Richmond Palladium (Daily), Volume 45, Number 57, 17 January 1920 — Page 6
PAGE SIX
THE RICHMOND PALLADIUM AND SUN-TELEQRAM, SATURDAY, JAN. 17, 1920.
THE RICHMOND PALLADIUM AND SUN-TELEGRAM Published , Evcsry-Evenimr Except Sunday, by - palladium Printing Co. Palladium Build Inr. North . Ninth and Sailor Streets.
EnUred at the Post Office at Richmond. Indiana. a Seo,
ond Class Mall Matter. HEXBER OF THE ASSOCIATED PRESS The tYsocHted Press la exclusively entitled to the as for republication of ail news dlcpatches credited to It or not otherrrlae credited in this paper and also the local news published herein. All rights of republication of apodal dispatches herein are also reserved.
V j Growth of Banks A bulletin issued by the comptroller of . currency shows that there are more than 18,000,000 depositors in. national banks. Deposits in trust companies and loan associations, which are not indicated in the comptroller's statement, also show a great increase in the last few years. The financial institutions of our countries are on a sound basis. The statement of the comptroller on the condition of , the national : banks is appended: The number of banking institutions under the supervision of the comptroller of the currency is jnow exactly 8,000, including 7,948 national banks iin the United States, Alaska and Hawaii, and 52
savings banks, building and loan companies and trust companies in the District of Columbia.
"There have been chartered in the last six years,
more than 1,000 new national banks, and more
i charters were granted in 1919 than for any other lyear since 1909. The year 1919 has been for the national banks
of the country the most successful in their history. The resources and deposits of these banks , have shown unprecedented growth. On the date of the November 17, 1919, call, national bank resources amounted to $22,444,992,000, being $829,000,000 more than ever before reported. The number of individual deposit accounts in all nat-. ional banks, reported June 30, 1919, was 18,240,COO, an increase of over 10,000,000 accounts in)
less than ten years. . ' The increases in deposits and total assets are scattered widely throughout the country. The increase in resources- of tho- "country" banks, those national banks outside of the reserve cities, since June 30, last, has been in excess of eight hundred million dollars. The "country" banks of Texas alone have increased in the past six months one hundred and thirty-four million dollars, or 34 per cent ; in North Carolina, the increase was over $51,000,000, or 33 per cent; in California, $72,121,000, or 23 per cent; and in Oklahoma, $49,929,000, 30 per cent. The record for immunity from failure for the twenty-two months from January 1, 1918, to the close of the last fiscal year, October 31, 1919, was thirty times, or 3,000 per cent better than the record for the forty years prior to 1914. There was no failure involving a dollar's loss to depositors of any national bank in the fiscal year closing October 31? 1919. The earnings of the national banks for the past year have also exceeded all previous figures and will approximate a billion dollars gross and not far from three1 hundred million dollars net.
THE GEORGE MATTHEW ADAMS' DAILY TALK TOE MIND GALLERY Mental pictures act upon the soifl In quite the effective manner that actual pictures do upon the mind thru the eyes. Beautiful pictures inspire, for they visualise the real to us. I have often walked thru great art galleries and watched the effect that the wonderful pictures had upon different people. I have watched those with every evidence of wealth in jewels and raiment, as well as those who seemed to have but little In a material way. And I hav noted that the effect is about the same inspiring In every case. But the greatest gallery in the world is the one that each of us carries about in his own mind. There are the pictures of our victories as well as our defeats. There are shown every phase of our desires some In magnificent colorings, and som in tints of quiet gray. But they all have become a part of us and we would regret to lose a single picture from this mind gallery this Institute of Experience., But we would keep adding all the time to this mind gallery of ours and keep Improving it. What sort of pictures are you hanging there? Do you love to go to them again and again? Do you thrill as you show them, In your life actions, to your best loved friends? What kind of a collector are you, anyway? Do you like to walk thru your mind gallery?
"What's in a Name?"
Ftcts about your name: Its history; Its meaning;; whence It was derived; its significance; your lucky day and lucky jewel. BY MILDRED MARSHALL
Good Evening BY ROY K. MOULTON
in
Memories of Old Days In This Paper Ten Years Ago Today
The county council appropriated $10,00Q-for the construction and equipment of an insane institution. The annual report of St. Andrew's Catholic church was made public, and showed that practically all of the $75,000 debt had been paid off. Monday, Jan. 9, the day the temperature dropped to 11 degrees below zero, was listed as a record breaker.
HAYS ADVISES NEVADA TO REFORM STATE PARTY RENO, Nev., Jan. 17. Republican leaders of Nevada Thursday heard Will H. Hays, chairman of the na
tional Republl can committee, urge more interest In politics on the part of
every man and woman in the state.
Mr. Hays delivered two adrdesses. He advised reorganization of the party in this state and the infusion of new blood.
Maurice wont lecture In English. The people won't hear him
French. And It looks like his "harmonic soulstrings" Are due for another bad wrench. England, according to cable. Is now exporting eggs. Some of the hard.boiled ones have arrived here from time to time. In the Smart Set this line occurs: "So, he simply stood, dumbly saving nothing." However, Messrs. Mencken and Nathan need feel no qualms, for the great DeMaupassant wrote: "If iie had not been breathing, one would surely have thought him dead." IT MUST HAVE BEEN Mrs. Nancy Llghtfoot has her new .house about completed. It has been ;eomewhat tedious as the work and money was all on donation. From the Seymour (Iowa) Leader. Half the world doesn't know how the other half gets Its liquor. ? Two questions have I pondered Since but a little child: Where did Victor Hugo? And what made Oscar Wilde? Lester Lamb.
Tipplers used to build castles In the air. Now they dig cellars iirthe ground. If more public jobs are needed we suggest the office of official breath- : smeller. One of these to every city
block might help the amendment considerably.
The ring will have to be enlarged
Too many hats. A new concrete bridge crossing the
uur sienograpuer nas soivea toe Williammette river in Washington, i?
;food problem. Her daily lunch is a ' notable not only for its light and chocolate soda and a movie. j graceful lines, but for the length of New York supreme court decides the span, which is S85 feet, with a rise that "smoking by women is not im-;of 120 feet. ' , moral." Now for a ruling on smoking
,- by men before get after us.
FAMOUS BEER IS DEAD MILWAUKEE, Wis., Jan. 17 The beer that made Milwaukee famous died last night. Manhandled, knocked about from pillar to post by national decree until it had lost all semblance of its real self, it was executed. But hope springs eternal In the breasts of Milwaukee brewers, for should Federal Courts render a favorable decision on the validity of the Mulberger act beer will return triumphant, brine-
eighteenth ! ing with it the old bras3 rail and the
polished mahogany.
(Copyright, 1919, by The Wheeler ; Syndicate, Jnc.) BARBARA.
h aroara meaning stranger, nas a
strongly Roman Catholio significance and, in that church, is representative of artistic devotion. The original Barbara was said to be a maiden of Hellopolls, who became a Christian, and in
sisted upon having three windows In
her chamber Instead of one in honor of ! the creed. Her Grecian father beheaded her with his own hands and was straightway destroyed with thunder and lightning. St. Barbara became the patroness of sacred architecture and a protestress from thunder and its imitation artillery. For this latter reason her name was very frequent among daughters of soldiers. Indeed Barbara is regarded by some countries as a protectress of soldiers, and while her name is all gentle and filled with piety, It ranks with the good old warrior names that stir the blood of men of many races to battle. England named a village St. Barbe and it seemed that nearly every family in that quaintly pretty community had a Barbara at some time or other in honor of the home town. In this way, use of the name spread throughout England. The Greeks passed it on by a different route. The legend of the maiden turned Christian was naturally not special popular. But the name of Barbara was the feminine for the Greek word for stranger, a term applied to all who did not speak their language. Curiously enough, their combination of syllables. Indicative of complete and Impatient non-understanding, closely resembled our own careless
slang expression "blahblah," which we employ today to express our opinion of what we consider complete twaddle. It is an Interesting fact that the adjective 'barbarous thus meant Ignorant, at first, and only assumed its significance of wild cruelty, as a later and corrupted translation. Barbara's jewel is the pearl, so indicative of maidenhood. It promises her purity, popularity, and gentle charm. To dream of it means faithful friends. Monday is her lucky day and 5 her lucky number.
The Automobile Simplified By FREDERICK C. GUERRLICH, M. E. Make TJiis Your Automobile Correspondence School AN Intimate talk on the working units of the automobile discussed , In such a way that the layman can easily understand them. If in reading these articles, as they appear in the Palladium each Saturday. there ia anything not clear to yon. ask Mr. Guerlich about It. - An answer will be published on the completion of the articles on the section of the automobile under discussion. Copyrighted. , By Frederick C Guarrllch.
"In our study of the transmission so far, we have seen how the three speeds, which mean three leverages, are obtained, and we have seen how the gears are shifted at the will of the operator. Let us now see how the car is driven backward or reversed. Refer for a moment to Figure 1 of
is smaller than the low speed gear E. This means there is an even greater leverage when in reverse than when in low. It would be well to remember this, as there may come a time when your car has been caught In a ditch from whih you cannot pull It when in low. The extra leverage ob-
The whole world Isn't bad. Proba
bly It's just your corner that is and It wouldn't be if you'd remove yourself from iL
x ! s Fig,o J
tail. This I have not done in order to help you take care of tho car. (proper lubrication being about all the care the transmission requires), bo much as to give a help in the nroner
j driving of it.
It is well known that the most difficult thing a driver has to do is to shift the gears. Few have trouble In shifting from first to second, or from
j second to high, but there are a sur
prisingly great number who cannot shift downward, that Is, from third to second, or from second to first. Of those who can do this "while ascending a hill, or driving on the level, many can not do it while going down hill. I believe it would bo worth while, therefore, to study the action of the gears under the varying conditions.
i In order to mesh (that is, to conj nect together) two gears, they should : be revolving so that the, speed of the teeth on their circumference is the I same or nearly so. If there Is much
difference in this speed the meshing will be difficult. Consider the Illustration Figure 3. When in low gear the lineal speed of the teeth on gears E and J will make
! say, three revalutions to one of J, tho
latter is also true of the intermediate
speeds, gears K and F, K making three revolutions for one of F, but be
cause the circumference of the gear
K Is greater than that of E. the lineal
speed of its teeth will be greater than those of E, while F, being smaller in
j clrcumfrence than J, its teeth will j travel slower than the teeth of J.
Thus we see that when traveling on low gear the teeth of tho intermediate gear connected to tho rear wheels will travel slower than those
j of the intermediate gear connected
to the engine. So in shafting from first to second, it is desirable to have those gears connected to the engine slow down. By the same reasoning it can be shown that the samo is true when shifting from second to third. Fortunately, when the clutch is disengaged and the moment the gears are
thrown out, all those connected to the engine will slow down of their own. accord, this slowing down being helped by the clutch brake. For this reason shifting "up" is comparatively easy. With many cars a slight hesitation in neutral will make the shift easy. When shifting from third to second or second to first, the reverse action of the engine driven gears is desired, as under this condition they should be speeded up. Unfortunately, it takes skill and practice in the manipulation of the gas, clutch and gear lever to accomplish this. i , When climbing) a hill the car will tend to slow down the instant the gears are thrown to neutraL which will partly give the same effect as speeding up the engine driven 'gears, so that when climbing a hill and it is desired lo shift down, 'a quick shift, the pressure being placed on the hand lever before the clutch is thrown out, will accomplish the result. When descending a hill, because the car wants to increase ins speed, the difficulty of shifting downward is increased. When climbing a hill the clutch will not be left disengaged for any length of time, or the car will lose desired momentum. In descending this is not the case, and many will find that when desiring to shift down. If the gears are brought to neutral and the clutch be then engaged for a second while the engine Is given a little gas. that those gears connected to the eneine will be made to "spin." If the gears are then instantly meshed, with clutch out. the shift will prove easy. Unless a driver can shift under all circumstances, he Is not the master of his car. It will be found that hardly any two makes of cars, because of the difference in weight of clutch and the difference in clutch brake action, etc., will act alike, and no positive rule for hlfting can be given. Only by practice with a little reasoning as above can you master your shifting.
J. C. HirtMH.lt p. DRUttOIST
the illustrations, which shows an end I
view of the gears as studied so far. Here the double dotted circle P represents the gear which is connected to the clutch, B and E being the gears on the counter-shaft, and J i3 the gear connected to the propeller shaft. By studying the arrows you will find that when the gear P revolves In the direction indicated by the arrow No. 1 the gear B will revolve in the direction shown by the arrow No. 2. As the gears B and E are on the same shaft they will revolve in the same direction. Thus gear E revolves in the direction of the arrow No. 3, with the result that the gear J must revolve in the direction indicated by the arrow No. 4. From this you will observe that J revolves in the same direction as the gear P, and therefore the propeller shaft, to which J is connected, must revolve in the same direction as the engine, by which the gear P is driven. How can we make the propeller shaft, or what amounts to the same thing, the gear J, revolve in a direction opposite to the direction of the revolution of the engine, or gear P? Let us make the gear E smaller, so that it 'dears the gear J, and let us then add another gear, which meshes with both the gears E and J, as shown In Figure 2. Now you will observe that as the gear P revolves in the direction of the arrow No. 1. B and E. will revolve in he direction of the arrows 2 and 3 respectively. This will make R, the new gear, revolve as indicated by arrow No. 4. and so J must revolve as shown by arrow No. 5. Thus you will s .that the addition of thi3 extra, or Idler gar, as it is called, will make the gear J revolve in a direction the reverse to that of the engine,, and so the car will be driven backward. Figure 3 shows the new assembly of the transmission. "l want to direct your attention to the fact, that the reverse ear S.
tnined In reverse may be enough to pull you out. While it is extremely unlikely that a pleasure' car will come j to a hill too steep for low gear, if j this should happen the problem of get- j
ting up the hill may be solved by turning around and going up backward. Drivers of heavy-laden trucks will often find this a good stunt. I have gone into the construction of the transmission in rather great de-
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Dinner Stories
Gwendoline sighed softly, and wept. "Harold:" she blubbered. "You do not love me." The ryoung man started violently, knitted his brow fiercely, and an excited flush enveloped his conten,'ince. "Gwendoline," he gasped, as he recovered from the shock. "Gwendoline!" he repeated. "You astound me! "When a man deliberately misses the last car for seven nights in succession, when he attempts to learn the latest Jazz steps just to please a fair maiden, when he tolerates the cheek and impudence of her rascally young brother, 'and constantly sniffs-up his nostrils the hated scent of eau de cologne to suggest he is not a victim of Cupid's bow and arrow Is a positve insult!"
The passengers on the pleasure steamer, having Just finished dinner, were enjoying the beauties of the
evening to tne run. Mrs.'de Vere surveyed the glories of the wonderful Highland scenery, and felt ehe could cry from sheer happiness. A majestic ravine came :lnto her view, all tender grays and shimmering browns and blues She held her breath till they had passed. "Oh, John!" she said, "what a lovely gorge that was!" "Yes darting, he said absently, quit tho best feed we've had since iwe left London."
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DR. LEE C HOOVER Veterinarian
Motorists Dl
ory.
-v vH
The McConaha s Garage 418-420 Main Street Goodyear Tires Prest-O-Lite Batteries Accessories Mobileoil and Auto Repairing
GOODRICH
AUTOMOBILE AND TRUCK TIRES
BEST IN THE LONG RUN
96 W. Main St.
RODEFELD GARAGE Automobile, Motor Truck and Machine Work
Phone 3077
PIEHL AUTO-ELECTRIC CO. Storage Batteries and Ignition Parts
Storage Batteries Auto - Electric Supplies Armatures and Coils Rewound
Phones 1S91-1893. W. C. Piehl, Mgr. 1024 Main Street Richmond, Indiana
LEE TIRES Expert Tire Repairing and Vulvanlzing SHURLEY & TRAYLOR
17 So. 9th St
Phone 2125
FORD DISTRIBUTERS Ford Automobiles. Pord Trucks, Accessories, Tires, Oils, Gas and Service Webb-Coleman Company Authorized Ford Sales and Service 19-21 South 7th Street Phone 1616
AUTOS WANTED For their parts. We tear 'em up and sell the parts. We have parts of all kinds such as Gears, Axels, Magnetos. Carburetors. Lamps. Windshields, Glass, used Tires and Tubes, Etc RICHMOND AUTO WRECKING CO. Phone 2165 Second and Main
Richmond Battery & Radiator Co. Distributers of U. S. L. Storage Batteries
All makes ot batteries recharged, repaired and rebuilt. Service free.
12th and Main St Phone 1365
Phone 1399
20 & 12th St
Republic internal gear drive Trucks
Will solve your haulage problems. . STANDARD SUPPLY AND First and Main Streets.
Truck repairing a specialty. TRANSPORTATION CO. ' Phone 1069-2459
BUICK AGENCY For used cars, see us. We hare the best in the county and the prices are reasonable. CHENOWETH AUTO CO. il07 Main Street Phone 1925
HARRY H. TUBESINQ GATES SATIRES VULCANIZING. Gates More Mileage Tires 1124 Main Street " Phone 1595 Tires called for and delivered
4