills that keep on coming in at home? Many folks have lost their life savings, their cars, even their homes trying to meet such expenses. And no one knows whose turn it will be next. Why you must act before the deadline date shown In the enrollment form — just a few days from today Why do we give you so little time to apply for your insurance policy — only a few days? Because, as mentioned above, we must receive your Enrollment Form the same time as all the others in order to pass on to you the savings that come from processing matiy policies at one time. We mail you the policy as soon as we receive the Enrollment Form. When the policy arrives, examine it in the privacy of your own home. Take all the time you need. It’s a very short document, and you'll be pleasantly surprised to discover there is NO FINE PRINT. Then — show it, if you wish, to someone you trust. Perhaps your lawyer, accountant, or banker. Better still - show it to your own insurance man . .. even though hr nicy very well be working for another insurance company! If he is a personal friend, he lias your best interests in mind. So you can believe him when he tells you there is no better bargain available anywhere — at any price! Money back guarantee—in case you change your mind Even after you mail your Enrollment Form below... even after you examine the policy in your own home and talk it over with anyone you wish ... even after all this you are still free to return the policy within 15 days and your quarter will be refunded at once. There will be no obligation whatever. Meanwhile, all during the 15 days you are making up your mind-you’ll be protected by $100.00-A-WEEK extra cash benefits just as if you had already said “yes.” That’s right, you will be fully covered all this time for any accident which puts you in the hospital, even if you finally decide to return the policy. However, after you’ve seen the policy for yourself, you will surely agree that this is a tremendous value and you’ll want to continue this $100.00-A-WEEK extra cash protection under the Plan that’s best for you. PLAN I — INDIVIDUALfS) ONLY PLAN: If you want to cover yourself — or yourself and one or more adult dependents (including your spouse) — then this is the Plan for you. Each person must be 18 or over, and shall pay (per person) the rate applicable to his or her age. Age at Enrollment Monthly Premium 18-39 only $3.95 40-49 only $4.95 50-59 only !5'2r 60-74 on,y f„^ 75 and over only $8.95 PLAN II — FAMILY PLAN WITH MATERNITY This plan is for the family that is still growing. To the total of the monthly premium for the adults to be insured, just add $5. This entitles you to all maternity benefits. It also covers all your unmarried, dependent children between the ages of 3 months and 19 years who live at home. Future dependent children will be covered when they reach 3 months of age and without any addi-

tional charge.

PLAN III—FAMILY PLAN WITHOUT MATERNITY This plan is for the family that is no longer growing. To the total of the monthly premium for the adults to be insured, just add $3. This covers all your unmarried, dependent children between the ages of 3 months and 19 years who live at home. NOTE: The regular Monthly Premium shown here (for your aga at tima of enrollment) is the same low premium you will continue to pay; It will not automatically increase as you pass from one age bracket to the next. Once you have enrolled, your rate can never be changed because of how much or how often you collect from us — or because of advanced age — but only If there is a general rate adjustment, up or down, on all policies of this type

in your entire state.

Ac# now—"later" may be too latel TIME IS PRECIOUS! Act quickly. (No salesman will call.) Get your enrollment form into the mail today—because once you suffer an accident or sickness, it’s TOO LATE to buy protection at any cost. That’s why we urge you to act today—6e/ore anything unexpected happens.

THESE 23 QUESTIONS AND ANSWERS Tell you how Presidential's COST OF LIVING INCOME REPLACEMENT HEALTH AND ACCIDENT PLAN gives you the protection you need-*at amazingly low costl X. How much will my policy pay me when I go to the hospital# The full amounM You are paid $100.00 A-WEEK cash every tingle week. And It starts the very first day you are In the hospital. (If you are over 65, you are paid $70.00 a week, In addition to any Medicare benefits you receive.) 2. Will I be paid If I am hospitalized for less than a full weak? You certainly will... regardless of whether you are In the hos* ■ pital for as short a time as one day ... or as long a time at a week, month, year or more. 3. Does this Plan pay you from the first day of hospitalization# Yesl You receive full cash benefits of $100.00 a week starting the very first day you enter the hospital. The coverage begins when we accept your completed Foim and Z5e — that is (he day you and your loved ones are covered for any accidents. Sickness coverage begins 30 days after the effective date of the policy. 4. How much do I receive for a Registered Nurse at Homs? $100.00-A-WEEK for up to $5,000.00 alter you have been hot* pitalized for 3 days or more, and your doctor has you employ a full-time registered nurse within 5 days after you leave the hospital. Ten years from now it will have Increased to $130.00 a week In benefits ... at no extra cost to youl B. Are there any accidental death benefits# Yes. $1,000.00 cash is paid to your estate whan death occurs any time within 90 days of an accident. 6. Will I be paid extra If I lose a limb or eyesight? Yes. Presidential pays $1,000.00 for complete accidental loss of one hand or one foot or sight of one eye; $2,000.00 for loss of both hands or both fent or sight of both eyes ... when dismem* berment occurs anytime within 90 days of the accident. 7. How much do we receive for pregnancies? If you have the Family Plan With Maternity, you receive $I00.00-A-WEEK for each pregnancy, childbirth or miscarriage that results in hospital confinement when both husband and wife are enrolled under this plan for the entire period of pregnancy. 8. Suppose I am paid benefits for any sickness or accident. What happens if I am again hospitalized for the same condition# Don't worry. You still collect $100.00-A-WEEK for a total of 100 weeks. And if you have already resumed full normal activities for iust 90 days, it’s considered a new confinement, and you can collect for an additional 100 weeks. Of course, any new condition Is covered immediately for a full 100 weeks. 9. How may I use these benefit payments? You may use them In any way you wish — for hospital and doctor bills, rent, food, household expenses, or anything else. This le entirely up to you. 10. May I apply If I em over 65? .... Yes, you may. Folks any age are welcome to eppty-there la no aga limit! Members over 65 ara paid $70.00 a weak plus all Medicare benefits. 11. Can I collect from Presidential even If I carry other Insurance? Of course. This plan will pay you In addition to whatever you may receive from any other policies, including Medicare for folks

over 65.

12. Why do I need this Presidential Plan In addition to my other hospital and health insurance? . While hospital costs have tripled in recent years, very few people have tripled their insurance. Tha chances are one In seven that you will need money to taka care of all your other expenses, as . wall a* your hospital bills. Your Presidential checks are rushed

to you by air mall to use as you see fit.

What benefits do my eligible, dependent children get? If you choose a Family Type Plan, your dependent eligible children, ages 3 months to 19 years, would receive 50% of all the cash benefits of the basic Plan and 100% of all its othsr benefits

and features (excluding Waiver of Premium).

14. May I add future dependent children to my policy after It Is

Yes. indeed, If you have the FAMILY PLAN WITH MATERNITY. Just notify us when they are 3 months old and they will be covered without evidence of insurability and any additional charge.

15. Will my protection be cancelled because I have too many cleims?

No. definitely nol! Presidential guarantees never to cancel your protection because you have too many claims or because of advanced age. We also guarantee never to relusc to renew your policy unless the premium is not paid before the end of the 31day grace period, or unless renewal is declined on all policies of this type in your entire state. (Of course, if deception 1 ‘ in making application, the policy may be ineffective.)

13.

of this type’ in your entire state. (Of course, if deception is used

in making appllc

16. Will my rates be raised at I grow older or If I have too many claims? „ .. No matter how many claima you have, or regardless of how long you keep your policy, your rate will remain the same aa It was for your age when you applied. Presidential guarantees never to adjust this rate unless the rates are adjusted on all policiat of this type in your entire state. 17. What Is not covered by this policy ? The only conditions not covered are those caused by: mental disorders; intoxicants and narcotics; where care Is In a Government hospital: expenses resulting from any sickness or Injury you had before the policy Effective Date (during the first 2 years only); act of war. EVERYTHING ELSE IS COVERED-including pregnancy when both husband and wife have been enrolled In the FAMILY PLAN WITH MATERNITY for the entire period of

pregnancy.

18. What are the requirements for membejtshlp In one of the Presidential Plans? , ... , You must not have been refused any health, hospital or life Insurance; and, to qualify during this enrollment period, you must enroll before midnight of the date In the coupon. 19. Why It this offer good for a limited time only? Because, by enrolling a large number of people at the same time, underwriting, processing and policy Issuance coats can be kept at a minimum—and wa can pass these savings on to you. 20. Besides the savings, are there other advantages to Joining Presidential during this enrollment period? Yes, there certainly are. A very important one Is that you do not need to complete a regular application — just your brief form In the lower left hand corner of this page. Also, during this enrollment period there are no other requlremente for eligibility — and no “waivers” or restrictive endorsements can be put on

your policyl

21. Can other members of my family take advantage of thle special Yas'as long as thay can maet the few requirements listed undar

Question 18.

22. How does the money-back guarantee work?

Examine your policy carefully In the privacy of your own home.

, — ... completely eatlefled. re

If for any reason you are not

return It

within 15 days and we will promptly refund your money. Meanwhile you will be fully protected while making your declelonl ^ Fill out your brief enrollment form end mail It, with just 25< for the first month’s protection for your entire family. Mall to: The Presidential Life Insurance Company of America, 11401

Roosavelt Blvd., Philadelphia, Pa. 19154.

The Presidential Extra Income Plan 11401 Roosevelt Blvd., Philadelphia, Pa. Presidential Life Insurance Company carries full legal reserves for the protection of all policyowners and is licensed by the State o2 Indiana