Indianapolis Times, Indianapolis, Marion County, 15 April 1951 — Page 12

ETRE 3M i ge Ns Ag Wd 1a Sy AA 4 ot A OAT A ke

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PAGE 12 Dollars in Your Pocket—-

Millions More Now Covered, But Payments Are Made Only on Certain Conditions a CHAPTER ONE By HENRY SCHINDALL THESE ARTICLES may be worth several thousand dollars to you. ? Whether you are rich or poor or ‘in between,” you wouldn't brush aside an annual income of a thousand to fifteen hundred dollars for 10 or 15 years, would you?

not informed about the new and broadened Social Security system of the United States. It has just been given a thorough overhauling by Congress. The Social Security Administration is now operating under new rules. It is important for you to know of these changes, of the way Social Security now works. This is a good time for you to learn these facts of life. For, on or before Apr. 30. several million American housewives, farmers and small businessmen will be sending money for the first time to the Social Security agency. This money will cover pengions and other benefits. for housemaids., cooks, cleaning women, chauffers, full-time and some part-time farm hands. These people have never been “covered” before. It is essential that all these new “eligibles” know about the Social Security

law. - = "

BUT if you are one of those fortunate people who has been under Social Security for years, it is even more important to you than to the ‘newcomers’ for the amount involved is often much greater. A question I'm often asked: Why should I have to worry about Social Security? The government automatically starts paying me when I'm eligible for a pension or insurance, doesn’t it? The answer is an emphatic NO. Social Security benefits are NEVER “automatic.” You must apply for them at the proper time and at the right place. You will be paid only if several conditions specified in the law are met. To adapt a slogan of the prize ping for your Social Security: ®You must protect yourself at All times.” It would be much easier if Social Security took care of every detail for you. But that isn't provided by the law. You, yourself must start the wheels turning to receive the benefits

You may be doing just that. Particularly if you are

EDITOR'S NOTE: This is

the first of six articles which describe

the advantages and disadvantages of the new, broadened Social Security Act, First deductions from the pay of several million thew “beneficiaries” must be sent to the Collectrn or of Internal Mr. Schindall Revenue on or before Apr. 30, 1951. The author, Henry Schindall, is a member of the New York firm of Ritter and Schindall, certified public accountants. The author assisted in preparation of the famous Lasser tax and business books, has taught college courses in accounting, taxes and business management, and has written for numerous publications.

to which you are entitled. Nobody can do it for you. ” = = WHAT IS Social Security? Social Security is the general name given to the system intended to provide both a steady income, and family protection at a time when most people find it difficult to provide for themselves.

It is a form of social insurance, run by the United States government. The funds are provided by compulsory deductions from the pay envelopes of covered employees, by taxesof an equal amount levied on employers, and by contributions made by the self-employed. Unless you are covered by law, and make your proper contributions to the Social Security fund, you will receive no benefits whatsoever. » = » YOUR FIRST question, then, is— Am I covered by Security?

Social

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EXPANDED—Social Security now covers millions more.

The answer: You are covered if you work for wages and your

employer deducts 112% from your pay. You are also covered, under the new law's broader

scope, if you are self-employed (earning at least $400 a year from your own business) and are NOT a farmer or a member of a profession. un = on YOU ARE NOT you work for wages and your

covered if

employer does not deduct 1127 from your pay. ONE: You are not covered if you are a part-time farm worker receiving less than $50 In a calendar quarter-year. TWO: You're not vou're a part-time domestic who receives less than $50 in three months. You are covered as a domestic if vou worked during at least 24 days for the same employer during the calendar quarter-year. THREE: You're not covered if you're employed by your husband (wife) or by your child. FOUR: You're not covered if vou're a clergyman, an em-

ployee of a religious order, a

railroad © worker, a student working for the school, a newsboy under 18. an employee in the fishing industry, a worker on a non-American vessel or aircraft, an employee of a foreign government or of the United Nations. (There are a few minor exceptions in some of these cases.) FIVE: You're not covered if vou're an employee of the Federal government and under a retirement system, or if vou're an employee of a State, County, City or Town, with some exceptions. SIX: You're not covered if

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you're an employee of a taxexempt educational or charitable organization unless it and at least two-thirds of its employees have formally elected to be covered. SEVEN: You're not covered if you are self-employed in a profession (as physician, lawyer, dentist, optometrist, architect, public accountant, funeral

director or engineer) or as a farmer, or in public office. = n ” BUT IF the new law has

taken you under its wing, what benefits are available to those who meet the requirements? There are two general types of benefits: ONE: A steady monthly income after retirement at age 65. TWO: Payments to widows, children or parents upon death of the insured person. These two kinds of benefits are subject to a great many rules set up in the law, and vary considerably in different situations.

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|~~The National Manufacturers {leaders today of trying to “scut[tle” the Taft-Hartley law by de- : |manding an all-powerful

THE INDIANAPOLIS TIMES

$ : ,, [Plot to Scuttle Social Security Not ‘Automatic’ 1.4 Law Charged

NAM Head Accuses

Labor Leaders

| WASHINGTON, Apr. 14 (UP) Association of accused

Stabilization Board. NAM President Ruffin said in a statement that|

labor leaders are conducting “a|

shameless inexcusable filis

fare.”

United Labor Policy Committee, | which represents

and

specifically

labor

Wage William H.

Installation Set By Amaranth Unit

Miss Clark

Mr. Thompsor Mokanna Court No. 17, Order

HATTIESBURG, Miss, Apr. 14,

Barksdale’s house caught fire he

|(UP)-~When Fire Chief Ed J.

|sprang to the telephone. The fire

| inex

|E, C. Harris.

| | |

|ajready had been reported by his

t door neighbor, Police Chief

A . $2.49 tents bak pt

brown. Sizes 4% fo 9.

most of

of Amaranth, will install new | buster against the national wé¢l-|officers at 7:30 p. m. Tuesday in|

the auditorium’ of Sahara Grotto, |

named

the 4107 E. Washington St.

Margaret M. Clark will be inOr-| stalled as royal matron and Paul |

ganized labor and has been lead-|J, Thompson | ing labor's fight for a louder| patron, P Will be mage royal

[voice

gram. The committee pulled its rep- at resentatives off the wage board sociate

in the mobilization pro-|

patron;

Other new officers Include: Mrs. Eunice Branham, associ-! e matron; Elwyn’ Liverett, as-| Mrs. Francis

and out of all other mobilization | Henry, conductress; Mrs. Gefaldagencies when the government ine Thompson, associate conduc-

ordered a 10 per cent ceiling on tress;

wage increases.

Mr. Ruffin said the committee treasurer;

Mrs.

Virginia

Marqua,

secretary; Mrs. Vera Mae Moudy,

Mrs.

Pearl

Wheatly,

i |

will not let its representatives re-| Mrs. Helen Liverett, and Cecil!

turn to their posts until it can! Branham, trustees,

“dictate the terms.”

said the committee's demands for a reconstituted wage! board with power over all labor disputes, not just wages, was ‘an unabashed effort to scuttle the

Taft-Hartley law.”

Honored at DePauw ° Times State Scrvice GREENCASTLE, Ind. Lee of Chicago has been elected by DePauw University students to head their governing board for the next academic year. He defeated Jack Anderson, Gary.

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Continues

Olymp-

Holland, f Barnhorst, Lavoy, f-c Groza, ¢ . Beard, g-f Walter, g Barker, g Hale, g .

Totals . Colle

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Totals . Halftime All-Stars 3 Free Th Swails 2, S land, Groz OfficalsJ. Thatche

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