Richmond Palladium (Daily), Volume 45, Number 75, 7 February 1920 — Page 10
PAGE TWELVE
THE RICHMOND PALLADIUM AND SUN-TELEGRAM, SATURDAY, FEB. 7, 1920.
LINCOLN BANQUET in Dncmc win nc
I 111 I IlkUU. If ILL UL
iiri n mi rrn on
nri m nil rrn. n
BATON, O, Feb. 7. February 26 Is
the datt upon which the annual Lincoln banquet will be given here by the Republicans of Preble county.' The
date was definitely determined by the banquet committee in a meeting here Friday afternoon. . The affair will be staged la the state armory in the erenisg. ' ' ." Speakers at the banquet will be CongTes.sman Ralph D. Cole, aspirant
for the governorship nomination; Captain Roy - Fitzgerald, of Dayton, candidate tor congress from this district; George Clark, state executive committor chairman, and Representative Harry D. Bflrer. Those announced as speakers hare promised to be present, according to the banquet speakers' committee, which la composed of County Chairman William Burtner, Mayor Harry L. Rlalnger, of Eaton; C E. Albright, Joseph Wehrley and Edward Slorer. The various sub-committees will be announced within the next few days. The banquet menu will be served by Mrs. Fredericks Acton, local cateress. . . Trucks Are Received. Three army trucks hare been delivered in Eaton and will be used In road building and county hauling In Preble rounty. The trucks were brought through from Columbus under personal supervision of Assistant County Engineer Robert Fisher and Bayard Sheppard, connected with the county engineers' office. The trucks are from a consignment made by the government to counties. Attend Kline Funeral.
city ana rural mau carriers in a lody attended the funeral of Edward
Kline, city mall carrier, which took place this afternoon. Services were conducted at the home of the mother, Mrs. Sallie Kline, with the local Pythian lodge and a minister in charge. Burial was in Mound Hill cemetery. Surviving are the wife, son, two daughters, mother and two sisters.
, . Izor Services Held. At the home of Mrs. Ralph Young, (this afternoon, funeral services for lier mother, Mrs. Henry Izor. who died at her home In Dayton, were conduct;ed, followed by burial in Mound Hill ; cemetery. The husband and two ; daughters survive. She was 53 years of age. Mrs. Winans Dead. Mrs. Hazel Winans, formerly of '.Eaton, wife of Roy C. Winans, died in Denver, Colo., where the family had been living the last few years. She was a native of Spiceland, Ind., where the remains were burled. Besides her husband, she leaves a son and relatives In Spiceland.
Mrs. Frank Pierce entertained at dinner Thursday W. Lt. Morrison and wife. Mr. and Mrs. Charles Newman. Everett Clark and family, Joseph Morrison and family.... P. O. Beckman Is in. O. C. Weyl is caring for the store during his absence.... Among those from out of town attending the funeral of Rufus Williams Tuesday were Mrs. Pearl Walter, Zalla, Ind.; Charles Williams of Marlon, Ind.; Mr. and Mrs. Jesse Roberts, Richmond; Mr. and Mrs. Lon Daugherty, Hagerstown, Mr. and Mrs. A. C. Addlngton, Winchester; Mr. and Mrs. Ed Heisten, Winchester; Mr. and Mrs.
Carl Tucker and mother of Winchester; Mr. and Mrs. Clarence Greenstreet, Washington state. Mr. and
street, Washington state ; Mr. and Mrs. Frank Macey and son Burr, of Pittsburg, Pa..... Mrs. Lon Edwards of Montpelier, Ind., was here Monday on business.... William McCann cut off the end of a finger while at work at his saw mill at Losantville Tuesday. ....Mr. and Mrs. Lawrence Hiatt of Fountain City attended the funeral of Rufus Williams Tuesday and remained over night with their parents, Mr. and Mrs. Oliver Hiatt.... Mr. and Mrs. Elvin Thornburg and son Walter
are all ill. Mrs. Effle Brooks of
Greensfork Is caring for them. .'. .Mrs.
Lester. Williams is quite ill with diph
theria at the Rufus Williams home. Mr. and Mrs. Frank Macey and son
of Pittsburg are also quarantined with
the family. Mr. and Mrs. Macey have
gone to Lester Williams' home with
the children. .. .Miss Hazel Mendenhall has returned to her old position
as clerk In the Davis and Randall store. . . .The M. E. Foreign Mission
ary society met with Mrs. Cranor
Thursday.
WAYNE AND INDIANA TEACHERS LEAVE PROFESSION BECAUSE OF LOW SALARIES
Suburban News
BETHEL, Ind. Brother Gullidge, of Richmond, will fill his regular appointment here Sunday Mr. and Mrs. Anson Brumfield. Mr. and Mrs. Willie Brumfleld and son Wayne, spent. Monday with relatives in Centerville Mr. and Mrs. Everette White spent Wednesday night with Bert White and family, of south-east of Richmond Miss Crystal Gibbs, of Arba, spent from Saturday until Monday with Miss Wyvona Hyde Gordon Anderson is very ill with pifeumonla, and James and Elizabeth Anderson have the flu. ....Dan Horn has pneumonia Mrs. Clem Moore spent Wednesday night with Mrs. Stella White Mrs.
Jehu Boren Bpent Tuesday with Eli
TOMORROW TO BE
NEAR EAST SUNDAY
Wayne county pastors will be among 100,000 pastors all over the
country on Sunday, Feb. 8, to voice
the appeal of the Near East Relief for
the starving, freezing thousands who
must perish unless America heeds the
call for help.
Appeals from such leaders as Cardinal Gibbons, Evangeline Booth, Rab
bi Wise, Rev. Dr. Jefferson and other spiritual leaders have been widely circulated. Miss Booth says: "It stirred my heart as nothing of this nature has done for many years. Of all the appeals I have ever read few have so profoundly Impressed me and I can only hope and pray that a similar experience will be shared by a multitude more equal to a more adequate response than we " Ending a statement on the Armenian situation Rabbi Stephens S. Wise said: "The Armenian must be kept alive. Don't get tired. We have done much; let us do just a little more." Cardinal Gibbons, one of the leaders in the Near East organization, said in an aDpeal to the Roman Catholic clergy of the United States: "It Is imperative that we unite as Christian people, irrespective of creed, to collect and contribute funds. The need is desperate."
Revelation of the fact that 55 out of 148, more than a third of the teachers employed in Wayne county, outside of the city of Richmond, dropped out of the profession during 1919, because of low pay, and that the county
was eight teachers short, was made by County Superintendent Williams Saturday.
Teachers of all ranks and years of
experience are among those compelled to leave the profession. Almost
half the 55 were teachers of five years
or more experience. Thirty-four of
them went other lines of work, while 12 married and eight are in college.
Four teachers below accepted stan
dards are teaching In county schools, to fill out, while 20 new ones were
taken In during the year. It has been necessary generally to accept lower standards to get teachers, says the report Teachers generally bettered themselves considerably by going into other lines of work, their salaries In other lines averaging from $90 to $165, against .$72 to $100 In the teaching profession. The figures follow: Length of term, 8 months. Total numbers of teachers employed in Wayne County outside city of Richmond. 148. Total number of teachers dropped out during the past year, 55. Wages
Quit After Teaching
1 year 2 years 3 years 4 years 5 years or more..
.15 .10 . 4 . 4 .22
Now
Avg. Rec'd Monthly Other Wages Work
$ 72
$ 84 $ 96
$100 $100
$ 90 $103 $100
$130 $165
Funeral Arrangements
Scheldler Funeral services for Frank Scheldler were held at his home at 2 p. m. Saturday. Burial was in Riverside cemetery at Cambridge City. Tho Rev. M. L. Scheidler, of Indianapolis, officiated. Murrette Funeral services for Edith Lucile Murrette were held In Edinburg, Ind., Saturday afternoon. Burial wal in the Edinburg cemetery. Aalk Tfimernl services for Hattie
Hyde and family Everette Wolfal I AT TValVc xtrora lielri at ihfx homo n.t
who is working at Richmond. Is j5 r. m. Saturday. The Rev. J. J. Rae
Sp,fn g a Iew . ys at nome here! officiated. Following the services the with his parents, Mr. and Mrs. Keason ;body wa3 shipped to Bloomsburg, Pa., lfaj ,M" Florence Boren spent jwnere final services and burial will be Saturday night and Sunday with Miss heid Belva Xewsom, of Whitewater Hanna The body of Mrs. Callie Sau-nn7 And,erj??n sPent,Sun" Hanna was shipped to Dixon. Tenn., day with illiam Curtis at White- early Saturday afternoon, where fuwater.: .. .Mrs. Oliver Spencer spent L '1 naa or W5i win ho hold
num 1 UL ial wtffK Ulllli aiUr-i
day with her mother, Mrs. Mary Young
or rew Paris, o. NEW GARDEN, Ind. Mr. and Mrs. James Burg and family spent Sunday afternoon with Mr. and Mrs. I. R. Williams and family Miss Esther Arnett spent Sunday night with Miss Constance Hoover.... A surprise party was given on Mr. Herbert Burg at his home Saturday evening. There were several presnt and a good time was enjoyed by all Miss Louise Martin spent Saturday night and Sunday with
Miss Ruth Williams Miss Blanche Williams visited with Mr. and Mrs. G. I D, Williams the last of the week 1 Mr. and Mrs. E. J. Martin and family) railed on Mr. and Mrs. Will Burgess Sunday afternoon Sunday school, 9:30; preaching, 10:43. Pastor, Esther Cook. Evening services, 7:00. Everyone welcomed Mr. and Mrs. Arthur Collins aro the proud parents of a baby boy born at Reid Memorial Hospital in Richmond, Thursday A farewell social was held at New Garden school house Thursday evening for the following families, who are leaving this community: Mr. and Mrs. James Burg and family, Mr. and Mrs. Paul Edgerton, Mr. and Mrs. Elijah Thomas, Mr. and Mrs. M. E. Fraze and family, Mr. and Mrs. Forrest Thomas and Mr. and Mrs. J. C. Hodson and family. There were about 200 present. A short program was given and an oyster supper was served. A f,ood time was en joyed by all A surprise was given on Forrest Harter by a few of his friends at his home Tuesday evening.
ECONOMY. IND Charles Hunni3Utt is ill with pneumonia. .. .Mr. and
Burke The body of Mary H. Burke
was shipped to Urbana, O., early Sat
urday morning. Funeral services ana burial will be held at that city.
Distribution of 55 quitting the school room: Other lines of work 34 Married 12 Now in college 8 Died 1
55
New teachers 20 Shortage Jan. 1, 1920 8 Below standard 4 Oldest teacher 67 Youngest teacher 18 Has it been necessar- to accept lower qualifications in order to supply teachers? Yes. Have teachers' salaries increased in proportion to cost of living? No. Have teachers' salaries increased as salaries have in other vocations? No. Figures on a state and national report of the same nature follow. Startling conditions concerning the wages, qualifications and prospects of the teaching profession in Indiana are revealed in a report on teachers secured through a questionnaire sent to county and district school superintendents of the state by Hugh S. Mafrill, field secretary of the National
Education Association. A similar survey of national conditions was made by Mr. Magill and the results of both investigations have teen received by L. N. Hines, state superintendent of public instruction. The report indicates that Indiana teachers are leaving the profession in large numbers and that on account of
the unprecedented shortage of teachers that school authorities generally
have been forced to lower standards
and qualifications in order to keep the
schools running.
Practically the unanimous opinion of Indiana school officials reporting to
Mr. Magill Is that promising young
men and women are no longer attract
ed to the profession as in the past.
It is also declared by a large majority
of the state officials, that teachers
salaries have neither kept pace with the wages paid in other lines of work nor with the increased cost of living. The Indiana conditions are matched in almost every particular in other
states, according to the national survey made up of reports from every state of the Union. In many Instances the nation-wide percentages are pract ically the eame as in this state.
School officials throughout the country are aroused as a result of the survey and the date secured will be made the basis for active campaigns for remedial measures by state and national educational organizations. Answers Tabulated. The tabulated results of the answers
reclved to the questionnaire for both
Indiana and the United States follow
Superintendents reporting, Indiana,
57: United States. 1,792. 1. Total number of teaching posi
tions included in reports. Indiana,
9,576; United States, 262,537.
2. Total number of teachers who dropped out during past year, Indiana, 1.905 or 20 per cent; United States,
54,536 or 21 per cent.
3. Total number of new teachers entering, September, 1919, Indiana, 1.772 or 1 per cent; United States,
61,249 or 23 per cent.
lorai snortaee or teachers re
ported. Indiana. 197 or 2 per cent;
United States 14.914 or 5.7 per cent.
5. Total number of teachers below
standard. Indiana. 547 or 6 per cent;
united states. 25,775 or 10 per cent.
6. Total shortage, including teach
ers below standard. Indiana 744, or
s per cent United States 40,689 or 15.5
per cent.
7. Has it become necessary to accept lower qualifications in order to supply teachers? Indiana, ves 46 no 11. United States, yes 1.469; no 291.
8. Have teachers' salaries increas
ed in proportion to the cost of living?
Indiana, yes 1: no 56. United States, yes 80: no 1,691. 9. Have teachers' salaries increased as salaries have in other voca
tions? Indiana, yes 4: no 53. United
States, yes 225 no 1 560.
10. Is the number of teachers below
21 years of ase increasing? Indiana, yes 43; no 14. United States, yes
1,165; no 546.
11. Are promising young men and women attracted to teaching as in
the past? Indiana, yes 2; no 54 United States, yes. 122; no 1.629.
It is estimated that there are about
650,000 school positions in the United
States.
Benjamin J. Burris. assistant state
superintendent of public instruction
is making a special study of the
problem of teachers' salaries. In dis
cussing the Indiana situation, he said
"I think you would be safe in say
Ing tho teaching profession is the
poorest paid in the country." Comparison Made.
Mr. Burris has collected many in
teresting statistics showing the com
parative wages of teachers with other professions. The following table indicates the annual average salary of teachers In the United States, as compared with the wages paid for indus
trial work in Washington, D. C.
Blacksmiths $2,396.16
Radio electricians 2,321.28 Masons, stone and brick .... 2,146.56
Carpenters 2,059.20 Welders 2,046.72 Plasterers and plumbers .... 1,996.80
Electricians 1,996.80
Canvas workers 1,896.96 Mechanics 1,722.24
Upholsterers 1,697.00 Chauffeurs 1,372.80 Common laborers 1,297.99 Sewers ' 1,148.16
Charwomen 873.60 Teachers 630.64
A survey of conditions in Cleveland
Ohio, secured by Mr. Burris indicates
a similar condition, the teachers receiving the lowest pay In the city
profession is to maintain- its present standards. , . . ... ...,..
A prominent Indiana city school su
perintendent called at the state depart
ment of public instruction recently and said that in his town a railroad crossing v r.tchman a foreigner barely
able to speak ;. English, receives a monthly salary of $131. The superintendent pointed out that not a single
teacner in his school system receives more than $100 a month, with the exception of one ward building principal.
School officials of the state are be
coming aroused over the situation. It
Is pointed out that every year the shortage of trained teachers becomes more acute, and that as a result the
schools, and with them the training
of the future citizens of the state, are
hurriedly turned over to persons without adequate training to do satisfactory work.
DR. GEORGE BOND ILL Dr. George Bond of Indianapolis, son of Dr. and Mrs. Charles Bond of Richmond, Is critically ill of influenza at the Robert Long hospital in Indianapolis. His condition was reported not improved Saturday.
CUSTODIAN RESIGNS Milton Kinder, court house engineer, tendered his resignation to take effect Feb. 15 to the board of county commissioners Saturday afternoon. The commissioners appointed Fay Culbertson to succeed him.
WHAT FARMERS
(Continued from Page Onei
seasons' trial I have not found lt a particle of benefit. ,
P. S. BREES. There is but one
time, God's. Changing clocks does not change time. If a Ehop 'or concern wants to work early or late, let them change the hours, not the clocks. A change would inconvenience us.
E. L. COMMONS. I don't see why
shopmen and laborers could not commence earlier and quit earlier, and
stores keep open until
o clock to accommodate their custo
mers.
time. By the early time the dew delays our work often twopr more hours. The help on the farm now quits work at six o'clock fast time. Just cheats us out of one hour In the afternoon and as much time as the dew delays us in the morning. We therefore have " short day's work from our hired help In the harvest. The city groceries and stores mostly close now at six o'clock by the fast time. When we farmers
want to drive into town, of an evening we would have to quit work in the field in the middle of the afternoon In order to get in town to do our trading.
Some city folk want to get out early
to attend a truck patch. I will say I
am a farmer. I do nearly all my truck work on the farm after I do a day's work in the field by the old time. We
farmers are satisfied still to live by
the old time and if we can't find place
to trade of an evening without losing a half , day's work to do it, .we farmers will establish trading points throughout the county, where , we can
get Justice. The Old Time for me.
They want a farmer to produce
more. I think it is the duty of the city man to co-operate in with him as much as possible if they want to
lower! the High Cost of Living. .
Railroad Men Have Most Dangerous Jobs, Figures
of Insurance Men Show
Anr-1inr tn nnrmlnr nnfnlnTI- TMV
0.6V or o ncemen have the most dangerous Jobs
in Richmond while actual figures show
une or me greatest inconven- a -i.v. ,
lences to the farmers is the closing of
-11 - , . - - iuuuuio o-uu v.a.a iuoycviui a
an ousiness so eany. n tney couia ,a,-H-mi oronnation.
cri' "p one or iwo evenings a 1 n . vi v, mm
week, besides Saturday, it would beltho , atha anit oHlnt
s.cai ueip 10 uiB iarmers. a great ;ronnrfaA VMr anrl th fart that
mnn v tnn.ra nn- J
uuuB mis. .riTilv Iwn nnllrcmon havn hoPTl lcUled
L. H. CAIN. In my business as a
farmer it does not make any difference as to the time because we work from sun-up until sun-down just the
same, but it will help the city people. JOSEPH BROWER. You can change the time and work early or late in the city, but there is no time
that can beat the sun on the farm.
We start to work at sunuD and auit
at sundown, and time doesn't make
much difference.
JOHN T. CONKLIN In tbe first
place I have never seen where changing the clock saved any time. It is just so many hours and minutes from
tbe time it is light until dark, regard
less of the clock.
I think it is an Inconvenience to every farmer to have this change of time, because when the farmer has any one to help him from the citv.
and the city has the new time, that
neip is going by that time. Now take the harvest for instance. With this new time the helo will
while on active duty In Richmond
Accident Insurance agents are per
haps the most reliable hazardous occupation barometers in Richmond. Any man who In the course of his duties has to do with working beneath railroad cars or with couplings, is classed in the most' dangerous list of occupations that accident insurance companies will handle. Men engaged in some occupations cannot obtain insurance. Men that handle high tension wires, aviators, crews of submarines, racing drivers and war correspondents are included in this list. Information by the Richmond fire
department says no fireman has lost
'his life from injuries received while
on duty, within the last 30 years. Several have been injured, however, but
not seriously.
Martin Little and Elmer Stephenson
are the only policemen that have been killed while on duty In the history of
the police department. These were
Starvation and Want in -
Germany are Described by Friends9 Worker in Letter 3 .... Conditions of starvation In Germany
against which American Quakers am v
laboring under the direction of Herbert Hoover, are described in a letter from one of the' Friends workers In
Germany, and inclosed in letter from Gertrude Sims to Ruth anna Sims of the Friends ' headquarters here; Extracts follow:
Berlin, Dee. 14.The misery some of these poor people are in Is disheartening. In some cases the husband and ' father prisoner in France, was the sole sup-' port of the family, who are usually in want of clothing and fuel, and aP ways chronically half-starred. They are half-starved! Ask the little tots1 what they would like for Christmas' (which used to be such a Joyous time) and they will say: "A little. more bread to eat!" The help we give bobmf of them may mean the difference between life and death. If lt were only1 in the form of abundant milk, bread, chocolate! It's" downright wicked to have anything more than the actual necessities to eat, when those nttfo broken 'carlcautres of humanity harrw been and are so starred! . 1 "There is naturally rery great feel' ing here against the French for keeping the prisoners so long, especially as those held by English and Amencans hare been home long ago. Tbero is also a rery natural tendency to ea aggerate the account of ID-trestoent of prisoners, as so little real new is known of them. Prisoners nsfl tai censored, The families know this mat fear that the letters ther get are bat part of the truth and that their men do not dare write of their STdBsftaga.
"In general, so far as we nare gone
we find that the weakness and aiwunia. here due to starvation is so ti6 that the people here look tn xbv&m
puorer yujoivoi wuu.mvm - prisoners In France. The prisoners while often cold, imcared tor, Sflrf
sometimes Ill-fed, maintain on ut arerage a far higher standard of health than the mass of the popxflatlon In Berlin.
"We went to see a school the otner
day. on the Invitation or one or v women teachers. It was ghastly! And) the worst of it is, to the -visitor, tbai
these poor little wrecks or numamnT dont know anything else than t3tm present conditions. The war broke out in 1914, with "rationing" or alow starvation shortly after, and lt Is now almost 1920! The young ones cant remember the time when there wasmilk or a sufficient amount of any thing excepting turnips."
L2Ltt killed' by a seWinsane man in the
The minimum wage for Indiana teachers for a six-month school term
Is S356.58. according to the stat
school officials. Many teachers in
counties of southern Indiana receiv
this annual wage, it is said. For a seVen-month term the salary is $416.58 and for eight months of work $476.58. These figures approximate very closely the wages received by hundreds of teachers of the state, it is said. Much to Be Done. State school officials point out that on this "muniflcient" salary the teachers are expected to live during the winter months while teaching and then attend a normal training school during the summer in order to increase their professional attainments. It is pointed out that some steps have been taken to remedy conditions in this state recently, but that much remains to be done if the teaching
around on the farmers' time waiting
for the dew to go off so they can go to work. He also brings the eighthour idea with him. With a heavy dew he gets to work about 9 o'clock. He has lost 2 hours, allowing him an hour at noon. His eight hours is
up at 3:30 in the afternoon, right when the harvest is at Its prime. The farmer can not make much headway without his help and he has to quit, too. for the day, and he and everyone else is at a loss. Now the only way for the farmer to get around this is to raise just what he can tend and harvest himself, and keep that for himself, for all the city man gets is the extra crop that the farmer raises for him. After the farmer raises it he is going to have his first. Another inconvenience: If the city has this new time the farmer has no chance of going to town after supper for anything he might want, so to get that he is going to send large orders to the mail order houses in the large cities, and not bother the mer
chants in these little one-horse towns, and in a short time under these conditions, food will again double in price. I. L. BROOKS In regard to the day-light saving law, I will say I am strongly opposed to the change in the
time. I think if the city folk want long evenings, just let them begin work one hour earlier in the morning by the same time as we farmers do when we want a long day, instead of changing the time, to work a hardship on the farmer. I am opposed to the change for this reason. Farm help is very scarce in
harvest, when we need help the worst
Pennsylvania freight house in 1916
John Cully, another patrolman, was
shot in the thigh in 1917. William
Remmert, while engaged as a private
policeman at the Standard Oil com
pany, was shot three times on July
29. 1917. while on active duty. Sev
eral police have been badly beaten,
but other than the above, none have
lost their lives
TRANS-AFRICAN PLANE
LANDS AT ASSOUAN CAIRO, Feb. 7 The airplane owned by the London Times, which left here
yesterday morning on the first stage of its trip to Capetown, landed safely at Assuan, 425 miles up the Nile, after flying for seven hours. Including a stop of 90 minutes to repair a leak. It will start from Assuan for Khartum today.
Freeman Moves to Dismiss Injunction for Burial Prosecutor Freeman moved at the cost of the plaintiff to dismiss the injunction suit filed by Edward Gausepohl to keep the public health authorities from preventing Gausepohl from holding a public funeral for his son. who died recently, and was sustained in circuit Saturday. Freeman recommended the dismissal because the body has been buried and there was no contagion, making it unnecessary to proceed with tho case. Gausepohl filed the Injunction to keep health authorities from quarantining the family and compelling private funeral for their son, alleged to have died from diphtheria.
'me
Charming and Chic
Our New Suits
In Tricotines, Poiret Twills and Men's Wear Serge, with the touches of embroidery and braid that make them stand out in individuality, that has always characterized "Knollenbergr's Styles". Navy Blue is the color of 95 of the new suits.
Prices are Moderate
Hits ihe spot, For xl? eat : POST lOASITDES
$40oo $5000
$5500
New Black Kid Lace Boot
Military heel, priced
$900
TEEPLE & WESSEL
and up
A Coming Store Event SALE OF BLOUSES is scheduled for next week; full details will appear later.
The new "BETTY WALES" FROCKS in Serges and Silks now on display
I llll " Though earnings be small I t HI Be SAVING and CAREFUL and I HI don't spend 'em all; I DEPOSIT YOUR SAVINGS yoa will if you 're wise, I I I And soon they will grow to respectable size. " I J I II Second National Bank llll I ' v 3 on Savings J III Open Saturday Nights - f Jll Capital, Surplus, Undivided Profits Over $600,000 .