Ligonier Banner., Volume 58, Number 11B, Ligonier, Noble County, 8 May 1924 — Page 3

‘ = f-: T ' S Mfmfln B ‘ R sk L e ) & By | 3 l " s ;

A Battery . Without Jars ; ’i‘ne new Gummite case; an exclusive feature with Exide Batteries, is " moulded all in one piece, - including compartments for thecells. Thus, individual jars are done . awaywith, . Gummite is - practically indestructible, will not warp, and is not affected by temperature, acid, or water. Let us show you this ideal bate - tery case. BLAZED TRAIL GARAGE |

s BB L W e A e The Kennedy dealer impliciily believes as we do that a permanent, successful business can be founded only on satisfied -customers. That is why he sells and recommends Kennedy sets. And he is in honor bound to give you the same high grade of service and satisfaction that is characteristic .. of Kennedy Equipment. ; RAUBERT'S THE GIFT SHOP THE RADIO SHOP Ligonier, Indiana J

/ \ e 2970 {z"‘:\‘/ i S (/ (\ . ' R . ge dbhe . ® Becoming Hat Completes the . ® 3 « 7 Picture = Just as, a beautiful picture may be ruined by the last daub of the brush—so may the effect of a charming costume be lost because of the wrong hat. A gracéful becoming hat is the final touch and you may feel sure of finding just such a hat among our displays of the smartest interpretations of the spring mode. - : ¥ Do come in and let us show you a hat that will be a becoming complement to your Spring costume. - , Millinery Store Jefferson Theatre Block . GOSHEN

Bothwell & Vanderford | Lawyers . Phone 156. Ligonier, Indiana W, H. WiGroN Attorney-at-law Office in Zimmerman Block ‘ LIGONIER, ' I[ND T —— W. R. JACKSON Trustee Perry Townshsp Office Mier State Bank, Ligonier

.Yets Hospitals fo Have Business. Managers ‘ Following an entirely new policy ithe United States Veterans’ Bureiu will appoint as sson a$ they are ava'l. iahle business executives forapprox.‘mately 50 veterans’ Hhospitals it 7 stated ‘in an - announcement by the United States Civil: Service ‘Commis: sien e : - _The Commission wil Ireceive app.. executive until May 20. The salaries executive until May 20. The salarie range from $3,000 to $5,000 a year. The business executive at a hospital will serve under the general . rection of the medical ,officer : in charge, and will relieve him of ali tails of business management. - Full “information and application blanks may be sec'ure(l'«from the Un:.ed States Civil Service Commission WashingtonD. C., or the sécretary - the local board of civil-service ex aminers at the post office in this cit

. Forty Times in 410 Years, ' The planet Mercury will pass slow1y over the sun on the afternoon ol iMay 7 apeparing’ as a small black dot on:its:brilliant surface ' when viewed Vwith a'proper telescope but it will be invisible to the naked eye ,announces Edwin B. Frost director of Yerkes Observatory. : Since 1610 Mercury has crossed thc sun 40 thmes. On May 7 it will Dbe 51,880,000, miles from the earth and its ?angular diameter projected upon the sun will be_one one hundred and sixtieth that of the sun. L ' Plenty of Prospects, - : . MH. Hodgson of Chiedgo is s anxious to acquire a small frujt far: in or near Ligonier as he appears ta‘i‘ he will find plenty of prospects. N= less than a half dozen places ar. found to be ava;i_lub'le.z ‘The Banuci has called the gentleman’s attentiu to some of them and will direct him {0 others. v . The better way would be for M Hodgson -to come to Ligonier and take the matter up personally. , Monument io Wilsen, Ten thousand persons participater Sunday in fh_c ceremony of unveiline New York’s first monument to Woodrow Wilson, a bust given by Conrad Glaser - a ‘real -estate operator. The bust is of limestone and wasimade Julio Kileval Hungarian * sculpto” The unveiling took place in. Devee park the Bronx. Falls Asleep at the Wheel, © <John_P. - Surber 93 was instantly killed four miles west of Winchester Tuesday when the driver of ‘an automobile in which he was riding wentto sleep and the machine left the road striking a telephone pole. Surber’'s neck was broken. . Still Confined to Bed. o Mrs. M. C. Pollock was unable tc accompany her daughter Mrs. Harry Holderness home from Fayete, Oh'> where the ladies had been visiting Mrs. Pollock is confined to her bed the result of an injury suffered in a fall. . . Killed on the Rail. . A Two unidentified men were killed Tuesday afternoon on the outskirts of Elkhart city when the Twentieth. Century ' Limited crack train of the New: York Central struck their autcmobile on a grade crossing. - : : . Home From Hospital. . Willard -Moore has ahout recovered from the effects of an operation for appentlic‘ifié and arrived- hon}e from the hospital the first of the week. - G e ! Miss Lena Moore has beca here for’ a week from Detroit visiting her parents an dother-relatives. S?‘}éh&s 8 vacation of two weeks. :

Lon MecNutt has gone to! Batt'e Creek, Mich., to spend a couple v weeks with his sons Charles - Alonzo. i . ‘, Photograph of the Children never - grow up ; Phone 103 Hieber Studio for an ‘ap- * - pointment.. - 9btf Christian Science Seciety. Services are held as follows: Every Sunday morning at 11 o’clock Every Wednesday evening at 7:30 o’clock. , T - Meeting - place in hall over store of Weir & Cowley. o Everybody welcome. -, 1-24tf ' Presbyterian Church. G. H. Bacheler Pastor

Residence The Manse 318 W 3rd St. Telephone 345. Sunday School 9:30 A. M. ~ Morning Service 10:46 A. M. / Evening Services at 7:30 ‘ Mid-week Seryice Wed. 7:15 P. M. Y. P. S. C. E. Thursday 7:16 P. M United Brethren Church ® F. B. Parker, Pastor. Residence 135 N. Cavin Street. Telephone 198. .Sunday School—9:3o A. M. Preaching Service—lo:4s A. M. . Christian Endeavor—6:oo P. M. Preaching Service—7:oo P. M. " Prayer and Bible Study Wednesday evening at 7:00 P. M. - i

The newest styles in sheer] dress goods for spring and summer are those 38 inch Dottea Voiles found at STANSBURY’S at 59c¢ per yard. They are the most classy spring materials that we have found. We werc also pleased to discover in their stock the new shades of Canton Crepes, Wool Dress Goods and Ginghams. We -always savg money when we go to STANSBURY’S and always recommend them to our friends., ;

| ' L "‘f—"fm S e e e e 3 ? i me IFALMCWF SO-CALLED GUARANTEE . K DEPCSITS BY LAW An Attempt to Create Integrity by Legislativé'Act———Mére - Words No Geod Substitute for Individual Re- - _ - sponsibility, Says Bankers’ Chief. @ -~ : By WALTER W. HEAD, President . |i . .. .- - The American Bankers Association ; The bank deposit guaranty is an attempt to establish fictitious value—to create value by order of government. -Adopted first

in Oklahoma in 1909, this plan was carried into several western states|and threatened, for a brief time, to become a serious issué in connection with our national banking system. Recent experience has proved, in this instance as in others, that sound economic law cannot be disregarded with impunity. - . o ~Oklahoma adopted the deposit guaranty as a result of the failure of a number of banks in the panic of 1907. The system was misnamed at the start. .It was not a guaranty, in any true sense

Py e 1 .o A ali a 0 Walter W. Head

of the word, but simply a form of mutual insurance. The various state banks were assessed a limited amount, in proportion to their

respective deposits, to pay the losses incurred by failures. For a time all went well. The prosperity incident to the development of territory, recently opened to settlement, prevented failures. But the deflation of 1920-1921 brought about a crisis in the guaranty system'; of Oklahoma. In N(')‘v'emf)or, 1921, the failure of the Bank of Com--merce of Qkmulgee brought the estimated total liabilities of the Oklahoma Guaranty Fund up‘to $3,354,000. Guar.anty fund warrants drew 6 per cent interest, under the law which then existed, and this meant that the interest charge alone, on these outstanding warrants, amounted to two-thirds of the maximum possible annual assess-' ment. - . : «‘ - Failure and Repeal . Other banks failed in the following months, and the plight of the State guaranty fund became hepcless. ‘State banks surrendered their state charters and entered the national System. By January, 1923, deposits in Oklahoma state banks were only $78,000,000, only half the total‘of November, 1921. This was the condition ‘when the state legislature convened, and, after various attempts to relieve’ the sitnation by one of several expedients,- the law makers: repealed the guaranty sections of the banking law. -~ This is ‘the story of the Oklghoma bank deposit guaranty, which was born, lived and died in the brief space. of fourteen years. In that time the Oklahoma plan was' adepted, with some modifications, by seven other states. In none of these has it been abandoned as yet. In every -instance it has been subjected to severe strain, and in most of them the question of whether or not the guaranty fund can pay existing obligations is somewhat doubtful. My own state, Nebraska, I am thankful to say, is not one of these. - . - 4 The guaranty of bank deposits failed in Oklahoma and is threatened with failure in other states because it was not what it pretended to be, and, furthermore, because it violated sound, economic law. The ‘so-called guaranty is not, in any state, what its name implies. Tt is not in fact a guaranty. It _ is an insurance plan dependent, as are all insurance plans, upon the sufficiency of the premiums which may be paid. Experience has proved that the

. Nie Sheifer Remembered. : " By the will of the late John Sheffer of Auburn his property consisting of $2,500 in personal property and $3,500 in real estate is left to his widow, Mrs. Margaret Sheffer and to his three children Mrs. Mary ,M 7 Garnettc of Garfield, Wash., Mrs. Allie Lawrence of Auburn and Nie Sheffer wh. is serving a life *term in the state prison at Michigan City for the .murder of his brother James W. Shetfe and the latter’'s wife. o .

. Law Student Guilty. .Clark H. Godel young law student of Tri-State College Angola admitted in- a Fort Wayne court that he had given a bad check for $l5 to Arthm Sheets last September. The check according to Sheets was tendered in payment for a board bill. After entering the plea of guilty Godel tola the court that he had nothing furthen to say and he was bound over to the circuit court under $5OO bond. ’ - Little Hope For Recovery. ‘Attending physicians at the Lutheran hospital in Fort Wayne gave little hope for teh recovery of Calviu Slusser 40 of Columbia City who was burned about the neck back angd right hand Monday morning while -working atop a high tcnsion line. pole near South Whitley. o

Toses Leit Leg.

_ Howard Morr of Auburn Junction submitted to an amputation Tuesday of the left leg helow the knee in the hope of saving his life because oi injuries received Saturday afternoon when the ankle was ‘crushed ‘in a metorcycle accident. o

| Seed Corn for Sa’ie. Mixed early 1922 yellow corn, germination 90% and better, sorted to good market grade, $1.50 per bushel, while it lasts. Phone Ligonier 8416, Charles Milner, address Millersburg. - 11a2t* ~ To the Public. : Until October Ist my office will be closed on Thursday atfernoon of each week. oy o C:D. Lano M. B Batl For sale freight elevator at a bargain. Call at Brown Undertaking -establris‘hmeg‘t ligonier. =~ . 10atf Fordson tractor in good conditicn for sale at a bargain. Ligonier Universal Sales Co. ; 9atf

Y4QONMIEP F ANNER, LIGONIER, INDIANA.

premiums are not sufficient—and yet the insured cannot afford to submit to higher premiums. Conceived in - economic, sin, born in the midst of economic iniquity, the bank deposit guarantee in Oklahoma went the way of all similar attempts to overcome or defy the natural law of économics. And yet we have today in the Congress of the United States a Representative of the State of Oklahoma who will—if he has his way—foist this -iniquitous, impracticable system upon the National Banking System. . Integrity Cannot Be Legislated The fundamental difficutly with the insurance of bank tdeposits—to apply the correct name—is that it is an attempt to create integrity and financial ability by legislative act. Depositors in-many instances were invited to accept, as their principal assurance of safety, a gilded sign upon the bank window, ‘“This bank protected by the state - guaranty fund.” This protection, it has been proved, was not adequate; mere words were not a good substitute for individual responsibility, supported by stocks of gold or currency. No longer was there a premium upon the character of the banker; no longer did depositors feel the necessity of giving preference to men of character when they selected their ' banker. They: felt that the guaranty fund took the place of that. But the guaranty of bank deposits in OkKklahoma failed—as all efforts to substitute governmental dictum for integrity band ability must fail. ' : ~ ' COWSCALPERS «In Wisconsin the State Bankers Association is employing a man to give his entire’ time to the agricultural work of the association. His major activity is along the line of marketing dairy cattle. He is constantly in tou¢h with the stock for sale in all parts of the State and is in position to refer a prospective bhuyer to stock of the breed and quality desired. He has the assistance of reliable field men who are good judges of dairy cattle. . There is no need for any farmer to fall into the hands of unscrupulous “cow scalpers” if his bankers will only take an.interest in helping him te make the right kind of connectionge Banker-Farmer. D - :

"~ His First Fish Story. Lafe Blue is not a regular fisherman being too busy at other things tc spend much time on the water but he goes angling occasionally. ’A Just before the closed season 'he tried his luck with the result.that a bass was landed which weighed five and a half pounds. Then he picked up another around two pounds in weight and came home almost satisfied with his catch. e : $ : Will Build Shop. John Lint has the basement for his residence on Lincoln Way West about complet,ed and wil Isoon begin work on the house. He wil alsd build a blacksmith shop on his lot and work at his trade. " Takes Majority to Nominate, Candidates for governor who failed to receive a majority of the votes cast at Tuesday’s primary will have to trust their, fate to delegates in the state conventions. e o Mr. Ohmer in Town. John P. Ohmer district superintendent of the Indiana & Michigan Electric company was in the city from Elkhart Wednesday -visiting the local plant and calilag on old friends. ' That - : ~ “Grains of Health Coffee” = - May be had at Hieber Studio ‘ 9b4t For sale, a dandy bay driving mare with harness and buggy. Priced right. Universal Sales Co. . L gatf

Wanted, girl for general housework. Call phone 325, Ligonier _ : T Rev. Ira C. Boyts of the Ligonier Christian church made a trip to South Bend Wednesday to cal lon a friend in a hospital there. For the right man ;. »'exclusive, agency- for Rajah oil{burners.' Full guarantee. Write, Raijah Heating Appliance Co., Mishawaka, Ind.~‘ Ila3i*

I went down town Saturday to do my shopping and dropped in at STANSBURY’S DEPARTMENT STORE and found that they: were selilng 36 inch light and dark percales at 17c¢c and 36 inch Challie very good for comforts at 18c. Their cretonnes for drapes are 36 inches wide and they were selling them at only 22c a yard. - ;

Life of Woodrow Wilson. Anyone . desiring to procure the lifc of Woodrew Wilson written' Uy Josep: hus Daniels a volume of 330 page: Enicelbf bound in cloth, nu‘{y (0 80 Hy paying a year's subseription to the IBann_er and $l. This means-the Banner one year and thehistory of: th: l,great‘ war president for $3. L ~ This offer is not confinéd to new subseribers but hoids good with ola ones.” : A sample of -the history may be seen at the Banner office.. - Bati . Why Pay More For Ice? Certificate of purity from the State Laboratory of Hygiéne; no sewagec but clear hard ic«o ‘without lime from soft water . . : Prices the same as last year. ‘Delivered every day except Sunday. Call Frank Sprague. Phoe 450. Ligol_nier Ice Company. ‘9ati Don’t forget to pay your subseription to the Ligonier Banner. Office open Saturday ‘év'enings. : Wanted man to work on .farm ma: ried ‘or single.: Good wages. C. L Chamberlain Phone 861. L\gdniér. Bhti Wanted, married man to work on farm. Inquire - Clarence Wemple. Phone 371 Ligonier. = = ' bHatf ; 1P PAYS! WHEN you are in need of a STOR. AGE BATTERY either for your AUTOMOBILE, HUOSE LIGHTING PLANT OR RADIO, cali WALT ROBINSON at the LINCOLN HIGHWAY GARAGE, PHONE 150. He will give you FREE EXPERY ADVICE on your BATTERY, STARTING and LIGHTING SYSTEMS and furnish repairs at the LOWEST COST POSSIBLE. : : COLUMBIA and PREST-0-LITE BATTERIES ' either in WOOD ot RUBBER ecases, 'also all kinds oi RADIO BATTERIES and CHARGERS

To Bretz for Glasses :% Sharp Eyes j} For. ) r Sl . All mechanics like to nse keen ‘edged, perfect tools. . , Eyes are tools of the mind and . must be sharp to do good work ang resist the wear of constant use. - Let us sharpen your sight by - furnishing glasses that will enable you to see clearly. . | 9 In What Condition, : : Are Your Eyes? ¢ ® . - 7 2 ' k] Nevin E. Bretz . Optometrist and Optician ; 130 S. Main St. ' . GOSHEN -

A WORLD-FAMOUS SIX AT §51045! , ; : VA : : e Scientifically balanced, ‘ i = = L 4 holds the road atallspee'zds. - ; . ‘» * B 3 \}A g 25 All-steel body. One-picce e L o L ePR .. windshield. Luxurious, \ i : <fl & T N S genuine leather cushions, : : el L SV , 10 inches deep. Cowl b ; \ - ' T ; , - ; lights. Standard non-skid : e Ny e o : . & cord tires. ‘ : : N - : e = ; : ” - . TS e e O /) S . a 5 e Ay o : 3 o g S s 7/ : ’l> B N o , 340 ‘ - ’ .:;‘:"5.: _‘_"‘ s - B¢ X L Y b :v - - 4 ISO %:—E}"“' RS e~ i RNG *:;,: ,‘%;’} k‘; L .‘\_r"ip L o ¢ A AP S S s R ORI e S B : CERT Tl !_ i { SRS bR ’""an ‘:,’ -g;\ "* To e SRS Wke ‘, /j,/f’ e i A AW T R N j',s't;;’?,\,f%v"f:_‘ii‘,- g f:j;.'-»’i.;fi;;_ O—— i B N (R R e S R ORE Kl el LG, ST B e O L 1 RERRSLS PV 00/ (WD R P 4 e v m G e eD R, r/‘fi i §§”~‘ gh VY o : X S ReS Yo R e R NS R e N TR R R T R L S R S RSR s . g S ¥;_d 3o e &'g :‘*” Rl R e ‘?~ S%r “‘ ‘-._f‘:,.;‘,‘-f R o ‘;*v'««:.{u 2”“,;@;‘,} 4 ,é,, i T QR ke D SN ey . SRS SR Sl £ T W 87" R Oy e SR, - SMRHIRE VS BRRESMETI R Uae eST oL\ N T e W e " d e ‘ WS eSO . ;—;““-"‘3 o ! : . : TR BTN e o g : ; (s o oy, i : 2 ’ & * " s 5 eI 4 @ : ’ ;’7\ ¢ €l ena you a car "N : eto compare Wlth Other cars at near lfls price. : <

T YHIS is an offer to anyone who is considering the purchase of a car in the $lOOO field. a 2 :

- We invite you to take out a Studebaker Light-Six model for the sake of comparing it with other cars at near its price. This without obligation to buy. ‘ ' Every maker advances claims for his car. Some are fair, some superlative; some are borne out by facts, others not, . You’ve been told this car, that car or another is “just as good” as this famous Studebaker model. Now find out for yourself. That’s the only way to buy lasting satisfaction. , ; ®% % _ When you try this Studebaker Light-Six, you will find an engine of remarkable power

' LIGHT-SIX s.Pass. 112-in W.B. 40H.P. Todring » o s o o o $1045 Roadster (3-Pass.) . '« . . 1025 Coupe-Roadster (2-Pass.) . 1195 Coupe (5-Pass.) « . . . . 1395 Sedusts 0 L. .0 14Rs

Blazed Trail Garage oo RIGONTIER - o STUDEBAKER LIGHT-SIX - $1045

T HUDSON’S —-————M————-———> ———a———-—‘ e e e e e e e e s Materials for Dresse Gaze Marvel Silk Tissues; speeialiat ... . ... ... . 53¢ E%ef'.elzltlon Voiles, 40 inches wide, all dolors at ...............75¢ Voiles in Dark and Light Colors, ,]4{} inches wide at ........39¢ Dress Linens, all colors, 36 inches wide ........cccoocee.i..o...B9€ Rntums in small cheeks, .36 inches wide ~.........................59¢ Tissues, a 50¢ quality, 32 inches wide at ....................39%¢ Krepe dc Leen, looks like real silk at-........................... 51.50 Dress Ginghams, 32 inches wide, all colors ..................... 35¢ Washable Talleta, 36 inches wide, plain colors ............$1.75 Crepe Ratine, 36 inches wide, sport colors .....................50¢ Rondas Suiting, a 36 inch sport Suiting .......................5% ‘White Dotted dmported Swisses ............... T3¢, $l.OO, $1.25 Renfrew Devonshire Cloth, all patterns ..................... 42¢ Jap Crepe for children’s clothes, all colors ........................35¢ . Ready-to-Wear - Ceats at greatly;reduced prices. | You ean purchase now at a great saving ; L e : _ - $lO, $13.75, $l5, $16.75, $24.75 Fancy Dress Aprons, mado.nfi(;in'ghnms and - Percales. Worth much more than sale price - . : ~ Special 95¢ - Crepe Night (;('nmts:_. made of geénuine - Windsor Lingerie Crepe, in all eolors. -~ - e ; , Step-Ins made of sheer coilon Lingerie materials in flesh. white, peach and orchid. - g ) _~ * - Special 75¢ Combinations of pretty soft Lingerie Fabrics. Made in Yery prefty styles .0 - @} . ' : < T = -8 T‘. 4 1 - $1.25 and $1.59 PSR SR ST A 3 S NDR T S SRR SN oo R USRRN "-'. o SOENINN =. _A{THE HUDSON co. T - : - GOSHEN ¥ INDIANA.

Banner ads bring big business

SPECIAL-SIX 5-Pass. 119-in. W.B. 50H.P. T0uting.....0051425 Roadster (2-Pass.) « » « o 1400 Coupe (5-Pass.) « » « « 1895 Bedan % 1 .4 v 1988

(All prices f. 0. b, factory. Terms to meet your convenience)

and flexibility—an L-head engine designed and built by Studebaker; noted for its quiet and smooth operation; free- from vibration because its crankshaft and connecting rods are machined on all surfaces, an exclusive Studebaker feature on cars at this price. You will find surprising case of handling, unusual comfort, roominess, obvious refinements and all the visible signs of a quality car. You will find low price its only contrasting feattrey: - - e ' Remember, Studebaker is the world’s largest quality car builder and thus isin position to give you the utmost for the least. . Buy no car at $5OO or more without making this test. Don’t buy blindfolded. =

o BEG-8 X J-Pass. 126-in. W. 8.. 60H.P. 'Touriné..-....51750 Speedster (5-Pass.) . . . 1835 Coupe (5-Pass.) « «o« o 2495 S,edan‘ .. on . o‘- . 2685