Richmond Palladium (Daily), Volume 35, Number 327, 2 October 1910 — Page 31

THE RICiniOXD PALLADIUM AND SUX-TEI.EGRA3I, OCTOBER, 1910.

PAGE THUGS

FQ LEGAL I7i

U

oo;:e by experts Drcwing Up of a Dig Mortgage Is a Very Serious Legal Matter. A CLOSE WORD ANALYSIS WHIRI THE DOCUMENT It TO tt USED At A BAtlt FOR AM IttUE OF BONDt AND EXPERT It ALWAYt EMPLOYED. Drawing up a oig mortgage, espe dally when It Is to be tb InixIm for at. Into of bouds It In desired to dUioi ef la rot opea market. In a tusk f. greater than muni iople have an Idea of. Hornet lm month ( tun tlonoaa labor rlaie bftwecn ilir be ginning of tbt Hrt draft and the hna approval of tbt last revUed i-opy tboat moat directly concerned. Thr primary object of ancb a formldabti legal Instrument I. of coiir. to dffluClearly and exactly what tbe tnonca gor will do. Tin Individual or con. pany In whim far or tbe mortgage I" drawn, however, through hi attorney seeks to protect blmaelf from ever) possible contingency. 6ome of tbe poaalbllttlea that are sought to be .guarded agalnitt appear to be ebsnrd to tbe lay mind. tome yearn ago a boat line ' wbow vessel piled on a certain river dexir ad to mortgage Ita proticrty nnd Issue bonds. One of the provision of the legal Instrument provided what should be done In tbe event of the liver doing up or becoming Impossible to navl gate. As tbe atream was a might, flood of water at all seasons, tbe possibility of this contingency arising earned oat of all reasou, but tbe attor Beys for tbe mortgagee Insisted upon Ita Insertion. Nothing bas happened to tbe river as yet. Tbe commonest weakneaa of a nan gage and one that may escaiw the ordinary eye Is not tbe use of tin wrong word to express 4be desired ttsanlng. but the. use of not exact!) tbe right one. After tbe mortgage ba been worked Into shape so that it provisions are satisfactory to both idea tbe lawyers who draw tbe mortgage ba tbe first Instance prepare a list of words about whose meaning tbey fear tbee may be some dispute and torn tbls list over to tbe exiieri etymologist who Is In charge of tbe library In every big office. This man prepares a report wblcb shows not only tbe dictionary definition of each one of these words, but also furnish list of all legal decisions that bav been made relative to Its exact elgnltl- . ' mm, a . - a. at a a cane, jui esieri. ueing aaviaea or tbe particular shade of meaning It I desired 19 convey, also. furnishes an opinion as to what Is the right word support Ins bis statement by a list of such lefcal diH'lxloiis mm way apply. All these rMHrt itre carefully bound together ami liet-ouii a imrt of tbe mass of.pupers. sometimes weighing many pounds. I hut af-t!ntilutcs w bjle tbe mortgage Is being drawn. Tbey are filed away wheu It Is finished. After the mortgagor's counsel bave rompieiru urawiuu up lue luairumcQi 8 tbey think It should be It passes to tbe attorneys on tbe other side, who pick as many flaws as possible In It. Tbey. too. pay apeclnl attention to the exact metinlug of words, and frequently tbelr exrts question tbe definitions of those ou the other side.. After tbe two firms of attorneys bave settled II their difference the mortgage is generally numltied to anotber set of expert legal sdvUerx. who criticise It from every possible tMtint of view. All this takes a great deal of time and roars a great oeai or money. Tbe total legal expense of drawing , up a big MtrraiUn mortgage fre qnentty runs Into more tban 11 hundred tboumtud dollar, it I not uncommou for a slugte firm of experts to receive a high as 1.10.OUI for criticising and correcting one of these Important legal documents. When It bas been tested la every possible way and to Anally passed upon and approved It to print ed. It may cover between 100 and 200 pages and contain from 40.000 to 80.000 words. Tbe latter to about tbe num ber in novel of tbe ordinary alze. If tbe Interests affected bave property la nor tban one county or stare tbe . mortgage bas to be recorded in each of these. It la not until all this work baa been done that the bonds secured by tbe mortgage are placed on tbe market.T. t. Dayton In New York Tribune. Didn't Like the Laekey. Tbe late John Ileuetige Jesse, th. well known author, had an aversion mounting to a poaltlve 'pbobla. for tb British Jennie, lie bas been knowt to stand la i. James street on a draw tng room day. at tbe edge of tbe curb ad with the end of bis stick, wblcl be dipped Into tbe road puddle, daul tbe Immaculate stockings of tbe pass lng flunkies, who. as be well kuew dare not move from tbelr stations, accompanying tbe act with much oppro brlous language. teething. . Ulldred tluce our engasemen' George bas been perfectly devoted t no. Do you think be will continue f love me when I am old? Clarke Ileal ly. dear. I can't say. but you'll eooi. know. Chk-ago News. ' When Cenvsesaties) Lags. The reason some people don't tall saore than tbey do la tbai tbey can't tHak of any thing etas to say about tfcinmlvoa. Chicago Record- era Id. Lcauthlng eheeefninessi throws sun tt 10 r -Rlchter Tew a a rs aad . CimWi fiwm Hoe1 tae searai ears sjr osssiioa? ana a4 1 ?eai issasaaa wsMUSb

"London's Greatest Beggar" to American Tour For

hi 7 r:j$n m fV-

. Queen mother Alexandra, of work. 2. Photograph of badge worn by 3. A group of little cripples at 4. Sir William Purdle Treloar,. New York. Oct. 1. "London's great est beggar" la about to. make a tour of tbe principal American cities to arouse the various municipalities to tbe necessity of caring for crippled children. This famous personage is Sir William Purdle Treloar, Bart, former Lord Mayor of London and one of England's greatest philanthropists. He waa given the above unique appellation by tbe people of London, after he bad succeeded in talking the Br"tab. public out of $350,000 in order to erect a hospital for the care of pov erty-stricken, crippled children, of the great city. Sir William Is at present in New York, and la painfully surprised that America baa made such slow progress In treating and caring for tuberculous cripples. He came here with the intention of getting Information In regard to this work,- but he finds that he will bave to turn teacher. "Knowkg this to be a country of great achievements,' he said today, "I fully expected to find a great hospital for the treatment of young children suffering from tuberculosis of the bone and hoped to pick up some knowledge which would be useful to me in the management of my Cripples' Home at Alton In Hampshire, but I am astonished to find that with the exception of a small place with 45 beds known aa the Sea Breese Home, at Coney Island, this great work, which la of national Importance, la entirely neglected. Following the example of Mr. Roosevelt In his celebrated Guildhall speech I venture, as one who has devoted years to the cause of the cripples In England, to offer you a word' of advice and I say with all the earn-' estness I can command 'Wake up America. Sir William is a pioneer In this great work, and Is known throughout England as "The Cripples Friend." , Tbe monument to his efforts is the cripples' home and college situated at Alton In Hampshire, which were Inaugurated two years ago, during his term of office aa Lord Mayor of London, i - In the course of that one year he succeeded with the Invaluable cooper ation of Queen Alexandria, in raising the magnificent sum of $350,000 for the establishment and endowment of the homea which occupy an estate of 70 acres. This estate together with the buildings upon It, which had previously been known as the Princess Louise Military Hospital for the treatment of soldiers Invalided home from the South African war, waa conveyed to Sir William by an act of parliament In 1907. Standing on the1 slope of a very picturesque hill facing the English channel the homes and college, which afford accommodation for about 200 children, have in their rear a wood nearly four miles In extent Five acres of the wood are within the boundaries of the estate and this part, la now known aa Queen Alexandra Wood. Here there has been erected an open air school, built on the lines of the Forest school at Charlotteburg ' near Berlin, where the children receive In summer such education aa their physical condition permits. During the two years the homes have been open to between 200 and 300 children, most of them crippled through tubercular disease of the bone, have been treated there and ov er 100 have been discharged as cur ed, or permanently benefited. Attach ed to the homea la a resident medical staff of highly qualified surgeons In addition to which there Is an honor ary medical board, which comprises eighteen surgeons of great experience In connection with the treatment of crippled children. The nursing staff, under the care of the matron, consists of six Sisters and about forty

nurses.

England, who greatly assisted Sir

the League Children, founded by Q leen Alexandra. the cripple homes and colleges at Alton. In Hampshire. Bart, one of England's foremost philanthropists.

Instruction to cripple boys of 14 years and upwards, as will enable them to earn their own living. The Indoor trades taught at present are leatherbag making, fitted case making, boat repairing and carpentering. The college also aims to teaching these crippled boys not to whine over the physical deficiencies but to face the battle of life with confidence and vlth courage. .The maintenance of the homes and college costs about $60,000 a year for which Sir William Treloar appeals to the charitable public with complete success. "In connection with that appeal," says Sir William, "I am anxious to express my sincere gratitude to Queen Alexandra who has founded a league of children who are willing to help the cause of children who are suffering. Each member is entitled to wear a badge designed by the Queen. This league has already attained very con

"Tour heating plant has far surpassed my expectations." ' "If the furnace did half of what It does, I would not be without it "For economy in fuel, regularity of heat and other advantages, it cannot be beat," ... . . "I do not think I would care to exchange it for any ."other plan of Seating with which I have had experience," . . . . . "Having had experience with many different kinds of furnaces I must ssy the Pilgrim Is decidedly the best of alL"

IP

- ft

529 Elain Pboaio 1SCO

Make an Young Cripples

William Treloar in his philanthropic siderable dimensions. We have now upwards of 3,300 members. The rules of the league are very simple. The children are pledged to Interest themselves in the cause of poor crippled children and collect or subscribe the sum of one guinea ($5-25) yearly. The children who have joined the league reside in all parts of the British empire' as well as in the Argentine Republic, Asia Minor, Belgium, China, Chili, Egypt. France, Germany, Italy, Morocco, Portugal. Russia, Sweden, Switzerland and the United States." Alwayw Word. "Say. pa." queried little Billy, "what's an echo?" "An echo, my son." replied the. patient old man. with a sigh that was Iouk drawn out, "Is the only thing that can tlimrlum a woman out of the last word." PALLADIUM WANT ADS PAY.

Has won popular favor in a short time entirely on its merits. We have been telling of the advantages of our furnace for over a year in newspapers that reach over 10,000 homes. Our many satisfied customers have been talking about the merits of our furnace for some time, with the result that we have done a volume of business. But when we consider the immense field we have to draw from, it is plain that many people are still without our furnace. We are addressing this to you, Mr. Reader, to you, personally. Have you our furnace? If not why not? You surely do not want to pass through another winter like last year without being properly prepared. Or do you doubt our claims? But you don't have to believe us. See the people who have one. Note the following extracts from testimonial letters. -

RICHMOND BOASTS OF BEIIIG GREAT FACTORY CEIITER (Coatlnued From Page One. Manufacturing Section.)

Company and the Pilot Motor Company turning out machines that rank well in the auto world. The city has long been known for the high grade vehicles that it turns out and It la also an extensive producer of wire fence through the Elliott ft Reid Company. . Among the new industries that . have recently been located are the Flesh Underwear Company, now erecting a splendid building at Tenth and North E streets, and the National Automatic Tool Company, which has erected a large plant on the South Side and is in successful operation. Detailed mention is made elsewhere in this Issue of the great plants of the American Seeding Machine Company and the Gaar-Scott company and will not be mentioned more here. One of the concerns - that ia greatly extending its business is the. Starr Piano company, the advance of which has been steady from year to year, ita efficient management bringing it into front ranks among the piano producers of tbe country. It haa extended its branch houses until it Is now not only supplying the domestic market but is sending its instruments into foreign countries, where the demand is heavy. Tbe company finds It ne cessary to erect new buildings to take care of its business and one is now under construction that will add greatly to the institution. Could the founders of this industry visit the place now, their surprise over the changes wrought could be better imagined than described. The Robinson Machine Company is another of the substantial industries that deserves mention. Without any great hurrah and blowing of trumpets the managers have extended their plant and their field of operations, adding new buildings and equipment that has made it possible to keep pace with the demand for the machines that are turned out. The F. & N. Lawn Mower Factory which was lestroyed by fire some time ago, has been rebuilt to. better advantage and with the Dille-McGulre company, is caring for an enormous trade in this line. List of Factories. A partial list of manufacturing concerns in this city, not mentioned above, is given below: Diamond Clamp and Flask company, Eureka Fence Company, Henley Roller Skate company, Richmond Glove Company, Nixon Paper Company, Richmond Chair Company, Richmond Furniture Company, Richmond Handle Company, Richmond, Int., Manufacturing Company, Richmond Machine Works, Richmond Safety Gate Company, Seidel Buggy Company, Standard Pattern and Manufacturing Company, Watt & Keelor (caskets), Wayne Works, Hasty Bros, (candy), Richmond Candy Company, Louck & Hill (furniture), Advance Company, Climax Machine and Pattern Works,

Otis ILdDWGot :13ra&Y

CO rSTT

Empire Machine Works, Quaker City ( Machine Company and many smaller

concerns. The outlook in ; a manufacturing way is regarded as very promising. Conditions generally are favorable and large forces of men are employed at the present time. Good wages gen erally are paid in Richmond and perhaps no place enjoys greater industrial peace than this, which seldom is the scene of any strike or other disturbance. At the Fall Festival season a splendid opportunity is given to present the advantages of this city as a splendid location for new industries. Few. if any, places have better Inducements to offer, aa Richmond la a modern city in every way, with good railroad facilities and everything that ia needful to assist in carrying on a successful manufacturing ; business. The advertising that the city is now receiving as the result of such events as the festival goes a long way in calling attention to the city's good points and they can still further be impressed upon the thousands of visitors who will visit the city. Especially can this be made to apply to the delegations of business men who will come from Muncie, Dayton. Indian apolis and elsewhere to attend the Festival. MOTHEH'S VISIT. The Old Lady Meant Wslt, but Sh6 Got a Sevare Shook. An old fuxhloued womau from the country ruceiitty packed some fried cbkkeu, bivud un.l doughuuts in market Itaskt't aud went to see her duughier. who lives iu u big city. Sue was scandalized when Ute family stayed up till 11 o'clock and decided that she wouldn't tell pa about it when slitwrote borne next day. '"lie urigui think we have falieu Into evil ways." she said to herself as she was goltiii off to sleep. She awoke at ber usual time. 4 o'clock, aud tbe bouse seemed strangely quiet. "Town folks do get lazy." she thought, "and they probably don't get up till 5." She dressed and went downstairs and watched tbe clock until 5. Not a sound. Then she waited till 6. and at 7. between hunger and alarm, she was almost erased. "They're been murdered In theL beds!" she yelled at 8 o'clock from tbe front steps. And soon the bouse waa filled with people rushing In to see what bad happened. Tbe family were surprised and Indignant when police, market gardeners, newsboys, etc.. rushed into tbelr bedrooms and woke them up. And tbls explains why tbe old fashioned woman came home that day. "I never expected." she sobbed to pa. "that any girl would talk to ber ma aa Jane talk ed to me." Atchison Globe. - ' - Tna rtuia or These. Professor McGoozle It is astonishiv.g bow little tbe young people of tbe present day know of mathematics. Foa example. Miss Tartun or you. Mr. Sparks do you remember what the rule of three Is? - v Miss Tartun Oh. yes, professor: I haven't forgotten that I think. "Three Is a crowd." That right? Cbicago Tribune. ' PALLADIUM WANT ADS PAY.

"I can't say too much for the furnace you installed in my boum." . 'The uniformity of temperature maintained in different parts of ; the bouse has been a constant surprise to me, and to all who bave seen the furnace in operation." "Your furnace has given perfect satisfaction in every respect and the heating capacity of it is wonderful." Really, when you read that kind of stuff you've almost got to believe it, whether you want to or Hot. We claim OUR FURNACE IS

BUOY!71LG tb

A FU2ZLC3 FE3 ' fteawliar Tree That la tswatslia of a i i , i.i Mil,.?,!. ' ' ' 1 Upper California to tbe boos of a tree that has pussled botantata. It ts a pine which will grow only near the seacoast Its growth Is slow, and It does not attain to great sis. Tbe strange thing about It Is that there are. to all appearaacesv mautv mouutabte ditScultiea la the way t

the perpetuation of the species. specimens of It exist In Kew garde ba London. Tbey have been carefully examined by competent autborttjes, and all admit that tbe tree piss saw a problem unlike anything etoewlaere met with. This pine produces at regular Intervals the usual cones containing suds; but, strange to say. tbe cones are so thoroughly protected that the stasis cannot -be released.. The cones are hard and tightly closed and has strong overlapping scales. More extraordinary still Is the Act that tbe plue. after producing Its almost Invulnerable cones, keeps than - nanging cu its urancoee year uar year. Unless through some peculiar accident tbe seeds would apparently remain attached to the parent tie forever. Many of tbe cencs on the tress In Kew gardens nave been there for years, as is shown by tbe slse of the branches and the formation of the bark. It bss been found that the seed ? sels which tbls tree so powerfully retain are so well protected that It requires a strong knife with the sastotance of heavy hammer to cut th cone Into sections. No ordinary coa cone open. The following Is the only explanation yet offered that seems to bave any . degree of plausibility: The speclos may be perpetuated by tire. ; One who bas studied tbe tree asserts that noth ing but tbe Intense heat of a forest fire could compel tbe cones to rslssss their seeds. It bas been found that under tbe Influence of Intense heat tbey crack open and the seeds fall out uninjured. Harper's Weekly. .. The Father of Tobacco tmeking. It is quite boiieless to trace oat tas fathers of smoking In general sad to : bacco srooklug In particular. Who first drew tn smoke of any kind through a' pipe In England and who first of oar countrymen took to tobacco will always remain disputable. It to equay tbe sublime discovery. There Is even dispute ss to whether tobacco takes Its nsme from the Island of Tobago, from tbe Yucatan proviuce of Tobacco, from Tabasco In Florida or from a y-shsped pipe which the people of nispaaioia smoked with tbelr : noses. Only oa name Is definitely associated with -tfca great Institution, that of Jean Ntcet, the French ambassador to PortscxL who spread tbe fame of the kerb through Europe. And of all who ara familiar with nicotine todsy how many associate It with Nteot or ksr area heard of him! London Chrotkia. Not a Thirst Uueneher. ? "Don't you know that wine Is a mocker? ' . "Well," answered Colonel StUwell. "I hadn't thought of It in some time. But as u thirst quencher I hsve siways regarded it ns a hollow mock T-i-rcOCe'C

The aim of the college attached to

p;.LLr:"u irmr. tzz pay. th bona as la to give such technical