Indianapolis Times, Indianapolis, Marion County, 20 October 1941 — Page 11

By MARGUERITE YOUNG Times Special Writer

(First of a Series) ! 3

THERE'S a six-letter answer to the squeezy feeling of uncertainty which comes to many people When they run _into rising prices and taxes. The answer is: BUDGET. Personal budgets are fun. A sound budget begins by planning pleasure, It brings right out into the open

the fact that people do go to the movies, women visit .

the beauty parlor, men do smoke. The whole point of it is to figure out how to buy a living—a full living—at the price which those concerned can pay.

£ . This, makes spending money double satisfying. It

promotes the joys of anticipation, and takes away from

the spending that guilty “Can I afford it?” feeling which

often mars enjoyment. Then how do you go about getting a budget? . ‘ First, you count up your income, or the amount of money you will have to spend for everything during the time you budget for. You can budget for a week. But ‘most people do not really live from week-to-week. They . buy butter for a few days, clothes for a season or several seasons, ice boxes for many years. So it's much better to budget for as long a period as you can, say a year. . Multiply your weekly wage by 52 or your monthly salary . ‘by 12, and do it with pencil and paper, which you’ll need *. later anyway. Then, put down what you have been spending. And put down also the portion that each item has taken out of your whole income. Suppose you have $2000 a year, and you have been spending $200 a year for clothes. The $200 is. one-tenth or 10 per ceni of your total, so clothes have been a tenth of all the goods and services your money has bought you. Maybe you had to use your pencil to find out how much you spent for clothes—most nonbudgeting people do. ' s ” 8 7 THIS STEP in budget-making can be quite exciting. Who guesses closest to the amount the family spent on

Families Earning - Families Earning $780 to $1450° Over $1450 a Year a Year Spend

% of IN % of INCOME TOOA wsesenssessseisnss Sh 217 HOUSING +vscoosvscsnses 185° 13.8 Household expenses .... 10.0 ras gy Purnishing ecocesescess 2.6, 8 .24 Clothing «..ccessevesess 95 ; Auto eXpenses .seeeesss 53 Transportation eceseees Medical Care ceosscccess Recreation Personal care secs TOBACCO cccscssssscasie Reading cceceopococccce Education Other items cecececoces

EXPENSE

food? * : When you have everything down in black and white, you see a pattern. You can see Where you tend to splurge and where you scrimp, habitually. Maybe—no, very likely «you'll decide to change your spending pattern. -Don’t do so hastily. Think it over. Measure it. But

- where, or what, is the tape-measure to guide you? Your

normal sense? People do use that: isn’t right to spend that much on...” There are other up-to-date and practical: guides. There's the simple matter of personal values. That is, how do you feel aboutfspending one-tenth of all your income on clothes (if that’s all you spent—and, by the way, most people spend more) and how:do you feel about it

They will say, “It

ve hm

t Line Of Defense

after looking at it there on the page before you, in relation to the whole’ pat! © A second about how much to spend on clothes, in order to get the most out of ‘your money? This is where you show your on sense, though no two humans are alike. Still, experts do have special knowledge gnd they are therefore

of your spen

ss = = ' A CLASSIC division of income for families with $2500-

a-year to spend is this: Food, 25 per cent; shelter, 20 per °

cent; clothes, 15 per cent; running the home, 15 per cent, and “higher life and savings,” 25 per cent. The trouble with that is the last item. It is vague—and any self-

‘budget must be specific. e with less-than-$2500 a year, Uncle Sam's

Statistics and the businessmen’s National . suggest varying divisions of

hout something—what was it, and was it worth it? Or didn’t you live on your income? : Perhaps ‘the most practical guide of all, outside the" budgeter’s own judgment is: What does the average American spend? Comparing ourselves with our neighbors is surely natural and probably wise. After all, the neighbors and people like them everywhere have built this country and they keep things going—and that takes brains: People used to guess what the neighbors spent on this and that. Uncle Sam found out exactly, not very long ago. Several different agencies pooled efforts in a study of spending habits all

through the country. ' The accompanying box shows where the average family’s money went in 1935 and 1936.

ding? tape-measure is: What do experts say

The Bridal Scene— 0% Beaver-Lorenz Ceremany Read At Home of Bride's Parents; Dow-Davis Marriage Announced

Alumni Association Loan-Scholar-| Three marriage anhouncements appear in today’s nuptial news. ship Fund will be the purpose of a The maTioge o Miss Anns. Louise Lorenz Ia BE. Rowan W. Beaver, "|'son of Mrs. Flora E. Beaver, Rensselaer, was performed yesterday afters Selupaign conoid by Miss 1m0-| on at the home of the bride's parents, Mr. and Mrs. Walter W. Lorens,

2203 8. Meridian St. 3» ; ‘ The ‘project will be inaugurated The Rev. William Burrows of :St. Paul's. Episcopal Church read the

Artists Club Exhibit Opens Today at Ayres’ Jordan Alumni To Establish Loan Fund

The establishment of a Jordan

Children's Museum Guild Unit Will Hold Meeting Tomorrow

THE STUDY GROUP of the. Children’s Museum - Guild will hold its first meeting of the season at 10 o'clock

tomorrow morning. in the museum activities room. i i : 1 the 3000 men and women on [ceremony in the presence of the - The history of exhibits at the museum will be stud- ig J list of Arthur Be immediate families. _Attendsnts - i: were. Miss Helen Marie Heid, cousin D A. R: 3 Group eo . y .

» ” 8 2 ” ” . Mrs. Grace 0. Buschmann has announced that the second an- . nual French Lick dinner bridge will be held at 7 p. m., Wednesday, Oct. 29, at her home, 4800 N. Meridian St. Players will compete for the nch Lick award offered by the French Lick Springs Hotel, in addition to other prizes. Reservations - may be made with Mrs. Buschmann before Oct. 28. '

Brosnan-Briggs Marriage Announced THE MARRIAGE of Miss Mildred Briggs to John D. Brosnan

- Theta Sorority and he of Beta

“ will be the afternoon of Nov. 27. .

” 2 8 ‘ Mr. an “Mrs, Julius A. Caesar entertained at dinner Saturday night for Miriam Elizabeth Gebauer and Charles G. Marbaugh . whose marriage will be Wednseday in the Blessed Sacrament Chapel of SS. Peter and Paul Cathedral. * “Guests included Miss Gebauer’s brother-in-law and sister, Lieut. and Mrs. Denny Scott, Chanute Field, Ill; Messrs. and Mesdames Eugene Sonderman, Richard Shugert and Ralph A. Schneider and Mr. Joseph Foltzenlogel. ’

Notes on the College Set MISS MARGARET BECKER, daughter of Mr. and Mrs. Charles Wy stedman Becker, is included on the Deans List at Sweet Briar ” College just.released by Dean Mary Ely Lyman of the school. She is one of 32 seniors receiving the honor for maintaining high P scholastic averages for the semester. .

2 . = # Mr. and Mrs, Julius Elkin’s daughter, Jeanette, recently was elected president of pledges of her social sorority, - Alpha Epsilon Phi, at the University of Southern California. Miss Elkin, a graduate of Shortridge High School, is in the junior class at the university. e sorority was founded at Barnard College in 1909 gnd the U. 8. C. chapter was installed in 1921.

Alpha Zeta Betas to Entertain

ied by members attending the meeting. Mrs. E. H. Gable i | Conservatory of Music as the Alum- |¥78 808 CE Ho aries Beaver, is chairman of the group. sist 11 (nd Assocation Sons Ls Lora brother of the bridegroom.’ . 8 It = y d 1 N Cone” dhs Raaaes Assen pi: 2onvr me nies, tom) Will Sponsor convention this week. from the Indiana University School The dinner: will be Thursday at|of medicine. . : the Propylaeum. Solicitation of 2 8 8 Book Review ns or ee tation. ofiopre| The mamisge of Miss Violeb. =. . announce. dsp Davis, 245 W. Maple Road, to J.| «Amazon Throne” (Bertita HardAll graduates, former students and | Marlin Dow ls announced by her|,.., wi pe the second in a series faculty members of the Metropolitan|perents, Mr. and Mrs. Elliott Datls Sehool of Music and the Indiana |0f Waveland. The bridegroom is the of ‘book- reviews given by Mrs. H. B, is announced by her parenis, Dr. and Mrs. John J. Briggs. The ! College of Music, which were son to Mr. and Mrs. Neal H. Dow, Pike for the Caroline Scott Harrison ~ ceremony, which took place in the Blessed Sacrament Chapel of : merged. in 1938; in “dition to Jor-|430 E- Maple Road. : : Chapter, Daughters of the Ameri ~ BS. Peter and Paul Cathedral at 8 o'clock Saturday morning, was Gordon B. Mess, chairman of the ‘Indiana Artists Club annual exhibition, which opened to the |5.n graduates, are considered| The ceremony. took place Oct. 1 in Revolution This Keviey is -ssnege BB | bess th cn Ba fpr a5. Arm & Con how aig a oe puting lo bo (Sn Pn ari, 15% C0, TPR Ber hh its, frock eth, ns oy black accessories and a corsage of autumn on display. Assisting him is Mrs. Katherine Davis. An invitational preview and dinner was held Satur- nounced. i 1 ths fund dhl li couple a ome cee ds will go to the group’s scholars flowers. Miss Helen Briggs, Ousba, Neb. ae her sisteb's only he day night in Ayres’ tearoom. oD OnE a ons pd Es ng hou # = = ship fund and the U; 5 aout hl a, es Wn np 0 i ble g. 8.2 ; . 8.8 sociation. Lea-Seholardip Fund, | ughter of le 8! ens introduce. Mrs. Pike, = Mrs, Walter Daniel R. Brosnan served as rother’s best man. e ’S . > . . B. Kaltwasser, 313 N." Tacoma Ave., H. Green and Mrs. Ernest DeWolfe . mother wore a black costume with a gardenia corsege. The bride Blaker Club Prizes Are Awarded at Preview : _ |Eecame the ride of Robert N.|Wales will pour during the tea Hour allender, ony EYol-the- W CE : . : Aid of Free French Browning . in a SSremony at 5:30 Howling eT BW, ehialamais versity . ° p.' m. Friday in the parsonage of| “IS. -B, ’ ] s 8 = : h Miss Luella Frances McWhirter’s engagement to Ensign Wesley Luncheon Set J And D inner P arty; Group to Talk Here he the Falk Sisthoist Jom of the Poi imitbee, is. in. ch of Porter Martin, Indianapolis, ha been snnounted by her parents 3 : Wi % The Alliance Francaise will open|ciating. 4 Miss Eleanor Semans, D resident br. and Mes. Tlic 0 Mownirer, Ensen Mazin, how pions? |For Friday ayman Adams Honored ts sono by honoring Prot Pred| Ms. Browning te the sn of Ms.|af Uo Jnl Beles SCP Hae Mrs, Murrel W. Martin of Indianapolis and. Brown County. : |G. Hoffherr of Columbia Univers ol Mr aan Be Ce iy They are: Mrs, Harry K. : The Indiana Artists Club opened its 10th annual exhibition today in|sity with a dinner at the Maroth| ooo" qe 8 chaizman A homecoming luncheon appears ru Ls ; : . was bridesmaid and Gene Hugh,|¥ockey, membership cha n, with one the alendar of club meetings| ile foyer of Ayres Tearoom. The works of the Indiana artists may be Hotel, tomorrow at 6:30 p. m. Prof}, op “rhe couple is at home at | Mrs. Emsley Johnson Jr; Miss Anne this week viewed by the public all this week and next. Hoffherr will speak on “France and | g.a otra] Ave and Harriet Jahe Holmes, Red Fwrhe homecoming luncheon Will be}. cM SDers of the club had a preview showing and dinner Saturday|Her Destiny” following dinner. | “mye” prigegroom’s mother, who|Cross; Mis. Francis Bennett Poe held at Friday in th Colum night in the tearoom at which Dr. Clyde E. Wildman, president of De-| He is a native of France and for- was the guest of the ‘Kaltwassers and Mrs. William F. Wilsdon, telebia Jub by th ih A BLAKER Payw University spoke. mer president of ‘the French War while here to attend the ceremony,|phone, and Miss Margaret "Anne bia Clu by he Elles of Taculty) ©. Curry Bohm, Nashville, presid-| Veterans of New York. He is al cco oq home Saturday. Mrs. Millikan and Miss Semans, pube and stud - tf th old Teach ed at the dinner and introduced |founder of “France Forever,” they, 4 Goudy and her daughter, licity. : diene of Indianapolis the S A I Su er |Gordon Mess, a past president of| Free French movement in America.|oo nq Sue, Canton, O., were guests| Other junior group officers are ER re Poi od Lele ong PP the club who is serving as exhibit| For the past 21 years he has taught ;,o; week of Mrs. Chester Burns, Miss Harriet Jane Holmes, vice Jeinentary oe of te Collet YT: chairman who, in turn, introduced |French at Columbia University. |seiy m Vermont St, when the latter | president; Mrs. Ralph. .C.. Gery, of Bdueatior at mutler Univerty. (1g ‘To the speaker. 'C. Morrison Davis,| Speakers for the next two meel-| entertained for the bride secretary, and Mrs, Joseph K. Tay= Teachers from over the state who MOrrow Ayres’ advertising manager, wel-|ings "~have been announced by a = lor, * treasurer. Mrs. Gustavus ‘B. | have been connected with the comed the guests for the store. Madame Marie Henry, president of Mrs Holm an to Tal k Taylor is cha ster spo: ? . school, either as students or teach- Members of - Zeta chapter of The special jury for prize awards |the Alliance. They are Baroness . . 5 0oap : ers, and who will be in Indian-|gicro Alpha lota, national musi- included Brandt Steele, Mrs. J. Otis| Collette Van Boecop, author, travel. Mrs. Ruth Holman wiil speak on Cr 24 apolis for meetings of the State..." sorority, will be entertained |Adams and A. Reid Winsey, art|er and lecturer, who will speak Nov. “Costa Rica” hefore the Isle of Accountant to Speak Teachers’ Association, will attend.|i mow with a supper musicale at director of DePauw. ; 26-on “Thirteen Years in the Dutch| Capri Chapter of the International ya : ) Mrs. William D. Bain and MIs.|ine home of Mrs. C. Harold Larsh They. selected five winners of the East Indies,” and Dr. Albert Schinz,| Travel Study Club Wednesday at| -Troy Thurston, accountant, - will Francis H. Miller are in charge of | 4545 washington Blvd. Mrs Larsh Indiana Artists’ Club prize total of professor of French at the "Uni-|11:30 a. m. in Ayres’ Tearoom. Host- | speak. before the American Society ihe luncheon, Nefervations Hay. belie president of the Beta province $300. They also awarded the $25|versity of Pennsylvania. His sub-|esses will be Mesdames Ralph Lam-|of Women Accountants tonight folmad: .. Lamar 8S. ng. . 7

. : Indianapolis News prize. A $10 cash|ject at the Dec. 12 meeting will be|bert, Herman Bischof and Virgil{lowing a .6 .o’clock : dinner in the Club officers are. Mrs. Albert C.|shmt picoraniical skoiches of con. | Prize. given by Lucille E. Morehouse| “Stories of Old France.” Hoagland. Spink Arms Hotel. Mathews, honorary president; Miss temporary musicians will be pre-] in. memory of the artist Renee 4 ! oy Gi, : Helen Wallick, president; Mrs.| canted by Mrs, Helen Thomas Mar- Barnes;- will be awarded early this Strong and Miss Elizabeth Down-|{in she will speak on the lives of week. The selection purchase prizes hour, first and second vice presi-{mritz Kreisler, Arturo Toscanini will be awarded by special commitdents; Mrs. Antony W. Bowen, Sec-|girsten Flagstad Josef Hoffman tees or by the donors, whose prizes retary; Mrs. Oliver C. Neir, Mrs.|and Eugene Ormandy as related in|Will purchase the picture. Homer Da Vie and Miss Emma|the, book “Men and Women Who Cash prizes given by the Indiana Colbert, corresponding, membership|nMake Music” by Ewen. Artists Club and awarded at the wy te | and out-of-town membership secte-| Miss Jeannette Robbins, harpist grap rg LR ‘ ; es; Miss Edith Griffith, treas-|; 4 rs. oil, , Edwar illiams, Rushees With ‘Kid Par ty - rer: Mrs. Orin G, Gaskins, audic| wr Bie ee dant of Nu. Zeta] Autumn Tapestry”; second prize, | : tor. Al e chapter, and Miss Mary $75, Clifton Wheeler, “At The Edge A rush party is a highlight of sorority activities scheduled for early| Mesdames Miller, Bain, Richard|spalding, president of Zeta active of the Mountains”; third prize, $50, > this week. A. Rice, Glen McClure and -Miss| chapter. \ Edmund Brucker’s “Patty”; outALPHA NU CHAPTER, ALPHA: ZETA BETA, will continue its rush Vesta Cook, ‘directors; Miss Mary standing work in water color, $50, season with a “kid” party tomorrow evening at the home of Mrs. Her-|Myers, memorial chairman; Mrs. Qi Nu Moth Katherine Groh Blasingham’s “On man Quinlan, 808’ Markwood Ave. Frank Leib, publications chairman; [O1€1Na INU Mothers the White Chair” and second water Guests will include Misses Eloise Galloway, Valeria Finch, Ruth Ann|Mesdames Bain and William V.

You Are Cordially

Guinn, Patricia Adams, Dorothy Newkirk, Mary O’Brien, Mrs, Virginia Frantzreb and Mrs. Ida Statt. "The hostess will be assisted by ‘Mrs. Hester Bolander, Misses Ruth - Beard, Jane Schnell and Elise Totton. : . Mrs. Edward Pierek, 1751 Ellen Drive, will entertain TRI BETA at dinner this evening. :

BETA CHAPTER, PHI OMEGA KAPPA, will meet at the home of Miss Virginia Merklin, Northern Beach, near Carmel, at 8 p.-m. Wednesday.

Mrs. John R. Sentney, national _ president of ALPHA OMICRON ALPHA, will be a guest: of ALPHA A CHI CHAPTER when meets a 8 p. m. tomorrow with Mrs, Clem ! Church, 5321 Carrollton Ave.

LAMBDA CHI DELTA will meet tomorrow at the home of Evans, 325 N. Jefferson

Robert Ward, 4001 E. WashSt., will be hostess at 8 p.m. for SIGMA LAMBA CHIL

“Mrs, Olive Enslen Tind - . Sun Is My Undoing” ‘for the Altrusa Club today American United Life.audiat 8:15 p. m. The club is ; series’ of three re-

ely

Matrix Table

Speaker N amed

: Times Special BLOOMINGTON, Ind. Oct. 20.— Alice Duer Miller, writer, will be the speaker at the 1941 Matrix Table of Theta Sigma Phi, professional journalistic sorority, Tuesday evening, Nov. 4, it has been announced here. Mrs. Miller is internationally’ known for her two best-sellers, “The White Cliffs of Dover” and “I Have Loved England.” At the Matrix Table, Mrs. Miller will read and discuss * te Cliffs” which, eight months after publication, is in its second 100,000, topping best seller lists everywhere and selling at the rate of 5000 copies a week, Recently the actress, Lynn Fontanne, read the poem: over a national network, receiving

| breaking

] ts, Miss Fontanne again read the poem over

.|a national hookup.

Apples—And How to Make Use of Them

Kingdon, hospitality, and Miss Ruth Patterson, publicity. :

A luncheon, a business meeting and cards are on the program for the CHALCEDONY CLUB meeting tomorrow with Mrs. Thomas F. Hat-

field, 5808 N. Delaware St. Mrs. Marguerite Mumford will assist. -

. A program on Indiana will feature the EXPRESSION CLUB'S meeting tomorrow with Mrs. Wayne A. Reddick, 415 Bosart Ave. Mesdames W. F. Holmes, Helen Olson, John A, Sink and Vincent B. Binager will appear on the program and Mrs. Herbert McNeely will assist the hostess. : 5

A memorial to Mrs. Cora M. Raber will form the GROLIER morrow when it meets with Mrs, Harry Mahan, 1215 N, . A. L. Duncan will present a musical program and assistant

To Have Tea

The Sigma Nu Mothers’ Club will open its fall season with a guest, day tea honoring mothers of new pledges of the fraternity tomorrow at 2 p. m. Commander Wilbur Schumaker and Morris Boyce will speak on different phases of Sigma Nu life. - James Fox, Chester Robinson, Robert Phillips, Harry Helm and Joe Galvin, members of the active chapter, will present a musical program. Mrs. Alberta Spiegel, president, will . welcome and introduce new members. Following the program, tea will be served, Mrs. William ery, social chairman, will be in charge, assisted by Mesdames Austin J. Kassler, C. F. Endicott, Prank L. Truitt and Ora Wingfield, house mother,

Wed Recentty

hostesses will be Mrs. Myrtlef

Stephens and Mrs. Frank Treat.

| ‘The HEYL STUDY CLUB will hear talks on “Faith for Living” and “As I Remember Him” by Mrs. Arthur L. Trester and Mrs. George L. Horton when it meets tomorrow.

Mrs, W. E.'Kyle, 2232 N. New Jersey

St. Mrs. C. M. Gray will give the| |

program on Nova Scotia.

=r “Sinking the|” Mrs.

color prize, $25, C. Curry Bohm'’s “December Hills.” Wayman Adams received the Indianapolis News prize for the most 4 meritorious piece of work, regardless of medium, for his half length portrait of the American artist, Rockwell Kent. Honorable mention award went to Elizabeth .G. MacCollum for her “Janet.” ‘Three purchase prizes were made. They were $35 to “Pepe” ‘by Janet Messick, the painting to be given to a public school in polis; $25 to “Maine Coast” by Floyd Hopper and $25 to Helen Woodward’s water color, “Guadalupe i Cathedral in Mexico.” The Hatfield : Paint Company’s $5 merchandise prize went to “Winter Evening” by W. T. Turman. The H. Lieber and Lyman Brothers merchandise prizes will be awarded this week. :

Invited to See

| Alisls Club Enhibit

In Ayres’ Tearoom Foyer Nir October 18 through November 1 *