Saturday Evening Mail, Volume 28, Number 40, Terre Haute, Vigo County, 2 April 1898 — Page 3

.1 'SI

BANKS FOR THE POOS

GENERAL GARY ADVOCATES POSTAL SAVINGS INSTITUTIONS.

iM Cogent Rea#orui In FtLror of the Plan. Problems of Investment—The Postmaster General Hopes to Encourage Habits of Thrift In the People, [8pecial Correspondence.]

WASHINGTON,

March 28.—I was in

the office of the postmaster general one day last week awaiting by appointment «an interview with,, that distinguished gentleman.

An immense table stands in the cen ter of the room, on which, spread ont beneath a heavy plate of glass, is an -enormous map. Here, busily at work, surrounded by the portraits of his predecessors looking critically at him :from the walls, sits the postmaster

P0STMA8THB GENERAL GARY.

.general. As I sat there awaiting my turn I wondered that he could transact Any business whatever, constantly interrupted as he Was by an unceasing flow of visitors, who allowed him little opportunity for routine work. I recalled the observation made quite reoently by his immediate predecessor, Mr. Wilson, who said: "Gary, I think lean see now how it is you are able to transact such an immense amount of work without worry or friotion. You area business man, a banker, while all the rest of us, except perhaps Wnnamaker, were lawyers, untrained and unmethodical."

That doubtless is the secret of the present postmaster general's sucoess. He has been a business man, manufacturer, bank president and active financier ever since his majority, and the management of a vast and complicated affair like tbe post office department is mere child's play in bis experienced hands.

At last my turn came, though I bad been so absorbed watching the procession of applicants for offloe, attended by their senators and congressmen, that 1 hardly noted tbe passing of the time. Saluting with a hearty handshake, Mr. Gary said: "Now you see what a host of callers I have here in my office. Suppose, as you have no request for a posi tion to proffer, you call on me at my house this evening, where we can talk matters over at our leisure." Promptly at Bor'olook that evening I rang the bell of the handsome brownstone mansion on Connecticut avenue at present occupied by the general.

General Gary's Home.

Although a man of great wealth and the member of the present cabinet who probably entertains more extensively than any other, Postmaster General James A. Gary, like others who move in tbe highest olass of society here, prefers to hire a house ratbflfr than to purchase or build. He has seleoted that beautiful home built at an expense of $100,000 by ex-Senator Sawyer, and furnished by bim with lavish magnifloence, in whiob to domicile his large and charming family and to entertain the notables of Washington.

I found him a*pue in his library, where, over a good cigar or two, ho unfolded at length his pet scheme for postal savings banks and chatted about our mutual acquaintance and his plans for ameliorating the condition of the poor. "How did the scheme originate?" he said. Why, it is no new one that ev» erybody knows, for it has been advo oated by the various incumbents of this office for the past quarter century. Iam merely trying to bring to a head the requisite labor on the subject and to present in a ooncrpto form the scattered material, For this purpose I have had my clerks at work tabulating statistics gathered by correspondence with the postal department)! of other countries and mainly embodied in my last report and to bring order lout of the chaotic mam of matter aooumulateftt for many years past

Habits of Thrift.

"Yes, I myself am an ardent advocate of economy and savings by and for the people. I wish to interest the people, particularly those of the poorer classes, in the preservation and sustentation of this government, and also mora directly in their own material welfare.- My own interest in savings banks dates back to the year 1840, when 1, a boy then 8 y«r*s of a§e, was presented by my fajrwith a bankbook showing a deposit my credit of $100, with the assurance Ihat for every dollar I myself saved and deposited he would add another. My interest was then awakened. It was strengthened and firmly fixed two years later, when I found I had 13 due me as interest merely, which my money had earned while lying in that bask apparently inert and idle, I vowed then, at the age of 10, that 1 would deposit all my savings as they accrued, and I have kept that vow. Since that day I have served 80 years as president of that very hank, have acted on its con* mittee of investment for nearly SO years, and one of the most valued of my oat is thai old bankbook which

rats

my revered father first obtained for me and in which is entered that deposit of $100. -'.-i "I believe in giving the young a di rect and personal interest in their savings, and for this reason I always insist that the little fellows employed in my factories shall themselves come to my office for their weekly earnings. "No, I do not believe that the high est destiny of man is that of a money saver or money getter, but this I would endeavor to inculcate—that without money man can do nothing, that it is his duty to encourage habits of thrift and economy, that not alone the individual, but the body politio, will be vastly benefited in consequence.

Poor Men as Bondholders*

"As I have already said, I now repeat: Tbe citizen who feels that he has a personal interest in tbe affairs of tbe government beyond the payment of his share of taxes and the discharge of those other duties common to all is of more value to the community and tbe nation than one whose conception of citizenship means merely the performance of those duties. Tbe term 'bondholder' should no longer be indicative of a privileged class. And it is not, though through popular misconception it is applied only to the rich. Why, do you know, the poor man who invests his earnings in the savings banks is one of the largest bondholders—in tbe aggregate—in the country? Well, be is. He comes into direot competition with the capitalist. For instance, in a certain group of savings banks with some 49,000 depositors there is $22,000,000 invested in government bonds alone! "Individually, I admit, tbe poor man has bad a small showing in the obtaining of bonds and mainly because capital is always on the lookout for the safest securities and considers our government bonds as such, buying them when offered in blocks. But when the postal savings banks are established, with their universal ramifications into every part of our country, the poor citizen will have his opportunity. Not that I mean there will be a direct issue of bonds of low denomination, but that tbe depositor in those banks will virtually be an investor in the securities of |he government. "You ask me how the many millions —estimated at $500,000,000—now lying idle in holes and stookings could be invested to the profit of tbe government and security of tbe depositors. That is a pertinent question, and one which has oaused a great deal of anxious thought But, in the first place, there is enough of the national debt, if it should b§ used for that purpose, to afford secure investment during the next 10 or 15 years, after which the wisdom gained from expedience may be safely intrusted with the problem of finding other fields of investment in this great and growing oountry. The government cannot enter into the ordinary field of investment. It must confine itself to its own forms of investment and those of the states. It may be able through the latter occasionally to reach as far as oounty and municipal investments, and it is here alone that competition between the two systems (the postal and the private banks) may be developed. "And this leads me to speak of tbe apparent anomaly of one like myself, at the head of a private savings institution, advocating tbe establishment cf what many fear may beoome a powerful and perhaps a disastrous rival to the existing banks. But when one views the matter as I do the anomaly is removed, for I do not regard the projected postal banks in that light at all. Rather 1 look upon them as feeders for the larger institutions. They will lend money at a lower rate of interest—say 2 per oent— but ultimately they will have such an influence upon the development of the people, who will soon acquire tbe habit of saving, that the latter will seek the banks paying the higher rate—say 8 or 4 percent—for larger investments. ,^

How It Works In Europe.

"This proposed venture has long since passed the experimental stage in Europe. It was first put in operation in Great Britain in 1861, Belgium in 1870, France and India in 1882, and so on. Here are some statistics prepared by my able assistant, Mr. Bach, show ing a few of the returns for 1895. In Great Britain there were 11,516 depositories allowing interest at tbe rate of per oent deposits that year of $160,

GRKKRAL GART'8 WA&HDFGTOX HOME. 000,000, and balance due at end of year of $530,000,000. The system paid fear itself and left a balance in the treasury. In Franco the number of depositories was 7,891, interest at per cent, deposits that year $80,000,000, balance of $150,000,000 in Austria 5,417 postal hanks, paying 3 per cent Interest, with a balance of $24,517,000 at end of 1895. In Canada, which paid Sj^ per oent interest, there are 31 banks of this Glass, with deposits of $7,680,000 that year and balance due depositors of $26,800,000. New Zealand pays the same interest as Canada, with 187,683 acooanta in 1895 and balance due depositors of $18,854,280. "By no means an experiment, as you •ae, so far as w© can learn it haa

Jmmoand

successful." F. A. Onm,

WARS AND RUMORS OF WARS,

John Swinton Reviews the Present Day Conflicts of the World. [Special Correspondence.}

NEW YORE,

several wars that are in progress in various parts of the world at this time it is to be said that, apart from the relatione between the United States and Spain, there is reason for entertaining an apprehension that there may before the end of the present year be hostile outbreaks in countries where peace yet exists.

In the war of England on the Nile, which is now in its third year, there has not yet been any large battle by which the power of tbe belligerents can be tested. In the war of Spain upon Cuba, which is now in its fourth year, the fighting is yet continuous and severe, as it baa been sinoe the beginning of hostilities. In tbe war of Eng land in northern India there has been a pause for some months on account of the disaster that overtook the British arms there last year. The warlike opera tions of Spain in the Philippines have ap parently been brought to an ehd by the success of the Spanish forces, but recent advices lead to the opinion that the na tives there are likely to try conclusions again with their conquerors. In tbe quarrel between Nicaragua and Costa Bica there have already been 6ome acts of war, and tbe indications are that all tbe £ve republics of Central America will become involved in tbe dispute. After the civil wars in Brazil and in Uruguay peace has been restored, though both of these countries are yet disturbed in a manner that bodes ill for them Chile and Argentina are threatening each other and are arming for the set tlement of a boundary question which ought to be settled by arbitration.

England and Franoe are engaged in a very serious contention in west Africa for tbe control of the mouth of the river Niger, and the recent maneuvers of small bodies of tbe troops of both countries near the lower regions of that river are marked with signs of danger. As to tbe controversies of four of the great powers of Europe regarding the direction of affairs in China it is surely to be desired that satisfactory arrange ments may be made without resorting to war, for a oonfliot in which Bussia, Franoe, Germany, England and Japan took part would throw the whole world into confusion.

Thus in glancing over the globe from one continent to another the old phrase about "wars and rumors of wars" which was uttered 1,900 years ago is seen to be applicable at this time as it was in other times and indeed as it has been in. every year of the history of mankind.

It will be noticed that England is yet in the forefront of the warlike nations of the world. The orack of her rifles is heard in the recesses of tbe Himalayas, the flash of her sword is seen on tbe banks of the Nile, the tramp of her redcoats disturbs tbe Niger, tbe walls of her defense loom up at Hongkong, and the lion of her power stands rampant at London. Her flag floats upon every continent. Her navy is in all tbe seas.

What shall be said of Spain? She.has prostrated her enemy in the Philippines at a great cost of life and treasure. She has been fighting for more tb^i three years iq^Cuba, and the results have been terrible for both of the combatants. Her powerful army there has been unable to crush the revolt of her subjects, who are today at her throat. The governments of Europe have turned their backs upon her. She is menaced by enemies within her own borders. Sbe has stirred up the animosity of tbe American people. Spain br been the loser in all the numerous wurs which she has fought on the American continent in this century, and it is time that she was driven from her last foothold on this side of the sea. ^Of the recent wars and of the present or impending wars, civil or interna* tional, in tbe countries of Spanish America there is not much to be said. Whether one dictator shall supersede another in Uruguay, whether Chile shall succumb to Argentina or Argentina to Chile, whether there shall be collision after collision in the Central American territories, it is certain that the people of these struggling republics must work out their own destiny and that the government of this country can exercise only a moral influenoe upon them.

As to the question of China, the events of the past half year have given reason for the hope that it may be brought toapacifio settlement Germany has gained something without fighting for it So has Bussia. England believes that she will gain her end. So does Franoe, while Japan seems satisfied to watch the changes in the situation. It is only China that is the sufferer, but there is not any means within her reach through which she is able to find relief.

It is for a very great stake that England ia waging war in upper Egypt Slowly and cautiously, but steadily, her army moves southward, bound to march from Khartum along the valley of the White Nile straight through to Uganda and Lake Victoria Nyanza, from which who can say that she will not out her way to the British possessions in South Africa, thus forming a British line from Cairo to Cape Colony and carrying out the project that was drawn up two or three years ago by Cecil Rhodes? Franoe may try to obstruct her progress,* Bussia may offer objection to it, and Germany may not like it, but it is doubtful whether any or all of these powers could put a stop to it

In northern India also it was for a great stake that England entered upon the little war which she began last year, and which will doubtless be resumed so soon as circumstances appear to be favorable. The safety of India against Russia requires that England sbill control tbe mountain pass in which die recently suffered disaster and to gain possession of which she seeks tbe help of the ameer of Afghani* tan- Jons Swumw.

TERRE HAUTE SATUBDAY EVENING MAIL, APRIL 2, 1898.

March 28.—Besides the

OUTFITS FOR GIRLS.

Confirmation Gowns and Bicycle Costome* Mow Under Consideration. [Special Correspondence.]

NEW YOBK,

March 28.—The near ap

proach of spring reminds mothers and young ladies of two interesting things. One is the confirmation gown and the other that bicycling will soon be in or der. Each requires a different outfit The confirmation dresses are more im portant than the cycling costumes and prettier. Those made for this season are marked by simplicity and are generally of stuff which makes the gown useful for other purposes after the first has been accomplished. Something depends upon the age of the young girl, as some are reoeived youngs* than others. White, cream and ivory lire all suitable,

CONFIRMATION DRESSES,

but no other color. The materials most in vogue are wool barege, veiling, mus lins of all varieties, dimities, organdies and lawns. A few are made of ben galine, one or two of ohina silk and others still of cashmere. But the ma jority are of washable stuffs. One design had a skirt of oream white bengaline, with a spring flounce around the bottom, headed by a triple gauffering of silk mull. The front breadth was left in one piece. The belt was of the bengaline and laid in folds. The sleeves were shirred all the way up to the shoulders. The waist was covered with a fancy shirring of white silk and mull over the bengaline.

A dainty and useful frock for another girl was of white French poplin. The skirt was entirely plain. The waist was in blouse shape, open in front, showing an inset vest of white china silk laid in narrow plaits. The small oollar was in the sarfie design. The caps were tucked, and bias folds were put around the opening at the neck. The design is so simple and yet so elegant that it must appeal to mothers at once, as it would look equally girlish and pretty in any seasonable goods of white or cream. It is optional with members of the Episcopal church whether to wear a veil or not A white wreath or An excellent remedy, olose cap made of mull or lisse with strings of the 6ame may be worn, or a long tulle veil may be added. Some of the veils, and, in fact, most of them, are made of fine white tarlatan, wbioh is very sensible when one considers that they look quite as well as tulle and do not cost a tenth as much. They are worn but once.

For bicyclers there is an embarrassing variety of things to choose from. One ardent wheelwoman told me that she longing for a bicycle suit that would be coming to pieoes all the time. ir exactly such a purpose I found a etty suit, skirt and blouse sewed to [ether at the belt. The material was a roken plaid cheviot in small design. Tbe skirt lay in plaits in the back, but was gored tbe rest of tbe way and reached to the top of tbe ankles. The front breadth only was open at the top and buttoned at both sides. The bodice was blouse shape, with the open vest effect in taffeta laid in fine plaits. There are sailor shaped hats, alpines, English walking shapes and oddly shaped caps of straw, with a straw peak.

Some of the shirt waists to be worn with the separate bioyole skirts are very pretty. One is of plaid gingham laid in plaits cut on tbe straight, with yoke, sleeves, collar aijd spaces between the

STEW SICTCLE 8C1TS.

plaits on the bias. These have the cuffs and collars of tbe sameand a dark wind' sor tie. One had a shepherd plaid ia black and white, with a thread of pink. The cuffs matched, bnt the collar was of black velvet, with a ruffle of white waterproofed crape at the top and a very foil cravat bow of the same ia front. There are many divided skirts, full bloomers, a very few knickerbock* en and great numbers of plain gored skirts, longer or shorter, as liked. Soma skirts are divided only at the back and have a smooth front effect. These have proved up to now tbe most satisfactory.

OLITB HABFKS.

Romance ol a Diamond.

At the beginning of the eighteenth century a soldier belonging to one of the French garrisons in India became enamored of the eyes of Brahma in the temple of Serringham. These eyes were diamonds, more brilliant than ever shone under the eyebrows of Crapaud's European divinities. Their luster captivated his soul. He haunted the tem pie and, yielding to the might of the god, became a convert to his worship. At least so he persuaded the priests, who went so far as to admit him to some care of the temple, doubtless trusting Brahma to proteot his own. But on a stormy night the convert disappeared, and with him one of tbe idol's eyes, the other having resisted all his efforts to dislodge it So Brahma was left squinting, and the perfidious Frenchman sold his prize to a captain in the English navy for about $10,000. Later it was bought by the Armenian merchant SchaffTas for more than five times this sum and shown by him to Catherine of Bussia, who offered for it about $400,000, a life pension of $18, 000 and a patent of nobility. Sohaffras refused this offer and subsequently sold the diamond to Gregory Orloff for the same sum without tbe patent' of nobili ty. Orloff, oart author of Catherine's greatness and raised by her to the steps of the throne, for whom she struck medals, raised triumphal arches and dedioated palaoes "par 1'amitie reoonnaissante," to whom she offered seoret marriage and whom in another oaprice she banished—Count Gregory, being reinstated in favor, offered his imperial mistress two tokens of reconciliation, the St. Petersburg arsenal and tbe Orloff diamond.—Neith Boyoe in Lippinoott's.

The Monkey.

The monkey is a oharming animal, amusing and playful. He is found in every part of

rthe

country, but flourishes

ohiefly on Broadway, New York, where he promenades blithely and flirts assiduously.

The monkey's greatest pleasure is to Imitate. He imitates everything which is "Hinglish, don't you know." He talkB and walks with an aocent, leaves the last button of his vest unbuttoned and rolls up his trousers on the slightest provocation.

But few monkeys support themselves. The majority are kept in cash by mamma or papa and the rest live on

ohe9k.

The monkey is an unconsciously humorous animal, affording muoh amusement wherever he goes. He possesses many peouliar physical characteristics, some of tbe most striking being that La narrow chested, pigeontoed, nooclli headed and addicted to oigarettes. He has a peculiarly constructed mind (so called), in ™bich there is room only for thoughts pertaining to dress and the de lusion that he is peerless as captivator of feminine hearts.

Monkeys, as a rule, don't live long. Either they die of cigarette smoking or their pnpas make them buckle down to work, when, in most cases, they oease to be monkeys.—New York World.

Brooklyn, N. Y., Dec. 19, 1896.

MESSRS. ELY BROS.:—I have used Ely's Cream.Balm a number of years and find it works like a charm. It has cured me of the most obstinate case of cold in the head in less than 48 hours from the time I felt the cold coming on. I would not be without it. Respectfully yours. 288 Hart St. FRED'K FRIES.

Cream Balm is kept by all druggists. Full size 50c. Trial size 10 cents. We mail it.

ELY BROS., 56 Warren St., X. Y. City Asheville. Only Through Car Line is via Queen & Crescent Route and Southern R'y from Cincinnati.

Give the Children a Drink called Grain-O. It is a delicous. appetizing, nourishing food drink to take the'place of coffee. Sold by all grocers and liked by all who have used it because when properly prepared it tastes like the finest coffee but is free from all its injurious properties. Grain-0 aids digestion and strengthens the nerves. It is not a stimmulant but health bnilder, and children, as well as adults, can drink it with great benefit. Costs about As much as coffee. 15 and 25c.

The Fornm of Tn^sa.

A tew years ago tbe fornm of Trajan was used as a depositing place for cats which were not wanted, bnt as it does not present the same facilities of retreat and hiding as the fornm of Augustus street boys and ethers took every opportunity of stoning the unfortunate animals. Filially the authorities, after many complaints, refused to allow any more oats to be thrown there, and in order to get rid of those already living in the fornm presented one to each sentry box on the walls of the city. They all, bQwever, speedily disappeared from their new homes, some returning to the foot of Trajan's column, where they were either killed by the street boys or transferred to tbe fornm of Augustus, while others, it was whispered, were sold by tbe sentries for a few oentimes to enterprising young medical stndents ill search of subjects for dissection.— Borne Letter.

Much in Little

Is especially trae of Hood'* Pfll% for no medicine ever contained so great curative power In so small space. Tbejr arc a whole medicine

Hood's

chest, always ready, always efficient, always satisfactory prevent a cold or fever, care all liver lib, sick faeadashe, JaundVee, constipation, etc. 25c. Tbe only PiUs to take with Hood's SarsapariOa.

3

Honest Corset Talk

degrees of

There are excellence in Corsets, as in everything else. Some are simply ood, others better, but—

The

1

Cresco Corset

Is Best.

The mere assertion of this fact unbacked by

proof, might fail to carry

conviction hence the following: Cresco Corsets Cannot Break at the Waist Line.^^ a

All

old style corsets possess this most nnrioyingweakness. Not a woman In your community but will acknowledge the truth of this statement.

By a disconnection at the waist line, and elastic gores at sides, the cause of breakage is removed, and at the same time the Corset retains its symmetrical proportions. Being convinced of Its superiority over other corsets, we Introduce It to the buying ^bHc^\Vhen next you buy a Corset try the

THE MICHIGAN CORSET CO., GEO. W. AUSTIN, Manager,

JACKSON, MICHIGAN, ca.«

L. B.

ROOT & CO'S

and ask to be shown the "CRESCO."

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Anyone sending a sketch and description mar quickly ascertain our opinion free whether an Invention Is probably patentable. Communications strtoti confidential. Handbook on PAtents sent free. Oldest agency for securing patents.

Patents taken through Munn A Co. receive speetal notice, without charge, in the

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E. & TlH.R. R.

One Fare for the Round Trip, plus $2.

To parts in Southern States, Tuesday, April

April

"Two of my chil­

dren have been much troubled with neuralgia all winter. They used Salvation Oil and a few applications produced a complete cure. I consider it an excellent remedy. John H. Jones, Deputy Inspector, Tobacco Warehouse, No. 4, Baltimore,. Md."

5th,

19th.

Tuesday,

One way tickets sold to same points on same dates at very low rates., $20.50 To New Orleans

April

2d, 3d,

and

4th.

May 6th, 7th and 8th. J. R. CONNELLY. Don. Agt., Tenth and Wabash Ave. R. D. DIGGE8, Ticket Agt., Union Station.

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Funeral Directors

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COALi

We mine our own coal. First-class for all Domestic Use. Ptir&aee trade solicited Prices very reasonable. 'Phone 202. J. N. & GEO, BROADHURSTV

Office, 122 South Third.

DAILET & CRAIG-

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