Ligonier Banner., Volume 68, Number 24, Ligonier, Noble County, 12 July 1934 — Page 7

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On Enchanted Islaid, the marvelous play spot for chili.cn at the new World’s Fair, tiie Liggzst toy Teddy Bear and the bigioct toy Scottie in the world, vie with- those of lesser size for the favor of the littie volk who wander into the Goiden Fleece Toy shop. The toys

All Rubber Separator Adds Power 'The first battery separator made exclusively of rubber is now in production in the Firestone Battery Factories at Akron, Ohio and Los Angeles, California. It is considered as great an advancement in batteries as the ballon tire was in the tire industry, for it is not affected by heat, cold or acid, and yet so porous it increases power flow. It is used in the Firestone Extra Power Battery. The Alirubber Separators are made up of millions of tiny balls of rublber joined together in such a way ag to give extreme pojosity, allowing quick flow of power. They have much longer life under adverse conditions—in fact they last the life oL the battery.® Separators of rubber have long been the goal of the battery industry. A number of separators have lbeen brought out combining rubber with fiber- wood and rubber etc., and though some obtained long life, they were considerably less porous and thus gave less starting power, especially in cold weather. - The battery .of today must have greatly increased power. It is estimated that 600,000 cars were equipped with radios in 1933 and 1,000,000 more will be sold in 1934. More than a million cars now have hot water heaters which require electric power to operate. Gas and oil gauges cigar, -and cigarette lighters, double stop lights windshield defrosters, double horns and many other appliances are found on the modern cars. The 1934 cars have larger generators —3O ampere capacity instead of 20 ampere. - ' : The Frestone Extra Power Battery with the Allrubber Separators furnishes more and quicker -stdrting power—at zero it give 30% more start ing power. It is especially superior for cars operating in severe service, and for commercial cars and light trucks.

LaGrange Youth Injured.

Ralph, 7-year-old son of Mr. and Mrs. Irvin Shultz, of north of LaGrange, is in the Sturgis Memorial hospital in a serious condition as the result of his trying to ¢limb into a van of a truck which was backing out of the yard of his home Monday afternoon. He fell under the rear wheels of the truck. Several ribs were fractured and he suffered internal injuries. The driver of the truck, Frank Eaton, employed by the Home Grain company at LaGrange, of which Mr. Shultz is manager, did not see the hoy trying to climb into the truck.

'?Holly'wood Party” is your party—more fun than you've ever had al

Crystal Sunday, Monday and Tuesday

Early 1900 Laughs at 13 Jinx

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' Barney Oldfield fills his sporty lruglabout with feminine beauty as he tunes it up in preparation for 4he Jinx Automobile Race to be held at the Chrysler test track at v ,tho Chicago World’s Falr on Fri- ¢ ,day, July 13. Thirteen antique |oars. from Wings of a_ Century, 'huge and popular transportation

are all made ficm real lamb skin and are as ncarly indestructible as any toy could be in the hands of ardent players. Right now Scottic seems a bit in the lead in the race for a spot in the hearts of the boy~ and girls. Every millionth visitor to the Fair this year will get cna

PLAN TEST OF NEW RULING

Beveiage Dealers To Test State <. Law In Courts Is the- - Report

A legal test of the ruling: that spiritous liquors can not be sold by the drink in Indiana was planned by the Retail Beverage Dealers’ Association of’ America.

Cooperation of the organization with any group interested in clarifying the present interpretation of the law was voted by the association’s executive committee.

The fight will be conducted under the contention that the present law\ gives far more justification for the: sale of spiritous beverages by the drink than for draught beer, Wilbur A. Royse general counsel for the association gaid., = =

Sale of liquor ' by-the-drink was ruled illegal in an opinion of Attorney General Philip Lutz, Jr. “If the memorandum opinion of the attorney general is sustained by the courts, it will be the greatest boon the bottlegger has had since adoption of the 18th amendment,” Royse claimed. Royse cited the fact that - until only recently many persons bought alcohol or whisky at drug stores and consumed it in ibeer taverns, leaving proprietors no way of controlling amounts used and added:

“It is our belief that, faulty as the present law is, it still permits the sale of spiritious ligquor by the. drink and that if handled as it has been during the last 60 days it will promote the cause of true temperance instead of fanatical prohibition.” Royse said the association will conduct a state-wide: memibership drive between now and the next meeting of the state legislature in January and will present a concrete liquor control program. at that time,

U. B, Meeting at Albion

More than 50 persons attended the annual ‘meeting of the ministers and laymen of the Elkhart district of the U. B. church at Albion Friday. Rev. A F. Knepp of Warsaw presided. Churches included in this district are South Bend, Elkhart, Goshen Ligonier, Syracuse, Brimfield, Burr Oak Kendallville and Albion. ;

T. B. Clinie

The Noble County Tuberculosis Assgociation will sponsor a clinic for patients to receive a chest examination on Wednesday July 18 at the office ofi the county nurse, Courtheuse, Albion, from 10 a m until 3 p. m. Standard time. Dr. Murdock will be the examining physician.

pageant, will be marined by thir teen famed old-time drivers, Including Andy Burt, Cliff Woodbury and Charley Coey. The race will be thirteen times around a thirteen hundred foot track, there are thirteen letters in Barney’s real name, Berna Oldfield, and his car |s number 18. Oh, mel Se

Manifold Ways in Which the Banks Are Serving the Nation

Handling Mi_llibps of Transactions Dailyﬂj for Individuals, Corporations and State and National Governments—The Structure Strengthened and Deserving of Public Faith

i By FRANCIS 1 : : ‘ President American THE banks of the nation provide the machinery through which pass daily many millions of checks and T - drafts, aggregat--2 ing hundreds of - £ e millions of dol- = A lars. ." s . The banks are o P largely financing %ﬁf og% the Federal Gov- % ' ernment in its ReG el o coverey Program, % A involving the o v greatest peace: %W “time expenditures : f ; ever known. ; Likewise the F. M. LAW banks are largely : financing the current credit needs of states, counties, cities, public schools and other political sub-divisions, all of which have intimately to do with the daily affairs of all of the people. : » BEach day banks throughout the country are making hundreds of thousands of new loans and they are renewing and extending old loans for the accommodation ef a vast number of borrowers, these borrowers being individuals, corporations and partnerships and their loans being incident to agriculture, industry and trade in every community in the land. : The banks, through their trust departments, are continuing the work which they have faithfully carried on throughout the depression and are protecting trust funds placed in their care against the worst shrinkage of values ever known. Included in this activity is the service the banks are performing in connection with administering the affairs of widows and orphans. The banks, through the medium of their savings and thrift deposit departments, are furnishing safety for the accumulations of many millions of people and on this class of deposits reasonable interest is'\ paid. Banks are providing|a service for the safe-deposit and safe!‘keeping of the possessions, papers and securities of a very large number of|people. The: officers of banks are unstintedly and unselfishly giving advice and counsel to the people cf their communities, thereby to a considerable extent guiding their daily financial and fiscal affairs duripg this most difficult period of disturbance.

The Banking Sgructure Strengthened

The bank¥ng structure as it is today has been greatly strengthened and the process of strengthening still goes on. Banking is not a closed science. The banking system which we have had was not good enough, and I earnestly believe that an able and non-partisan commission should be set up to make a study of our numerous banking laws to the end that a properly correlated banking system might be worked out and submitted for consideration to the next Congress,

A good system would include rigid requirements as to management, -intelligent and impartial supervision and, in due time, unification of supervision. Such a system, composed of banks adequately capitalized, capably managed and conscientiously supervised, would eliminate any possibility-of a recurrence of what has happened in the past four years. The temporary Federal deposit insurance plan under which deposits in banks up to $2,600 for each account are insured has been in effect for six months and has proven a potent factor in restoring confidence. Only ftwo small banks out of over fourteem -thousand holding membership in the fund have failed during this six months’ period. The temporary plan has been extended very wisely for a year, and the amount of the insured deposit has been increased to $5,000, thus insuring in full over 98% in number of the depositors in the country’s banks. : . Hoarded money is returning to the banke and deposits are showing a vast tncrease. Banks everywhere are superliquid, meaning that they have an unusually heavy proportion of their deposits in cash. There are q‘wo kinds of unemployment in this country—unemployment of men and unemployment of dollars. These men and these dollars must be put to work. Banks in strong and highly liquid condition are prepared and determined to do their proper part in putting money to work. j - Requisites for Grants of Bank Credit

That brings me to the all important question of the granting of credit by banks. Two things are necessary to increase bank credit:: .

Ist. The banks must be liquid and confident in their own strength. 2nd. Business men must further lay their fears and regain confidence to the point where they will dare to think and plan ahead. s : The first requisite is accomplished. The second is in process. Bank credits will increase and money will go to work as soon as business men get over their disinclination to borrow and this will be when they begin to see profits within their reach, In past depressions the real move ment of the expansion in bank credit has always come after general business recovery got under way and not before. The number of good credit risks is increasing daily. Not in my time have good borrowers been so warmly welcome at banks as ihey are today. Never before has there been such competition for good loans, nor has the im-

Preparations have been completed for the banquet honoring the Democratic national chairman, James A. Farley at the Claypool Hotel Indianapolis' Friday night July 13. Omer 8. Jackson State Chairman announced.

I Subscribe Now For The Ligonier ! Banner. ' o Sl

{ARION LAW, ” Bankers Association . terest rate ever been so low. Every sound business in the country today can get what money it needs. .

A Return of Normal Lending

‘Banks are badly needing loans for revenue purposes, and now that confidence in banks has been largely restored they are naturally returning to a more aormal lending policy. Before the bank holiday the confidence of the people was shatteqed. The thought uppermost in the minds of depositors was the safety of their funds. Withdrawals from banks became increasingly heavy and general. Under such circumstances the banker, mindful of his primary re--sponsibility to his depositors, was more concerned in the collection of loans than in the making of new loans. The result was a severe contraction of credit. For this the banker should not be. blamed. He simply performed his manifest duty. : . Bankers at this time are very properly viewing the credit needs of business with serious and sympathetic.consideration. Applicants for loans are not always familiar with the rules governing bank credit and constructive and interested help on the part of the banker will bring about the making of many additional loans, without doing violence to any principle of good banking. Certainly no one would advocate the making of unsound loang by banks. The creation of a large volume of unsound loans would not only weaken the banks —it wpuld prolong the depression andwipe &t some of the gains already made. It is to be earnestly hoped that no banker will yield under the pressure of his desire for earnings, or for any other reason, and make:loans of the wrong sort. John Ottley of‘Atlanta, in a recent address, said—*“The plan of lending freely and hoping for the best has never. proven wise.” : There are many needs for credit of kinds which are not within the province of commercial banks to meet, Likewise there are many types of credit, but there are also many types of credit facilities available—enough, it would seem, to meet the requirements of all classes of worthy borrowers.

The Duty of Every Banker

It is clearly the duty of every banker in the country to perform certain services. The most important are;: 1. To afford perfect safety for de posits. : ] 2. To grant credit to those who deserve it. L In the matter of credits the public must in fairness remember that commercial banks are not lending their own money, but the money of their depositors, represented very largely by the earnings and Savings of the people. The ] eople who own these deposits have accumulated them through years of labor and sacrifice, and in many cases the deposit represents their all. These depositors have the right to call for their money at any time, or at most on short notice. Deposits constitute a sacred trust. it

There are certain basic principles in sound banking that must be held onto even in this period of change, but the progressive banker must be responsive to changing conditions and he must be active in seeking proper opportunities to meet the sound needs of his cus tomers, In a recent message to Congress, the President’ said—‘l am greatly hoping that repeated promises that private investment and private initiative to relieve the government in the immediate future of much of the burden which it has assumed will be fulfilled.” Repeated assurance has been given by the Administration that there is no desire on its part to continue government lending a moment longer than is necessary and that at the earliest possible time the government will gladly give way to the banks and other lending institutions. This, of course, is as it should be and we are all earnestly looking forward to the time when private initiative and enterprise shall have recovered ite vitality sufficiently. to throw government crutches away. Numerous bank failures have created in the minds of many a grossly exaggerated idea as to the losses of depositors in closed banks. The record indicates that depositors in banks which closed in the past three years will realize on an average about 65¢ on the dollar. That would mean a loss of 35%. It Mhs been estimated that during the depression the average value of investments in stocks lost about 90%; bonds similarly declined approximately 609 and commodities 66%. - Deposits in sound banks continued to be worth 100% throughout the depression and 90% of the bank deposits of the country were not affected. Bankers Deserve Confidence The country can have tu;} confidence in the integrity and competence of the bankers of the country. Out of the les: sons of the last few years has come experience that will be valuable to the banker and to his community. He can be counted on to show a proper appre ciation of his responsibilities and obligations and to take his place among those who are making earnest and unselfish effort to promote recovery. He is not infallible, but with every power that lies within him 1 believe he may be depended upon to fulfill his duty as a custodian of the people’s money, as a dispenser of credit and as a Godtearing American Citizen imbued with sincere regard for the common good,

Two men were injured, neither seriously when the truck load of cattle which they were taking to Goshen from Cgdillac, Mich., crashed into a tree on U. 8. 131 four miles from Plainville Mich., about 6 o'clock Wednesday morning. Seven of the 14 ‘head of cattle on the truck had to be killed. SRy s

POLICE BARRACKS OPEN

State Patrolmen Are in New Quarters Loeated In Jackson House - State Road No. 2 South

The Indiana state police barracks for this district has been opened in this city and state police occupied the barracks for the first time Friday. Fifteen men assigned to this district will be quartered at the barracks. Sergt. Walter V. Mentzer is in commond at the barracks while the, district is under the command of Lieut. Ray G. Fisher, who also has the Chesterton barracks under his command. He will alternate between the two barracks. - & Eight men are guartered at the Ligonier barracks at all times while five are kept on the highways in this district. :

The 15 men assigned to the Ligoier.n)arracks are Lieut. Ray Fisher of LaGrange, Sergl. Walter V. ‘Meéntzer of Fort Wayne, Palroimen Arthur Keller of Plymouth, Freemont Lemler of Bourbon, Ralph Liggett of War saw, Maurice Edminister of Peru, Al Teusch of Huntington, ldward Rose of Bluffton, Harry Sutherlin of Columbia City, James Stack of. Garrett, Fred Morley of Angola, Paul Beverforden -of Fort ~'Wayue, Frank Bruggner of Elkhart, Calvin -Amsler of Goshen and Estil Bemeiideifer of Kochester. ' The gtate police barracks is located on the south side of Ligonier on state road 2 just off state road 6.

i ~ Dog Ediet. % : Chief of Police F. R, Lucas of Warsaw has ordered officers of the Warsaw department to shoot all dogs found running loose without muzles. Owners were given until 7 o’clock Friday evening to tie up or muzzle their dogs. The order came after two persons had been bitten by dogs running loose on the streets. Miss Emma Hippensteel was .severely injured when attacked by a dog while walking along the street mnear her home. - .

Steuben County Youth End Life. Carter Hall, 21, son of ‘Mr.-and Mrs. James Hall, residing west of Angola comimtted -suicide Sunday afternoon by shooting himself in the heart with a shot gun, Despondency over ill health was believed to bhave been the cause of the act. The body was found in the haymow in the barn by a brother, Thomas Hall The parents had left the home- about moon.’ During thé afternoon Carter left home and about evening, the brother, Thamas, departed. Thomas returned home late in the evening and when his brother Carter failed to return a search was started.

Will Be At Camp,,

Forty-four Reserve Officers have reported to the Commanding General, Ft. Benjamin Harrison Indiana for a two weeks tour of active duty in conjunction with the Citizens’ Military Training Camp now being held at that station, under the supervision of Colonel O. P. Robinson, 11th Infantry, the immediate Camp Commander. Among the officers reporting for duty are Ist. Lt. J. D. Emerson 325th F. A. grom July 23rd to Aug. sth. -

Sixty White Rock and Rhode ls!rad Red hens were stollen from the Henry Sievers farm south of Columbia City according to a report made to Sheriff H. 0. Stickler. o

l. ‘ Sy < , w (L o < _ o : /—\ ; ST (- /(\ g" o A O : Sew SEINN OOF - - .._M'-:4:;:';::::{:;:;:;:1.;:,: s = ;- ——:——fi—;""'—"—': J A [ Cw M = B U eNeP VI S 2, B] ¢ 'ﬁ* -- e 8 | [;— iz { EE#M@H i | e BR e P Y e] | ||| B y@ e fémii l‘ ‘ ’ 8s 0000 ] "3 fem—— =i : S IRI [ e Muj’in ] S » 7 b eSS N . B - W P -\ PSS At last they've found the %’; | ~ 5 ideal electric refrigerator— 3{“;\?‘? ; - &L -the one that pleases them ‘==~ F | U both—the Crosley Tri-Shelvador. : EXCLUSLYV E Mrs. Brown is elated because it more than fulfills her : - _ " heart’s desire. Streamline beauty—conveniences that FEATURES : . e 6 ’ : ] help to make housekeeping a pl?a_sure—e:;ctra usable 5 e i e capacity—what woman wouldn’t be dehil.loted! And e e Mr. Brown is more than satisfied, too! w price— * capacity 50% and makes amall itoms economy of; operation—high quality—long, trouble-free . bz ATRAY—Convenient ‘utility service—what man wouldn’t be pleased when the Tri- =~ . shelf and serving tray. . Shelvador pays for itself! - doee znnv&gﬁ;m—l R ~ And if you will come in and look it over, you, too, will STORABIN—TdeaI for potatoss, onians agree that the -Tri-Shelvador is the refrigerator for = 00 : 'OUR family. . S S 3135' AND UP

TSR e DEL!ERY,.INSTALLATION...Q_NEA‘_Y‘,E'AR- A

Kiester Electric Shop

Phone 481

crosiey TRI-SSHELVADOR 1)V e Q@&W@m |

N. C. SCHOOLS GETS $30,200

Get Gross Income Tax Share This Week; Total Received To Date $136,779 o

Gross ineome tax distributions being made to schoolg of Noble county this week total $30,200 according to information received from J. William Bosse, educational reference director of the state department of public instruction. Distributions are based on $2OO for each teaching unit in the schools and total $4,007,200 for the state. e :

Teaching units alloted to the county for the_present gross income tax distribution namber 151 as compared to 20,036 in the state. In the last gross income distribution which took iplace‘early in January, the county ‘was allotted 148 teaching units and received $30,245.28, on a basis of $204.36 for each unit. There were 20,004 teaching units in the state in January. In many counties, Bosse explained, the number of teaching units alloited this month varies from the number set in January because of changes in average daily attendance in the schools. A teaching unmit is allowed for every 25 high school pu‘pils .or 35 grade pupils in average daily attendance except in cases!of emergency when the state board of educaton may allow a smaller. group to constitute a unit. g

Receipt of the gross income tax checks from the state will bring the total amount of state school distributions to the county from the new replacenient tax lawsg to $136,779.63, previous distributiong having Deen made from the intangibles tax, the éxc%sq, tax and the gross income tax. <lf the amount of the distributions had to be collected through - local property taxes, an addition of 46 cents to the average property tax rate in the county would be necessary officials said. i

~ Ross Franklin 'is at present booking the Chatterfbox orchestra- from Fort Wayne. The orchestra is playing for two weeks at Mills Lake.

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Wonders of Science . ‘;~ : N - ~g ), and lnvention PICTURES | : ‘ , Pict tell the s . The = Eriic. are. shoc s, | Jold In Simple Language and fascinating. Here are 2 B Would you like to keep posted on all the S Noßßcs EonpEn: new developiments in this remarkable world ggsﬂ%g{ﬁmﬂ‘;kﬁ;ﬁm of ours? The new Inventions —the latest S hviatinn—Fiont Drlicivi-~ Scientific Discoveries—the amazing EngiCare of Tools—Chemistry— fl neering Feats—the progress made in AviaElectricity - Home Made § tion —Radio— Electricity —Chemistry — ing- T deastoMake Moneyin [| Physics — Photography, etc.? These and ; %Jpa{:l 'é‘vimi;—J igsﬁ:dvg&k; many other fascing;;lmg subjectsare broughtt:_ Metal Working—ModelMak- § to you each month through the pages o g Motion P ctres e~ | POPULAR MECHANICS MAGAZINE. ¥ eK G A_ Something for Everyone! ; e Special departments are devoted to the home - . == ass\ craftsman and practical shopman. The radio = el &= enthusiast hasalargesection filled withnewsand e L = helpful information on construction and main- = PULAR =1 tenance of both transmitting and receiving’ = PO CS = sets. For the housewife, there are scores of S “m hints to lighten her daily tasks . . . It’s the one MEC b A ZINE : magazine everyone in your family will enjoy. o | At All Newsstands 25¢ ! ; : or by Subscription $2.50 aYear -~ B i e Stop at your favorite newsstand and B e s‘3'\ ‘ look over the current issue. If your > &/ S ::ff-x‘ N newsdealer is sold out, oﬂer direct. N 4 "-;;J SV 2t POPULAR MECHANICS e st 200-E. Ontario. St Dept. N. Chicage -

the to the--WORLD’S FAIR When you visit the World’s Fair via-the South Shore Line you ride direct to the Fair Gates, safe from the worries and dangers of crowded highways. Y:k rest as you ride!

SPECIAL ROUND TRIP FARES from SOUTH BEND i 15-Day OnnY ‘260 Return Limsit - No one need miss the World’s Fair at these special rates on the South Shore Line. There are no “extras” in your transportation expense on the South Shore Line. Drive your automobile to our nearest station, leave it there, and ride the South Shore Line direct to the Fair Gates. For.more information write R. E. Jamiéson, Gen. Pass. Agt, 1408. * ' Dearborn. Chicago. CHICAGO SOUTH SHORE & SOUTH BEND RAILROAD

Ligonier, Ind.