South Bend News-Times, Volume 32, Number 219, South Bend, St. Joseph County, 7 August 1915 — Page 4

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THE SOUTH BEND NEWS-TIMES s.vrntOAY, An;rsT :. tots.

SOUTH BEND NEWS-TIMES THE NEWS-TIMES PRINTING CO., PUBLISHERS SO WKST COLFAX AV. Kate red t cc4 clrf tntttf at tLe Potofflc at Kfltith Bend, Indiana

SIltSCRIITION RATD8.

Diflj and fianday In advance. In Hty. pr year ?.0O Dallj ani Snnday In adTtr.r, ly nil!, pr jMf

If josr cncc rpptara In tie tepfcoae dlrectcry you nin telrpber.a ysor vint to Tie Nrwa-lirnf efflc and a bill will be mailed after lt Jcaeitla. Horn fJkoo Ueil pLooc 2100 , 1 1 CONE. LOSENZEN A WOODMAN Forf!4-- A4veCl0K JlprrentnllTra. Fifth Arms. New York AdTcrtialcc Balldlng. CMctg gj .- -1 -jl l . ... ..r: 1 . M)UT!l MINI). INDIANA. SATURDAY, AUGUST iui:.

Tiii;Ti:n ii ahout tiii-: Indiana NATIONAL i.UAKD. In marked cMUratt with the violent abue that h.xs been he-aped ujjon Adjt. (Jen. F ranklin I. Undoes and ether officers and men of the Indiana national guard, by the republican press of the fctate, duriris the past eighteen month. , Is the action of the worth-while business men of Indianapolis, proposing an armory building to tost liftwicn 500,000 ami $500, 0th all from private f-uiM ription. So violont is the contrast between thb vote of coniidoncf from the bii.-me.ss community and the newspaper illitieat ion, that the people of Indiana must be interested to know the fads. OHiuers of the regular army, thoroughly iicuaiiited with the facts of which they speak, hae told the business men of Indianapolis that the Indiana Ktiard is considered ly Washington as one of the best in the United fc'tute3. The enlistment is not so large as some, but it is larger today than it ha.s ever been before and the present growth is remarkable both for rapidity and the high standard of the men t nlisted. It is proper here to explain, if this is at all necessary, that the abuse and illilkation of otticers and men which has continued for nearly two years, basea upon certain fals lidaits, has been repudiated by tile . ..iants since Sec'y of .tate Homer L. Cook complained to the federal authorities with request that ihey prosecute for perjury. When (Jov. Italslon appointed l'ranklin L. Bridges adjutant general in 1114. there were L.'bl otticers aud men in the guard. The record of 10 1" show.- that under the "militia" standard, which i.s not the most severe test, there were lit companies rated as '"poor" and six of these were refused federal aid and ordered mustered out. There were only five companies rated as "good" when turned over to (Jen. DridgeSTne 1911 iord shows that under the maiumement of Gen. Uridges th tiiui'Vi tli-it within :t fi.- innnthn M..1

it but there a no doubt that Itichard poor companies, by ihe same mi-; . . , . , . , , . ( arev knows more at eight than most lit lit standard, had been reduced toi, ... , , ...... t ... ,1 hows know at sixteen. And it probt ight. This must mean somethinv in . t ..

increased efficiency. In rJlo the "regular army" standard was applied. This means that the standard applied to men who spend all their time in army work was set as the measure of efficiency for men who drill at their inadequate armories once a week and have only one week in the fifty-two for camp experience. Under this test seven Indiana companies fell below the standard and wer - refused federal aid and were mustered out. This was taken as an excuse for ahuso of the whole guard. Hut hc facts were not stated. I'ritics have not told that in 1014 three batteries of field artillery could muster but 11.'. men and liaii to go into camp as a composite battery to qualify. That two of these batteries were since mustered out and the Indianapolis batterv reorganized, Gavin L. 1 . of! Pavne. banker, becoming captain the reorganization. That a new battery ha.s been organized at Purdue and another at Iafayette. That each of these batteries came to camp in 1 1 1 w a Vk n . n . - at.i .ill I h t . .A 1 ' 1 I a? iiMiii uifn .t .in ioi-t- ii. hi i l.in. i uai me mice oaiieiies in camp in r.M ." had :.10 men. all efficient and earnest. Critics, who say nothing unless unfair, have not told that the first order issued by Gen. Bridge.; when he toed; o trice was to weed out all companies aril enlist good and earnest men only. That while this has been going on, and while seven full companies were mustered out. since Januar. l'Jlt, there have been organized eight new infantry companies, two new bat ten, s and a new regimental band. That there I have been reorganize, with new otticers one field hospital, one signal company, four infantry companies and one batterv. 'n other words there have been eleven new organizations j and seven reorganizations. t . i . . . . V . . . . ....... '

l or ine nrsi nme m imt-i- . l'Tho

Evanssille was in camp in 1 J I - with i j men anu mice unnri.-. uuuvi v..ii i. . A. M. Osborn. Jcffersonvil'e was on hand for the iirst time since 111 with 72 men and three otticers. ('apt. L. 11. Douglass. The enlistment of the guard on July l'.i:.. showed J. SO I men, which is a net increase of 4.V over that of January, ll'lt. when den. Hridges took command under appoint-" men: by Gov. Kalston. and became the! target of the republican pre.-.s for politic.il and self.sh reasons. . . . ... . i ine enrollment at tno annual camp is a pretty fair test of the interest and pirit of the men. In 1114 the combined batteries had 1 1 .1 nun. In V.do they had "40 men. The secend regiment in lf.U had r0." men. In they numbt-red T."J. Tine third regiment in 1114 had 12', men. In UK there were 6 7tZ pre sent. The camp of I'jI'j is hard worked. It is a b.:sy (ami. The men are doing and learning every minute. They are not in amp to loaf and g t into mischief, j Their time is spent in 'acquiring e.!i-' riency. Th re are few night trips JroiU camp In Indianapolis. There is no canteen. It is a dry camp. It is a

I)al)y in3 Sunday for tb wk r:T carrier lj- " Dally. ulnjjle copy Saodly, copy

work camp. Men and otlicers are both benetited and say they are well pleased. With the same sort of work :i that which has been done since January. 1'jH. when the Indiana national guard oes intc camp in I'M', it will be with three full regiments or more of well drilled men. di: i:loiin; child pkodk;u:s. William James idis of Iloston and Winifred Stoner of 1'ittsbursh have fo-'d a successor among boy pr-jdiies. His name is William Carey. lie hails ' f . . . o ...... . I ..... . tlw, t .-. r. 1 ,f T tit hor 41 l Durbank, and it almost seems as u that genius had been practicing some of this botanical wizardry on little Itichard. At the ae 0f eU'ht, the lad is declared to be an astronomer, chemist, historian, geologist and botanist. He is n . taking special work in the San Francisco normal school. Cp to the time he entered that institution a week or two ago, he had never attended school at all. As in the case of the two precocious children mentioned, he received his instruction from his parents. Richard scem.s to have a healthy grip on reality. At the age of five he became interested in railroading, collected 20o timetables and studied them until, we are told, "he knew every route ami time schedule." At six he took up history, and made a classified list of all the kings thero have been since Adam. Then he switched onto astronomy. He knows all the planet., the stars and the principal constellations, and can locate them with his telescope. Also this seems incredible he is said to be able to calculate the return of comets. He knows chemical symbols and understands many chemical reactions. He knows all the trees, shrubs and llowers of his locality, and calls them familiarly by their Latin names. He can distinguish rock formations. He has studied botany, and in emulation of Hurbank is trying to cross hollyhocks to produce a better species. Mavbe this is exaggerated a little, amy isii 1 nut: so mucu 10 ins mvxr.atural intelligence as to ihe fact that his parents have appreciated his possibilities and fed his curiosity and given direction to his awakening mental powers, without waste of energy or loss of time. Prof. Doris Sidis of Harvard, who has produced marvelous results Ti his own family, says that it's possible to develop almost any child in half the time usually allowed, and to make a much more thorough job of it, at that. HOAD-rU'ILDING IWHTIi;. The ir0-niile strip of highway between Pa'iiicah, Ky., and Memphis, Tenn., seems to represent a record in road building. It was constructed in one day, v the voluntary efforts of 10,0 00 citizens of all classes and con ditions, somewhat after the manner of an old-fashioned "barn raising." The feat wasn't original, s'uch road making bees seem to have originated in Missouri ami slowly spread eastward. Two years ago there was a his1 toric effort of the kind ir. Michigan. The Ke n t u c k y-Te n n essee unction, however, appears to stand aloi.e in the quantity of work accomplished. Whether that work has permanent ' value, however, remains to be seen. From the lis tires given, it is evident that the road-ma. ers averaged SO feet of road per man. Anybody familiar with road construction may tigure for himself whether it's possible for an average man untrained, at that tc build so feet of good, durable highway in one day. even if he had the ma- .. al, rf.uJv . e)f course, the truth is that road making of this sort isn't really construction at all. It consists chiefly of rounding and smoothing a road-bed of i natural dirt with road machines or , raporv; The material r.iilts nre likely to be or.lv of tempoiarv value. real ahu- K" i". the impetus interest- in good u Rivt s lo lhe -,,..( With that interest fully devel oped, we may have all over the coun try such roads as the old Kon.ans built CIIKlSTIAXn Y IN SI S.T.NSION. A ilerman religion.- writer propeses a "moiatorium i a Cln i. tianitv " during the war. which is th least hypocritical ndigious war utterance we have noted fur manv moons. Tnis propoi:ion of kneeling in praver before g.-ing into battle to kill their fellow nun. and sacreligiously calling on God to punish their enemies, so prevalent in the armies uf Europe, ii sic ke rung. hi:lp wkll placld. When the war came on, last year, and the nuuket for cotton practically closed, manv .f the parents of stu dents attending the Agricultural and .Mechanical college of Texas, inc of the greatest educational 'institutions in the south, and targely patronized by farmers, were unable .o pay : r the board, vdothes and medical i v s of their sons. Facing the alternative oT clo&in tho

rollcjre doors to these deserving y.v.ithF. the board of directors took the imscourrd notes of 150 boys aKgreatiiv $K..O0O. At present hut $."00 remains unpaid and all of that will likely be paid in September. Th result of this radical Innovation is that Texas is voting on a constitutional amendment authorizing any county to loan public funds to worthy youths for the purpose of defraying their expenses while attending state educational institutions. If this isn't a simon-pure, blown-in-the-bud philanthropy, nothing is. Hats off to Texas and the. men who started the ball rolling!

I :il CATION AL CAILCKi;. We just do hate to see education fail but, educationally, the Pacific Mail Mail steamship Co. has failed. This patriotic company, desiring to beat the new ;-eamen's act. which requires that all crews be able to understand orders given in Hnglish, and also desiring to beat American sailors out of jobs, undertook to teach its Chinese crews English. Two months a so, it distributed books and educators among its Chinese hut today it acknowledges failure to educate. Many of its Chinese don't read Chinese and some don't even understand Chinese. They are the cheapest of cheap Chinese. It looks as if this dear steamship company will have to carry out its threat to become Hritish rather than sacrifice its blessed right to entrtrst its passengers' lives to its crews of wooden-headed Chinese. A .Massachusetts couple quarreled two years after their marriage and determined never to speak to each other again. And they kept their word for fifty years, living on the same farm. She lived in the farmhouse and he lived in a shanty near by. The other day, the house burned down, and that broke the long silence. If you had read that in a fiction story, wouldn't you have called it impossible? Invitee' to address the San Diego, Ad. club, Teddy refused, raying they'd just heard Hryan and what they wanted next was the two-headed calf. That man will say something real personal first thing lie knows. DRUNKEN MAN HELPS . CLEAR UP MYSTERY. ITali of Diamond Ducklc Heawakes Subconscious Hm oiled ion. Py a curious psychological kink, wel known to the medical fraternity, an intoxicated man upon seeing a glittering diamond buckle, instantly recall the "missing link" in a chain of evidence forged by circumstances about an innocent man. The "murder" of Capt. Hanska which baffled the ablest police of NewYork furnishes the most interesting and gripping detective story ever penned. In next Sunday's News-Times will be printed a coupon which entitles you to this thrilling narrative, a handsomely bound volume from the pen of Wiil Irwin. Don't miss it clip your coupon and present it before Tuesday, conform with the slight conditions mentioned in the announcement, and "The lied Dutton" is yours. tin: a.mi:hican sth;.m. or "IIIC.II DHOW." The worst fault, however, into which our age-long service of mediocrity has led us is a weak-kneed, pusillanimous deference to mediocrity itself. The college has borrowed the vice from everyday American life. For example, the most deadly weapon in the yellow journalist's armory is the term "high-brow." A politician may be called "grafter," "boss." or even "muckraker," and escape unscathed; but if he is denounced as a "high-brow," and the label sticks, his career is ended. A playwright or a novelist may be written down as "ehep." he may be said to plagiarize, he may be shown to be vicious or unclean, without serious damage to his reputation; bui let him be proved a "high-brow" and the public will lly trom him as if he were a book agent. Now the widespread American belief that knowledge makes a man impractical is responsible for some of this curious odium; but far more is due to our servile deference to mediocrity. The weight of public opinion is usualy against, the expert, the specialist. the thinker, the exceptional man in general, for public opinion, whether right or wrong, is always mediocre: and there are few among us who do not in this respect yield somehow, somewhere, to public opinion. The doctor distrusts the advanced political theorist, the politician distrusts the advanced dramatist, the dramatist sneers at the innovations of science. We are all made timid by the enormous majorities which uphold mediocrity. Henry Setdel Canby in Harper's Magazine for August. ALL Till: LVXD'S A MAGI.. Constance D'Arcy Mackay. author of the recently published "Plays of the Pioneers." gave a talk on July 17th at Peterborough, Ne w Hampshire, to the association of emtdeor Players. Her subject one which sh has already dealt witli in the foreword t "Pla s ot th: Pioneers" was- The Dramatic Renaissance in the Country. Mis: Mackay speaks from experiene.? In this matter, as she has not only written a number of plays to be given ouiroors, but has herself superintended the performances of the Me pla; s which .mpii-rt "Piny.- the pio neers" and n'jmcre-; 1 c..l ii;tanis. ACKODAT AT THK CitFAKFAT TADLC. Hc--i-ay. that friend of yours from the west is the greatest soap cater in the universe. She Wh i.o.v's thU? He Well. I've ser. soup syphoned and gargled, but. he's the first one I ever saw who yodeled it. Cornell Widow. tiii: uri.iNc; passion. 'lh) you reuret. my ood man.'' said the julue. having "kilh it the pedestrian with your coif I all V "Yes." said the corurmed player, with tears in his ees. "I il. If he hadn't Kt in the wav. I'd have made that hole in one less than bogie." 1 Jude.

THE MELTING POT COME! TAKE POTLUCK WITH US.

IN contrast with what Gcrmai.v did to and proposes lo ,,,, u Uh ,.efKium we note the propo,j,i,Ml lo liaVe been entertained by the kaiser to IU;,k0 ,an(1 a -mi-autonomous state. This may mem simply a rhunM of yokes, from Kussian, but we imagine the Poles would welcome any substitute for their pr(M,nt l)Urden, whether it hastens oii.-h emancipation or prolongs polish misery. Lven a change of miseries b gra'teful at times. ON'i: of our correspondent'' points to what he calls an inconsistency in the ark story. If. he asks, the ark was built to accommodate Xoah and his family and one pair .( each kind of animals and birds, and if th ark was occupied for a Mar. what did he do with the increase.' yu jle chuck it overboard or live on it? A logical t oncIuHon. (Columbia City Post.) Something is wrong sure. Thi weather is calculated to disturb the sweet, serenity of a saint. One woman has reached the conclusion that everybody is praying lor rain, "That's all we're getting." ne says. "A PRETTY m! pux. that on the Kilties and the mosquito meeting," writes F. M. It., "IkU here's a worse one, Everything about a 'Chautauqiici' is conducted with the utmost decorum and they wouldn't stand for even the mosquitos getting full on Scotch." IF the present humidity is to continue somebody might open a little nickel mine by starting a jitney umbrella stand. Morv Likely HapjH'd ly Old John Itarlcyeom. (Montpelier, (., Enterprise.) Morpheus wrapped Peter Heasoner in his arms, Saturday afternoon, and had it not been for the friendly interference of the protecting rail at the south end of the north river bridge we would perhaps have had a serious automobile accident to record this week. Peter was at the wheel of his machine, coming into town. At peace with all the world, the eentle throbs of the engine produced a rocking motion in the auto and Pete succumbed to the seductive influence and began to slumber. A rude awakening canle when the machine struck the aforesaid protecting rail, and thus happily WHAT THE SO SAY ALL Or US. (Chicago Herald.) A dispatch about Cornish, X. II. about the preparation of I're't Wil son's mcsage on national defense says that he is "opposed to militarism, but i think: the country should be adequate defended.' So say all of us. Nobody wants militarism in this country. Nobody who stops to consider the statu of miueJ, social structure, international relations and the national traditions out o which militarism springs, as a natural fruit of the soil, imagines that therft is the remotest possibility of it nourishing here. All the most ardent advocates of preparedness In this country want is a defense that is capable of defending instead of providing illusions of safety which pave th way to certain disaster. In spite of these obvious facts, the cry if militarism is sure fo ba raised in congress in December. There have already been preliminary mutterinx of this fallacious argument and illgrounded opposition. Any suggtion for an increase of the defensive forces of the nation no matter whether it calls for ten or L'00.000 men is going to be denounced as an imposition of militarism on an unfortunate people. For 'militarism" is a word that saves thought, and there are divers publii representatives who will never consent to abandon so easy a device. However, such a "bogey" will hardly avail in the face of the growing public recognition of the necessity for better defensive action and the public confidence in the conservative nature of Pres't Wilson's thought in this direction. DIPLOMACY. (Saginaw, Mich., News.) Diplomatic notes are multiplying and getting to be so diplomatic thai public interest in them is diminishing. It is apparent that neither Creat Britain nor Germany wants to get into trouble with thi country, and that both are using the extreme powers of argument and what purports to be logic to justify their position and to postpone the day of reekonimr. Nevertheless, there is evident m the letters from both of those powers a spirit of determination, which is not surprising in view of their desperate warfare, to grant to neutrals as few concessions .as possible in an endeavor to shut edT their opponents from any advantage. LON(;i:n school thiols. Wheeling, W. Va.. Register. ) City schools are in session an average of about ISO days, exclusive of holidays. The average school day i five hours. Children perfect in attendance would have l'0 hours in tiii: nn:c n noi si:viri:. The following is quoted from an article entitled --The Wonderful French Housewife" in Pictorial- Re- : v for July, 1 'j I :, ; (Jrrmaine Keiurd's father is a bookkeeper whoso saiary has nt aIvat;c'd with lhr' nurvaMni; cost of li ir.tr. Hut Madam? is savin- out of it the sarr.e re,r.Iar amount. Willi expenses ir.er ..sin .ct tconomv in-er-:ies. that i ;.M. , ; ( r n;,j ;um )ut. as c hi,- a ntti(. ( n.;,t,,n .,, misht have .-onte from ;h- fine tie la Pa:x. v a ia. ee at home at a cost of or.'.y thro ;iane. The sre-n grasses th.:i t.i:-:e m a wreath, about the cro.-. n. v. rre not Ir.imht in a shop. Tsuy were nlekcd in the ir-:s. And r.s soon as th,y fade. Oermaine pieks more and r-n. s the-little hat whkh is always fre'n. liut there nn;5t ' e pome money spent on ih.-. daughter of the hous een if Iath r wears his business suit three tar now instead f two. For Herm.iir.e m .t now he dres' d for a ir.arriau'e. i nnl u,;s wi,y js harnin-r the kitchen? And sh- i5 aL in hi r kisure time busy w ith sew -in.'. In h'-r mother's pink tra vailleuse. the work-hnskr-t there bv the window. on w ill rind a rolled up pi-re of v ork. th - thcmise ihat (Jermaine i embroidering Xetdb work is one of her accomplishments. Tor several

ends the story, much to the d( light of Peter and his host of friends. OUH idea of the negligible inventions is the kiss resonator demised by a Pennsylvania man to keep tab 011 his thrco kis,?ablc daughters. What possible sood can come from knowing how many times a girl is kissed if it can't be prevented. As the inventor, himself, says. "What I reed now ks a machine that will tell me what to do about it." There are a few circumstances under which woolen underwear is best in summer. Dr. Evans. . The present weather conditions, for example. I'ol Oarciuv and Hi Little (iun. (Cor. Ft. Wayne Journal-Gazette.) Clarence Snyder, a young man of this vicinity, had a rather thrilling experience a few days since, and now thanks his stars that he is not an amateur angel not yet. He wits handling a revolver, and after snapping the gun a lime or two, handed it to a young lady who was Uking a buggy ride with him. The young lady looked at the gun in a critical way. and asked if he (Clarence) was sure it was not loaded. He assured her that the gun was not loaded and she. too, concluded to null the trigger, and pointing it toward Clarence, snapped the trigger. There was a report and Clarence felt a sting on his ear and a shock from the report. The bullet had passed through one ear and grazed the skin on the side of his head. THE courts have held that it is unreasonable to ask a street car conductor to change a $10 bill. But whydiscriminate in favor of the street car conductor? SOME women, when they want to improve their complexions, blow up a rubberized dress form. Others simply give them a new coat. WE have never understood why the cartoonists do not picture a man calling up his wife from a Kelly pool room and telling her he's gotta work at the office, ecrns as if it would be real funny.

THE most amusing thing wc saw! yesterday was the sun. IT almost tickled us to death. C. X. F. PAPERS SAY school each year and 4,210 waking hours out of school, liut the average school attendance is only GOO hours, making 4.510 waking hours out of school each year for the average child. There is a growing sentiment among higher educational authorities in favor of longer school terms. Some extremist go so far as to favor continuous sheol terms, with brief vacations at Christmas, Faster and in Atigust, They argue that the school terms in many otltir countries are longer than in the United States, even in the cities; and that the present extended vacations h:ve a detrimental effect upon tho childrn. The United States commissioner of education in his latest annual report says: "Probably l." per cent of these children are away from home durirg the summer vacation months, or have useful employment, and 85 per cent wr more are at home without useful occupation. They spend the time in idleness in the streets and alleys, without guidance, on vacation lots, or swelter in crowded houses and superheated streets. Much that was learned at school is forgotten. Many rf the children become criminals, and still more form habits of idleness." Thtj teachers would hardly object to an extended school year, as many of them now spend the summer in teaching. The kiddies will not be veiy enthusiastic, it is true, but their elders have established the custom of requiring tlum to do what was thought best for them, whether they would or not. SJo, if the school terms are made longer they may be expected "to be in attendance." XOHWr.GIAV SHIPPING LOSS. (New York Post.) From Norway come3 a statement that during tho present war, up to July 1, o0 Norwegian ships were either sunk or damaged by mines or torpedoes, with an aggregate los of 500.000. SALKS or AMKIUCAX SIXTHITIKS. (London economist.) Wc have? heard a competent observer put the total of American securities actually sold by British holders since tli c outbreak of the w.w at nearer $300,000,000 than $230,000,000. IIHITISH mahini: insuhanci:. A statement has been given out by the Liverpool and London War Risks association, through which the British government has been furnishing marine insurance, showing that losses paid up to the present time amount to $4.-D',.;5 on a total tonnage of $392,150.725, or LIS per cent of the total value. For the entire period that would be two-tenths of one per cent per month. hours each day her brown head, with j the hair parted above a smooth v.hite' i brow, bends over the soft cam jrics I and linens. Her hair still hanss in i two heavy braids. P.ut there arej dreams heirinnins in the depths of thej hm-lashed brown eyes. IJy the time that she is twenty, her trousseau must be complete.! and her armoire. e)r linen -Ios t. stocked. Then her dot o; te nthfusjnd franc and her 'skill as a hoiiM wife will constitute her M'Mliheatioris for a marriage. The dot is the rir;t tax on the has do laine. j smvrrK5 diy anniversary. In due time the parents of some younu; man of the li.r.aud's acquaintance will offer t he it son as a husband. When all of the other details have been satislactorily af rapped m: either side, he wii: be provoke! to e;ermaine. .she will msrrv hi.r. Snr. r.d love him afterward: i'f that may be. If not. oh. well, hhe w ill be an industrious, painstaking, thrifty wife. Just the same. And with all th'e b.ve-makin-. do. s it always turn out as will as that in Amc-rioa? WAISTS SKIIITS niii'ssns at r.Oe on th? dollar. Ploomileld's Surplus Stock sale. So. Michigan, successor to Montgomery's. Adv.

Citizens Loan, Trust & Savings Co. (Just cast of the Post Office) Writes orkinmen's Compensation Insurance in The CAobc Indemnity Co. nf N. V., and The Aetna id HarttnrJ, Conn. Re-iibiirance amountinq: to aim t 5ooo.ooo,. h).o. These Companies have Inspectors who will vbit vonr plant from time u time ami instruct von what to do to reduce your insurance premium. We can ive you as low a ratine: as anv resp ni'rle company. Payments under the Compensation Law mav run 5oo weeks (nearly Id years) with a limit ot $5,000.00 in the event of death. If you operate outside ot the law. vnu will lose all vour old common law defences; iiameh, Ne.clijencc of the 'person. Negligence of fellow servant' and assumption of rik, and the maximum liability may he S5, 000.00 or S25.000.oo as the court or jury may decide. It you operate under the law your insurar.ee will cost you a given amount and you know positively at the end of tlie year what it has cost you to do business. Insurance is a legitimate item in the expense account of every business. SaFETV FIRST. The Globe or The Aetna will carry your risk and administer the Compensation Law for you. Remember, if you are insured and an accident comes, it is pay day for the insurance company and the amount i lixed bv the Compensation law. You" want SECURITY and SERVICE we can cive vou both. Citizen's Loan Trust & Savings Co. INSURANCE DEPARTMENT. C. B. MASON, Manager. O. B. WINDLE, Asst. Manager. Home Phone 6289. Bell Phone 489.

9 n

Gilt

Your obligations by making- excuses to your Creditors. A business man can tell a "stall'' the minute he hears one, and to "make good" you must deliver the "goods'. We will loan you money to "clean up" at $r' per annum (our only charges as we take no Chattel Mortgages or Liens). We" loan vou money on vour Character and Earning Abilitv and accept small weekly payments on a Collateral Certilicate which at the maturity of the note equals the amount of the Loan. invest in a MORRIS rLAX SAVING THRTirieWTi: and your weekly payments thereon will draw 4 percent interest from the 25th week and percent from the 50th week. This CKRTIl'ICATK is? eashed at any time. Call at or telephone our offices, located at No. 211 S. Main .street (opposite Port Office), and have the Plans explained to you, telling us how much money you need to "square up." "cu.itACTi:K is Tin: basis or crkdit" The Morris Plan Company OF SOUTH BEND. Hell Phono r32. Homo Phone 10D. HOURS 9 a. m. te ." p. m.; Saturday, 0 a. m. to 1 p. in.; Monday. 9 a. in. to 9 p. m.

H ' 1 1 -

Reduced to comfortable limits lnr usiivj' nicetrie Light. Add an electric fan and its "Pikes Peak Comfort' combined with an electric Hat iron and ironing is almost a pleasure. If your house is not wired let us give you an estimate on wiring and fixtures. Just call on either phone and our representative will call day or evening.

maiana ana lviicnigan

Electric Company 220-222 WEST COLFAX AVE. Bell 462. Home 5462 USE ELECTRICITY THE QUALITY LIGHT.

BOYS' TKVXIS OXFOILDS; Black and White ... 39c KINNEY'S 11C 122 IZast Wayne St. 43 YEARS OLD. A Ctf On Savin Ti A ff Q Deposits" Q O iL n J 11 i in ! South Bond National Bank CAPITAL $100,000 SURPLUS EAKXKI) 110,000 DlIlKOroiUi Luciua Hubbard Haven Hubbard Myron Campbell Maxvin Campbell Robt. S. Campbell Fred H. Bad Arthur L. Hubbard. Prompt, courteous treatment to ali from all... always. 4 On Savings Deposits i i 43 YEARS OLD

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3 I Z3 THE MODERN HAN OR WOMAN rccosmlrs the iieers-it of n hank account. It trie's nn acquaintance at the hank which U nec(N.ary to a-"nuiHHlation in time of need. A tran;:cr at the hank cannot ctrn-ct to n a Joan on a few mJiiutcV acquaintance. The man or oman who earns some, spciuU les and has a jva.vs txHk on thN hank is enit of the orrj I txg claAs. m:;tn TODAY to dci. it regularly 'with the AMERICAN TRUST COMPANY CM SAVINGS ! V

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