The Independent-News, Volume 120, Number 19, Walkerton, St. Joseph County, 22 September 1994 — Page 11

Dollars & Sense by Bryon Elson

Tax law clearly differentiates between home repairs and capital improvements Home repairs restore property to gixxl working condition and include repainting, fixing a broken window, or fixing gutters Capital improvements, like remodeling, actually increase the value of your home or lengthen its life. Capital improvements result in tax advantages because they add to the total amount you paid for the proper ty, also referred to as the basis of your residence. The taxable gain is determined by subtracting your basis from the selling price of your home The greater your basis, the lower your taxable profit Be sure to keep receipts for all your capital expenditures to help you substantiate your capital gain calculation Before making a home improvement, consider whether you can recover (he cost when selling your home Keep in mind that home buyers value some features more than others For example, expanding a master bedroom, adding an extra

the international Vlf Os f t?ff JE ® CROSSNUMBER GAME DIRECTIONS Fill each square with a number one through nine /VW- • Horizontal squares should add to totals on right • vertical squares should add to totals on bottom _____ • Diagonal squares through center should add to total m upper and lower right I 33 I 4] i 1 "! Today s Challenge ' ' jjjTj Time 10 Minutes _ k—— —JaaaaJ 0 Seconds 8 I 25 I Your Working Time Minutes Seconds 28 16 18 22 113 1 Solution on Page 13 BUTCH AND DOUGIE by ALEX HOWELL

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room, or building a new bathroom, adds to the market value of your home Other improvements, such as adding a greenhouse or installing a hand laid brick walk, may not offer the same payback If the houses in your neighborhood generally sell lor SIOO,OOO and improvements would boost your home's value to $150,000, it will be very difficult to recover your costs. So be sure to keep within the value of your neighborhood when making home improvements. The finance method you choose affects the ultimate cost of home improvements To avoid hefty interest charges, pay with cash If you do not have sufficient cash, take out a home equity loan which allows you to bor row against a home equity line of credit Usually, the interest rate is less, and except for certain high-in-come individuals, you can fully deduct the interest paid on home equity loans But remember, using your home as collateral essentially puts your home on the line, so borrow only what you can afford to repay ©1994 by King hMtuni Synd

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Trivia Test by Linda Luckhurst

1. Wedding Bells: What is the fifth wedding anniversary called? 2. Street Sceng: What is Disneyland's actual address? 3. Games People Play: What real city inspired the names for the streets in “Monopoly"? 4. Geography: In what state do you find the geographic center of North America? 5. Music: What was Sheb Wooley singing about in 1958 that had one eye, one horn and flew? 6. Anatomy: What is the larynx more commonly known as? 7. Quotes: Who said, “If you’ve seen one slum, you’ve seen them all"? 8. History: How did Lee Harvey Oswald acquire his rifle? 1. the Wood Anniversary; 2 1313 Harbor Boulevard, Anaheim, Calif, 3. Atlantic City, N.J.; 4 North Dakota; 5. “The Flying Purple People Eater"; 6. the voice box, 7 Spiro Agnew, 8 mail order

SEPTEMBER 22, 1994 - THE INDEPENDENT-NEWS -

Travel by Fielding R. Wilson —

For those seeking a holiday vacation that is truly out of the ordinary, the educational adventure travel company Myths and Mountains introduces two new tours: “Brazil: Spirits of the Rainforest" and “Bolivia: Christmas and Crafts " The Brazil tour departs Dec. 21,1994 and returns Jan. 4, 1995; the Bolivia tour departs Dec. 21, 1994 and returns Jan. 5, 1995. “Brazil: Spirits of the Rainforest": Midnight mass in a native village in remote northern Brazil, meetings with shaman healers and parapsychologists, and camping and hiking along the Amazon all contribute to a memorable holiday In addition, travelers spend three days in a native village learning hunting, fishing, canoe-building, story-tell-ing, herbal healing, construction and weaving The Brazilian tour begins with two day^ in Manaus followed by a flight to a remote site near the Venezuelan border, where travelers stay in a charming lodge on the Amazon River After hiking to waterfalls and wandering the beach, they travel to the tiny village of Cucui, famous for UFO sightings From Cucui, the group travels to an Indian community to pass three days sharing in the daily routine of the villagers Returning finally to the lodge, they will meet with local shamans. At the conclusion of the

Antiques

Q. I collect small Heisey glass animals. What is the difference in value between those marked with the H in a diamond and those marked IG? A. Heisey made small animals of clear or pale amber glass from 1933 to 1957. The molds were then purchased by Imperial Glass, which made animals from the molds from 1969 to 1978. Imperial made 12 types in caramel slag glass and marked IG Collectors like to assemble full sets; the price is often determined by the number of copies of an animal made, not by the mark on the bottom. For example, the caramel slag Scotty sells for over $175. The Heisey original is half as much, but the slag glass mallard duck sells for less than the Heisey original * * * Q. I found two small bottles in my grandmother’s attic. They are only three inches high. One is 12sided, dark amethyst, and has raised letters that say “Co. Sam Johnson, Proprietor, Richmond, VA, 1852" on one side, "Alancasters Indian Vegetable Bitten" on the other. The other bottle is an aqua-colored barrel marked

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trip, participants meet with the African spiritual Umbanda community back in Manaus. The tour price for “Brazil: Spirits of the Rainforest” is $2,995 per person, including accommodations, guide service and most meals International airfare is not included “Bolivia: Christmas and Crafts": In Bolivia, travelers celebrate in local fashion with a native family and visit the homes and workshops of Bolivia's world-renowned textile weavers, instrument makers, potters, gold and silversmiths, carpetmakers and other craftspeople Traveling from the lush forests of Chapare to the forbidding mines of Potosi, from semitropical Sucre to the snow covered Bolivian Andes and sacred Lake Titicaca, holiday vacationers enjoy a rare glimpse of the Bolivian people's many talents and warm hospitality The tour price for “Bolivia Christmas and Crafts” is $2,185 per person for a group of se\en to 10 people and $2,340 per person for a group of four to six people, including accommodations, guide service and most meals International airfare is not included For more information on the tours, or for a free brochure, contact Myths and Mountains, Inc., 976 Tee Court, Incline Village, Nev. 894^1 or call 1-800-670-MYTHS (6984). ©1994 by King Feature* Synd

“Root Bitters.” Can you tell me about these bottles? A. Bitters was a medicine made of roots and herbs. It was a popular tonic in the 19th century “A Lan caster Indian Vegetable Jaundice Bitters, Sam Johnson proprietor" was made and sold in the 1850 s Like other bitters drinks, it was usually offered in bottles that were at least eight inches high There were many types of bitters sold in barrel-shaped bottles. When bottle collecting became popular in the 19705, figure! bottles were made by the Wheaton Nuline Co for sale in gift shops Most ofthe bottles were marked Wheaton on the bottom There were even copies of the copies made in the Orient, and most of those bottles are unmarked Your three-inch bottles were shown in the Wheaton 1971 catalog The bottles are only 20 years old and are valued at only a few dollars * • w Fine antiques need proper care. For a copy of the Kovels’ booklet, “Taking Care of Textiles,” send S 2 and a long, self-addressed, double-stainped envelope to: Kovels, P.O. Box 22900, Beachwood, Ohio 44122. 61994 by King FaaturM Syn<i