Ligonier Banner., Volume 36, Number 40, Ligonier, Noble County, 2 January 1902 — Page 13

' TERRE HAUTE S & < i=. = ' : | 0"% gﬁg @ A Rottled Reers R B -' . D -~ Contain nothing but the very best ingredients which the market affords. Manufactured by the most approved methods which experience has taught, to. which has been brought the assistance of the best machinery in the world. Tiltered, pasteurized and properly aged, after undergoing every known process which could in any way add to their sterling qualities, these beers are oﬁeréa' to the.public with the fullest confidence that * they are the very best on the market.

Salvator, Champagne Velvet : : / - Champagne Velve T . oy e Leading Brand The Leading Brands. Py e er—————rre—[Kingston - Wids ’ . ’ - 17 N, lllinois St,, . Mugh the Finest and : Best Equippedd @ _ ﬁa ‘ °‘ y . AI R ; - ININDIANA. OLD STRAIGHT WHISKIES are sold by the Bottle at wholesale prices, Exclusive bottlers in this city of Cedar Brook (W, H, Mcßryer) Whisky, When you desire the best that money can buy, come in, : ; - - B2Bes : - : : P . e 5 WM, TRON, Prop. lygeia Manofacturing Co. . Manufacturer leading brands e .. . Damiara Bencdicﬂne, Wild ~ - Cherry, Nector and Kola Celery and Pepsin For bar trade. o« .+ The Best and Purést Made . ~ 713 Massachusetts Ave. . - INDIANAPOLIS, IND. JACOB METZGER & CO. ' : Bottlers and dealers in forelgn and domestic Wines, Champagnes, Whiskies, Beers, Ales, Porters, and Mineral . Waters. Beriiner Weiss Beer. ; Agt. Lempa Extra Pale Famous ‘l el Marrow. : 1y ovg g 30 & 32 E. Maryland St., Indianapolis, Ind : : M. BARNET'T, Dealer in all kinds of Champagne, Brandy, Amber, Wine, Claret, Appolinaris, Ale, Porter and all kinds of miscellaneous Bottles. .- All Orders by Mail Promptly Attended to. 218 West New Yorls St, WORLDS BEST BEER INDIANAPOLIS AND -T-AMERICAN BREWING COMPANIES. - Highest Grade of Product Known t 6 thq Business—Progressive | £ Methods Win. 1

- Always noted- for the superior quality of her brewery products, Indianapolis just now bears the proud distinction of having been awarded, by a jury of internatlonal experts the highest honors of the Parls exposition for beer. This pre-eminence was not won in competition with Amerfcan brewers merely, but in a gevere contest with 21l the noted beer brewers of ¢he world. The award meant in plain English that, in the’unanimous opinion of the judges, after subjeccting the vari- + Ous beers exhibited to all the prescribed tests, the Indianapolis beer proved to be the superior product. There is a signifi.cance in this verdict for which this city should be given the keenest credit. . The . brewing Interest 13 very great in this country. It engages an endrmous: capltal. It is a tremendous force In varied employments and one of- the greatest wage-paying industries. There 1§ no interest in -this country that has had a more steady and continuous development than that of brewing. In the processes - of social evolution the quéstion of food - and drink, llke every other problem, has ~ {ts solution in the survival of the fittest. . Through the ages it has been true that " the Germanlic and Norse races have always preferred malt to all other kinds of liquors. .Tn Germany, in England and fn the Scandinavian countries it has, from the dawn of civilization, been true. that the brewer was as necessary to social - wyelfare as the baker. In our own ¢ouns try we are a natlon of beer drinkers. . Beer is unlversally known to be the popular American beverage. The greatest _brewerles of the world are here, and we export every year almost’ as many barrels as any other nation makes? 80, we ~ #say, there s . .rare and notable signifieance in the pronouncement by a jury of award of a great International exposition ~ that the best beer in the world is made ~ in Indianapolis. ~_The beer of this city thus being widely ~ famed and noted for its superior quality P ————————————— - BT Wmith's Special Cream Separacor. - PR TR R will madke more butter from your milk - B B L with much less labor. Send for one at B v_ﬁ;j;;::’a once and be convinced. Price Llst: - 2t Quarts Price Quarts Price . PR R <OO, 24 #2750 | No 4, 10 $6.50 . B vo |, 43 395 | Nob, 100 7.60 o RS No 2, 38 450 ‘ No' 8, 200 8.50 oRIT i Bt B B é,go:e&nd cash with praer. or will send

INDIANAPOLIS RECOGNIZED AS - THE GREAT RAILWAY CENTER OF THE MIDDLE WEST

Indlana'p!olis is becoming recognized as the chiet rallroad center of the middle West. Its great distributive resources have been utllized by all the leading railroads until its transportation facilities are exceptional in their completeness. The early years of Indiana preceded the raflroad era, and during those first years the .towns that were located on the Ohlo river and the lower Wabash had a great advantage over any other settlements 4dn the state. "Soon afterward came the canal-bujlding era, when American enterprise manifested {tself all over the country in an endesvor to give convenient outlets for the products of the various sections through the medium of artificial waterways, which were constructed upon 8 most extensive scale, Indiana especially participating in the extensive canal-build-ing activity and constructing the Wabash & Erle canal from Toledo to Evansville, 476 miles, which was the longest in the United States.

The Whitewater canal from Lawrenceburg on the Ohio to Hagerstown was also constructed, and these waterways for many years constituted the principal features, apart from the Ohio river, in the trdnsportation facilities of the state. The canals are still in use to a considerabie extent, although the section of the Wabash & Erie canal between It. Wayne and : Lafayette has not been used for many years and will soon be paralleled with electric railways, the former towpath being utilized as a_roadbed. : Great Facilities. .

The transportation facilitles of Indianapolis have continued. to {increase until at the present time there are sixteen campleted lines running Into the city, connecting In the state with many other lines which all bring their passengers to Indianapolis’s magnificent Unlon station. Over 13 passenger trains enter and -depart every twenty-four hours, so that the advantages of the city for reaching any point in_the country are unsurpassed. The llnés that center here radiate like the spokes of a wheel in every direction, and the equlpment and service of the vaTious roads represent the very highest quality of convenience, luxury and comfort. :

The Beit Rallroad.

It i{s proper in this connection to firat refer to the Indlanapolis Unlon railway company, commonly known as the Belt rallroad, because it i{s the connecting link for all railroad lines entering the city. This company succeeded in 1833 to the enterprise inaugurated In 1863 by the Union rallway company. It operates fifteen miles of track, extending entirely around the city, and alsoowns the splendid Union station. This is considered one of the finest in the United States, has a train shed 800x650 feet in size, and Is a handsome three-story brick bullding, surmounted by a lofty tower. It is a beautiful structure. on the Romanesque order of architecture. The business done by this company -is very large and Indicates somewhat the extent of the commerce and general traffic jof Indianapolis. In 1%00 the company gnoved 964,234 cars over the Belt, In addition to 62,288 cars of live stock and 47.858 cars switched for private industries in the city. While the official flgures are not yet available for 1301, it i 3 understood that they will be at least 20 per cent. higher. The company. has twelve ‘heavy switch engines and glves employment to 300 persons. Mr.. James MicCrea, president of the company, resldes at Pittsburg and is first vice-presi-

and Indlanapolis being the home of establishments whicn, in the character of their equipment an& the excellence of their output, need fear no comparison from any brewing center in the entirs country, there is cause for special pride in this particular one of our industries. } The Indianapolis Brewing Company. . Leading the brewing industry of Indi_enapolis Is the compsuy which bears the cfty’s name and which has earned the distinction mentioned .above. It is a corPnratlon organized in 1889. urndc‘r the laws of the state of Indiana, as a consolidation of the C. F. Schmidt, P. Lieber and C. Maus breweriss. The general offices and bottling dep rtment are located at the Schmidt breweries, on High-st.,, the other -plants being situated in different parts of the city. All are first-class brewing plants, suppliéd with the very . best accessories and devices for the brewing of beer by the most approved processes. The three plants have a presént combined outp™t of .600,000 barrels -yearly. In the various plants employment is given to 1,600 hands, the products being excellent qualities of beer, specially noteworthy brands being their “Progress”’ bottled. Dbeer and their “Tafel” and “_Dusseldorfer" beer, which are both 'keg and Dbottled ' beers. These are the beers that were awarded the gold medal at the Paris exposition of 1900. -The Dbottling department is especially notable. It was referred to as a model by the American academy of sclence st its first meeting fin New York In u discussion of the art of brewing.. The bot!ling is done by the agency of compressed alr direct from the brewery and in place of the 6ld methad of taking the beer from casks, it goes direct from the vats to the bottle and is at once hermatically sealed. The company, in addition to controlling a large trade locally, which ig supplied by many wagons, hag also a very large shipping and export trade, its beers being shipped to all parts of the United States and also the Philippine islands, Cuba, Porto Rico, Chinia, South America and Africa. The officers of the company are: Albert Lieber, |president and general manager; Fred FErancke, vice-president; John P. Frenzel, sccretary, and Otto N. Frenzel, treasurer. Mr. Albert Lieber, the president of the company, is a native of Indianapolis .and a son of Peter Lieber, founder of the Lieber brewery. He makes frequent visits to Europe and is at all times thoroughly informed on the most advanceéd methods of beef brewing. e is a business man of remarkable acumen and a most genial frlend and companion, whose warm admirers are numberless. The American Brewing Company. This institution has gained the highest re'ptgté,tlon by the excellent quality of its brew. It fs unique in one particular—all its officers and stockholders are Indianapolis business men of the highest standing, and the impress of their reputations goes with: the products of this brewery. The company was incorporated in 1897, with $100,(00 capital, the officers being Joseph C. Schaf, president; Anthony J. Krass, vice-president, and Herman Habich, secretary and treasurer. The plant covers a quarter of a block on W. Ohiogt., with substantial modern buildings. This {8 in every respect a model brewery, in which beer lis sclentifically produced and the highest percentage of purity is undoubtedly attained. A noteworthy feature is an absorption ice machine of forty tons ice capacity and sixty tons refrigerator capacity. The productive capacity of the brewery amounts to 50,000 bdrrels yearly, and the product is ‘“‘Bo-. hemian’’ and standard lager beer of the very best quality. The daily shipments are very large throughout Indiana and eastern Illinois. Employment is given to forty men, and sixtcen teams and wagons are used in the city delivery. Mr. Joseph C. Schaf, the president, is a director of the American national bank and of the Indiana hotel association, now building the mos:,v)f magnificent hotel in the West. the new ‘‘Claypool,” in Indianapolis. He is a member of the board of trade and the Commercial club and a highly influential citizen in all his as-

dent of the Pennsylvania lines west of Pittsburg. Mr. 11. ¥. Osborne, vice-presi-dent, llves in Cincinnati and is secretary of the Big Four system. Mr. W. T. Cannon, secretary and treasurer, is a native of Indianapolis and a member of the Columbia, Commercial, Marion and other clubs. He has been identified with the company for a long time. Mr, C. A. Vinnedge, auditor, and Mr. A. A. Zlon, superintendent, have also both served the company for many years. - : Present Railroads. :

It may be stated in very truth that no capital city in any of the states is more advantageously situated with reference to convenience of access by the citizens of the state. There are but few county seats from which it is not possible to reach Indlanapolis and return the same day. In the early years of railroad buildingz in this country there was not much expectation that the roads would be important for long distances, . and those first projected from Indianapolis conflned their operations within the state. These first railways were not.only locally projected but locally named, as will be seen by enumeration of the titles of the first elght ratlréads built to this city, whizch were the Madison & Indianapols, the Bellefontaine rallway, the Indianapolis & Lafayette, the Indiana Central, the Indianapolis Initial, the Peru & Indilanapolis and the Indianapolis & Vincennes. These roads, or as much of them as was ever built, are now parts of larger systems, and the various lines which enter in the city at the present time are as follows:

Ohio, Indiana & Western, from Indianapolis to Peoria, 111., 212 miles; Indianapolis to Springfleld, 0., 149 miles. Cincinnati, Hamilton & Dayton, Indianapolis ta Cincinnati, ‘123 miles. . : Cincinnatl, Indianapolis, St. Louls & Chicago, Cincinnati to Indianapolis, 110 miles; Indianapolis to Xankakee, . 139 miles: Kankakee to Chicago, fifty-three miles. L G S

L.ake Fris & Western, Indianapolis to Michigan City, 161 miles. Indianapoclis & Vincennes, Indianapolis to Vincennes, Ind., 117 miles.

Chicago, St. Louis & Pittsburg, Columtus to Indianapolis, 188 miles; Indianapolis to Chicago, 194 miles. . Indianapolis, Decatur & Western, Indianapolis to Decatur, 111., 153 miles. Chicago, Indianapolis & Louisville, Indlanapolis to Chicago, 183 miles; to Cincinnati, 123 miles; to Michigan City, 154 miles. : _ : “Cleveland. Cplumbus. Cincinnati & Indianapolis, Indiarapolis to Cleveland, 283 miles. Cincinnati, Wabash & Michigan, Indlanapolis to Benton Harbor, Mich.. 201 miles.. ) Jeffergonvilla, Madison & Indianapolls, to Loulsville, Ky., 110 miles. 2 ‘lndlanapolis & St. Louls, to St. L.ouis, 261 ruiles. Terre Haute & Indianapolis, to St Louls, 240 miles. e Other recads, mnotably the Indlanapolis Southern and the Illinois Central, are seeking terminal facilities here, and will add largely to this immense system In both freight and passenger business. No city In the country. has a more complete net-workx or roads and few can boast the same amount of mileage. They are the avant courier of an enormous community of commerce that will eventually outstrip the cities of this entire region and make Indianapolls the chief distributing center of the middle West.

COLUMBIAN RELIEF FUND- ASSO-

CIATION.

The Largest and Strongest Hezlth and Accident Insuranceé Organization

In Indiana.

~ The Columbian Rellef Fund Association was chartered in October, 1896, and 'has grown to be cne of the largest institutions of the kind in the country. Its insurance is especlally designed for the benefit of those who are dependent upon a salary or wages; it pays for time lost on account of sickness or accident and provides a funeral benefit for death from any cause. The Columbian conducts its business on sclentific insurance princi- ' ples and Insures only select risks, which pass a regular medical examination; thus it is abls to give indemnity for all diseases excopt those which directly result from dissipation. Therein it manifests its great superiority over other so-called hdalth insurance companies, which pay only for certain specified, and generally uncommon, ailments, . In the course of its flve years’ exlgtence the Columbian has pald over $130,000 in claims, and now has on hand to guarantee the payvment of just claims cash assets of $16,600, with no claims due and unpald.. Undoubtedly, Its success is due to the safety and liberality of its policy, its careful management and its record for fair dealing. Not only-is its high standing appreciated by individuals who want the kind of insurance the Columbian gives, but other companies have come to recognize it. Since January of this year four different companies, desiring to close their business, and yet aliord their pol-icy-holders thoe best protection, have reinsured them in the Columbian’ Relief Fund Association. The secretary and manager of the association is Charles H. Brackett and the home office is in the St}éveﬂson building, Indianapolis. : : el e, The Reserve Loan Life Insurance . Company of Indianapolis. Among the growing flnancial institutions of this state we may reckon The Regerve Loan life Insurance Company, which is incorporated under the compulsory reserve deposit law of Indlana, act of 1899—a distinctively ‘‘old Iline’’ insurance law. In its energetic and aggressive canvass for business the management is attracting especial attention, expressing the push and progr&ss of western activity. Under the provisions of the 1899 law it is making its investments altogether in first mortgages on Indiana real estate and de- | positing its securities with the auditor of state for the protection of all of its pol- ! icy-holders to the full reserve liability on | all of its policles. Little can be added to what has already been said In praise of the wisdom of our .law-makers in enacting the compulsory reserve deposit law. As stated before, it is an ‘‘old line” law, with the addition that greater security is given to policy-holders under it than is glven by the ‘‘old line’”’ laws of other states, the state of Indiana, under such law, holding in trust in approved securitles an amount at all times equal to the entire reserve llabilitles of the company. The enactment of this law further gives general notice that the state of Indiana is looking sharply to developing and fostering financial institutions equal to those of her sister states by putting her life insurance companies on an absolutely secure foundation, beyond successful attack by the companies of other states or their agents. Every one who will read intelllgently the provisions of the law referred to will not question the absolute security of his investment when taking a policy in a company organized under this law. The management of The Reéserve I.oan life Insurance Company is well known, not only in Indiana, but all over .the country, having organized and developed the largest accident insurance association in the United States. 'The success of that enterprise, as is the case with all successful enterprises, was due to intelligence and well-directed energy, and thase qualities dominate the management of The Reserve Loan ILife Insurance Company, with the ripened experience of’ years in the conduct lof .insurance affairs. The company's officérs are: Chalmers Brown, president; ‘W, K. Bellls, secretary; Ches-

Stanchest Financial City ~ Of Its. Class in Country

' The bank is the inception, the inspiration and the developing Influence of modern commerce. It is a vital factor in the prosperity of any commercial city. Nearly all the transactlons in all branches of the trade of the United States are, in their financial features, carried on through banks. To such a degree is this true that the bank clearances of the commercial cities of the country are reorganized as the most accurate barometers of theilr success and stability. : The banking interests of Indiana have developed with the material progress of the state. In varfous communities the early history of banking in Indiana was not unlike that of other western .states, where ' crude and unsclentific banking methods resulted in disaster. But so far as the state itself is concerned, it has deserved and bears an excellent reputation for general soundness. The bankIng business of the state®!s largely carried on. under national charters. There are, however, numerous state banks that rank among the best and strongest institutions of the state and transact a large business, as is shown by the fact that the resources of the ninety-seven banks of discount incorporated under the state law were, In 1899, $21,485,763.37;. in 1900, $22,927,457.85, and of the 104 banks in 1901, $26,898,618.89. .

At the end of 191 there were ’,h-h:ty-three trust companles operating ’under the laws of Indiana. The resources of these companies (only twenty-seven previous to the present year) were, in 1899, $7,183,120.40; ‘in 1500, $10,548,044.62, and {n 1901, $15,244915. The third class of banking institutions under the supervision ‘of the state is the savings banks of which there are flve located, respectively, at Evansville, Lafayette, Laporte, South Bend and Terre Haute. Thelr prosperous conditlon is indicated by thelr resources, which were, in 1899, $6,274,523.80; in’ 1900, $7,016,608.55; in 1801, $7,728,787.85. ! : Throughout -the state the flnancial story is of the game tenor, that money is plentiful and in good demand at low rates; and, while the profits in individual transactions are not so great as formerly, the increased volume and growing activity of business more than compensate for the reduced- rates of interest. (Besides the figures glven in regard to the resources of state banks are still larger figzures for the national banks.) Altogether the state is to be congratulated on the completeness and solidity of {ts banking advantages at the beginning of the twentleth century. 35

Some History.

The history of banking ‘in Indianapolia dates back to the earliest days of the city when a small private bank was started, but the first chartered bank was the State bank of Indiana, which was chartered In 183¢ with a capital of $1,600,000. The charter was to run twenty-five years and half of the capital stock was to be taken by the state, which raised the money by the dale of bonds. The state’s ghare of the dividends, after paying the bonds, was to go to the establishment of a general school fund, and this was the foundation of the present splendid endowment of Indiana’s pub’ilq-’schools. The investment ultimately yiéided ‘to the state $3,700,000 after? payment of the bank bonds. The main bank and one of its brgnches were located in Indianapolis, beginning business Nov. 26, 1835, in a building on the Governor’s Circle, which had been intended as a residence for the governor, but was afterward removed to Washington-st. The first president of the bank was Samuel Merriil, with whom were associated Calvin TFletcher, Seaton W. Norris, Robert Morrison and Thomas R. Scott as directors. In 1840 the bank removed to a new bullding at Kentucky-ave. and Illinois-st. The Indignapolis branch was organlzed with Hervey Bates president and B. F. Morris cashier. After the charter expired the Bank of the State of Indiana was chartered, the interest of the state being

ter J. McPherson, actuary and-assistant gecretary; M. M: Crabill, assistant superintendent of agents; Hon. W. A. Ketcham, general cotinsel; Guilford A. Deitch, genéral attorney, and Dr. J. L. Larway, medical director. The offices of the company occupy a good part of the third floor of the Ingalls bullding, one of our large office buildings, on the corner of Washfngton and Pennsylvania streets, a visit to which at any time discloses an active. and busy scene. . :

Accident Insurance.

Tndiana has an assoclation doing accldent insurance that is worthy of the patronage of its citizens. We refer to ' the Commercial travelers’ mutual accldent association, which has its offices at 710 Stevenson building, Indianapolis. The association was organized .in 1892 and has since carried on the accldent insurance business with steady success. The assessments, when made, are only. $2 and the cost per member, annually, has never exceeded $lO, while all -just claims have been promptly and fully pald. There were at the time of filing the last annual report no-outstanding liabilities, and the association had on hand in the Indianapolis banks $6.601.73. The association has paid since its organization up to July 1, 1901, 640 claims, amounting to $41,246.47. The, association 'is composed oi commercial travelers in all parts of the United States. The president, Mr. Robert R. Walden, is a native Hooster, and has been a ‘successful traveling salesman for the Layman-Carey hardware company ‘of Indianapolis for thirty-one years past. Mr. John A. Dugan is vicepresident, and for more than twenty years has represented Hollweg & Reese, the veteran queensware dealers. Carey McPherson, secretary-treasurer, was a traveler in the ‘grocery line for thirty years. The directors are James H. Newmean, with Hibben, Hollweg & Co., wholegale dry goods; Lew W. Cooper of W. D. Cooper shoe company; George W. Barth, representing Samuel Ach & Co., wholesale milliners, Cincinnati, O.; W. D. ‘Harvey, manager. Webber, Burton company, manufacturery of lodge regalia; J. H. Stubbs of the Indianapolis shoe company; C. A. Ross of the Grocers’ supply company; Jefferson Caylor, with the W. D. Cooper shoe company, and W. H. Nicoles, with the Crescent paper company. The standing in this community of these gentlemen is sufficient to guarantee fair treatment to the members of the assoclation, and every commercial traveler‘ and business man in the state should encourage it by taking out a membership certificate, as its object lis to give accident insurance at actual cost. S e s The Old Wayne Mutual Life Presents to the insuring public nearly a fifth of a century of successful and conservative business management. It was incorporated under the laws of the State of Indiana, March 22, 1883, and since its incorporation has paid every just claim aggregating more than one million dol-. larg and has never had a valid judgment rendered against it during that entire period. There are, perhaps, some insurance companies that promise more than it does, yet there are none which have pald as much in proportion to the cost as the old Wayne during its nineteen years of uninterrupted and successful growth. Its policies are attractive for the reason that they are based on scientific principles and equitably adjusted

i ! : @ » : ; 4 Columbia National Bank i fia ey | i\‘\ , INDIANAPOLIS, IND. “R CUPIERE .l i e hisienss ::$300,000,00 sy : : W f MORTIMER LEVERING, President W.F. C. GOLT, Cashier JGUGRMNy A. A. BARNES, Yice-President W. K. SPROULE, JR., Ass’t Cashier

withdrawn and ‘Hugh McCuloch, who was later secretary of the treasury of the United States, became president of the bank, which remained in business, with seventeen branches, until the inauguration of the national banking system, when the various branches were merged into different national banks in théir respective localities. @ The institution known as Fletcher's bank dates back to the thirties, and contiued in successful business as a private bank until its reorganization as one of the strongest national banks of the country. e

Panic of 1837.

The disastrous panio of 1837 greatly hampered the developifient of enterprises in Indianapolis, the State bank .being compelled to suspend specie payment and the legislature adopting various measures intended to relieve debtors as much as possible. One proyvision made at that time was that property sold on execution could not be sold for less than two-thirds its appralsed value and another that a certain amount of household property should be exempt from execution. These measures, together with a disposition on the part of the creditors to be liberal in the extension of time of payment of debts tended to releve the distress to a 'great extent and averted a calamity that would otherwise have left a blight upon the activities of the state for many years. The State bank resumed ‘specie payvment in 1842, but it was a year or more after that before there was any general revival of business. The banking facilltles of the state have grown rapldly since that timeé. Some of the most recent pgm!cs since seriously affected, for a tlme, .the banking system of Indiana, but it was not permanently crippled, and {s now stronger, better equipped, better conducted and in every way a grater instrumentality of commerce than ever before. o ‘ . Condition of Local Banks.

The banking facilities of Indianapolls are afforded by six national banks—the Columbia national, organized in 1901, having succeeded the State bank of Indiana, which went out of business; and six trust companies—tha Security, also, " having been organized in 1901, in adédition to private banks, most of which are devoted more especially to investment banking and the loaning of money on mortgages for clients. The subjoined’flgures show the bank, clearings in’ Indianapolis. for each year from 1890 inclusive: 1899 S e 821,127,854 118 PO i e e 214,265,101 30 1908 0 e 216,088,220 D 2 1808 e aseesss 186,983,541 44 18 . i T s 130,032,220 92 808 L 0 L L. 1561631820 72 1808 s 2048T6.T1A 0T bl e GG Ty IRO o i S 304,242,272 89 1000 ... 8231626,928 00 1901 (estimate) .........c..000 346,000,000 00

Conditlon of Banks.

The following flgures show the condition and business of the city banks for the last ten years, those for the year just closed belng based on the most authoritative estimates as to deposits and loans:

Capital. Surplus. Deposits. . T.oans. 1892 ..$2,600,000 $1,260,867 $13,273,163 00 $9,603,950 09 1893 .. 2,600,600 1,167,920 7,804,453 00 6,173,926 00 1894 .. $,000,000 960,000 11,119,969 00 7,184,468 00 1895 .. 2,800,000 067,493 9,740,562 00 6,951,002 00 1896 .. 2,800,000 §58,500. 8,047,973 00 5,819,487 00 1897 .. 2,800,000 962,500 8,231,332 00 6,827,884 00 1898 .. 2,300,000 044,000 9,140,907 00 7,417,610 00 1899 .. 2,300,000 1,122,000 11,283,393 00 9,311,586 00 1000 .. 2:200,000 1,152,000 22,554,837 00 9,481,108 00 1001 .. 3.450,000 955,000 18,502,319 290 13,566,452 17 The six trust companies have a combined capital of $3,300,000. The five which were In existence in 1900 had an aggregate capital of $2.700,000; surplus and undivided profits, $244,134.12; total assets, 37,062,110.90. ? ’ :

mortality rates for all ages from twentone to elghty-five years. The numbher of premiums and the amounts of each are guaranteed in every policy. It offers straight life insurance without banking or speculative features, and as 75 per cent. of all premiums are set aside for the purpose of paying losses its policies commend themselves to those who. 21re seeking insurance strictly for protéction. It offers the best plan for safely insuring people of advanced agen, at a low. cost, thus affording those who would dtherwise be barred from protection in other companles a means of securing. absolutely safe and geliable insurance.

The Home office of the Old Wayne Mutual Life is located on the eighth floor of the Commercial club buliding. The officers are L. C. Stewart, president; C. C. Gilmore, secretary; John Furnace, treasurer, and Charles K. Averill, legal adviser, The total business written by the company aggregates over $105,000,000. Total losses pald over §1,000,000. There are but few mutual associations in the United States who have received as much in premiums, ($173,161), paid as much in death claimg ($129,794.13), and written ‘as much new business ($2,631,600) during the year 1900, and have as much insurance in force at the present time, ($10,833,200) as the Old Wayne. Does not this showing speak volumes in favor of home insurance? Why send money to foreign companies when better insurance can be ‘had in your own state? S The Meridian Life and Trust Com-

‘ : pany. Is one of the leading Indiana life insurance companies operating under the legal reserve compulsory deposit law of 1899, This company writes every form of term and endowment policies. The company will loan to policy holders the entire legal reserve at 6 per cent. per annum, according to table stated in the policy. Conditions' in policies also provide for extended insurance thus protecting the insured against loss or lapse after .three yvears. In fact every feature offered by the oldest companies in the country sre provided in the policies of e Meridian Life and Trust Company. @minent Lusiness men throughout the state recognize the advantages of insuring in home companies, and are familiar with the rafeguards thrown about Indiana life Insurance which guarantees to the people insurance that Insures. The officers of the company are well and favorably known throughout the state. The officers are: Arthur Jordan, president; W. C. Hall, vice-president; Charles C. Pierce, jr., secretary; Orlando B. llcs, treasurer; Everett Wagner, general menager. The home offices of the company are suite 1127 Stevenson building, Indlanapolis, Ind. i

s LB, " INDIANAPOLIS, IND. Capital Surplus - = - $420,000.00 Resources = = = = $4 100,000.00 Solicits accounts of Banks, Merchants, Manufacturers .and Individuals. : M. B, Wi150n_............................. President O. M. Packard, ... ................ Vice-President W. F. Churchman, . ...................... Cashier Chas. L. Farrell, . . . ... Assistant Cashier

INTER-STATE LIFE - Assurance Company =——=[NDIANAPOLIS, lNDf.——-———i—————————— Incorporated Under the Compulsory Reserve Deposit Law of the State of Indiana as an “‘Old Line”’ Legal Reserve Insurance Company.

CHAS. A. BUDLOW, President. F. E. MARSH, Vice-President. R. L. DOUGLAS, Second Vice-President. F, B. DAVENPURT, Secretary.- s A. P. SIMMONDS, Supt. Agencies.

EOARD OF DIRECTORS 3

D. P. Brwin, Indianapolis, Capitalist. SR - Thos. H. Spann, Indianapolis, Real Esmto.-._nd Insurance. Wm. E. Kutrs, Indianapolis, Capitabm and Manufacturer. E . . Cortland Van Camp, Indianapolis, Ca italist and Pres. Van Camp Hardware & Iron\Co. Harry J. Milligan, Indianapolis, Capitalist, Lawyer. ; Willlam Fortune, Indianapolis, Pres. Indians State Board of Commerca. : B. I. Fisher, Indlanapolis, Banker, : Aquilla Q. Jones, Indianapolis, Lawyer. Dr. BE. F. Hodges, Indianapoli., P rector of Company. George Brown, Indianapolis, Rear Admiral 1. 8. N. = : John B. Cockrum, Indianapolls, Lawyer, Gen. Counsel L. H. & W. R. R., President Columbia Club. : . August é Kuhn, Indianapolis, Pres. Consolidated al & Lime Company. Dr. O. 8. Runnels, Indianapolis, Burgeon. E. C. De Hority, Elwood, Cashier First National Bank. ’ ) Charles W. Miller, Goshen, Lawyer, Pres, State Bank and Pres. Elkhart . County Trust Co. . ¥ 8. J. Straus, Ligonier, Pres. Clitizens’ .Bank. Dr. Albert G. Craig, Vevay, Cashier First National Bank. Harry I. Miller, Terre Haute, General Manager. Vandalla System. . Henry Terstegge, New Albany, Manufacturer Btoves and Tinware. . Judge Azro Dver, Evansville, Lawyer.

ANDREW M. SWEENEY, SAML’EL QUINN, . WILBUR 8. WYNN, : v President. . Vica-Pres. and Supt. of Agents. Secy. and Actuary, 'THE MOST SUCCESSFUL COMPANY FOR ITS AGE EVER ORGANIZED The State Life Insuran ‘e State Life Insurance Co. o - INDIANAPOLIS, INDIANA. ‘ UNFARAILILEILED RECORD: INSURANCE IN : ADMITTED RESERVE AND ALL ADMITTED FORCE. ASSETS OTHER LIABILITIES. ~ BURPLUS. 1895 .... $3,548,500 ; $18,300 - §15,868 . $2,432 18986 ..... $7,859,500 $58,770 - 845,483 21380 1897 ..... $11,885,500 $150,891 $88,276 © $62,615 150 e.... 517,049,000 $259,645 $152,037 ~ $107,608 500... 900,008,470 5417,781 $256,246 $161,534 $28,339.877 $671,370 $409,594 $261,775 " Deposited with State of Indiana for Protection of All Its Policyholders, $500,000. Every policy is secured by a deposit of its entire reserve value with the State of Indiana, in accordance with the provisions,of the Legal Reserve Compuisory Deposit Law of Indiana. No other .company cah offer in sound indemnity, large dividends or any other feature. better contracts of life insuramce than are furnished by THE STATE LIFE. The insuring public of Indiana, in the exercise of an intelligent solf-interest and State pride,. should first patronize this sterling home = fution, Home Office—The Sixth Floor Newton Claypool Building, Indianapolis, Ind.

The Hartford Life Insurance Company of Hartford, Conn. LEADS SEVENTEEN of the Companies Doing Business in Indiana. LARGEST GAINS IN INSURANCE:IN FORCH. GREATEST AMOUNT OF NEW BUSINESS. WRITTEN. - COMPILED FROM OFFICIAL FIGURES IN OFFICE OF STATE AUDITOR. BEGAN MAY 1, 1900. THIS G()ESi ONLY TO NOV. 1, 19%00. » : ' . READ THE RECORD OF 180C0C. i . : g : Amt. in force Amt. written Amt. in force v . _Dec. 31, 1899. .in 1900. Dec. 31, 1900. Gain. HARTF0RD............ce0iviiiiiin......51,098,500. $460,700 $1,341,700 $243,200 BerKSNITe .....ivi coveioisssoesiseassosasersies 493,739 108,000 081,839 88,100 Connecticut Mutual ~...c.cvoiieiveiodiiane. 8,361,350 817,500 8,491,850 130,500 Bguitalle of ToWa ..., c.iiiiieiiioeecnsides. 6640797 86,000 . 726,947 62,868 A OTLEY- . R e i i sen ess e e s vevisen Ay LOOLE 255,000 - 1,269,643 9,366 GOrmania ....iveileeissasissrsoncineswecinacess. 105,390 7.. b 9,736 691,747 9,643 Home Lo ... ccviiivisieeivecesissocenseseed . 612,740 . 66,670 €651,398 - 88,651 Life Insurance Co. of Virgimia............. 1,256,512 | 457,595 1,243.877 ‘12,7635 MANDALLALL ... iniieiss i svismnssesvsscsnvness 000,093 © 45,788 . 635,385 21,627 Michigan Mutual ........ 00 iiienecasrdeonsses 1,609,535 "~ . 203,026 1,784,974 105,439 Mutual Life, KentucKy......cccoivesassoveass - 958,793 253,450 945,143 13,650 Phoenix Mutual ... ... liiviiieinviirionesesns 934,208 - 156,100 1,015,760 © 81,462 Provident Life and Tru5t.......c....00eiee.. 1,234,061 178,325 1,327,886 93,825 State MUtUAI ...iiveiivivioreioarioecrerassens - 000,300 ~ . 232,842 494,724 129,424 DEAVGLOTE o\ v esavasisihesisnvessnesorassssuon’ 1205308 269,398 911,451 182,193 Tnion Mutual .:.ie.i,iineesessornecocaamenses 816,487 27,452 368,522 17,965 Tnited StateS ...ivcvivesosesessoeseorionoosnss . 503,935 136,500 830,575 26,640 Washington ... ins 661,304 ~ 258,996 ‘773,382 112,078 REDWINE & BREWSTER, State Managers, 803-5 Stevenson Building, Indianapolis; Ind.

FEIGHT POINTERS: ; £ 1. The INDIANA OIL COMPANY owns 1,040 acres of land in the famous ofl districts of California.- i : : . ¥ 2. The INDIANA OIL COMPANY has one ‘well down 1,080 feet, 510 feet in ofl : sand, and will start another well in a few days. . {3 3. The INDIANA OIL “OMPANY will be -on a dividend paying basis when it has four wells drilled.. 'They will drill at least 25 wells on the same tract. = 4. TthekINDIANA. QOIL COMPAJY exists for the benefit of those who own its stock. : ) . g - £ -5. The INDIANA OIl; COMPANY guarantees to return the entire smount of yvour investment money oefore other dividends are paid. £ 6. The INDIANA OIL COMPANY stock is full paid and non-assessabla. 1t is a safe, profitable and permanent investment. ¥ 7. The INDIANA OIL:COMPANY'S stock is not speculative, and you cannot afford to migs being a stocikholder. - §¥ 8. The INDIANA OIL COMPANY'S officers are well known business men of 2 Indianapolis. o - - b Sh _The stock can be bought now .t 25 ¢ents per share. The price will be =£dvanced soon. WRITE FOR »ROSPIECTUS. w 0 B : INDIANA OIL COMPARNY, 322 and 324 Law Building.

Incorporated Under the Laws of Indiana. THE LIBERAL b . - L , Life Insurance Comp’'y Of Indiana, ; Anderson, indiann. OFFICERS: Hon. J. H. Terhune.........:.......... President B P, Orimes.....ioiescesasssasvss Vitd-President C. XK. McCullough. ... juesineess .o ..00 s SeCTOIIATY George W. 5hreeve............:........Trea5urer B V. FUDL.. ... i osseaesssss s Medical -Directar Hon. W. A. Kittinger- ......General Attorney 0 M. GPeanlee. ... i S i ii i . 00. - Coungel J. F. Kight..........Superintendent of Agencies DIRECTORS: . Hon. J. H. Terhune, R. P. Grimes, C. K: MecCullough, Geo. W. Shreeve, M. V. Hunt, Hon. W. A. Kittinger, R. F. Schenck, Daniel .Goehler, 8. L. VanPetten, Thomas Nichol, James ‘Wellington. VOLUNTARY CUARANTEES. . THE LIBERAL LIFR INSURANCE COMPANY OF INDIANA is the ONLY LIFE INSURANCE COMPANY that VOLUNTARILY GUARANTEES in its constitution and bylaws and policy contract that the full reserve ghall be on deposit with the Auditor of State. THe Company is organized under the act of 1897, THE ONLY INSURANCE LAW THAT GUARANTEES the face of the policy. Under this act there can positively be NOSHAVING DOWN. OF POLICIES and {ts consequent burden upon the beneflclary. " By operating under this law, and placing the reserve on deposit with the State Auditor, THE LIBERAL LIFE INSURANCE COMPANY OF INDIANA offers you GREATER SECURITY than can be obtained under any other system of life insurance-in force and reduces the possibilities of & receivership to a minimum. ° b 2 Consult your own interests and take ad-’ vantage of this liberal law by placing your insurance in this !iberal company. : The Liberal Life Insurance Comp’y of Indiana Posltlvelz Insures. The American Central Life Insurance Company Organized under the I.egal Reserve Deposit Law of the State of Indiana, February, 1899, with a capital stock of $136,000:00 paid up. . Over eixty bankers in the State of Indlana are interested as stockholders, whose aggre-. gate wealth is over $50,000,000.00. The company has on deposit over $100,000.00 with the Auditor of the State of Indiana fer the protection of its policy-holders. Cash assets over $200,000.00. = Liabilities,! $50,~ 000.00. Assets invested in government bonds and flrst mortgage real estate, loans. Insur-’ ance in forde in Indiana about $5.000.000.00. - ' Officers and Directors E. B. MARTINDALE, President. . CHAS. E. DARK, V.-P., Supt. Agencies. . LYNN B. MARTINDALRE, Secretary-Treas. AUGUSTIN BOICE, Gen. Counsel.PIERRE GRAY, ” ; A. H. NORDYKHE, : D. A. COULTER, }_F‘mance Committee. JOHN\M. KITCHEN, M. D.; Med. Dir. T AT 0% TR RO 7 2 X IR N R T I AT S TR Y WSSO, A o e A N S e i iyt | W. A. CRAIG, General Real Estate, Loan and Insur=- : ~ance Agency. e Office in New Craig Block, LINTON, IND. Business communiocations given careful and prompt D e e

OFFICERS 3

H. B. HOULOWAY, Treasurer, H._ W. BUTTOLPH, Actuary. E. F. HODGES, M. D., Med. Diroftor. ‘H. J. MILLIGAN, General Counse H. R. STAUFFER, M. D., Med. Inspec.

M. B. Wilson, Indianapolis, Pres. Capital National Bank.‘Charles “E. Coffin, Ind{anapolis, Pre. Central Frust Co. Charles A. Budlow, Indianapolis, President of Company. i s F. ‘E. Marsh, Indianapolis, Vice-President of Company. John C. Nelson, Logansport, Lawyer. John R: Johnston, Hartford City, Glass Manu- . facturer.. ¢ Griffith D. Dean, Marion, Lawyer. T. F. Moorman, Winchetser, Retired Banker. Frederick Bimel, Portland, Manufacturer Bpokes and Hubs. ; R. C. Davis, Washington, Cashier People's National Bank. J. J. Rumely, Laporte, Manufacturer ThreshorE:i James_ 8., Barcus, Terre Hauts, Lawyer, Hon. Newton- W. Gilbert, Angola, Lawyer, Lieut-Gov. of Indiana. Mortimer. Levering, "Indianapolis, President Columbla National Bank, Capt. B. J. Howard, Jeffarsonville Bhipbuilder:. W. W. Wicks, Bloomington, Cag!tauut. Marland R. Gardmer, Wabash, ecreiary Wabash. Cabinet Co. . _ Col. D. N. Foster, Ft. Wayne, Lawyer. Judge Wm. J. Vesey, Ft. Wayne, Lawyer. Henry I. Park, Kendallville, Secretary Fiint - & Walling Mfg. Co. Maj, "A. C. Rosencrans, BEvansville, Pres. Vul--can Plow Co. = H. C. Starr, Richmond, Ind., Attorney. ! W. G. Ifwin, Banker, Pre. I. G. & F. R. R., ~ Columbus, Ind.:

Y ® ® ° The Indianapolis Fire Insurance : - Company Capital Stock, $200,000.00 Surplus, . . . $100,000.00 DIRECTORS: JOHN H. HOLLIDAY, President. < - CHARLES, E.:COFFIN, First Vice-Pres't. CHARILES N. THOMPSON, Attorney. EDWARD B. PORTER, Treasurer. . _ A. A. BARNES, > . . GEORGE KOTHB, CHARLES LATHAM, 5 ALFRED E. POTTS, H. C. MARTIN, G. A. SCHNULL, ~ "WINFIELD MILLER, JOSEPH T. ELLIOTT, JOHN M. SPANN, Becretarg. Home Office, 148 E. Market Street INDIANAPOLIS, IND.

THE MODEL |t Pt z COO. OF INDIANA. ISSUES ALL OF THR MODERN AND UP-TO-DATE POLICIES. GOOD CONTRACTS FOOR GOOD MEN WHO CAN "AND WILL PRODUCE GOOD BUSINESS. R. P. BLODAU, President. F. BOUSTAG, Vice-President. J. H. BEACHAM, Secr'y and Gen. Manager. Conservative in the Construction of fits Rates. Conservative {n the Belection of Risks. Conservative and Kconomical in Management. . Expense absolutely limited in the contract. ; . Call On or Address the Home Office, Lemck «Bidg., Indianapolis, Ind

Cur Loans to Farmers are a little better than other people can glve. Any amount from $3OO to $30,000 ° FIVE TO TEN YEARS' TIME. Come and see us or write about the loan you would Ilze. : ¢ We have thves or four very desirable farms to sell at a low price. THOS. C. DAY & CO. 805, 812 Law Building, L 134 E. Market INDIANAPOLIS, IND.