Indianapolis Recorder, Indianapolis, Marion County, 16 January 2004 — Page 26

www.indianapolisrecorder.com PARENTING TIPS FROM THE DESK OF JADA Teach children good money habits

(Feat u reSource' 1 W ” Teaching a .5Ijteste, year-old child about money may like 1 an unconvenjr* ■ tional idea to | some, but over 40 percent of families live off of 110 percent of their incomes. If we don’t want to pass this legacy on to future generations, we need to teach our children a better way to relate to their money. Think about how your current financial situation could be different if you had learned about money from a young age. You can teach children the concepts of building wealth and controlling their financial future by becoming a smart money manager. “Its amazes me that our society cares more about looking rich than actually becoming rich, and in turn are raising kids to believe this is how you should lead your life,” says Lori Mackey, author of Money Mama & The Three Little Pigs. Children learn best from experience and example, rather than from being told. So ask yourself, what are you teaching your children about money? Mackey recommends using the 10/10/10/70 concept, in which you divide your income into four categories. Donate 10 percent, invest 10 percent, save 10 percent and spend 70 percent. “It is incredible to actually see a child experience the four key money concepts instantly; they truly feel the meaning of what it is to give, invest, save and have plenty left over to spend wisely," says Mackey. Kids enjoy learning through playing games, so begin teaching them about money by treating it as a game. For simplicity’s sake, start with one dollar — preferably two quarters and five dimys. Explain that there are four areas they will put their money when they receive it. Mackey created the "Money Mama Piggy Bank" as a tool to help children understand the 10/10/10/70 plan. The piggy bank has four separate compartments. "When a child learns this habit early, imagine what then will create* when the mohe\ really starts coming in," says Mackey. 'When you start a child on this path of managing money you will be able to break the cycle o! bad money habits and children w ill learn to always spend their money wisely. Tor more information about Lori Macke,} s book or pigg\ bank. visJt www.prosperit} ikids.eom,

Community Service • Marriage Announcements • Social Clubs People^Trends

C SECTION FRIDAY, JANUARY 16, 2004

(Left to right) New City-County Council member William Duke Oliver, Congresswoman Julia Carson, Paul Bateman, Charles Staples, Center Township Trustee Carl Drummer, Counselor Sheron Franklin, Othella McMillon, Wilma Woodard, Jackie Cosby, Bianco Bateman, Debbie Highsaw and Dorothy Oliver joined many other Democrats to show their support for Mayor Bart Peterson at his Inaugural Dinner and Ball.

City-County Council Chief Rozelle Boyd.

Constable Tony Duncan speaks with other Peterson supporters.

Debbie Highsaw and Paul Bateman. Bateman was a member of the committee to elect Oliver.

Sheriff Frank Anderson with Carson and Oliver.

At- Large City-County Council members Ron Gibson, JoAnne Sanders and Lonnell Conley came out for Peterson’s Inaugural Dinner and Ball to uphold their endorsement of the mayor. (Photos/J. Hurst)

Local chapter of 100 Black Women names board of directors

Special to The Recorder The Indianapolis Chapter of the Coalition of 100 Black Women recently announced its local officers and members of the board of directors for the

2004 service year. The Coalition of 100 Black Women is a national not-for-profit organization that perpetuates an unyielding commitment to leadership development, advocacy, community service and civic responsibility.

Officers of the board of directors are: • Colleen Bolden Smith, eGIX, president. • Dorothy M. Oldham, first vice president. • Ann Gray, Carpenter GMAC Real Estate, second vice president. • Mary Harden, OAS Appraisals, financial secretary. • LeWana Britt, Bank One, treasurer. • Judy L. Offutt, AAA Hoosier Motor Club, recording secretary. Members of the board of directors are: • Pamela J. Allison, MSD Lawrence Township. • Mildred Morgan Ball. • Ruby Ballard-Harris, Ruby's Raps. • Jarnell Burks-Craig, United States Congress. • Barbara Y. Howard, Finance Center Federal Credit Union • Nerissa Hunt, F.C. Tucker Co. • Janice Lawrence-Stofer, Wishard Health Services • Detra L. Perry, Reputation Matters Inc. • Michelle Smith, Aarmor Mortgage. • M. Delois Strum, MDStrum Housing. • Rita Venable, Resort Condominiums International. fib

The thanks of a grateful nation

(NAPSI) — America has one last accolade in store for many members of the greatest generation - a veteran’s funeral with military honors. For many veterans, such a funeral is a solemn last wish, and it is available upon request, courtesy of the U.S. government. The three basic elements of a veteran's funeral are a flagdraped casket, the playing tif Taps and folding the flag for presentation to next of kin. Each act is a ritual of deep historic and emotional significance commemorating patriotism and service that for many veterans is the defining experience of their lives. By law, the Department of Defense (DOD) is responsible for providing military funeral honors to veterans upon request. The honors are conducted by two or more uniformed military personnel, at least one of whom represents the deceased veteran’s branch of service. The f uneral home director, on behalf of the family, normally makes the request for DOD military funeral honors. Department of Veterans Affairs (VA) National Cemetery staff can also assist with arranging military funeral honors at VA National Cemeteries and veterans service organizations mayassist in providing the honors. VA provides the United States burial flag that drapes the veteran's coffin. The funeral director can help submit the necessary application form to

VA. Flags are available at U.S. Post Offices and VA Regional Offices and are automatically provided for burials at national and state veterans’ cemeteries. VA also provides a Presidential Memorial Certificate honoring the veteran's service to the United States. The gold embossed certificate is inscribed with the veteran’s name and bears the president’s signature. The certificate may he requested in person at any VA Regional Office or through the mailbywritingtothe Memorial Programs Service (402K), VA National Cemetery Administration, 810 Vermont Ave., NW, Washington, D.C., 20420. Requests must include a copy of the veteran's military discharge papers. VA also furnishes u pon request, at no charge to the applicant, a government headstone or marker for the grave of an eligible deceased veteran at any cemetery around the world. Any deceased veteran discharged from the U.S. armed forces under other than dishonorable conditions is eligible, based upon length of active duty service. These headstones and markers are shipped free of charge. Most private cemeteries charge for setting the headstone or marker. National cemeteries do not. For information about veterans' burial honors and benefits, call the VA at l-H(H)-H27-WOOor go to the National Cemeten-Ad-ministration Web site at www.cem.va.gov. For information about DOD militan funeral honors, cheek the DOD Web site at muv.miliUuyfuneralhonors.asil.mil.