Nappanee Advance-News, Volume 130, Number 2, Nappanee, Elkhart County, 11 January 2007 — Page 9

Financial planning classes offered at Nappanee Missionary Church

Financial Peace University (FPU), the 13-week program taught by Dave Ramsey, has helped more than 300,000 families positively change their financial future. This life-changing program teaches families and individuals how to handle their money through common-sense principles and small group accountability. FPU is available for churches, companies, military bases, financial literacy programs, Spanish speaking organizations and community groups. FPU classes are beginning in Nappanee at Nappanee Missionary Church, beginning Wednesday, Jan. 24 at 6 p.m. Contact Sam Schmucker at 7735041 or [email protected] for more information or to register. As they work on a total money makeover, the average family pays off $5,300 in debt and saves $2,700 in the first 91 days after beginning FPU and is completely o.ut of debt, except for the mortgage, in 18 to 24 months. "We've actually relieved ourselves of over $50,000 worth of debt in two years just from using these principles," said Russ Lee, former FPU participant. Dave Ramsey began teaching FPU classes in 1994 every night around Nashville, Term. In 1997, FPU was made available on video across the country with thousands of classes around the nation today.

Girl Scout cookie sales begin

Staff Report GOSHEN Every year, thousands of girls across the area gain valuable knowledge while providing the community with a special treat Girl Scout cookies. This year will be no exception. The Girl Scout Cookie program, an integral part of Girl Scouting's business and economic literacy initiative for -girls ages 6 to 17, provides finance, marketing and public speaking skills, along with valuable experiences that build girls' self-confidence and help them develop their own personal leadership style. Locally, girls will begin to sell Girl Scout cookies on Jan. 12 an end on Jan. 29. "We are very proud to announce that all varieties of Girl scout cookies are not "zero trans fat per serving," in compliance with FDA regulations," said Susan Kuntz, product sales director for Indiana Lakeland Girl Scout Council. "This change was made because, like most successful businesswomen, Girl Scouts listen to their customers." "Since 1917, the Girl Scout cookie activity has become a famous annual event that has helped girls develop important leadership skills they will use throughout their lives. Whether they are dreaming of becoming a doctor, teacher, businesswoman, president of the PTA or super-

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The program is made up of 13 life-changing lessons taught by Dave in a fun and entertaining way. "I like to put the cookies on the shelf where everyone can reach them," says Ramsey. After each lesson the group meets to help each other plan budgets, discuss successes and temptations and support each other in their journey to beat debt and build wealth. Topics covered include sav-' ing for emergencies, budgeting, relationship and money issues, buying big bargains, getting out of debt, understanding investments, understanding insurance, retirement and college planning, buyer beware, real estate mortgages and careers and extra jobs. Each class participant needs a kit. Special rates are routinely available online at www.daveramsey.com or by calling 888-227-3223. Included in the kit is a lifetime family membership to FPU, allowing the participant to return to any class at anytime for a refresher course. The kit also includes an FPU workbook, an FPU envelope system, 13 audio lessons, bonus CD, budgeting forms, debit card holders and Ramsey's best-selling book, Financial Peace. "FPU classes are changing lives across the country every day," says Louis Falzetti, executive vice president of Financial Peace University.

star athlete, the Girl Scout cookie program give them the self-esteem they need to reach for the stars," Kuntz concluded. Through the Girl Scout Cookie Program, girls manage inventory, set goals, learn money management and develop marketing skills. Essentially, the girls run their own business. The entire troop sets a goal an follows a plan leading toward that goal. Girl Scout troops use funds from the cookie activity to fund service project or to plan for an exciting trip. Many successful women have credited their business skills to the Girl Scout Cookie Program, making it the premier business an economic literacy program for girls in the United States. "The Girl Scout Cookie Program is a valuable part of the Girl Scout experience. The skills girls gain truly help them develop into future leaders/' added Anne Reel, council executive director. "It is always exciting to see girls developing skills they might not realize they are developing while it is happening." Proceeds from the Girl Scout Cookie Program also go to support programs for girls ■and training for volunteers across the area. Some may take field trips where they get a jrhance to expand their understanding of science or history or the arts, or even themselves. Girl Scouts may also use

Community

"There is something for everyone in this program whether you are barely making ends meet, just trying to plan for retirement or seeking to build wealth. No matter what your financial situation, you will find FPU to be the best motivational tool available across the nation to help you attain financial peace." ABOUT DAVE RAMSEY Dave Ramsey is a personal money management expert, an extremely popular national radio personality and bestselling author of The Total Money Makeover. In his latest book, a follow-up of his enormously successful New York Times best-sellers Financial Peace and More Than Enough, Ramsey exemplifies his life's work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age and give generously to others. Ramsey knows firsthand what financial peace means in his own life, living a true riches to rags to riches story. By age 26 he had established a $4 million real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right financially, emotionally and spiritually.

some of their proceeds in the many community service projects they perform. Last year, Girl Scouts contributed about 12,000 hours of service to their communities. The council itself in the last year has worked on programs that promote knowledge and response to lead poisoning, girls' emotional and physical health and childhood obesity. The Girl Scout Cookie Program helps girls in unique ways. For example, this activity is a chance to build selfesteem. A shy girl can get over her fear of approaching people by working at a booth with her fellow Girl Scouts or going door to door in her neighborhood with other girls from her troop. A girl who might feel she isn't good with numbers can build her confidence by keeping track of sales and learning to make change. "Taking orders for cookies and then delivering them has definitely made me more confident," said Ashlee, a 13-year-old Girl Scout. "I know I am learning things that will help me when I go to get a job." • "At first she was shy," said Ashlee's mother with a laugh. "Now she has no problem talking cookies." Indiana Lakeland Council has served girls and women in Elkhart, Koscuisko, Noble and Whitley counties since 1948.

legais 119 Nappanee Legate NOTICE OF ADMINISTRATION In the Elkhart Circuit Court Cause No. 20C01 -0611 -ES-72 Notice is hereby given that on the 29th day of December, 2006, Tom C. Roeder was appointed Personal Representative of the Estate of Betty Jean Roeder, who died on November 14, 2006. All persons who have claims against this estate, whether or not now due, must file a claim in the Office of the Clerk of this Court within three (3) months after the first publication of this notice or within nine (9) months after the decedents death, whichever is earlier, or the claims will be forever barred. Dated at Goshen, Indiana this 29th day of December. 2006. la/ Stephanie Burgess Clerk, Efcharl Circuit Court Loren R. Stoat *363-20 KINDIG & SLOAT, P C. Attorney for the Estate P.O. Bo* 31 102 Heritage Parkway Nappanee. Indiana 4655(K>031 (574) 773-7996 Jmrr 11. ra. 2007 NANII3I

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North Wood High School THURSDAY, JAN. 11 Choose 1: Chicken nuggets, tenderloin sandwich, cold sub sandwich, salad bar, yogurt Choose 2: Macaroni and cheese, raw veggies with dip, tossed salad, applesauce, peaches, fresh fruit FRIDAY, JAN. 12 Choose 1: Stuffed crust cheese pizza, fish sandwich, cold sub sandwich, salad bar, yogurt Choose 2: Green beans, tossed salad, coleslaw, fixed fruit, sherbet cups, fresh fruit MONDAY, JAN.IS No school: Martin Luther King Day TUESDAY, JAN. 16 Choose 1: Salisbury steak with mashed potatoes and gravy, grilled chicken sandwich, cold turkey sandwich, salad bar, yogurt Choose 2: Mixed vegetables, tossed salad, peaches, pineapple, fresh fruit Also: Bread and butter WEDNESDAY, JAN. 17 Choose 1: Baked potato bar, cold turkey sandwich, taco salad, yogurt Choose 2: Orange Jell-O, fresh fruit Also: Hot wheat rolls North Wood Middle School THURSDAY, JAN. 11 Choose 1: Tomato soup with crackers and grilled cheese sandwich, turkey sub, salad bar Choose 2: Tossed salad, com, tapioca pudding, peaches, fresh fruit Breakfast: Biscuit with egg, sausage and cheese FRIDAY, JAN. 12 Choose 1: Chicken quesadilla, fish sandwich, salad bar Choose 2: Tossed salad, green beans, pears,

Additional 441 news MEAT GOAT PROGRAM Learn and network at the "Meat Goat Program," sponsored by the Elkhart County 4H Goat Club, Purdue University Elkhart County Extension and the Michiana Goat Breeders Association, on Saturday, Feb. 10 from 9 a.m. to noon in the Ag Hall Building, located on the Elkhart County 4-H Fairgrounds, 17746-E C.R. 34 in Goshen. Speakers will include Sara Davis, goat specialist of ADM Indiana/Ohio, "Management, Nutrition and Selection;" Dr. M. J. Rock of Dr. Weldy and Associates, Inc., "Goat Health" and

You deserve a factual look at... 718 The Unrelenting and Virulent Hatred el the Arabs Will peace ever be passible under these conditions? After almost sixty years of statehood, Israel is a lone outpost of Western civilization and its values. It is the staunchest ally of the United States in that part of the world - a bulwark of democracy. The Arab nations surrounding it are a swamp of terrorism, corruption, dictatorship, and human enslavement. But the hatred of the Arabs against Israel and against all Jews is so abiding and so virulent that peace, at least for the foreseeable future, seems unattainable and most unlikely.

What arc the facts? No “sacrifice” will overcome the hatred. There are those who still believe that the never-ending conflict between the Arabs and the Jews could be settled if the Israelis were willing to bring greater “sacrifices for peace.” Such “sacrifices” would include relinquishing ever-larger portions of their tiny

country (less than half the size of San Bernardino County in California) to the Palestinians, dismantling the “settlements” in Judea/Samaria (the “West Bank”), handing the Golan Heights to Syria , and allowing the “return of the

refugees." a group that has grown miraculously from about 500,000 to somewhere around 5 million - and the absorption of even a substantial fraction of which would signify the demographic end of the Jewish states. After the bloody intifada, Israel, ill-advisedly, vacated Gaza, it was rewarded with killing and kidnapping of its soldiers and by daily barrages of Qassam rockets. In the north, after Israel had. abandoned its southern Lebanon buffer zone, Hizbollah (the 'Army of God*) launched the second “Lebanon War." It must now be clear to even the most confirmed “doves" that nothing that Israel could do, any further "sacrifice" that Israel would be prepared to bring, would satisfy the Arabs. The sad but irrefutable conclusion is that only the complete disappearance of Israel, its annihilation, its being “wiped off the map," the excision of this “cancer” could satisfy the Arabs and most of the Muslim world. Mortal hatred and the “Big Lie.” The “Big Lie,” invented by the notorious Joseph Goebbels of Nazi infamy, is a mainstay of Arab hatred and propaganda. In Egypt and Jordan (the two Arab countries technically at peace with

This bottomless hatred, a hatred that pervades the Arab world in all strata of society and is incessantly fomented by Arab governments, including those supposed to be “at peace” with Israel, cannot be assuaged by negotiation or by making any further “sacrifices for peace." Nothing will suffice, except the destruction of Israel. The Arab states, hawing been unable in almost sixty years and in many wars to defeat and exterminate the Jews, are no* feverishly arming themselves with “conventional weapons’ (easily purchased from the West, including, sad to say, from the United States), and are ardently pursuing the development of weapons of mass annihilation. Just as the suicide bombers do not vacillate to sacrifice themselves, one can safely expect that, once in possession of such weapons, the Arabs will not hesitate to sacrifice millions of their own people in order to destroy Israel. Israel's only course in the face of thb almost certain prospect is to assume its previous stance of unflinching deterrence and, as it once did in the destruction of the Iraqi atomic reactor at Osirak in 1961, not to be miabited by “international opinion” to preempt resolutely if it appears necessary to assure survival of the country.

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Advance News • Thursday, January 11, 2007 •

“Israel’s only course...is to assume its previous stance of unflinching deterrence...and not to be inhibited... to preempt resolutely if it appears necessary to assure survival of the countrf”

sherbet, fresh fruit Breakfast: Breakfast ham and cheese pizza MONDAY, JAN. 15 No School: Martin Luther King Day TUESDAY, JAN. 16 Choose 1: Beef and noodles with mashed potatoes and dinner roll, meatball sub, salad bar Choose 2: Tossed salad, mixed vegetables, chocolate pudding, mandarin oranges, fresh fruit Breakfast: English muffin with egg, ham and cheese WEDNESDAY, JAN. 17 Choose 1: Sausage gravy with biscuits, pizza burger sandwich, salad bar Choose 2: Tossed salad, hash brown, fruit juice, applesauce, fresh fruit Breakfast: Scrambled egg with bacon Wakarusa Elementary School THURSDAY, JAN. 11 Lunch: Chix noodles, mashed potatoes, roll, apple, mandarin oranges Breakfast: Breakfast pizza FRIDAY, JAN. 12 Lunch: Hot dog, baked beans, grapes, pears, birthday treat Breakfast: Cereal and donut MONDAY, JAN. 15 No school: Martin Luther King Day TUESDAY, JAN. 16 Lunch: Pepperoni pizza, broccoli and cheese, mandarin oranges, cherry pie Breakfast: Cheese omelet WEDNESDAY, JAN. 17 Lunch: Beef stew, com muffin, salad, mixed fruit, pineapple Breakfast: Cinnamon toast

Dr. Bruce Lamb of the Indiana State Veterinarian Office, "State Health Requirements." The registration fee is $lO per person or S2O per family unit and includes a reference notebook. Send reservations by Feb. 1 to the Elkhart County Extension Office, 17746-E C.R. 34, Goshen, IN 46528-6898. Questions may be directed to Cindy Eslava, Michiana Goat Breeders Club President, at [email protected] or by calling 260-571-6683; or the Elkhart County Extension Office at 5334)554.

Israel), government-controlled news sources published that Israel had distributed drug-laced chewing gum and candy to kill children and to make women sexually corrupt The Jews (Israelis) are being accused of having introduced foot-and-mouth disease in the Middle East The age-old calumny of Jews using the blood of Christian and Muslim children in

it accuses ‘international Jewry” of “limitless ambition, inexhaustible greed, and hatred beyond imagination.” In the controlled Arab press, Holocaust denial and accusation of the Zionists having been in cahoots with the German Nazis are regular features. Egypt’s governmentsponsored Al Akhbar newspaper has expressed fervent thanks to Adolf Hitler for having taken advance revenge on the “vilest criminals on the face of the earth.” Still, it berated him for not having been thorough enough in his task of extermination. The Arabs do not consider brad a normal country, but a creation of the devil, an excrescence, a malignant force of aggressors, murderers, infidels and barbaiians. It should be destroyed, for the glory of God, no matter what sacrifices that might entail. Mortal hatred against Israel and against the Jews is taught to Arab children from the very first grade. Children are encouraged to sacrifice themselves as martyrs and to become suicide bombers and human missiles, with promises that Paradise with unimaginable pleasures awaits those who sacrifice themselves in the holy cause of killing Jews.

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order to bake their Passover matzos is alive and well in Arab publications. TYarolations of Adolf Hitler’s “Mein Kampf and the “Protocols of the Elders of Zion” are steady best-sellers in all Arab countries. Among other malevolent fabrications,