South Bend News-Times, Volume 38, Number 289, South Bend, St. Joseph County, 16 October 1921 — Page 6

SUNDAY. OCTOBER 16. 1921

THE SOUTH BEND NEWS-TIMES

SOUTH BEND NEVw'S-TlMES Morning Evening Sunday j. 12. bTi:riiK.NsoN, ruMiittr Mmbr: Associated Press United Pres International News Service i ; v AffiMr IT' ! s :s!vrjy enllt'.eJ to the at fof

.1 '.'.'itlcti -' ' ' '..(a; lii created to It or nw :..: :!:! ... .. . -Jltion of Ut paper, aal

v , .. i-. Alu dot tiol PPiy I

the language of tho b.g from $30,r"'.O to iOO,

f - io n :

-Kerr.

J l .:: if

rboBoat iiAla tl'XV 1101 21 trt. (Pnn-x-h rcliar. THUMS OF hUH.SCKIPTION

r'.r.t r.. Si:r1T, rr we - - 10

:ar, nra ru'iiy, rr wk -t Hitli Sua lay, cne jetr

?jO rnt

110.00

zir.z anl Ft:r.ry, oa rortl rontei. en yer - -f.:.-ri !it rrsll - - - - - 7'jO

Ltrrr J At sutli Bn1 Toet O!" SeeonJ ClaM Mail.

OCTOBER 16, 1921

A GENERAL OF INDUSTRY. h'-n you think of telephone magnate.-, your mind turn? lr.r-vJta ly to Theodore. Vail and to Bell, tne Ir.VfT.tnr men who brought this irreat utility Into com rr. ! uo and multiplier the joys of living a ?;:in Ircd f r You ral with fialmiration of the pioneers of thin .and ether Ir.lu.Mri's and crown them with a kin?- . ?h!p b'-cauv of trio Crivlr.g purpoo that made their tlrff.i r ,? r' .'il 1 1 ! -. Crr.!ilf r, thm, for a minute, another who labored un,Ir the moa-t difficult of handicaps, went into thU tiame fa!l of teb-phony and wrated from It what is a larger fortune for him than any millions may m an to th- other who have profited largely. Zora I.'. (. Tinfley i3 a negro and blind. Invagination only ran supr.lv the names for which his -initials .tand. He worked t.& a hod carrier, mixing mortar and eloing th arduous. Flavins labor that camo to him. On dav there w h an accident. Some bricks dropped into a pool of unslackefl lime, the splattering fire struck VAi eyes and hl.i ss:ght wni forever gone. lie tramped out ot Texan into Muskogee, Okla.. broke, nn object of pome pity but In the Country where a black skin I more likely to excite laughter than charity. He v-. M compelled to walk, for hif eyes would not allow him to steal rides and a. he trudged through the Ion;: co-intry roads and knoc ked on the doorn of farm b.' rs'.'. ho di.v'overfd th.at very few had telej a ( 1 n m .Hi'! that p ovisli wives spluttered their prot'st.-? a "a i'i vt tho 'ilrtofn.s of their condition und tlio Ia k of c-nru-t with the outside world. I lis 1 Tain W..M not blind. It fav the chance. Ho wonll build a ti b phone lin for the farmers. Ills very lack of requirements of a telephone wervico was an a.--vt, fir In- w.is not terrified by unknown dlfTlClllit' s.

I lr went to

Mu: knee exchange and, finding: tho

rr.ana'-r r curious, and inrhafs a little amused, made a bargain to lea.-e a discarded .nvitchboard and nou;,'!i i:,strutii n!s fir .wix nubsTibers. Il- 1 1 ; 1 1 1 the p'uaisei of three farmers, who r?y. rded it a.s a jok-, to pay him .a few dollars a month when be in.-? a lb d his line. H- hid sera.- ie e and more faith and after he ;T t tla- worn out b ard he bought about ?10 worth of wire .-n crt-dit fr-ua a stufia e- r who was over- ' ai d alo i;u t eUilur..s but willing to take .1 '.a r. i e. i; - chopp. hi. own poles from the woods, and t- i tli" vir and ::et his primative nvachines '. ' i '.: :. 'Ihat . v yr.tr.: ago. T( 'day lie owns lines run. v. r 4 " mil s .f c;mtry ri of Muskogee. H- ha; a . o;;r. !:-!i v.-'.th the -i exchange which Is ' ' 1 to ?: t Ills : u.in- s -. H" collect.- the rental. ! -.' a o. r;: -n t i the main lines, lias a girl to run v. ivh'.. ar !. ard U ps on in h: crufle way . t " pv: hi ; . rvie.-. Hi - wh-Ve in men? now in only $1,300. Hut t'ra r.- rare mih s of barren places that thank this blind re '-;ro r a is .-erioe and the chance he brought them to lial;-d with the outside world. 11.- .':.-. l-.i. on n living, a comtertable one and is a b di'ag e;!i.-n ef his race. Th:td. f h big mi'.li'naires and their trouble in fat::. 1 :a: nterari.-.s. l'ay to them all the tribute.--that : lo ir due. T'a n . "i s ! r ili- blind dirkey, tramping the bar 1 ; ..h :" bar;ty. wlu founded his own enterI r!-- 'i'h :'?:. ef hi h:urs of d.i -a ;:.-. gern out, cf r-Tu- l :u" t '.:. ef .1 of d efpo ad ciuy which he mu.-t lu. ha I. Th'.r.k. :o'-. of th Indomitable -."ourage of one who tu v:'.d r.- - al - ' th" I'.ar. d ioa p of race, the appalling d -'.rli' of i :h, 1 ss-e:. the drag of ignorance and c.-r.',m r the a;-'. 1 t b. t ia- claitMvd for lus own. V.'k n ; eu write tho i-. of captainn of industry, bav. o ;t th!'-. r.ora II. Q. Tinslv. blind negro. He bul ! b dubl r l a general. o Ml SHACKLES O.V THE PRESS. Ti. 4 d- a-. :i i :' tho lou-t: that city otlicials, pre--aevir. : '. a ', in b h i'.f cf m u n i ci i a 1 it ies a.s corporate, b-uh' . r.o; r.- vi;vipe!s for libel will meet v.-' : h a p ; r ...1 :' th : la. ry itizen who knows that h; t w u k' er;;.'. of e-r- .;on and indis:i"lubiy link-

. L V.

f of tho pre s.S.

The i ::y ad rair.i;-.-. ration cf Chicago brought suit for j : o ,r: 'o ..-,! ;ti--: the 'hteago Tribun and the Ok! mo b.u'.y X-v.-s. alb'girg that their publication of ft .at 'To- th- it tlio city win bankrupt, had cost ike ?:i: at b'ast this amount of money. l i. - i :.. - . Intrenlus but the precedent cf p ra :::::;: ;- - .1 otuo. rs to ie their political power ta yi -'-r v tat .: litks ptet'ontd a more dangerous .--..a , ;. j el than was Involved in the cr.tk -, a ;f th.it crit'.oi.-m was willfully false. The- . r. t'.ty t aid hy newspapers which deliberat?jv ,i .... a.n ! l.k-1 tit. ir hom? cit'.. is paid In more ay -. . - '.an in libel verdicts. ;;- ,.:a are vicious, untrue and political. .1 r r. , ;,.,;ve th.- va and they commit triielde in tka :.r ik--arr d f-fkk-h purpos'S. j - ;, ;r nf:x ks ! ba.d upon truth, they only - ;i :y ov.e l to their readers and their rev. ; a'.. ar in .u h eb.ir.ges cf governn.ent as will

..r.d hc n.selves happier and more

.7 II

Ar.y ii-.;ati'.a v.: -n the power of tho rs? to ex- '.. ;a :. g, any limitation upon freedom of speech, 1 -. : is or the !r. lividual, Ls a blow at the very f, r.'.en of our republic. Ttiv- ! a reuady for ewry wrong. The news,,i;r Avi;:-h wrrn Its readers by libelling governi:.. r.t ,v? ar. i --ra- In fcdom of the hon- , . . V r t ; ubk.'h facts lies th only safeguard a-.'a!:.: dlak,uat government. o v'.i'.Y TO THE KESCUE. nt'o ICahn, big irif-rnatinal banker, haa appealed to th- .-r.i'.o to eat down the taxes upon huge incar.'M uud t , roid. a--Mtr..-t tax-exempt securities ire:ed by : t it. . and itb s. Hii argu::v ::t i- hanily o:a that will appeal to tho ueneral public nor to tho man of po-called "mod-

crate Income." which in bankers means any v. her

a year. Tho tax bill parsed by the hous-y rut down tho rate of taxefl on the bi fellows thoe of a quarter a million a year or moro and a year and left tho eld burdens upon these "moderate." It la easily demonstrated that the gTet bulk oi useful -ntarpriees kxre directed by men wäho have moderate incomes, rathor than hy tho few whose in

comes run Into hue, urus for which they have no personal um and to whom mftor money fdmply -atisfit an Gqu!3ltU-o pensa rather than being a i-rur to further ambitious efforts. Mr. Kahn pleads that the tax on hi- fortunes hn:ld be cut down because no European country taxes its ultra-rich bo hish a rate. write to the senate and tho country: "Hut our federal surtaxes rie to rates higher than cxlt In the tax schedule f any other natJon, and that without takln- Into account Mate income faxes, vhloli nn- uiiknmm In r.i!roio. It cannot bo supposed tliat Kurop-aan coph-s ho partlcnUar tenderness fr rich men, any more than w liavt or tluit In the extremity of tlioir noctis they would l.oltate to fg0 lh(. init , CXm aetln contributions from walili. Hut tlie. iiaüon have largi-r and longer f.ierlc-rice In these matters of governmental -oonoml-s than vvc luive and they have learned that there Is a limit beyond which direct taxation cannot go without eon.M-quonct both damaging to national revenue and dangcrems te national welMieins. liven If our highest surtax-rate is reel need to .12 rTCcnt. it will still tie. in execs- of tlie higliest anrtax rate in niest ITuropcan cuntrle." There are a lot of things in America, thank God. which do not exist in any European countries. America has never been hampered in its destiny by any thought that the old monarchies had never tried what appealed to the American conscience as justice. . Mr. Kahn might be reminded that the European countries had centuries of experience in monarchies as well as taxes but that did not stop the colonie from becoming independent. Ilia fear that these rich men will nend their dollars in the state and municipal bonds if they are taxed high rates will not alarm the people who w.mt public Improvements. Cities need money. The dollars loaned to them will be working for all the people. I'ossibly the solution for the problem of centralization of wealth liet in taxing wealth into public enterprises. If the only outlet for swollen incomes is moro loans to the public, the scheme might work out well for the human limitation placed upon consumption, even In most lavish forms, would have the owner of an Income over a million at a b'si to know what to do with It except invest. In time the very payment of interest on tax exempt securities would become something of a fiction, for the only thing that could be done with it is to buy more tax exempt .ecuritks. A tax. in the lafrt analysis. Is private money taken for public u.e. The million dollar a year boys will ultimately find no "haven" the word is Mr. Kahn' in the tax exempt purchase. In the meantime if there Is to be any inducement held out to private capital, tax burdens shouWl fall least heavily upon those to whom the getting of dollars till means something. o OPEN THE DOORS. "If we are to hae a world safe for democracy, we must begin to act like a democracy, not continue te ape the ionderous secrecy and ioppycock of the outworn autocracies. Secrecy was their strongest wcajnm. It is our one vital danger. Without publicity such publicity as, for instance, the American congress lias or the British parliament cnjes the eonferenee of the allies will !ecome a feudal council and its final agreement a war-breeding; alliance." This is the warning of William Alk n White, editor, publicist and patriot in a current ifisue of CoiI.ers, in an rppeal for open sessions of the disarmament conference. The need of such a demand on the part of the American people is emphasized by t lie first meeting of the American delegate nnd the immediate letter of Pres't Harding warning the r.eople that they must

expect no complete disarmament, i The delegates named are stated to be In agreei ment that while they might favor publicity, it would : be dangerous to offend the European and Japanese statesmen to announce such a position and that the others may demand secrecy. Pres't Wilson held the destinies of the world, backed as he was by the hopes, tho ambitions, the deKir es of human beings of all nations, when he de- , clarcd for "-open covenants, openly arrived at." lie j had appealed to the heart of men above the desires of autocratic rulerrv i : When the docru were locked upon the Taria con- ! ferenee and there began that haggling over physlj cal possessions, his power went and the thing he ! meJt desired a League of Nations that would mean j universal roace went with it when he was outgursutd by the European diplomats sent there to got ma- ! terial things. There is yet time to save this situation and to make this conference of use to the world, despite the t timidity and the fears of the men in high places. I If the people of America demand that they and ' the peoples of every other nation watch these men j who are sent to represent them, the doors can be i opened and then? wfli be loss danger that selMsh ' trade, bad bargains, evil agreements for the iVike of exnedienev, will wreck the hopes of the world. Ijf Mr. White sound again his warning, which 3 ' written to you: "We arc about to enter cither a quadruple al- ! llance that will bind us through our financial I holdings into the heart of the world's great ' tragedy, or we an about to write a cLiu.-e of tho ; League of Nations that will have the republican ' face and brin u into that group of nation-. In

cither case the dotiny of every American and his children and his grandchildren Is lound up in the outcome of this conference. Ills taxes, his food, his standard of living, hU very life itself through potential wars, are t K determined in prcat measure by this conference. What right have any four American commit loners however wise they may be, nnd however disinterested and high-minded they may lie to sit in such a council lehiiul closed doors with the gamblers of Kuropo and luvzanl our destiny?

SHORT FURROWS

By Kin Hubbard

Th current issue o' th Weekly

Flip Horn carries ,an lllumlnatlri article on th' business condition cf our town. It was written after a PGlnstakin' Investigation, ar ther's evidently no effort mado t' either

magnify or conceal th real business

: situation. Th' plain facta are laid j bare. Th reader may make his own derV'ctlons. It's th' unvarnished ' truth about business, an' after care i fully roadin it, v.o kin see no real

causo for alarm. Rather we find much that's encouragln. Th trend

; Is undoubtedly tc-waird better tlnv s ! If one '11 jest analyze th' facts with ' an op-n mind. Sme gloomy situaj tiens have been dragged Inf th' open

but they should by no means be allowed t dishearten us, or blind us. f much that is good an' promlsin. A new pool table ha3 been ordered by th Elite Billiard Hall, th' ever increafun business demandin it. Transient buslnei at th' New Palace hotel is th worst in years, but an unusually lively June patronage '11 carry th concern over till December when it Is believed th beds '11 fill

I up agin. Th siw mill took a little i ci urt Mondav, but closed do wo. a"'n

DEMOCRATS PLAN INCOME TAX CUT WASHINGTON. Oct. 15. A con-

obtain a ?uo

Tuesday till next Friday. No coal wua delivered in August as agin twenty-one tons fcr th" correspond' month last year. This is explained by th' unusual cost per ton. It is believed that a cold wave 'II bring about a normal delivery. Plaid sport skirts held ther own along with

former Aucaists. an' th' September 3 an 10. Ther wuz a noticeable

demand started o;T lively. Th' shoot- J tharcv about th' kitchen ware an

in' rrallerv has b en an' 1" nayin' a half soks departments. Kouge wuz tax r

fine return on th' Investment, al- holdin itJ own an' kites wua movin' J ,. - . r7ye tir vei-Is-mont in

though th proprietor says u v.ouia.ias:. in manager wuz an ruo.. , be hard t' estimate hew much he ; an' said re could not see how tiir.e-.-

would have lost If evcr'buddy had j ever could deteriorate back f where . i . ikl i!..4i.. ! il - t& U i t r T O -1 '1 r. I -

been worKJn . iners .uwo iauuLv uicy wu. ui vtiucv ,

about th' flrs department, but no candy bar.ar evcr'buddy wuz pale an complainin. Th' photergraph gal- j overwork ?d. Th public librar' rolerv is back on its orders, while th' j petted a steady demand fer light

fires have been out at th' !irr.? kiln j weight fiction. At th Imperial ga-, with no indications o' resumption. rage th' congestion wuz found t bei

Th' Fairy Grotto Picture Palace is j fricrhtful, an' a new ninety foot adenkaririn' its seatin' capacity, .an' th' I ditlon '11 soon be under cover if th'

-it. c'iv thnt be has no serious I oaroenters stav on th' job. A short-'

certed movement

star.tlal reduction cf the income tax paid by perrona with m'drat" Incomes was determined upon today

at a conference of the democratic i

more charge accounts since its inception. He rij-s th' great problem is f git ef.lcient collectors. At Melodeon luall It wuz learned that "musical rfinLvh" business had been

good, but that many skirt plays haJinmber.s of -he senate finance com. starved f death. Th' greatest activ-) mittee. ity wuz noted at th' hosiery an' pre-j It was decided to press for th- ,

cious stones counters at th' Monarch acceptance ox ir.e proposal or ten.

I a:sh. Democrat. .Mai-aachu setts, ror i a reduction cf the- smaller Incorr.

o tvo t'iT.a'rt or. 'pome!

cf $5.00 or '. 4 pr-ent rn Incomefrom j:.'. '' to j 10. V-1 anl t, percent on ira uv - fr-m ! 1 Io. to $1S.0'"" Th" tax at rr-' r.t 1 4 percent on ir ) er s per cent abc ve J la."

Rp.xd th? pusz advert:the clas.dfi-?i üu?;!ay co'.umt a nie presort

r.t In Earn

classified display cohumn.

nice present.

Ear

) rjj, A t ,.1-ti: i -'i "-d)

apprehension that th home I1 ever atrin be able t' compete with him. Ho talked optimistically about unemployment contlnuln' unabated. Th Star grocery is carryin' more

families than ever bef(ro Tri-tor doubts if th' strr

age o' car washers wuz reported. At th' Gents Wear Sh'cp great stacks o' unsold shirts greeted th eye. Several adjustments wuz bein made, but no money wuz changin hands.

Th' pro-j At th toy balloon factory they wuz ev r h al ' oa b-iy f talk.

! ' T?r 0 plaid SKirrrs .VC UVtrRe woz!3 IViM RSPOmO 'A STCAOr 11 ACcüTm' rv3 - I C ' -

Ellsworth

Disarmament Agenda t By James 7. Montague

Program of the Gunmen and Purglars P.enevolent association: e'Juestior.s to be argued: Limitations of weapons to popguns. Only first story windows to be entered. Stuffing of sand bags with feathers. Loot to be confined to spare charge feumd in trousers pockets. Locksmiths to be sent back to house to impair all locks and hinges removed or damaged. In .any case where member, entering house is challenged to combat, 10-ounce boxing gloves to be used. One gun man to one street. One burglar to one ward. Neither gun men ner burglars to work in pairs. If any dispute as to amount taken or woapems used, burglars and victims to have appeal to nearest police court.

Program of Denny Itiley nnd

! Mickey Dolan's Gangs (with head

quarters respectively back ot tue Liberty garage and old flour mill. I loc k piles collected at both headquarters t be- removed and thrown inte the creek. Slingshots to bo inspected anel reequipped with lightest rubber bands.

; No single member of either gang ! to bo picked em by more than one I ni( iv.be r of epposin- sang at a time. I Members of cither gang wheeling ' baby carriages to be left alone till baby can be parked in care of some I responsible person, j No clothes to be tied at swimI ming holes except in manner to be

agreed on at conference. No hats to be knocked off combatant sissy kids who may happen to bo seen in the neighborhood. Cats belonging to little girls not to bo used as targets for sling sheds. No porms or other insulting inscriptions concerning members of opposing gang to be posted on walls. As to farmers in outskirts owning

1 apple trees, fruit venders owning I carts pre je edure employed for- ! ir.erly e xpresly permitted.

Program of Dorcas Sewing society: Following discussions forbidden: How Mr. Jones got rich so soon, together with speculation as to whether it was inherited or got dishonestly. Why young minister has stopped calling on Mrs. Eascom's eldest daughter except in presence of Mrs. Bascom. Whether principal of Publio School No. 3 left a wife in Fogg's Ferry, as has been intimated by the' sister of the brother-in-law of his former landlord here, or whether his intentions are entirely straightforward with regard to the librarian. Following customs forbidden: Any member calling up servant of another member durin? other member's absence from home and offering her more money. Any member asking any servant eif another member's family anything about meals served in otlrt-r member's house, or whether bills are paid or unpaid. Any member seeking to secure by devious questions, supplemented by calculations in written or mental arithmetic ,the age of another. For example ascertaining date of china wedding and then casually inejuiring, "I suppose you were about 20 when you were married weren't you, dearie?" Any comments such as: "How well that voile made over, didn't it," when member appears with ostensibly new dress, or, "How durable that hat has been," in event of apparently new hat appearing. No mention at any discussion of backward children when it is known that member's son or daughter has had to be tutored at home. Ban on use of expression "cat" unless member to whom it is applied be present.

nerves, temperament, grouches.

tantrums or

Program of U. S. senate: Speeches limited to five minutes. This is a Utopian dream, and there is no possible prospect of its adoption.

Becru.?e he is too cheerful to be had-natured, and too lazy to be bad-tempered. Because he is too languid to play the Lothario, and to lethargic to be a woman-chaser. His one ardent love is tae love of ease. recau.;e you have no fear that other women will try to take him away frcm you; and you know that, if you fed him well, he will never ieave hi? own tableside for love of any woman except a better cook. Because he is not stimulating and never keeps you wrought up emotionally, nor has you jumping mental hurdles.

Because you can forgive him fori lots and lots of things that you j would not forgive In a lean man, I just as you can forgive a trained 1 bear for lots and lots of things that j

you would not pardon in a fox-terrier. Because he is so funny that you

feel sort of sorry for him, and so helpless that he appeals to your ma- j ternal instinct. Because he i.s not finicky, touchy,! morbid or sensitive but Just com- i fortable SO comfortable! I That's why he :s FAT! ! (Copyright. 1021).

f.::

fr: r; -t5 -.-v. :-:;.. ?i e:.o'r;.

4 ' r

4 a! o -x

HATS

for the 3'foliday Season New Arrivals All Exclusive Andrea Patterns

Mid-winter styles Fur trimmed Brocades and Velvets $10.00, $12.50, $15.00, $18.00 and up

! : lie ;V; V-V ' v -v . --Vav to -1 a ,. I ; 3 j , . ); :-. IP! :K .it'H.:.- ,r-,. ;y ,v ( rtf"5jH 1 -N

i J I! II i III

!::

Iff Hi!! !!'!

MRS .SOLOMAN HA YSBy Helen Rowland Being Confessions of Wife No. 700th There aro two kinds of fat men .druwned in a ccnsumjryg passion for

food and creature cornforus. That is WHY he is fat! And, IF, by chance, any woman does love him, it is 'rad'-ids i pru .j -..: nu .vro'", --

M" i'i i i an! Ii'

)

j natural and incorrigible, j A fat man cf 50 is a victim of na- , ture and nobody blames him. j No woman regents the pardonable, : if unbecoming, plumpness that gradually envelopes her Youthful Ideal i and transforms him into a nice, ! comfortable Middle-aged Husband. I But the fat man of 30, 40, or even , L" is II IS OWN FAULT!

And if "nobody loves" him, It is

though

Because he looks as had a roat't-beef soul!

Because he takes up two seats in complacent and self-satisfied.

be b;-

pjljj A

he i , a5

321 S. Michhan St.

B; cause he is too chubby to

-o-

Mexico Is so quiet you can hear a good Tight two blocks away.

A small boy can't .ee why they call It heaven when the big fire is elsewhere. o "Reformers Try to Stop Smoking" headline. Takes will power.

decorative, and too clumsy

USeful. Because he cheerfully lets everybody else do his worrying for him. Because he takes up two sleats ir.

I a street car. and seems to want ' three. j Ilocaujc he sleeps so soundly, that it gives you insomnia just to think jof him; and his appetite is so good, j that it takes away yours just to

! watch him eat.

Because, wherever he may be. the

t chair and the most comfort

able spei are always ceded to him, by divine right. Berar.s? you suspect that he MlToT be either lazy, or slf-indulg-ent. or utterly shameless or he wouldn't LB fat!

B-cau NOTIir.CG flutter him. ; IV rnii- bis comfort and hi? st"m-' ach are h'.e dlvln'.tir.. rn which yr-u must lay down all your romantic j dreams, your sports, your Illusion! and your Intellectual diversion? ifj you are h!s wife. ' Berat:' his sul his usual'."' been rubmcrg""! bT.eath a !nyer cf i flesh and physical well-being, and hi? sentiment (If he has any) Isj

1 1

World's Largest CREDIT CLOTHIERS for Men Women and Children

You need not pay all in 30 days. We arrange terms to suit.

:!Ü! of!'

a.n! ürli Ha! !'; aw1

i a i i

V: . V .

1 1

321 S. Michigan St.

ä-a. k,

t ' ; r - - - it-is

Building

Financial Independence for Your Family THROUGH careful and systematic investment, you can build an income for yourself and your family that will put you beyond the reach of circumstances. People of moderate means are learning that it isn't necessary to be a capitalist to take advantage of investment opportunities. The most important thing is system in your plan of investment. Haphazard, irregular investment never amounts to much. The best way is to determine the amount you can afford to set aside for investment, and then to go ahead on a regular, systematic plan. This bank will be glad to help you work out a plan by which you can buy sound securities regularly in amounts suited to your means. Our knowledge of safe investments may save you from costly mistaken. Our advice is given willingly and without obligation.

St. Joseph Loan 'Trust Co. sr josepu couurr sa vings hank. y.CM. S.'Zuitäi'nj

a! i i

2,1

l.'V

OV i .

x.oa-jr:

i I

I II