Richmond Palladium (Daily), Volume 38, Number 51, 9 January 1913 — Page 8

PAGE EIGHT.

THE "RICHMOND rALLADIU3I AND SUN TELEGR AM, THURSDAY, JANUARY SI, lifia.

GOVERNOR MARSHALL IN HIS HIS VIEWS ON WHAT HE

DESIRES CHAHGES IN CONSTITUTION He Thinks This Revision Would Greatly Improve Government of State. FINANCES OF STATE Are in Excellent Condition, Governor Says A Penal Farm Is Needed. Indianapolis, Jan. 9. In his biennial message to the sixty-eight General Assembly of Indiana delivered today, Governor Thomas R. Marshall said la part: Gentlemen of the Sixty-Eighth General Assembly: I greet you aa representatives of the people of the state of Indiana; and I entertain a lively hope and expectation that you will continue to be their representatives until the last recorded moment of this session. Such is the overwhelming majority of the Democratic party in this body that you fill a dual capacity. Loyalty to the people whom you serve will be loyalty to the party which you represent. One cannot contemplate the results of the last election without being deeply impressed with a just determination on the part of the people to semre remedial legislation. In Indiana they are looking to you for it. The .very-day citizen has no time to hang around the lobbies of the general assembly urging right things and fightJng wrong things. My observation convinces me that nine out of ten of the .men who button-hole legislators, insist on dining and wining them and seek to make appointments for secret conferences are inspired by motives which may well be scrutinized. This general assembly should refuse to have its aisles blocked by lobbyists. It should insist that they appear orderly and openly before your several committees. The man who cannot tell you publicly what he thinks and why he thinks it, is thinking something that you should not be interested in. Let this be a warning against the subtle influences of the lobbyist and let me recommend that you so change your rules as to require the reporting out within five days of every bill referred to committee. Needed Changes in Constitution. Representative government does not mean that present-day conditions caniot be remedied. Upon the contrary, (progressive legislation may be enacted with no disturbance to the checks and Valances of our system of government. Vnless progressive legislation is enacted, the people, some day, will open up the cul-de-sac even though the opening may lead representative government over a precipice into pure socialism or paternalism. : The last general assembly, recognizing our unfortunate condition with reference to the amendment of the state constitution, ordered presented for adoption or rejection by the people at the election in T912. a new constitution. An action was brought to enjoin and restrain the governor and the other members of the state board of election commissioners and the secretary of state from putting the question of adoption or rejection upon the ballot. The litigation resulted in a permament injunction by the Indiana supreme court upon a divided opinion, three members of the court being in favor of the injunction and two against it. In the majority opinions Is found this language: "There can be little doubt but that the framers of the revised constitution of 1851 believed that in Article XVT they had provided an orderly method of making all the changes in the organio law which might be necessary. It is manifest that they held the views relating to future Changes in the organic law which inIfuenced the convention of Massachusetts of 1S20, of which Daniel Webster was a member and chairman f the committee on future amendments, which reported in favor of the legislative mode of proposing amendments under guards and restrictions nd inserted no provision for calling a convention. In explaining the reason for the action, Mr. Webster said: iIt occured to the committee that with the experience which we had had of the constitution, there was little probability that after the amendments which should now be adopted, there

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cnanges. No revision or its general principles would be necessary and the alterations which should be called for by a change of circumstances would be limited and specific. It was, therefore, the opinion of the committee that no provision for a revision of the whole constitution was expedient and the only question was in what manner it should be provided that particular amendments be obtained. It was a natural course and conformable to analogy and precedent in some degree that every proposition for amendment should originate in the legislature under certain guards and be sent out to the people.' (Deb., Mass. Con. 1820, pp. 413, 414.) "One thing is clearly disclosed by the review given by the proceedings of the convention on the subject and that is that it was the judgment of that body that an easy and wholly adequate method of making needed changes in the constitution had been provided. it is the rule that where the means by which the power granted shaJl be exercised or specified, no other or different means for the exercise of such power can be implied even though considered more convenient or effective than the means given in the constitution; ajid the constitution gives special power to the legislature and provides the means of exercising it to effect needed changes in the organic law." Gave Impetus to "Recall." This last paragraph applies the doctrine that the expression of one thing is the exclusion of every other thing to a constitutional provision, though to my mind, it has no application. The maximum applies to ordinary statutes as a rule of action given by a superior to an inferior. In a constitution, a. state vests its sovereign powers in three departments and then imposes by express provisions such restrictions on the exercise of these powers as may be derfred. With utmost respect for the majority of the supreme court, I felt that it had usuried the functions of the legislative and executive branches of government; that the sheriff of the court would have a rather interesting time in getting possession of my body and punishing me for contempt; and that such decisions gave greater impetus to the recall of judges and decisions than all the opinions of mere layme touching the usurpations of the courts. Yet, I realize I might be wrong. Though believing that it was making of the supreme court the only branch of government which we had, still I felt that while there was a possibility of a judicial review, I should not set myself up as a judge and resist by force of arms what to me was an encroachment of the judiciary upon my constitutional rights. I was wholly unwilling to permit my personal views to result in anarchy. I believed that an orderly procedure with respect for the court, however little respect I might hold for its opinion, was the one for me to pursue. I felt assured that the supreme court of the United States would not punish me for trying to be a law-abiding citizen by refusing to decide the great questions involved in this controversy upon the theory that they were not judicial but political in their character. The question has now passed beyond the mere domain of party politics. The majority opinion leaves the state in doubt as to whether it can even call a constitutional convention, and as to whether our fathers did not foreclose upon posterity its right to alter and reform Its system of government It also leaves involved a far greater determination that of the right of the court to stip the legislature and executive of their constitutional rights and to set itself up. not as a co-ordinate, but as a supreme, branch of govern merit. In accordance with these views. I have sued out a writ of error to the supreme court of the United States with confidence that that court will assume jurisdiction and decide the question involved and with confidence that it will not dismiss the case and tell me that if I thought I was right, I should have totally disregarded the decision of the supreme court, defied its authority, thrown its sheriff out of my window, called out the militia to defend my position and submitted the question to the people regardless of the court. The State's Finances. The finances of the staie are in ex cellent condition. The levy of taxes under this administration has been one and one-half cents less than under preceeding administrations; our sinking fund levy will, by January 1. 1913, pay the temporary loan bonds due April 1. and May 1. 1915. amounting to $650,000 and will leave in the sinking fund approximately $200,000. This balance may then be applied to the payment of the Vincennes university bonds, aggregating $120,540 and maturing in the year 1917, or it may be applied to the expenses incident to the proposed celebration of the state's centennial. If the Vincennes university bonds are paid, then the only indebtedness of the state will be $340,000 which it holds in trust for Purdue university and which it cannot pay off, and $114,000 which it owes to Indiana university and which can be refunded by the state with profit to the university. The levy for state taxes in Indiana is not excessive; the great burden or taxation falls upon the people from local taxation and local improvements". However, I am willing to recommend ny additional tax levy for state purloses until some of our local burdens have been removed. After you have made your appropriations for the fixed expenses of the state and Its institutions, you should not make appropria tions for the biennial period to end September 30, 1915, in excess of $9C0.000. The conclusion is based on statements furnished me by the auditor of state. The splendid remits obtained

FINAL MESSAGE TO THE LEGISLATURE HE PRESENTS REGARDS AS LEGISLATION MOST NEEDED BY PEOPLE OF STATE

two years ago in malting specinc aim regular appropriations in separate bills compel me to recommend that you again handle your appropriations in two enactments. There are two matters aside from our ordinary needs which demand your consideration. One is the Panama-Pacific exposition and the other, the celebration of our centennial of a state. At slight expense to the state, I have secured one of the moist desirable state sites at the exposition for the Indiana building. We canuot afford to let Indiana lag in this matter. All of us are interested as a matter of pride and the business interests of the state are particularly concerned as they will receive business from the state's participation in the expo sition while the state is receiving glory. I suggest that you authorize your governor to appoint a commission with women representation thereon; that you make the governor chairman ex-officio; that you appropriate a definite sum for the use of the commission and that you make available an additional sum, not to exceed $100,000, with which the state may meet dollar for dollar any sum which the business Interests of the state may raise. Memorial Building Project. A centennial commission created by the last general assembly, will make a report to you. The subject is of so great moment that the report should, in my opinion, be referred to a special committee with instructions that the views of all interested persons be obtained and that the original idea of a memorial building be tenaciously held. Recent laws of other states have empowered state boards to ordr a reassessment in townships and counties where glaring inequalities exist and some statutes authorize state boards to equalize by individual classes of personal property. Our law should be amended so as to authorize the state board of tax cammis9ioners to assess bank stock and to equalize by individual classes of psrsonal property, not by the generic term of personal property, and also to empower it to order reassessments in townships and counties where glaring inequalities may exist. This would legitimately increase the revenue of the state. There is another legitimate and desirable method of increasing our income, commonly known as an inheritance tax. I recommend the enactment of such a law. Under proper restrictions, exclusive franchises in Indiana should be granted to public service corporations, pending good behavior. They should be under the charge of a public utilities commission, the duties of which should be imposed under our railroad commission. The act imposing this duty upon that commission should be fair and reasonable, guaranteeing an ample return to the corporations, but at the same time safeguarding the rights of the public which they were incorporated to serve and providing an expeditous way of adjusting rates so as to honestly treat the corporation and distinctly serve the people. I recommend further that no bonds shall be issued until application made to the state board of tax commissioners asking for leave to issue the bonds and showing the purpose of the issue, is granted; and that the board grant no leave until it has fixed the minimum price at which the bonds may be sold, and exacted a proper bond to guarantee the use of the proceeds for the purposes named when the bonds were authorized. I also recommend stringent laws against the offering for sale and selling or the advertising for safe of stock and bonds in corporations laws to protect the unwary against Investing their money in that which it not property but mere promise in those schemes which are ordinarily known to the businesss world as "blue sky." Compulsory Compensation Law. As it is the duty of the state to use preventive measures for the lessening of crime' and disease, so, also, it is the duty to enact legislation that will prevent its citizens from becoming public chargees. Of recent years, manufacturers have sought to avoid responsibility for injury by taking out casualty insurance. At least sixty per cent, of the premiums paid go to the profit of the casualty company. This system has totally failed, both from the economic and the moral view, point. It has become a mere game of chance in which all the legal technicalities of the law are taken advantage of to prevent payment of damages. It has failed morally because It has built up a miserable class of ambulance chasers, who bring suits upon the hope of compromise, and of expert witnesses, who testify in accordance with their employment. The greed of this class robs the injured employee or his family of the damages even when recovered. The intricacies of modern manufacturing demand of the state that it take steps to protect itself from the liability to support those who are disabled and the families of those whose lives are snuffed out. The state has a right for its own protection, if for no other reason, to declare for compulsory compensation. The public now as the ultimate consumer is paying enough of money in the shape of premiums on casualty insurance tc guarantee reasonable compensation for industrial accidents if the money were being applied to compensation and not to litigation. I most sincerely urge the Immediate enactment of a workmen's compulsory compensation act. The Public School System. There will be presented to yon certain findings and. recommendations by the commission on industrial and agricultural education appointed by me in pursuance to Chapt. 152 of the Laws of 1911. We are spending aside from hjgber education about $14,000,C00 a Tear on our common school

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system, we nave nut sngm rocuui training in the system. The report declares that our school system is all inaugurated upon the proposition from the kindergarten straight through the college and that it has been formulated to the disadvantage of 90 per cent of our children who go into industrial work. This report recommends no change, no lessening in the expenditures for the common school Bystem, but it recommends an additional tax for vocational training. I doubt the wisdom of carrying out the recommendations of this report. If we are spending $14,000,000 a year for a system of education which meets the needs of only 10 per cent cent of the pupils, we should not provide for proper training for the 90 per cent until by a thorough investigation we have ascertained whether the present system cannot be changed and the proper training given the larger number with the present taxation. Much as we need vocational training, we can afford to provide for a thorough 'investigation of the common school system before making additional appropriations, particularly so if seventyyears has built up only a faulty system. The concensus of opinion of those interested in honest and decent elections is that the enactment by the last general assembly of the corrupt practices and registration acts was of great value. These laws have come to stay, but the corrupt practices act has some doubtful phrases in it and the registration act is not perfect, j Looking toward clearing up these two acts and making them less expensive in their operations, I have employed Mr. Henry Warrum and Mr. W. H. Thompson to prepare either new acts or amendments for presentation to you. The State's Social Service. The purpose of direct social service upon the part of the state should be twofold in its character; first, to minister to the needy and unfortunate in body, mind and morals; secondly, and more important, to devise ways and means whereby the need of such service may be lessened and the individual citizen restored to a reliance upon his own efforts. This second purpose cannot be accomplished so long as general assemblies are careless with reference to the expenditure of public funds. We made a mistake more than twenty Vears ago when we permitted admission into the insane hospitals of the state of persons able to care for themselves and gave them gratuitous treatment. Insanity is such a subtle and dangerous disease that its treatment should be looked after by the state In the interest of the life and safety of its sane citizens; nevertheless, all persons who are able, ought to pay for their treatment in the insane hospitals. In this connection let us examine the condition of insane persons in Indiana. It will not do to sneer at modern science. We know that the real difficulty in the treatment of the insane arises from the fact that tiny do not obtain treatment until after their mental Idiosyncrasy has becomo firmly fixed. We therefore, are not doing our duty until we educate people to understand that insanity is a disease, and not a disgrace, that they are doing their friends and relatives a great wrong in concealing the disease until It becomes chronic in its character and that they would be doing them a great kindness if upoi the first manifestation of mental unsoundness, they would place them under treatment. Look at this problem with its startling array of facts. The new hospital for the insane at Madison j which has a capacity of 100 and which cost $1,408,716.15 has been open less than two years. It is filled, as are all four of the other hospitals In the state. These five hospitals have a total capacity of 5,296, while the records of the board of state charities show 5.942 insane patients in Indiana. If you were to make an appropriation for a new hospital for the insane at your present rate of taxation, it would take more than your surplus funds to build it. It would be four or five years before the hospital could be completed and by that time there would be enough insane In sight to fill it. And so, you could go on indefinitely, building what we have called hospitals but what are in reality asylums. Much time and thought have been expended in the development of hos pital plans and in the construction J of hospitals and it is to the glory of this state that our facilities for taking care of our insane rank high. But we have not thus far expended much time or thought in providing equipment or installing modern methods for th care and cure of the insane. In this, we do not rise to the standard of seme other states. With great confidence in the prudence, integrity and ability of the board of charities, I suggest that the study of this subject be referred to it with instructions to present a definite plan for the treatment and cure of the insane towards which we can work for the next twenty or thirty years. Loan Sharks Condemned. The self-respecting man who Is wiling to mortgage or deposit his persouI property for a temporary loan of money rather than seek aid from the state Is to be commended as a splendid type of citizen, and the stat sh m'd protect him In his hour of i3-' from the rapacity and dishonesty of the loan shark. I recommend a law requiring a license, fixing the rates of interest, exacting a bond to indemnify persons who may be damaged and providing criminal penalities. I could not induce the last general assembly to agree with me that there is a difference between a bank and a trust company. Trie opinion of a form er attorney-general was used to prevent legislation. Trust companies are r.cw acting as banks. I recommendtherefore, that both be treated alk and the law b so amended to re

quire or trust companies me same casn

reserve against deposits as is required of banks; that both banks and trust companies be required to publish five' statements per anum on the call of the auditor of state: that the auditor of state be authorized to refuse a charter to a bank or trust company when in his judgment the territory proposed to be served does not need and will not support the new institutions reserving, however, to the applicant the right of appeal to the Marion superior court upon the sole questton that the auditor did not base his refusal upon true conditions but was actuated by malacious or interested motives. For the protection of the people themselves against panics, I recommend that a bank or trust company be authorized when a run on it has begun, to appeal immediately to the judge of the circuit court, in chambers, and receive from the judge upon proof that the bank or trust company has solvent and resionsible assets to pay its liabilities in the usual and ordinary course of business, permisB'nn to limit for a given period of time the amount of none? which the bank or trust company shall be compelled to pay, day by day, to an individual depositor, without rendering the bank or trust company liable to a receivership. Ettter Housing Regulations. The congested condition of our cities has led to the erection of unsanitary i-r.ement nouses in which health is destroyed and lives lost I recommend stringent housing laws, regulating construction, heating, lighting and ventilation. The Robert W. Long Hospital found no abiding place upon the grounds owned by the state There was si much objection to the use of Military park that I finally told the trustees of Indiana university that if they would erect this institution upon other ground, that I would recommend to the general assembly that It pay for the site, and I, accordingly, make such recommendation. In the interest of high professional training, I recommend that the act creating the board of medical registration and examination be amended bo as to require the board to revoke the license of a physician who splits his fees with an expert physician or surgeon. Certain changes in the law with reference to the registration of nurses hav been prepared by the board and will be submitted to you in the interest of the higher development of this value adjunct to the preservation and restoration to health. I recommend the amendments. For four years I have carefully scrutinized the work of the board of charities. I find its efforts have all been directed along the right line of social service upon the part of the state, namely, to the enactment and enforcement of laws which will take care only of those who cannot take care of themselves and which will produce at least a hope of cure. To Illustrate: When under the recommendation of this board the unqualified right of the township trustee to pas out poor relief as he pleased was taken from him and placed under th supervision of the boards of counts commissioners, we were paying each year to 82,235 persons $630,168.79. Now, we are furnishing relief to only 43,227 persons to the extent of only $266,181.16. In less than ten years the outside poor class has been cut is two and their aid has been reduced nearly two-thirds. This is something from a money viewpoint but it is more from the viewpoint of the respect which has been instilled into the people who no longer are calling for aid. Just a word about the county jail. The insane. the feeble-minded, ths epileptic, the vicious, the unfortunate, there all are herded together. Last year, 36,380 men, women and children were admitted to Indiana jails. 15,070 of whom served sentences or laid out fines. They lived in idleness at the expense of the taxpayer. They degenerated morally, physically, intellectually. Many came out confirmed criminals. The Jail was never Intended as a place of punishment. It was intended only as a place for the detention of persons, pending trial.' State Penal Farm. An advance along the line of the prevention and the cure of crime and incidentally in the work of better roads in Indiana in which we are interested, may be accomplished by the establishment of a state penal farm for all male persons sentenced In the counties for one year or less. Prisoners there could work for the benefit of the state and the victims of evil habits, who are not criminal in their tendency, would by outdoor work have an opportunity to rehabilitate their manhood. An orphans" home where children are herded together and kept as wards of the state or county is not the proper place for the normal child. The proper place is a home and a good nome can be found for every normal child In Indiana. We should do away with county orphans' asylums and should establish a state orphans' home which will be only a stopping-place where the little one may spend the night :n its way from the broken home It has left to the new home provided for It. Indiana has a world-wide reputation for the high character of Its institutions. It has won the reputation because institutional management has not been permitted to become the prey of partisan politics and because It has had the careful supervision of men of all parties. Any attempt to rip up the institutions of Indiana and make their management partisan would be a step backward and would win the condemnation of persons, who. however much tney may be interested in politics, are more concerned that their business affairs be managed by business men and their penal and charitable affairs be conducted by those who have knowledge. Thii state hoard rf telth i the t.

enue utacn)eni oi me all modern science is in accord upon the principle that it is prevention that we are looking for and not cure. I commend its requests to you with the firm belief that you will grant them In so far as you can. In this connec

tion. I may be permitted to say that ; the use of cocaine and opium and i their derivatives is exercising a most ) malign influence upon the citltenship j of the state and is producing as much moral degradation and death as any other one evil, and yet it has attracted but slight attention. I suggest that ) the laws be strengthened and the ' means for their enforcement enlarged. Liquor Law Amendment. Under a system of legislation which has not sought to prevent but only to regulate and restrain the use of intoxicating liquors, the present option law and the present regulatory liquor law are by far the best which have yet been enacted. Little complaint Is made of the nonenforcement of the law save in 'the particular of the revocation of license upon a third conviction. I recommend that the Iroctor law be amended so as to revoke unqualifiedly a license upon the third conviction of its holder. As the pledge was given to the people of this State that the Moore remonstrance law ... ... would not be repealed, it would be an open breach of faith to repeal it before a proposal to repeal had been made a part of a party platform and , . , . - had met with the endorsement of the people of this state at an election. I do not propose to recommend any particular change in the highway laws but I do urge upon you to make such changes as will enable us to receive a dollar's worth of scientific improve - ment in our highways for each dollar we expend. I also urge an additional tax upon automobiles to be used for the building and upkeep of highways. Navigable waters have been seized for private ownership in the state of Indiana. They were meandered out of the surveys by the government of the United States. They are. I believe, still the common property of the people of this state and I recommended that you pass an enabling act authorizing all persons engaged in road building to enter these navigable waters a'Ad remove free of charge, material for the use of any of the highways of this stata. The Battle of Gettysburg. The fiftieth anniversary of the battle of Gettysburg will be celebrated in the year 1913. Indiana bore no inconspicuous part in that decisive conflict. Her representative upon the commission will present to you the views of the survivors as to the part Indiana should take in the celebration of that historic event. I have the honor to submit herewith a Joint resolution of the congress of the United States that senators shall be elected by the people of the several states, for you ratification or rejection. I recommend its ratification in accordance with your pledge and mine to the people of Indiana. The general assembly of 1907 provided for the payment of certain approved claims of officers and men of the 161st regiment of Indiana Volunteer Infantry and of Companies "A" and "B" Colored Infantry Spanish War Veterans and made an appropriation to pay therefor to the governor of the state. I received from my predecessor, J. Frank Hanly, $5,760.33 which I deposited in the Union National Bank of the city of Indianapolis which bank is now the City National Bank. I have paid out the orders of the adjutant-general of this state during the four years $573.09. With interest, there remained to the credit of the governor of the state in said City National Bank the first day of January. 1913. $5,856.48. It will be observed that the sum paid out during my four years of office was small and necessarily the payments will grow less and less. I, therefore, recommend an act authorising the governor of this state to transfer the money to the general fund and a continuing appropriation be made. In accordance with the law. I also transmit to you a list of pardons and of paroles granted and revoked by me during the last biennial period. And thus, gentlemen, I bring to a close my last official utterance as the governor of my native state. 1 should be churlish if I did not place upon record my grateful appreciation of thf honor which the people, fjur years ago. bestowed upon me, an appreciation which has grown with every day. For all grades and conditions of the people of my state have been infinitely kind to me. generous in their support nd charitable in their judgment, ttirough you. their representatives. I thank them, and may God long keep within His holy gard to the glory of the republic, the imperial commonrealta of Indiana. THOS. R. MARSHALL. RHEUMATISM DR. WHITEHALL'S RhoumaticRomcdy For 15 years a Standard Remedy for all forms of Rheumatism, lumbago, gout. . sore muscles, stiff or swollen joints. It j quickly relieves the severe pains; reduces i the fever, and eliminates the poison from j the system. 50c a box at druggists. WrHm rmr M Fi Trial Mmtu Or. WHITFHALL MEGRIMINE CO. 253 N. Main St South Bend, Indiana. PIANO TUNING D. E. ROBERTS 15 Tears Practical Experience. Formerly with the Steinway House at Indianapolis. ; PHONE 3684 J

HE GETS $1 VERDICT Asked $5,000 for Alleged Malicious Prosecution.

(Palladium Special SHELBYV1LLK. Ind.. Jan. 9 Solomon Binxer of Indianapolis was awarded $1.00 in his suit asking for $5,000 damages from George W. Kerr for alleged malicious prosoution. The jury was out nearly all night. Costs wore assessed against Kerr. The case, coming here on a change of venu from Marion county, grew out of th sale of the sale of a grocery store to Kerr by Binzer and his son. Special Tonic Offer Free A 50 Cent Box Why oh why, do you keep putting off writing us for our free k-cent box of M'ktMan 7onic TakUtm! If you really knew what happiness, strength and added year these tablets have brought into thousasnis upon thousands of lives ail over the w.rKL vott wouldn't hesitate one nunut rou J investigate at once the true ments tt these wonderful health-giving, pure-blood-making tablets. There are more Mk-Mn Imc Taktmtt sold each year than unv other tome n tne world ana we ve guned this great following simplv through our nenerous plan of giving away the lirM box free all wo want is a test you sec the results within a few days. If you are weak and nervous: sleep poorly: keep on losing weight: your stomach and digestive organs constantly out of whack in short, if your system is run down and you need a tonic to help hmKl it cr, you will mak no mistake by trying Mmk-Mam Tome iablmtm and we are willing yes. anxious, to send you a SO-cent box ataaolutely free. Simply m ntl In , V-i I . HiuitviiiK.nfl ... 1.1 u-i : 1 ih.nt .- n lucky stars that you aaw thw atHanisemrnt ami that you did not lrt this nnH.nunitvis i t today at once. Makm-Mam omc TabUtm ara sokl at all DruK Stores.Soe a boa on a guarantee or money refunded. CUT OUT THIS COUPON ! makf-a?i TABirrro.. nm. ti ! 2jt Make-Maw Hide t lak-acu. ML j i Max,. T.MH.bti.ul S u r-. . tuii-.i. u, um. ; tr v... j ami- S j -o . Thlstlethwalte's Drug Stores, hlti ! and N. E; 8th and S. E; and 6th and j Main. j MH.t..ttt......T7.xll. WWWWHWH Typewriter Ribbons Adding Machines BARRETT $100 to $250 90 machine 10 operator STANDARD Record Printing $125 to $300. Desk Calcumeter $15 to $50 Addressing Machines MONTAGUE $15.00 up. Print from metal type. Plates are filed with legible side towards you, making a handy reference file. - Stereopticons J VICTOR PORTABLE Business Pleasure Lodges a. Churches Call at our store and we will gladly demonstrate any of the above. t I W. I. Ross Bring Co. The Place for Quality Phones 1107 A 1217 804 MAIN ST, RICHMOND, IND We sell the Leib Packing Co's Sun Brand Salt Water Baltimore Oysters DENNY 1820 North E PHONE 3718. We Deliver Use our money to pay your little outstanding debts. We will give you plenty of time to pay it back, from one month to one year. We make loans from $19 up on household goods, pianos, etc.. and all business strictly confidential. Mail or phone applications receive prompt attention. THE STATE INVESTMENT & LOAN CO. 40 Colonial Bldg. Phone 2560. Richmond, Indiana

Money to Loan