Richmond Palladium (Daily), Volume 46, Number 76, 7 February 1921 — Page 6

PAGE SIX

THE RICHMOND PALLADIUM AND SUN-TELEGRAM, RICHMOND, 1ND., MONDAY, FEB. 7, 1921.

THE RICHMOND PALLADIUM - i - , AND SUN-TELEGRAM

Published Every , Evening Except Sunday by ; . . t Palladium Printing Co. Palladium Building, North Ninth and Sailor Streets. Entered at the Post Office at Richmond, Indiana, aa - Second-Class Mail Matter.. MEMBER OP THE ASSOCIATED PRESS The Associated Press is exclusively entitled to the use for republication of - all news dispatches credited to it or not otherwise credited in this paper, and also the local news published herein. AH rights of republication of special dispatches herein are also reserved. Unemployment Insurance

v Reliable i workmen usually 'do not need unem

ployment insurance. Such are generally retained by employers when business is slack in order to keep an organization intact and ready for resumption when times get better. ,

Workmen who regularly save a part of their

pay do not need such insurance. Their savings

are their . unemployment insurance and carry

them through any ordinary, period of industrial depression. ,.- :.-j - . ..?

Only the thriftless; excepting, of course, those

whose savings have been used-up on acount of

sjcKness, need unemployment insurance. This

class spends all it makes, being composed of individuals who lack sufficient strength of character to save regularly a part of their earnings. .Such individuals and their families suffer varying degrees of deprivation during periods of unemployment some .even becoming paupers. Various European countries have been meeting the situation created by these unfortunates of weak character, by weekly unemployment insurance pensions. Individuals out of work are paid an amount sufficient -to buy the necessities of life during the period they are unemployed. - The funds to meet this expense are raised annually from three sources. A small amount is retained each pay day from every workers pay. he'jemployer adds an equal amount, and so does tber government. The amounts contributed by the workers and employers are turned over to theT government, which administers the total - fund thus raised and pays it oit as it is needed to provide pensions for the unemployed. Of course, as can readily be seen, in the long run, the unemployed provide their own unemployment pensions. While at Work they contribute . . their share from their pay. Their employers contribute an equaamount. The lat.ter enters into eost and is regained in the selling prjcfe'of the articles produced. ' The workers, being also consumers, help to pay the employers' share. The workers are also taxpayers, either directly or indirectly, as consumers; therefore, they help provide the share contributed by the government. In other words, those who will not directly provide their own and their families' future against unemployment, by saving regularly a part of their earnings, have it done for them indirectly, and justly at their own expense, under the plan of government unemployment insurance.

f There is a manifest injustice in the European plan that should not be duplicated in the United States if, as seems likely, unemployment insurance eventually is provided for here to alleviate the widespread suffering that accompanies industrial depressions. This injustice is that workers who are not let out of their jobs draw no unemployment pensions, yet the amoivuch pay, directly and indirectly, toward the gweral unemployment pension fund goes to swell the pensions of the unemployed. An American plan for unemployment insurance should provide that each participating worker would receive back eventually the total

amount directly contributed individually, as well as the pro-rata amounts provided by the government and employers. It would be un-American to force workers, who are seldom or never out of work, to contribute to the unemployment pensions of those who are periodically jobless. Under such a plan unemployment insurance would resemble the life insurance endowment policy. -It would be a savings account. The periodically jobless would draw against their individual accounts when necessary on thelnstalment plan, as they drew their pensions. For those who are never without work, the amounts paid in would accumulate at compound interest. Whenever an individual retired from work the total amount in the unemployment insurance ffimd due that individual would be payable. It could then be invested by the individual in income paying securities. In case of death, the amount due would be paid to the individual's family or estate. Freedom of action to create savings individually should not be unduly interfered with. Therefore, there should be a limit to the amount an individual would be required to accumulate in the unemployment insurance fund. That limit could be determined by taking the average or maximum of unemployment periods. As soon as

any worker's total accumulation amounted to enough to provide pension payments for the determined period, no further payment should be required from that individual, nor from the employer or government, for that individual's account. For a factor of safety, after that point was reached, it would be sufficient to require the addition to the fund of the interest annually earned, instead of paying it over to the individual as income.

Furthermore, it would be more American if the administration of unemployment insurance were vested in organizations apart from the government. The tragic and ghastly failure of the government with the war insurance is still an intolerable injustice to thousands of maimed soldiers. It would be better to keep unemployment insurance out of the clutches of the politicians. Plainly, justice would be best served and there would be less red tape if each community's contributions to the unemployment insurance fund were administered and invested by that community's banking institutions. In this manners funds would not be drawn away to some central point to the economic detriment of the community. The banks selected should all be members of the federal reserve system. Payments by individuals, employers and government should be distributed among such institutions according to their capital stock and surplus. A reasonable per cent should be allowed the banks for their services in investing these funds. Investment should be permitted only in approved bonds and mortgages.

"k When a Feller Needs a Friend - II . 7 n HS'O RATHER I , '''CoSh chair, with I cWsy?, a -dictionary! Cy I C-S

Memories of Old Days In This Paper Ten Year Ago Today

Answers to Questions

F. A. K. What is the blackest sub

stance known? Jet is the blackest t

substance known. It is a species of petrified wood or charcoal and first was produced from pieces of rock and shale washed up on the coast near Whitby, England. Now. however, it is

Ubtained almost entirely by mining.

The finest quality of jet comes from the Yorkshire coast, near Whitby. The industry there furnishes employment

for many. Jet is found also in Bavaria, Bohemia, France. Germany and Spain. Some jet is found in the United States.

r

I but not much attention has been eiven

' A local unemployment insurance board should ! to it3 production.

U ;r,,;4-fi u,, u t I Reader What are the dimensions of

A-alOVAbUbU, XCL VY Ul CHwll V. J11 ill 1 U 111 L Jf duties would be to receive and deposit payments and, after due investigation, pay unemployment pensions. The expenses of this board should be defrayed from the community's unemployment insurance fund.

Unemployment insurance is on the way to take its place in the industrial life of the United States. Sooner or later it will be here as an additional means for securing greater normalcy in industry and alleviating human suffering. Therefore, it is wise to prepare for its advent so that the form adopted will be true o American ideals of justice and not an adaptation of transplanted European expediency and injustice.

Good Evening By. Roy K. Moulton

SOME REAL WIND. Several times we have mentioned i he wind that skids around the corner of the drive where we, live. We have just received -the following from Cr.pt. Klihu Bascomb, of Freeport: "You think you know something about wind, but listen! You ain't never seen real wind. The place to find it is. un in the Arctic sea, .Well, we was up thar fonn years ago and was wintering among the . Ice: packs.. . Them floes' was just" naturally; alive with polar bears. '.We had pome old muzzleloadinV guns, but all 'our powder had pot wet In a squall and we just had to set and watch them fine, fat bears walk up and down and look at us contemptuous. Well, one day I went out with a pocket full of bullets and the wind was blowin great guns. I see a fine polar bear right down the wind from me, t-o I takes up a bullet in my thumb and finger and lets it go. Panged if the wind didn't blow so hard that the bullet went, plumb through the bear nd lie keeled over. We killed more'n ci thousand bears that way that Winter." , FINANCIAL NOTE. "Dear Roy: Whither we are thriving? Save the pennies, and the dollarajyear men will take care of themselves. Victor Winn. :The one conspicuous feature of Mrs. Harding's shopping trip on Fifth avei.oe is that W:arren is not with her. We have wondered why Warren beat if so suddenly for Florida, and now we know. The man is a genius, beyond a doubt. We have picked the right party for president. If he can dodge other crises of his administration as easily as he has this one, he will gain the reputation cf being the world's greatest diplomatist. When a man's wife goes shopping on rifth avenue, the proper place for the man himself is in Florida. Of course, lis an expensive trip, but not as expensive as staying at home under the circumstances. .Warren has shown us the -way, brothers. Even If you can't go as far as Florida, there is no reason why you cant hide in a nearby town. REACHING THE LIMIT. "And now, gentlemen,' roared the orator, "I just wish to tax your memory a little." t - , v"Good heavens!" exclaimed one of haudlence, "Has it. come to that?" Gabe D'Annunzio is writing a book

VENTURES IN COMMON SENSE

By ED. HOWE A materialist is one who believes in the known history" of the world, proved by long experience and investigation, and does Dot believe in fables

which have never been proven in a single instance.

the planet Neptune? The planet Neptune has a diameter of 34,500 miles. It Is about 2,792.000 miles from the sun.

period of revolution about 163 years. Neptune is about eighty-five times j larger than the earth. Subscriber Explain the theory of ;

twilight. Twilght is the dift'uspd il lumination of the skv which immediately precedes sunrise and follows sunset. When the sun sets below thp horizon we are not at once plunged into total darkness. There is an intermediate reriod of partial and slowly increasing darkness. That period is twilight. It is caused by the reffection of the sunlight by dust and particles of water vapor in the upper atmosphpre. The same phenomenon occurs just before sunrise, and, to distinguish it from the evening twilinht, is calld dawn. Dawn begins and twilight ndy when the sun is about eighteen degrees below the horizon, and consequently their duration varies with the latitude and seasnn of the year. The higher the latitude the smaller the angle at. which the sun's path meets the horizon, and hence 4.he longer it takes the sun to sink to a distance of eighteen degrees below th horizon. In

a sick man in Minnesota, you are a materialist. If you believe men are born according to a well-known law, and live and die according to the same law, you are a materialist. If you believe in making the best of your opportunities, you are a materialist. If you believe there is always answer to chloroform when applied to a man's nose, and doubt that hypnotism is an equally practical and effective agent in surgery, you are a materialist. If you believe an Industrious man should prosper more than an idle one, you are a materialist. If you have an important message to send, and send it by means of the telegragh, or the telephone, or by mail, instead of telepathy, you are a materialist. If you believe in social order, and security from the idle and vicious, if you believe in every principle tried out in human experience, and found best for all, you are a materialist. If you believe in parents directing children.you are a materialist. The notion that adults know more than children, came from human experience: the adult knows that fire burns, that water drowns; and shelters the child from these destructive but useful agents. If by a life of worthy industry, you accumulate a modest competence for the days when you are no longer able to work, you are a materialist. If you believe in education, in progress, in bettering the average condition of everybody by accepted methods, you are a materialist. If you provide Christmas gifts for youf children, and know that Santa Claus did not come down the chimney at night and leave them, you are a materialist. If you are careful and intelligent, and know that many promises and statements are untrue, you are a materialist. If, when you loan money, you accept security, you are a materialist. If you believe in Industry, experience having taught you that idleness is punished; if you fear to tell a lie or do a dishonest act, because you have learned that honesty and truthfulness are better, you are a materialist. If you refrain from shooting a man when you are angry, you are a materialist.

If you do not believe a the tropics twilight rarely is lnngpr

i than thirty minutes, while in the north ! of Scotland about the middle of the

summer there are several nights on which twilight fills the entire interval between sunset and sunrise.

TODAY'S TALK By George Matthew Adams. Author of "You Can". "Take It". "Up". BSQ, BOLD THINGS! I would rather attempt and fail a thousand times at something in which I had put my heart, than to win with a single bound at something that held only aome temporary thrill. Somehow, big, bold things grip my heart and being! It was a big, bold thing to think out a way to cut a water road across the Isthmus of Panama. But it was done by big, bold men. Big, bold things must be conceived and worked out In big, bold minds. It was a big, bold thing to think oi stretching a railroad across the great Salt Lake in Utah but a little man with a big, bold brain did it! I never enter the marvelous city of New York from the New Jersey side, through the tunnels under the Hudson River, but what I think of the big, bold man who took up the job that sqores bad failed at and put it through. It was a big, bold thought that the world was round and that a new spread of land must be situated far beyond uncharted seas. But there came forward a Columbus who was a big, bold soul and proved it. A few years ago, those who thought the time would come when we would be safely sailing through the air and sending messages round the world merely by way of space, were termed dreamers and fools. They had big, bold visions the kind that always come true! The big, bold things in the world's progress are planned by big, bold men. Big, bold things! They are the only inspirers. In them may we delve and sweat and thrive. For though we may temporarily fail we can never lose.

.J

good as the Index, but we are taking a lot of them that ain't no worse than the Index. We'll stop some of them maybe and then take the Index. We don't know what we would do without the Index. It's a good papper. Pleas stop the papper.

"Who'll write the family history?" "Hiram, of course! He's taken out any number of life insurance policies."

ftrndrrn may obtain inairfr ' tm nnmtlona by writing; the Palladium OnralloDn and Anarrera department. All qneatlona ahoald be writ I en plainly and briefly. Aaawera will be given briefly.

Dinner Stories

The editor of the Barber County (Kansas) Index recently received the following letter from a subscriber: Pleas stop the papper. It is a good papper. I like it and so does the old woman and the kids. We don't like no other papper so

cn "The Siege of Flume." JLet us hope the book is not as dull as the siege was. KISSES IN A VERBAL SANDWICH. "Three thousand or more throats launched theirprotests with hoots, kisses and crieT of 'Fake.' "Chicago Herald Examiner. 'enine, who was assassinated recently, and Cied two weeks later of pneumonia, is pronounced to be somewhat Improved. The January record of Lenine's deaths is slightly below that of last year. A good many lawyers are Jokes," tays an editor. But, so are a good many laws.. ...... .. How about a "drive" to aid the poor,

underpaid grand opera singers? Shipping board paid too much for bolts. Also too much for nuts. Why not a spelling school for cartoonists?

ORBISON TO GIVE ADDRESS SOUTH BEND, Ind., Feb. 7. Judge Charles J. Orbison of Indianapolis, Federal prohibition enforcement agent for Indiana and a vice president of Associated Advertising Clubs of the World, will speak here Tuesday night at a meeting of the South Bend Advertising Club on "The Police Force of Advertising." I

ASPIRIN

Name "Bayer" On Genuine

It's criminal to take a chance on any substitute for "Bayer Tablet? of Aspirin." Unless you see the name "Bayer" on the package, or on tablets you are not getting genuine Aspirin prescribed by physicians for twenty one years and proved safe by millions Take Aspirin only as told in the Bayer package for Colds, Headache, Neuralgia, Rheumatism, Earache, - Toothache, Lumbago and for Pain Handy tin boxes of twelve tablets cost few cents. Druggists also sell larger packages. Aspirin is the trade mark of Bayer manufacture of Monoaceticacidesrte of Salicylicacld. Advertisement.

Old Robinson was inspecting his son's "personal account" for last college term. "What do you mean by $40 for tennis?" "Oh, that's for a couple of rackets I had to have." replied the son. "Yes, I understand, but I think we used to call them bats."

Correct English

Don't Say: Where is he AT? Where is he going TO? I CAN'T hardly understand anything you say.

NEVER voted; have

You haven't

you? Didn't you Christmas?

get NO Say:

bonus this

Where is he

Where is he going? I hardly understand anything you say. You haven't EVER, voted; have you? Didn't you get ANY bonus Christmas?

QJJ

m. W M I MM 9 E

uu

The Real-Fruit Dessert No extra price

Get Jiffy-Jell in these days the quality dessert. It is due to yoa and yours. Here alone you get the real fruit juice condensed and sealed in glass. There's a bottle in each package.

Today it costs no more than old-style quick desserts, with flavors in dry form. We supply dessert molds to users. Also other useful things. Write for catalog of gifts. Tell us which you want.

Jiffy Dessert Co., Waukesha, Wis.

10 Flavors 2 Pkgs. for 2Sc

COAL. ANTHRACITE CHESTNUT, POCAHONTAS LUMP, EGG. and MINE-RUN, KENTUCKY and WEST VIRGINIA BLOCK All Fresh Mined, High-Orade Coal Klehfoth-Niewoehner Co.

Phone 2194

N. 2nd and A Sts.

JLl.

A severe northeastern blizzard struck Wayne county and Richmond about 7 o'clock in the evening and raged throughout the night. Sleet accompanied by a high wind and enow quickly covered the ground and later in the night when it turned warmer rain fell In certain parts of the county which froze as quickly as it touched the ground and formed a glacial surface. No great amount of dajnage was done although the telephone and wire companies experienced considerable wire trouble.

Riopling Rhymes I By WALT MASON j

THE WAILER. A cold wet wind blows from the sea, and puts rheumatics in my knee: my sole remaining tooth gets sore, and aches until it seems a bore. The wind comes sighiog from the sea, all day, and puts a crimp in me. But on the hfills. some miles away, the breeze is warm throughout the day. the sunshine on the landscape glows, and therein old gent might repose without an ill to cause him grief, without occasion for a beef. Why then, you ask, do I remain, upon the seashore and complain? Alas, I could not happy be. where everything is fair to Bee; unhappy is the wight who wakes to find his person free from aches; he has no topic and no theme to Justify a roar or scheam. I sit and watch tiie seagulls wheel, and tell the world how tough I feel; describe the ache that racked my head last evening irhen I went to bed, detail the symptoms I possess, and analyze my soul's distress, and life seems sweet and full to me, when dank winds come in from, the sea. I might be freed from all my ills, they tell me, if I sought the hills, but then Fd have no good excuse for 6hedding tears to beat the deuce.

Masonic Calendar

Monday, Feb. 7. Richmond conv mandery No. 8, K. T. stated conclave, Tuesday, Feb. 8 Richmond Lodge No. 196 F. and A. called meeting, work in Entered Apprentice degree, 7 o'clock. 4 WTednesday, Feb. 9 Webb Lodge No. 24 F. and A. M called meeting, work in Master Mason degree. 6 o'clock. Thursday, Feb. 10 Masonic Club subscription dance, limited to Masons and their ladies. Friday, Feb. 10 King Solomon's chapter No. 4 R. A. M stated convocation. Saturday, Feb. 12 Loyal Chapter

No. 49 O. B. S. will give a Lincoln's birthday party to the members and their famine's, 8 o'clock.

Coughs, Colds, Try Brazilian Balm

MOTHER! a California Syrup of Figs Child's Best Laxative

Accept 'Caiironua" syrup of Figs only look for the name California on the package, then you are sure your child is having the best and most harmless physic for the little stomach, liver and bowels. Children love its fruity taste. Full directions on each bottl You must sajr "California." Advertisement.

Deposits made in our Savings Department on or before the 15th of the month draw AVt per cent .interest from first day of month. American Trust Co.

On Both CORD and FABRIC TIRES For a Limitel Time Only

WM. F. LEE. No. 8 South 7th St.

WATCH REPAIRING If you want your watch to run and

depend on good time, oring

kthem to us. A specialty on

I high-grade watch repairing.

'C. & O. watch inspector.

HOMRIGHOUS

i

1021 Main St.

Phone 1887

PRICE COAL CO. 517-519 N. 6th St. , PHONE 1050 . Dealers in High Grade Coal