The Daily Banner, Greencastle, Putnam County, 11 February 1939 — Page 3

THE DAILY BANNER, GREENCASTLE, INDIANA. SATURDAY’. FEBRUARY 11. 19??.

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n\ In County lj(‘l|>('(I Bv FHA '(,\(iK COMMITMENTS HIT y, IIIOH UNDEK TITI.E II DURING 1988

(mitments for insured mortLms under Title 11 of the NaHousing Act reached a new L Putnam County during 1938. Losptcts of increased building [lotion for 1939. R. Earl Peters, Director of the Federal t; Administration, said today. | total for Putnam County Ll $130,900 from 42 borrowers close of business December 31, Lith loans on existing construcJading. Approved lending inns active in making FHA ii Putnam county include the National Bank and the First i Bank & Trust Company of kstlc. total commitments issued by |f. r insured mortgage loans on from 14,022 Indiana borrowhiHints to $49,721,463, a sum [has been expended by private >1 in the field of home construcktough the FHA insured mortPoan program. The business represented an increase of kt an $4,000,000 over 1937. Ipeters based his prediction for Inued increased building activL year on applications for new

[ns. Fully Says:

^hopping

ik

iw cost insuris about as

tile as an aviator saving |y buying a tissue paper paraIf he has to use it, nothing [he best is good enough. If he he'd never need it, he’d get | without it entirely. Du don't know what's going Ippen. So the safe thing to do [let Hillis & Larkin Insurance Icy give you real, intelligent pnee protection, fitted exacti your own need. Then you be safe, if the unexpected

lillis & Larkin ISURANCE AGENCY 26 S. JAUKKON ST. Phone 826-W

INSULATION NEEDED FOR HOT WATER PIPES Maintaining a sufficient supply of hot water for all domestic needs is frequently quite a problem for home owners whose hot wat^r is dependent upon an automatic gas or electric hot-water heater. All hot-water plumbing lines are a source of heat loss because of the amount of pipe surface exposed compared to the amount of hot water carried. In order to minimize such losses the pipes .and hot water tank should, if possible be insulated. The jProperty Improvement Credit Plan offers a means of obtaining funds to repair, replace, or insulate hot-water systems. The funds arc advanced by lending institutions qualified by the FHA.

Efficient SnwJJ Rome

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fer^iU:

NO PLANS The Federal Housing Administration doss not furnish pirns or specifications of any of the houses shown in the clip sheet.

construction already in prospect, and the continued need for borne construction to meet the normal demand. “The public is beginning to realize that the Federal Housing A ministration. for the first time in our history, provide- an unbiased agency to which the inexperienced layman may go for guidance and protection when ho builds o: buys a home.” Mr. Peter i said. The FHA protects the buyer and the builder against expensive and unround financing, second mortgage rackets, high interest rates, hidden commissions and other discredited devices which contri! • 1 so largely to the real estate collapse of the rally 1930’s!.

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An Exti'a Room for

Adequate ( ity Planning Helps Remedy Wasteful Development

JUST WHISTLE!

FOR EXPERT ELECTRICAL SERVICE and RADIO REPAIRS Call 71 IS & E ELECTRIC SHOP 505 E. Hanna Street Dallas Bee - Robert Etter

Cities, like living beings, have “dicket^" a cjcndiijion marked by wasteful development of existing services and utilities which can best be r: nedied by adequate city planning, according to Stewart McDonald, Federa 1 Housing Administrator. Five operations which Mr. McDonald considers vital to the well-being of cU!:*s and tneir populations are: ili . econsideration of the elements which make up the city: the amount and character of its industry; the extent of the commercial enterprise, with the probable growth and direction of growth of these; the distribution of residential areas, with special cc:v idcratlon to requirements of various economic groups, density, recreational facilities, and possibilj ities of special treatment for out- • l. ’%• site.!. I Zoning Ordinances I ’2i Reconsideration of zoning ordinances based upon the above, and i the relating of zoning to practical : possibilities. <3* Development of comprehensive . traffic systems which will allow for 1 swift-moving through travel, will outline neighborhoods and discourage the intrusion of unnecessary traffic, and will provide for ample automobile parking in areas of business and dense residential use. i4i Coordinated planning of undeveloped outlying areas destined for future urban use, and development of means of control of these areas. 'Si Coordinated replanning of areas blighted by deterioration or speculative selling. Need Balanced PSaiming “Planning which produces straitjackets has defeated its own purpose,” Mr. McDonald said. “Real

estate subjected to restraints which stifle normal expansions must suffet | contortions as great as when it is | allowed to suffer from too loose or j too little planning. The rigidity of 1 many plans laid down for too long a time in the future and the tendency 1 to reouire indefinite extension of an inflexible gridiron, as is now tile situation in many metropolitan areas, are cases in point where planning has actually tended to destroy stability vital to cities. “There is not a city in the count ly for which such a program is not needed. It would prevent loss of value in real estate and at the same time create confidence and provide comfort, safety, and health for urban dwellers.”

FISsi

Do You Pay $25 To $30 Per Month For Rent?

. A. JPi

$

THEN YOU CAN AFFORD TO OWN THIS HOME AT

$26 00

PER MONTH

Z HINTS FOR HOME 1 t ♦ J OWNERS ♦ ♦*♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦''*«♦<> Chimney EUicfrney A largi part of the efficiency of .3, chimney is due to its height, and for this reason many authorities re-1 commend 30 to 35 feet as a minimum height. Drafts in low chimneys are erratic in til ir action, and although a chimney much lower than the recommended minimum may be efficient ijt t : mes. it will probably be inconsistent. Any arbitrary minimums have to b? considered in the light of local conditions, however, for overhanging trees, the height of tlw chimney above the roof, and strong preval nt winds can cause disturbance in the draft action. A smoking chimney or unsatisfactory fireplace may be repaired or replaced with funds obtainable from qualified 1 mling institutions under the Federal Housing Administration's Property Improvement Credit Plan.

This efficient home presents 1 a plan cnnibinim; good arrangement, ready access, and convenience. The bedroom arrangement by which access to the bathroom is possible without the necessity of passing through any of the other rooms is good.

JllSt think—ill .‘.1 in nuxUni ;iil for tfiJLMf)! ii haiuIsmiK! i !m.:uiI, fiooiin.

over your Ieiinireinent your homo. ( diiplott cost. Why not got tin

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ioIivo room m

oomfo; t;;Mo, oon\, is tin avoigoo piio with ttll noons'-ni ’ I ’Oil | I | S, (tO. < dll

for mhlitiontt! ostimntos fnnt facts todnv!

ber

117 W. Franklin Street

tT* vO* Phone 2G2

^ .rau-i-mt'ioctE-ar'd.'M'Ji’or.'r?*-r-'-

of the food waste of on average fam- < ily in a few moments. Cold wal'.e’ from tli’ faucet pastes through the unit during the grinding process and washes the waste down the drain. The fame sink is available with a dishwasher unit tbit rinses, wash- j es. and dries dish r s. pots. pans, and s Iverware. Hi me owners may install those sinks with funds obtainable fnm qualified lending institutions unde: the IProp rty Improvement Ciedu Plan of the Federal Housing Admin

istration

Handy Waste Unit

The home owner setting out to modernize his kitchen can .accomplish much in one stroke by installing a sink which comes complete with a waste unit that replaces the

messy garbage pail.

The waste unit whips food was*'

to a clean, flowing l‘quid, .and washes j ag for basement installation it down the drain, thus banishing the p* ct ] era i Housing Administration unsightly and odorous garbage pad. - l | er j ta property Improvem nt C Being a part of the kitchen sink, it 1 ,| it p| an insure Ihe loan of quni*, located in the immediat field of ■ jjf j> j i en( j; n g institutions for :;i:.t.: serv e*. Working rapidly, it disposes j |,tj on 0 f shrwer cabinets.

Extra Bath

3'he cemfcrt of an extra bath s available to heme owners who have a seldom-used clothes clo - ’ t or some othe> waste room space in which tc install a cab.net shower. While lacking the convenience of •in ntire additional bathroom, th 11 cabinet shower alleviates an inadequn i bathroom situation. Complete shower-bath cabinets con be easily installed in space three square feet or less. The oibinots are guaranteed to be leakproof, and their installation requires no special treatment of walls or floor. Dead-end hallways closets, or nooks in the basement are ideal locations. Models are v-iri d, with styles designed for master bathroom 0 as w. 1

The un-

:;rt in- reveals variations IN SEVERAL AREAS IN l . S. Striking differences from a geographical standpoint are noted in the i culls of a Government study of real property during which more Him 8 000 000 dwelling units wen surveyed in 203 urban areas. For the country af a whole, 15 per c ut of the urban dwelling unit:; ’p.cke 1 private indoor flush toilets, but the proportio. varied significantly irem region to region. In (he Southeast 32 p. r cent of all city dwelling' units ! irked this facility, in tiie Southwest 25 per cent, in the Northwest U* p r cent, and in th

Northeast 12 pe 1 ' cent.

Over t'vc-fif..Ii.’' of U " ilwellin? units surveyed in the .southeastern cities were wiihout private bathtubs or showers), wtiiie in the Northeast cne-fifth were without such facilities. The survey showed, further, that only aheut 5 per cent of more I ha” 6 000.000 dwelling units cutsl le New York City aie without running water. In southern eitie: th proportion without running water is nearly 15

per cent, ’n the No cent and in the No. Hu of the dwelling units tunning water.

NOXCORROSIVE METAL NEEDED i \ HARDWARE

F.nish hardware that is exposed to the elements should be of a noncorrosive metal. It no:, the home owner may be calio I up t to ripltc-J the fixture." after a short period of use. Not only is the hardware ropluc ment necessary, but in many cases the woodwork around it will be damaged. Niw finish hardware moy be fintnoed unitor the P ty Improvement Credit Plan of th Federal Housing Administration.

INSURANCE — All Kinds id Reliable Insurance. REAL ESTATE—Desirable Dwellings and Farms. CENTRAL Insurance Agency, Inc. Central National Bank Bldg. Phone 91 iHHK mmamr

SHEET MiTA(

dov;nsfouts ROOF-GUTTERS

Repaired Installed

(.1 V. \.\TEED WORK Expert Furnace Repair And Installation Local Healer for 'la shah anil 20ili Century Furnaces. FKE 5 > WILLIAMS TIN - FURNACE SHOP 19 IV. 1' auk'dn Phone 164-E 83 Years E'.i i rieiu o

< )\vnin<> a now homo is witliin roncli ol ovim n leiitMiyor now. You can have a five-room modern homo, jompleto with baaomont, hath anti other up to-d«ilo Sonvonioneos, for no more than you now pay the luml-

ord.

When you buy n now home on this ea-sy monlhlx dasis, you are putting your “ndit chocks into somoJiing substantial—into the thing that ovory man desires most for his family—a homo COME IN AND TALK IT OVER—YOU CAN START BUILDING YOUR HOME

AT ONCE!

Allan Lumber Co., Inc.

. I ,

01 North Indiana Street

Phone 403

T nstall A Sanitary Toilet Protect your family’s health. Improve your pro[>erty and Community. All you pay for Is the material. CALL 32 OR WHITE PUTNAM COUNTY COMMUNITY SANITATION North College Ave.