Indianapolis Recorder, Indianapolis, Marion County, 22 April 2005 — Page 28

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THE INDIANAPOLIS RECORDER

FRIDAY, APRIL 22, 2005

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YOUR MONEY MAHERS What is your legacy?

By MICHAEL G. SHINN For The Recorder

The highly publicized death and funeral of Pope John Paul II caused many people to expound upon and some even to question his legacy and place in history. Certainly Pope John Paul II had a historic reign, being the youngest pope appointed in 132 years and having the third longest papacy in the history of the Roman Catholic Church. It would seem that since the pope was one of the most recognizable figures on Earth, that there would be a reasonable consensus on his legacy and place in world history. Unfortunately, this is not the case. Certainly, the pope was a global leader, who traveled extensively throughout the world raising the image and prestige of the Catholic Church. The pope is credited with helping to cause the eventual fall of the Soviet Union and communism in Eastern Europe. On the other side of the ledger, there are those who criticize the pope for his stance on contraception and the use of condoms, even in the face of the AIDS pandemic and millions dying in Africa. Others will criticize the pope and the Vatican for its slow reaction to the U.S. sex scandals involving priests and the abuse of youth under their religious care. Even though the pope died with the admiration of millions, he had no surviving immediate family members and according to his last will and testament, no material wealth.

What is a legacy? A legacy is something handed down from one generation to another. A legacy can be either of a spiritual or material form and include lessons, principles and insights on life and living. A legacy passed from one generation to the next can be either positive or negative. There are families with multigenerational positive legacies of military or public service, family businesses or crafts and athletic or musical skills. On the negative side there are families with multi-generational legacies of criminal activity, drug abuse and children born out of wedlock. Creating a legacy I remember reading a story about the advance planning that took place for President Reagan’s funeral. There was a small team that worked for a year in advance of his death, planning the images and events that would take place at that time. Although President Reagan was out of public life for several years before his death, his legacy was carefully scripted so as to present him as a strong, but likeable giant of a man who was tough on communism and anti-big government. Everyone leaves a legacy. Our very existence has had an impact on the world in one way or another. However, not being the president or the pope, how do ordinary people such as you and I create a legacy for our family, friends and close associates? First, let’s begin by asking ourselves a few questions. Ask yourself, “If I died today ...” • Who would I want at my funeral and why? • What would I want them to say about me - my values, my successes? • How did I help others and who did I help

to become successful? • Was my life meaningful and purposeful? Ethical wills Most people are familiar with a last will and testament, which is a legal document that directs what, will happen to an individual’s assets when they die. An ethical will is distinct from a last will and testament, in that it is focused on conveying the writer’s values and principals to the next and subsequent generations. According to Barry K. Baines, M.D in Writing an Ethical Will, “Ethical wills are used for recording and sharing values, belief, life’s lessons, hopes for the future, and love and forgiveness with family, friends, and community. They are an ancient tradition that goes back to biblical days. Originally, they were transmitted orally during a person’s final days. Over the centuries they became written documents and often were placed with legal wills, though they are not considered legal documents.” Creating your own ethical will allows you to tell your life story, identify what values are important to you and to communicate your legacy to the next and possibly subsequent generations. There are two Web sites that may be helpful in providing guidance and examples of ethical wills: www.ethicalwill. com and www.thelegacycenter.net. Michael G. Shinn, CFP, registered representative and advisory associate of and securities offered throughFinancialNetwork Investment Corp., member SIPC. Visit www. shinnfinancial.com for more information or to send your comments or questions to shinnm financialnetwork.com

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BUSINESS BRIEFS

Financial Fitness Day A Financial Fitness Fair is the setting for Secretary of State Todd Rokita to present a proclamation from Gov. Mitch Daniels, proclaiming April 30 Financial Fitness Day. The fair, scheduled from 9 a.m. to 2 p.m. at the Junior Achievement facility at 7435 N. Keystone Ave. is designed to introduce Central Indiana residents to financial basics in a fun, engaging atmosphere. Students in grades 4-12 and their families and adults from Big Brothers Big Sisters of Central Indiana, Boys & Girls Clubs of Indianapolis, Coburn Place Safe Haven, Julian Center, Sheltering Wings Center for Women, and downtown schools and churches have been invited to come and learn. Job fair April 22-23 On April 22 and April 23, dozens of government agencies will be in Indianapolis for the Third Annual Dick Lugar Job Fair. This statewide job fair provides job seekers the opportunity to gather information, complete applications, and in some cases, interview, all in one location. This year, there are more than 50 Job Fair participants from federal agencies, state agencies, private organizations, local law enforcement and medical organizations seeking recent high school or college graduates, and other individuals looking for new employment in a variety of jobs. Some employers will conduct on-site screenings. Federal agencies will give job seekers the opportunity to apply for jobs in other cities and states as well. The Dick Lugar Job Fair will be fromlO a.m. to 5 p.m. April 22 and on April 23 from 9 a.m. to noon at the Indiana Army National Guard, 38th Infantry Division Armory, 3912 W. Minnesota St. The event is free and open to the public. Please note, since the job fair will be at a military installation, attendees are required to bring a photo ID with them.

Low profils might doom 'Hoosier Millionaire' show

(AP) — The popular “Hoosier Millionaire” television show faces possible cancellation this summer because sagging profits have left the program as a barely break-even venture. Esther Schneider, the lottery’s executive director, said that unless anew quick-pick bingo game debuting this month boosts profits, the show will be canceled. “This is a last-ditch effort to save the show,” she said. The “Hoosier Millionaire” show debuted in October 1989 and its ratings remain strong, with the show usually No. 1 or No. 2 in its time slot around the state. However, the lottery does not receive any of the show’s advertising revenue from the broadcasts on television stations in Evansville, Fort Wayne, Indianapolis, Merrillville, South Bend, West Lafayette and Louisville, Ky. The show’s 22-minute, weekly broadcast cleared $5 million in 2003-04 - relatively little in comparison to the lottery’s net income last year of nearly $200 million on all instant, quick-pick

and game show contests. Sales of scratch-off tickets that can land people on the show have plunged from $52 million in 1997 to about $23.6 million last year. Last year, the lottery spent $16.6 million on prizes for the show. Most of the remaining money was spent on producing the show, printing and delivering tickets and sales commissions to retailers. To boost profits, lottery officials have changed the show’s format and scaled back prizes and other spending. Only four states - Indiana, California, Ohio and Wisconsin - still televise lottery drawings on their own TV shows. Tom Tulloch, director of administration for the Ohio-based North American Association of State and Provincial Lotteries, said that over the last five years most states have canceled their lottery shows. Ticket sales for Indiana’s new $2-a-ticket quick-pick bingo game begin April 18. The first winning combinations will be announced April 23 on the “Hoosier Millionaire.”

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News was the last major news source to leave the station since BET was purchased by Viacom, one of the largest global media empires, in 2000. However, Johnson and Lee have repeatedly stated that program decisions have been made by them, not Viacom. “I wasn’t surprised,” says Ed Gordon, also former host of BET’s “Lead Story” and now host of “News and Notes with Ed Gordon,” aired each weekday on National Public Radio. “I think that the news show had been diluted over the years and the show that they produce now, while all of the people were very hard-working and well-intentioned at putting out a good show, I don’t think that they were given the wherewithal to do the kind of news show that really was servicing Black America as it should have, but they did the best that they could do.” Despite the planned periodic updates, whenever a major news program is lost, it leaves a void,

Gordon says. “It was an important vehicle, much like Jet Magazine. There are stories that if you don’t pick up Jet or if you don’t tune into BET Nightly News that you just wouldn’t see anywhere else. And I’m not sure you’re going to see that vehicle again for a while.” The answer is to push for more Black-owned and controlled media, says Gordon. A subsidiary of Viacom, Inc. BET markets itself as “the nation’s leading television network providing quality entertainment, music, news and public affairs programming for the AfricanAmerican audience.” It reaches more than 8 0 million households according to Nielsen media research. However, some have also viewed the reduction of the news and public service content as more of an emphasis on its musical entertainment, which often features near public nudity, programming pitched to youth.