Indianapolis Recorder, Indianapolis, Marion County, 2 September 2005 — Page 26

PAGE D2

THE INDIANAPOLIS RECORDER

FRIDAY, SEPTEMBER 2, 2005

REALTORS

Ruth Beaver, Broker Realtor 843-3535 Direct 21^8308 V.M. www.GetHomeSmart.com

Mmmmn. REALTY

CQLCUJCLL banish it

FRED SMITH, Realtor

(317)803-4554 DIRECT

(317)803-4601 FAX

THE PREMIER GROUP

6612 E. 757H ST, STE. 110 • INDPLS, IN 46250

WEBSITE: www.coldwellindy.com

Fred Hyche, Broker/Realtor (317) 547-85 l+pffice •Ity « t-i New & Existing Homes-Commerical-Churches Access Realty Group, Inc 7140 E. 46th St., Ste. 100. Indpls. IN 46226 www.AccessRealtyTeam.com

LifeSryle Reafty Group Monica L. Acoff, Broker/Realtor 6045 N. Michigan Rd. Indpls, IN 46228 “It’s your lifestyle....you choose, we listen & open doors” Office: 317-722-2000 Fax: 317-722-2001

This Could Be Your Adi Call 924-5143

A NEWSPAPER. 2901 NJacomaAve. 1 Indianapolis,In46218•Telephone: 317.924.5143

PROFESSIONAL SERVICES

ATTORNEY

SANDY LEVITICUS BRYANT 244 North College Ave Phone (317) 464-1463 Fax (317) 639-3318 *Auto-Truck-Motorcycle Accidents ’Slip & Fall Accidents ’Wrongful Death Actions ’Wills & Estates

AUTO REPAIR & MAINTENANCE

Black Forest Motors AUTOMOTIVE PARTS & SERVICE 3520 N. Shadeland Ave. 317-546-6776 IMPORT SPECIALIST: Mercedes, BMW, Volvo, SAAB, Audi, Porche, Volkswagon, Japanese Imports A10SCH AuthoriiedSwiceCenltrmlASAMWi Automotive (imif Enterprise: tfmS ilmjcreslmotiir.am

CHIROPRACTOR

PYNKERTON CHIROPRACTIC GROUP f./JrVwu \>nY«n. P C,

317-257-7463 • Fax 317-255-0758 2102 East 52nd Street • Indpls, IN 46205 www.pynkerton.com

COUNSELING & CONSULTING

DR. JACQUALYN F. GREEN Marriage and Family Counseling, Diversity and Leadership Consulting 4755 Kingsway Dr. Ste. 300 Hours By Appointment (317) 257-6773

MORTGAGE

Alpha-Omega (Mai Financial is nationally recognized financial company Whether you need financing for new or used equipment; invoice financing and/or inventory\ financing; raise working capital, or restructure your debt, Alpha-Omega Global Financial can do it all! We finance all Credits!! Call today! Local: 317-823-7828, Toll Free: 877-606-6302 Fax:317-287-0385 e-mail: www.aoafinance.com

AAA Mortgage, Inc. Michael R. Herring 9595 Whitley Dr S- 203 Indpls New loans. Refinance, Home Equity, Investors, Same Day Pre-qualification. Call me @ (317) 403-5915 today!

Buy A Home Sell A Home Refinance Consolidate Debt Stop Foreclosure We Can Help! 317-373-4806

INSURANCE

» M E R ICA M _F* MILT FRANCINE BOND AGENCY Business, Auto, Life, Homeowner, Heolth 222 L Ohio St, Sle 105* Indpls, IN 46204 Off: 317-262-2250 •317-262-2252 Email: fbond@amfam.(om

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Let me shop insurance rates on your behalf!

Auto, Home, Life Health, Renters, Motorcycle

Brooke Insurance & Financial Services 317-295-8864, 3410 High School Rd., Suite E, Indpls, IN 46224

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Farmers Insurance

Group

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Barry Dixon

Agent

Auto .Home, Life, Business, Workers’ Comp. 1051 N. 10th Street Noblesville, IN 46060 Business: 317-744-000 & 866-676-0006 Email: bdixon @ f ann ersagent. com Don’t Pay Your Auto & Home Insurance Until You Talk to Me!!!

MidWest Funding Bancorp www.mwtmortgage.com Jocelyn-Tandy Adande, Notary Public Branch Manager 3833 N. Meridian St. Ste. 317 Residental, FHA/VA Commerical and Church Financing Slow Credit Or Bankruptcy OK Tel: (317) 925-5969 Fax: (317) 925-0503 Indiana Mortgage Banker and Broker

PEST CONTROL

Advance Termite & Pest MGMT

We Eliminate

Tennites • Ants • Roches *Mice* Spiders • Etc. Licensed & Insured • Credit Cards Accepted Office: (317) 280-0688

WEIGHT MANAGEMENT

PYNKERTON WEIGHT MANAGEMENT SYSTEMS

TENANT ► Continued from D1 lies settling for similar living conditions because their landlords refuse to give the home the proper attention required by state law. Jenkins refused to pay her monthly rental fees until her landlord began work on the home. “I knew that my family had rights as a tenant, but it took some long hours on the Internet, and some advice from others to seek the proper procedures,” Jenkins said. The air conditioner in Jenkins home is just one of the many appliances that landlords are required to make sure is working properly enough to rent to any person or family. In addition, in order to classify a home as “rental property” the landlord must provide the electrical system, plumbing (supply of hot and cold water), sanitary system, heating, ventilating and air conditioning systems and elevators in good and working condition. Tenants who occupy a rental facility must keep the aforementioned necessities in working condition. “The relationship between the tenant and landlord has to be mutual,” said Larry Tracy, founder of Brothers Helping Brothers (BHB) Real Estate Group. “Tenants should have the necessities to live comfortably regardless of location. But the tenants also have to respect the property that they’re renting as well.” One of the more frequent violations by both tenants and landlords is the lack of attention to the outside of the

According to Indiana Code 1C 32-31-8-6 Tenant's cause of action to enforce landlord obligations If the tenant is the prevailing party in an action, the tenant may obtain any of the following, if appropriate under the circumstance: 1.Recovery of (a) actual damages and consequential damages (b) attorney's fees and court costs. 2.Injunctive relief. 3. Any other remedy appropriate under the circumstance (a) landlord's liability for damage under subsection. 4. The landlord has (a) refused to remedy the noncompliance or (b) failed to remedy the noncompliance within a reasonable amount of time following the notice of actual knowledge; whichever occurs first.

structure. Before tenants jump the gun and begin the court process, two important tasks must have occurred and failed on the tenant’s part. The tenant must give the landlord a written statement of the problems and must give the landlord enough time to respond, and make the changes. In order to make for a smooth transition, tenants must provide the landlord access to the property if tenants are not available during set hours. If these three forms of communication fail, a court proceeding can be sought. In return, the tenant must occupy and return the rental property to the landlord in clean condition except for “wear and tear expected in the normal course of habilitation of a dwelling unit.” For those who occupy homes that have somejurisdiction over the property - keeping up to code with these homes

maybe stricter. The United States Housing and Urban Development outlines a list of regulations that each home, paid with any government assistance, must adhere to. Tracy recommends that all landlords comply with the governmental standards associated with renting homes. “Renters are still human beings,” he said. “If (landlords) provide quality homes to their tenants, but the tenants fail to keep a quality place, then that landlord can’t feel bad if the renter doesn’t hold up their end of the deal. At least the landlord knows he did what was right.” For rights of tenants who occupy Section 8 housingunits visit the UnitedStates Housing and Urban Development Web site rights of tenants section at http:// www.hud.gov/groups/tenants.cfm.

RILEY

► Continued from D1 state. The hospital already sends its pediatricians for clinics in 18 locations, including South Bend, Fort Wayne and Evansville. Clarian CEO Daniel F. Evans Jr. said the changes would make it easier for doctors to refer patients to the hospital

and will help bring in more patients. Riley has been facing increased competition from St. Vincent Children’s Hospital, which opened its 72-bed facility on the city’s Northside in 2003.

GAS

► Continued from D1 “Closing the refineries is a very complicated process that takes a lot of labor and is an intense process,” McShane said. “We had to close those refineries for the safety of the facility, products and personnel.” A swirl of talk has traveled around Indianapolis about gas prices increasing. According to information provided by McShane and Purcell that information is a fact. In addition to the damage at the refineries the wholesale price of gasoline on the market increased dramatically last weekend. With the increase of the wholesale price of gasoline, retailers are forced to raise prices at pump. With the unknown damages in the Gulf, prices could reach near the $3 mark - compensating for both the hurricane and increase of wholesale prices. Even before hurricane Katrina, and the increase of wholesale prices, consumers

have had to pay an average of $2.50 per gallon - a problem not just for Americans, but a worldwide effect. The pressure to produce crude oil has increased because of international events, including the war in Iraq and the increase of the Chinese purchasing and driving vehicles. These examples of world events affect everyone. “It’s frustrating. I understand especially for those who didn’t budget for the rise of gasoline prices,” said McShane. Some Hoosier drivers are combating the increase of gas prices by limiting their travel time and the number of trips. “I only drive once a day,” said Jujana Leakes, who was recently pumping her gas at $2.59 per gallon. “I try to cut back on my driving time and only take my daughter to school.”

Scam artisfs fargef businesses

From the Better Business Bureau Small business owners in the Indianapolis area often fall prey to scam artists. They may be too distracted to thoroughly investigate sales pitches or don’t take the time to train their staff in careful bill-paying procedures. Here are some rip-offs that hit businesses all the time: Labor poster solicitations: Businesses receive mailings from government soundalike companies. They warn that firms failing to display labor posters could receive up to $75,000 in criminal penalties. They offer to sell the posters for as much as $99 each. But virtually all government agencies give out these posters for free or they are on the Internet. Phony invoices: Businesses receive invoices for hundreds of dollars of nonexistent services. They may say “consulting” or “Internet design.” It is against U.S. Postal regulations to mail a bill or invoice that is actually a solicitation, unless it bears a clear disclaimer. But the best protection is vigilance. Businesses should alert their bill payers to carefully review invoices from companies with which they do not normally do business, establish effective internal controls and verify all invoices before paying. Business advertising: Unknown companies sell advertising for placemats to

be used in local restaurants. Or the ads will be on the backs of store receipts or in two-for-one coupon books. Most are entirely legitimate, but some promoters just take the money and disappear. Check them out first. View examples of their work and check their references. Help the local sports team: A solicitor calls to sell ads in your local high school or college sports program. You assume he is authorized by the school, then later discover that the school has never heard of him and they receive none ofyour payment. Always verify such solicitations with the school directly. Police or fire appeals: A favorite to trick businesses. The caller sounds exactly like atrooper or firefighter - or he wants help for other causes like veterans or the disabled. He is very businesslike and convincing, but really works for a profit making company on straight commission. Your local police or firefighter organizations may not get a penny of your donation. Always contact the Better Business Bureau for a report on any unknown invoice or solicitation. Visit the BBB Web site, www.indybbb.org or give the agency a call 24 hours a day at (317) 488-2222. If you have a complaint, use the Web site or writeto:BBB, Victoria Centre, 22 E. Washington St., #200, Indianapolis, IN46204.

LOANS

We provide Cash Advances For Pending Lawsuit Settlements! Advanced Funding Group (317) 594-0023 We can get money to you fast usually within 5 days

MASONRY

Taylor Concrete & Block Inc. Your Community Leader for Concrete Masomy Services Residential/Commercial Concrete Work FREE ESTIMATES Keith Taylor, Owner (317) 523-4603

Raprr SrHirtu M,P,

317-257-7463 • Fax 317-255-0758 2102 East 52nd St. • Indpls. IN. 46205

YOUR AD COULD BE HERE For More Information Call 924-5143

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