Indianapolis Recorder, Indianapolis, Marion County, 3 October 1992 — Page 32

PAGE D2

THE INDIANAPOLIS RECORDER

SATURDAY, OCTOBER 3, 1992

BUSINESS BRIEFS

King MSC Job Fanset for Oct. 2

More than 25 companies are participating in the second annual Martin Luther King MultiService Center Job Fair on Friday, Oct. 2 from l :30 to 4 p.m. at the center, 3901 N. Meridian St. The event is open to anyone seeking employment information. Last year, 18 companies participated and 100 people attended the fair. For more information about the fair, call the center at 923-4581. Martin Luther King MSC is a member of Community Way of Indianapolis, a United Way agency.

more information or to register.

Recycling drive

continues for old

phone books

Figuring out how to recycle your old phone books is as easy as looking at your new phone book. An arrow in the front cover of the 199293 Indianapolis Amcritcch Plus yellow pages directories, now being delivered, directs indi-

ministcr for defense conversion in Ukraine, and urged him to create opportunities for Hoosicrbusinesses and institutions to participate in helping Ukraine establish a frcc-markct economy. Antonov said he will consider sending a Ukranian trade mission to Indiana.

Milton Friedman to address Economic Club Milton Friedman. 1976 winner of the Nobel

SBA launches public service campaign A national public service campaign launched by the U.S. Small Business Administration highlights the ability of successful small businesses to create jobs for half the country’s workforce. The campaign, “Small Business Means Jobs,” features business owners who have received SBA assistance. The public service announcements were distributed to nearly 700 TV stations nationwide. The announcement invites viewers to call the SBA’s toll-free answer desk, (800) 8-ASK-SBA, to receive information about how SBA can help them.

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viduals to page 60 of the new book. Under the Pr '“ ,n economy, wtll address the Econontte theme. “Replace and Recycle.” consumers and Cluhoflndranapohs at,tsnext luncheon mcclbusincsses will find information about locating in S "" 0a '• ^ Convennon

a convenient phone book recycling site. The recycling campaign will run through

Oct. 30.

Legal education forum planned David W. Russell, partner, Johnson, Smith, Dcnsbom, Wright & Heath, will be a panelist on an upcoming seminar, “International Joint Ventures: An Introductory Course for Small Business Entrepreneurs and Their Lawyers,” which will be held on Oct. 8 at the Indiana Continuing Legal Education Forum facility, 230 E. Ohio St.

Center.

Friedman has been a Senior Research Fellow at the Hoover Institution on the Stanford University campus since 1977. Ticket information about the luncheon may be obtained from the Indianapolis Chamber of Commerce at 464-2260.

Bad check seminar scheduled

The Indiana Retail Council is hosting a Bad Check Seminar for retail merchants on Thursday, Oct. 8. The program’s featured speaker will be Marion County Prosecutor Jeff Modisctt

Lugar pushes for

Hoosier participation in Ukranian economy Converting vast pans of the former Soviet military-industrial complex in Ukraine to pri-

HHS establishes centers for Minority Research U.S. Health and Human Services Secretary Louis W. Sullivan recently announced the establishment of six federally funded research centers in New York, San Antonio, Los Angeles, Atlanta, Albuquerque, N.M. and Honolulu to increase research efforts to prevent, diagnose, treat and manage illnesses among minoriiy people. Funding for the centers includes more than S3 million for the first year, with an overall commitment of more than $19 million

vale, non-military civilian enterprises could over the next live years.

On the business scene

Gregory K. Scott, a 1977 graduate of the I.U. School of Law-In-dianapolis, has been appointed as the first African American to serve on the Colorado Supreme Court by Gov. Roy Romcr. Scott, 44, has been an associate professor of law at the University of Denver, College of Law. He will take office Jan. 12,1993. He fills the vacancy created by the retirement of Justice Joseph R. Quinn.

Services. Pillow Express was honored for its “efficiency, quick response time and for providing excellent service.”

Indianapolis business owner George Pillow Jr. has been named Indiana Supplier of the Year by Indiana Bell and Amcritcch Services. Pillow is owner of Pillow Express and Delivery, an Indianapolis courier service. The award is given annually to an outstanding company that has a vendor contract with Indiana Bcll/Ameritech

James A. Sumwalt, senior project manager for the United Airline Maintenance Operations Center, at Indianapolis International Airport, will receive the executive Director’s Unit Citation of the Port Authority of New York and New Jersey forhis outstanding efforts as a member of the LaGuardia Redevelopment Affirmative Action Program Team. According to the Port Authority’s executive director, Stanley Brczcnoff, Sumwalt’s work will serve as a model for other Port Authority capital construction projects.

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Be careful making IRA withdrawls

By HR YON ELSON King Features

Dollars

Although you can withdraw your money from your IRA at any time, be aware that you may be subject to certain penalties that essentially deprive you of any tax benefit. If you are age 59 1/2 to 70 1/2, you are allowed penalty-free withdrawals of your iRA contributions and earnings at any time, in any amount. II you made tax-deductiblecon-trihutions to your IRA, your entire withdrawal is taxed as ordinary income for the year. However, if you arc under age 59 1/2 and withdraw money from \ our IR A, the amount of your withdrawal is taxed an additional 10 percent along with the regular income lax. There arc, however, some instances w here you may not incur this penally. Individuals.who become disahled before they reach age 59 1/2 are free to make IRA withdrawals at tiny time without having to pay the lOperccnt penally. Also, if you have recently lost a spouse or parent and are the beneficiary of their IRA assets, you will not be charged a penally on the distributed assets, regardless of your age or the age of the deceased. If you are underage 59 1/2, you may be able to use some of your IRA funds and escape pcnalticsby borrowing money from your IRA for a limited amount of time. You need not pay any taxes on your IRA withdrawal if, within 60 days, you roll it over into another IRA. Tax law, however, cn-

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ablcs you to do this only once a year. The onc-ycar period begins on thedate you receive the IRA distribution, not the date when you roll it over into another IRA. This rule applies to each separate IRA you own. Do not borrow more money from your IRA than you can repay within that 60-day period. If you find that your financial situation docs not allow you to rollover the total amount you have withdrawn within 60days, rollovcras much as you can. You will then be charged the 10 percent penalty only on the amount you keep. As with early withdrawals, assets that arc left in an IRA indefinitely can also be penalized. In fact, late withdrawals face even stiffer penalties than those on premature withdrawals. You arc required to begin the IRA payout process by April 1 following the year you reach age 70 1/2. Subsequent withdrawals arc due by December 31 each year. The minimum amount of your withdrawal is determined by your life expectancy or the joint life expectancies of you and your spouse or designated beneficiary. If you fail to withdrawthc minimum amount, you may be taxed on the difference between the amount you should have withdrawn and the amount you actually removed.

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