Indianapolis Times, Indianapolis, Marion County, 29 November 1937 — Page 16

PAGE 16

eC, MRR NR I SRT

F.D.R.Housing Text

WA HINGTON, Nov. 29 | (U. P.).—Following is the | text of President Roosevelt's | special message to Congress on housing: To the Congress of the United States: In my message to the Congress upon the convening of the extraor- | dinary session on Nov. 15, I said that I would address you further in regard to proposals to encourage the private construction and financing of housing on a large scale. The proposals which I am presenting for your consideration now are an important part of the program for increasing general business activity and employment during the coming year. From the point of view of widespread and sustained economic recovery, housing constitutes the | largest and most promising single field for private enterprise.

Housing construction has not kept |

pace with either the needs or growth of our population. From 1930 to 1937, inclusive, the average annual number of new dwelling units constructed in the United States was 180,000 as contrasted | with an annual average of 800.000 | in the seven years prior to 1930. In addition, much of our existing | housing has seriously deteriorated, | or has been demolished.

FIVE-YEAR PROGRAM URGED

It is estimated that an average of |

600.000 to 800,000 dwelling ‘units ought to be built annually over the |

next five vears to overcome the ac- |

cumulated shortage and to meet the normal growth in number of fami- | lies. In other words, we could build | over the next five years three or | four million housing units, which at a moderate estimate of $4000 per unit would mean spending from 12 | to 16 billion dollars, without creating a surplus of housing accommio- | dations, and consequently without | impairing the value of existing | housing that is fit for decent human | occupancy. The long-continued lag in build- | ing is a drag on all industry and | trade. This presents an urgent prob- | lem which is the common Conse] of industry, labor and Government. | All business needs the infusion of | orders and the diffusion of purchasing power that come when building | is thriving. Great numbers of peo- | ple look directly or indirectly to the | construction industry for. employ- | ment. This industry, to a greater

| the insured claims. | any cost should result to the Gov-

the small house to entire residential communities. and. large. low-rent | apartment buildings. In addition to | measures to stimulate new construction, I recommend that provision be | made for an extensive program of repairs and modernization.

As a practicable means of encour- | aging and facilitating a more effec- | tive operation of private enterprise and private capital in the housing | field, I am suggesting enlargement |of the framework of the National | Housing Act in the light of actual [Svesianee. This legislation, enactec by the Congress in 1934, provided la new financial mechanism applicajs to all types of lending institutions that make loans for housing | purposes. Enabling legislation giving effect to this new mechanism was subsequently enacted by all the states. Within the limits of the types of housing to which it applies, it has proved to be both popular and | practical.

FHA WAS SET UP

{ | Under the National Housing Act | the Congress established the Fed- | eral Housing Administration, which | insures mortgages on certain types of housing, but itself makes no | loans. The agency is designed to become self-sustaining through the { operation of a mortgage insurance | fund, into which premiums are | paid by borrowers who obtain loans { under the provisions of the act from | private lending institutions. An ultimate guaranty of loans that may | default is given by the Federal | Government, but this guaranty becomes operative only in the event that recoveries from the sale of defaulted properties, together with all the monies in the insurance fund, should be insufficient to pay Hence, even if

ernment because of this guaranty, it

| would be negligible when measured

by the volume of construction and employment induced by the fact that the guaranty is there should it ever have to be availed of. The benefits of financing under the National Housing Act apply to two main classes of transactions— namely, those in which a single house becomes security for a loan ;and those in which a limited-divi-dend company obtains a loan in order to develop a rental housing | project. The amendments which I am suggesting are of three kinds: (1) To effect further reductions in financing costs; (2) to extend the insurance of mortgages to types of

extent than any other can put idle housing operations not now adefunds to work and thus speed up the | quately provided for in the act; (3)

circulation of the nation’s money supply: This, in turn, would increase national income, reduce unespley. ment and as a result contribute ward a balancing of the budget. Since 1833 we have had a great | recovery movement in which housing construction has played only a minor part. That it should play a

major part has been clearly recog- |

nized by this Administration from the outset. But, though much has |

been done to encourage construc- |

tion activity, the results have not vet been satisfactory. Instead of a seasonal rise in housing construction through the past spring and summer, there was an early downturn. This was one of the principal reasons why general business failed to forge ahead during the latter part | of the year. We must recognize clearly that housing will not be built if costs

are too high in relation to the con- |

sumer’s income. The fact

sharply—between September of 1936

and March of 1937 was primarily re- | sponsible for the downturn in housing and thus in recovery generally |

this year. Revival of housing construction ! must be based on reduction of the | costs of building and the payment | for buildings rather than on a resumption of the rising costs that | stopped progress in this essential field last spring and summer. Housing must be produced at prices, rates and rents that the mass of our people can afford to pay.

SPURS PRIVATE INDUSTRY

The Government has made pro- | vision, through assistance to municipal housing, for many of the most needy. But private enterprise and private capital must bear the burden of providing the great bulk of | new housing. The measures I now suggest are to encourage private building to meet the needs of families of moderate means. These proposals cannot he effective, however, unless all elements concerned in the construction industry—builders, contractors, manufacturers of materials and equipment, labor, and finance— co-operate in producing housing | that is within reach of the incomes of the vast majority of our citizens. If the building industry is to play the vital part that it ought to have in our economic system, it must do | it in the characteristic American | way. It must develop, as other great industries have developed, the | American genius for efficient and | economical large-scale production. The lower unit costs resulting from large-scale production will make for greater annual returns for the entire building industry, including all | workers engaged in that industry, | and for a higher standard of living | for the country as a whole. The problem of reducing costs to a point where larger volume, longer | employment, and higher annual | earnings are possible is one that must be solved in major part by the building industry itself. The Gov- | ernment, however, can take the inijtiative by bringing about a reduction of financing costs, by making it easier for families of moderate means to buy or rent new houses, and by providing mechanisms to make it practicable for private enterprise to engage in large-scale housing operations for the mass market. In order, therefore, that Government may give the fullest encour-

agement to a broad revival of build- | ing, I recommend that the Congress |

adopt at this time measures to fa-

cilitate the financing of every type |

of housing construction, whether for sale or for rent, and ranging from

that | housing costs rose sharply—far too |

to make the funds of institutional and individual investors more easily | available for the financing of large- | scale operations.

Because it takes the average | buyer of a house or investor in | housing a long time to pay for the | property, the cost of financing is | in the long run one of the largest items in housing costs. In the | case of rental housing it is a determining factor, first in whether | construction shall be undertaken | |at all, and second in arriving at | | the scale of rentals to be charged. Institutions making loans to be {insured by the Federal Housing Administration are now permitted by | regulation to make an interest {charge up to 5 per cent and a servlice charge of 2: of 1 per cent, or a total of 512 per cent per annum. It |is proposed to reduce this to 5 per {cent net by amending the adminis- | trative regulations.

SEEKS LAW PREMIUMS

As a means of further reducing | the cost to the borrower, however, {I would ask the Congress to authorlize the Federal House Administrator Io. fix the mortgage insurance pre|mium as low as 1; of 1 per cent on {the diminishing balance of an in|sured mortgage instead of on the | original face amount as now re'quired by the act. Further, as a means of giving special encouragement to the construction of small, [moderately-priced houses, I would {ask the Congress to authorize the | Federal Housing Administrator to | fix the mortgage insurance premium |as low as 4 of 1 per cent on the di|minishing balance of an insured | mortgage in cases where the esti- | mated value of the property to be | built does not exceed $6000 and {where the mortage is insured prior [to July 1, 1939. Another change that I would ask the Congress to make in the existling legislation is to raise the in- | surable limit from 80 per cent of | the appraised value of the property, as at present, to 90 per cent in the | case of loans to owner-occupants | where the appraised value of the property does not exceed $6000. This proposal is of great importance. It | recognizes the fact that most per- | sons who desire to own homes of | their own cannot make a first pay- | ment as large as 20 per cent of the | purchase price. This is particularly | true after the severe depression of recent years, in which the savings [ot millions of prudent and thrifty | families were depleted. | The fact is not generally recognized that the majority of our urban | families are not home owners. In | the larger cities, the proportion of | rented dwellings runs from 60 to nearly 80 per cent of the total. Ac- | cordingly, I am suggesting for your | consideration measures designed | especially to facilitate the con- | struction and financing, under the | economies of a blanket mortgage, of | groups of houses for rent, or for irent with an option to purchase. | Such operations would afford | economies in construction as well as |in financing, and would therefore, | I believe, lead to the formation of | substantial companies to avail themselves of the opportunities in this particular field. These same meas- | ures are also designed to encourage

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REPAIRING

Expert Radio Repairing. Phone RI. || 5626 for quick, expert, guaranteed | | service on any make or model.

Capitol City Radio Co. 18 So. Cap. Ave. {Pore South

WE BUY DIAMONDS HIGHEST CASH PRICES PAID!

113 W. Wash St., Lincoln Hotel Bldg.

SAVE AT YOUR NEAREST HAAG'S NEIGHBORHOOD CUT PRICE DRUG STORE

Legals

Treasury Department, Office of District Supervisor, Alcohol Tax Unit, Bureau of Internal Revenue, Chicago, Illinois. Date of first publication, Nov. 15, 1937. Notice is hereby given that on August 25, 1937, one 1933 rysier Coupe, Motor No. 4667, with accessories, was seized in Moran County, Indiana, for violation of the ternal Revenue Laws, to-wit; Sections 3258, 3281 and 3450 United States Revised Statutes. Any person claiming an interest in said property must appear at the office of the Investigator in Charge Alcohol Tax Unit, 418 Guaranty Bldg.. Indianapolis, Indiana, and file claim and cost bond as provided by Section 3460, United States Revised Statutes, on or before the 15th day of December, 1937; otherwise, the property will be disposed of according to the ie w. E. C. Yellowley, District Super-

Deal =tunerale Indianapolis Times, Monday, Nov. 29, 193%

BLOOMFIELD—Lena (nee Orman), entered into rest Saturday, age 57 vears, wife of Morton Bloomfield, mother of Bernell Carnes, grandmother of Davey Lee Wilcoxson, sister of Meyiste Hilgen- . Funeral Dusan 2:30 p. m., NAKR RY W. MOO FUNERAL PARLOR. Burial None Hill

CORBIN--Marv Charlotte, age 43, beloved wife of Howard E. Corbin, mother of Hazel, Carl and William Corbin, daughter of Mrs. Florence Moore, passed away Sunday evening. Funeral at the residence, 1133 W. 18th St., Thursday. 1:30 Friends invited. Burial Crown Ri Friends may call at the mortuary after 7 p. m. Monday. SHIRLEY SERVICE.

FORD—Peter, beloved father of Mary and Delia Ford, died Sunday evening at his home, 1'% miles west of the Marion County line on the West 10th h oad. Funeral Wednesday, Dec. 1, from the residence; serwices at 8. “Mala: chia’s Church, Brownsburg, Ind. 9 a. m. Interment Holy Cross Cemetery. 'BLACKWELL SERVICE. Friends invited.

HARRIS Harry H., beloved son of Mr. and rs. BEd Harris, brother of Aretta and Emmit, grandson of Mrs. Emma Harris, passed away Monday morning, Nov. 29th. FPuneral services, m. Wednesday, Trinity M. E. Church. Burial Washington Park Cemetery. Friends may call at LITTLE & SONS, 1916 N. Meridian.

HUDDLESTON Lucy, age 78 years, wife of William, mother of Mrs. Lone Henges, Mrs. Guy reman, James, Orville, Albert, Grover, Roy and Dewey Huddleston, passed Away SSwgay. a aera Jeeta Nov. 30, 8:30 x G USHER FUNERAL HOME, S614 Ww. Wash St. m., St. Anthony's Church. Friends snvited. Burial Holy Cross Cemetery,

JAENISCH— (Rudy) A., beloved son of Mr. and Mrs. R. A. Jaenisch and brother of Mary Jo, departed this life Saturday. Funeral Tuesday at MOO & KIRK IRVINGTON , MOR TUARY, 5342 E. Washington St, CY m. Priends may call at residence, "92 hittier place. until noon Tuesday. Priends invited. Burial Washington Park.

JERMAIN-—James L.. husband of Gertrude L. Jermain and father of Harry J. Jermain of Washington, D. C., passed away Saturday morning at the residence, 620 N. Tibbs Ave. Funeral services Tuesday, 2 p , at the residence. Friends invited. *Biiriai Floral Park Cemetery. CONKLE SERVICE.

KIEFER—EImer (Pete). beloved husband of Pauline Vogel Kiefer. son of Mr. and Mrs. Louis iefer, brother of Mabelle Stauch, passed away Monday morning. Time of service later. Friends may call at & DUCHANAN MORTUARY

SCOTT Charles D.. beloved husband of Beatrice Scott and son of Mr. and Mrs. George C. Scott, brother of Ella Louise, Shelfy and Duke. this Funer at & K or . Washington St, 3 a Washington Park. Friends invited.

TAYLOR—Lyvman P.. entered into rest Sunday, age 64 vears., husband of Nellie Taylor, father of Mrs. Bernice Jesse, grandmother of Raymond Cox. brother of Joe Tavlor. Funeral asedar 1 PAR. m.. HARRY W. MOORE FUNERA LOR. Burial Crown Hill.

Cards of Whanke

GEIGER--We wish to extend our gratitude and thanks to our relatives, Heighbors and friends for the many acts of kindness and sympathy extended auring the sickness, death and burial of our beloved husband, son and brother, Harold J. Geiger. Especially do we wish to (hank Rev. Father Nolan and Rev. Father Casey, Mr. Herrmann. funeral director, and for the many floral and spiritual

_ offerings. —The Family.

mm :

Funeral Directors TW. D. BEANBLOSSOM

se Ww. say aT,

2226 SHELBY ST

CONKLE FUNERAL HOME 1934 W. MICH. ST. BE-1934¢

FINN BROS.

Funeral Home 1639 N. Meridian St.

DR-2570

TA-1835

Flanner & Buchanan 25 W. Fall Creek Blvd. TA-4400

BERT S. GADD 3430 Prospect St. eh GRINSTEINER'S 522 E Market St.

PERSONAL SERVICE G. H, HERRMANN 1505 8. EAST ST DR-44T1 HISEY & TITUS THE FUNERAL HOME 981 N. DELAWARE ST. AIR CONDITIONED

MOORE & KIRK

CH-1806-1

SHIRLEY BROS. CO.

948 N Illinois St. J. C. WILSON DR-0321 1230 Prospect St. Drc-0322 COLCRED FUNERAL DIRECTORS

C. M. C. WILLIS & SON

13 N West St LI-5651

Lodge Notices 8

PURITAN Lodge No. 678, I. brothers meet at ning. Nov, 29th,

funedal of our JERMAIN,

DR-830

RI-537¢

[R-1159 TA-6086-&

0.0. F. All the hall Monday Byes . m, to arran late brother, JAM

Hubert Mershon, N. G. Orin Lowry. Secretary.

Personals

TWA

ARE YOU SICK?

I don't care what your trouble is, if you are sick you owe it to yourself to see me. If can help you, I'll prove "it. If not, I'll tell you so. If you have headaches, sinus trouble, diz~ ziness, ringing in head and ears, misery in back of head, nervousness, neuritis, arthritis, lumbago, sciatica, aches and soreness, anywhere in spine, bloating, indigestion. heart, liver, kidney or stomach trouble, general weakness. abnormal blood pressure, rheumatism, gallstones. chronic appendicitis. If you feel miserable and grouchy because of your suffering, th bring this ad at once to my office for examination and trial treatment free. No cost. No obligation to continue.

BeBout, Chiropractor 307 KAHN BLDG. RIL 7877

SPECIAL

Machineless Vapor

Marcel Permanent

RAINBOW ACADEMY

KRESGE BUILDING

R-U-P-T.U-R-ED

Guaranteed fittings, Swclgstve agents for the Life-Saver Trusse H. E. FRAUER CO 456 E. Washington.

FREE Marcelling. paver curling. paper Croquignole, water wave BEAUTY or set. No obligation. The InWORK ternational. 342 E. Wash. St. WEISSMAN MOTORS e and Plymouth Dealer 15 E, Washington St. Phone—Dav CH-5822: night CH-5243

AUTO INSURANCE

Save Your Driver's Biche MEYER A

H. G. __308 Indiana Trust Bldg. RI- Ys040.

HAVE you seen the S338 model Lektrolite Lighters? Windproof. as there is no flame. a styles and colors. SL 25 u & R EXCHANG

Occidental Bldg. RI-2732,

Personals 8

FREE

108 E.

Hair cuts, Tuesday Morning. widiana College of Beauty Culture. ash., Room 908. RI-07T7

THE INDIANAPOLIS TIMES

Moving and Storage 17

' HAULING Light, heavy: local, long distance. Any t me. CH-4485.

FREE—S$10 00— 00—FREE This ad is wort $10 Beauty Course ROYAL BEAUTY ACAD 401 Roosevelt Bld HAIR DITING vice. no evell Bld ROYAL _ BEAUTY ACAD. 401 Roosevelt “HAIR DYE Cs MONDAY & 5: _ International. 2 E. Wash. AGED, convalescents, nervous, mental cases _Specialty. 548 _E. Dr. CH-3721-J.

Lost and Found D

LOST-—Woman's Gruen white and yellow gold watch: metal strap, on College car or in downtown drug store Saturday morning. Keepsake. HA-1726-W, Reward. MALE screw tail Boston Perrier. “Mike, Four months, $5 reward. 923 N. Rural, CH-6033.

BLACK GOR ER DOG. ANWERING REWARD. HUDHS “ba rked car 1-1737. WIRE-HATRED male, brownish tan, n. Short tail, 1 ear stands up. . Reward. WA-330 LOST Black suede purse, Nov, 21, in a. MISS B LAIKIE., LI-1 421. LOST—XKey ring, insurance tag on inside. Reward, BE-4740. ARMSTRONG LOST—Black and, white Boston bull “from 4003 003 Brookville Rd. Child's playmate.

RDON SETT “ORPHY."

)ag_and contents taken from ursday evening. Reward.

Business Services

(Alteration _ Specialist)

ALTERATIONS | ladies’. men's garments: clean, repair, press, reline. Reasonable.

MEYER O. JACOBS

212-214 E. 16th St. TA-6667

(Beauty Shops)

COLLEGE Beauty Shop. Permanents, $3 u] __ Shampoo, set, 35c. 905 Col lege. ao

(Floor Refinishing)

FLOOR refinishing, paper hanging, painting: done immediately, ps Taranto: 25 years experience. __BE-374

FOR EMERGENCY CALLS ON FURNACE 0 CLEANING. COILS, CALL

( Furnace Repairing)

Sia Work 14535

FURNACE cleaning, repairing: FOURNACE HARDWARE. |

(Laundries)

CURT AINE Ss LAUNDERED

_RI-5946 or LI-4061 (Mattresses) MATTRESSES, pillows, comforts. renovated since 1886. F. BUR a1 Mass. RI-6695. Se

(Mattress Repairing)

A. B. C. MATTRESS CO. ne PInS. box Spring, feathers. 928 Mass

(Printing)

RUSH jobs make us smile. HENDREN __ PRINTING, 685 Century Bldg. RI-8533.

(Rugs Made to Order) FLUFF chenille rugs made from old rugs. See beaut. samples. Rug rep. Get prices. _ ACTIVE RUG CLEANERS. HA-3636. (Rugs Cleaned, Made, Repaired) ‘W. O. Jones, Inc. Rug Cleaning. __ HU-1368. Tailoring FORDHAM made-to-order clothes, $24.50 up. Budget payments, 56 N. Hamilton. __CH-6236.

“Sold, KLE,

(Tree Trimmers)

FOR TRIMMING AND TOPPING "TREES __ CALL JACOB JASPER, RI-0

(Truck iminig

RENT A TRUCK. Move vo yourselt, Save halt. DRIVE IT YOURSELF. 9 Ky. Ave

Roos Without Board

CENTRAL, furnished room: Private. LI-5771 CLINTON HOTEL, 29 Virginia — Clean steam-heated sleeping rooms, $2.50 up.

COLLEGE, 3043—Attractive front, one adjoining sun parlor. Owner's home, no other roomers. entlemen or couple. References. HA-4808 — ILLINOIS, N., | 1907—Unusual “room; private entrance; lavatory: toilet; steam; refined home; garage. MASSACHUSETTS AVE. 1703 _ CLEAN, STEAM HEATED FRONT MERIDIAN, N., 911, ing room; twin beds; 85pm a el - ea. MERIDIAN, N. 968, Apt. 12—Large front room; _suitable 1or2 gentlemen; phone. NEW JERSEY. N. 1605—Pleasant room. near bath; ood heat, convenient location. HA-3895-J. NEW JERSEY, N., heat, hot water, Phone.

NEW JERSEY, N., room. Owner's _ optional. _TA-5390. PENNSYLVANIA, N., room, bath attached, roomy closets. _Employed person preferred. LI-28 TALBOTT. N.. 1652—LOVELY iT ROOM; PRIVATE; HOT WATER; PHONE.

VERMONT, W., venient, pr ivate Gentleman. LI-86

WASHINGTON, 5230 - BUTLER APARTMENTS, 23—Employed lady roomer; home ri: every convenience. WASHINGTON BLVD., 2838—Comfortable double or single, near bath; radio. Pri_Vate family. HA-1687-R. s a WOODRUFF PLACE, 559 W. Drive—Attractive, comfortable; beautyrest: Vn de er; reasonable: gentleman. _CH-6226 31ST, 710 W.—Sleeping TS Yor RE in private home. HA-2000-M LARGE front; twin beds, radio: board opsional. Girls or employed couple. TA-

clean, nicely steam heat.

1517—Unusual innerspring,

5— RM.

reasonable; after

“1215—Cozy room, steam Private entrance. “furnished garage

2324—Well home; meals,

“1233—Com{ortable

"36, APT. 2—Clean, conape. References.

CENTRAL HOTEL—Delaware and ¢ mont, 331 N. Delaware. Modern, outside rooms. Transient rates.

COLONIAL HOTEL [2208 md

veniences, city heat: weekly, $3 up.

ROOSEVELT Hore.

comfortable "laundry done

220 s. m,

Live downtown! C sleeping rooms, $3.50 free. . 220 0 W. Ohio.

Rooms With Board d

ALABAM:.. 1104 N.—Real home for valids and BR Excellent meals. __sonable. RI-4

CENTRAL, Sy meals. Comfortable. HA-3100-W. Ml PARK, 1806—Large front: innersprin home cooked meals; suitable for 2; $6. eac WASHINGTON, E., 3325—Large, comfortable rooms, for one or two; good meals; _ reasonable. CH- -4603-W WE : CARE for sick, elderly, convalescents; Jaqies only, excellent, meals; steam heat. I1-3213.

lea oan

inRea-

single; 6 6 double; 3 Home i Oy

ELDERLY PEOPLE PREFERRED. HOME COOKING AND PRIVILEGES. RI- 5030.

CHILD to board; mother’s care; laundry; warm, ._modern hon home. __DR- -7293.

1947—-2-Room front apartment; except linens; $22 month

Housekeeping Rooms

ADAMS, utilities, Its.

ALABAMA, N., 1838—2 clean apartments, up, 1 down: constant hot water; = Solid heat.

BELLEFONTAINE, 1336—Four, Six upstairs to right party. sublet part. Heat PRiraisheq BROADWAY, 2 2404 Larg e kitchenette, studio ouch; 1 or _ vate entrance. HE-28 DELAWARE, ¥ Be large A Aw good heat;

rooms ranged to _RI-5946. “room and 2. Pri-

room; $4.50.

rooms:

820—3 unfurnished front Adults

large, clean; private entrance, __breferr erred. LEXINGTON, 802—1 OR 2 LIGHT HOUSE. KEEPING NG ROOMS; F REASONABLE. - PARK, 1224—2 rooms and kitchenette, upstairs; 1 room kitchenette, dinette, pri- _ vate bath, downstairs UMMIT, N., 237—1 room, running water; gear al private entrance: adults. RI-

WOODRUFF, 559 W. DRIVE—New 2-room lower apartment, unfurnished: Frigidaire, dressing closet. Business woman. CH-6226-J 217—1, 2 large light, warm, clean;

References.

15TH, E., rooms Adults.

unfurnished utilities. 31ST, 830 W. 2 rooms; entrance, Near carline. HA-2448-TWO unfurnished rooms (north): quiet

Jhb O0d gree. comfortable; utilJk ies. HE-218

utilities. private 8-W.

Apartments, Unfurn.

Apt. 6—Double sleep- |

Houses, Unfurnished

$100 PER MONTH. 63RD, E., tiful $20,000 north side home. Venetian blinds: four bedrooms. HORTON. BR-1234. " — $18; TACOMA, 518's N.—UPPER DUPLEX. Four rooms, bath. No furnace. IR-3593. COLLEGE “AVE., 6040—Unusual 6-room Souble; newly decorated. Open. WA-

1640 COMER water in vard—water pd. $15 | H & NS. LI 113424 | DENNY N., 1110—Four-room modern dou- | _ ble, $23. 'WA-3347 EASTERN AVE: 295 6- RM. DOUBLE d plendid condition, garage, water paid; $10. CH-7307 BaTRe HAMILTON, 526 N.—5-room modern Single nN Srrage. 20. _LI-8 44 Virginia Ave. 1046 GH —1 ;Toom ym_semimodern, $12.50. 138 N. Del. RI-142 MORELAND, 425 ew W. Michigan) Five-room bun "HE 2436. every detail modern; _Rarage. 1025 S. NEW JERSEY... vi rooms, garage. $15. RI-466 3112 NEWTON- BR — modern Water paid, garage. $18. 138 RI-1429. RANDOLPH, S., 239—4-room double, modern except furnace; stove furnished; garage. I-3774. WARMAN AVE. 35 S.--5- __ GREGORY & APPEL, INC.

4608 WINTHROP

This cozy, modern 5-room bungalow will be offered for pent ‘o a prospective buver, G RI-6412

WA-2166 C. S. CRUSE CO., 4p, E. 2110—7-room modern single; newly decorated; garage, garden space with fruit. $25. CH-0201 LARGE selection of homes §: $30 to $75. All _ locations; free service. WHI TE. TA-4633.

1205—BeauCarpeted MR

4 ROR: J. ELC

bath and

double. N. Del.

rm. dbl, $20. LI-T491.

Houses, Apts. Furn, A 4-rm, cottage. Others. |

$22.50: EAST Cozy WHITE. TA-4633 CARROLLTON, 1314 Nice 5-room steam heated; hardwood floors; references CARROLLTON, 1325; Apt. apartment; emploved adults; December 1st dating. EUCLID, N.. 330—3- room=furnished apart- . Utilities, private bath, entrance.

flat: utilities;

11—3-room first floor;

Houses for Sale

When acquiring property follow the safe method. Demand an abstract of title. Have 1t examined by your attorney.

Union Title Company SE" Title Building 155 E. MARKET ST.

SMALL HOMES on sman monthly pay- | Lig ALLISON REALTY CO., Realtors. | IF YOU HAVE $100 or more 1 can sell you | _ 2a home. _HA-2622

NORTH | 4637 Hovey

5-Room bungalow with room large basement, garage Just outside, entirely repapered inside purchased on convenient terms. $2000. Mr We go hat. Co. RI-

for bath repainted | Can be Price Schloss

Bros. Inv,

| GRATES. $2 | LOR HEATERS 830 to $75.

KING'S

| 1617-3 | STORE fixtures,

6725 Regis ve

BRICK BUNGALOWS -Excellent living room, fireplace, , 2 bedrooms, full basement; Only £5500 HOLSAPPLE. ORINSADE CO. RI-1461.

condifine wooded | IR-0198.

[Swe ps

WE WANT to select reliable men, now smployed, with foresight, fair education mechanical inclinations, willing to train spare time or evenings, to become installation and service experts on all types ATR CONDITIONING and Electric Borer il equipment. pie fully, giving age. present occupation. UTILITIES INST. Box 817, Care Times.

Schools, Instruction

Business Opportunities B UR OWN BOSS

KING’ Restaurants. SN dwn. nyt.

sur - Rms .$100 1617-31 SOUTHEASTERN r'¥

| Dogs, Other Pets

PUPPIES—BOSTONS, $7.50, MALE. 160_S. TRAUB

a PR.35T8

Povey “Surplies

Baby Chicks. Also Starter Chicks. MARION COUNTY CHICK STORE. 123 N. _Alabama. __RI-6120

seed corn. JOHNSON 312 Indiana Trust.

Farm and Garden

FUNK'S hybrid McGOLDRICK, 2204, HU-T

& LI-

448

Remington, Royals, L. C. Smiths Office and Portables

SACKS BROS. 308 Indiana Ave.

Typewitors

Wiiscaliansoys for Sale

Unclaimed Freight Station 30 Gallon RANGE BOILERS, $5. METAL CLOTHES HAMPERS, 50c each GAS each. 7 CTRGULATING PARUpright COAL HEATERS, BSN METAL CLOTHES CAB

CAPITOL ; AT SOUTH

to 5 ia

"CLEAN LUMBER NEW AND USED Marion Material Co.

Wrecking Contractors 2046 Northwestern

Money to Loan

LOANS to fit every need

® No one else need sign-—absolutely no endorsers or wage assignments on ANY loan.

MONDAY, NOV. 29, 1937" 59| Money to Loan

savings for those who pay

Wo ROOSEVELT N. E. Cyn Til. NCOLN

BLDG. & Wash,

2401

® Plain Note Loans on just your promice to repay—no mortgages. ® Also secured loans on vour auto or furniture,

® The cost on loans above $100 is hse than the prevalling charge, with added aster

3—QFFICES—2

1887—Fifty Years of Service—1937

COMMONWEALTH LOAN CO.

20 ODD FELLOW BLDG. E. Corner Penn. & Wash. LINCOLN 8485

TOTAL

= $8

$100 LOAN

FOR 9 MONTHS

Nine Monthly Payments $12 24

Cost to Prompt Pavers $8 18 24 Com. three paylonger time

Amount Received $100 200 300 36 Other amounts in proportion, plete cost included in first ments. Small payments, loans available If you will notify us before vou come in, we will make all arrangements and be ready to complete the loan quickly when vou call. Come mn or telephone oday.

207 KRESGE BLDG

CAPITAL FINANCE core.

Cor. Penn. & Wash.

RI-7561

LOWEST ADVERTISED RATE AUTO, FURNITURE

AND DIAMOND LOANS

2% PER MONTH ON AMOUNTS UP TO $150 AND 12% ON THAT PART OF A LOAN ABOVE $150.

PUBLIC WELFARE LOAN ASSOCIATION

330 Occidental Bldg.

8. E. Corner Wash. and Ill, Sts, 3d Floor. RI1-3587.

Complete Office Furniture Repair Pick. um and Delivery Service e LI-8515 for Estimator BUSINESS FURNITURE COMPANY 112 E. Maryland St. LI-8515,

KING' S Restaurant Fixtures

Used ow Priced on Payments. 1617-31 Southeastern Ave. DR-3578 WATER pumps, shallow and deep well; large selection; ably priced.

quality pumps, reasonp MEIER ELECTRIC & MACHINE CO. 3525 E. Washington. TR-1181.

{ SUN STRAND 7 ~column adding machine,

direct subtractor. Reasonable, R1-2608.

| NEW and used building marerial. LION POPULATION WR CKING 310 S. Delaware, _LI1-6270 Select from 200 rebuilt pool tables. $50 up, on payments. Southeastern Ave, DR-3578 bakery equipment; special equipment; buy-sell 419 E. Onto

WINDOW SASH, new and useq. MARION MATERIAL CO.. 2046 Northwestern. REED baby carriage: excellent condition: reasonable. 872 Middle Dr., LETTERHEADS. bus. cards: lowest : promo} _service. _DUNLA P 33 Va.

MILCO.

prices; Ave.

EAST

PLEASANTON ADD.

East Mich., between Emerson and boule- | vard; good 5-room modern bungalow; long living room: breakfast room. kitchen cabinets, hardwood floors, front drive. Low price. F. H. A. terms or exchange for 4-room double. RI-9388. MR. BURGESS. IR-6102 American Estate Co Rgaltors

LOW COST HOUSING

$3750 Buys modern 5-room bungalow, 429 8S. Spencer; finished floors, cement porch, garage, large lot, fruit, street, city bus

rr —

BRIDGES & GRAVES, 243 N. Del. RI-3477 Tr " |

1438 E. 11TH. ST. Five-room cottage: modern except nace. Close to Tech High School, Rodden, RI-5341. IR-2679 UNION TRUST (CO.

SOUTH

WRIGHT, 1116- -5-room modern: automatic _ DR-g145. 18x26 garage. $3000, terms.

Mr.

WEST SHARON, 1706 (3000 WEST) —Owner just completed five-room trictly modern dinette bungalow; cin] room; 2-car

RS Ss splendid location; $500; terms 3 8-R. CH-3335-J. Open evenings ‘til 9.

726 N. SHEFFIELD

Eight-room modern house; garage, mediate possession. Price $2500, JOHN R. WELCH & SONS LI-3424 6-ROOM MODERN HOUSE ne RE living room, near schools; . Mount St. Times Economy Want Are Easier to Rea and Produce Better Results

Im-

$4760.

Ads

Sale Suburban, Farms 26

WE have 88'; acres, Shelby County. About 60 acres are tilla- | ble and 26 acres are wooded pastures and camp site with a !;-mile river frontage. Will consider trade HARNESS & CLINE, 119'; N Ala. LI-B40

FEDERAL LAND BANK FARMS Easy terms. JOHN D. CASE, 3510 N. Pennsyl- _ vania. Apt. B-2 Phone TA-4286 40 ACRES, improvements, near school, miles west; $1200, terms. 124 W, Washo ington.

Wanted Real Estate

fur-

| | |

paved |

| |

| Crosley Refrigerator

| Guaranteed—Easy Terms

22 miles southeast in |

Radios, Musical Needs

| | 9}

LORENZ

29 | Cash Coal Mart

GUARANTEED TRUCK TIRES

6:50x20, $8.00 up; 6:00x16 2 hy Terms—Large Choice of All 8 310 E Ohio.

Household Goods HELPFUL HINTS

From Santa's Help See VONNEGUT'S Toi that Frigidaire you want, Surprise prices on all 1937 Boxes. New 1938 Boxes now available. VONNEGUT'S HARDWARE CO. 120 E. Washington ROOM, 2-piece, cost new, $45 Sweeper, $10. table, $12. Dinette suite, $30. Round-the-World radio, cost $80, perfect, $30. Bedroom suite, complete, $45. lamps, table lamps, pillows. etc. diamond ring. $30. LI-1620.

LIVING $150, almost

Lady's

89% | TEWART'S RADIO, 136 N. Penn.

Rugs and Linoleum | Now showing new fall patterns. RELIABLE RUG CO. 203 Washington CIRCULATING heater; medium size, good condition, $15. 454 White River BE-1635-J | MAYTAG sq. tub. rebuut like new, fully guar., $39.50. HOUSEHOLD APPLIANCE | CO., 240 Mass. Open eves. OIL RANGE, all porcelain. $14; Roper gas | range, $5. 229 W. Wash. | HEATERS and COOK stoves. all sizes;

Originally sold for $145.00.

| 826 Mass. Ave. LI-006 HEATER; excellent i 229 W. Wash. ANTIQUES, furniture. or Bren, glass; Teasonables | COOK STOVE: 20 W, sh

$11

coverlet, E. 30th.

Te excellent shape.

USED Trumpets Saxaphones Clarinets Easiest Bent Plan in Town. ert Repairing. MO! SIC STORE, 18 W.

lot, payment

WANTED -2-Room house and state lowest terms; cash or __Box B18, 7» Times »

Men Wanted 30

Indiana State Employment U. S. EMPLOYMENT SERVICE IGNER, tool and draw. die 30-40. $30 up 148 E. MARKET ST

NO FEE CHARGED

MAN for coffee route. Up to $45 first week Automobile given as bonus. Write Albert Mills, 1216 Monmouth, Cincinnati, O

BOYS with bicycles, 16-18, steady work. Apply Postal Telegraph Co., 122 S. Capitol.

TW TWO experienced INGT AUTO

St.

DES exp.,

auto wreckers., WASHPARTS. 2113 E,

OPENINGS for young men. Apply _RECRUITING OFFICE. Federal _

_Bldg

Salesmen—Agents

HOW MUCH are you making now? are vour prospects for making more? Would you be interested in a your earning would deperid on your efforts? Would starting at $20 a week with possibility of making $40 a week interest you?. If so, apply to Walter B. Freihofer, 656 S. New Jersey St., daily between 9:30 and 10:30 a. m., or 6:30 and 7 p. m.

EXPERIENCED FERTILIZER SALESMAN to travel N. W. Indiana. Straight salary, expenses and car furnished. State qualifications in detail. Address Box 816, care Times.

experience 404 Rail- |

SALESMEN- Wanted. Tavern preferred, time, 10-1 and 2-4, _Toad Exchange Bldg.

Women Wanted 32

Indiana State Employment

EMPLOYMENT SERVICE KEY ‘punch oprs., recent exp.

20-35;

STEND. & | Secy.. mfg. exp., 25-32, sgl.; , $123. { A 9. |

DICTA. Pia LE 3 20-26, sgl.; 8 E. MARKET ST

NO ‘FEE CHARGED

$5 PAID for names who enroll. ROYAL BEAUTY UTY ACADEMY. _401 Roosevelt | Bldg.

Work Wanted by Men

GROCERY clerk,

truck driver or

close;

Wash | - ARMY | 31

What |

job where |

| Ind.

any i By york, married, reliable: references. |

Schools, Instruction

Indianapolis Rental Agency Furnished and unturnisned | 2jariments various locations. $25 up Apartment Rental Bureau Con. aon gladly shown. HE-1328.

steam ww TL : nd Dpedroom apartment. eat,” “Kelvina rn” i: __ Chef.” Reasonsble. CH-2251

"GENERAL APARTMENTS, Ne.

32 W, Vermons

1938 GOVERNMENT JOBS. Start $105 to | $175 month. Dependable. Men-women, prepare jmmedintSly for Indianapolis ex- | aminations. Short hours. Influence un-| necessary. Common education usually sufficient. Full particulars, iist posi-

tions and sample coaching FREE, ite | today sure. ANKL INSTITUTE 130 P. Rochester. N Y. "BE AN EXPERT

Dept. Accountant

In 100 Lessons—Easy La Salle Free Booklet, Phone ® RI1-6016

“

3% 5x3 clean forked

‘Royal Coal & Coke Co. |

ROYAL

SPLINT $450

12 Ton, $2.50 Ind. No. 5, 6x3

BRAZIL $500

BLOCK... °

12 Ton, $2.75

Star Coal Co.

RI-1182. RI-1182.

WHITE

ash... $400

(1/2 Ton, $2.25)

Clean forked Indiana, 3x2

FANSLER COALCO. (LI-6449)

Burnswell 3x2 clean forked. Burnswell Ind. 4x6 cin. fkd. Silver Flame | W. Va. 5x3 cin. fkd.

M. A. Silver Coal Co. HE-1303. HE-1303.

AMBER $500

JACKET...

6x4 Clean Forked.

Bennett CoalCo. DR. 4252 DR. 4252

cesesesnsesane

a INDIANA 6x4 clean forked

WEST VIRGINIA

$4.50 $6.25

sete ssestransnren

| CH- Xe, CH-1971

West Va. Egg ...eeveeee. $6.25]

Sun-Glo Ind. 4x6 .........$4.50 "| Minter Coal Co. DR-5300.

Anchor Coal Co. DR-1533

Woodruff PI, |

$4.00 $4.50

_PAV VEY TIRE E_ SHOP. Ei -6650.

Gate-legged |

Floor |

Blvd, |

arge selection; reasonable. id now and save. | |

Market. |

57 |

DR.1533 | a

6x4 clean forked West Virginia

6x4 clean forked | West Va. large lump, clean forked. . $8.75

WE LOAN MORE ON

Diamonds

Convenient ground floor location. BANK VAULT SAFETY FURNITURE, AUTOS LIBERAL LOAN COMPANY

152 N. DELAWARE LI-6605

Money to Loan on RALomablien, 20 Months be Lu Plenty of Dany

MERIDIAN MOTOR “SALES

820 N. Meridian,

Cash Coal Mart

RI-4031

57 Cash Coal Mart

HONOR LOANS $20 10*300 NO MORTGAGES

NO ENDORSERS Just

a plain note. Nothin else. No security of any king to "put up.”

Two Indiana polis Of ow Third Floor—Room 328 IL 3 INOIS BUIL DING . Market Street oo Niners and Market PHONE RI. 5404

Sixth Floor— Room 615 MERC HAN TS BANK BUILDING Washington and Meridian Entrance on Meridian PHONE RI. 1471

“Doctor of Family Finances” Copr. 1987 Household Finance Corp,

Household Finance Fs. 1878 CORPORATION 228 Offices Tune in FDGAR A. GUEST, Tuesdays: WIW "LOANS ON AUTOMOBILES Faull Securities Co. Operating ae UCKEYE FINANCE CO. 219 E. Ohio St. a L1-5561, Times Economy Want Ads

Are Easier to Read and Produce Better Results

HELCO WEST VA.

WEST VIRGINIA ........~wr aw cacx—$3.75 INDIANA ........... xt cuean rorkep —$4,50 INDIANA . s-INcH JUMBO LUMP, CLEAN BIG BRAZIL BLOCK......

GENUINE ISLAND CREEK 5:5 cieen rorkea—$6.50 GENUINE POCAHONTA

FORKED —m$ 5.00 FORKED —$5.50 FORKED —$6.2 5

CLEAN

5x3 CLEAN

Mine Run Smokeless Fine for Furnace —$7.00

ESTABLISHED 1899

E E HELLER COAL CO, DR-1540

ESTABLISHED 1899

GOLDEN FLAME

Clean Forked Ind., 3x2

GOLDEN FLAME

Clean Forked Ind., 6x4

TIP TOP W. VA. Clern Forked TIP TOP W. VA.

Big Ip. cin, fkd. BRAZIL BLOCK

$ 675 5 50 lean. Forked

Indianapolis Ice & Fuel Co. DR. 2400 DR. 2401

00 30 25

4 6

| Golden Flame | Indiana

| 3x2 clean forked | Golden ‘Flame Indiana

| 6x4 clean forked Tip Top | West

Virginia

| 5x3 clean forked | Tip Top ‘West

00 30

4 54

Fredrick's "HyHeaf” 1

COAL

GOLDEN FLAME

Ind., 3x2, Clean Forked.

GOLDEN FLAME Clean forked Ind.. 6x4..... Amber Jacket, clean_forked. 6x4... Tip Top W. Va. 5x3. Clean forked... Tip Top W. Va. Big lump. clean forked True Flame Eastern Ky. treated stoker coal.... E. Kv. 6-in. block. forked Citizens Coke, egg or nut, fkd.

FREDRICK COAL Ceo.

Delivery A!ywhere in the City

DR-1792

$4.00 $4.50

Est. 801 1898 Beecher St.

Golden Glo Cleaned Fkd.

Indiana No. 5 6x3

Golden Glo Big Lump Ind. No. § West Virginia

Clean fkd. Big Ege.

$ 450 $ 5:00 $ 62

National Ice & Fuel Co. BE-2700. BE-2700.

Coal—Coke—Kindling

Linton, 4x6, cin. fkd. Linton, 2x3, ‘cin. Tkd. ...... $4.00 Linton, big lp., cin. fkd. ....$5.00 Best Brazil Blk, cin. fkd.... $5.50 Best Brazil, large egg, fkd...$5.00 W. Va., large lump, fkd. ... $6.75 Pioneer Isl. Creek, big blk. $7.25 Island Creek, 3x5 egg, fkd. s Citz. Coke, S68 OT ont, PI $1.75

Union Ice & Coal Co. DR-4621. DR-462!.

It will pay you to visit our yard and see the difference in good coal.

| 1%4~inchx's stoker coal.

teaen

$4.00 $4.50 $6.75 $6.75 $1.25 $7.00 $6.75

veren.,

{ | |

Virginia 6 | Big Lump Clean Forked, Model Coal C | Good Clean Coal || White Ash, 3x2 $4.00 White Ash, 6x4, Clean Forked White Ash, big Ip. $5.00 Brazil Deep Vein Very good Mine TUN ..ceuvvs $4.75 Good West Va. nut and slack ....$3.76 W. Va.. ein. fkd. Island Creek, 3x5, W. Va.. cin. fkd. Very good mine run. $7. 00 We Deliver In Tons Bluff Road Coal & Fo { Ind. 3x2 clean forked... Sun Ray Ind. 6x4 clean forked. . W. Va. big Ip.. Clean forked.... | Raymond City | w. Va. big lump | | West Virginia ' Flaming Arrow | Eastern Kv

| DR-2222 DR-2222 RISA BRE wvnercnscoriavveres $4.50 Clean Forked ... Island Creek, big Ip, $7. 00 Pocahontas Red Ash Sun Ray | Gold Tip | Pioneer Island Creek Elkhorn Eastern Ky.

| Jewell Pocahontas

| Screenings

DR.

{

| West Va. | West Va., nice 5x3, cin. fkd.... | White Ash, 6x4, clean fkd...

| White Ash, big lump, fkd...

.. $4.00

CALL UP THE SUN clean forked..... Sunshine clean forked WV. 5x3. clean forked e Deliver 12 SUN COAL

CH-3373.

Sunshine Ind., 3x2,

$4.50

$6.25

Indiana

CIRCLE COAL co.

| Brazil Large egg. cin. fkd..

Mutual Coal & Ice Co. 1660 LR. 16¢9

Clean Coal—Guaranteed

big hand picked ..$6.75 6.25 . 450 White Ash, 3x2, clean fkd..... 4.00 . 5.00 5.50 5.00 Red Ash Pocahontas, No. 3 Ip.. -8.00

Thrift Coal Yard DR-1220.

Brazil Block, cin. fkd. .......

Indiana

Big Forked, Clean lump

JD. Johnson Coal HU. 6244, HU-6244, INDIANA,

6x4 Clean rorked .. 94.50 AB. & il Co.

TA. 0671 TA. 0671 ext.

W. Virginia Be rier 9628 Ward Coal Co. CH-0285.

“i ELE

Polar lca & Fuel Co.