The Daily Banner, Greencastle, Putnam County, 16 September 1939 — Page 3
THE DAILY BANNER, GBEENCASELE, INDIANA, SATURDAY, SKPTE^LBUR 16, 1939.
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COMES E1EKST
Build ♦ Repair ♦ Remodel ♦ NOW!
DISSATISFACTION IN OWNERSHIP OCCURS AS KESC1.T OF
INFERIOR WORK
1 SETS INTO t DISREGARD OF TION TRENDS ! GOOD METHODS F IMPORTANCE IRKS OWNERS
,11'OIMAM TRENDS START- ,\ CONSTKI < TION FIELD
BV fh\ infm ence
im porl(Uit trends have been in the construction field as a n f federal Housing AdminIon activity, declared E. C. Colorado anker, in a review present trend of the mortgnge- ^ • he said, "there is a trend closet supervision and better jurtif". Then' is a decided imjjent in the construction prac- . today over practices of 10 to
ars ago.
Better DesiKii cord, the trend toward better in housing. Freak plans and ons are not eligible for FHA and. of even more importance HA insists that the new house jnerly located and that the dele properly suited to that Iona-
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ird, the trend toward a more j selection of the moral risk •edit rating of the borrower articular emphasis on discourpurchascs beyond ability to Fived Charges jiirth, the ttend toward amor- . of fixed charges for taxes, we an I special assessments, nice almost unknown prior to rpression. correcting a situation caused us more trouble than other one thing—delinquent dth. the elimination of the sink--ad type of loan with all of the .(actions which it set up. -th, the virtual elimination of second-mortgage financing -e reduction of monthly payincluding taxes and insurto less than the rental value ” BEST M VTE RIALS IN WASTE SYSTEM to its inaccessibility for reor replacement, the household system .shntild be constructed best materials and the instalsubjected to a rigid inspection, Al Housing Administration of■say. cliileil in the factors in a waststem installation which should ucced are (a | quality of workup anil material; (b) proper f and piteii ing of mains and 'b'- (cl rlean-out faoilities at jetls; (di proper vents and efAf traps; (ei securely sealed jin the soi! lines.
Many of the faults which tend to make home owners dissatisfied may be traced to disregard of fundamental construction principles, it is believed by officials of the Federal
Housing Administration.
Dissatisfaction is especially apt to arise, they declare, should inferior construction methods result in badly cracked walls and ceilings, wet basements, springy floors, and similar annoying conditions. A fireplace may prove useless if poorly budt.' ot an inadequate chimney draft may cause unsatisfactory operation of the heating plant. The house may be “windy,'' the heating temperamental and costly in fuel, and the water supply inadequate. The necessity of repairs may make maintenance costs excessive, and inefficient equipment may result in high operating costs. FHA property standards allow freedom in the development of individual sites but provide minimums which assure to each property adequate light and air a.nd safe sanitary conditions. Reasonable requirements are included to safeguard health through a supply of pure water, safe sewage disposal, and sufficient plumbing fixtures properly installed.
Metal Awnings Serve Windows
A new vented metal awning is available for the home, which serves as a Venetian blind, shutter, heatray deflector, and ventilator. Having the appearance of an exterior Venetian blind, it is made of rust-resisting materials and can be exposed throughout the four seasons of the year. The slats are formed to interlock, which eliminate clatter or metallic flapping. The Modernization Credit Plan of the Federal Housing Administration may be used in financing Installation of these blinds. Funds are obtained from lending institutions qualified by the FHA. Action of the blind is controlled from the interior, and when closed the slats of the shutter arrest heat an the outside of the window. A turn of the control device closes the vents ami forms a complete enclosure over the window.
Thanks to FHA Modernization Financing... irs SIMPLE n R I T H m E T I C The FHA Plan reduces property improvement (repairs, ^modeling, etc.) to a few simple factors: 'iilr on the improvements. I an estimate of eosts. We'll be glad to figure them for yon. toe advantage of our assistance'to seeure an FHA Modernlz011 Loon. } for the Improvements monthly • • • 0, it of your income. Get Full Details at Our Office Now. Talte stock now of the things you need to put your home In eonditioii for th? coming winter. Storm doors, storm windows, weatherproofing, porch enclosures, etc. We’re prepared to serve you on all those and similar needs. Our prices will save you money and our reputation for quality materials Is your assurance of satisfaction. METZGER
„ LUMBER CO.
1 " franklin st.
PHONE 20!
Commendably Simple
Local Building Trend A wav
Still Moves Along From Attached
FRED PKASi; \ND PAI I. BOSTON HOMES NEARING COMPLETION Building activity in Greencastlc is still on the increase with two new homes being started this week and a score or more of ether homes being remodeled and redecorated. The carpentry work at the Fred Pease home is being completed and the home, which is across from the second ward building, will be moved into around the first of October. The home of Paul Boston in Northwood is being finished with the brown mat of plaster this week an I is rapidly nearing the completion 1 stage. Dr. Rhea is having his lawn re- ' planted an East Washington street: I Eitel's are dcing the work and are I putting in bent grass. Bent grass forms an ideal lawn if properly eared for and predictions have it that the lawn will be ready to cut in four or I five weeks.
The plan for this one-story house is excellent. Both bathroom and kitchen are located in the rear of the home, with plumbing centralized; the two bedrooms each have light entry in two sides as well as complete privacy. The modern trend toward joining the living room and dining alcove is carried out here in conformance with good space-saving requirements. A traditional yet simple exterior completes this well-designed home which was built with the aid of a mortgage of $4,400 insured by the Federal Housing Administration. This home was valued by FUA officials at $5,350.
Lighting Units EXTREME STYI.E.N NOT EXPECTED TO INFLUENCE HOME BUYER’S TASTF
Reasons For ()bsoleseence Pointed Out
t HINTS FOR HOME
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£ OWNERS
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Odd-Shaped Venetian Blinds
: Regular Checkup Of Home Ur^ed
o
Obsolescence in a house may be j caused by a number of factors, the J Federal Housing Administration | points out. Among tnese factors are; ! (1) New inventions and discoveries; | (2) changes in the preferences and j tastes of the public with regard to 1 styles of architecture, geographical locations as places of residence, extent of plumbing facilities in residences, sizes of rooms, heights of ceilings, etc.; (3) encroachment of
Careful attention should be given
Venetian blinds to fit window op- 1 to the design, location, and number enings of unusual shape are readdy of lighting fixtures in a home Fedavailable. These blinds are now beng ( ‘ral Housing Administration officials marketed for windows with round sa y- noting a tiend entiiely away tops and can be obtained in plain from attached lighting fixtuies. “citcle top" or "sunbrust” design. In Proper light distribution and elim-
j Guest ions-Answers
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Q. What can I do to keep the boti tom edge of a screen door from drag- | ging on the threshold? The joints I have become loosened so that the lower half of the door sags. . A. A metal rod equipped with a tumbuckle may be used to raise the I bottom rail clear of the floor. One end of the rod should he fastened to j the face of the door at the outer bottom corner, the other end as high ! up on the face of the vertical .-•ail i carrying the hinges as it will reach. I When the two ends of the rod have ! been screwed on firmly, the turnbucI kle may be turned to shorten the rod and thus lift the bottom rail. If the : screen door is in very bad condition, it will be more satisfactory to pur-
chase a new door.
Q. In building a new garage, where should it be located? A. The garage should be located to provide easy access from street or alley as well as from the hous j 'tself. The attached or built-in garage offers added convenience and permits the saving of open areas for other purposes. Whether attached or detached, the garage should be so related to the house in design and location as to form a pleasing part of a grouping of buildings.
The average home buyer will continue to prefer a house that retains the appearance of a traditional American home, and little effect will be felt from the extremely futuristic designs recently displayed to a survey of the arch'tectual tales of horn, owners recently completed by a private organization. “The basic American styles were developed out of the cultural heritage of the eariy colonists," it l.s stated in the report of the survey, “and they represented practical soutions to many problems presented by the American climate a.nd the American landscape. These basic problems have not changed. Something more than functionalism is involved in the purchase of a home. Home ownership satisfies a deeprooted emotional urge.” The report pointed to definite contributions to practical home building which the exposition buildings may make and declared that “undoubtedly, as people learn of the many conveniences made possible by modern science, there will develop an increasing demand that these conveniences be embodied in the homes they buy.” The influence of several vital factors on home styles has also been pointed out by Federal Housing Administrator Stewart McDonald who said that "more novelty, whether in plan, structure, or exterior appearance, which is unrelated to underlying economic, social, or climatic factors Is not apt to have a long duration.” Similarly, he said, ".novelty in exterior appearance which is unrelated to logical developments in plan or structure is likely to earn the same fate.”
WOT’I.D C UT DISC OMFORTS AND COSTS
the former, the slats run horizontally, while in the latter the slats are
spread open fan-wise. Channel Guides for Blinds
Venetian blinds permit an even light diffusion, eliminating glare, streaked pattems, "twilight zones.”
incongruous uses, when commercial corners, and shadows. But wmle
ination of glare are two essential factors in adequate and proper lighting in the home. Attention should be paid especially to indirect and diffused lighting. Fixtures must be structurally sound and attrative in appearance together with efficiency in lighting qualities. Extreme styles of lighting fixtures decline fast in value, due to the whims of fashion.
and industrial enterprises are intro- 1 the eye3 are protected, blinds can be Thus . KHA offic »als say, simplicity
Q. I am planning to use an individual space heater in my new house hut have been told that it will not be adequate to heat the entire house. Will I need any other source of heat? A. In mild climates and in very
small houses, or in
for temporary or seasonal use, space heaters are considered adequate. The plan of the house and provision tor easy circulation of the heated air from room to room have an important bearing on the satisfactory op-
duced into residential neighborhoods; (4) infiltration into residential districts of lower-living standards; 10) failure of substantial numbers of property owners in the district tc maintain their properties in good
condition.
a source of annoyance if they jangle against the window frame during a breeze. Venetian blinds equipped with channel guides will remain noiseles.; even in a brisk wind.
in design should be sought.
' crayon of this type of heater
If home owners would abandon the policy of giving their homes attention only when acute trouble develops and substitute a regular checkup instead, many of the inconveniences and discomforts of the household could be avoided, Federal Housing Administration officials say. Authorities say it is neither wise nor safe to wait until something breaks or give way completely and that such troubles should be anti. ipated through regular inspections
houses intended | and the aPP^ation of remedies where
needed.
Fall is ane of the best times of the year to make repairs, most of which may be financed through funds obtainable from qualified lending institutions under FHA’s Modernization Credit Plan.
DISAPPEAR JUiksL Tncufit!
>29.95
Quick. JaciA. v kEQUIRES NO FUEL VCONNECTS TO ANY FLUE ^ABSOLUTELY NO ODOk vtOMPACT-ATTRACTIVE The new Majestic No. 30 Incinerator bums all ffarbagre and rubbish the easy, safe and sanitary way. No Hazard. No Odor. No Trouble. Your combustible refuse serves as fuel. Whenever the unit is filled drop a match in, and refuse — including garbage — disappears like magic. Three bushel capacity. W ill not interfere with your heating plant Savings will pay for it Grand convenience for little money! Order today.
C U R R IK’S TIN & FURNACE SHOP PHONE 17
Door Ojierators The automobile owner will fird considerable convenience in motoroperated garage doors. With a touch of a button or the turn of a key, which may be located at any strategic point, the garage door opens or closes smoothly and automatically Motor units whieh operate garag" doors may be installed, if the garage is attached to the home, with funds obtainable from qualified lending institutions under the Modernization Credit Plan of the Federal Housing Administration. Switch posts, which are located beside the driveway, offer a convenient method of control. Equipped with a lock, they can be operated only by those having a key.
SAYERS INSURANCE AGENCY FIRE INSURANCE AUTOMOBII.E INSURANCE LIFE INSURANCE AND SURETY BONDS SAYERS Phone 96-R
Let Your
Income
Be Your Guide to
Home Ownership
BUILD ON THE FHA LOAN PLAN — PAY LIKE RENT Perhaps you can afford to build a very large house . . . perhaps your Income will allow you to own a very moderately priced homd ... In either case, a home may be paid for on convenient monthly terms—with payments like rent—suited to the individual Income. Come In and let us explain how the n-xv terms (interest rate reduced to 112 %) of FHA financing allow your Income—large or small—to be your guide in selecting a home of your own. QUALITY MATERIALS FOR EVERY BUILDING NEED LUMBER — MILLWORK — PAINT — GLASS — CEMENT — ROOFING ALLAN LUMBER CO. inc.
501 N. Indiana Street
Greencast le, Indiana
Phone 403