The Independent-News, Volume 121, Number 10, Walkerton, St. Joseph County, 20 July 1995 — Page 9

Congratulations TO Job’s Country Store T-BALL TEAM ON A JOB WELL DONE THE CHAMPS ^VE’RE PROUD OF YOU • Congratulations FROM ALL OF US T BOB’S COUNTRY STORE NORTH LIBERTY THANKS TOM I FOR TEACHING THE (RANGERS GOOD SPORTSMANSHIP THE CABLES TO OUR Great-Grandparents 1 HAPPY 50th WEDDING ANNIVERSARY WE LOVE YOU, IRANDON, SHANE, KATE, DYLAN AND JORDAN XXXOOOO THANKS r ; TOM STULL FOR BEING A GREAT COACHI HEATHER „ Area Church TALENT NIGHT Sunday, July 23 7:00 P.M. IORTH LIBERTY CHURCH OF THE BRETHEN i Happy Birthday TO OUR THREE SONS SHAWN, SHANE & MIKE LOVE, YOUR PARENTS 1 THANK YOU JIM & PATTY HOUSER MIKE CLARK AND EVERYONE WHO PARKED AT SCOOL ON JULY 4th WE APPRECIATE । YOUR SUPPORT - FALCON FREE STYLE WRESTLING CLUB i* Congratulations Travis MacDonald ON A GREAT SUMMER 1995 VFW COACHES VARD AND COMPLETING THE IMLLI PROGRAM WE’RE VERY PROUD OF YOU!! LOVE, MOM, DAD AND BRAD

HAPPY “Sweet 16th” BIRTHDAY * W J ^.^4 SUZANNE 7-23-95 LOVE YA! MOM AND RAY Congratulations 1995 TOURNEY T-Ball Champs Bob’s Country Store .... A WELL COACHED TEAM! HAPPY 16th BIRTHDAY SUZANNE JULY 23rd Good Luck Driving!!! SOCIAL SECURITY QUESTIONS & ANSWERS By Dr. Robert J. Myers Dr. Myers, one of the architects of the Social Security System in 1934, was Chief Actuary for the system for 23 years, 1947-70. He later became Deputy Commissioner, and in 1982-83 played a key role in averting the system’s financial failure. He is currently Chairman of the Board of Advisors of The Seniors Coalition. Dear Mr. Myers, I’d like to talk about the Spouse Pension Offset. How can the law consider my Social Security from my husband’s death a windfall when my government pension is only S3OO a month? How can our legislators possibly think I have a windfall with 12 years of Social Security and 19 years of civil service, with only 13 years on the pension fund? Do I really have to repay the overpayment they mistakenly gave me after the death of my husband? Why can’t it be waived? I think it discriminates against women for working instead of going on welfare. I had four children to rear on a GS-3 salary after age 46; therefore, you know I could not earn a decent pension. I earned my Social Security on $1.07 per hour. —Mrs. L.F. Oakland, CA Dear Ms. R., The theroy underlying the Spouse Government Pension Offset provision is that, if both spouses worked under Social Security, the widow’s benefit based on her own earnings is offset against the widow’s benefit coming from her husband’s earnings — i.e., only the larger of the two benefits is payable. Accordingly, to give equitable and consistent treatment when the husband worked under

Social Security, and the wife worked under a government plan not covered by Social Security, this offset provision was enacted. lam sorry, but I believe that you must repay the overpayment. Dear Dr. Myers, I receive Social Security retirement benefits. If I take a job that pays less than my pervious employment will my payments eventually be cut? —Mr. J.D. Helena, MT Dear Ms. D. Any work performed after the claiming Social Security benefits may result in the reduction (or even temporary elimination) of benefits while so working. However, the benefit amount over the long run will not be reduced by low earnings after first receiving benefits, as compared with previous earnings. Such “post-retirement” earnings can, under some circumstances, increase the eventual benefit amount — namely, if they were higher than those in any year used in the benefit computation. (Note: Readers can send their questions about Social Security benefits to Dr. Robert J. Myers, Social Security Q & A, The Seniors Coalition, 11166 Main Street, Suite 302, Fairfax, VA 22030. We’re sorry not every question can be answered individually, but an attempt will be made to answer the most representative questions in this column. CHAMBER TO SPONSOR TWO HACKER’S HOLIDAYS Get your clubs out of storage and find a partner to join you for a round of golf. It’s time for Hacker’s Holiday and the Chamber has something new fore you! This year the Chamber will host two Hacker’s Holiday specials: I and 11. The place to be is the beautiful and challenging Black-

OUT ON A LIMB by GARY KOPERVAS W M S STAMP V—\ <7 |Hcß,iAAWioowcFraoGs. ■ Mx |ft Wk® » \ umrweu-oo / jM c -o * ( FUi / KEEP DOIN'BI Z* I’M GOIN' B I nY~ I CX IL\/ / I BYER HOMEWORK,® ZB | DOWNTOWN TA \ I IZ / Xkz /Cx ’ /C* Xk SWEE'PEA... A \ FIND A GIFT J I rC O) Ah/fl ^1 CF -I LU/ Z if /x Ut/VB, -O^CASTOR... WOT BB [he'S ALREADY Brß HOW X /HE'S GOT Va] Z YOU X KIN L GIVE WIMPY ) GOT ONE/Zv £7 ABOUT A ONE OP / COULD Cfß/FER HIG BIRT'DAY?// BOOK? / /THOSE,? GET HIM U/ 77 /( TO °! SOCKS' /Z ( HOW ABOUT 7 # Z/K. U ——JZZZSLL 4HMLcZ^t2®inniß . a ^7 1 111 1 I WANNA GET'IM \ n -I AHCV, WIMPY! Z/A Z-I P'N'T HAFTIME^ Z YOU ARE X ~ SUM'TMIN' NO ONE ~ 1 BRUNG YA // CZ~k TA GIT IT GIFT- _Z I MUCH TOO I U ELSE THOUGHT OF 1 A PRESENT X 11 _ WRAPPED.' J \ KIND,SIR'/ B FeR yer / rv— L - j- birt' pay... cpTn / 88/SDz' —xTZi Hr ^>o \ z\V\ O BUTCH AND DOUGIE by ALEX HOWELL H ”1 0)040! AM I ABSORS&JTDOU^NUr/ - - Ja| tr.

JULY 20, 1995 - THE IN DEPEN DENTNEWS -

thorn Golf Course. Hacker’s I will take place on Monday, July 17 and Hacker’s II will take place on Monday, August 21. Registration for both outings will start at 11:00 a.m. with shotgun start at noon. The price for each golf outing will be SBO per person which includes green fees, and cart. Hot dogs and brats will be served all day and a special gift will be given to each participant. Hurry! Each outing will be limited to 144 players, so make your reservations as soon as pos-

King Crossword

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ACROSS 1 Ex Rep. Rostenkowski 4 U.K.'s old money sys. 7 Does a pre-Yule job 12 Wallach or Wliitney 13 King Kong, e.g. 14 Comic-strip Viking 15 Spanish literary hero 16 Venetian visitor in Cathay 18 Eggs 19 Heights 20 Act the cheerleader 22 Listening device 23 Roe source 27 Squid squirt 29 Type of reunion 31 Hersey’s bell town 34 Hosiery material 35 Tourist’s neckwear? 37 Madam's mate 38 Clone 39 Unrefined 41 Recognize 45 Farm statistic 47 - Dhabi 48 Pullover top 52 Sun.speech 53 Scrub, to NASA 54 Ms. Gardner

55 Foolish sort 56 Late 15thcentury caravel 57 Yen fraction 58 Say it’s OK DOWN 1 Fake drake 2 Breathing 3 Pertaining to a nest 4 Tibetan monk 5 “Carrie” star 6 Kishke casing 7“— on first?” 8 Modem recitative

sible by calling Susan Noto at 2340051, ext. 315, and plan to join fellow Chamber members for a day of fun in the sun. Remember, there is no rain date for Hacker’s Holiday and no refunds will be given. The Chamber of Commerce of St. Joseph County is a not-for-profit member organization of area employers pursuing business, community and economic development throughout the county. Read our Classified Ads!

36 Foot part 37 Dodge a pothole 40 Met melodies 42 Twangy 43 Unpleasantly plump? ; 44 Sausage 45 Whodunit pooch 46 Ollie’s ally 48 Infants' food 49 — Wan Kenobi 50 Mr. Chaney 51 Doggy-bag morsel

9 Past 10 Chu 11 Box-office sign 17 "What's My Line?” panelist 21 Flax fabric 23 Smug countenance 24 Towel marking 25 The whole shootin' match 26 Turn red? 28 Postal Creed word 30 Bygone ring king 31 Legislation 32 Crow’s cousin 33 10 Down, in Toulon

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