Indianapolis Times, Volume 44, Number 203, Indianapolis, Marion County, 3 January 1933 — Page 12

PAGE 12

GARNISHEE LAW IS NUISANCE TO COUNTY CHIEFS Grows Into Racket, Officers Reveal: Legislature Was Misled, Is Belief. 'Although thousand* of dollar* in additional fm are a**e**rd annuallv from r;trni*hment prorerdinr*. Marion rountv official* have found enforcement of the carm*hee law an added burden. How the law ha* chanced from the oricinal intent of the I'*'!.! *tatute i* told in thi*, the second of a aerie* of article*.) BY JAMES A. CARVIN’ With an average of sls in fees assessed on each judgment and garnishment, it would appear that enforcement of the garnishee law is a substantial source of revenue to Marion county and, therefore, welcomed by county officials. But this is not the case. Practically every major and minor official concerned in enforcement of the statute regards it a nuisance. Some go farther in their condemnation by including in their criticism the charge of unfairness. The chief objection m all offices is the increased clerical work necessary ,n carrying out the legal procedure of garnishment. Use of the statute by loan sharks, and other “high pressure” concerns, as a means of collecting accounts, has increased the routine work handled in county offices by approximately 25 per cent, it is estimated. Unpaid Costs 860,000 "Aside from the increased number of suits filed, we also have to handle an ever-mounting accumulation of records,” said Charles R. Ettinger, chief deputy in the office of Glenn Ralston, county clerk. "I believe a conservative estimate of the total of court costs carried as unpaid on our records could be placed between $60,000 and $75,000. This sum represents fees which have been assessed against defendants who have been garnisheed. Because they have no incomes, it has been impossible to carry out the garnishment and the costs have not been paid.” Although legally, it is possible to force successful plaintiffs to pay court costs originally assessed against defendants, it is enforced with difficulty, county officials have found. Carried as Unpaid ‘‘Besides, we could not reverse cost assessments on just a few of the cases without applying the same rule to all,” Ettinger pointed out. •■There are many garnishments obtained to force payment from ‘dead beats’ for legitimate and just debts. In such cases the plaintiff should n t be saddled with the court costs. ‘‘We continue to carry the costs as unpaid on our records from month to month, although it takes more bookkeeping.” The same condition of additional work is found in the sheriff's office, which is charged with the responsibility of collecting the 10 per cent deduction made from pay envelopes to meet garnishments. From the time of service of the first summons to answer complaint for judgment on an account until the iast payment is made under the garnishee order, the sheriff's office is required to play an active part. Extra Work Is Problem Here, too, is found the extra work problem. The services of several deputies are required each day to handle summons and executions arising from garnishments. In addition, each garnishee requires at least ten entries on the records of the progress of the collection. Since no payment is made to plaintiffs until the entire order lias been fulfilled, it is necessary to place collections in a special fund until the total has accumulated. With approximately 1.000 orders “working" at the present time and a growing use of the sheriff’s office as a collection agency, the routine work has increased tremendously since the law was passed Persons familiar with the history of the law and the events leading to its passage do not hesitate to declare that the original intent of the statute was not the use to which it now is being put.

Legislators Misled Although refusing to permit the use of their names in connection with the accusation, authoritative sources charge that the lobbyists who urged passage of the law either were unaware of its possibilities or else deliberately misled the legislators. According to the records, the garnishee law was passed to aid "the corner grocery and meat market," the doctor, dentist and other professional men whose services often are given free because of inability to collect and hesitancy to employ regular collection agencies. Publicity given the bill at time of | its consideration mentioned these j only as beneficiaries of the act, which was termed a means to curb the "dead beat.” No mention was made of the possibility of the law working a hardship on unfortunates entitled to I consideration and leniency in the matter of their debts. Reaches Racket Stage In the last few years, however, J use of the garnishee law has reached the proportions of a racket and its provisions have been turned to questionable uses. Investigation before extending credit by loan sharks has been supplanted by the knowledge that the state has placed in their hands a club which can be wielded effectively on the head of the debtor. All that is necessary is the knowledge that the seeker for credit has a job. Regardless of the weekly wage, the creditor knows that legally and in short order, he can obtain his "pound of flesh" in the form of 10 per cent of his debtor's income without intervention from any Portia. All that can be expected by the victim of a garnishment is an appeeal to the court issuing the order to modify it below the 10 per cent maximum allowed by statute. And in such a case the time of payment completion is extended, for which slight grace the legal rate of interest is charged to add to the burden already tripled beyond the amount of the original debt. |

Librarian Has to Keep Step Ahead of Public

‘Skip Reading’ Big Help in Doing His Job, Says Dickerson. Reading a step ahead of the public is the task of Luther L. Dickerson, librarian of the Indianapolis public library. And odd as it may seem Dickerson has difficulty in finding time to read. He must scan scores of books while the average reader peruses only one. So busy is he managing the city’s twenty branch libraries that he must “budget” his time carefully to have an hour daily for “anticipating the public wants.” His is an administrative job of the first caliber. Resting a moment in a swivel chair at his desk in the Central library he gave his formula for readng rapdly shelves of books adorning the office. “A librarian has a two-fold job keeping up with books in all fields of knowledge, and second, in familiarizing himself with literature of all times.” "How do you manage to read all the new books?” he w 7 as asked. "Truthfully, I don’t have a lot of time for reading. I read before breakfast and late at night,” he said. "It’s almost impossible for me to steal time from my administrative duties. No librarian has time

Legislators to Act on Reserves for Unemployed

American Substitute for Jobs Insurance to Be Studied. Bli ftrripim-Hou-nrd Xcicnpapcr Alliance WASHINGTON. Jan. 3.—Creation of unemployment reserves, the American substitute for unemployment insurance, will be considered by from six to ten of the state legislatures convening this month. Eight official investigating commissions have recommended early adoption of similar plans. On the other hand, unemployment reserves are being opposed, according to lour eminent authorities, by a campaign of "deliberate misrepresentations” and “persistent efforts to confuse the public and especially legislators tegarding relationship between foreign systems of unemployment insurance and the strikingly different plans for unemployment reserves.” Different From Eurpoe “American plans for unemployment reserves would be set up quite differently from those abroad,” Ernest G. Draper, vice-president of the Hills Brothers Company and member of Governor Roosevelt's committee on employment stabilization, declared today. ‘‘They would provide for financial aid along the lines so successfully adopted in workmen's compensation. Their expense would be borne by industry in return for which industry would be authorized to make limited deductions from federal income taxes. There would be no drains upon the state for in case reserve funds became exhausted no further benefits w 7 ould accrue.” Based on Pay Roll Commenting along the same lines Professor Joseph P. Chamberlain of Columbia university law' school explained that "The American plan is founded on the principle of providing a reserve through payments by industries, based on the pay roll. The payments of each employer into the fund are a reserve for his account to pay to his own unemployed workmen. The amount of contributions of any employer will thus be diminished as he reduces unemployment in his plant and is able to give steady jobs to his workers. There will thus arise a definite pressure on employers to keep their men working steadily lor by so doing they will save money.”

HORIZONTAL Answer to Previous Puzzle mcr. 5 Drove at high M|_JC A|rJ “J n,l ;‘’ or ' speed RlTV|E|Lli UAT E MALA] Natlve rench 10 Man or boy. I:N E L'EiG'A NTjHli laImIET", 25 Gcnus oC ° 3 * 14 Staple food in M A NRIR A i~ EIBBC L I I?^triches. China. |AiLjTjAI I |T{EMBSHQLp|pjT 26 To put up a 15 Theater guide. iTH | iN'CjHffR E A’NfcfßlTS poker stake. 16 At this place. WOD AOE L iElCiffiP I"TH 27 Because. 17 Toward sea. I R[E BBSIRIA C’ MT Hi AlTlHtl) 2S Self. 18 Finely strati- NFEIETIf-IE A'RYE'N 29 branch, bedrock. SHDiE AOBfn EIR Rel HD E 30 Facsimiles. I9 S.t'pr ot IJR.ENTB(AL A SKM TE 5 “ 3Tl !? usht losl, 50 Madhouse PyR ET ElIdE SHE VENT ~ ™ ”>*• 52 ar Hauptmann is 50 Lover. 2 To ascend. S6 Lair of a a famous 54 Secular. 3 Frosted as beast. dramatist? 55 Seventh note. cake. 41 Perched. 24 Irony. 57 Morindin dye. 4 Sound of a "43 Tablet. 21 Dreads. 5S Part of bell. 45 To restrain. 31 Female fowl. church. 5 Depilatory. 46 What prince 32 Incited. 59 Species of CTree of tough recently visitef 37 Monster. pier. wood. Ireland for ttu 3S W ales on the 60 To elude. 7 General von first time? skin- 62 Pieces out. Schleicher is 47 Exclamation. 39 Edge of the 63 Observes. the new Ger- 4S Narrow way. roof. 64 Thin inner man ? 49 Morsel. *0 Rough sports. soles. S Snaky fish. 51 Garden tool. 42 Beer. 65 Tiny depres- 9 Lees. ‘ 52 Level. 43 Flat plate. sion. 10 To scorch. 53 To slumber. 44 Boy. vrpTTOAT 11 Tiller. 56 Yellow bugle. 46 Existed. Eli IK. AL 12 Region. 57 To total. 47 Feldspar. ITo seize. 13 Type of ham- 61 Form of “a ” 2. 3 4- 5 7 6 9 Jo' 14 15 ifa <7 T 0 19 24 h> 2b TOS3T * i bl Ui bb — 4iKssszr| ssssirHI ,| —pUJ 47 4T 49 51 152 153 52T — —r- 56^ ——— w BT-P— aH M 1 1 i I — LA ?1

Luther Dickerson

during working hours to read, excepting that required on the moment to assist a patron. "We must cover a wide field of subjects, much of it uninteresting to us,” said. “One covers the field by ‘skip’ reading, scanning table of contents, introduction and prefaces. A reader should remember the prefaces and introductions to books are their most valuable parts. That's the secret to much reading.

Pest ‘Friends’ 801 l Weevil Is Best Old Pal of the Farmer, Congress Told.

Bp Pcripps-Hoicard Xcicspaper Alliance WASHINGTON. Jan. 3.—Encouragement of wheat and cotton diseases has been suggested to congress as a farm relief measure. When appropriation of funds for eradication of the barberry bush w’as being discussed by the house, Representative Miles C. Allgood (Dem., Ala.) opposed it, declaring that “we would better the condition of the w'heat farmer by appropriating some money to disseminate this disease through the wheat district so that we will put down the production of w'heat. “The best friend of the cotton farmer ever had w 7 as the boll weevil,” said Representative Allgood. “We did not have sense enough to know' it and we of the south spent millions of dollars of our ow 7 n hard-earned money and then came to congress and asked for appropriations to fight the boll weevil. "Asa result we now have a two-' year supply of cotton and can not sell it and can hardly give it aw'ay.” TWO BUSINESS PLACES ROBBED: LOOT IS $409 Four Homes Entered by Burglars, but Only One Lists Theft. Burglars in two business places obtained $409, according to reports to policb Monday. Walter Brown, operating a store at 2519 West Washington street, reported theft of a money bag containing $209. Mansfield Patrick, reported that S2OO was stolen from his office at 120 Pembroke arcade. Four hemes were entered by burglars, but loot was obtained in only one. Mrs. John Edan, 57 East Thirty-eighth street, Apartment 103. reported theft of an overcoat valued at S6O and a purse containing sl9.

THE INDIANAPOLIS TIMES

CUT GOLD IN DOLLAR, PLAN TO HIKE PRICES Sensational Results in World Would Follow Such Action. /j 7/ Scrifipx-lfotrard Xcwspapcr Alliance WASHINGTON, Jan. 3.—Some congressional inflationists are fingering gingerly the idea of raising price levels and helping debtors by decreasing the gold content of the dollar. All apparently realize that their proposal is fraught with what probably would be sensational results throughout the world. The gold content of the dollar now' is approximately 25.6 grains of specified fineness, a figure fixed in the law’ since the late 1870s. Since this content was fixed by law congress has the power to change it. Those inflationists w’ho delicately handle this idea believe that if the gold content were reduced by, say, 60 per cent, price levels generally would rise, debtors would be in a position to more easily pay their obligations; something like prosperity would return. Go Off Gold Standard? Their proposal, in effect, is to have this country go partially off the gold standard, but economists, w'ho have studied the plan, contend that even before any such proposal could be effected W’e w'ould have to go off the gold standard completely, if only temporarily. The reason is this: Any serious consideration of reducing the gold content of the dollar w'ould, they are convinced, bring about immediate gold withdrawals by depositors in domestic banks. Thus, the safe and practical thing to do would be first to go off the gold standard completely, and then set about reducing the gold content of the dollar. Economists, too, believe this probably would raise prices; but they also recognize that it would cause consternation not only in our trade, but in domestic finance. Savings deposits, for instance, would be worth only as much as the new and cheaper dollar; gold, on the other hand, would buy more dollars. Make Money Cheaper They point, also, to the fact that many debtors probably would not be relieved because of the gold clauses in numerous contracts which specify that these obligations shall be paid in gold of certain w’eight and fineness. However, more than one constitutional lawyer is reported to hold that these gold clauses are subject to the act of congress, and would be subject to the changes made in the dollar. Basically, the idea of all inflationists is to put more money where but little is new; to make money cheaper. Thus, w’hiie a dollar buys about twenty pounds of cotton now, cheapening the dollar-would require more dollars to buy the same amount of cotton. Congress tried to inflate last summer in attaching the Glass-Borah rider to the home loan bank act. Under this plan, however. as new money w'as issued, old money was withdrawal by the treasury, and the experimental inflation did not inflate. ONE INJURED IN CRASH Farmer Suffers Leg Fracture When Auto and Truck Collide. In collision of an auto and truck early today on the Three-Notch road near the county line, Wellington Thurston, 66. farmer, living near Greenwood, suffered a leg fracture and lacerations on the face and body. He is in city hospital. He w 7 as a passenger in a truck being driven by O. A. Right, also of Greenwood, which collided with a car operated by Y. D.‘ Kannarr, 26, Indianapolis. STaaSfiSH UPSET Get at the real cause. That’s what ! thousands of stomach sufferers are j doing now 7 . Instead of taking tonics, 1 or trying to patch up a poor di- j gestion. they are attacking the real ! cause of the ailment—clogged liver I and disordered bowels. Dr. Edw'ards Olive Tablets help arouse the liver in a soothing, heal- I ing way. When the liver and bowels are performing their natural functions, people rarely suffer from indigestion and stomach troubles. Have you a bad taste, coated tongue, poor appetite, a lazy, don’tcare feeling, no ambition or energy, trouble with undigested foods? Try Olive Tablets, the substitute for calomel. Dr. Edwards Olive Tablets are a purely vegetable compound. Know* them by their olive color. They do the work without griping, cramps or pain. All druggists. 15c, 20c and 60c. Take one or two at bedtime for quick relief. Eat what you tike.—Advertisement.

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(Continued From Page One) ! thin blue crepe kimono about her sparse figure "We can have breakfast here.’ Myrt offered listlessly. "I’ve got coffee and crackers ” “Oh, let's go out,” Sheila answered. “It's my treat and it will do you good. You stay here all day." “Well, no manager is going to chase you to the corner picture show, either," Myrt returned tartly. Sheila said nothing. Myrt had been out of a job so long that no one could remember her last engagement. "Going the rounds?” Myrt ventured. glancing at Sheila's suit and gloves. "Gee, you look fine. No matter how slim the old pocketbook gets, you always look like a million dollars. Oh, well—you're young!” Her thin arms, from which the wide sleeves had fallen, rose in the air as she twisted her faded hair into a bun and jabbed it with hairpins. 800 Dressing was quick work. Stockings pulled on, then scuffed shoes, a dress slid over the head and jerked smooth about thin hips, dark hat shoved down and scollops of hair pulled out to outline the forehead. Reaching for a polo coat, seizing worn gloves and a flat purse, Myrt announced herself ready. The air outside was brisk and sunny. Spring w 7 as in its warmth and in the voices of hucksters shouting their wares a block beyond. Children home from school played hopscotch. Messenger boys bicycled smoothly. Job or no job, it was good to be alive. “But spring isn't the best time to get booked, either,” Myrt reminded her companion, as Sheila remarked on the beauties of the day. “Maybe not, but I love it.” They seated themselves at a little W'hite tiled table in the Coffee Shop. Other late breakfasters w'ere there. Sheila nodded to an acquaintance or two and Myrt bowed once or twice mournfully. “Somebody leave you a fortune?” Myrt asked as Sheila ordered fruit, cereal, coffee, toast and eggs for both. She demurred no further, however, and Sheila w 7 as glad that she had invited Myrt. A few' square meals were what she needed. “You're out of a job, Sheila,” Myrt reminded her, nevertheless attacking the golden eggs w’hen they arrived. “I know'. But you never can tell. This coffee is good, isn’t it?” “It’s the lucky break we’re hoping for just around the corner that keeps all of us in this game,” Myrt observed reflectively. “Well, there are breaks. Look at Hazel—” "For every one who gets a break there are a dozen w'ho don't. The trouble”—the other had warmed to her subject—"is that none of us know when we’re licked.” “But we have to keep trying.” wVell, we aren't all alike, Hazel,” Myrt sighed. “Just imagine happening to be there in the office when the manager got the w 7 ire that Erna Dresser had eloped! That w r as luck.” “It certainly w'as.” “And look at Dean Randolph. In ! pictures now'! Why, he never had anything but butler parts until this horror thing came along. Now he's one of the biggest.” B tt B THE glow of the warm coffee and the good food had set Myrt to thinking of better days. It w'as a little sad. In any other sort of work Myrt W'ould still have been in her prime—this side of her prime, perhaps. But in the show business, W'here youth and loveliness, so transient, are required, Myrt w'as in the discard. Sheila shivered a little. Youth was so short. “I worked at a soda fountain at home,” Myrt w 7 ent on. “Before I

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i got stage struck. You know how it is. People telling you that you should be op the stage. Going around with a mechanic, I was. Movies, dances, and all that. “It was a nice little town. Bill had a nice little car. too. Not anything elegant, understand, but a car. It would take you places. “Mother and I lived in a pretty nice house, too. It wasn’t anything like this life! Big rooms. You know—cook in the kitchen, eat in the dining room, sleep upstairs. We weren’t cooped up in one room all the time the way we are here.” Myrt sighed heavily, her eyes fixed on a distant object. “And yet you wouldn't give this up for all that,” remarked Sheila, smiling. “You're right. “I wouldn't!” Myrt straightened. “A can of beans heated over the gas jet may be all I'll have for dinner tomorrow’. Who knows? But I wouldn't go back. Jim owns the filling station now, too!” “Why don’t you w-rite to him?” suggested Sheila. She was sorry for Myrt. Perhaps going home would be the very best thing for her. But Myrt shnok her bead. “I couldn't. I’d rather eat once a day and be near Broadway, hoping for a break, than at home married to the richest man in town.” “I wouldn’t,” said Sheila. Myrt stared in amazement. “You w’hat?” she asked as if unwilling to believe her ears. BY BRUCE CAITGN “TEHOL, CITY OF EMPERORS," J by Sven Hedin, is a fine corrective for us W’ho blindly had supposed that China always had been the same sore of disordered and chaotic place that it is nowadays. In this book Mr. Hedin show’s us a different kind of China—an empire that was the greatest, richest, most civilized and most orderly of any on earth. Furthermore, he points out that this condition existed less than a century and a half ago, when a Chinese emperor snubbed the king of England, and referred to him cantemptuously as a vassal prince. Jehol was a city some hundred miles north of Peiping, which the emperors established early in the eighteenth century as a summer residence. It is in decay now, but it still contains what the author con-: siders the finest existing examples | of Chinese architecture—buildings richly illustrative of a gorgeous past. Mr. Hedin went there to study the buildings’; his book describes w 7 hat he saw’, and recounts enough of Chinese history and legend to make the w 7 hol,e comprehensible. It makes fascinating reading. For sheer color there is little in modern literature to compare with its account of the Tashi Lama’s state visit to the emperor of China; for romance there is a tale of the Turkish girl w 7 ho w’as carried to Jehol to be the bride of the emperor, ] but who rebuffed him. died in exile, and left a legend that found its w r ay into Chinese literature. All in all you’ll find “Jehol. City of Emperors” very much w 7 orth your while. It is published by Dutton and the price is $3.50.

ip? Here's heartening news. The production of predictions for 1933 is about equal to 1929. n tt tt The trouble with trying to mend our ways is that most of us have no knack for fancy sewing. a a tt If all the eulogies for 1932 were laid end to end they would fill a couple of brickyards. a tt We issue 1933 License Plates. The 25-cent notary fee goes to the benefit of the Employes’ Relief Fund. a tt tt Tune in the Rose Tire program tonight, 7:30 to 7 :45 p. m., Station WKBF. tt tt tt The Chief Tire Changer ROSE TIRE CO., INC. 930 N. Meridian St. MILLER TIRE DISTRIBUTORS

Sheila was all composure. “I wouldn't rather be here than in a small town married to the richest man there, or even engaged to the second richest one. Even if I was born in the theater. 1 don't Lke it —much." she leaned forward “I'd give it up now ” Myrt eyed her almost in fright. "That, would be all right for a 'hoofer’ to say, Sheila.” she admitted finally. "But—you're a dancer! The real thing!” bub OHEILA nodded. "Yes, I know. I'm supposed to have talent. Daughter of Johnny and Dolly Desmond, troupers. But there are too many dancers these days. Good ones. You have to be a topliner to get any attention at all. "And then they soon forget you. Look at Marion Merlton! The hit of the town two seasons ago—and where is she now?" “Maybe she married and went home,” suggested Myrt. “And maybe she didn't. She's sitting in some rooming house this minute or out looking for a job. And Marion really could dance, Myrt! She's still young, too. What'll it be when you're old?” “You can open a lingerie shop the way every one else does," suggested Mvrt practically. Sheila laughed in spite of herself. “I'm not going to open up a shop for anything,” she said vehemently. “I’m going to get married and settle down and have a home in a small town where there are neighbors and law 7 ns and red geraniums in the kitchen windows. I want checked gingham curtains and copper pots and pans! “We never had a house, you know —my mother and father and I. I remember my mother carrying things around with her in her trunk to fix the dressing room up pretty. Pumpkins and witches at Halloween, wreaths and holly colored paper at Christmas. “We never had a home. Just trunks, Myrt. Everything had to go right back sooner or later into a trunk! “I used to look out the car windows when we made jumps and see the lighted houses, the bedrooms, maybe with kids going to bed. I used to see the dining tables set and mothers bustling back and forth in aprons. I used to see fathers coming home and children running to the front doors to meet them. “Sometimes in the mornings I’d see express wagons and fire engines or doll carriages cluttering up the front walks. Clothes blowing on the lines on Mondays. Girls having little parties. The other girls in maybe and chocolate and cakes—” “It’s a lot of bunk,” said Myrt steadily. She buttered a bit of toast and took a generous mouthful. “You’d get sick of it in a week. It’s silly for you to talk that way. With your career! (To Be Continued)

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JAN. 3, 1933

SLUMP IN CAR LOADINGS LESS THAN EXPECTED Railroad Officials Given Comfort by Indications of 1933 Business. P.Prripp*-Tfc>irar)l Xnopnprr AlUanrn WASHINGTON. Jan. 3.—Railroad men found comfort today in figures that indicated car loadings for the first quarter of the new year would be less than actual loadings of the first quarter of 1932. The comfort was contained in the fact that the decrease was smaller than expected, and very much smaller than the decrease in the last quarter of the old year. Based on replies to questionnaires sent to about 20.000 shippers, the American Railway Association announced that the compilation of‘ thirteen shippers’ advisory boards showed freight carloadings in the first quarter will be 4 per cent less than actual loadings in the corresponding period of 1932. "This estimate is significant,” the association said, “because the same shippers estimated late last September that loadings in the fourth quarter—October, November and December—of 1932 would be 10.4 per cent under the actual loadings for the fourth quarter of the preceding year.” The estimates show that shippers in three localities, the Great Lakes,* Ohio Valley and southwest regions, expect increases in carloadings during January, February and March. In the first named region the increase is estimated at 4.8 per cent; in the second, 6.1 per cent; and in the southwest 1.5 per cent. Os the twenty-nine commodities covered in the forecast, it is anticipated that five will show 7 an increase in loadings during the Jan-uary-March period as compared with the same months of 1932. These are: Cotton, citrus fruity sugar, syrup and molasses; autos* trucks and parts, and chemicals and explosives. The largest increase is predicted for autos, trucks and parts. Big decreases are expected in loadings of hay, straw' and alfalfa; fresh vegetables other than potatoes; ore and concentrates; machinery and boilers, and agricultural implements and vehicles other than autos. £ STOPPED ;Up\ iM>STRJLSJ ill. J J-romote clear breathing \\y yW use Mentholatum VJL 111 night and morning.