South Bend News-Times, Volume 39, Number 10, South Bend, St. Joseph County, 10 January 1922 — Page 13

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TUESDAY MORNING, JANUARY 10. 1922

THE SOUTH BEND NEWS-TIMES 13

THREE DETECTIVES AFFECTED BY NEW POLICE SHAKE-DP

S'nzt. KiC7nrov -ki. Ii I o o in and Polio Arr Givon P.itrol Dad:'-- lv lane.

CAPTAIN OF DETECTIVES

a C.ip

.: r. .: :r. t r.t cf . - r: r.:.' cf

re-

; .: V.'.'- : ' v - , .x: . , ' . ,;: : ,:: '. . ' .-. ST - . ; .... ,; ; .. ; S .. v - : v. I - . . ... ' . ' - -': i. .. A t. . J . .... ...-.....

SEEBIRT SAYS CITY FUNDS INADEQUATE

TO MEET EXPENSES

Mavor Calls Attention to Financial Condition of South Bend.

I tiona without a bcnl iv-je to take ! He alo aked for the cooperation of care of th!s expense. I will tell yo ' the citizenship by asking that & rothat a business corporation which liceman be respected, that hereafter has to Coat a bor.i tezue to n:eet iti 1 he b called officer, p.'ithout the , current cbliatlcr.a is in a tai way. j name of "cop or bull."

"So when the city lava eff rr.en in Our attention has already been the water works and ptreet depart- ' called to the fact that many of our

! rr.er.ls in an effort :o reduce the op-j underworld habitues plan to plant j rating costs of the municipality, j rcaä houtes outside of the city limits.

the cltlzer.shrp will understand the I In answer to this I would eAy with motive. The time Is at hand when out any reflection of present offlwe must deflate city affairs Just as ; cials. that the people of South BenJ private corporations have. j look well to whom they elect as "But the city has an expense of sheriff and prosecuting attorney. Let $75. COO which we can net get away j them put in officials who are in en from and for which no revenue has , tire sympathy with law enforcement

Dcrrv.r.z the fact that South j been provided for this year. Just and then the read houses or any

Tr. i v.,.1 if- I,.,, r. ! how we will meet thLs situation la form of vice will have to go else-

or.e c: tne reasons wny i nave maae

WEALTHY FARMER IS DOCTOR WILL FACE I "c.m, i.vmiia nuT.wrro. SLAIN FOR $4,000 CRIMINAL CHARGES i !!

ATLANTA CITY

J. 'j ' irij !-. '.-fr f rem .h f

v, I:, r M-rhac :'.r.. who ' strj"lion of t!v :r h-rns

1 -

SALISBURY. Ml. Jan. Leon

ard Beloat. a wealthy farmer rc.. I- -

ing" near Tas'.ey, Va.. about 20 mile.- '' after a leap irczn th- :?or..i strrj j windows ar..d !ori ar in c;ifrom here, was killed and robbed '-vlndow of a sa-.l!arium cor. d-icte ; ?e r Cr.:k you r.e'-! rvrr r.rr.more than $ 4.000, it be cam kr.owr. .v tr. WHiiam 11. Bricks. Jr.. can-.e I fiSout wind. fr.- nor rain.

: to r.er ueain as me resu;: or a cr.m-; a.. MAp.-u;.:nr:5 :r tarn-

tod a v.

Beloat withdrew-the money from ' rniv.al operation. It va? ar.r.r-ur.re.! a:

a farm. Returning to his heme. h

9 -

.... - an analysis cf the cus financial Mayor F. Seebirt a: the Chambor cl condition ar.i am ekir..? seme sclur'ornrr.erce Monday noon, oupht th j tion." ii.duUcncc of the citizenship at the ( Mr- Seebirt called attention to the . . m (administration's prcsram fcr city

p..ii-..r.B pruo.em creaa or ; Zor.r. and planning. "It is a plan j take the chances of los and bear n-w adrnir.istiaticn to meet Us cur- ! vhlch must be considered, for you ! the burden of worry when the

where than in this county to flourish.

No more restless night for tho up-to-date merchant that haa his store

fully covered with insurance. Why

1,111'

I'illl-

C.UT. IIORACi: HAMILTON". rtoto by, i:. C. Miasold.

.' :ect:vi

r r.t indebtedness without a bond

..v-ue for the purpose. All the mcmoers of the new administration were guests at the luncheon. Dr. C. A. Lipplncott prebi lf-d. .Mr. fc'eeblrt called attention to th fact that 19 2 2 tax levy for raising city revenues In 1922 had been cut from 7 5 cents to 6 5 on the $10-0

all know that factories are being built where residences should be and thus ajaln the opposite la true. Such a program will cut deep but if we are not to be an overgrown village with haphazard development, a planning and zonlr.y program w'U be necessary."

Greenan Agency can eliminate it all?

Call U3 In the Farmer'a Trust Bldg. 5-tf

To really progress this year place your money where it will earn the most. The B-uilding & Loan Assn.. 124 S. Main st.. pays oo interest.

Dr. Bosenbury, eecrrtary of health, I compounded quarterly. 10-tf

went to a coal box at th rear c: -the buildlrg to obtain fuel for thf1'rc:vi t night. Seral hours later his wife stumbled ever hla body In the yard His skull had been crushed and hU

money wan missing.

: in the county prison a 'T'):. to .-twalt requisition

'ew Jersey authorities.

All

c:rarettes.

f-.T !.

!5 per cer.t Red;

Hon 5:

t-tf

WILLIAM LEMAN

.. .P

Pftll.' V. a hTef h( W.lJ ill-i.A.u I ICJiQCPu

killed by someone who saw him get JACOB FULMER, Sr V iCC-Prridfr.t

the money at the bank and followed LOL lb V. GERBER Caahirr

him to hin home.

Report of the Condition of the

To really progress this year p'ace 5our mon;y where it will earn the most. The Building & Loan Assn.. 124 S. Main st.. pays 6 interest, compounded quarterly. 10-tf

Parsers Bank oi

m c if

'dJL

11 percent Reduction Sale. Ver- '

non's. S3 4-tf

at Wyatt, in the State of Indiana, at the close of its business on Dec. 31, 1921 RESOURCES.

Engle's.

::s-tf

called attention to the fact that the

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In line with the proposed prqrrani

t-'-c- C'f reorganization of 'lie pol-ce den a iectie bureau, the bo.xrd of pubiis ' tri ::fr-rv .n' n i-ir-cO! m-'ir i:nr.

. , - . , i i : . i . i !

; . c:.v a Max Hamilton captain of detectives. J .nr. i .j v.Mf relieved The announcement w 13 followed .1. , 1..... -.r. , V ir... Tr. r-..,i. V.t i tln'-a.Mii ! f- thii Hr..

valuation. He further pointed oui ! health department sought to estabthat the expenses of the various de- ; lh-h a separate department for food

partrr.ents had been increased by f inspection and thus bring this coor

dinate bureau into a higher plane.

aru? and the like. "In other worj, the mayor said "thi c:ty is confronted with the

Dan Pyle, speaking for the board of safety, said they would be expected to eliminate organized vice by

he while I' olio was partmc-nt, besides the reas-itrnm-i.t

- 1

i air-.:.. r . r:::.. ('. '.r-T'- ih :. .r : .. ' i. '!; f.h : 1 a i,:;r. 1 u. t h;.:

at on the -outli of two other detectives to patro

inr.d trilfic duty, cut Sergt. Sam' .1-: I-v-rer and Kocorov. kl, former head of the fl (?

t" n-.e' t r.ec.ary current obliga- i

l et- I Men Ia bureau, frrm the siuad and return-i-.s in the do- ed him to a "beat." 1 up duties at i Hamilion. ha-s been on tho police j

-.. ivjf. : v. i.s f..rr.v r!y on traf 'force since 1D15 and for the pas: .-. Ihr.t-r 1 r.i-ht patrolman. t-vc yeirs been In plain clothe:. He 1

Th.- p :.: ; r .".'.-'! of th- de-; Is 21 years old.

b:;r

!.. r , ;:i a ..Tl'I thv ! I'r.'.-r nr.. ii:::, Ja::.

; r- '.-.'.''! of th'- der. -.: i:. of svvcp t C i : . t . Hamilf n a- : :::: 1 dtc-ctive.

Try Ti

lis Free

which ik you rui:ri:n? In the old days they burned can-

r. ;relu ! Lo'hi . d'f-s which were home made. Then hi"..r..', Val !'. lin ki, ' came the oil lamp. Later they used

t'nri v.'inth' it 1 -.yd Stull. 1 pa. Now it's the electr'c light.

Iii uiiii. M (ni:s. Iteimold f-ells genuine Mazda bulhs '

Hieven m.-r. w: f u:-.'.- to thi and says they are the best. 362-tf !; :rt::.- ;.: 1 ri r t .la;.. 1. Nclaj 1 In r .-.:! v. ap-x.'1'..t' d .-f-rtf-ant of Increase your estate at once! Vou

I ' 1 ; 1 ;"- S.: ; r..ri V.

" - ... Ii:.. HD I II.!. Ci I J..

Apply It to Any Rupture, Old or I luc ent, Large or Small and You Are on the Road That Has Convinced Thousands.

Sent Free to Prove This

.- rtr-a nt 01 increase your estaie at once, i uu ; .nyon ruriur'i, man. woman or

I ir-,1 mn a fhi nn th filow-nav nlan . ehil.J. should write at once to VV. S.

1 - J a f r te tr i 1 r r Vila Trnnnrtrfnl eHmnioflnt

i'.r;' .'. h" ra I L. rr, (::o of tho (Jet details fre by calling V. ALTLK 1 applioation. Just put it on the rupture b t or; th- .'..r-e. Xo in- I" I Id AN'. J. M. S. DIdg. S-tf j and tbp muscles be sin to tishten: thev

begla to bind together 60 that the opening closes Laturally and the ceed of a

fupport or truss la then done away with

die, ith :.- that :!; bTirau wou'.d i cor.-.pf..-.-- i cf r.; than ri ht ni-n. l::r-Iud:r..; :!. r-iptn'.n. vf re cbta.nai'.- from ("hi f La'.r. Xo sr'-'e'int of ilf t'"Ci; to h i I a mora. 3 .'ju ad. 1: r an id.: nti.'ication rxpert to tak.' thirr if .-- jch work, in conformity v. : ii a t. n'.ativo program mad pre v: ( u. have jet been tekctvd it v.a.-, .- il l. - The apnr,it;t- are acting in their

Poir. Sottas m pots and cut flowers at the South Bend Floral Co., 122 North Michigan street. 2ü-tf

Don't neglect to send for this free trial, liven if your rupture doesn't bother jou

what Is the use of wearing supports all

1-lh bag 'vVhalo tobacco. 15c. your life? Why suffer this nuisance? Hner .TfM.ii 1 Why run the risk of gangrene and such ' ' dangers from a Fmnll and innocent little '1 rupture, the kind that has thrown thoup n 11 .1 f . Finds on the operating table? A host of rCT I.rlfl m ihP l,nPi 1 rapri and women are dally running such ltl U.1 lilt r.fk jupt herau8e thelp rurture9 dD not trctrrAio u o nnrIv .in.l it dops hurt nor rrovent then from crettins

j-. w pn.--it.on '. lir.r: nnil approval j ,',nIter hj. tne old-fa'sbioued raus- around. Write at once for this free trial.

ot th-- apj c.ir.tn-.' ::t? l y t!:o , mi of ; tanl piaster. ; as It is certainly a wonderful thing and t-a'. -v t r1.- ip.-.-.Mi-'" F-V'.hv n't I Mutt roln is a clean, white ointment, '. has aided in the cure of ruptures that " ' y l rt"uiraad with oil of mustard. Simply mas-1 wore as biff as a man's two fists. Try ' " it In pontly with the Unser tips, and write at once, using the coupon bePOISON RUM VENDERS 'ou w,n b0 IJtted to see bow quickly j low.

11 nruii; icnei.

LIABLE FOR lMURDER r.et M,isferole at four drug .toro. r.:,;

1 ana -oc, jars anu cuoes; nospuai mi', to

.11:1. ;'. i;ootie.-'Kor3

will 1 trh .l f.-r ti.ur.lor if their I moonship.'"- c iir - b-ath. Coronet j Ter- r 1 1 o :":::". m ? i: 1 today. 1 I'our (b.tth..- h-ivo n suited fri'm; ' rnoon-:::!.'- in ('hi.o in 21 hours. J 'orori'T f Ii h'n. : ri vli::-; to pro:-ocute for n:urd".T lf mo. nhlne causv:i on 1 !' :-jor. t.- hill aii''thf r r if a rcron : . - . . 1 i . .. !rom m'-on-amo :..-n. 1

IJettcr Than n ?Iut.ird laastor.

Irr 1'or Rupture. W. S!. Rice. Inc.. !'$-A Main Ft., Adams, N. Y. You may send n5 entirely free a Sample Treatment of your stimulating application for Kupture.

Naao

Address

n V i ru M.i.Y, hi: did. J V. MIX President ''u:v!:i.am. .1 w He walked 'R p RE Vice-President : t:.:: :Jli: arthur f. wolf cashier in lire ,-n th : : .t and paid i. He 1 EDWARD BLANKAERT Assistant Cashier i'ot a .In h'O - . .... . .

Report ot the Condition or the

Kor.iNs i:nr, iu:i:iui:s.

r.h. ji-.

CJoorsjt

h-'tok'v-s report r rhit he nw a roViu

jt:n-t ' r i'.v .! mos in i;.s "ar.it n i

Xu n p.-rt 0:1 1 : o-"iuito?.

101: 1.r1 im: day. Th' ".:.-!. on 1 f m.- ulinir vah-'atines i ; n r: oil o:; ! :-.r th.- v.f lntino? of

to. - iy ! th" :

Th- 1

fr.'P.i tlioo of

Snp. IK'

West Eni State Bank at Mishawaka. in the State of Indiana, at the close of its business on Dec. 31, 1921. RESOURCES.

Loans and Discounts $

M : .

U. S. Bonds

.. ir. 1 1 1 n.ve-t uuicr uunus uuu cluuuw : 10 ier.it. pri.v- Banking House

r r.

al5

urniture and Fixtures

1 1 1 v r. r.

W.i yt.f.

:i n ,u ' Due from Banks and Trust Co.'s Cash on Hand

Lasn items Profits and Loss Other Assets

'r: o .1. rhlmnm -tor. casl

f ; ii School of .r. ! I: ".-s -a.'O'. -f Tor .'!"-:-. 1 s at :.:i N.

tf' Tin L . total Resources $

11- 1:

LIABILITIES.

r '"n

ion S ih Vor- !

"" ! Capital Stock paid in $

102.918.91 407.25 73.884.55 25,070.94 8,883.98 37,475.31 2,751.54 347.45 1,575.15 868.10 254,183.18 50.000.00

OTnrnil nnnPTH Surplus 5,000.00 : ! si 'I ' H Pr Demand Deposits 42,007.39 üslSlüi iüIi Ul OL I . Timc 1,000.00

; Savings Deposits Due to Banks and Trust Co.'s

146.175.79 10,000.00

l' r-

i.fl at tlic H.:il ( .1 '!. T.iU. Ir.

i. ."!'-. x.' ' t ' -1: i- ff ?. :r. :i ' h j Total Liabilities $ 254,183.18 i'. r " ' . -. I ! --tt -id r" t;k r. . . i t : . . , ; : .1 1 or di j tate of Indiana, County of St. Joseph, ss: " .: r, ii ..u I 1 .i rr at.' u r"-L: t; V 1 C- D 1 TV t :l

. 1 iA,r r.T.,; ti.;i.r- ' - rniiir r. won, uimhci ui iijc cm luu juuc uaiiu, ivusna- ! waka. Ind., do solemnly swear that the above statement is true. Apl'yß: 1 ARTHUR F. WOLF. h' :. r ; , Subscribed and sworn to before me, this 4th day of January, : 1922. . HUBERT WEAVER. Notary Public. . - ' J t r.;: T..1.. 1 . im;

Aiy commission expires juiy 1 u. 1

.lr- ! v it. 1 1 v f r i . t..- ! v. r ! it .: ' ' ! -i .1 : : ' wj ' r . It. I'! .0! . :

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. .! 1 -.'r. fr.-hr . ' r ;'; an ur.'ii-'..-1 o t!..iV'"t a r- a p.;re ! ! ::.:. 1 w.'h .w :!.: 1 t.- t '. ,r ' . o e , w r w - j:r. - I 1 vir::::- frr rjulck !

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! i

1 Rheumatism 1

g li' in !!.! i. o.io Tp .''.U'llt t o i h o ho Ha-.t It.

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: : 1 ;i i"r- utt. rt ' ''. .:. 1 ui-a :i i- : ocr r f.rr.-.l.

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I'-lr.l-..::. ' v - T'-.ir? :.!. ai l :.- f-.m.e a la :.;v Q

r.-r -m anv form V t svro'I::: r.:a'. tA trv t::e . r v,-,i "H,:,. - r :. ...ri. at.'.e t.is!- ' : .t '.rc Iy : f. ..ir rti.d I

P h! I" : ' ' :: t r ATi-r r, ! g R - :t v - ; ' ver. Itielf I t t: ' : " if r ::.:.. cf?

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To Our New Depositors: pHANK you for opening your account with us. We appreciate the confidence implied in vour choice of this institution, and want to make this relationship as helpful and convenient as possible. You arc conliallv invited to make use of our facilities in any department in which our service may be of value. Our officers can always be reached without formality whenever you wish to consult them.

St. Joseph Loam Trust Cq

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SZ JOSLTH COLt.VTT S.W.VGS A,VK

It X -..'J ,

C ii

I hree

lilies

for Success Work Industriously. Spend Wisely. Save Systematically. All deposits made on or before the 1 2th of January draw interest from the I st. r.lishavaka Trust & Savings Company

FRED N. SMITH Secretary FRED N. SMITH Treasurer Condensed Statement of the Condition of the First Trust & .Savings Bank at Mishawaka in the State of Indiana, at the close of its business on Dec. 31. 1921

RESOURCES.

J Loans and Discounts $ 1 37,122.1 3 Overdrafts 206.7 3 Banking; House 3.200.00 I Furniture and Fixtures 2.800.00 ! Due from Banks and Trust Companies 33,942.32 Cash on Hand 1.963.32 I Cash Items 351.14 iCurrent Expenses 4. 538.01 i Taxes Paid 181.85 Interest Paid 3.069.49 i Other Assets 6.00

Total Resources $ 187.380.99 LIABILITIES.

Capital Stock paid in $ Surplus

'it I 1 i r- r .

lLoans and Discount $1.143.016.83 omaea rronis

D Dil 4 -Auiuiipt, Livuuun niiu liucicM. ........... 704924 25 i Oemand Deposits $77,569.75 43 370 00 Demand Certificates 14,736.54 46ft 1 ?9 OS !Time Certificates 10.000.00 'c r - - c it

9AQ-21 A7: savings Lveposus ö,JOJ.J

' United States Bonds

Bonds ana siocks vomer;

I0.000.00 2.000.00 506.85 10.202.12

Other Real Estate

Due from Banks, Company Funds Interest Earned Not Collected . .

$2,383.783.22

Total Resources LIABILITIES.

Capital Stock Paid in Surplus Undivided Profits Dividends Unpaid

Savings Deposits 2,162,988.55 Due to Banks &c Trust Companies 10.000.00 Interest Collected Not Earned 2.387.53

164.672.02 187.380.99

100,000.00

80.000.00)

23,381.14 5.026.00

Total Liabilities

State of Indiana, County of St. Joseph, ss: I, Louis W. Gerber, Cashier of The Farmers Bank of Wyatt, do solemnly swear that the above statement is true. LOUIS W. GERBER. Subscribed and sworn to before me. this 4th day of January, 1 922. MILLER GUY, Notary Public. My commission expires April I, 1922.

Total Liabilities $2.383,783.22 State of Indiana, County of St. Joseph, ss: I, Fred N. Smith, Secretary-Treasurer of the First Trust & Savings Bank of Mishawaka, do solemnly swear that the above statement i9" true. FRED N. SMITH. Subscribed and sworn to before me, this 6th day of January, 1922. ALICE M. LATOSKI. Notary Public. My commission expires Aug. 9, 1925.

(GTSSfft Nyj, j, nil o

The following statements of the FIRST NATIONAL BANK and the FIRST TRUST & SAVINGS BANK, in the same building and under the same management, show the strength and soundness of Mishawaka's only National Bank and its affiliated Savings Bank. Combined deposits of more than $3,569,000.00 and Combined resources of more than $4,074,000.00.

Report of the Condition of the

pao n na n

-sret national mm

At Mishawaka in the State of Indiana, at the close of business on December 31. 1921 RESOURCES

First National Bank of Mishawaka Statement of Condition Dec. 31, 1921 ' RESOURCES Loans and discounts... $ 461,051.07 Interest earned, not col

lected Overdrafts .x.i Stock in Federal Reserve bank Banking house and fixtures ..: 5 redemption fund United States bonds . .t.i Other bonds CASH RESOURCES Cash in vault and Federal Reserve bank . . .

11,389.24 19.63 5,400.00 47,353.59 5,000.00 109,550.00 731,617.91

First Trust and Savings Bank of Mishawaka Statement of Condition Dec. 31, 1921 RESOURCES Mortgage loans . . . ... . .$ 761,284.03 Collateral loans cind dis

counts . . .

Real estate owned, .v

; :.

381,732.80 43,370.00

Interest earned, not collected

T.I

United State bonds.:. .

Other bonds CASH IN BANKS

24,444.14 5,51 1.42

704,924.25 ;

460,129.05

$2,381,395.69

181,888.34

100.000.0f, 9.550.00

U 'Loans and discounts, including re

discounts $ 461.051.07 Foreign Bills of Exchange or Drafts sold with indorsement of this bank Overdrafts, unsecured ...$19.63

Deposited to secure circulation (U. I ' S. bonds oar value)

1 1 All other United States Govern

ment Securities Total Other bonds, stocks, securities, etc.

Banking House. $42.853.59; Fur-

niture.and Fixtures, $4,500.00 Lawful reserve with Federal Reserve Bank Cash in vault and amount due from national banks Amount due from State bank?, bankers, and trust companies in the United States (other than included in Items 8. 9. or 10).. Exchanges for clearing house. . . . 1 o tal of It ems V, 10. 11. 12 and 13 Checks on banks located outside of city or town of reporting bank and other cash items Redemption fund with U. S. Treasurer and due from U. S. Treasurer Other assets, if any Interest earned not collected...

$ 461.051.07 19.63

246.493.75

109,550.00 737.017.91 47.353.59 75.526.48 239,262.83

3.015.83 4.215.09

300.00

5.000.00 62. 2S 14.569.91

Total

LIABILITIES

'Capital stock paid in.

Surplus fund

Cash in other Reserve banks 140,131.89

$1,693,401.67 LIABILITIES

Capital stock $

SURPLUS UNDIVIDED PROFITS National bank notes ....

100,000.00 80,000.00 23,284.40 98,400.00

LIABILITIES Capital stock $ 100.000.00

UNDIVIDED PROFITS

SURPLUS

313.140.66

23,381.14 j

80,000.00 U

DEPOSITS 2,178,014.55

DEPOSITS 1,391,717.27

$1,693.401.67

OFFICERS Fred G. Eberhart, President F. W. Kuss, Vice-President Fred N. Smith, Cashier H. E. Suders, Assistant Cashier

$2,381,395.69 OFFICERS Fred G. Eberhart, President F. W. Kuss, Vice-President Fred N. Smith, Sec'y-Treasurer H. E. Suders, Assistant Sec'y

Undivided profits ...$23.284.40

Less current expenses, interest and taxes paid Circulating notes outstanding. . . .

F, Amount due to State banks, bankOers, and trust companies in the t ' -a . J d 1 c :

Lnucu 3iaie3 anu lurcin countries ce rtified checks outstanding Cashier's checks on own bank outstanding

Total of Items 23, 24 and 25 ... .

i Individual deposits subject to check

ertihcates oi deposit due in less than 30 days (other than for money borrowed) Dividends unpaid Total of demand depesits (other than bank deposits) subject to Reserve 91 1,550.69 Certificates of deposit (other than for money borrowed) Postal savings deposits

rota! of time deposit5 subject to Reserve Interest collected not earned...

DIRECTORS OF BOTH BANKS

Fred G. Eberhart Fred N. Smith

E. J. W. Fink A. J. Schindler

F. W. Kuss Marcus J Laing C. A. Dresch

$1.696.964.59

100.000.00 60,000.00

23,264.40 93.400.00 $5.000.00

303.564.62 3.5 75.55 6.000.49 903.614.66

2,650.03 5.0 S 6.00

167.3S7.97

Total

155,636.20 11.749.77

3.200.67

STATE OF INDIANA. COUNTY OF ST. JOSEPH. SS: I. FRED N. SMITH. Cashier of the above named bank, do olemnly swear that the above statement is true to the bet of ny knowledge and belief. FRED N. SMITH. Cashier. Subscribed and sworn to before me this 6th day of January, 1922. ALICE M. LATOSKI. Notary Public Mv commission expires Aug. 9, 1925. CORRECT Attest : F. G. EBERHART. A. J. SCHINDLER. F. W. KUSS. Dir ectors.

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