Indianapolis Times, Volume 34, Number 101, Indianapolis, Marion County, 7 September 1921 — Page 6

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BETTER BASIS IS SOUGHT FOR CAR INSURANCE Reason for National Auto Chamber Severing With Underwriters. Lower Insurance rates on a bettor basts are sought by the National Automobile Chamber of Commerce In severing relations with the Underwriters Laboratories which would group cars aceordto mechanical construction. Ovr-valuation and Ignoring the character of tne policy holder are the two weakest points in the insurance methods today, in the opinion of the automobile makers. Most of tha new cars carrying Insurance ara valued at more than tbelr market price if the owner had to sell I them. Consequently the temptation to I destroy the car is strong for the unl scrupulous. Many instances are on lrecord of cars being driven into a river lln order that theft insurance might be IroUected. The same danger applies for Hire Insurance. B Though faced with this situation, no Recognition is made of the moral hazard Bio inquiry is made concerting a mans fctaracter before writing his policy, so dangers of valuation are not stopped ■ this point. [SMore important than the crime element B the carelessness over-\aluation enSHj age S i n the average motorist. It i#dl automobile is over-valued theft or accident may prove a blessing. The activities of rbo Underwriters Laboratories are regarded n> too detailed. The inspections result in classifications which are illogical. Tarts makers who do not submit to the Underwriters Laboratories tests do not get rated, and a car accordingly may be unfairly listed because not all of its parts are supervised. Few of the accidents today are due to /aultv construction. The automobile makers feel that little is gained l>v the Underwriters Laboratories tests as the cause of the high rates lies in factors not related to mechanical production. Insurance companies are working on these suggestions and a readjustment in and rates is hoped for in the future.

Pity Pedestrian if Guided by This Motorist's Rules

A pioneer motorist suggests thr.t as long as there are so many rules for drivers, why not a lew for pedestrians? Here are his suggestions: lUI.K 1. Pedestrians crossing boulevards at night shall wear a white light In front and a red light in the rear. RI LE 2. Before turning to the right or the left, they shall give three short blasts on a horn at least three inches in diameter. RI LE 3. When an inexperienced driver is made nervous hy a pedestrian, he or she shall Indicate the same and the pedestrian shall hide behind a tree until the automobile has passed. RULE 4. Pedestrians shall not carry in their pockets any sharp substances which are liable to rnt automobile tires. (Tims protecting tires if ear passes ever ih-'in.i Rl LE 3. In dodging automobiles pedestrians shall not run more than seven miles per hour. Rl LE 6. Pedestrians must register at the beginning of each year and pay a license fee of $5. tThis fund will be used to ffive aid to those injured in “joy riding.’) R 4 LE 7. Pedestrians will not be allowed to emit cigarette smoke on any boulevard in any offensive and unnecessary manner. (This does not apply to women.) RULE 8. Each pedestrian, before receiving his or her license to walk noon a boule vard. must demonstrate before an exam ining board his or her skill in dodging, leaping, crawling and extricating him self or herself from machinery. Rl LE 9. Pedestrians will be held responsible for all damages done to automobiles or their occupants in ease of collision. RILE 10. Tlx) only part of a thoroughfare to which these rules do not apply and for which the pedestrian Is not liable is at all Intersections of streets and boulevards. At these locations the pedestrian may more about at will. Criss-cross-ing. zig-zagging and otherwise occupying the said intersection as would chil dren at play on a playground amply protected from Intrusion or harm from ps sible danger. There shall be a limP. however, to the number occupying there intersection*. The maximum shall be twenty-five, and traffic officers will cn deavor to kepp a careful cheek.

N. Y. Auto Show to Be Held at Palace Grand Central Palace again will oe ;be scene of the annual national automobile show in New York City, .Tan. f to 14. inclusive. Decision was made earlier in the year to exhibit pt Madison Square Garden if the Palace could not he obtained. It was believed the exhibition hall which has housed the New York automobile shows in recent years would be eonverted Into offiee suites, and aecordinely. an option was taken on the Garden, with the understanding the lrrper quarters would be utilised if available. The national automobile show at Chi eago will be held in the Coliseum and the Ist Regiment armory, Jan. 28 to Feb. 4. Beth national shows are tinder the auspices of the National Automobile Chamber of Commerce. THKV'RF OCT FOR “TAMPS." Because hundreds of girl “vamps'' in Chicago were found lining Sheridan road ovry morning to smile their way into the automobiles of business men hound for the loop distriet. police women sup ported by a tnnhile force of the best looking policemen, dressed in citizen's clothes, are assigned to tour the bottle card in cars, the destination of the machines to be the police station, instead of the loop. IRIKS TO r'OOI. 'EM. To command from pedestrians the respect they show operators of automobiles. a driver of a horse drawn wagon in New York City has installed an elec trie horn snch as is used on motor vehicles The dry cells are beneath the driver's seat and the push button is con 'enisntly located. CHAL FFKI R MEANS FIREMAN. The word ‘'chauffeur'' means fireman or stoker in French, and because the early cars were steamers and required two men to operate them the French termed the operators tho “mechanician" and tha “chauffeur” the "mechanic and tha fireman."

DOWN THE ROAD-

START PROGRAM OF G. A. R. WITH ANNUALPARADE Governor McCray and Mayor Jewett to Speak to Veterans of Civil Mar. The program for the fifty-fifth national encampment of the Grand Army of the Republic, wMch is to lie held In Indian apolis the list of this month. Involves several departures from the custom of former years. Wednesday. Kept. 2S, has been set as the day for the annual parade, which 'will lie hdl in the afternoon this year instead of in the morning. Othpr events scheduled for the same day are the morning session of the eneompment and the annual campfire In the evening. In previous years a reception by the Women’s Relief Corps in the evening has been the only other event scheduled for the ram-' day as the annual parade. Contrary to the usual custom of hnv Ing the first business session on the Thursday morning following the parade flic encampment this year will have Us firs regular meeting on Tuesday morning. Sept. 27. 1 Word has been received from delegations which are planning to come to the 1 encampment from Oregon that the rail roads have refused to grant stopover privileges, and have fixed a thirty day return limit on their tickets. Last year the railroads bringing delegates from the Pacific Coast allowed stopover privileges and gave a sixty-day return limit. The National Association of Union Ex Prisoners of War has sent out announcements of <)ts annual meeting, which will be held at the time of the national encampment. The annual campfire will be held in the House of Representatives chamber in the Statehous® on Tuesday evening. Sept. 27. and an experience meet ing has been arranged for Wednesday morning. Governor Winren T. McCray and Mayor Charles W Jewett will b among the speakers on tin camp tire pr gram. Gen. Daniel S. Wilder of Coitini bus, Ohio, who is commander of th national organization, will have his head quarters at the Washington Hotel.

Lost Boy Is Member of Knigfitstown Home Special to Tha Times. GREENSGCRG, Ind.. Sept. 7.~Harry Robinson, 0, who was taken from a south bound freight train here Saturday night when discovered by members of the train crew in a coal car Is a runaway from the Soldiers’ and Sailors' Orphans Home of Knightstown. The discovery was made through some laundry marks on his underwear. The lad had told the sheriff he ran away from the home of a relative in a northern city following a quarrel. SPEEDERS I.FA D FIST. The number of arrests in Washington for vioaltion of traffic regulations is about '..’.220 to 2,300 a month One fourth of these are for driving at excessive speed and the next highest total for arrests for violation of the lighting regulations.

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BACKACHE OF WOMEN The back Is often called the mainspring of a woman's life. What can she do, where can she go, so long as that deadly backache sayts every particle of her strength and ambition? She catnot walk, she can not stand, her housework is r. burden, or the long hours be hind the counter, in the office or factory are crushing. She Is miserable. The ••ause is many times some derangement of her system, and backache Is a ootamon symptom. Lydia E. I'ink ham's Vegetable Compound Is a reliable remedy for backache, as for more than forty years it has been relieving women ol America from the al'menta which often cause it.—Advertisement.

The 4:30 start that back fired.

NEW BUREAU TO RIVAL FAMOUS SCOTLAND YARD Chief Burns to Have Section for Identifying Criminals. Special to Indiana Dally Times and Philadelphia Public le-dgcr. WASHINGTON. Sept 7 Establishment of a central bureau of criminal Identification, which will rival If not surpass, the famous Scotland Yard, will be the first step taken by William .1 Burns in his reorganization of the l>u reau of investigation of the Department of Justice. Mr Burns recently was ap pointed chief of the bureau to sneered William J. Flynn The purpose of the identification bu reau. Mr. Burns said, will be to furnish •State, county and city officials wiht the meant of Identifying criminals, it also will tend to bring about closer coopera tbm of Government and State official* All the information collected by the new bureau, excepting (liar essential to an untried Federal case, will lie made Imme •(lately available to the police force-* of the country. "Complete record of eve-y criminal ill the country, including finger prints, photographs and other means of identi fleation nill lie on tile In the bureau." said Chief Burns. "It is my idea to make the bureau of investigation the most efficient and highly trained deter five agency in the world."--Copyright. 1921. by Public Ledger Company.

GENUINE ARTCRAFT TOPS For ALL MAKES and MODELS

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Greatly Reduced Prices Through fin advfintwgoons “buy” wo have secured ft limited number of genuine Arteraft Tops for most every make of ear. We are therefore able to otter these to the motorists of Indianapolis and vicinity at a saving of $2lO to $260. SPECIAL r m Os) Installed SALE I f. 0. b. Ind'pis. PRICE V-A Jl . war tax paid. Enjoy Closed Car Comfort at a Very Small Expanse Increase the Value of Your Open Car GEO, C. BAKER 1033 North Meridian Street MAin 3SSI Auto. 3 1 -522 ,1 f you are interested, gel in touch with us at once—for at this price tops for ihe more popular makes of ears will not last long. See our display on National ear at State Fair Auto Show.

illlilriam ijtxiita Diii/iiuijitrti, blJi 4,

BANDITS HALT AUTO ON ROAD NEAR THE CITY Get Jewelry and Little Gash— Petty Thefts Are Reported. Three bandits, one armed with a shot gun. fieid up and robbed Ray M-Cor mick. K nightstown. on the Thirty Fourth street road, not far from the Pendleton pike, last night. McCormick told the polite lie was in nn automobile, in company with a Woman, whose name was not given to the police, and bad stopped the allto mobile on Thirty Fourth street, “about four miles east of Illinois street," when three men appeared. Cite of them eovered Mct'onntek with a shotgun He wis robbed of a wit -h, chain and knife and v: The woman was robbed of a ring, described as having three small “’t* A number of sneak thi.f robbert' s were r-ported to tile police. Mrs ,1. R Bell. :i.UH West M • higan street, was sitting in a front room of her home when a thief entered by the wav of the rear door and stole a purse that was on the dining room table, and which contained -54. A thief took ?20 from jt purse jn the 1 home of Mrs A. it Kenedy Miss Mary

Rlgg, 44.S North Keystone avenue, secretary for the Indianapolis Church Federation. told the police her purse was stolen from a desk at the Y. W. C. A. building. The purse contained a watch worth $.lO, a diamond ring valued at SOS au(l $7 in cash Kata Hodge, 121."i 1 ■) Oliver avenue, reported his home was entered by a burglar. A suit of clothe a worth S4O was taken. Milton Tomlinson, 721 West Thirty Second street, heard a noise on his rear porch. When he reached the porch he found five gallons of brick ire cream had disappeared. Treasury Certificate Rule Is Corrected Statements made in the 1921 Postal Guide lo tbe effect (hat treasury eer tifleates are not payable until ten days after pr-?>enfatl in at the Treasury Department are Incorrect, according to a bulletin -eeeived from Washington by Postmaster Robert E Springsteen. The ror-eef rule the bulletin states. Is p.s follows: “Treasury certificates are not payable at or through post offices, but only on presentation and surrender by mail nr otherwise at the office of the Secretary of the Treasury, division lontis and currency, Washington, D. C., but in no event prior to the second calendar month following ihe calendar month in which the certificate was issued ”

HOOSIER AUTO BODY INDORSES M’CRAY’S PLAN Favors Gravel Road With All-Year-Round Patrol. Fully indorsing the ideas of Governor Warren T. McCray concerning the proper maintenance of gravel and macadam road* as against discarding them and expending so many thousands and hundreds of thousands for replacing these old roads with hard surface material, A. G. Lupton, Hartford City, president of the Hoosier State Auto Association, declares in a statement that tbe automobile association will lend its efforts to back up the Governor's plans. ‘We cannot, of course, fail to recognize the necessity for bard surface material on some of our most heavily travsled highways," declares the statement

by Beck

< MAH 1 Taking First Honors in Event No. 2 7/ i CnT P ** ton v^aoememt •/ 1M BE

Why Not Drive z-A PAiinner f

YOU can get the samcAnsted Engine, the same unusual range of performance, the same lightning the same quiet, vibrationless efficiency, the same ease of handling, and the same dependability, in Lexington’s new sport car —the Lark! 5 Last year, against larger and more expensive cars, the wonderful Ansfed Engi ne carried two Lexington specials to first and second honors in the Pike’s Peak Hill Climb. 5 This year’s victory serves to empha-

The lark comes to you with everything complete bumpers , windshield wings, motor meter an extra wire wheel and co r d tire on each running board, rear trunk and rack. Setc~a) optional color schema enable you to get a ear that looks custom built to your special order. The Ansted Engine is being demonstrated daily at the Slate Fair Auto Show at the Lexington Exhibit. Lexington Motor Sales, 1142 Meridian, North Lexington Motor Company, Connersville, Indiana, U. S. A. Subsidiary Unilhd States Automotive Corporate* * AAI

“and especially at the main entrance roads to our commercial centers, but that doea not detract from the Governor's Idea of saving and improving the roads we already have by thorough and all-the-year maintenance. “The Hoosier Automobile Association is recognized as one of the chief factors and the pioneer for the good roads movement in Indiana. AVe are very largely responsible for the legislation that makes good roads possible. We were not only instrumental in the vast preliminary work and In the passage of the State htghway commission act. but have been instrumental in saving this act from emasculation. “Governor McCray’s pronouncements in favor of proper care for the gravel and macadam highways have met a ready response from motorists of tbe State who have been privileged to travel over State maintained roads this summer. The State highway commission is demonstrating that, through the simple remedy of ade quate drainage and sensible and persistent surface treatment it is possible to put suoh roads in fine shape for traveling. True, they will require maintenance all through the year and considerably more work in winter than in summer, but’ the point is the commission keeps after its roads and the results are easily justifying themselves.

size rhe greater power and efficiency, and also the unusual consistency, of Lexington performance. *1 Lexington stock cars with the Ansted Engine have been steadily and overwhelmingly demonstrating their ability to out-perform on hills and straightaways everywhere. Their economy records are equally remarkable. 5 Let us show you how Lexington, better than any other car, regardless of price, combines all the essentials for efficiency, safety, and economy today*

“Each county in Didiana now may adopt this same patrol method for main county highways. If the good roads folk in each county are overlooking tha new law, which requires action by tha highway superintendent and coinmission- ! ers before the tax levy is fixed this month, it will be a pity indeed. This (law gives the proper machinery for making and maintaining county roads like the State roads are maintained. “Tbe Hoosier State Automobile Association not only is hack of all sane and sensilde good roads projects, but stands at the forefront in the matter of civic ] work benefiting motorists. There Is a j tremendous demand on our association i for an enlargement of this civic work In the way of erecting danger signs, direction signs, more pol° markings and other work of a public nature. Our mem - bershlp campaign this summer has produced some good results, but there is j still a marked indifference in many sections to our good works umi plans for future benefit to motorists. With still greater cooperation much more work can be accomplished and we nave hopea that eventually our numerical strength may approach that of motor associations hi neighboring States. “In the meantime, we shall continu* to carry on the good fight and Invite all motorists to hop on the band wagon while the hopping is good.”