The Daily Banner, Greencastle, Putnam County, 7 October 1939 — Page 3

THE DAILY BANNER, GREENCASTLE, INDIANA, SATURDAY, OCTOBER 7, 1939.

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HOME IMPROVEMENT SECTION

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ORTH OF HOME [\VESTMENT IS SEEN IN QUERY Lstions < im: HOMB bi vkk ,| )K \ oi VIMtlUTY OF INVESTMENT L pi. .nt ind future worth of L S (.(| home investments can „[y 1,,- letermined by the anL'to tm riuestions which Federal Ling Administration officials iovi I These questions are: p,o; this structure conform 'o [standards set up by the FHA, I would the house qualify for an Ired-mortirage loan? Has the subdivision been apLd by the FHA as an area where [ill insure loans? Does Demand Exist? Is there evidence of a healthy ac tivi demand for homes in the division at the prices asked? Are there any factors which lie the neighborhood undesirable, i as fog. smoke, obnoxious odors fssive noise, etc? Are there good, rapid, cheat) ms of transportation to schools, iloyment amusement, and shop- ■ centers? Do the water supply and sewd spop.'il systems meet with state local s anitary and health reements: and will the streets be i m a manner acceptable to the Properly Zoned? Is the subdivision designed in lordance with general plans and fining authorities, if they exist? Do the deed restrictions give [least as much protection to home [ rs as those recommended by I PHA? Arc the assessments and taxes Isonable and in line with the type [development contemplated ? Can the developers show that ’ are financially able to complete li: sales and development pro-

iron Bailings limple iron railings mny be ef(lively used on both the exterior interioi of the home, hut they their widest service as a stair- ' and porch guard. Attractive fcvns are available for those who [h to add a decorative touch to ! front-porch railing.

EFFICIENCY IN FIREPLACE CUTS HEATING COSTS Fall and Spring heating costs can be reduced by an efficient fireplace, | and in extremely mild climates it is oft?n found that no other heating equipment is needed. Factory-made fireplace units, designed to circulate heat throughout the entire room and even into adjoining rooms, are being manufactured and may be installed in the home with funds obtained from qualified lending institutions under the Modernization Credit Plan of the Federal Housing Administration. Fireplaces are also growing in popularity as a source of heat for basement recreation rooms.

A Standard Plan

Valuable Space May Be Redeemed From Attic Area

SAYERS INSURANCE AGENCY a buyer of INSURANCE do i give c areful consideration to lie standing of the COMPANY M the insurance experience of ['Mir agent ? It costs no more to lavs the best. SAYERS Phone 96-R

MODERNIZATION JOB CAN I\CREASE LIVABIUITY INHOME More and more home owners arc learning that there is valuable space in the attic which can be reclaimed from cobwebs and old trunks and converted into bedrooms, study rooms, or play space. In planning this reclamation, the home owner should examine all details of the project ns many problems are likely to arise before the job is completed. One feature of the modernization which must be handled properly to achieve a neat appearance is that of finishing the chimney. Plaster authorities say that if plaster is applied directly to the chimney, the shape of the bricks will soon show through. Also, they add, the bond between the bricks and the plaster is usually so poor that the plaster will crack and perhaps much of it will fall off. If the chimney is slightly inclined, as is said to be the case frequently in older buildings, the sloping faces of the chimney will be too rough for plastering. Encasing the chimney brickwork J in metal lath to serve as a base for the plaster is said to be one way of j overcoming these difficulties. Where the Modernization Credit Plan of the Federal Housing Administration is I used to reclaim attic space, all of the | work is included in one loan advanced by private lending institutions qualified by the FHA. JOSEPH T. MORRIS architectural studio j Complete Planning and Building Service 24 Vi E. Washington

Take A GOOD Look At Your Home!

WHY NOT TRY TO IMPROVE IT With An Easy-Payment FHA Loan

<t your ownership. Make your home more liveable. Check the 1 ihmmIIiIo improvemrtnts given below. Tliey'rp Improvements can be paid for on easy monthly paypients with the aid of an Modernization Loan. C.et full details at our office now!

Roof •UlMNEY Rooks Windows poiuh stairways •Looks toi M) AT | WN

WALLS SIDING SHINGLING PAINTING BASEMENT BATHROOM BREAKFAST NOOK

CLOSETS CABINETS SHELVES INSULATING WALKS FENCES DRIVEWAYS GARAGE

Quality Materials For Every Building Need METZGER LUMBER CO. ^7 W. Franklin Street Phone 262

BATHROOM ACCIDENT RATIO LOW, SAFETY COUNCIL STUDY SHOWS

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have been kept down in this home with the result that a popular model has been produced considerably below the $3,000 mark. The plan of this home follows a familiar pattern but not its costs. The Federal Housing Administration insured its mortgage of $3,300 after FHA officials had assigned the home a valuation of $4,230. The mortgage will be amorlized over a period of twenty years during which time the monthly payments will amount to only $22.11, exclusive of taxes and hazard insurance. This home was built in Iowa.

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t HINTS FOR HOME X | OWNERS f > e Fuseiess Protection Circuit protection without use of fuses is now available. A new breaker protection offers a convenient way to restore electrical service in case of overload. Moving the handle of the fixture restores service unless there is serious trouble in the j line. Like many other repairs or improvements to the electric wiring system of the home, these new circuit breakers may he installed with funds obtainable from qualified lending institutions under the Moderniza- j tion Credit Plan of the Federal Housing Administration.

Dust Harms Varnish <Ioh Dust is an enemy to good results in varnishing, so when a job of this kind is undertaken it is well to remember that all materials and tools used should be kept as free from dust as possible. Paint authorities advise that the rooms be kept dust free and that the brushes be kept clean and varnish cans closed except when in use.

Glass Showers Modern A glass-enclosed shower bath adds a modern note to any bathroom. Ide il for the “extra bath,” the one that does not contain a tub, glass cabinets accomplish much in stamping a home as modern and desirable. Period Hardware Colonial hardware is finding con-

siderable use in small-home building, as it is well suited for use on Colonial and Cape Code type homes. Authentic copies of true Colonial patterns are now being made by modem machinery and sold in competitive price ranges. Existing homes maye be outfitted with Colonial hardware under the Modernization Credit Plan of the Federal Hous-

ing Administration. Good Design

Wodud In Homes

F.OW-COST STRUCTURES REQUIRE SPECIAL CARE The principles of plan efficiency, economic use of materials, and proper equipment, which are important in any class of dwellings, become paramount in the design of small lowpriced houses, Federal Housing Administration officials maintain. Every square foot of space, every odd comer, every length of pipe, every pipe connection, every foot of lumber that can be eliminated must be saved. At the same time, FHA officials | explain, these economies and efficencies may not be obtained at the sacrifice of substantial construction or of minimum standards for convenience and comfort. The planning of the small house thus becomes a special art, rigidly limited by the necessity for low cost, yet .none the less exacting in its requirement for functional arangement and esthetic satisfaction.

Disappearing Stairway Waste attic space may be ellmtn- ! ated by installing disappearing stairways and making access easier. Strong, rigid, and nonfolding, they are easily installed in either old or j new buildings. When not in use the stairway rests on the attic floor and thus does not i take up valuable space in the room

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Fewer fatal and non-fatal accidents occur in bathrooms than almost any of the rooms in the house, the National Safety Council reports in the 1039 edition of “Accident facts," a statistical yearbook. The Council analyzed 4600 home accidents oeeuring in Chicago. The study disclosed the following rating of the various rooms in the house with respect to the number of accidents : Stairs and steps 23 per cent Yard 19 per cent Kitchen 18 per cent Living room 9 per cent Porch 7 per cent Bedroom 7 per cent Basement 6 per cent Other looms, including dining room, I bathroom, pantry, vestibule, and hallways 11 per cent As a means of still further reducing the number of accidents in bathior-ms, the Plumbing and HeatIndustries Bureau suggests the replacement cf high tubs on legs with the modern low streamlined baths only 16 inrhes from floor to rim: the replacement of china faucet handles with metal handles; and the installation of grubbars over the tub, particularly if there is a shower.

MORE SUNLIGHT ENLIVENS OUTMODED HOME Many home owners, in modernizing their houses, are making provisions for larger glass areas which bring life to a dull or slightly outmoded building, Federal Housing Administration officials say. The free entry of suniignt and air into the home, from the attic to the I basement, is being accomplished m I many homes through the increasing use of comer windows, glassed-in dining alcoves, French doors', and even room-length walls of glass. Old homes which do not have enough natural light may be remodeled to provide a more generous glass area with funds obtainable ander FHA's Modernization Credit Plan from qualified lending institu-

tions.

Now Replaced FARM DWELLING, »\ EST Ol BRICK CHAPEL, TORN DOWN One of the old county landmark’ was torn down at the (arm of Jo Ousta, a mile west cf H:ici< Chap. ' so as to make room for a new farn Iwelling that, is now h^mg erect ' I The new dwelling is frame with a 1 : bestos siding and a shtrgk roof. The old homo that s'/> d on tli' farm was built over 100 years agi Rumors have it that lie home w ■ built 108 years ago. Wlide cver century in age it was tMI in v.'i good condition in rr.v, / respect The uprights and si'ls in the o 1 house were of black wn i.ut as woi many of the timbers. Th; test of tli wood is poplar. Black walnut is n longer obtainable in many areas an the cost is prohibitive to use in or inary construction. The lumber beng m i m the n'" house will be well seas >iv»d and wi 1 all come from the Metzger Luml Company. The house wil oe a pla . modern 5 room farm dv.el'mg. Many New Roofs Cleve Thomas, at the coiner < ‘ Bloomington and Wanhinrdon stree' is having his roof reihngled a some concrete work done on tr - driveway. At the N. C. O'Hair farm on big' way 43 north of here aoout sevi miles, a new roof is be : ag put on th barn. Also getting ready fc the wint r with a new roof is Chm. Boatrig!" on Hanna street. On west Washington st-eet, M H. Callendar is havlr; a new phalt shingle roof put or 'he horn Many other county ro.dents at having minor repairs made on the roofs in preparation for lb? wint: ■

SEE THIS NEW LOW-PRICED FAIRBANKS-MORSE AUTOMATIC COAL BURNER Fits into the furnace you have. Installation takes only a few hours. No extras to buy. Terms, too.

STOKERS LUCAS - COLLINS 104 South Indiana Street

COAL

Phone 255

Take Your Choice

l-el Hint furnace repair job slid until it breaks down on one i ! j winter's coldest days ... or let u 1 recondition your heating plant | now and lie warm and comfortable [ all winter long. Estimates without obligation.

CURRIE'S

TIN & FURNACE SHOP B. J. Currie, Mgr. Phone 17

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Facto ry-To-You Connection Everything in Plumbing Supplies for Old Homes or New At Unusual Savings.

Save Money Now Through Our Direct FACTORY-TO-YOU Service. The Best in Bathroom and Kitchen Fixtures at Unusually Low Prices. Phone 700 for Free Estimates.

BUIS PLUMBING & HEATING

AVOID THIS

Cold Drafts Around the windows doors and roof. Fuel Loss Because all heat is leaking out. Icy Floors Because the doors do not fit snug. Repair Bills Due to the fact that' the roof leaks. Damp Rooms Because the house Is not Insulated. Needless Repairs Because of lack of protetelon of paint in poor condition. Winter Colds Because of a cold drafty home.

FARMERS—Are You Ready For The BIG CORN CROP? Get ALLAN’S Prices on Materials for Crib Construction and Repairs!

Give Your Family—

There’s no place like home when it's cold and stormy outside. That is—if your home is warm and comfortable In the coldest weather. You’ll spend a goodly |M>rtion of your time at home this winter and you wouldn't be happy or comfortable if a chilly draft is playing up and down y our back. Ig't us help you plan repairs and modernization of your home now.

DO THIS

Storm Doors Give double protection against cold air. Weather Stripping Retains the heat, keeps out the cold. Storm Sash For every window of the house. New Koof Avoid repairs causivl by leaking roots. Insulation Will save you money on fuel costs. New Paint Protects the home from the wcontlicr. New Glass For appearance and comfort.

ALLAN LUMBER CO. inc.

Greencastle, Indiana 501 N. Indiana Street

Phone 103

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