Indiana State Sentinel, Volume 34, Number 52, Indianapolis, Marion County, 30 January 1889 — Page 8

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THE INDIANA STATE SENTINEL, WEDNESDAY, JANUARY 30, 1880.

LETTERS TO THE EDITOR.

WHAT PEOPLE ARE TALKING ABOUT. Suggestions t the Legislature About Road I -aw Keform The Sarreyors' Associattoa Comrnnnlcations on a Great Variety of Topic. To theTditor Sir: Permit rue. throngh your valuable cot amns, to call tho attention of our Indiana colons, now in eeseion iu your city, and t-specialy the attention of Davie.-. county representatives in the respective branches of tlie general assembly, to the need of better roads in this t art of the state. A few miles travel on any of the reads-, darin; the past week, vould, or ought to stimulate the most indifferent to the need of improvement a most crying need. On this Sabbath morning, instead of going; to church, I have remained at home for two reasons (1) because of the bad roads, and (2) for the purpose, in this way, of hi jesting to our legislature a sirnple prescription. From time to trne we have had enacted numerous "jrrr.ver'-road laws, and pinco 3877, it nut longer, we have had a "free turnpike road'' law. To improve roads under these laws i, or at leat in this part of the; state is thought tobe, too onerous on the adjacent and owner. No improvement of roads can be made that does rot distribute its beneficial ell'ects leyond the two-mile assessment range. Then why not enlarge the territory required to pay tribute. It has always seemed to the writer that a portion of the cost ot making euch improvements should be extended over the entire country. To do this may, of course, remire kuip persons to pay more than they back in the way of direct benetits." 1 statuary plan, as heretofore carried out, requires thewe owning lands within the two-mile ranges to pay for roads that benefit those living; beyond that ranee. It strikes me that an easy and opportune thing for the legislature to do would le to eo amend such of th" sections of the "free turnpike act" of March, 17, as will accomplish the purpose or pass a chort act supplemental thereto, providingthat the exp.ne of making the improvement authorized under the law be borne as follows, to wit: The one half bv assessment oa the lands within two tniles as now provided ; a part ot the other fca'f by the township or townships mostly benefited and the balance by the county, the bt haif to-be apportioned between township (or townships) and county, as may in the judgment of the viewers appointed to ns-H-ss damages and af portion cases seem mete, and equitable. It may be, in counties w lu re roads have already "been built to any considerable extent, that, such amendments or supplemental act wuii'd operate unfairly iu requiring thoe who have already borne the whole burden by assessments under tlie two-mile limit, of paying for roads within their own neighborhoods, to contribute by township or county tax to building the roads for those who did not help them. If, on that account, the law, such as suggested, be objectionable to those who have already paid tor their roads, let it be provided ' that the law shall not apply to counties where such roads have heretofore been built, purely, in counties where no such roads have been built, citizens in remote parts of the county could not well object to the mite required of them, in view of the fact that, by like proceeding in the future, they could call for a return of their money to assist in building roads for themselves. To assess only one half of the cost instead ot all on the lands within two miles would have a tendency to stimulate efforts at road improvement. When a portion of the citizens of a county succeed in getting good roads, partly at the expense of others, the others would be tempted to go and do likewise. In this county, and in the adjoining counties rh?re the writer is acquainted, fully one half of the road-tax levied and collected is worse than thrown away. In a majority of the townships it always will be thrown away, until by legislation provision is made for some new method of collecting, handling and expending the road funds. And right here let me remark parenthetically: Nothing in the ttau-, unless it be our election laws, needs reformation so badly as the law governing the powers and duties of township trustees, Safeeuards to secure the proper use and honest accounting for the funds of which the trustees are made custodians should not be neglected. The idea of giving power in thee degenerate days tootlicials io handle, control aad expend money, and keep their own accounts, without wholetome checks and balances, is an evidence of a degree of faith in the honesty of poor, weak humanity that does great credit to the good n -?3 of h-jart of him who has the faith, but oh! what a commentary on his I'udgment, and what an advertisement of ds want of knowledge of the conduct and actions of men. But, Mr. Editor, I am switched o:T. Let me switch back. I started out to suggest an amendment cf. or supplement to, the act of March, 1S77. A supplement would be the better way, I think. One, simple and short, which any fair lawyer who has before him the statute of 177 can in a very few words easily draw. Hoping that some public-spirited Senator or Representative (I use a big S and K) will introduce and press to final action gome amendments to our road laws that will open an easy way to better roads, allow me to subscribe myself for progress and KxrouM. Daviess County, Jan. "0. TARIFF CLUBS. A Strong Argument la 1'avor of Their Or. franlzntioa Kvery where. To tue Editor Sir: Doubtless all the readers of your paper are pleased to learn of the tariff reform clubs that have been organized in this and other states. It portends grand possibilities for the future cf the democracy of this country. It is plainly indicated, by the democrats commencing the fight of 1502 immediately after a severe defeat, and on the same I'rincip'.es defeated by Dudley and his boodle, that there is great strength and determination in tlie party. Not only should every township and county to organized into a state league, but the several ttate leagues should be organized into a national league. The whole of the democracy of the Union can be organized with one intent and under one title, while the republicans, by being compelled to present their party in different attitudes in different sections of the country, could never be nationally organized with one distinct purpose in view in regard to the tariff. They would be compelled to divide and subdivide their organization into clubs with such appropriate titles as the Monopoly club, the Protection club, the Jree Whisky and Tobacco club, and, doubtles, the G. A. Ii. would be a prominent factor in their organization. The title and the purpose of a republican clubwould, therefore, depend upon the sec tion of the country it was in, thereby losing the strength to be gained by concentration of purpose. A complete organization of the democracy into clubs taking the same position upon the tariff question as advocated by Cleveland and other party

leaders would strengthen the party by ceeating an interest among many that onlynotice political affairs during the excitement of the campaign; by attracting a larger per cent, ot the first voters of 1892 than it would be possible to do in the midst of political excitement; and by affording better facilities for education on the tariflfquestion for organization is always the the first step in any educational movement; and by enabling the efforts of democratic congressmen to suppress monopolistic legislation to be more thoroughly brought to the notice of the laboring m as.se s. Organize and educate, and without doubt the monopolists w ill be greatly agitated in ?. Thanking Mr. E. A. Brown and ethers for the efforts they are making to organize nutate tariff reform league, and expressing admiration for the reply that Tnn Skxtinei, g ive to the Journal's historical attempt of recent date, and tho po-ition it takes against the school-book trust and for election reform. K. Drkwes. "West Xewt.n, Ind., Jan. ''). THE SURVEYORS.

A Pansln t; Alln.lon In The Sentinel" Call I'orth a Spirited Kejo'nfter. To nu: KniTOR Sir: Under the head I of "Committees at Work," in The Sentint.l of the l'.'th inst., you make an assertion that not only does an injustice to but i is an insult to every surveyor in tho state. You say in that article, "That the county surveyors, like the school-book trust, are hard at work to prevent any action, that they may continue to 'pluck' the farmers, etc., etc.' The association of civil engineers and surveyors was organized in 1S7, and is composed ot engineers and surveyors of the state, who meet annually at Indianapolis in January, that month being selected on account of w ork being dull, but it seems unfortunately for us, as the legislature being in session at that time, our object is therefore misconstrued. Not more thau : per cent, of our members are county surveyors, the writer being a charter member and not a county surveyor, and has attended every meeting since its organization. The association was formed f.r the purposa of advancing the standard and elevation of the profession, and the question of fees of the county serveyor has never been discussed. Yet they have always been considered as inadequate,' and because in somo one or two counties the surveyor may have charged an excessive fee, the whole fraternity are censured. Let me state here if such is the rase that matter should be regulated in the counties where it may have occurred and not made a subject for the state legislature. The othco of surveyor is one of the most important in the county, and withal the poorest paid. No consideration is made that the surveyor must have a special education ; must be exposed to all kinds of weather; purchase expensive instruments; keep horses and vehicles, et?., and be cussed by everybody who can't have a line run just where lie thinks it should go. In fact it seems he has no rizht to co to Indianapolis to meet with others of his profession. Inasmuch as this ha been called forth in convention with the surveyor as a drainage engineer, the writer would sugeest that it might be a pood idea to pass a drainage bill at this session, being careful to provide against having a surveyor employed in connection with any part of its operation. With each recurring session oi our legislature since 18Ö7 (with but one or two exceptions) drainage acts have been repealed and new ones passed. Why not appoint a coumission on this important subject? One word more about the surveyor. He should be required to pass an examination as to competency; should be licensed to practice in any county in the state and should l)e superintendent of all public work in his county, and have a fixed salarv. In counties where a surveyor should be elected who might be unable to pass the examination, the commissioners could appoint one in his stead. If the county surveyor is to be regenerated, then begin right. Walter A. Osmer. Logansport, Jan. 21. ORTHOEPY. A Study That is Entirely Too Mnch Neglected. To ntc Uoitor Sir: All those who aim to have their practice in speaking English conform to the most approved orthoepical usage should devote themselves carefully and thoughtfully to the study of orthoepy. This aim has always been esteemed a worthy ambition, and will continue to be so esteemed as long as the manner in which one speaks his mother-tongue is looked upon as showing more obviously than any other one thing what his culture is and w hat his associations are and have been. There are very many of the elite, or so-called, who are supposed to be cultured and good authority on matters pertaining to literature, who would be amazed and, perhaps, shocked, if their mispr onunciations were to be pointed out to them. Very often liberally educated men of learned professions maintain that correctness in this particular is worth all the other polite accomplishments and the best criterion fur judging a person's social status. And yet these erudite individuals, although they pride themselves on their critical know ledge of English, pronounce various common words in daily use incorrectly. There is nothing that sounds better to the ear than to hear an eloquent speaker with a clear and distinct tone of voice, w ho pronounces every word correctly that lie utters. Often speakers introduce into their discourse foreign names which, probably, they have read but never heard, and not having consulted authorities on the subject, elaughther orthoepy in a very rude manner. To one well informed on the subject it wouid throw a deep shadow over the whole of the discourse. By careful observation one may obtain considerable knowledge on this subject more, probably, than in any other way. Pronouncing bees or schools which, at the present time are so much in vogue, should be encouraged by all, and especially by those who are interested in the welfare of their children. Dox. Crawiordsville, Ind., Jan. 23. THEY MADE A MISTAKE. Senator Voorhee and Turpte'a Votes Against free Coal. To the Editor Sir: I wish to speak a word of encouragement to The Sentinel for reminding Senators Voorhees and Turpie that they did not represent the wishes of Indiana democrats when they voted against tho proposition to put coal on the free list. Our able senators know very well that Indiana democrats are a unit for coal free of duty, and, when they vote against it, it ooks as though they were toadying to such nominal democrats as Randall and Gorman, without whom the party would be better off. True democrats would rather be defeated and be right than to be victorious and wrong. We will never gain strength by tipholdingthe Spanish policy of plunder (miscalled "the American system of protection") even in the slightest degree. Then let us "eiaD tho fetich in the lace" at everv

opportunity, whether we find it in our own party or elsewhere. When I read, through the press dispatches of our senators' votes I was disgusted, but when I read Tnc Sentinel's prompt rebuke, I 6aid "God bless The Sentinel." Jeffehsox Democrat. Indianapolis, Jan. 23.

A WISE MOVEMENT. The Organization of Democratic Clubs Urged and Appointments Made. To the Editor .Sir: In order to thoroughly equip the democratic party of Nineveh township against the impositions practiced against the interest of the common people by the monopoly in this state and nation, we propose to organize a township tariff reform club. The objects of this organization will be to promote the interest of a political economy advanced by the study and discussion of questions that relate to the interests of the wageworker, the laws of trade, to taxation in general, to the currency, to the science of government, to a reduction of taxation on the necessaries of life, to the formation of a public opinion that will aid in securing greater freedom of commercial intercourse, and to the establishing of a library of books. We propose to circulate all reading matter that advocates tariff reform and tin honest ballot. We will urge the legislature tc the enactment of such laws as will tend to defeat bribery and secure an honest expression of the will of the people. The democracy and all who wish to engage in the interest of such organization are invited to attend meetings at school-houe No. 1, Jan. -., at G p. m.; school-house No. 8, Jan. 31, at t p. ra.; school-house No. io, Feb. '2, at 6 p. in.; school-house No. 4. Feb. 4, at o' p. m.; high school building at Williamsburg, Feb. 8, ai p. in. The organization will be completed. The ladies, old and young, are especially invited, as we eipect to furnish work for the mothers, sisters and daughters of democracy to do in behalf of their country. Dr. Hibbs, with other prominent workers, will be in attendance at all of these appointment, to speak, and to assist in conducting the work. J. E. Forsyth, JosKPH Hl OHES, J. J. Griffith. Nineveh, Johnson County, Jan. 2X The Kankakee Marshes. To the Editor S'fr: In The Skxttxel of Jan. 19 I notice that a nnmber of land-owners held a meeting at Chicago for the purpose of requesting the legislature of Indiana to appropriate a certain amount of money to enable the above land-owners to remove a certain ledge bf rock which extends across the Kankakee river at Moraence. Now you would oblige some of the people of this county if you would tell us, throueh your valuable paper, why the state should make any Euch appropriations, especially if the land is owned by the above named gentlemen? I may be mistaken, but I think if the Kanknkee valley is owned by private parties they should do ni the farmers of Miami county have U do whenever they want to drain aeertain part of their swamp lands. They are assessed to the amount of benefit which they would derive from such ditch or drain. If the state roust make appropriations it should be very earciul not to beneüt the lew at the expense of the many. As The Sentinel has bceu taking the proper coure so far, and has been exposing the schemes of monojrtdies and truts of all kind, I hope you will le able to give us the prop-er information on the above. A. II. Kalbfleisch. Miami, Ind., Jan. 22. What an Old Soldier Bays. To the Editou Sir: I see in a recent issue that Gen. Hovey claimed the state went republican through the soldier element. I think he is badly off on that. I think that if the truth were known the democratic, party got 60 per cent of the soldier vote in this 6tate. In our township we have 27 democratic sold'ers, and the c. o. p. only 22. Our men all voted the ticket without a scratch. Dudley's letter is what carried the state for the republicans. I see the claim that they voted them in blocks of fire. They voted them iu our township seventeen in a squad. Now we want to see if we can't stop all such rascally work as that by making a solid election law: that is a secret ballot. Punish trie buyers with a heavy line and imprisonment, Give the informer p.irt of the fine. When we do this and the voter can vote his sentimeuts Indiana will give 25,000 democratic majority. So keep the ball rolling and let us have one hontst election as our forefathers had. Jut say that the soldiers of Kipley county indorse Gen. Palmer's move on the grand army subject. Let us all manize and see if the soldiers were all republicans as is claimed. Osgood, Ind., Jan. IS. AVhere Are the Teachers? To the Editor Sir: The school-book question is tlie question of the hour, and yet we look in vaiu through the pages of your paper for a word upon this topic from the teachers of Indiana. When your clarion bugle spoke out for the reformation of the ballot a hundred lawyers of the state sprang to the rescue with suggestions as to how this curse might be remedied, but so far from Indiana's 14,'xiO teacher there conies not a whisper nor suggestion. Why is this? It is little wonder that you refer to their bein;? subsidized, for it is Mid that silence means consent. Let the educators of the ttate be heard from! Let them negative this assertion! They are certainly able to express themselves intelligently on bills now pending, either adversely or favorably. Let them fde their protest auainst the grasping book trust, or show by their continued silence their approbation of the present rc.'inie. I feel certain that The Sentinel will gladly welcome opinions from all educators on the subject which may aid the legislators in formulating the needed legislation. You rcay exnect to hear more from A. T. Eaciief. Jan. 22. Our Senators and the Tarifl. To THE F.ditob Sir: We are glad to see that you are not letting up on your fight for tariff reform. And when you say "Senators Voorhees and Turpie should understand, if they do not, that they did not voice the wishes cf the democrats of Indiana, when they voted against the proposition to put coal on the free list," yon strike the nail on tlie head. Coal is a necessity of existence. The revenue raised from taxation of this article is a superfluity, and the tat is not laid for re venu? but for protection. The amount imported is but very small compared with the quantities of domestic coal consumed. Its total ulwlition would have accorded with the declaration that the democratic party was in favor of removing as far as Fossibfe all taxation from necessaries of life. id we carry our transparencies and mottoes during the last campaign only for the fun of it? Are our leader going to give up the war of reform after the first battle? We hope not. Diu A. II. Kalbfleisch. Miami, Ind., Jan. 22. Watch the ItooUlern. To THE Editor -Sir: It is to be hoped that the school book trust will not come the Dudley game on our legislators get them in their "blocks of five." Hoodie is very tempting. Boodle is the only thing that will keep us from having a law for the state to furnish books. The people of Indiana are solid against any further robbery. Vour political lives, gentlemen, depend on your actions in the present legislature. Your hands must he clean of fraud or boodleisni. A. J. Hendeesox. Alton, Jan. 21. Hobson's Choice. I Time. J Ptranger (in W'.erville, Me.) "What kinds of liquors do you keep here?" Hotel-Keeper "This is a temperance town." "Indeed! I'm sorry to hear that, because I like light wines and malt liquors, but of course yon can't keep theai on account of their bulk. Well, ts there's no choice, gimme whisky straight." Absence of Mind. ITime.l Mrs. Fidgette (in an agony of fear) "I'm sure there's a mouse or something in my mufl! I felt it move!" Miss Fidgette (reaching in) "Why, mamma, its yonr hand." Mrs. Fidgette "Well, I knew I felt something." Heady to Oblige. ILifcl fi'ryke "Just the man I wanted to see, by George! I came away without my nurse this morning. Lend me a hundred that a good fellow." Friend "Can't do it, dear boy. But here's a dime. Take a street car home and get your purse."

MOORE A BIG DEFAULTER.

OVER HALF A MILLION EMBEZZLED. The Connecticut Mutual the Loser of the Whole Amount Ilia Peculations Extend Over a Long Period A History of Moore's Transactions. IlAETFORP, Conn., Jan. 24. Col. Jacob L. Green, president of the Connecticut mutual lifo insurance company of this city, made the following announcement this evening;: "It has just been discovered that the financial correspondent of this company at Indianapolis, after sixteen years of service, during which he has had the unlimited confidence of all the present directors and officers and of their predecessors, is a defaulter. For the past week his accounts have been under investigation, and a defalcation lias been foutid. "The extreme amount involved is about $"00,000, He has restored to the company property which may reduce the actual loss to $K"0,000. The amount of the loss will not in any degree aflect the company's solvency nor even interfere with its regular dividend. The past year has been very prosperous, and, in spite of this unexpected loss, the company will make a heavy gain in assets, pay a larger dividend than last year and probably increase, its already large surplus. Its forthcoming annual Statement .will show assets of the most solid character, amounting to &;7,000,(00 with a surplus of about $.1,250,000. "The ag;ent is Joseph A. Moore, a leading citizen of Indianapolis, about forty-five years old, who has hitherto occupied a high position in that community. lie has been speculating." Col. Green was interviewed on this subject this evening and said: "His steal consists of three parts. The principal of loans paid to him by borrowers to be remitted to the company; interest paid to him for the same purpose, and rents collected by him on real estate in his city. The amount of principal and interest he concealed in part by more or less frequent payments of interest on the loan taken and in part by a most ingenious and consistent series of falsehoods in response to frequent inquiries by the company representing these borrowers as being in financial difficulty. They, he said, wanted to strugsle on and pay their debt aud save their property from foreclosure, and he expressed himelf confident that they would do it with leniency on the company's part, and he promised that they would make payments whenever possible. "The payment of interest made by him on the loans he had taken were represent ul, of course, as coming from the borrowers themselves. These remittances he would make with circumstantial ttotemeDta of their condition and prospects, well calculated to excite sympathy and make the company hopeful of a satisfactory conclusion. He continually represented himself as carefully watching these people, and doing all he could to aid them to worry through. These thefta began at a time when there was a great of financial distress in Indianapolis and when the company not only did what it could to aid borrowers in saving their property, but was compelled after all to take in a great deal of real estate; and this state of depression came later in Indianapolis than elsewhere and continued a long time, so that Mr. Moore's statements were entirely consistent with nnd apparently a continuous part of the previous history. Many ca&es thus in srrears were thus brought out suocesfully. "Meantime he was constantly remitting for borrowers very large; sums of money in a correct manner. His position and reputation and his energy nd ability all made it apparently impossible that he could betray so great a trust. He was selected for the position in 1S73 by the late James Goodwin, then president of the company, and had the entire confidence of the officers and directors. The rents taken are a comparatively email item, and could be easily cancealed by misrepresentations as to short time verbal leases. This is the only loss through a financial correspondent the company has ever experienced in the forty-three years of its history." The news of Mr. Moore's heavy defalcation will be a great surprise to the majority of the people of Idianajolis, who have regarded him as a prosperous business man, but in contervative financial circles it is not an entirely unexpected disclosure, for by some Moore has been thought somewhat shaky financially and his business methods have not always met with approval. 'Too many irons in the fire," said Mr. McCormick, manager for R. G. Dun & Co., when asked last evening as to the probable cause of the crash. And this, coupled with extravagant living, is probably the secret of his downfall. Joserjh A. Moore has been a speculator all his life. He may have had notions of becoming a financial king. Doubtless he had. lie must have entertained a lurking admiration for Fred Ward, for his methods were very similar to those of that prince among Wall-sU swindler?. In fact, Moore teems to have always operated on the Ward line and done business on "wind." There seemä never to have been anything substantial behind his business. Iiis capital has been cheek and his stock io trade largely bluff. Here in Indianapolis among people who judge men and matters wholly by externals, Moore has been looked upon as riding on the very top wave of prosperity and only those w ho go deep down to the root of things were at all prepared for the bursting of the bubble. Moore has been what might be termed a "very high-flyer." Not in the worst Bense of the phrase, for he has apparently had no bad habits, rvorwas he a speculator in the lines which most frequently lead to defalcations and disgrace in stocks or provisions. His speculations have been in real estate and business ventures. Keserved to the verge of haughtiness, Moore has had few intimates, and "good fellow" will never be mentioned in connection with his present difficulties. Hs has moved in the best society, has been prominent in church circles, being a vestryman at St. Paul's, and, aside from his business methods, has been a most exemplary citizen. At the present time he is president of the Indiana trust and safe deposit company, a director in the Indianapolis national bank, head of the Moore desk company, a member of the real estate an J law firm f Moore & Barrett and interested in many other business ventures. The social standing of the Moore family is of the best. His city residence on N. Pennsylvania-si. is marvelouslv complete and finished in the finest style. While the outside architecture is plain and simple, the inside is furnished with beautiful housekeeping materials of the latest design. Tanglewood farm, where the family spend their summer vacation, is a charming spot seven miles north of the city. Mr. and Mrs. Moore and two grown daughters form the family circle. The eldest daughter is attending a fashionable college in the Fast, while the younger daughter is putting the finishing touches to her education at home. Cat a few mouths are eeent at the city resi

dence, but always several small companies are given during each season, the present one being no exception. The elite of the city's fashionable society have been the associates of the family, no reception or party of any prominence being given but that some member is the recipient of an invitation. MOORE'S BUSINESS RECORD.

Connected With Seve nl Broken Institutions, nnd Once a Bankrupt. Moore's business history in Indianapolis has been eventful and somewhat remarkable, lie came her from Madison, where he was connected with his father's bank, and entered Fletcher t Sharpc's bank, and while there married the daughter of the junior partner, Mr. Thomas A. Sharpe. Then he engaged in the wholesale grocery business on S. Me-ridian-st., the firm bcir.L Talbott, Patterson & Moore. The firm succeeded Alfred Talbott fc Co.. the "Co" being Mr. Morrison, who was cashier of the First national bank at the time of its failure. In this business Moore continue 1 for six years, w hen the burning of Morrison's opem-houe and consequent losses caused the firm to go out of business. After this Moore opened up a loan and brokerage office over the First natioiKii hank, under the title of Joseph A. Moore tt Brother. In the meantime in Joseph A. Moore had been appointed financial agent for the Connecticut Mutual, the company which he has now 80 heavily mulcted. About the time of starting in the loan business Moore began speculating heavily in real estate. Among other things he purchased the old llau?h iron works on lVnnsylvania-st., and while trying to build on the old walls the structure collapsed, causing a heavy financial loss. Shortly after branching out so extensively as a real estate speculator, buying blocks and vacant property all overtown, Moore's finances got in a bad way and iu 1;7, or thereabouts, he wont through bankruptcy. At that time he vas understood to be behind with the Connecticut Mutual, but in some way fixed the matter up and continued to act as the financial atrent of the company. In 178, when the new interest law went into elJect, the Connecticut Mutual nominally withdrew from the state nnd established its oflice tor the transaction of Indiana business iu Cincinnati and made Moore state au-ent for )hio. He continued to reside here, however, though be conducted his business from the Cincinnati otfice. During his heavy real estate speculations Moore built the block ot 84 and K. Markftst., where his bank now ttauds. When he went through bankruptcy this property went with the balance, and it is only recently that he repurchased it and retltt'd and rebuilt the inside. A story is told of some of his business methods at that time, which shows that he has long been engngd, as President Green says in inceniously hiding Iiis crooked transactions: While at a wvdding in Chicago a well known lawyer" of this city was asked by a Ner York banker if he knew Moore. The lawyer sai l ho did, and the banker told him that three years previously lie had sent Moore a mortgage on some Indianapolis property to collect the money; that Moore bad repeatedly written, occasionally sending small remittances and dcclariug that the mortgn-er was paying up jis r.pidiy as possible. 1 he lawyer asked on w hat property the mortgage retted, and was .surprised to tin ! that it wai a i'-ce. of land which he (the lawyer) had purc!i;id feme years bc!'orc. At the time of purchase lie had pai l oil' the mortgage. The banker came to Indianapolis and interviewed Moore. Moore was indignant r.t being accused of crookedness but finally oi'ercd to give his New York check for the amount of the mortgage, but the banker refused to accept it. Moore made a big blull and snid the banker could Uike that or nothing. The latter, however, gave Moore just two hours to get the amount in cash, S4.000, and before that time expired he was at the banker's lawyers with the money, and the incident ended. MOORE MAKES A STATEMENT. lie Pays Unfortunate Investment nnd Speculation In Val!-St. ( aused His Fall. A reporter called at Mr. Moore's residence yesterday and after considerable difficulty succeeded in gaining an audience. Mr. Moore was found reclining on a sofa in a back room and looked up drearily as tho reporter entere., the apartment, "I presume you want me to go through the same ordeal I experienced this morning," said Mr. Moore. "I only desire to ask you two or three questions, Mr. Moore," said the reporter. "Vhat action doyou anticipate the insurance company will take in regard to your shortage?" "That is a question which they alone can answer. AVhen I found that it was im possible for me to extricate myself from my difficulties, 1 had no hesitancy in fully informing them as to the complete extent of my financial embarrassments. I showed their agent, Mr. Abbott, everything when he came here to examine the accounts of the company. When it was brought to my knowledge that Mr. Abbott was coming here, I fully debated the question in my mind and decided to stay here nnd face the consequences. I diall make no attempt to flee. 1 am willing to abide niv fate." "What were the causes which resulted in your becoming so heavily involved?" "It is a long story. The source of my ruin is contained in the words that 1 attempted to carry too much. FntanglemeMs crent upon mo almost imperceptibly and at the very time I was considered most prosperous, I was being burdened v.iih the responsibilities of a dozen men. My troubles date back to lSVi. In 179 a law was passed prohibiting foreign incorporations from bringing suit in the federal court. This hurt my business very much and for two or three years I made little or no money, though at the same time was under a heavy expense. I had alsoattnis time assumed the payment of a large sum of money to a friend who had indorsed for me, wh'ii I went through bankruptcy. At this time, also, the depreciated value of Indianapolis real estate, which I had covered in hundreds of cases with mortgages for the company, caused me the greatest anxiety. Naturally, as a business mau, 1 felt that I was responsible for the loss partly, inasmuch as the money had been loaned ou the property at ray instance. The Connecticut thus loss very largely, though at no time did the officers of the company express any doubts as to my good faith. "When matters took this shape I went to New York and began speculating in stocks. I made some money, but my diliieultics kept increaing at home, and I saw myself becoming continually more and more involved. I then lost my head and began to branch out in all directions w ith the hope of retrieving my failing fortune. I invested considerable money in the desk works and I sank money in it steadily for a number of years, though it is now a profitable concern." "Is it true, Mr. Moore, that you lost .'00,000 speculating in wheat at Chicago two or three months ago? It is said that Mr. Charles Lee, your traveling, agent, made the statement yesterday." '"Mr. Lee had no authority for making such a statement, and I do not believe it to le true." "Can any truth be accredited to the statement?" "I cannot be responsible for every rumor which you may hear." "Has there been any provision made for your family?" "None, whatever. My -whole fortune, which I estimated in the neighborhood of two hundred thousand dollars, has been swept away. I have transferred every dollar of my personal property to the insurance company." "What disposal have you made of your interest in the Moore desk company? ' "The entire concern, w ith the exception of three one-hundred-doliar batches of stock, wa3 owned by myself and family. The one-hundred-dollar shares were sold to other parties for the mere purpose of organization. My personal stock consisted of M0,0tK), which 1 have transferred to Winfield Miller as trustee. My wife and two daughters each possess $ö,(H) worth of stock in the manufactory, aud they will continue to retain the same. The capital stock was $.'55,Oi O. The majority of the stock is now owned, of course, by the Connecticut mutual, and the business is on a stronger footing than before." "What about the Trust tnnd Safe deposit company?" "Well, you can say with the utmost truth that those who have intrusted me with their valuables in the deposit vaults will not lose a cent. The deposit boxes were inviolable. I had no keys to them, and 1 would have been degraded, indeed, to have, ir. any manner, imperiled the safety of the trusts. Everything will be fouud there as it was placed." "How about your private banking business?" 'There need be no fear of loss from this source. My business in this direction was very limited. None but small deposits were intrusted in my care and all depositors will be fully reimbursed.

I want you also to say that the man who was J supposed to have been 6een at Mr. Barrett's I Inst night was not myself. The gentleman was I Mr. Martin of Ixiuisviilc, Mr. Barrett's uncle, i w ho is visiting him. Mr. Barrett explains Mr. I Martin's late hours by saying that he was dd

nueiiuinc io a sick nauy. i nope inai you win say this in justice to myself, as I have no de6;re to run from any one." THE BIG DEFAULTER IS UNDER COVER. A Growing Suspicion That lie Is Under surveillance and Liable to Arrest. Sunday Sentinel. As the fuller details of Joseph A. Moore's big steal come to light a harsh verdict is being framed against him by the public. From ull the circumstances than can be learned, it appears that his defalcation is of tho most inexcusable type. Yesterday the agent of the company, Mr. Abbott, appeared at the U. S. clerk's office and made an examination of the records. Certain judgments had been entered there in 1S0 against Moore on five mortgages. It was foutid that the amount of the judgments was $12'V )'.".. 4r, and that they were granted March 10, to George P. Bissel. The judgment hail been accredited with $6,000, which still left .-,; -Ii unsatisfied. Thus it was demonstrated tint Mr. Moore has been practically insolvent since 1S0. This is one of the remarkable features of his defalcation how, in the face of such an enormous indebtedness and other financial difficulties, he was trusted so implicitly by the Connecticut Mutual life insurance company. The case stands unparalleled as an example of commercial guiltlessness on the part of the company. For a full ten years Moore has been weaving a network of deceit and misrepresentaj tion, and his employers calmly slept in sup posed financial security, while he was defrau d ing them of thousands. His deficit represen's at hast 10 per cent, of the company's surplus fund. He stole one-fourth as much in ten years as they have been collecting together in fifty long years of business effort. The loss cannot but be a terriüe shock to the insurance cumpany. In 1875 when Moore passed through bankruptcy, he was heavily indebted to the Connecticut Life. But he was a man of earnest protestations and smooth promises, and the heart of Ingram Fletcher, at that time tlie he:vl of Fletcher fc Siiarpe's bank, was touched at Moore's misfortunes, and he agreed to go to Hartford and intercede for him. He succeeded in coaxing the company to retain Moore, and even secured him an increased territory for his lopn operations. The large and profitable fields of Indiana and Ohio were placed in bis hands and l;e made money rapidly. He was also enabled through Mr. Fletcher's influence to make an arrangement by w inch he could pay off his indebtedness, and thus he succeeded ia getting another start, though an enormous responsibility stared him in the face at the outset. Moore's secretive business methods are gradually creeping to light as the investigation proceeds, and, wiiat is most wonderful about them, at least a score of resident citizens had felt the weight of his crookedness, and yet they tever mad any complaint or even suggested that similar methods were being used throughout his entire bn -inet-. For instance, ia the cae of the Bisscll indebtedness, ('apt. De Souetict, agent forBissfll, says that all the mortgages have been satisfied except one lor iJs.ix'. Moore and Ingram Fletcher borrowed on a lot at the corner of Washington nnd Caüfornia sis., and cave bond to erect a building thereon. Tlie building was never erected, an J th lot to-day is worth perhaps ten thousand dollars. To avoid exposure, Moore has p-iid interest ou the loan these many years. The interest has amounted to almost the full sum of the loan. THE SCHOOL BOOK TRUST. Duty of the Legislature Very Plainly Set T-'orth. To TITE Editor Sr: The dauntless spirit evinced by your paper iu tearing the mask of hypocrisy from the face of republicanism and Woodism; your clarion bugle-call for ballot reform and your masterly expose of the vampire book trust that drains the resources of the too patient public, can not but commend the admiration of good people everywhere. As the boys put it now-a-days, yon are "on to this little racket" the book trust in all its turpitude, enormity and extent. You are wonderfully positive, for you seem not to hesitate to call things and men by their right names; you call an angel Mr. Angel, and a devil Mr. Devil. This is right. It is just as well for our legislators to know now, once and forever, that-public sentiment is anything but dormant upon the text-book question. I would call to their attention the historic words that are forcibly applicable to them ut this time: "The eyes of Indiana are upon you; Indiana expects every legislator to do his duty." With this trust there must be no shu filing nor patchwork, no temporizing expedients, truekliog, nor cowardice, for the trut must go yea, it mest "stand not upon the order of its going, bit goat once and forever," as it has tamol here and tattcned vampire-like too long. There is indeed a crying demand for the abolition of this exorbitant trust that mnkes the people's sheer necessity its opportunity to fleece them. Something in the way of a remedy mut be given and that too by this legislature, or some would-be Sjlons will, in the near future, b? Ftalking" about in political grave-clothes of their own manufacture. They would far better have remained reading law or trimming apple trees along the Wabash or the Wldte than to aspire to the dignity of law-makers and then neglect legislation that is so heavenattesting in its justice. The public, though aware of the formidable foe that is to be overcome, will never excuse tlie majority now directing, by legislation, the st.'te's destiny. Even though "the juurrwl," "the Srh'Htl o'irn.iJ," the state superintendent, the republican members, and the millions of the trust combine to throttle justice, the democratic majority will be held accountable. Yet this text-book ques'ion is far more difficult of successful solution than ballot reform. If the book trust lias manipulated, stipulated, and lubricated matters so as to coin millions, cannot the state make it pay in a legitimate way? It certainly can. Only one point, wc think, is necessary to watch carefully the extreme. Reactionary measures must be handled with cave. Hence, let this legislation be characterized by calm deliberation, acute circumspection in fact a very strong tincture of brains must be applied to it to obviate our being wrecked by Scylla while steering clear of Charybdis. That the enorts of our legislature in this trying crisis may be crowned with success is the trembling hope of A. T. Eaciiek. Jan. 23. Tariff Iteform Must Come. N. Y. Times. Tariff reform is absolutely necessary to the healthy development of the resources of the country, and what is more, to the natural and inevitable progress of the enterprises, very creat, numerous and various, that depend upon that development. tjuite apart from any theory of protection or free-trade, the industrial forces of the United States have reached the point where their product must seek foreign markets. Every clog to their progress toward access to those markets will have to be removed, and this is especially true of those that are artificially created by legislation, and that can be reached by public opiniou and by votes. When the high taritl again comes before the people it will be forced to meet the criticism and the opposition, not only of those who bv study and observation have been convinced of its unwisdom, but by organized interests to which it is hostile, by men whose prosperity depends directly upon its reform. That is the fact that makes the future cf tariff reform secure, in spite of the reverses that it has lately been obliged to encounter. At the Itar. (Life. "Funny things you meet now and then Fleece, dont you? I ran against Battson on Broadway just now. He's stone blind, and his man was leading him. We went into the Savarin to get a little coffin varnish, and he took up his glass and said, 'Here's looking at you.'" At lohn llop.ttii. Burlington Fre rrrs.1 First postgraduate student "Ell tell yon what this country needs, Blaekman." Second postgraduate "What's that?" First postgraduate "A university where a fellow can drop bis nickel in the slot and get bis r. ii. d." IHnrringe. According to Henri Tsine.J "We know each other three weeks; we love each other three days; we endure each other three years and retrret each other thirty years more, aud our children repeat the experience."

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