Indianapolis Recorder, Indianapolis, Marion County, 24 December 2004 — Page 26
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THE INDIANAPOLIS RECORDER
FRIDAY, DECEMBER 24, 2004
► Continutd from Pag* 1 nearly 45 years, Black men, young and old, have enjoyed a good laugh and talk in the back of the store. But die dry eyes turned to tears of sadness when the doors closed on Dec. 23. “All of us meet and talk about what’s in the news and it’s sad to see him go,” said long-time friend Julius King. “I don’t know what I am going to do since I won’t be able to come here six days a week." Cumberlander says that he is very proud that being in die business for 45 years that he was only robbed one time. “I feel like the people in this neighborhood knew and respected the business,” Cumberlander said. “Everyone was able to come here and hang out and I feel that people respected that option they had.” The decision to close the restaurant was not a bad one. Cumberlander said he would concentrate his time on traveling with his wife of 48 years. Because Cumberlander is happy with the decision to close, workers only agree. “I really want him to stay because it has been ftm working for him,” said Kay Donaldson, a five-year employee. “I am sad to see him leave but if he is happy then I am also.”
'On Hie spot delivery’ can be a consumer headache
COOKIES P- Continued from Page 1 it or not, they won. They robbed Wally Amos of his very own name, and he was forced to shut down his newlyfounded cookie company. With all this being told, should African Americans boycott Famous Amos Cookies? Why would a company want to outcast and disrespect the veiy person who’s responsible for their existence? Would Wal-mart ever do such a thing to Sam Walton (if he were still alive)? Would Microsoft ever do such a thing to Bill Gates? True, business is business, and Amos was legally forced out of his company - but why not at least support the man, the Black man, who founded the company that supports your payroll? Well, here’s the good news. Amos never looked back, and responded to the situation with a positive attitude. He concluded that “mistakes are the process through which we in turn create success,” and founded yet another cookie company called Aunt Della’s Cookies named after his aunt. The new company has been quite successful, and is being sold at hundreds of Wal-mart supercenter locations across the country. They even offer cookies sales by mail-order and online through the company Web site at www.auntdellascookies.com.
From LINDA CARMODY BBS President “This car dealer advertised that they could finance everyone. So I went in and told them my credit was bad, but all I could afford is $199 a month. They had a car for me so I gave them my old car and $1,500 which was all I had. I signed all the papers and drove home the 2001 car that day. “Now, three weeks later, they called me and said the deal fell through and I had to come back and sign some new papers. I went back and they gave me a new contract with a monthly payment of $315! I said there was no way I could afford this deal and I wanted my old car back. But they said they sold my old car! Now I’m out my old car, my $1,500 and I have no car to drive. Help!” Occasional complaints like this are arriving at Better Business Bureaus around the country. They are connected with the “on the spot delivery” advertising claims used by many new and used-car dealers including some in the Indianapolis area. The ads promise immediate financing and a car you can drive home immediately. Most times, customers are very happy with this service and get a newer car with a payment they can afford almost immediately. But some dealers may be too aggressive with this policy,
promising credit approvals for customers which later fall through. Weeks later they insist that the customer return and sign new papers with much higher payments. This can even be a tactic to intimidate low income folks int|> signing terrible deals that they can’t afford or stick expensive addons and insurances into the revised contracts. But to be fair, sometimes the problem isn’t the dealer’s fault. They may learn that a customer gave a false or incomplete credit history, which resulted in the collapse of the financing. The buyer must return and sign a new deal at higher cost. “On the spot delivery” can help many consumers get the cars they need. But the dealer should not sell the trade-in until the deal goes through. If it falls through, the dealer may choose to treat the returned car as a loaner (he can make a reasonable charge for mileage) and is responsible to return the trade-in and down payment. The BBB also wants to know if such occurrences are random with a dealer or if a pattern of deception might exist. Before you buy, be sure to get their report by visiting the BBB Web site, www.indybbb.org, or calling 24 hours a day at (317) 488-2222. If you feel the car seller is acting improperly, you can file a complaint at the Web site or write us at: BBB, Victoria Centre, 22 E. Washington St., #200, Indianapolis, IN 46204.
BUSINESS BRIEFS
WE WOULD LIKE TO THANK EVERYONE WHO HELPS MAKE THE INDIANAPOLIS RECORDER NEWSPAPER A COMMUNITY SUCCESS SINCE 1895.
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Small business loan . seminar The U.S. Small Business Administration is presenting online small business loan seminars. The next SBA Online Loan Seminar will be on Jan. 5. The seminar will be conducted from 1:30 to 2:30 p.m. The seminar is a combination online Internet and telephonic presentation. For more information contact Paul Wyatt, SBA Indiana District Office at (317) 2267272 ext. 240. Nominations wanted Black Enterprise (BE), an investing resource magazine for African Americans, seeks nominations for the 2005 Black Enterprise Small Business Awards. The honors, now in their 10th year, were created to recognize outstanding African-
CIVIL RIGHTS ► Continued from Page 1 more of our money among our own businesses. When we gained our civil rights, we started committing civil wrongs against one another - and we continue that fatal trend today, 40 years later. Yes, we have the right to spend our money wherever we choose, but it’s not a privilege. We have the right, but that does not mean that it’s right for us to do it. As the Scripture says, it’s permissible but not constructive, not beneficial. Why do we continue to commit civil wrongs against one another? Are we still enraptured by the notion that we can enter someone else’s business and show them how much money we have to spend? Are we willing to continue seeking the privilege of giving our money to folks who hold us in disdain? Or, are we willing to take an honest look at our past 40 years in this country and admit that we have really messed up? Are we willing to make the changes necessary to move from the civil wrongs we have committed against ourselves and our children, and return to building and owningincome-producingassets? If so, let’s consider doing something about it right now. There are several movements across this country, which I have written about many times, that Black people can - and should - use to reverse our civil wrongs. If you read this column on a regular basis, or have read my books, you know what they are. You also know how urgent our economic trans-
American entrepreneurs and their companies for embodying the entrepreneurial spirit, and whose professional achievements serve as inspiration to others striving to make their mark in the economic mainstream. Black Enterprise will present awards in the following four categories: Emerging Company of the Year, Rising Star (Entrepreneurs under age 35), Business Innovator of the Year, Kidpreneur Award (Entrepreneurs under age 18). Entries must be received by Jan. 15,2005. The awards will be presented at the 10th annual Black Enterprise/General Motors Entrepreneurs Conference, May 18-22 at the Wyndham Anatole Hotel in Dallas. In addition, honorees will be profiled as one of America's best small businesses in a future issue of BE.
formation is to the future of our race. Thus, after literally forcing white folks and others to take ouf money, and after walking away from our own businesses, and vir^ tually boycotting them for 40 years, it is time for us to admit our civil wrongs and commit, once and for all, to using our money to help ourselves. ' We have made every other group in this country wealthy. I did not say rich; I said wealthy. We insisted they allow us to cavort with them, to patronize them, to sit with them, and to mingle with them, all the while they were figuring out how to take advantage of our desire to do so. Now we spend the vast majority of our money with those same folks and we wonder why they continue to treat us the way they do. Don’t you think we are smart enough to see that we were played and that we have even played ourselves? If so, let’s change it. We won the right to choose by winning our civil rights, but we lost our economic base by committing civil wrongs against one another. • James E. Clingman, an adjunct professor at the University of Cincinnati’s African American Studies department, is former editor of the Cincinnati Herald Newspaper and founder of the Greater Cincinnati African American Chamber of Commerce. He can be contacted bv telephone at (513) 489-4132.