Nappanee Advance-News, Volume 126, Number 43, Nappanee, Elkhart County, 23 October 2003 — Page 4

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Advance News « Thursday, October 23, 2003

Letter to the editor

TB carrier was not a patron of Hunter’s Hideaway In response to the recent televised and printed reports about the TB case in Nappanec and specifically the relationship with Hunter’s Hideaway, 1 would like to explain to our very valuable patrons that the alleged TB carrier was not a regular patron of ours, nor was the carrier an employee of ours. In fact, we had all of our employees tested for exposure to the TB virus and none showed a reaction to ever being exposed. The reports linking the TB carrier to Hunter’s Hideaway were a result of a jealous business owner, reporting false information about us, in an effort to destroy our business. Unfortunately, I was out of town on business when this false information was reported to the county health nurse, so I could not clarify that the alleged TB carrier was not a patron of Hunter’s Hideaway before the health department made a public release of their information. I would like to apologize to all my patrons for putting them through this scare and mud slinging. I should have been here to protect you. I would like to reassure the entire Michiana area that it has always been our number one priority the past five years to provide the best quality food, in the cleanest possible environment. We have never knowingly allowed anyone in our facility that could expose our patrons to any health risk. We are required to operate under a license granted by the Elkhart County Health Department on a yearly basis, and subjected to semi annual inspections, which we have passed every time. These reports are public information and available at the health department. Finally, I would like to personally thank our loyal local patrons who have continued to support us in this trying time. If not for them. Hunter's Hideaway could not have survived as a valued business in this community. I would also like to take this time to invite the Michiana area residents back to Nappanee; there is no need to stay away from our town or businesses as a result of this incident. -Carl E. Flickinger Letter of appreciation

I cannot ever remember enjoying the band more I just wanted to express my gratitude to all involved with the Red Regiment. To the Director who has made it such fun, the band members who are so much fun. and to the parents who provide immeasurable support, I say thank you. I have been following North Wood sports for more years than I care to admit, and I cannot ever remember enjoying the band more. Great job Red Regiment and thank you for providing all of the entertaining moments. -Darla Stutzman Opinion Page Policy

The Opinion page of the Advance News is intended to serve as a public forum to address issues of concern to Nappanee and Wakarusa residents from various viewpoints. Readers are welcome to express their views by submitting letters or guest commentaries regarding community topics. To be considered for publication, letters to the editor must be signed and include a phone number in order to verify the author. The Advance News reserves the right to edit all letters and commentaries for brevity, clarity and grammar. The views expressedon the Opinion page do not necessarily reflect those of the Advance News. Coirections

The Oct. 9 issue of the Advance News stated that the Walk for Hospice was to be held on Saturday, when actually it was held on Sunday, Oct. 12. Also, in the same story, Chad Tener was listed as Sue Tener’s husband in the caption for the photo on page 81, when he is actually her son. In the same issue, on page 83, Cody Lanzon of Nappanee was listed as having received second in the Pedal Pull contest for the 9 & 10 year old division, when he actually received first place, and Samantha Sapp of Goshen received second (instead of first). The Advance News apologizes for these errors. If you see errors in the paper, please e-mail us at [email protected], and we will work to correct them.

Continuous Publication Since 1879 Advance News j§ Serving the Wa-Nee Community HOW TO REACH IJS: If you do not receive your daily paper by 5 p.m. Monday through Friday, please call the circulation department at 936-5101 up to 6 p.m. and we will deliver your newspaper that day. On Saturday call between the hours of 8 and 10 am. for resolution to a service problem. Publisher Jeffrey A. Cordill General Manager Jerry L. Bingle Advance News Editor Kylie Carter News Editor Stacey Creasy Sports Editor Ron Haramia Production/IT Manager Greg Hildebrand Marketing & Circulation Manager Cindy Stockton www.thepilotnews.mrn USPS 370960,158 W, Market SL, P.O. Box 230, Nappanee, IN 4(1500 (574)773-5127 Published Thursday. Periodical postage paid Nappanee, IN 46550 Mail Rates: Indiana. $20.00 for 52 issue's; out-of-state $25.00 for 52 issues. Display Ad Deadlines: Pilot News 2 Days Prior at 5:00 p.m. Bremen Enquirer, Nappanee Advance News, (Culver Citizen, Bourbon News-Mirror, The leader - Thursday at 5:00 p.m. The Review - Tuesday at 5:00 p.rn. TV Week - Friday (Week Prior) at 5:00 p.rn. Classified Ad Deadlines: Pilot News - Day Prior at 11:50 a.m. Bremen Enquirer, Nappanee Advance News, Culver Citizen, Bourbon News-Mirror, The Leader Monday at 11:30 a.rn. The Review Tuesday at 4:00 p.m. Legal Deadlines: Pilot News - Three Days Prior at 4:00 p.m. Bremen Enquirer, Nappnee Advance News, Culver Citizen, Bourbon News-Mirror, The l/eader Wednesday (A Week Prior) at 4:00 p.m. All ads larger than 1/4 page need to lx* e mailed, sent in a word document or dropped ofT on a floppy disk. To Place A OassifiaJ Ad call 18<KHJ33T)356 or 57A4J3(E5K)1. 'lb Order Your Subscription tail 1-8004*554)556 or 5744J5tT 3101. The Pilot News is a member of the Huosier State Press Association and The Associated Press.

Cash income strategies during retirement

Recently some friends of mine, who have several hundred thousand dollars in liquid retirement and savings assets, asked a question with all seriousness. How do I get money out of my retirement accounts to live in retirement? What they were really asking were: How do we turn on the income spigot from our investment portfolio without running out of money? She and her husband saved all of their lives. They are now in their early 60’s. The last 40 plus years they were trained to save, save, save! Now they are ready to retire and are experiencing something they have never done before—spend out of their savings. The fear is valid, but what my friends failed to consider was the combined power of compounding interest and the long term growth of the stock market. Contrary to everything they have ever done; they are not going to be contributing to their savings and will need to live off of their investment accounts for the balance of their lives. Additionally, like millions of others around the country, they are facing a double whammy of historically low interest rates and a stock market that has many still nervous. Now let’s look at how this transition can work for them. I explained to them some real basics. 1. First, they need to know how much they need to live on in retirement 2. much to they want to anticipate for inflation in during retirement? Even retirees need a raise to offset rising prices. 3. much risk are they willing to take during retirement? There is a relationship between risk and return. 4. What assets do they have available? How are they currently invested? 5. income sources are available already?

Creative cooking with pumpkins

Just about everyone loves pumpkin. Pumpkin pie, with its golden color, smooth texture and spicy flavor, has been an American favorite since the early days of the New England colonies and is a must on most Thanksgiving Day menus. Pumpkin has a lot of tradition to it. Every youngster knows the Mother Goose rhyme about Peter, Peter, Pumpkin-eater who couldnt keep his wife until he put her in a pumpkin shell and there he kept her very well. Cinderellas coach was created from a pumpkin with a wave of her fairy godmothers wand. And in The Legend of Sleepy Hollow the headless horsemans head, which he carried under his arm, was a pumpkin. Halloween Jack-O-lantems originated in England, where it was believed that the eerie light cast by these hal-lowed-out, carved, lighted pumpkins would ward off evil spirits. In the past cooking with pumpkin was a lot more work. You began by washing the pumpkin, then seeding, cutting up the pumpkin, cooking the large chunks of meat and preparing the recipes. With modern appliances like the microwave or crock pot, cooking pumpkin is

YeaisAgo

120 YEARS AGO; OCTOBER 11, 1883 •Letter to the Editor: If you have no objection I will give a brief sketch of my trip across the Rocky Mountains to the Pacific. I left here on Aug. 27th. Arriving at San Francisco, I remained there 3 days,awaiting the arrival of a steamer for Portland Oregon. Fruit was a partial failure in Oregon. Many years the wheat crop has yielded 18 to 40 bushels to the acre,and this year it is counted a partial failure. Saw Mt. Hood with it’s snow cap from a distance of 70 miles. I saw grand scenery. 100 YEARS AGO; OCTOBER 21, 1903 •Ira Jackson,a pioneer of this county, who would have been 84 years of age next month, was found dead in his bed Friday morning at his home in Jackson Twp.,near Benton where he made his home with his son,Frank Jackson, the only surviving member ofthe family. 75 YEARS AGO; OCTOBER 25, 1928 •The Halloween Celebration this year will offer 3 cash prizes for best costumes. The grand march will be held along the city’s principal streets, then gather at the square. Many other prizes will also be awarded and music will be furnished by the Nappanee High School Band.

The Years Ago segments have been researched and posted by Margaret England-Neff and by Kylie Carter. They appear just as they did in archived issues, typos and all.

Opinion

make sure there is an adequate cash reserve. While a person is working, it is generally recommended a person have between three and six months of cash reserve. During retirement, a cash reserve is measured a bit differently. The majority of assets during retirement are already saved. So instead of saving the cash the issue becomes one of making the cash available from existing accounts. This particular situation could be solved using the following asset mix. Short term dollars could use a combination of money market funds, laddered CD’s (certificates of deposit maturing at intervals coinciding with monthly cash flow needs), and bonds (for income, with maturities also maturing within relative short time horizons). The second issue is what do you do with the longer term assets? Then once you decide what to do, how do you make those assets available?

much easier. There is also the real convenience of commercially canned pumpkin. Today,

canned pumpkin comes in 16-and 29-ounce cans so you have a wide variety range of recipe choices. Pumpkin adds versatility to cooking, the taste is subtle and the texture smooth. It adds

extra moisture to a wide variety of baked goods, as well as contributing its rich golden color to please the eye. Pumpkin also works well in savory main dishes to blend the flavorful ingredients beautifully. A whole cup of solid pack pumpkin contains only 80 calories! That one-cup serving provides 600 percent of the U.S. Recommended Daily Allowance of vitamin A, plus other nutrients such as vitamin C, iron, riboflavin, calcium, protein and thiamine. The real bonus for pumpkin is that it contains less than 5 mg of sodium and only a trace (1 gram) of fat. So this is good news for todays

Once these questions are answered, we can begin to develop some strategies to create income while continuing to grow the portfolio without draining their savings. Retirement dollars should be divided into several different buckets. The first bucket contains short-term immediate use cash. The second

bucket is shorter term cash and fixed investment assets, but with some restrictions to access. The third bucket should be invested into a combination of bonds and stocks through either individual issues or mutual funds. The first issue which needs to be addressed is to

50 YEARS AGO; OCTOBER 22,1953 • Three big wrestling shows will be held Saturday night at the Community Building. 20 YEARS AGO; OCTOBER 26, 1983 •Larry Andrews, president of the Wa-Nee Board of School Trustees, spoke to Rick Coffin’s exploratory teaching class at North Wood High School last week. Andrews spoke on the function of the school board, outlined school financing of the school board, and heard student suggestions for such curriculum improvements as more college-level classes, partiularly in science, and adult evening classes. 10 YEARS AGO; OCTOBER 27,1993 •The community lined the streets from Nappanee Municipal Building to Stauffer Park, Sunday, as the Red Ribbon Parade kicked off the week-long celebration. Entries included floats from Wa-Nee Towing, holding the football team and cheerleaders, Newcomer Service, with the Scarlet Guard, and various city vehicles. A banner promoting a drug free community lead the parade, and HUGS the Bear was present to promote her slogan, “Hugs Not Drugs.” Dawning Generation performed during the antidrug rally, following the parade.

Ask a Professional . Greg Taylor Financial Advisor

Extension Education Mary LienharFCross Elkhart County

Medium to long term dollars should have a well diversified stock portfolio using either mutual funds or individual stock. Mutual funds and individual stocks should be liquidated as the short term dollars fall below six to eighteen month cash reserves. The determination for when to sell could be somewhat timed to the

Know what you have in terms of assets. Know what you need in terms of income. Structure a balanced, well diversified portfolio which combines current and expected cash flows for the next three to five years. Invest dollars needed beyond that in stocks and bonds to offset the long term effects of inflation. If that sounds too difficult for you, then perhaps you should contact a financial planner to give you a professional assist Gregory A. Taylor is a registered representative with CFA Compass Financial Advisors Located at 3140 Windsor Court in Elkhart, g (866) 295-1509. Representatives of Compass Financial Advisors, LLC offer securities through Questar Capital Management, member NASD/SIPC. Compass Financial Advisors is independent of Questar Capital .

diet-conscious Americans. In most commercially canned pumpkin all those vitamins and minerals

occur naturally and nothing like salt, sugar, artificial flavorings, colorings or preservatives are added. You can purchase pumpkin pie mix which is already sweetened and has spices added.

If you are looking for some ways to add interest why not add pumpkin? Take a look through some of your many cookbooks for some pumpkin recipes. Try pumpkin waffles or pancakes, doughnuts, pumpkin raisin muffins, or pumpkin coffee cake. There are even recipes for pumpkin cheese balls and hot or cold soup. Main dishes can also contain pumpkin like quiche, crepes and sauced chicken. Desserts are a real calling for pumpkin items such as pumpkin cake roll, cheesecake, souffles, puddings, or pumpkin ice cream pie. So be creative and enjoy pumpkin all year round.

market For example, if the market takes a run upward accelerate some of the sells to free up cash now. If the market heads down, defer selling as long as possible. The keys in any plan are fairly simple.