The Independent-News, Volume 121, Number 9, Walkerton, St. Joseph County, 13 July 1995 — Page 5

Bertha Schmeltz To Celebrate 80th Birthday 1 Bffr |||^w JH w /r 1 KUf - J' Bertha Irene (Thomas) Schmeltz of 9216 Suter Road, Plymouth, will • celebrate her 80th birthday from 3:00 to 5:00 p.m. Sunday, July 23 at the Tyner Community Center. The t event will be hosted by her daughters. Mrs. Schmeltz was born July 25, » 1915 at Teegarden to George and Ida (Weaver) Thomas. She was , the youngest of four children. Her siblings included Willard and Gar-

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ence Thomas and Nancy Mangun. All three are deceased. Mrs. Schmeltz attended the Teegarden School. She worshipped at the Teegarden First Brethren Church. Before her marriage she did house work in various homes in Plymouth and South Bend. She also stayed with her brother, Willard, doing house work and caring for his four children. On December 31, 1937, she married Cecil Schmeltz, of Walkerton. They lived at their Walkerton farm home until 1991 when they moved to Plymouth. They have four daughters, Sharon (Mrs. Gale) Lowry and Donna (Mrs. Donald) Wood, of Walkerton; Margaret (Mrs. Larry) Birk and Gloria (Mrs. Charles) Krieg, of Plymouth. There also are 15 grandchildren and 3 step-grand-children; 15 great grandchildren; and seven step-greatgrandchild-ren. Mrs. Schmeltz enjoys visiting with friends and family. She also enjoys attending meetings of the Plymouth Women of the Moose, of which she has been a member of since 1974. Family and friends are invited to attend the open house and wish Mrs. Schmeltz a “happy 80th birthday”. No gifts, just your presence to wish her well.

R.E.A.L SERVICES NUTRITION PROGRAM N. L. United Methodist Church Phone 656-3916 the day prior for reservations. Walkerton Youth Building Phone 586-7600 the day prior for reservations. JULY 17 - 21 MONDAY Apricot nectar Turkey tetrazzini Cottage cheese with chives Peas with pearl onions Bran muffin with margarine Fresh orange Milk, tea, coffee 29 grams fat/56 milligrams cholesterol/854 calories TUESDAY Apple juice Fresh tomato slices with ranch dressing with bacon bits Hamburger on bun with swiss cheese and mayo Baked beans Sliced peaches Milk, tea, coffee 23 grams fat/78 milligrams cholesterol/749 calories WEDENSDAY Orange juice Tossed salad with tomatoes, carrots, green pepper and thousand island dressing Ravioli with tomato meat sauce ( Spinach with vinegar Italian bread with margarine . Chocolate pudding HESTERS CABIN BED & BREAKFAST hBSX I £ J Esto waßaiSf '■■■*■■ * •»<»■• ■> •s- j* • ' ~ • A " J 1 IMI . RaBMM Peaceful Night Or Weekend In Our 1830 Restored Log House (Reservations Only) 71880 St. Rd. 23, Walkerton

S/WIWITH TCU Git More Loan For You rHome.

TCU now lets you borrow up to 90% of the equity in your home.

You always save with Teachers Credit Union. And with our new home equity program you save in more ways than one. In addition to our very attractive rates on these tax-deductible loans, you can borrow up to 90% of the equity in your home with TCU. Many financial institutions will limit you to 80%. Other lenders will often require fees for certain extra services. At TCU, there are no appraisal fees. No title insurance or recording

Here's how much more loan 90% can mean for you! Home value Hypothetical first mortgage Second mortgage at Other Second mortgage at Glance institutions' 80% TCUs' 90% $50,000 $35,000 $5,000 SIO,OOO $75,000 $40,000 $20,000 $27,500 SIOO,OOO $60,000 $20,000 $30,000 $150,000 SIOO,OOO $20,000 $ 55,000 Ino? tinanc s hom f outstanding mortgage debit tor qualified buyers. Most other Imam tai institutions will only finance 80 “O*'’O^ value CI P I s e- en d > Variable Rate: Borrow a minimum of $5,000 tor 48 to 120 months. Our current rate is 10.50% Annual Percentrae rate IAI Ri. he rate islhe Wall Street journal prime rate plus 1 .50%. Rate may decrease to 8% or m< rease to maximum of 14.5".>. Rate subiect to change quarterly. It your rate changes, either the number or amount of payments may change. It you were to borrow $5 000 for 60 months your monthly payment would be $ 1 07.46 If the rate increased to the maximum after the first quarter and remained at that rate lor the rest of' the repayment period, the term of the loan would increase nine months Closed-end Fixed Rate: Borrow a minimum of $5,000 tor 48 to 120 months. ()ur current rate is 11.50% APR If you were to borrovc $5 000 tor 60 months, your monthly payment would be $109.96. I >ll TEACHERS CREDIT UNION The Reward of Belonging Walkerton Service Center • 449 Liberty St. • 1-800-365-EASY

JULY 13, 1995 — THE INDEPENDENT NEWS -

Milk, tea, coffee 23 grams fat/80 milligrams cholesterol/860 calories THURSDAY Peach nectar Pork choppette with mushroom gravy Mashed potatoes Carrot coins Whole wheat bread with margarine Cheesecake with cherry topping Milk, tea, coffee 37 grams fat/231 milligrams cholesterol/974 calories FRIDAY Tomato juice Cream of asparagus soup with saitines Chicken salad sandwich with lettuce leaf on white bread Black olives Fresh banana Milk, tea, coffee 23 grams fat/56 milligrams cholesterol/853 calories R.E.A.L. SERVICES NEWS WALKERTON On Monday Harold and Hazel Schweder were in charge of the books and program. ‘ ‘ Kids say the Darndest Things”. “Most of the houses in France are made of plaster of Paris”; “The parts of speech are lungs and air”; “A census taker is a man who goes from house to house increasing the population”; “The people who followed the Lord were called the 12

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tees. No fees or surprises of any kind. TCU also offers Home Equity Loans with your choice of fixed or variable rates. If you < hose a variable rate loan, we limit any rate increase to 4% maximum for the lite of your loan. Guaranteed. Compare our Home Equity Loans with those ot other lenders. Stop by your nearest service center or call Easy Line at 1-800-365-EASY for full details. Then you'll get more loan for your home.

opposoms”; “The four seasons are salt, pepper, mustard and vinegar”; “People who live in Moscow are called mosquitoes”; “The spinal column is a long bunch of bones”; “The blood circulates through the body by flowing down one leg and up the other”. Tuesday we were closed for the Fourth of July. Wednesday everyone had a day ofchit chatting. Thursday, another day of visiting. Friday we had our regular sing-a-long with Verice Walz at the piano and Virginia Anhold leading the singing. Dates to remember: July 13 — Vi Wolff and gang to be here. July 25 — Florence Seekings and Verl Haag will be here to entertain. July 26 — Sam Madonna and Florence Seekings. The reason dogs have so many friends is because they wag their tails not their tongues. From the Single Connection News: “Lovely widow misses husband. Looking for tightfisted, ornery old coot for companionship”. Good manners is the art of making those people easy with whom we converse. Whoever makes the fewest persons uneasy, is the best bred in the company. —Jonathan Swift

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