Indiana State Sentinel, Volume 26, Number 26, Indianapolis, Marion County, 14 February 1877 — Page 3

THE INDIANA, STAETE SENTINEL, WEDNESDAY MOBNIKG, FEBRUARY 14, 1877

BREAKING A BANK.

After a Series of Defalcations, the Cashier of the First National Bank of Franklin Absconds. He Abuses the Confidence of the Farmer Stockholders, Absorbing the Capital in Private Speculations. Over $100,000 of the Funds Filched and Consumed in Operations in Chi cago Margins. At noon yesterday the doors of the First National "bank of Franklin, Johnson county, were closed by James Forsyth president, and Wm. McCa&lin vice president, who took the keys into their possession. Had the quiet town been suddenly shaken out of its noon-time torpor by the convulsive throes of an earthquake, the inhabitants would scarcely have been thrown into a greater state of excitement than they were by this unanticipated event. The bank, ever since it was founded, bas been regarded as the bulwark of the business of the place, and was generally looked upon as impregnable to disaster. What was the meaning of the closing up? "What was the cause? Had any of the officers died? There could certainly be nothing wrong with the affair of the institution? These and many similar queries were repeated from mouth to mouth all the afternoon. Finally many tongued Kurnor began to prate, and a thousand different tale were circulated in regard to the occasion of the unprecedented event. At last the facts commenced to lenk out, and before nightfall it became known that Richard T. Taylor, for the past six years general manager and cashier of the bank, had absconded after a long series of defalcations which had nearly absorbed its entire capital. This astounding disclosure produced the most profound sensation ever created in Franklin, and the talk about it will, in all probability, not die out for years to come. The news reached this city last evening, and a corps of Sentinel detectives at once got the scent, and discovered the following particulars of this gigantic swindle. DETAILS OF THE DEFALCATION-. A Comprehensive History of a .Marvelous Robbery. The defaulting cashier of tire crippled bank was in this city last Monday, and transacted business at several of the local banks. To the Indiana banking company he sold $10.000 worth of exchange $10,000 on New York; $3,000 on Cincinnati, and $:5,ÜUO on Louisville, receiving currency therefor. He deposited $.CK0 on account of his bank and took jlo.UUO with him. He visited other banks, among them Fletcher A Sharpe's, but it is not known whether he made any similar transactions elsewhere or not. When last seen he was going toward the union depot, and told a friend who met him that he was going home. His brother, Elmer W. Taylor, who is assistant cashier of the bank, yesterday received a letter from him stating that he (Richard) had tied, and that the affairs of the bank were in a worse condition than any one would imagine, and that he (Richard) had been forcing balances and deceiving the bank examiners for a long time, and had been paying dividends to stockholders without earning them. On receipt of this startling epistle Mr. Elmer Taylor at once informed Mr. Forsyth, the president, of the turn affairs had taken, and the bank was closed, as stated above. FKRRETINO OÜT THE FOR'.ERIErf. The directors of the bank were busily engaged yesterday in what might be termed locking the barn after the horse had strayed away. As the fugitive cashier had foretold, matters were found to be in a worse condition than any one could have possibly expected It was discovered that Taylor had mad away with the general ledger in which the general accounts of the bank were kept, and therefore the directors found itimjossible to ascertain in just what condition the affairs of the institution really were. It was found that of a balance of $12,010 of current funds (or "running money,") which thfebooks showed to have been in'the bank on Monday, only $3,000 were on hand. The further discovery was made that $25,000 of the reserve had been appropriated by the dishonest cashier, and it was estimated that the Wils receivable would prove to be short by about $(52.000. It is the supposition that Taylor had the bills discounted and used the proceeds lor his personal ends. This is indicated by the fact that lately foreign bankers have been writing to this city inquiring alwiut the bank. The accounts have been so complicated that it will be nearly impossible, except by a long and patient investigation, to ascertain the exact amount the bank loses by Taylor's rascalities. The footings of the rough estimates made yesttrdav amounted to $106,000. The total defalcation may prove to be considerably less than or far in excess of this amount, in such a bewildering confusion have the affairs of the bank been left. At all events it is certainly the most extensive single handed swindle ever perpetrated in the state. THE BANK AND ITS "Bl'STEB." Brief Biography of Taylor and History of the Bunk. Richard T. Taylor, who has just turned out to be one of the greatest forgers in the country, was appointed cashier and general manager of the bank in 1870, since which time he had had almost autocratic control of its affairs. He has passed the most of his life in Franklin, and before going into the banking office was in the clothing business. He is about 32 years of age, five feet eight inches in height, light complexion, with good features and auburn hair. He has hitherto borne an irreproachable character, being a member in good standing of the Presbyterian chnrch, and generally regarded in business circles as a man of the strictest integrity. He has a wife and one child. When the news of his crime was broached to his wife yesterday she broke out in loud lamentations, and it is a pretty well defined fact that it was the first, intimation she had of his wrons? doing. It is also generally believed that Taylor's brother, Elmr, was hoodwinked in regard to his operations. ABOUT THK BA9C. The First National bank of Franklin U the fiftieth ia tbe United Stattfand fecendia

this state. The stockholders are chieHy rich farmers of the county, who are little versed in the details of such a complicated business as that of banking and consequently have been very easily deceived.

The first president of the bank was Willis S. Webb, and the first cashier was W. W. Woollen, loth now of the banking firm of Wool len, Webb tfc Co., of this city. They retired to engage in business here in LsftV and Judge Thomas M Woollen became cashier and afterwards president. In LSiO lay lor was elected cashier, and as stated alovc has since had almost supreme control of its affairs. The bank nad a capi tal of $132.000. and a surplus of $35,000, making a total of 17,000, The deposits were about $130,000. It was heretofore verv successful and had a good credit, though lately it has been under sus picion in certain quarters, on account ol the actions of the cashier. A SOFT TIIIX. Taylor was not addicted to "wine, women or song, and was universally respected. The stockholders of the bank confided and trusted in his integrity in the blindest man ner, lie had no one who was ex pert in such matters to oversee his work, and had what the gamblers would call "a soft thing." He was too well off, and could not let well enough alone. He got to dabbling in Chicago "margins'-' and finally a perfect manift for this kind of gambling seized hold of him. He indulged the fascination until he had sunk the most of the capital of the bank, and in a fit of desperation gleaned the remaining funds and tied the country. Such was the confidence reposed in him by the stockholders that they actually did not require him to give any bonds for the faithful management of the trust. As a consequence, the whole burden of the loss will fall upon them. It is feared that it will sink the capital and reserve. The stockholders will hold a meeting to-day, when steps will be taken to capture the defaulter and for settling up the affairs of the institution,- which by his rascality he has well nigh, if not completely, wrecked. THE CHARTER RE-CODIFIED. The Bill Amending the Act for the Incorporation of Cities Prepared by the Committee of City Officers. Last week, under a call of Mayor Caven and others, the city oflicers of the state came together to combine their wisdom, derived from experience, in revising what is generally spoken of as the charter law, for the incorporation of towns and cities. They took up the act as it stands, by sections, and after patient discussion of each point, agreed upon a series of amendments, covering the whole ground. Rut the bill was not put in form for presentation to the legislature. A judiciary committee was appointed to complete the bill according to the design agreed on. Four of the work ing members of this committee, viz: Mayor W. D. Rynum, of Washington, Daviess county; Major J. F. Hibbard, of Richmond; City Attorney J. K. Williamson, of Evansville, "and City Attorney K. O. Hawkins, of this city, spent the lat two days in doing the work assigned them. They have completed a careful bill based on the existing law. The points wherein changes have been proposed in the law are noted in substance below. The provisions of the law not mentioned are left undisturbed in the new bill. In chapter 1 the provisions of the present act are merely simplified and relieved of certain complications in regard to incorporated towns and incorporated cities, reconstructing the act to make it clearer and more intelligible. The bill provides that but one election for incorporating a town or city can be held in one and the same year. The mayor and members of the common council shall enter upon the duties of their offices immediately after their election, but all other city officers shall enter upon the discharge of ther duties on the first Monday of September. It provides that the city assessor shall be appointed by the common council instead of by election of the people. Vacancies shall be filled by special election except when they occur within 00 days prior to the general election. When appeals are taken from the mayor's court, no change of venue shall be taken outside of the county in which the town or city is located. When the mayor being absent gives the jurisdiction of his court to a justice of the peace, the compensation of the latter shall be fixed by the mayor or the common council, the same to be paid by the mayor. In case of the death of the mayor, the justice who takes his court shall be compensated by direction of the council. An important provision authorizes the mayor to issue subpenas for witnesses to answer questions touching violations of law, and a refusal to obey the subpena or to answer questions may be punished as a contempt of court by a fine not exceeding $10 and imprisonment for ten days. The bill provides for the election of a city judge to preside in the city court, who shall possess all the powers of the mayor and have concurrent jurisdiction with him. The city marshal is authorized to charge fees the same as a constable, but the city shall not be liable for fees to any officer. Folicemen are empowered to serve warrants and make arrests for the violation of ordinances, the same as the marshal. City treasurers are required to account for and pay into the treasury all interest received for the use of funds while in their hands. The rigjit to levy on personal property for delinquent taxes anywhere in the county is conferred. The mayor shall have a casting vote except when the vote is taken by ballot, when he shall cast his ballot the same time as the members, before the result of the vote is known. The object of this provision is to relieve the mayor of a delicate responsibility in certain cases. Salaries of cify officers shall neither be increased nor diminished during their term of office. Power is given to the common council to suppress gaining houses and houses of ill fame within two miles of the city limits, railroad company are required to plank and keep in proper repair streets at the crossings of their tracks. The common council may classify sewers into general, local and special to be paid for by the general fund or a district or special property benefitted. Provision is made for the taxation or dedestrnction of dogs by new and additional power to render the law effective. Dancing by females in tights, can-can dances and other indecent exhibition of this sort may be prohibited by the common council. Parties who knowingly rent houses and real estate to be used for places of prostitution may be punished, as also may the frequenters and inmates of such immoral places. Power is given to the common council to prevent, abate and remove nuisances, and to punish vagrants, disorderly persona and prostitutes within two miles of the city.

Workhouses for city prisoners may be

located anywhere within the county. No change is made in the law on city tax ation. It is provided that sinking funds belong ing to a city shall bo invested by the mayor and treasurer, who shall be liable on their official bond for the safety of such funds. It is to be noticed that noJaw now exists for investing funds of the kind alluded to so that they may bear interest. One of the most important provisions, which the committee regarded as the best point in the new bill, is this: That the common council, sitting as a board of equalization. is invested with power to issue subpenas for persons to appear and answer questions under oath as to the correctness of their own assessment lists, or those of other parties. If a person refuses to appear or to answer. he may be punished by imprisonment for a term not exceeding hve days, ihe council may add to lists the amounts proved to have been omitted. Many other minor amendments of the law are embodied in the bill, the whole being a codification of the law of incorporated cities and towns as can be made by the combined experience of many years and many officers. A .MEMPHIS MKKMAII. SheTakm Refus From I lie Clutches of f lie Iaw in Ihe River. Memphis Avalanche. Armed with a warrant, Constable Garvin drove to Mrs. Kallentine's residence, which, of flatboat architecture, was moored on Wolf river near the jail. Mrs. Uallentine was, however, off on a visit to the landlubber's, at a corner grocery, where the officer found her and gently and tenderly broke to her the news of her arrest. A flood of tears came from the eyes of tiie now saddened Amazon. "Faix an' I'll go wid you, sure. But the divil take the man. An' sure an' didn't the same divil of a Bruce draw a pistol on me because I wod'n let him be so foine wid my gal? Oh. my poor gal! Let me go an' see her. lirsht, Mishter, an' I'll go wid you," she said between her sobs. Garvin was touched, and escorted her back to the flatboat to to take her last fond look at her daughter. Then came the fun. Arrived at the water's edge (the river is very full) these tears gave way to a shriek, "an' I'll droine meself," yelled Mrs. Uallentine, and before the officer could say a word she plunged into the flood: "Yis, be jabers, I'll droine meself," and splash! she plunged still deeper, and as she came up snorting like a porpoise we mean like a mermaid she would give vent to a whoop of defiance, and plunge in again. Finally, after settling her feet in the mud at a depth of water which permitted but her sea-weed locks to protrude, hiding her face, tins aquarian Amazon, this queen of mermaids, this outwitter of the law bobbed up and down in her fury, daring the officer on. "I ome on," she shrieked to the constable who was bursting his buttons with laughter on the bank, "come on, ye spalpeen; ye rid headed skiliton! Why don't ye come an' take me? Whoop! She was at'home in the water as all mermaids are, and interspersed her defiant shouts with "ducks" under the driftwood aud succeeding snorts. A crowd quickly assembled and Happv Hollow responded with roars of laughter. 1 he otlicer took a seat on the bank like a coroner waiting for his man to drown. A half hour passed, and still the feet remained planted in the mud, and the officer was dared to "come on-ye-sparpeen." Finding that hliza Jane seemed good for a whole day, if not a century, of such mermaid life, (Jarvin gave the c.tSe up in despair, and left with a "divil tek ye for benediction from his intended prisoner. The Nonth Wants It. Charleston News. The suggestion that Judge John A. Camp bell, of New Orleans, would be a worthy successor to Judge David Davis, as associate t'ustice of the supreme court, is followed up y the nomination, by the Augusta Chronicle and Sentinel, of William Hope Hull, of Vugusta, who is claimed to be the peer of Mr. Campbell or of any other lawyer in the country. As nominations are in order, we venture to say that South Carolina can pre sent a candidate as eminent as either Mr. Campbell or Mr. Hull in the person of the lion. A. 11. .Magrath, ot Charleston, who would bring to the discharge of the duties of the exalted office dignity and experience, and capacity of the first order. ASK the re covered dyspeptics, Bilious sufferers, victims of Fever and Ague, the mercurial diseased patient how theyrecovered health cheerful spirits and good appetltlte, they will tell you by taking Kimmons's Llver Regulator. Do you want Do you want to purify the system? to get tld of Biliousness? somethlug to strengthen you? Do you want Do you want Do you want Do you want Do you want a good appetite? to get rid of Nervousness? good digestion? to sleep well? Do you want Do you want to build up your constitution? a brLsk and vigorous feeling? If yoa do, take SIMMONS' LIVER BEGULATOE. As there are a number of Imitations offered to the public, we would caution the community to buy no Powders or Prepared SIMMONS LIVER REGULATOR, unless in our engraved wrapper, with the trade mark, stamp and signature unbroken. None other la genuine. J. II. ZKILIX fc CO., Macon, Ga and Philadelphia. DOBBIN'S STARCH POLISH. (HOY DA SHINE) A GREAT DISCOVERY! By the nso of which every family may give their linen that brilliant polish peculiar to flai laandrv work, savin si time and labor In Iron lnz, more than ita entire cost. Warrant Ask for Dobbin's. DOBBIN'S, BRO. & CO., 1 North, rourui street. fuutwieliuut. XI II. LEE, General Agent

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For a long time my head was in a dreadful condition. I used various kinds of remedies and mediciues, some of whicn was especially prepared for me. I got no better; indeed, constantly grew worse, the surface of my head being entirely covered with sores of the most aggravated nature. This was my condition when I commenced taking the Vegetine, which I am pleased to inform you and the public (if you choose to make it public) has made a complete und satisfactory cure of my disease; and 1 shall always deem it a great pleasure to mention the unntecedented merit of Vegetine. I remain, vert thankfully, tllAltl-tS 11. SMITH, 3.J8 Fourth street, south Boston. All licaes ol' the Illood. If Vegetine will relieve pain, cleanse, purifv and cure such diseases, restoring the patient to perfect health after trying different physicians, many remedies, suftering for years, is It not conclusive proof. If vou are a sufferer, you can be cured? Why la this medicine pertorming such great cures? it works in the blood, in the circulating fluid. It can trulv be called the Great B'ood Purifier. The great source of disease originates in the blood, ad no medicine that does not act directly uon it, to purify and renovate, has any jiist claim pon puuiic attention. Sevent y-oiic Years of Age. East Massbhkld, Aug. 22, 1870. Mr. SteVens Dear Sir: I am sevent v-one venrs of apr have suffered manv vears with Kidney Complaint, weakness in mv back and stomnch. I wan indued bv friends to Irv your Vegetine, and I think lt'ls the best medi cine for weakness of the kidneys I ever used. I have tried many remedies fortius complaint. and never found so much relief js from the Vegetine. It strengthens and invigorates the wi'ole syst' m. Many of my acquaintances have taken it, and I lelieve It to be eood for all the complaints for which it is recom mended. Yours truly. JOSIAII II. .SHERMAN. Reliable Ivldenee. Mr. II. R. Stkvkxs Dear Sir: 1 will most cheerfully add my testimony to the great number you have already received in favor of your great and good medicine, emetine, fori do not think enougn can pe saia in its praise, for I was troubled over :) years with Hint dreadful disca.se. Catarrh, and had such bad coughing spells that it would seem as though I never could breath any more, and Vegetine has cured me, and I do feel to thunk tiod all the time that there Is so good a nvoicine ns eKetine. and I also think one of the !est medi cines for coughs and weak, sinking feelings at the stomach, and advise everybody to take the Vegetine, .or Jean a-sure them it Is one of the best medb ines that ever was. MRS. L. GORE, Corner Magazine and Valnut street, Cambridge, Mass. Appreciation. Chaklkstown. Mass., March 19, 1X09. Mr. II. It. Stevens: Dear Sir This is to cer tify that I have used your "Blood Preparation" ( Ve?etlne) in my family for several years, and think that, for Scrofula or Cankerous Humors, or Rheumatic Affections, it can not be excelled: and, as a blood purifier and spring medicine, it is the best thing I have ever used; and I have used almost everything. I can cheerfully recommend it to any one iu need of such a medicine. Yours respectfully, MRS. A. A. DINSMORE, 19 Russell Street. Prepared by II. R. STEYES,Roston,Mass VEGETINE Is Sold By All Druggists. THE II00S1ER TILE MILL. It 1 the Cheapest, Speediest, Lightest Draft nd most desirable mill in uro. Patented by 8. Hawkins, Carmel, Ind. . a - . t ' -1 Manufactured at Eagle Machine Shop, Indl anapolis, Ind. send to either ior circulars. Ä'Ä MARK TWAIN. AOBTTTS vnt4 ww;tr. Uhutrmtod CIr mm and twiu fra. Iddnu A. O, MCTTLKTOM COCbica, lUt, er Claeiaattl. O. Ajmli waatd new, prrmmrit, aaf rrapreta htuuiMM, ia wniriaviy arm him or romaa caa t i iukiiit0UT Utw who baa mw 'nritiM tofcr mmam mi&V w ' ; nn itOTi.noad agt-nt - a kLa Par73.76 'ri rTTTI tWZA" nrol.tr ft.. C i T, "'1--raV: V JtVA. CXFUU, MaiMtrr r-JtIJ A--DMit.tN.Y. "WekMW '. A. ' , ViA-"" r"; t fcr M-artaaaibla an4 rvllu-V-U'w.a' taluk eolTrr. A trUritnir I nary ladaecaarata, If. V. Wttki . Avril . FRANKLIN TYPE FOUNDRY, 198 Tin Street, Cincinnati, Ohio, ALLISON, SMITH & JOHNSON, ""ha trr from whlrh this purer ia prfot! Ii &m PRESCMPTIOHSFEEE TTuH the Bply eure or Semluai Weaknea Xj Lost Manhood, and all disorders broo on by Indiscretion or exotifiS. Any Drugl the ingredient. Address, OK JAQVK8, Cincinnati Obifc

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ALXCOCITS PQHOUS PLASTERS. -Ask for AIXCOCICS, and obtell them, and so avoid miserable Imitation B. BSAtfDRETH, Pres't, Ofn. 294 Canal Kt ew York.

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