Indianapolis Times, Indianapolis, Marion County, 11 August 1952 — Page 5

G. 11, 1952

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MONDAY, AUG. 11, 1952 - BENEFITS FOR KOREAN VETERANS—

THE INDIANAPOLIS TIMES

Insurance Goes To Survivors

By JOHN TROAN 7

SURVIVORS of Korea War veterans as well as the vets themselves, are entitled to many benefits. Chief among these benefits is the free insurance which the government has set up for all persons in service since June 27, 1950. Anybody who died in uniform since that date is considered to have been insured for $10,000 —whether he was carrying a GI policy or not.

This insurance is payable in monthly instalments of $92.90 over a 10-year period. If the man had not named a beneficiary, the free insurance goes to his widow. If there is no widow, then to his children. If there is no widow or surviv--ing child, the money goes to his parents. If there are no parents, then to his brothers and sisters. The free insurance covers the man not only while he’s in serv{ce but for 120 days afterward. This means Uncle Sam will pay the $10,000 even if the Korea vet dies at home four months after leaving service. Within that. 120-day period, the Korea vet may apply for a new type of post-service GI insurance. The premiums on this insurance are the lowest ever, starting at 20 cents a month per $100, ” n »

HOWEVER, the insurance offered to Korea vets doesn't earn dividends, as do National Service Life Insurance policies carried by World War II vets. Nor can the post-Korea ingurance he converted to a permanent basis. It must be re-

newed every five years, at a slightly increased rate each time.

Although -this insurance is one of the biggest bargains ever offered to the veterans of any conflict, few of the Korea vets are taking advantage of it. Korea vets may get as much

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as $10,000 worth of this newtype insurance or as little as $1000. No physical examination is required. Anybody can be beneficiary, and the insurance is payable either in a lump sum or in monthly installments. A second type of post-Korea insurance is available to those released from service since April 25, 1951. It is for certain vets with ser vice-connected disabilities.

- ~ A

SUCH VETS may apply for this insurance up to one year after the Veterans Administration rules they have service disabilities. Premiums are waived if the man is totally disabled—so the whole thing costs him nothing. > In event of death, a Korea veteran's next-of-kin also may qualify for Social Security benefits, The latest change in the Social Security Act makes more such survivors eligible— and for more money, too.

This is so because the law now gives a $160 wage credit for each month a man has spent in service since July 25, 1947. That's the day such credits were cut off under the previous rules. Now, they won't be cut off until Jan. 1, 1954.

Thus, even thoygh the serviceman doesn't pay a cent in Social Security taxes while in uniform, he is credited with earnings of $160 a month. This adds up to higher benefits for him when he retires at age 65— or higher benefits for his widow or children if he should die sooner. Where the death of a Korea vet is due to service, the widow, children and parents may be eligible for death compensation. . ” n » THE WIDOW must not have

remarried. The children must be unmarried and under 18; or,

if in school, under 21. The

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parents must have been financially dependent on the vet, The death compensation comes to $75 a month for a widow, plus $46 for the first

child and $29 for each additional child. If--there is no widow, one child is entitled to $67; two

children, $94; three children, $122, and each additional child, $23, ; A dependent parent is eligible for $60. If there are two dependent parents, they get $35 each, Even if death is due to nonservice causes, the widow and children——but not the parents— of a vet may qualify for monthly death benefits from the VA, This applies to cases where the vet was drawing compensation for a service disability, or entitled to be receiving it, at time of death, Or, the man must have served at least 90 days and must have had, at time of death, a “definitely ascertainable” service - connected disability.

~ ~ 5 IN SUCH INSTANCES, the widow may get a death pension of $48 a month. She also may get an extra $12 for one child and $7.20 for each additional child. If there is no widow, the death pension is $26 for one child, $39 for two children, $52 for three children, and $7.20 for each additional child. An income ceiling applies to death compensation, A widow without children is disqualified if her outside income exceeds $1400 a year. If she has youngs-

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ters, she loses her pension if her income is over $2700. She also can't remarry,

These death compensation and death pension rates are the same as those which govern survivors of both World War I and War II veterans.

Applications for death compensation and death pension must be submitted to the nearest VA district office. There now are five such offices—in " Philadelphia, Atlanta, Dallas, Denver and St. Paul. But any office will help you fill out the necessary forms. . = » A $150 BURIAL benefit also is paid by the federal government to the survivor of any Korea vet, provided application is filed within two years after “permanent burial.” This money

goes to the funeral director or , to the person who paid the fu- |

neral expenses. In the case of any Korea vet who has died since his return home, his next-of-kin can

claim his mustering-out pay of |

$100 to $300. applications nounced soon.

The widow has first claim on this mustering-out pay. come the man's children and finally his parents, even though they may not have been dependent on the vet, There is’ no muster pay in

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the case of a man who died in service. In such instances, the next-of-kin receives a special “death gratuity” equal to six months of the man's pay.

The mustering-out pay is one of the benefits provided for Korea survivors in the new GI Bill of Rights. Another bénefit extended to such survivors by this law is one giving some widows the right to obtain GI home loans.

To qualify, the widow must not have remarried and must not be entitled to a GI loan guarantee as a veteran herself. Also, the husband must have

died in service; or, if death oc- |

curred after his release from duty, it must have been due to an injury or ailment incurred in service or aggravated by it.

End of Series

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