Richmond Palladium (Daily), Volume 34, Number 65, 12 January 1909 — Page 4
PAGn FOUR.
THE RICHMOND PALIADITJ3I AND SUN-TELEGRAM, TUESDAY, JANUARY 12, 1909.
AFRAID TO REPEAL
THE OPTION LAW
Published and owned by the PALLADIUM PRINTING CO. Issued 7 days each week, evenings and Sunday morning. Office Corner North tb and A streets. Home Phone 1U1. . RICHMOND. INDIAN ARaoMpli G. LtcdoHassglag Bdlt.r. Charles M. Margin Bailicu Maaacer. O. Oirta Kaha Mcwa Editor.
PERRY DEFENDS MUTUAL- SYSTEM
OE I
v SUBSCRIPTION TERMS. In Richmond $5.00 per year (la advance) or 10c per week. MAIL SUBSCRIPTIONS.
One year. In advance .....15.08 IliY lanntna. In ndvnnrn .......... 2.60
One month.' In advance
RURAL. ROUTES.
On year, In advance .$2.00 81 months, in advance .......... 1.2B One month. In advance ........... .26 Address chane-ed as often an desired;
both new and old add reuses must be
Tlven.
Subscribers will please remit with order, which should be aiven for a I
specified term; name will not be entered until payment is received.
Entered at Richmond, Indiana, post.
office as second class mail matter.
POLITICIANS ARE BOOSTING THEIR
FAVORITES HARD
(Continued From Page One.)
fn'M pronounced a clean cut, able papur that showed great force of char-
.acter In the governor.
It was admitted last night, how-
jeTer, that the governor recommended to good many things in his message
that he will not get. He asked for
Wabash Legislators State
That Legislature Will Not Take Such Action.
Special Commercial Club
DREAD OF VISITATION BY AN
OTHER TEMPERANCEC LOBBYING HOST ALSO CAUSE FOR LETTING THE ISSUE ALONE. Wabash, Ind Jan. 12. T. R. Brady,
state senator from this county, and
Fred King, minority floor leader in the house, both declare there will be no repeal of the county local option law by the present legislature. Senator Brady declared the local option matter is recognized as a live wire and
republicans and democrats, alike, will
be fearful as to playing with it. He
says any man who undertakes a repeal knows he will jeopardize his
chances for re-election. Further, Senator Brady says the legislature is not looking for another visitation from a temperance lobby such as was prom
inent at the special session
Because of his pominence as republi
can floor leader in the house the
words of Mr. King upon the matter of
local option have far more than local
Interest. Mr. King says :
Afraid to Repeal Law.
"The democrats are afraid of a re
peal. ' There is no disguising that fact.
authority for the governor to remove
without cause, any appointive officer They reailzed that Governor Hanly
of the state when that officer, has was right when he said that the re-
failed In his duty, and for power to peal would be a live wire.
rMnnve anv ftlectivn officer for the ' " - """
, . . , , i introduce a oiu to repeal tne law out reason, the right to appeal to me one w,n introduced. But
the democrats will go slow and no ac
tion caln be expected for two or three weeks. Possibly a bill will be introduced Monday for repeal but I doubt
it.
"In the senate I am Informed that
there are three or four democrats that
of all the state offices. The present do not want the law repealed. I un
state officials are republicans and the derstand that one republican senator
senate, which is a republican body, wno voted against the bill is not anx
will not be likely to lend its aid to iOU8 to have any action taken now.
such a plan when It will be only put- Take No Substitute tins' nnHHrnl ennitnl in th TianAn rtf I
Governor Marshall. . ... ... . wuuie I1UL
Din win De repeated Decause i tninit
'the supreme court being reserved. He
will not get any such law. It Is said. It is pointed out that this would be placing- too much power in the hands
of the governor. Neither is he likely to get the appointment of a non-par
tisan expert to make an examination
"Economy" Makes a Hit.
These are only two of the things
that It Is believed the new governor
will not get. There' are many others.
But it is Known that he has recom
mended some things that will have
the support of many republicans, prominent among the subjects being
the republicans will stand against any
bill for a substitute which would em
body the democratic platform of ward and township option and that no
agreement could be reached upon any
other law."
rlgl4- economy in managing the state's DIl aq flllirff lv '"-uusiness. This part of the message sTIlva "UlCIVIj
Cured at Home
Instant Relief, Permanent Cure Tria
Package Mailed Free to All in Plain Wrapper.
made a hit.
Today the hills began to fall into
the legislative hopper. It was the
first day for the call for bills in the
two houses, and it looked like every instant Relief, Permanent Cure Trial
member was going to do his best to
swamp the session with pet bills. Un
der the rules a member mar introduce
not more than two bills at any one Piles s a fearful disease, but easy
call. This was rather tough, on Ren- to cure if you go at it ngnt.
reeeatattve - Behymer, of Elwood. be- An operation with the knife is dang mum h has nia-ht hills in his iwitot erous, cruel, humiliating and unnec
that he wishes to introduce and he essary
obIt got two of them in today. There is Just one other sure way to
be cured painless, sale and in the
r-viito haw ncpcai dim. i . , . , I nrivaov of vnur own hnmp it. is Pvra.
eouaiur .mici'Uiiougu, ui Auuerson, mijt pii r-nre
M la 1 A T- 1. 11 I
Kill XUai U WOU1U lUirUUUte aiS Dill IV o moH a trial norlooi. f. tr. all
ior me repeal oi tne metropolitan po- WRO write
nvm mw roaay b gession ana wai ne u wi von instAnt relief, show
will pusn It through as rapidly as you the harmiess painless nature of
posnoie. was Mcvuirougn wno goi thu -at rirn(dv n(. srart von well
xnroun tne same um iwo years ago on tha wav tnward a nrfect cure.
inac was veioea oy uovernor Mimiy. t-- vo csln ept f,,ii.gized hox
This time he says it will stick, for from any drugglst for 50 cents, and
uovurnor aaarsnan recommenaea tne often one box cures
repeal m uis message. TnBjst on havine what vou call for
Will nlen V n Kill I.I..J....J I
.w .. a un. iuuuuuu i If the drueeist tries to sell vou
oy oenaior wiars oi Marion county ior Bomething just as good, it is because
me registration or. voters, it win nfi moVps morft monev on the substl
provide ior a complete registration i tute
ysiein. oenator mrs. says one or Thft cTfk herins at once and con
the things that caused him to prepare tinues rapidly until it is cotoplete and
tne Din was tne election conditions i
You can go right ahead with your
work and be easy and comfortable all
the time.
It is well worth trying.
Just send your name and address to
Pyramid Drug Co., 92 Pyramid Build
lng, Marshall, Mich., and receive free
by return mail the trial package in
that exist in Lake and St. Joseph counties and in Marion county as well,
where, he ajB, hundreds of foreign
ers are voted at every , election who have no right to vote. He insists
that his registration plan will cure
this evil. Bland's Liability Bill.
Senator Bland is expected to Intro- Pla,n wrapper
due his emnlovers liabilitv bill todav I - .Thousands have been cured in this
dn the senate. It will be modeled to sT. painless and inexpensif e way,
suit the decision of the supreme court to the privacy of the home.
which declared unconstitutional the
employers liability bill - passed two
years ago.
Another .bill that will be Introduced within the next day or two will be the
one ' by Representative Brolley to le
galise Sunday base ball. It is believ
ed this bill will pass, but whether
Governor Marshall will sign it is an
other question. Brolley says he has
the hill about ready.
A hill to repeal the county local op
tion law will be introduced at an early
date, and it may go in today. This bill may pass, but it is going to have
some tough sledding.
No knife and its torture.
No doctor and his bills. All druggists, 5fr cents.
day for a free package.
Write to-
A Clavar Barber.
"By heck, Cynthia," drawled old
Farmer Hardapple after his visit to
Chicago, "them thar city barbers are
mind readers.
"That so, Hiram?" said his wife. "Why, I should say fo. The one
met knew that you cut my hair last, and, by gum. he never saw you in his
life. Chicago News. ;
E
(Continued From Page One.)
REV. CARM1CHAEL ADMITTED CRIME
Many little lives have been saved by Foley's Honey and Tar, for coughs, colds, croup and whooping cough. It is the only safe remedy for infants and
children as it contains no opiates or
other narcotic : drugs, , and - children
like Foley's Honey and Tar. Careful
mothers keep a bottle in the house.
Refuse substitutes. A. G. Luken &
Co.
By Indirection.
Heiress (to her military admirer
That Mr. Krause is very Inquisitive.
He asked what my dowry amounted
to. Lieutenant Impertinent fellow!
And what did yon tell him? Fllegende Blatter.
MASONIC CALENDAR.
Tuesday, Jan. 12. Richmond lodge No. 24, F. & A. M. Master Mason De-
gree. '
Wednesday, Jan. 13. Webb Lodge, No. J4, F. & A. M. Fellowcraft degree.
Saturday, Jan. 16 Loyal Chapter,
No. . 49, O. E. S. Stated Meeting.
Praying Time. A live-year-old boy on hearing grace asked for the first time at breakfast gravely remarked, "I only say my prayers at night. That is the dangerous time." Life.
Corruption will never want a pre tense. Cato.
premiums enough to meet losses, ex
penses and dividends on stock, adding a reserve, why should not a mutual
company be able without the conflagra
tion hazard to pay dividends to its policy holders? This liability, notwith
standing statements to the contrary,
is limited by statutory provision
There have been cases cited where the
liability claimed to be unlimited, but
this was only in the case of farm mu
tuals, or mutuals organized to operate
in one or two counties, and the statute
peciauy provided that it should be a
purely partnership affair, requiring
no premium note nor fixing a limit
to the liability. The law under which
these companies are organized is no more like the law under which the factory or the class mutuals are organized than is the statute providing for the organization of a stock company.
Less 15 Per Cent Expense. The expense account is another
important feature in the management
of an insurance company, and for the most part today the successful mutual
companies are operating on an average expense ratio of less than 15 per cent, as against an average ratio in stock companies of nearly 40 per cent. This difference, you can readily see will furnish a pretty fair dividend to policy holders. As in the manufacturing or mercantile business, wholesale or retail, the success depends almost wholly on the management. The mutual companies that have failed have met
disaster by reason of had management.
While there have been failures among the mutual companies, there have been a greater number in stock companies,
due, first to bad management, and second, to losses in conflagrations.
No Lawsuit Burdens. For the most part a mutual com
pany honeb.-y and conservatively
managed is not burdened with law
suits. There are mutual organizations
in your own state that have never had a law suit for or against them in any court. One company, nearly twenty
years old that has paid over a million
dollars in losses has never had occasion to dispute a single claim nor has
it had occasion to have a lawyer appear for it in court. Further, it is the
general policy of the mutuals, particularly factory mutuals, to pay losses im
mediately on adjustment without discount. They expect premiums to be paid promptly and feel that the pol
icy holder who meets with a loss is entitled to as prompt payment.
A Question for Study. We advocate in every instance a
blanket form covering buildings and contents. This, especially in the man
ufacturing line, obviates the necessi
ty of following your values from one
building or department to another and being over-insured in certain buildings
and under-insured in others. It fre
quently happens that When a fire oc
curs the large valuations are where the
fire occurred and the smallest amount
of insurance is carried, and, while the
manufacturer thought he was fully covered, he is sorely disappointed in
finding that the movement of values was not watched closely enough. We
believe the question of form is one that
should be more carefully studied.
"The question of benefits received
from mutual companies is frequently
underestimated. There are thousands i of insurers today that are enjoying lower rates from stock companies en
tirely from the fact that there is mu
tual competition. Where the mutuals
do not carry the line, a lower rate Is received from the stock company than would prevail without competition. Unfortunately for the mutuals, as well as the stocks, there are those who, while not eligible to the better class of mutual companies, often get in communication with these same mutuals and then present the statements and their literature to the stock companies, threatening to cancel and place their lines with the mutuals if a lower rate-is not given them. This, we believe you will admit is unfair. There are also instances where insurers will take mutual policies for a time and then showing the net cost to the stocks, received lower rate from them, cancel their mutual policies and place their line with the stock companies. A person of this sort is not entitled to consideration at the hands of the mutuals or stocks, and of course, if all were, dishonest, there would soon be an end of mutual competition. There are cases too, where the stock companies for fear the mutual companies will take the business. A more stable What Mutuals Accomplished, policy on the part of the companies
have done in the way of fire preven
tion, you, perhaps, know the so-called
slow burning or mill construction was
originated and brought to its present state of perfection by the late Mr. Ed
ward Atkinson, president of the Bos-, ton Manufacturers' Mutual. Through
the same source the automatic sprink
ler was developed. In fact, the first
laboratory for testing fire fighting ap
paratus and experimenting on fire haz
ards was established by mutual companies. Every movement in the direction of improvement along these lines
is the result of careful investigation
and experimentation on the part of
mutual fire Insurance companies.
"To sum up the whole matter the mutual proposition Is to prevent fire.
which naturally will increase the divi
dends, the rate question and payment
of losses being secondary. Hearty support on the part of Insurers individually and collectively will soon bring
the cost down to the minimum."
Pastor Leaves Letter in Which He Explains the Killing Of Browning. HE WAS HYPNOTIC VICTIM
STATES IN CONFESSION THAT MURDER OF THE VILLAGE CARPENTER WAS TO BREAK HIMSELF OF HIS POWER.
Carthage, 111., Jan. 12. The Rev.
John H. Carmichael, who committed suicide here yesterday by cutting his throat after murdering, last Tuesday
night, Gideon Browning at Battle Run
Mich., confessed his crime in a letter,
found after he had breathed his last
in the county hospital. The minis
ter's victim was the village carpenter. After he had been killed in the little Methodist church, Carmichael burned
the body in the stove.
In a long letter found in his suit
case Carmichael told in detail the
story of the killing of Browning; how
he had fallen a victim to Browning's
hypnotic power, and meeting him in
the church Tuesday night was com
pelled to obey every command; how finally when Browning attacked him with knives he, Carmichael, defended
himself with a hatchet. After killing
his victim with the hatchet, he said
the red-hot stove In the church sug
gested itself as the best method of
disposing of the body. Before putting
the body in the stove, however, he ex
changed some of the dead man's
clothing for his own, which had become bespattered with blood.
Carmichael's death was almost as horrible as that of his victim. When
he arrived at the Hughes boarding
house he gave the name of John El-t
der, and, as he said he was a woodworker and had come here to start a factory, no suspicion was attached to his presence. Once he went to a Catholic priest, and, declaring he was
a Catholic, asked the influence of the!
members of the church in helping him in his business. No Indication of Brooding. Going about the town aiVl in and out the boarding house, he gave no indication of brooding over the murder, although all this time he must have thought about it, for the written confession had been prepared and was concealed among his belongings in his room. Although so far as he knew he was still beyond the reach of detectives, the crisis came yesterday morning about 7:30 o'clock, when he informed Miss Hughes that, as no satisfactory site for his factory could be found here, he intended to go to Bowen, 111.
"I think I will find a better sit there," he said. "Ill take the 9 o'clock train." Went to Outhouse. Saying this, he went out into the back yard. As he delayed coming
back and had not returned at train time to get his suit case, the landlady instituted a search. A passing teamster was hailed and he, with others, joined the searchers. But Carmichael by his own hand, so far as he was able, had expiated his crime. ' In an old wooden shed back of the house he had cut his throat. The
cutting had been done with a pocket knife, which lay by his side. The
dying man was carried into the house.
but he never regained consciousness.
and died at l p.m.
His clothing and suit case were
searched and two letters were found, one addressed to his wife at Battle Run, which was sealed , and remains unopened. The other letter was the
confession, which was addressed to the sheriff of Port Huron, Michigan. There was also found in his pocket a memorandum directing that his night
shirt and money be sent to his wife.
The money consisted of a small
amount of change.
Carmichael arrived here over the
Chicago, Burlington and Quincy road. On inquiring for a boarding house he was directed to that managed by Miss Hughes. He appeared in a happy
frame of mind, discussed freely with every one plans for coming here and starting a factory.
The Assets of the Second CyJataonaB Elairoh on January 1st, 1909, were
ESTABLISHED IN 1072. depositary f or the United Qtatei and State of Indiana.
Prompt and Efficient Service in All Departments,
Cheap Houses In England. "I am almost afraid to tell how much a tenant gets for his money at one of the garden cities in England," writes Dr. Wllhelm Miller in the World's Work. "The cheapest houses at Bourneville rent for only $7.80 a month, which includes taxes and water rates. Such a house contains five rooms and a wonderful folding bath, which stands up like a cabinet when not in use. Clerks and artisans, however, generally pay about $12.30 a
month for seven rooms and an eighth of an acre." Fed Them. "Isn't it awful?" sobbed the yonng bride who had eloped. "What now?" faltered the bridegroom anxiously. "Why, you know you told me to wire pa and tell him we were really in need of food." "And and did he send you the money?' "No; he sent three big rolls of music and a note saying that as music was the food of love he hoped we would get on all right nntll we returned. Boston Herald. Bobbins I didn't think you bad any idea of marrying the widow.
Newlywed I hadn't. It was an Idea of hers. Saturday Sunset.
A Botttle, A Day, A Mam
Only one more proof. Only one more occasion to know what a bottle
i will do. Listen:
Louisville, Ky., Dec. 17, 190S. The Rheumaline Co., Cincinnati, Ohio. Gentlemen I 'had suffered with sciatic rheumatism for years, the attacks coming on each winter. Had an extremely severe attack a short time ago, and was confined in bed suffering excruciating pain. Purchased a bottle of Rheumaline from The Taylor Isaacs Drug Co., and in one day I was out of bed and continued to improve. After using this one bottle I feel I am
entirely well. Of course I shall keep the treatment up a while longer to
prevent any chance of a recurrent at
tack. Believe me when I say I tan-
not recommend it too highly. Respectfully, CHAS. F. SCHMIDT,
Jefferson town, Ky, Now here Is a chance to prove
something. Sit right down now and
write Mr. Schmidt. Just think; one bottle, one day, and gone. But that's what Rreumaline can and will do for you if you give it a chance for Rheumaline is the only logical cure for Rheumatism, Lumbago, Sciatica. Neuralgia, Gout and Kidney. Liver, Bladder. ' Stomach and Blood troubles caused by Uric Acid, and it will not Injuie the stomach nor affect the heart as It contains no Injurious drugs or opiate. Its cost is $1.00. Rheumaline capsules stop severe pain and cost 50c Hr box. When constipated, - Rheumaline tablets only should be used. They cost 23c. The three may be procured right here in our own town from the best, most up-to-date drug store here. And who? Why, A. G. Luken & Co's Drujr Store, of course. Now hurry up and help yourself. Get Rheumaline. It removes the cause. . -
For a good, wholesome, cheap breakfast, always buy Mrs. Austin's pancake flour. Your grocer has a fresh supply. .
Circassians owe the length of their beautiful eyelashes to the tact that In childhood they are trimmed rexnlariy once a week.
Quite Accurate. A two foot rale was given to a laborer in a shipyard to measure an iron plate. The laborer, not being well up in the use of the rule, after spending a considerable time over his task, returned. "Now," asked the plater, "what size is the plate?" "Well," replied the man, with a grin of satisfaction, "it's the size of your rule, and two thumbs over, with this piece of brick, and this trifle of pantile, the breadth of my hand, and my arm from here to there, bar a finger. Omaha World-Herald. .
The hardest carbon steel can be cat with a soft steel circular saw without teeth revolving at great speed. The saw actually melts the steel.
State of Ohio, City of Toledo. Lucas County. Iss.
Frank J. Cheney makes oath that be
is senior partner of - the firm of F. J.
Cheney St. Co.. doing- business in tha City of Toledo. County and State
aforesaid, and that said firm will mt
the sum at ONE HUXDRED DOLLARS
for each and every rase of Catarrh
that cannot be cured by the use of
Hau s catarrh cure. FRANK J. CHENEY.
Sworn to before me and subscribed In my presence, this 6 th day of De
cember. A. MJ. 1188. (SeaL) A. W. GLEASON.
Notary Public.
Hairs catarrh truro is taken . Inter
nally, and' acts directly on the blood
and mucous surfaces of the system.
Sena ior testimonials iree. F. J. CHK.NET & CO., Toledo, O. Sold by all Prua-a-lsts. 75c. Take Hall's Family Pills for const! patiesv . - ;.. :-,
The Deaf Business Man May Hear a Whispered Confidence.
Deafness handicaps all sufferers, but none more so than the business man. Diplomatic transactions the "State secrets" of the office, cannot be shouted. The electric marvel the "Acoustiron," enables the deaf to hear ordinary conversation instantly, permanently.
unless the auditory nerve is entirely
destroyed. The least conspicuous device ever invented and the only per
fectly satisfactory, and successful one
A small receiver, held comfortably in position, like the telephone ear
piece, a neat little "sound gatherer," worn as a part of the dress, and a
diminutive battery carried , In the pocket comprise the whole but It restores a lost sense, and places the deaf on an equal footing with those more fortunate, who hear. The "Acousticon" Increases sound 400 per cent. No statement need be taken without proof. Let the deaf come to us and HEAR before paying a cent. If unable to call, write us and we will state how the "Acousticon" may bo tested without cost before purchasing:. trial free. peaaltr. bo expeaae whatever If It do Hot make yon hear. Constant use of the "Acousticon" in very many cases, by renewing the activity of the organs of hearing, removes the cause of the trouble. On a large scale it is now installed in many of the leading churches, theatres as well as in the Public Buildings in Washington. , Don't mislay this advertisement cut it out now, while it is before you. and call, or write at your convenience. THE GENERAL ACOt STIC CO, 104 Odd Fellaws Bldo ladlanapolia, K52 Brawalas Bids, rw Vrk.
NO SOOT.
NO CLINKER. Best for Domestic
RED ASH
DARBY COAL
K'euSfveiy by A Coal & Supply Co.
Phone 2194
Albert O. Martin, D. D. S. Colonial Building, Rooms 18 and 19. PHONE 1637
...BROMIDE ENLARGING... It Is easy. Booklet of InstraeUoa Free. Brownie Enlarging Camera 9U90, S3.M and $Ut9 W. II. ROSS DRUG COMPANY.
ZLRy
We WW Cell Ost Any Jewelry you desire but are not quite ready to purchase. All we ask is a very small deposit to show good faith and we will keep the Jewelry you select until you are ready for It. So If you hive a future sift in mind, come and select It. Then you will know exactly what you are going to spend and can pre pare for it. O. E. DICKINSON 523 M&in St.
Il l FIMII- HIT II
Sterol F4& ouipiiblb (solid msm, ifaiiBas fib? Iix; f$jx&iktfs
s
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