Richmond Palladium (Daily), Volume 43, Number 313, 14 November 1918 — Page 2

PAGE TWO

THE RICHMOND PALLADIUM AND SUN-TELEGRAM . 'THURSDAY, NOV. 14, 191a,

Government Plans Reinsuring of M

i (By Associate Press) '. i WASHINGTON Nov, 14. Preparations by the government for reinsuring the Uvea of soldiers and sailors on their return have been hastened bv

full" returns have not yet been drafted? It is .certain that the 4,250,000 men in the military . or naval service, now

holding voluntary government insurance will be permitted within five years after peace l declared to convert witnoui rurther medical examination into ordinary life, twenty-pay life, endowment maturing at the age of 62, or other prescribed forms of inturanco. ; This insurance will be arranged by the government, not by private companies, and the cost Is expected to be at least onefourth less than similar forms Offered by private agencies. The low cost will result from the fact that the government will kpay all overhead administration expenses, which for private companies amounts to about 17 per cent of premium receipts; will save the usual solicitation fees, and in addition bear the risk resulting from the wounding or weakening of men, while1 in the service. Private companies would not write insurance on many wounded men. or their, rates would be unusually high. The government will arrange to collect premiums monthly. If men wish to pay this way, or for longer periods in advance. This may be done .through poetofftces. The 'minimum amount" of insurance to be .Issued probably will be $1,000 and the' maximum amount of Insurance to issued probably will be $10,000, with any amount between those sums in multl?les of $500. There will be provision for payments in case of disability, as well as death, according to the tenta- ' live plan. The Insurance may be purchased by any soldier, lailor or marine ofScer or enlisted man and by women members of the army or navy nurse corps, providing they already hold government voluntary life Insurance. About 95 per cent, of the 4,500,000 men in the service are covered by this Insurance which expires after they go back to civilian life and cease paying premiums. Thi3 is the rystem devised to replace the old pension plan of providing for. ex-soldiers and sailors. Thus will be created out of the government's emergency war insurance bureau, the greatest life insurance institution in the world for peace times, with moro policy holders and greater aggregate tatol than half a dozen of the world's largest private companies combined. Out of the experience gained may eventually develop- expansion of government insurance to old age, Industrial and other fornt3 of insurance, in the opinion of officials, who have studied the situation. Regulations for insuring returning soldiers and sailors aro being framed by an advisory board to the military and naval section of the war risk bureau, consisting of Arthur Hunter, actuary of the New York Life Insurance Co., W. A. Fraser, Omaha, cf the Woodmen of the World, and F. Robertson Jones,

of the Workmen's Compensation Publicity Bureau, New York.

Plans also are under consideration for allowing beneficiaries cf men who have died or been killed In the service to choose betwen taking monthly payments over a period of twenty years or to commute these payments in a lump sum. , SCHEIDEMANN Continued From Page One. ing that complaint over the condition of the armistice be .sent to the entente powers.- It is said that the terms agreed to by Germany In stopping hostilities are of such a nature as to prevent rapid re-establiehment of order in Eavaria. A Basel dispatch earlier in the week reported that the Bavarian government had sent a protest to President

Wilson, complaining that the terms of the armistice were burdened to that part of Germany and that the new government was in no way to blame for the offenses of the militarists who formerly, ruled Germany. f BASEL, "Nov. 14. The revolutionary movement is spreading strongly in., cast Prussia. A semi-official dispatch from Berlin reports that Koenigsburg, and four other cities are in the hands of the revolutionists. Governor von Batocki of Posen, former German food minister, has. put himself at the disposal of the revolutionists! . . : : i BASEL, Nov. 13: The revolutionary government at Mannheim, Raspatt, and Heidelberg have summoned the grand duke of Baden to abdicate. GHENT, Nov.. 14. Conflicting rumors as to the situation in Brussels reached this city. Reports are current that German soldiers there 'have mutinied and ehot their officers and are burning and pillaging the city. Belgian advance scouts are now half way from Ghent to Brussels. Should reports of the muting be confirmed, a flying column will be sent to restore order at the Belgian capital. COPENHAGEN, Nov. 14. The abdication of Leopold IV., prince of Lippe and Duke Edward of Anhalt are reported from Berlin. The latter has resigned the throne in favor of his son, Joachim Ernst, who was born Jan. 11, 1901. , BASEL, Switzerland, Nov. 14. All the imperial power in German Austria has passed to the state council which will, reta'n that power until a constituent assembly has definitely established a constitution, declares a resolution adopted by the state council at Vienna. The constituent assembly will be elected In January. The resolution describes German Austria as a democratic republic and an integral part of the German republic. -

GERMAN NAVY Continued Frorr. Pajje One. The personnel of the German navy

in 1914 numbered 73,006. 1 The whole fleet was kept practically in commission all the time, and, therefore, this force was in the pink of training.' Behind the regular establishment stood a reserve of 110,000, and behind .these again an important residue reserve of members of the German merchant marine service, which, of course, became immediately available for service at the outbreak of the war, as " Great Britain's fleet swept in a day the German merchantman from the seas. The ships of the German navy were divided between the Baltic and North sea stations, the most important bases being Kiel on the Baltic and Wilhelmshaven on the North sea, these points connected by the famed Kiel canal. Grand Fleet Securely Sheltered. At the beginning of the war, Germany's outlying warships, smaller and older vessels whose certain loss could well be faced, took up a guerrilla warfare against commerce. The German grand fleet, however, remained from the first day of .the war safely tucked away in the strong base at Wilhema; haven, securely sheltered behind the strong outpost of Heligoland? Count Reventlow. Pan-German and editor of the violent -Tageszeitung, and the party for which he spoke, continually urged the naval authorities to greater and more injudicious efforts with the submarines. Scon Germany 'stood at swords' points with the entire civilized world on .account of her frantic sea warfare, her furtive submarines destroying without warning foe and non-combatant alike. Tirpitz, Holweg, Reventlow, ths kaiser, the German people had a naive faith in their subsea weapon, it was to bring the allied world to its knees: it was to win for Germany all that her grand fleet could not hope to win. The submarine was the great war fetish of the Germans, and one of the

CUT THIS OUT

OLD ENGLISH RECIPE FOR CATARRH, CATARRHAL DEAF- ' NESS AND HEAD NOISES.

If you know of some one who is troubled with Catarrhal Peafness, head noises or ordinary- catarrh cut out this formula and hand it to them and vou may have been the means of savins? some poor sufferer perhaps from total deafness. In ling-land scientists -for a Ions time past have recognized that catarrh, is a constitutional disease and necessarily requires constitutional treatment. Sprays, Inhalers and nose douches are liable to irritate the delicate air passages and force the disease into the middle ear which frequently means total deafness, or else the disease may be driven down the air passagea towards the Juries whicli is equally as dangerous. The following formula

which is used extensively in the damp English climate is a constitutional treatment and should prove especially efficacious to sufferers here who live under more fdvorable climate conditions. Secure from your druggist 1 ounce of Parmint (double strength). Take this home and add to It pint of hot water and a little granulated sugir; stir until dissolved. Take one tablespoonful four times a day. This will often bring-quick relief from distressing head noises. Clogged nostrils should open, breathing become easy and hearing improve as the inflammatioa In the eustachian tubes is reduced. Parmint used In this way acts directly upon the blood and muSous surfaces of the system and has a tonic action that helps to obtain the desired results. The preparation lsfeasy ta rrtak.0, costs little .and is pleasant ta take, Every person who has catarrh or head noises or i3 hard of hearing should give this treatment a trial. Adv.

principal meanV for their undoing. : When the controversy with America over the righteousness of unrestrained submarine sinkings seemed laid in 1916 by German acceptance of the view of outraged neutrals, as that view was formulated by the : United States, the military and Pan-German party began a strong propaganda everywhere to force the government again fully to unleash the treacherous

submersible to do its work of destruction. A ' ' .;: This propaganda found the people responsive.! : There were few voices raised in opposition. The Frankfurter Zeitung was v one of the few newspapers to urge against the popular clamor and to warn the Germans of the fatal mistake bf risking any embroilment with America. . - ' Those of the submarine fetish won.

Famo Must Grow Hair or Money is Returned

FAMO is sold by the druggist named in this advertisement, on a

jpositive money-back basis. '

Unless you are absolutely satisfied with FAMO, you may return the bottle to the druggist and he will refund your money. But we know you will not have to take advantage of this offer. . The results achieved by FAMO are' so wonderful that every pur-, chaser ja more than satisfied.FAMO destroys the dandfuf? bacilli. It stops all scalp itching. ' --It checks the deadly seborrhean excretion "which causes dandruff,

land makes the hair and scalp

"There has-never been anything like the way FAMO nourishes the hair. Even where baldness has appeared, FAMO will encourage and stimulate a growth of new hair

unless tne roots are aDsoiuteiy dead. New, luxuriant hair appears when FAMO is used regularly. When FAMO is used, the seborrhea microbe dies. The dandruff

disappears.

Nature has its way. The hair flourishes as it never did before. Grayness is retarded because FAMO contains no alcohol. The persistent use of alcohol on the head causes grayness and falling hair. Wh en you use FAMO you can

see the difference almost from the: first application. - ' The natural color is intensified ; the hair has a. new lustre and: sheen. . . v The hair grows like the hair of a healthy child. The scalp is as clean as a baby's the hair luxuriant and soft. ' FAMO is the resuluofl three years of careful experimentation in the laboratories of one Of the oldest pharmaceutical houses inl Detroit.' -,- ' ' ' Before it was offered to the public, it had been tried and tested and had proven the wonderful results it accomplishes.'- " X FAMO is the answer of scientists to the ravages of the seborrhean bacilli which cause unhealthy hair. Even if dandruff has not made its appearance, you should use FAMO to keep the scalp and hair healthy and make the hair fluffy and beautiful. FAMO comes in two sizes 35 cents and an extra'large bottle at $1.00. It is sold at all toilet goods counters. Seborrhea is a morbidly increased flow from the sebaceous glands of the scalp. The seborrhean excretion forms in scales or flakes and is commonly known as dandruff. Mfd. by The Famo Co., Detroit, Mich. A. G. LUKEN & CO., 630 Main St. S&acial Faro Aganta.

They had promised the. people a certain victory and had even set the date. German submarines, the only active

arm of tbe German navy, ran amuclq

through the seas, and, for months, things looked black indeed for the entente. America joined the war; . (he submarines slowly failed ; and, tbe German navy finally established ' Its

right to be regarded as one of the chief forces In the ruin of the German empire, first by arousing the suspicions of Great Britain and, thu3

finally, by stirring up the hostility cf the entire civilized world by its excesses. "

Service Boots

Brown Calf, broad toe, comfort last, lace S7.00 Brown Calf, English Lace. S6.00 Toney Red Calf,-English Lace... --S6.00 Gunmetal Calf, English Lace 84. OO Vice Kid Broad toe, English Lace........ 6.00

JUST GOOD SHOES

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Cheaper than soaps which cost less money. It cleanses in absolute safety WW m '

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expensive linen. Will not burn the hands.

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Cheaper to Buy Good Soap Than New Clothes

JANES S. KIRK & COMPANY

CHICAGO

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The assortment is so large and so wonderfully varied that every woman can he sure of finding the garment, the style, the color.and the material at the price she wants to pay. Come tomorrow while the display Is at its best.

COATS All-wool, comfortable and warm full length Coats, with fur, plush and plain trimming. Smart styles in all sizes. Priced $22.50 up

DRESSES Serge, Silk and Velvet. Wonderful value In the very newest of styles. Silks and Serges, in . styles that cannot be duplicated anywhere in Richmond for 25 more. Priced $14.75 up

MILLB

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If you have recently inspected our display, you can.confidently answer "Yes " For trie newest winter hats are shown here, in an abundance that assures every woman an individually becoming and wholly satisfactory model.

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The man whose clothing was bought of us is always sure of the pleasant sense of satisfaction that accompanies the knowledge of being well dressed. Our suits and overcoats are finely tailored 'of high grade fabrics. la spite of the shortage of material and of labor difficulties, we offer garments that measure up to our long-established standards. Styles and patterns o suit every taste and sizes to fit every man. Good values, too.

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Overcoats at $15 and up

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CLOTHING FOR THE BOY The more energy and vitality a boy possesses the greater Is his need lor durable clothes; garments that will stand the knocking-about and rough wear he will surely give them. We have suits of that type; And we sell them for very moderate prices. It's really a toss-up as to who will be the most pleased with these suits and overcoatsthe boys or their parents. Priced at $7.98 and up

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R. E. BREWER, Mgr.

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