The Daily Banner, Greencastle, Putnam County, 7 January 1939 — Page 3

THE PATLY BANNER, GREENQASTLE, INDIANA. SATURDAY. JANUARY 7, 1939.

inter Is The Time To Remodel, Repair Or

ilar Check Home Advised

OUT WAVS TO LOWER EPKECVATION OF PROPERTY ederal 'Housing Administrants out that a number of ontribute to the depreciation Tty values which pan be minlf steps are taken in time. flaws in a house, lack of \te equipment, and shabby should be given prompt atby property owners, FHA say. ms requiring attention are of as the need arises, atcosts will be comparatively Neglected until damage becute, these same flaws often major items of expense, nd policy is to , check for a dwelling each year and to odern equipment or modernpart of the building every uch a practice will not only the building but may envalup. (less times a home needed to large family is left to one eople when the children .1 move away. If the old been maintained in good it need not be a burden, ding the upper floor, adding d providing for small kitch;he property may be made to I sufficient income to help livelihood for its owners. 7h the Federal Housing Adtion’s Property Improvement Ian, funds for such alteraay be obtained from lending Ions qualified by FHA.

NURSERY ANNEX PROVIDES SPACE FOR CHILDREN

Well-Designed Small Home

One of the most important rooms in a home for a family with children is the nursery. It should be light, airy, and designed so that it may be kept clean and sanitary at al! times A sileeping-porch annex to a nursery will increase greatly the hoalthpromoting feature, as well as create welcome additional space. Such an addition should be plainly but cheerfully decorated. Walls done in light pastel paint or paper, woodwork painted deep cream, and a composition fjoor simulating natural-wood planking make an effective and effi-

cient combination.

Wall-bracket lighting fixtures with shades will eliminate glare and make exposed wiring unnecessary, pienlv of closet space and built-in shelves for storing playthings and nursery equipment are handy features. Thcs? improvements to the nursery may be financed with funds obtained from lending institutions qualified by the Federal Housing Administration under its Property Improve-

ment Credit Plan.

HAZARDS TO SAFETY SHOULD BE REMOVED Narrow and dark stairways, defective wiring, door steps, steps without railings, and low window sills are a few of the hazards to personal nafety in a home which take a huge annual toll in accidents. The Property Improvement Credit Plan of the Federal Housing Admin istration, by which funds for altera liens, additions, or repairs may be boi rowed from qualified ton ing inBtitutions, provides one method of eliminating many of these unnecessary hazards in the ho*.. .

STRUCTURAL CHANGES OFTEN NEEDED DURING EXTENSIVE MODERNIZATION

This comfortable well-putu-ned home was appraised iiy the Federal Hoiis.ng Administration at IS•->,'!5(1 and was finaneed with a mortgage Insured by FHA for $4,200, with amortization over a 15-year period. The floor arrangement provides a good degree of privacy, with access to t!i' bath from sill rooms without the necessity of traversing another room.

Questions - Answers Q. Has the Federal Housing Adj minis'ration any booklets giving ! plans and specifications for small J hr uses? Where can I obtain them? A. Nc; the FHA does rot furnish pirn:* or specifications. It is suggested th t ycu co.isult an architect or reliable plan agency and acquaint them with the typo of house you want and the amount of money you can afford to spend. Then make your (elect.oa with their assistance

and. advice.

p. We are planning to build a ;,trr:d house and don't want to build r. b rement immediately. However, Wc would like to fix the foundations sc that one can be built later on. (Jan this be done satisfactorily? A. It can be done, but there would net be much of a saving. Q. How can I stop outside cellar doors from leaking?

INSURANCE — All Kinds of Reliable Insurance. REAL ESTATE—Desirable Dwellings and Farms. CENTRAL Insurance Agency, Inc. Central National Bank Bldg. Phone 91

Structural changes ara often needed during the course of extensive modernization to stores, shops, and other commercial establishments, according to Federal Housing Administration officials. Obstacles sometimes consist of supporting piers or columns which j cannot be removed without major i structural changes. If it is possible to eliminate them without en langer- ; ing safety, their removal may provide space for other use. , Whci building supports of this type must be retained. FHA officials point out that they may be converted into points of vantage and prove to bo assets rather than liabilities. Attractive mirrors may be installed, which teflect light and enlarge the vista. Shelves and showcases may be built around them for merchandise display. V\ ushroems or special - departmentb, storage space, or repair work rooms may be made from the (.pace resulting from' elimination of awkward angles and corners. liamps provide the best treatment for varying floor levejs which are hard to handle. Under the Federal Housing AdminUtration’s Property Improvement Credit Plan, funds may be obtained from lending institutions qualified by FHA for the purpose of modelnizing stores, shops, and commercial buil lings.

A. The doors should fit well and should have a molding over the joint between the doors. Then a groove should be cut in the frame directly under the ciack on the hinge side of the door to let any water that seeps through run out at the bottom of the frame. Even these precautions may not keep all water out. An absolutely water-tight cellar door is a rarity.

Q. Do storm vestibules really do enough good to make them pay? A. Generally speaking, yes. If they are so built that the outside doer can be closed before the insi le door is opened, they do a great deal of good. The amount of heat loss through a front door is great, and loss may be reduced by a vestibule. Q. What size coal bin in required to hold 10 tons of coal? A. A ton of coal will occupy about 45 cubic feet of space. Convenient storage of coal should be such that the depth is not over 4'.. feet; the siz, bin required for 10 tons would be 10 feet square.

WANTED

AT ONCE To consult with you about your remodeling and building requirements — Doea your house need Redecorating, Insulation, Storm Windows, Roofing, Remodeling, Etc.?. Do you want a New Kitchen, Cupboards, Linen Closet, Dining Nook or Wardrobe? You can have them now at reasonable cost. Let Allan’s help you to these home comforts. Bring Us Your Building Problems!

REFLECTED LIGHT AIDS ATTIC ILLUMINATION When attic space is converted for living purposes, the arrangement of windows often does not give the amount of light desired. Frequently additional windows are not warranted, but the flaw may be remedied by | skillful treatment of the walls and ceiling. Shades that reflect light should be | employed in painting and papering under such circumstances. The color used may be accented by the use of brilliant shades applied to doors and woodwork. The Property Improvement Credit Plan of the Federal Housing Administration provides a means of obtaining funds for such modernization work. The funds are advanced by lending institutions qualified by the Firs'.

REMODELING OF COUNTRY HOMES INCREASING NOW Remodeling of old countryside homes into more livable structures, while i taining the original quaint charm, continues to find favor with many home buyers throughout the country. A number of magazines devoted to the interests of Ujr home have devoted departments and detailed stories and illustrations on methods and results in such activity. On? magazine recently published a portfolio of such restored homes, one 11ilustration showing a structure remodel :d after 160 years of life. Treatment of wings, gabled dormers, and porches, as well as the Victorian jig-saw elegance which 3emet!m?s left its mark on the homes, removed much of the undesirable appearance. Funds for such restorations, remodel'ng. and additions may be obtained from lending institutions qualified by the Federal Housing Administration under its Property Improvement Credit Plan.

of a'home. In many cases disappointment may be avcklcd through such action, a:; • aco ptan.ee of the mortgage for irn rr by the FHA may bi exp ••lltcd when adequate plans and spe it 1 'Diions are submitted. In the small low-priced home everyfoot of ne Hess ice, every useless corner, (very length of pipe. fe»ot of lumber, and piece of brick that can be eliminate I will mean economy. At the same time hit A officials point out, fueiency an 1 economy must not be obtained at the expense of substantial (o-..truotiop or by sacrificing th- minimum standards of convenience and comfort.

S FACTORS IMPORTANT TO LOW-COST DWELLING

Efficiency in planning, economic use of material, and proper equipment are three important factors in the successful designing of a small Ipw-priced dwelling, according to Federal Housing Administration officials. It is suggested, where possible, that prospective home builders consult a competent architect and builder before embarking on the purchase

WAR

If .veil want to declare war against ( old. use our coal for best re alts. Fast service* always. Lucas-Gollins COAL Insurance Rea! Estate Phone 255

SHEET METAL

DOWNSPOUTS ROOF GUTTERS Repaired Installed GUARANTEED WORK Expert Furnace Repair And Installation Loral Dealer for Marshall and 20th Century Furnaces. FRED WILLIAMS TIN - FURNACE SHOP 19 W. Franklin Phone lfll-I* 88 Years Experience

WHIf MISS GUT ON PLEASURE? If your rndin rrcept.on has been bothering you, there’s something wrong with the set! Wr guaruihee to correct a'l fault : t a .iiin!niii:ii of expense. B &E ELECTRIC SHOP 505 E Hanna St. Phone 71

Allan Lumber Co., Inc.

501N. Indiana Street

Phone 403

T nstall A Sanitary Toilet Protect your family’s health. Improve your property and Community. All you pay for Is the material. CALL S3 OR WRITE PUTNAM COUNTY COMMUNITY SANITATION North College Ave.

METZGER ADDS NEW LINE The Metzger Lumber Company | has announced the addition of a new | service to its already thorough line of supplies. The addition i* the Pittsburgh Waterspar floor waxes and cleaners. The management has announced that the public has generously accepted the introduction of the Pittsburgh products, particularly taking advantage of the offer to use the compeny’s new electric floor polishe?.

I Ins. Fully Says: “You hear people talking about ‘owning’ their homes - but I wonder how many of them realize that a man can’t feel that he really does own his home outright so long as there’s any chance of disaster stepping in and claiming it. “I know I own my home— because the Hillis & Larkin Agency has plugged up practically all the loopholes for loss by destructive force. It’s certainly a comfort to realize that I’m safe—and that an expert on insurance protection is taking care of me. Hillis & Larkin INSURANCE

TOUHKiIH WUKkaUI

THERE IS NO PLACE LIKE HOME /'

26 K. •Iik Umoii

PfcoM 826-W

“Be it ever so humble” . . . there is, after all is said and done, no place like heme. For your own comfort, for your own sense of security, for the happiness of your family ... a home of your own is the thing. METZGER LUMBER ( <)., has helped hundreds of residents in this vicinity in buildin? new homes and remodeling- old properties into modern homes. Metzger Lumber Co. 117 West Franklin Street Phone 262