Rensselaer Union, Volume 8, Number 8, Rensselaer, Jasper County, 11 November 1875 — Buying On Credit. [ARTICLE]

Buying On Credit.

The practice of buying on credit the necessary articles of the household is fatal to good economy. The housekeeper has always to pay dearer when she does not pay cash. The tradesman must have in* ter'est for his money, for a man will never, in a business community’, be willing, and is seldom aide if he were willing, to forgo it. To the ordinary cash prices of the article he therefore adds the interest which may accrue during tilt time that credit is allowed. This, however, is not all- There must be a premium exacted by the dealer for the risk he runs in trusting his goods to that class of more or less dangerous customer? who never pav ready money. Even the most honestly-disposed of these are often unsate tSShtofs, for they are generally such as are imprudent enough to anticipate their incomes and to overrun them in expenditures. The credit system, moreover, is a temptation to unnecessary purchases. There is a sort of cheek iii the sight and touch of the hard-won money to the disposition to dispose of it lightly. Ob the other hand there is something in the facility of credit, removiug. as it (toes, the disagreeable necessity of payment to a vague future, very seductive t«> the-buyers who can gratify his love of possession with a momentary sense, at any rate, that its gratification costshiin nothing. There is no such cheap aud cautious purchaser as cash. — tzcJuingei When Hoffman was Governor of New York a bill was passed regulating tbe site of apple barrels. It was of so trival a character that he vetoed it. In the following summer a good old farmer front the Mohawk Valley came into the executive chamber and, handing him a letter of introduction, said: “ Governor, I’ve come to ask vou to pardon my son out of state Prison; ire’s been ttieiv goin' m two year, and his time’ll be up in about two months. Harvest is cornin' on in two or three weeks. Governor, and I kind ’o thought I should like to have lum up to the farm; he’d be quite handy. Don't you think you could do it?” “ There was "something about him,” said the Governor, “that imfressed me he was a good old fellow’, and told him that I would pardon his boy.’’ On rising to depart, he said: “ I thank you," Governor, for pardonin’ him now, because hands are scarce; and on behalf of my neighbors I thank you for yetoin’ the Apple-Barrel bill." — Harper's for November. The Golden Buie, published by Adiron dack Murray, says the best remedy for tbe epizootic is to feed the horse with soft food, blanket warmly, bandage liis legs loosely, give him two or three tablespoonfuls of common ginger in his feed, morning aud night, and keep the horse-doctor of the neighborhood at least half a mile off. __ A man in Duluth, Minn., has succeeded in producing an essential oil from ordi nary cedar trees.