Indianapolis Times, Volume 45, Number 123, Indianapolis, Marion County, 2 October 1933 — Page 7

TT. 2, 1933.

iIIESTIONS ON 'FARMLOAN ACT ARE ANSWERED Statement on U. S. Rules Is Issued by State Bank Director. List of questions pertaining to loans to farmers under the emergency farm mortage act were answered today by Richard A. McKinley, banking department director, co-operating with the federal land bank of Louisville in applying the act. Issuance of $2,000,000,000 in bonds to federal land banks is authorized by the mortgage act. Interest of 4 per cent on these bonds is guaranteed by the United States treasury. Loans can be made to farmers at an interest rate of 44 per cent through National Farm Loan Associations and at 5 per cent in territory where there are no such organizations. Principal May Be Delayed Questions answered by McKinley follow: t Q —Will there be payments on the principal in addition to the interest? A—ls a borrower is not in default with respect to any covenant in his mortgage, that is, if his taxes and interest are paid and his insurance is maintained, he will not be required to pay on the principal of his loan during the first three years. He may, however, make payments on the principal if he wishes to do so. Q—Are funds provided for loans on second mortgage and chattel security? A—Congress provided that the Reconstruction Finance Corporation should furnish the land bank commissioner with $200,000,000 to be loaned on farm real estate and personal property, including crops of the farmer. If on real estate only, such loans may be made on regular land bank terms, but if personal property is included the term of laon can not exceed thirteen years, including the first three years when no payment on the principal may be required. Limits Are Set Out Q—How much can an individual farmer borrow under these two plans? A—He may borrow from a Federal Land bank, an amount not exceeding 50 per cent of the normal value of his land and 20 per cent of the value of the permanent insurable improvements to the farm and not exceeding $50,000; from the land bank commissioner, he may borrow not more than 75 per cent of the normal value of the property including all prior liens and not exceeding $5,000, the interest rate to t. 5 per cent. Os course, the farmer’s ability to make the payments on his loans, if given normal prices, must be taken into consideration in determining the amount to be loaned. Q —On what basis is farm land being appraised? A—The loan act provides that in making the appraisal the value of the land for agricultural purposes shall be the basis of appraisal and the earning power of the land shall be a principal factor. Estimate Crop Earnings Q —How do the appraisers estimate the earning power of the land? A—They estimate what the land will produce in terms of crops, livestock, and livestock products common to the farm, and community and what such products would be worth at normal prices. Q —What is meant by normal prices? A. The prices of 1909 to 1914 have been adopted as representing a stable and normal period of agriculture, with the exception that for tobacco, the normal price is defined as the average of the period 1919 to 1929. The appraisal force in Indiana had to be expanded very rapidly to meet the recent flood of applications and some mistakes are bound to be made, but every effort is being made to give the farmer a fair appraisal. Secretary to Assist Q—How does a farmer proceed to get his indebtedness refinanced under these plans? A—The farmer should get in touch with the secretary-treasurer of the National Farm Loan Association in his territory, who will be prepared to give him advice and help him in making out his application. The local banker or the county agent should be able to put the farmer in touch with the local secretarytreasurer. or he may write the Federal Land bank of Louisville. Q —ls the farmer’s indebtedness exceeds the amount he can expect to get under appraisal of his property, is there anything he can do? A. The law provides that a commissioner's loan can not be granted unless it clears up the entire indebtedness of the farmer, it having been felt that unless the farmer had 25 per cent equity in his farm, his chances of working out were very remote. Frequently, however, the creditors of a heavily involved farmer, in order to get cash at once, are willing to accept less than the face value of the obligations which they hold, but which they might never be able to collect. Any such debt adjustments must be worked out by the farmer and his creditors. Q. If farmers have other questions about these loans where should they send them? A. To the Federal Land Bank. Louisville, Ky, which serves the Fourth Federal Land Bank district, consisting of the states of Indiana, Ohio. Kentucky and Tennessee.

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Tonight’s Radio Excursion

MONDAY P M 3 00—Vl*nne InMmble 'NBCi WEAF. Himberi en*embie iNBC) WJZ. Buck Rogers 'CBS). 5 15—H-Bar-O Ranger* -CBS). 5 30—X Stters iNBC) WJZ. Mildred Bailey 'CBB>. Adventure* of Tom Mix (NBC) WMAQ. s:4s— Lowell Thoma* (NBC) WJZ. Scherban orchestra (CBSi. 8 00—Myrt St Marge (CBS), Charles Leiand iNBCfI, WEAF 5 IS—Meyer Davis' orchestra (NBC). WMAQ. Juat Plain Bill (CBS'. Baby Rose MaTle (NBC, WJZ. 6:30 —Lum <sc Abner (NBC) WEAF Buck Rogers (CBS', WBBM Martin * orchestra and quartet (CB3(, WABC. Golden's orchestra and soloist* (NBCi WJZ B:43—Boake Carter (CBS'. The Goldbergs .NBC), WEAF. 7:oo—Happy Bakers .CBS). Dramatic Sketch NBC) WEAF. The Nomad* (NBCi WJZ. 7:ls—Edwin C. Hill iCBB> 7:3o—Two Plano Team (CBS). Floyd Oibbons, Young s orchestra iNBC> WEAF Potash it Perlmutter NBC) WJZ. 7 45—Red Dav.i .NBC. WJZ.

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Tampico Storm Havoc to Be Shown in Times Reel

COPS SEIZE ALCOHOL CARGO AFTER CHASE Motorist Is Held on Liquor Charges When Police Find 15 Gallons. Police savthere were fifteen gallons of reasons why Don De Voe, 20, of 235 North Hamilton avenue, speeded away in an automobile when he saw poilce yesterday at Hadley and Douglass streets. Officers said they found fifteen galons of alcohol in the car driven by De Voe. after a chase over several streets and alleys to Blake and New York streets. The car had license plates issued to George Reynolds, 2042 North Tibbs avenue. Devoe faces charges of handling alcohol without a permit, vagrancy and no driver's license. LATTA ESTATE SUED BY CITY FOUNDATION $50,000 Action Is Filed to Collect on Notes. Judgment for $50,000 is sought from heirs and trustees of the estate of Will H. Latta, local attorney. who died in 1929, in a suit filed in superior court five by the Arthur Jordan Foundation. According to the suit, foreclosure is sought on collateral given to secure Mr, Latta's notes. The notes were given to Mr. Jordan by Mr. Latta, with Mr. Jordan later releasing the notes to the foundation. Mr. Latta was injured fatally, June 12 1929, .when his automobile was struck by a train near Carmel, Ind. Defendants named in the suit are the Indiana Trust Company, Fletcher Savings and Trust Company, Union Trust Company, Chicago Title and Trust Company, Carlyle M. Latta, Donald B. Latta, Miss Emma Sander, Ft. Wayne., Mr. Latta's fiancee, and the Maynard Realty Company. NRA CODE APPROVED BY ENGINEERS’ BOARD Local Society’s Agreement Sets Out Working Basis for Workers. The board of directors of the Indianapolis Engineering Society has approved a code under the NRA, according to announcement today by Emmet G. Fowler, president. The code, which follows the one approved by the American Society for Civil Engineers, sets out a working basis between engineers, clients and employers of engineering men. The code will be forwarded to the Construction League of the United States ahd the American Society for Civil Engineers for their consideration. It also will be the subject for discussion by directors of the Indianfvxills Engineering Society, Mr.

Kate Smith 'CBS). B:oo—Agnes Moorehead St Shilkret'i orchestra (CBS'. Gypsies (NBC) WEAF. Minstrel Show (NBC' WJZ. B:3o—Ship of Joy NBC > WEAF. I*ham Jones' orchestra; Gertrud? Niesen; Lulu McConneii (CBSi. Melody Moments (NBCI WJZ. 9:oo—The Contented program iNBC) Andre Kos'elar.ets presents (CBB>. National Catholic Charities (NBCi 9:3o—Jules Lande, violinist (NBC). WEAF. NRA Speaker 'CBB>. Pageant INBCI WENR. 9:4s—Myrt St Marge (CBSi WBBM. 10.00—Barlow and New Yorld Symphony ((pBSi. King's orchestra (NBC) WEAF. 10:15—Lum & Abner 'NBCi WENR. News Service (CBSi. Rogers' orchestra 'NBCi WEAF. Poet Prince iNBC) WJZ. 10:30—Casa Loma orchestra 1CB8). Denny's orchestra 'NBCi. WEAF. Southern Symphonies 'NBC) WJZ. 11:00—Beiasco's orchestra (CBS). Fisher's orchestra (NBC) WEAF. Bettor's orchestra (NBC. WJZ. 11:30 —Rapp's orchestra (CBS) Meroff's orchestra INBCI WEAF. Gerston’s orchestra INBCI WJZ.

First Pictures of Mexico Disaster Recorded in Movie. First pictures of the havoc caused by a hurricane in Tampico, Mexico, that claimed many lives, injured hundreds and caused thousands of dollars in damages, are to be seen in the current issue of The TimesUniversal Newsreel. Graham McNamee, noted radio announcer, and the screen's Talking Reporter, vividly describes these and other important events in the reel. With the waters of nearby rivers flooding the streets and with partly demolished buildings threatening to cave in at any moment, relief agencies work at top speed to alleviate the sufferings of the victims of nature's latest upheaval. The twisted framework of what was once the buildings of the gulf’s greatest oil port, are mute evidence of the fury of the storm. Other important news events reported by McNamee include a strange dance by witch doctors in Bhutan, Tibet; intimate views of Juan Bias Hernandez, noted rebel leader, pledging to aid the new Cuban government at Havana; tense scenes at the Eastern State Penitentiary in Philadelphia, where police and convicts battled for six hours; unusual pictures at Barnegat, N. J., where old automobiles are being used to protect the famous lighthouse against the ravages of the sea. Remarkable pictures in Adelaide, Australia, of a chicken that has learned to hop like a kangaroo; spectacular scenes in Cincinnati where a pilot dodges death in an airplane crash; exclusive pictures at Evanston, 111., as racing drivers lose control cf their cars in a classic dirt track race; exclusive shots of 5,000 freight cars being burned at Louisville, Ky., as part of a nationwide safety drive; colorful scenes at Nitra, Czechoslovakia, where thousands celebrate the founding of the first church in the nation, and exclusive pictures of Ft. Defiance, Arizona, where Navajo Indians are benefiting by anew public works plan started by the President, also will be shown.

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THE INDIANAPOLIS TIMES

WFBM (1230) Indianapolis (Indianapolis Power and Light Company) MONDAY P. M. s:3o—Bohemians. 5 45—Russian Gypsy orchestra (CB8). 8:00—To be announced 6:ls—Bohemians. 6:3o—Buck Rogers ICBBJ, 6 45—Cowboys. 7:oo—Happy Bakers (CBS). 7:ls—Edwin C. Hill (CBS). 7 30—Manhattan Serenaders (CBS). 7:4s—Fray and Braggiotti CBS). 6:oo—Evening in Paris (CBS). B:ls—Morton Downey and orchestra (CBSi. B:3o—Big Shew (CBS). 9:00 —Piano Twins. 9:15 —Walkathon. 9:3o—Little Jack Little (CBS). 9:45 Myrt and Marge (CBS). 10 00—New World Symphony (CBS). 10:15—News 1 CBS). 10:30—Casa Loma orchestra (CK3). 11:00—Leon Belasco orchestra (CBS). 11 30—Bernev Rapp orchestra (CBS). 12:00 Mid.—Eloise. A. M. 12:30—Sign off. WKBF (1400) Indianapolis (Indianapolis Broaocasting. Inc.) MONDAY P. M. 4:30—T0 be announced. 4:4s—Wizard of 0 1 (WEAF). 5 00 —Viennese ensemble (WEAF). 5:30—T0 be announced. s:4s—Twenty Fingers In Harmony 1 WEAF). 6:00—To be announced. 6:ls—St. Regis orchestra (WEAF). 6:3o—Jordans (WJZi. 6:4s—Reflections iWJZ). 7:00 —Nomads (WJZI. . 7:30—T0 be announced. 8:00—To be announced. B:3o—Ship of Joy (WEAF). 9:oo—Buddies orchestra. 9:15— Bridge game. ' ~,,,, 9:3o—Jules Lande. Troubadour of Violin 1 WEAF 1. 10:00 —Harry Bason. 10:15—Lum and Abner (WEAF). 10:30—Jack Denny’s orchestra. 11:00—Sign off. WLW (700) Cincinnati MONDAY P. M. 4:oo—Sophisticated Lady. 4:ls—Ma Perkins. 4:3o—Singing Lady (NBC). 4:4s—Little Orphan Annie (NBCi. 4:oo—Jack Armstrong. s:ls—Joe Emerson and orchestra. 5:30—80b Newhall. s:4s—Lowell Thomas (NBCi. 6:oo—Amos ’n’ Andv (NBC). 6:ls—Detectives Black and Blue. 6:3o—“Lum and Abner’’ (NBC). 6:4s—“Red Davfs.” 7:oo—Little 80-Peep. 7:ls—Morrie Neuman and orchestra. 7:30 —Johns Manville (NBC). B:oo—Weiner Minstrels (NBC). B:3o—Josef Pasternack’s orchestra (NBC). 9:oo—Morgan L. Eastman's orchestra 1 NBC 1. 9:3o—Zero hour. 10:00—Gene Burchell dance orchestra. 10:00—Serenade. Virginio Marucci orchestra. 11:00—Hollywood on the Air (NBC). 11:00 —Benny Meriff orchestra (NBC). 12:00 Midnight—Moon river. A. M. 12:15—T0 be announced. 12:30—Burchell dance orchestra. I:oo—Sign off.

Fishing the Air

Buck Rogers and his adventures In the twenty-fifth century will inaugurate anew series of broadcasts over WFBM and the Columbia network Monday from 6:30 to 6:45 p. m. The Big Bad Wolf will spend an “Evening in Paris,” with Nat Shilkret’s orchestra when the maestro features Anne Ronnell's already famous hit from Walt Disney’s picture, “Three Little Pigs,” over WFBM and the Columbia network Monday from 8 to 8:15 p. m. Memories of war-time days In France will be recalled in the broadcast of the Greater Minstrel program, dedicated to the American Legion convention in Chicago, over WLW and an NBC network Monday at 8 to 8:30 p. m. HIGH SPOTS OF MONDAY NIGHT'S PROGRAMS 7:ls—Columbia—Edwin O. Hill. 7:3O—NBC (WJZ)—Potash and Perlmutter. NBC (WEAF)—Victor Young’s orchestra; Floyd Gibbons. . 8:00—NBC (WJZ)—Minstrel show. B:ls—CßS—Morton Downey with Renard s orchestra. B:3o—Columbia—The Big Show. 10:00—Columbia—Barlow and Columbia Symphony orchestra. 11:00—NBC (WEAF)—Hollywood on the Air. Morton Downey, popular tenor, will fall in line with “The Parade of the Champions” over WFBM and the Columbia network Monday from 8:15 to 8:30 p. m. Deaf-mutes are asked to "listen-in’ 1 on a radio experiment which Charles Kellogg, world famous nature singer, will conduct before the microphone when he sings as a guest performer on Captain Hugh Barrett Dobbs Ship of Joy broadcast over WKBF and an NBC network Monday at 8:30 p. m. “The Big Show’s” second pageant of music and humor will be presented over WFBM and the Columbia network Monday from 8:30 to 9 p. m. , The sparkling, unusually tuneful overture to Cimarosa’s “II Matrimonio Segreto” (the Secret Marriage) will open the program of light symphonic works to be played by the New World Symphonv orchestra under the direction of Howard Barlow. Monday from 10 to 10:15 p. m over WFBM and the Columbia network. HITCH-HIKER DIES HERE Cerebral Hemorrhage Is Fatal to California aMn. Matthew Kramer, 72, roomer at 116 West Walnut street, died of a cerebral hemorrhage Saturday night. Police said they were told by the widow, Mrs. Alice Kramer, that she and her husband were from San Diego, Cal., and had hitch-hiked to Indianapolis. Investigation of the death was made by Dr. John E. Wyttenbach, deputy coroner. Doctors Give Creosote For Dangerous Coughs For many years our best doctors have prescribed creosote in some form for coughs, colds and bronchitis, knowing how dangerous it is to let them hang on. Creomulsion with creosote and six other highly important medicinal elements, quickly and effectively stops all coughs and colds that otherwise might lead to serious trouble. Creomulsion is powerful in the treatment of all colds and coughs, yet it is absolutely harmless and is pleasant and easy to take. Your own druggist guarantees Creomulsion by refunding your money if you are noc relieved after taking Creomulsion as directed. Beware the cough or cold that hangs on. Always keep Creomulsion on hand for instant use.—Advertisement.

5 NEW PASTORS NAMED TO M. E. CHURCHES HERE Appointments Announced at Annual Conference of Denomination. Following the closing session of the one hundred second annual meeting of the Indiana conference of the Methodist church, appointments of new pastors to five Methodist churches in Indianapolis was made public by Bishop Edgar E. Blake of Detroit, resident bishop of this area. The conference closed Sunday in the North M. E. church. The changes include the appointment of the Rev. E. Earl Jones of West Newton, to take the place of the Rev. W. B. Grimes, as pastor of Bellaire M. E. church; the Rev. W. G. Wedding, succeeding the Rev. R. L. Dove at the Forest Manor M. E. church; the Rev. R. L. Dove, succeeding the Rev. C. R. Fitz at the Morris Street M. E. church; the appointment of the Rev. L. C. Murr, now of Lawrence, to take the place of the Rev. R. A. Shumaker at the Shelby Street M. E. church; and the Rev. J. R. Flanigan to succeed the Rev. G. H. Murphy at Trinity M. E. church. The Rev. C. R. Fitz, retiring pastor at Morris Street M. E. church, is transferred to Laurel; the Rev. R. A. Shumaker of Sfyelby Street M. E .church goes to Castleton, and the Rev. G. H. Murphy of Trinity and the Rev. W.. 8. Grimes of Bellaire M. E. church, are retired. Preceding the announcement of the appointments, ordination services for deacons and elders were held. The meeting next year will be held in Columbus.

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Contract Bridge

BY W. E. M’KENNEY Secretary American Bridge League T BELIEVE that the play of the -*• cards at auction was more difficult than it is at contract. At contract, the bidding helps you to locate certain high cards. However, at auction, you quite often would make an original bid and every one would pass. You then would have nothing to guide you except the drop of the cards to aid you in locating the missing high cards. Today's hand is from our good friend, Ralph R. Richards of California, founder and first president of the American Bridge League, and rated as one of the country's greatest card players. Mr. Richards is always quick to recognize an end play or a squeeze. At most tables, the players reached the small slam contract in spades and received the queen of diamonds opening, which was won with the declarer’s ace. Then two rounds of spades were taken and the king of diamonds cashed. Now most players cashed their ace and king of hearts and led a small heart, not caring whether East or West won the trick, as either one would have to lead to a club tenace or, if they led a diamond, it could be ruffed in dummy and the declarer could discard the deuce of clubs, n tt tt HOWEVER, Mr. Richards immedately recognized that there was a possible chance of making seven, so instead of playing his ace and king of hearts, he led the ace of clubs and then a small club, and there is no distribution of the clubs whereby he could lose his contract of six odd. Even though the club finesse failed, he still would have the jack of clubs in dummy on which to discard his losing heart. However, the cjub finesse held, and Mr. Richards

AQ-J-9-8 VA-4-3 ♦ K-2 +A-J-4-3 ♦ 6-5 [NORTH] a4 _3 V7-S-2 jT' m VQ-J- ---♦ Q-J- S & 9-8 10-9- 5 H 4 5-4-3 8-7 Dealer *Q-9- ♦ 6-5 I SOUTH I 8-7 ♦ A-K-10-7-2 VK-10-6 ♦ A-6

then cashed his king of clubs and ran off three spade tricks. East found himself hopelessly squeezed. He could not discard the queen of clubs or dummy's jack will be good so he must bear down to the queen and jack of hearts. Mr. Richards then led his ace and king of hearts, and his ten of hearts was good for the thirteenth trick. He had thus made an extra trick, and in no way did he jeopardize his small slam contract. ICoovrieht. 1933. bv NBA Srvice. Inc.) SELF-INFLICTED BURNS CAUSE YOUTH'S DEATH Former Mental Patient Sets Fire to His Night Clothing. A suicide by fire, Robert Taylor. 19, of 541 Lord street, died in city hospital last night of burns he inflicted Sept. 9 when he set fire to his night clothing. The youth, a son of Mr. and Mrs. John Taylor, had been at the hospital previously as a mental patient. Verdict of suicide was returned following a coroner’s investigation.

PAGE 7

TECH GIRL 16, IS HEROINE IN RIVERRESCUE Dives Into Swollen Stream to Rescue Woman in Boat Mishap. Clinging to the side of an overturned motorboat which foundered in White river yesterday, Miss Mary Boring of Liberty Beach was rescued by Mary Sears, 16, Indianapolis high school pupil. As the stern of the boat began to sink. Miss Boring, who swims, but was trying to keep the boat on the surface, suddenly was swept under by the current. Miss Sears, who lives with her parents at Seventy-third street and state road 31. was alone on the beach in front of the home of Ed Hunter, secretary of the Chamber of Commerce, where she was a guest. Miss Sears reached Miss Boring's side in record time. She fought her way through the swirling water and succeeded in holding her head above ater until two men in another motorboat came alongside to help. The river is about 300 feet wide and ten feet deep at the point where the rescue took place. Miss Sears is a student at Arsenal Technical high school.

STAIN LESS Same formula-Same | price. In original form, too ...if you prefer. \