Indianapolis Times, Volume 46, Number 242, Indianapolis, Marion County, 18 February 1935 — Page 4
PAGE 4
Director of Guild Work Helps Many Mrs. Irving D. Hamilton Serves Patients at Sanatorium. BY BEATRICE BURG AN Times Human's Pace Editor TF you should step mto the living room of the Irving D. Hamilton's year round log house on Davis-rd and not find Mrs. Hamilton there to greet you, it would be a good bet to lift your eyes to the little balcony at the end of the room; you would probably see her there working on her files as chair-
man of the Sunnyside Guild's relief committee. When she isn't out investigating the hemes of persons referred to her as deserving of assistance or answering telephone calls from her committee members and friends offering donations o f clothing, furniture.
y M
Miss Burgan
magazines and food, she turns her! attc ♦in to the files of correspon-I den**'- and investigation records. She remembers most of the pertinent facts of the numerous cases, but keep, records that will explain ques- | tions which may arise. Mrs. Hamilton doesn't work on a budget; the guild understands that j all tiie funds she requests actually are needed to aid the tuberculosis families called to her attenticn. As phe requires more funds, she requests them and the guild members vote them to her from their treasury. supplied by proceeds from the guild s annual fail card party and winter ball, the latter of which will be held this year on March 1. Aided by Committee Mrs. Hamilton has 13 committee members assisting her in distribution of the clothing, food, medicine, furniture and bedding to families j of patients at the Sunnyside Sanatorium or to patients released from the sanatorium. After Mrs. Hamilton personally investigates the cases and determines the need, she turns them over to her committee members. "Often the patients need special j food in their diet, and we seek to provide it.” Mrs. Hamilton said as we talked with her shortly Defore she went out on an investigation tour. “The patients we aid particularly are made happy by the many magazines which arc donated to us. In some instances, we have provided school books for children.” Activities Enumerated The committee directs reconditioning of used clothing donated by members and friends. At Christmas time the committee provided 22 families and four individuals—a total of 104 persons—with baskets of food, candy, fruit and gifts. Last summer mothers and children in these families were entertained at a picnic at Mrs. Hamilton’s home. Mrs. O. P. Fauchier, Mrs. A. C. Zaring. Mrs. B. M. Forbes, Mrs. G. J G. Schmidt, Mrs. George Shafer. Mrs. Walter Webster. Mrs. Fred Bruhn and Mrs. B. B. Pettijohn j assist Mrs. Hamilton, along with j Mrs. Thomas Walsh. Mrs. Oscar Perrine. Mrs. G. W. Dunnington, Mrs. Edward W. Lawson and Mrs. Sidney Rice. Before Mrs. Hamilton assumed the chairmanship, the work was led by Mrs. Floyd J. Mattice. now president of the guild. The relief committee’s work is one of the guild's contribution to the welfare of the sanatorium, to which it offers monthly entertainment and refreshments for patients. The guild also financed erection of a greenhouse on the grounds, installed radio ear phones at each bed and donated a motion picture projection machine. CLUB COUNCIL TO ENTERTAIN A benefit bridge* party at 2 Friday afternoon at Banner-White-hill auditorium is scheduled by the Indianapolis Council of Garden Crabs with Mrs. W. D. Hamer, president. Mrs. M. E. Woolf of the Woman’s Department Club gara.m section, is general chairman, and has named the following assistants: Mr.. H. P. Wilwerth and Mrs. William M. Taylor, tickets; Mrs. Paul Beard, c.-ndy: Mrs. Carl Helm, door prizes. Mrs. Charles E. Judy. ba. ket; Mrs. E R. Becker, tallies and cards, and Miss Minor S. Goulding. table prizes. Mothers Will Meet Mothers of past and present Butler University students are invited to attend a meeting of the Mothers' Council at 10 Friday in the university recreation room. Following a business session. Mrs. Paul Coble will talk on "A Tourist's Impression of South Africa.”
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Gowns of Youth fulness
Photo Irom Sallv Gowns. New York. ' When mother and daughter step out this season, both can look alluringly young. Most flattering to the mature figure is the lovely new shimmering satin evening gown (left) with dropped shoulder line and pastel-flowered pattern that suggests the ccming spring. For slim young figures the pale blue quilted taffeta frock (right) with a double row o£ ruffles that encircle the armholes and border the waist-deep decollete back is attractive.
Manners and Mbrals
Your viewpoint which this correspondent rails for is welcome, and will be published if you take the trouble to write a letter. Dear Jane Jordan—After reading the letters by “Waiting” and “Sorry” I have decided to write my viewpoint on “To confess or not to confess.” It will be interesting to get your viewpoint and
others. Four years ago I was married to a man whom I adored. The love was mutual. I am of a very affectionate nature and before our marriage my husband was also. None, I Imagine, could be more so. That was up until the day of our marriage.
2H
Jane Jordan
From that very day on, up until the present time, he is and has always been an entirely different person. He is very courteous, suave and kind. Everything but affectionate. I have tried every way I can think of to recapture that attitude, but can not. I have asked why, but get no satisfactory answer. Just a courteous, calm detachment. His only idea of a good time is another drinking party. I like to drink and do so whenever and wherever he desires, but sometimes I feel the need for other forms ot recreation, like dances and shows. But no use. His way is our way. Everything is lovely as long as I suggest nothing. I pondered and fought my problem for three ana one-half years. I have always wanted to be terribly in love and to be loved by one man only, and that man my husband. I finally gave it up and for the past half year have had an affair with a married man. We love each other, but have no thought for the future. I suppose some will say we are merely satisfying each other's physical needs. Perhaps so. Anyway. I have no idea of ever confessing. I see no reason why I should. If I hadn't tried to the best of my ability and gone through hell wanting to be loved only to be denied by the only one I ever wanted to love me, I would never have cheated in the beginning. Am I happy? No! Will I confess? No! Why should I? MARION. Answer —I see no reason for complicating the situation with disturbing confessions. All I have to judge from is your letter, and it appears that your husband has no one to thank bnt himself lor the type of adjustment which you have made. It is useless for me to lecture you. You know the disadvantages of your situation all too well. You
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JORDAN
BY JANE
haven’t overestimated what you are going to get out of this arrangement. You are well aware of the fact that what you have is not what you want. You simply regard it as a compromise which is better than nothing. What I wonder is why you live with your husband at all. The natural inference is that economic fear holds you to him. You stay married for a home and the social advantage of having a husband. Wouldn't you be more courageous to support yourself and simply tell your husband that you are not emotionally satisfied? For all you know this might be the jolt that would open his eyes to his own deficiencies. He may be incapable of the imaginative sympathy which would enable him to enter into the feelings of another. If so you could refuse to be condemned to a life of loneliness at his side. But if he is willing to co-operate, you might work out something very fine together. I am not trying either to make you feel guilty or to stamp out your instincts, but only to help you direct them into socially acceptable channels in this marriage or another. I am sure you would be happier. Dear Jane Jordan—l am not exactly happy in my marriage, because my husband is a grouch. Another man came along with “honey this and honey that." I didn’t fall for him and tried my best to stay decent and straight for my children’s sake. But he finally won. Now he has found another woman and has given me excuses. I can’t look myself in the face any more. When I look in the mirror I am forced to drop my eyes. I fael soiled and degraded, but I don't know what to do. What do you think? WORRIED. Answer: I think you should learn from yo ;r mistake without letting it wreck you. You expected more from your affair than you got. Now you know what to •expect. F irget it. MUSIC ALE WILL PRESENT SINGERS Madrigal Singers of Tech High School will be presented in a program at 3 Friday at the American Central Life Insurance Cos. Building by the active section of the Indianapolis Matinee Musicale. J. Russell Paxton is director of the singers. Others appearing on the program, include Mrs. William H. Gibbs, organist; Mrs. Helen Brooks Fausset, contralto; Marian Heinly Page, pianist, and Mrs. Carl B. Moore, soprano. The Handel compositions included in the program are in commemoration of the centennial of the composer. Mrs. Robert O. Bonner, chairman, has arranged the afternoon program. (Quests Attend, Dance Following a Valentine dinner Friday night at the home of Mrs. Henry Shannon, 3015 Nowland-av, guests attended a dance at the Hoosier Athletic Club. Among the guests were Claude Swengel and Miss Mae Gurley, both of Franklin; Dr. Kurt Gladdin, Los Angeles; Mr. and Mrs. Ira Hendrickson and Mr. and Mrs. Stewart Houston, all of Indianapolis. Banquet Arranged Fathers of members and pledges of Kappa Kappa Gamma Sorority will attend a Fathers’ Day banquet Saturday night and later attend the Notre Dame and Boston University basketball game. Miss Mabelie Sherman is chairman. Doctor to Speak Dr. W. C. VanNuvs, superintendent of the State Village for Epileptics, will talk on “Mental Hygiene” at 4 today at a meeting of the Association of Childhood Education in Ayres auditorium. Guests are invited to attend. ,
THE INDIANAPOLIS TIMES
Players to Offer Skits as Program ‘As Thousands Jeer’ Will Be Presented Friday at Woodstock Club. Four skits will be presented in ‘‘As Thousards Jeer,” the entertainment of the Players Friday night at the Woodstock Club. The conjmittee in charge departed from the usual custom of presenti* - olays and wrote the series of ski Mr. and Mrs. Kurt F. Pa >jt are chairmen of the committee and are being assisted at rehearsals by Mr. and Mrs. John K. Ruckelshaus, Mr. and Mrs. Herman C. Wolff and Mr. and Mrs. Talcott Powell. In one skit will be Mr. and Mrs. Pantzer, Percy Weer, Robt. G. Tucker and Reginald W. Garstang. In a singing act will be Miss Mary Sinclair, Mrs. Powell, Mrs. Conrad Ruckelshaus, Thomas Sinclair, John Joss and William H. Stafford Jr. Mrs. Horace McClyre will sing in the skit of Mr and Mrs. Clifford Arrck 111. Appearing in another number will be Caleb N. Lodge, Elmer Stout, J. T. McDermott, Kurt Vonnegut, John ,K., Conrad and Thomas Ruckelshaus and Mr. Powell.
In the Realm of Clubs
TOMORROW Special meeting will be held by St. Francis Hospital Guild at 2:15 at the hospital to arrange a card party, bazar and food sale to be held soon by the guild. All members are requested to attend. President’s Day obsex-vance of the Independent Social Club will be held at a meeting at which Mrs. H. W. Linaburry, president, will be honor guest. * At a meeting of the Fortnightly Litrary Club Miss Ruth O'Hair will talk on Ivan Bunin and Mrs. Harley W. Rhodehamel . will discuss Thomas Mann. ‘‘lnfluence of Spanish Music in America’ will be Mrs. Frank Hunter’s topic for a meeting of the ToKalnn Ciub when Mrs. O M. Jones, 5260 N. Pennsylvania-st, entertains. Mrs.- J. P. Aspinall, 5683 Guil-ford-av, will entertain mr/mbers of The Hoosier Tourist Club at her home. Prof. George A. Schumacher of Butler University will be guest speaker. Members of the Multum-in-Parvo Literary Club will assemble at the home of Mrs. William W. Stanley, 3615 College-av. Mrs. Basil E. Vaught and Mrs. William H. Polk will talk and Mrs. Harold M. Trusler will lead discussion. Mayflower chapter. International Travel Study Club, Inc., will meet for luncheon at the Colonial tearoom with Mrs. P. J. Wiltz and Mrs. Francis Anderson as hostesses. Mrs. S. R. Artman will lecture. Rehearsal will be held at 1:15 at Manual High School oy Federation of Mothers’ Choruses of the Indianapolis Public Schools. Irvington Home Study Club members will meet with Mrs. Mark
SCHOOL ANNIVERSARY IS OBSERVED
Asa part of the celebration of the fortieth anniversary of the founding of Manual Training High School this afternoon, the Saturday Afternoon Literary Club held its annual meeting in the school library. Miss Gretchen Scotten, an instructor at Manual, presided and members of the Violet Demree Travel Club, an organization composed of Manual alumnae, with Mrs. Frank L. Reissner as president, were among the guests. The literary club was founded in 1904 by Miss Beatrice Foy of the Manual faculty and numbers among its members alumnae from 1898 to 1916. Senior girls in the music and speech departments assisted with the program, wrhich included a talk by Mrs. Ruth Hendrickson Shull, dean of girls. ALUMNAE TEA SET AT PITT INGE R HOME A tea Saturday afternoon, March 2. at the home of Mrs. O. M. Pittinger, will be held by Indiana University Alumnae. All former students are invited.
Personals
Mr. and Mrs. Arthur V. Brown are visiting in New York. Mr. and Mrs. Ralph Neeves and Mr. and Mrs. Ernest Spicklemier have returned from a trip to Miami. Miss Agnes Roach is at home after a two weeks visit with her sister, Mrs. Herbert Fletcher Jr., Evansville. Mrs. Paul T. Rochford is among the vacationists at the Martha Washington at Miami Beach. Mr. and Mrs. Louis Strashun are visiting in New York. Mr. and Mrs. H. P. Jungclaus are visiting in the West. Mrs. Jacob Zier and daughter, Edna Lillian, have left for a few weeks’ visit at Miami, Fla.
Sororities
Alpha Upsilon chapter, Alpha Zeta Beta sorority, will entertain members at a dinner party initiation at the home of Miss Hazel Feuchter, 5120 Madison-rd, at 6 Wednesday night. Misses Romaine Salladay and Rosemary Doyle will assist the hostess. Alpha chapter, Omega Chi sorority, will hold a business meeting at 8 Wednesday at the home of Miss Loretta Nayrocker to discuss arrangements for a card party to be held Tuesday, March 2. at the Marott. Beta chapter. Theta Nu Chi sorority, will meet at 8 tonight in the Claypool. Beta Beta chapter, Pi Omie*on sorority, will be addressed by Dr. Irvin T. Schultz on “The SlaveDriven Human Being” at a meeting at 7:30 tonight at the Claypool. Delta Phi Beta Sorority will be entertained by Mrs. Helen Lo Rash, 1642 T "oadway, tomorrow night.
Contract Bridge
Toddy’s Contract Problem Study the West hand You’d hardly think that South could make five spades against that hand with anything but a heart opening It's an interesting bidding problem. Six clubs can be made East and West, How would you bid it? AJ7 6 4 2 VJB 3 2 fJS 6 3 * None •. A 10 N A 9 3 VA K 4 w rV 5 ♦ AKIO 7 c ® ♦Q M 2 5 n , AQ9 8 7 AAK 5 2 Dgalgr 6 4 AAK Q 8 5 •f Q 10 9 7'6 4 None * J 10 3 Solution in next issue 11
Solution to Previous Contract Problem BY W. E. IVTKENNEY Secretarv American Bridge League THE end play is perhaps the most useful of the fine plays in contract. The common method is to strip the hand, throw the op-
Reasoner, 920 N. Campbell-av, hostess. Mrs. L. D. Kingsbury will review ‘‘A Chinese Testament.” “Colonial and Negro Music” will form a program for an Expression Club meeting with Mrs. Frank Burns, 42 S. Brookville-rd, hostess. Mrs. Frank Seay and Mrs. S. Boyd Kellery will present “Lijah.” Christ Church branch of the Girls Friendly Society will meet at 6 for a supper. Washington tea is scheduled by Mrs. Martha Goodwin when she entertains members of the Marion County Chapter, American War Mothers, at the home of Mrs. F. N. Daniel, 5850 Lowell-av. Mrs. George Healey is general chairman, assisted by members of the January and February birthday committees. Members of the Indiana Unit of Women’s Overseas Service League will meet with Mrs. Robert M. Moore, 3727 Carrollton-av. Mrs. E. C. Garoki will talk on “Art”; Mrs. F. W. Dennerline, “Science;” Mrs. Howard Beecher, “Literature,” and Mrs. O. O. Johnson, “Politics” at a luncheon meeting of the Tuesday Quest Club at 1 at the home of Mrs. Albert Ward, 5010 Washington-blvd. Mrs. Harry Irwin will be hostess. WEDNESDAY Mrs. Burton Knight, 2212 W. Washington-st, will entertain members of New Century Club at her home, with Mrs. Charles Graul, assistant hostess. Mrs. Grace Willis will review “Old Wine and New” and Mrs. Elizabeth Smith and Mrs. J. M. Tindall will give current ; events. Luncheon'will be served at 12:30 by the Irvington Mother Study Club with Mrs. P. E. Lamson, hostess, and Mrs. Nick T. Puckett, assistant. NEW CLASS TO BE HELD AT Y.W. C. A. Health education department of the Indianapolis Y.-W. C. A. has scheduled a class in physiology and hygiene, which will begin at 8 Monday under the direction of Miss Bertha Clark, student at the Indiana University School of Medicine. Miss Clark will emphasize care of the body. More than 50 girls have signed for golf lessons being given in the physical activities program. The equipment is furnished and the girls are taught how to hit the ball against the driving net. Registrations for golf classes may be made at the gymnasium office during the week. SISTERHOOD HEARS TERRE HAUTE RABBI Rabbi J. Marshal Taxay, Terre Haute, eddressed the Temple Sisterhood today at the Temple of the Hebrew Congregation on *the subject of “America Fights Fascism.” Rabbi Morris Feuerlicht introduced the speaker. Following the talk, Virgil Phemister sang, accompanied by Mrs. Simon Kiser. At the social hour hostesses were Mesdames Charles Efroymson, J. C. Kahn. Samuel Kuminers and Samuel Mantel. Mrs. Harry B. Jacobs was program chairman and Mrs. T. E. Solomon, music chairman. Mrs. jack K. Berman gave the opening prayer. Musicale Scheduled Circles No. 5 and 6 of the Woman’s Association of the Irvington M. E. Church will sponsor a musicale in the church social room on March 8. Mrs. Everett C. Johnson, general chairman, Nvill be assisted by the following chairmen: Mrs. A. W. Macy, program; Mrs. G. R. Randall, housing; Mrs. F. E. Fromer, candy; Mrs. Allen Vestal, cakes; Mrs. I. H. Hull, telephone, and Mrs. E. J. Rinehart, tickets.
JANUARY BRIDE
1 j9Bra|9RHp ■ * y Msm
Mrs. Paul Carter Smith Mrs. Paul Carter Smith before her marriage Jan. 28 in Covington, Ky., was Miss Ruth Louise Curtis, daughter of Mr. and Mrs. Harold Conkling Curtis. Mr. Smith is the son of Mr. and Mrs. Z. C. C. Smith, Lebanon.
AQ 4 3 VA 8 2 4KJ 7 3 A* 4 2 n [akjds *97 \y rVKQJIO ♦ 95 , 643 AKQJIO _ S . 482 97 6 L. Dalf A None A A 10 7 2 * * 5 4 A Q 10 6 4 AA 5 3 Duplicate N and S vui. South West North East 1 ♦ 4 A 44 4 y 4 A Paps 5 4 Pass Opening lead—A K. 11
ponent in and force him to make a lead that will give you alt extra trick. Today’s hand combines two end plays in addition to a sacrifice or safety play. The hand was played by Sam Naiman. New York, at a recent duplicate game. Mr. Naiman sat in the South position and, w’hen he opened with one diamond, West jumped to four clubs. Naturally, North knew that this bid was made with the intention of shutting him out of the bidding, so he went to four diamonds. East, not being vulnerable, safely showed the long heart suit. Without these interference bids, ii is doubtful whether Nouh and South would have arrived at the five-dia-mond contract. n an WEST’S opening lead was the king of clubs. East failed to trump, discarding a small heart. This is the only play where the underleading of touching honors is an advantage. East did not trump the trick because he did not know his partner held the king-queen and not the ace-king. While I do not believe in underleading touching honors, it would have been an advantage in case. However, the development of the hand from here was very interesting. South won the trick with the ace ana then led a small heart, winning in dummy with the ace. A heart was returned and trumped in declarer’s hand with the four of diamonds. Now the ace of diamonds was cashed and then the six of diamonds played, the trick being won in dummy with the jack. The eight of hearts was played next and trumped with the 10 of diamonds by South. Declarer had a perfect count on the West hand by this time—he had followed with two trumps and had shown out on the third heart. East had shown out of clubs—therefore West had only two spades. ’ a -nr!l rp~ the r was '"°yod from dummv and won ' fV > the king. Now, if Ea.st returns a heart, declarer can ruff and discard a club from dummy, while''if he returns a small spade, declarer will take the finesse and then cash the ace of spades. At this point the dummy is down to two diamonds and two clubs while declarer is down to two clubs, one diamond and one spade. The last spade is led and, it is ruffed in dummy, the contract will not be made as he will have to lose a club. So one of the losing clubs must be discarded from dummy, throwing East in the lead. All East can do is return a heart on which declarer plays the queen of diamonds, discarding the club from dummy. By deliberately sacrificing the spade trick to take an extra trick, the declarer was able to make his contract of five diamonds. (Copyright. 1935. NEA Service. Inc.) COMMITTEES FOR CLUB ANNOUNCED New committees of the Riviera Club include: Finance, Charles Maxwell, Amos W. Pedigo, C. K. McCormack, Francis Joy and William A. Hughes: house and rules, H. L. Ottinger, K. V. Ammerman, Frank H. Nesbit, D. T. Conrew and H. A. Brewer; audit, Roy Pedigo and Russell M. Lipes; dance, Forrest Marlett, Russell N. Edwards,, Paul R. Pike, Norman Warren, Harry R. Brook, Mrs. Malcolm Lewis and Mrs. Arthur B Fuller. Others are: Music, Harry S. Parlowe, Dr. O. E. Stone and John Downing; social activities, Dr. Gertrude Hinshaw, Mesdames E. Monty Campbell, N. E. Boyer, Urban Pike, Emmett Green, Harry S. Partlowe and Bert S. Hawkins; swimming, C. V. Romine, Randall Willis, Dr! W. F. Smith, Dr. R. N. Harger, Dr E. S. Waymire, Curtis Dunham and Clyde V. Montgomery; tennis, Joe Loos, Gail Eldridge and Clair McConnell, and ping pong, Rollin E I French, Phil Miller, Dick Riser, Charles Zalac and Dick Bridges. See ‘ Sequoia ’ Film A party of Girl Scouts attended ‘Sequoia” at the Palace Saturday aiternoon. The girls, chaperoned by Mrs. Carl Wilde and Mrs. Marvin Curie, were Maxine Wheeler, Shirley i Snyder, and Jean Cline, Barbara 1 Wilde, Marinell Fear, Margaret ! Curie, Eloise Gullion, Marian Morrison an i Patsy Bishop. Gives Luncheon Members of the Indianapolis Alumnae Chapter of Tri Kappa Sorority met at Mrs. Ross Ewert’s : home today for luncheon. Mrs. i Ewert was assisted by Mrs. Dwight ! Peterson. Bride-to-Be Feted Mrs. M. E. Elstun and Miss Clara ! &Dieckmann entertained Saturday j with a tea and shower in honor of Mrs. Doris Baganz, who will be married on Feb. 27 to Gene Hitzeman.} Alumnae Will Meet Alumnae members of Theta Sigma Phi, national honorary Journalistic sorority, will meet at 7:30 | tomorrow night at the home of Miss I Bertha Corya, 40 S. Ritter-av. Party Attracts 1000 Approximately 1000 attended the Daughters of Isabella card party Friday night in the Riley room of the Claypool for the benefit of St. Elizabeth's Home. Club to Give Party Cathedral * Mothers’ Club will | sponsor a pre-Lenten card party at > 8 tomorrow night at the Cathedral High School auditorium. 1
Family Budgets Operate Most Advantageously if ‘Don’ts’ Play Minor Role Magazine Editor Arrives at Conclusion After Extensive Study; Frantic Effort to Get Balance Eliminated. BY HELEN LINDSAY BUDGETS, while sometimes not very pleasant tilings to consider, nevertheless are necessary. Nations, states and cities have them, and citizens constantly are reading of attempts to cut the budgets, remain within the budgets, or to form new on^s. Os no less importance than the public budgets are the ones adopted in most households. What really is the matter with budgets and budgeting? Why is it so difficult in the average family to parcel out the available money so that it will be spent logically and economically?
These are times in which there is more interest in scientific spending than ever before. The reason women are so keen about making their money go as far as possible is that they feel the upturn in the cost of living, the prospect of higher taxes, and a general timidity as to what is going to happen next to the pay envelope. The editor of the American Magazine has been looking into this question of household spending. He has consulted the Department of Labor and the Department of Agriculture in Washington, and has talked with experts in Washington, New York and Chicago. He has read books, pamphlets and surveys. He even has talked with hundreds of husbands and w r ives in various towns, villages and cities. Out of all this study and talk, he has reached some
interesting conclusions. First, that budgeting is not so much a mathematical problem as it is a psychological one. Second, that budgeting is no good unless it can be made fun instead of a chore. Third, that budgeting must not be made dependent upon perfection in husband, wife, or system. A budget should have plenty of slack. It should be one which will work for the family, instead of making the family work for it* tt a a tt a tt Four Families Work Out Satisfactory Program ONE of the most -unusual and successful budgeting plans which the American Magazine editor uncovered in his travels is what he calls the “Four Families Plan.” It gets its name from the fact that it originated with a grohp of four families in an Eastern city. They are close friends, and the eight husbands and wives play bridge together every Saturday night. One evening they got into a discussion of household budgets, and it turned out that every one of the four families was in a vicious circle, none of them paving any money. All had tried budgets and failed. Tho trouble with budgets, they decided, is that they are too ironbound, and too full of “dont’s.” They seldom allow anything for fun or for foolish expenditures, and they make you think you have committed an unforgivable crime if your books don’t balance. So these four families set out to devise a budgeting system that would promise, at least, to get them things they wanted, instead of keeping them from getting such things. For a week they discussed various plans. It finally was agreed that each family would have to do its own budget in its own way, but they would all stick to two basic divisions, which they proposed to call “necessities” and “rewards." Necessities get 70 per cent of the total income. Rewards get 30 per cent. Now here is their definition of the difference between the two classifications. Necessities include food, clothing, housing, life insurance, income taxes. Installment payments, automobile upkeep and all other fixed expenditures. Everything else is a reward, which is a loose classification. but which works. No provision is made for doctor’s bills, which come out of rewards. Life insurance is considered a necessity, and the cash value of policies when paid up is considered in computing the amount they hope to collect for retirement. The cost of necessities varies, even in these families which are in about the same economic situation, but it averages about 70 per cent of their total incomes. Each family breaks dowh the divisions into small units, with an appropriation for each. First the allowances of wife, husband and children are taken out. To the wife goes the allowance for housing, food (except the husband’s lunches), and for her clothing and the children’s. Expenses such as husband’s clothing, tobacco, lunches, entertainment, razor blades and so on are put into the husband’s allowance. Each has his own bank account, and if it grows the allowances are cut. Each keeps an account book. Provision then is made for the other fixed expenses. tt a a a a a Reward Funds Provide Diversion THE fun comes each month in the allotment of the approximate 30 per cent for the reward funds. These include education for children, retirement, vacation, new car and other things of this nature. There is no provision for savings. Money is set aside to buy something. Each month each fund receives something. Sometimes it may be only a dollar. Sometimes the necessity fund has gone over its budget, but the reward fund must make up that amount, or vice versa. At the end of the month the family balances its books, but with the understanding that nobody will stay home from the movies to find a missing small item. If the balance is less than $5 in correctness, it is written off as “error.” On the whole subject of household budgets, it must be remembered that standard or average percentages, as given by experts, merely are something from which to start and must be adapted to special needs. One thing is certain, the experts say. If you are going to save any substantial sum you should not spend more than 60 per cent for housing, food and clothing. Housing isn’t just rent, but the cost of the entire operation of the home. Good starting percentages are 30 for housing, 16 for food, and 14 for clothing, breaking down the clothing percentage to 4 for the husband, 6 for the wife, and 4 for the children. As the income goes up these percentages go down. Artist to Lecture ■ Indianapolis branch, American AsMrs. Edith Gordon Adams, Shel- sociation of Lniversity Women, at byville, will present an exhibit and 10:15 tomorrow morning in Rauh lecture on her own paintings be- Memorial Library. Mrs. Oscar Belfore the arts study group of the 1 mer is chairman.
Hair Troubles VANISH in this mist:
Mjrnm I 11 a 8 SBj mm | 881
Anew sensation. A now form of treatment for hair and scalp—with the time and trouble left out! Men and women have bought up these new Danderine Sprays faster than druggists could order more. We’ve been scolded for not having thought of this grand invention years ago. And scolded for not having enough to go ’round. But the shortage is over: Today, and from now on, you will have no difficulty getting a Danderine Spray at any drug store. Ten seconds or less to give your hair the daily care it needs! This daily treatment —and it is a treatment —will keep vour hair and scalp in wonderful condition! That is what this new Danderine Spray does for busy men and women.
r~£B. 18, 1935
Mrs. Lindsay
MEN: a shot of Danderine will make your hair brush easily, and stay brushed without a sticky dressing. The hair itself looks better. Your hair is cleaner and stays cleaner for regular daily use of Danderine, and watch what it does to dandruff! WOMEN: you won’t know all that this new spray means until there’s one on your dressing table. It saves your wave, makes hair arrange nicely, helps keep it arranged The only preparation which you may use after as well as before the hair is all dressed. Get your Danderine Spray today. Use it morning and night; it’s nc trouble. No wetting, no muss, no waste. Costs only seventy-five cents, including spray top.