Indianapolis Journal, Volume 53, Number 32, Indianapolis, Marion County, 1 February 1903 — Page 7

THE INDIANAPOLIS JOURNAL, SUNDAY. 'FEBRUARY 1. 1903. PART OXK.

INSURANCE MEMORIAL

AXMVEIISARV OF IMPORTANT DEvi:i.or3iirT in modern fixaxce. Tablet In Memory of Morris Iloblnson, Founder of the Mutual Life Insurance Compnnjr. TO BE TJOTEILED ON MONDAY ON' THE SPOT WHERE CAPTAIN KID'S EV YORK HOME STOOD. "Wonderful Growth of a Great, Successful Company, "Whose Assets Kxceed JJU5ott,fKH),000. Facial to the Indianapolis Journal. NEW YORK. Jan. CI. The unveiling by tfc Canadian Society of Nw York, on Feb. 2. of a tablet on the building numbered 56 Wall street to the memory of Morris Robinson as the pioneer of modern life insurance In this country, will mark the sixtieth anniversary of a most Important development of modern finance. Life Insurance has taken for Its basis what Is proverbially the most uncertain things In the world the chances of human life yet by means of the scientific application of the laws of numbers and averages X. . t it has constructed a system which Is Infalliahle. for all practical purposes, in determining human longevity. Jn a given community, with known conditions of environment, occupations of inhabitants, and the like factors, an experienced life insurance actuary will at once b able to predict, with almost startling accuracy, the number of deaths that will occur within the year. It U not so much the scientific features of life Insurance, however, but rather the enormous growth of life insurance as a form of Investment, that gives particular Interest to this spec:;rl anniversary celebration. Morris Robinson, a native of Nova Scotia, some time cashier of the New York branch of the United States Bank which President Andrew Jackson vetoed out of existence, founded the Mutual Life Insurance Company of New York in 1S43. and became its first president. His company Issued 470 policies in Its first year for a tcfal of fl,W,718. with assets of $32.311. In liil. there were more than a hundred companies chartered in the United States, with insurance in force valued at nine billions of dollars and with assets of more than two billion dollars. It has taken such a short time, comparatively speaking, for this vast growth that men are still living who were insured in Mr. Robinson's company during the first week of Its existence, and whose Insurance policies are still in force. Among these are William E. Shepard and Charles II. Booth, both of Englewood, N. J. Mr. ßhepard holds the oldest outstanding policy ln the world certainly in the United States and Mr. Booth, who is ninety-nine years old. is probably the oldest man living who carries life insurance. They both took out policies on Feb. 7. 1843, Mr. Shepard's application being made a few hours earlier than Mr. Booth's. Slnca 1843 the Mutual, whose anniversary as the first of tha modern companies is commemorated by the tablet to its first president, has paid out more than fctfO.ooo.UX) to its policy holders. Its present assets, representing premiums paid in, exceed $350.000.000. If the company should decide to apply all its resources to the construction of the Nicaragua canal, it might do so and ttlU have $250.000.000 left for the creation of seventy-five battleships to protect it. It .-v . 1 -v , - '."'?'.V-" it 1 'S -; - (.. Of u1" - :f HE FOUNDED MODERN LIFE INSURANCE. MorrU Robinson, who established the first modem life lniurtrce company In Amerlc& and w whose memory the Canadian Society's tablet In Wall ctret will be raised. couKl pay for a larger navy than that nou owned by the United St.ite. or it could equip and maintain at full pay an army of a million men for a year. Taking the thirtytwo institutions in different parts of the countrj' that carry the reserve fund of the national banks and the comLlned capitalization of thea. thirty-two institutions falls short by $105.w.0nj of the assets of this one company. The bonded lebt of the city of New York could be paid out of its great treasury, leaving about $73.aO.-0 to spare. Thene instantes mittht be continued indefinitely. And the history of this, the oldest insurance company, is typical of that of tho growth of all the rest. Tnt' Insurance companies have opened up a great savingsbank fystem for the whole people. Among many changes made in the principle of life insurance- by the modt rn companies of which the Mutual is the pioneer, is the idea rf invtstment. Half a century iro practically all Insurance wan "straight life;" that is, the policy was of no financial value to the Insured, and nothing was paid upon it to the beneficiary, until after death had "matured" It. Little by little, howevir,. the idea of Investment was Introduced; th basis of the calculations of the necessary reserve and of the proper charge for premiums became more and more scientific, and the Income from investments, always controlled by the most expert advice available, grew i. proportions that allowed of Increa.fngly liberal contracts, and many pew forms of policies were Invented to meet the demand for some form of security that would be within the reach of every one. The first policy holders thouht $10.W0 heavy insurance, and it was long before

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Insurance for larger amounts was even thought of. To-day million-dollar policies are applied for and aranted. George . Vanderbilt, of New York, holds such a policy, requiring the payment of an annual premium of 5.000. A single check for Jl.OOO.wiO was paid on a policy on the life of Frank II. Favey, of Minneapolis, about a year ago, although It had been In force less than two years. Not long since a Philadelphia business man was paid $120,&S7.25 in settlement of an endowment polico' the largest endowment policy ever written. The Havemeyer family, in 1880, paid the largest single premium ever received, amounting to $"78.345, and standing for five policies of $100.000 each, carrying guaranteed incomes beginning ten years from the day they were dated. James J. Hill, president of the Great Northern Railway, has a $100.000 policy which brings him an annuity of 12,4Q0. All these are in the Mutual Company alone. These cafes exemplify the great scale upon which life insurance is transacted nowadays. A practice Is also growing up nf inaurinc fnr th benefit of a firm or

corporation and at Its orn expense, the life of any man wnose personal services are of peculiar commercial value and whose rfonth mipht brine a heavy loss. For ex ample, the life of Herbert Myrick, president of large publisning concerns at cpnngfleld, Mass., has been insured by them for $100.000. Frequently one partner incnirc thn iif nf another, and sometimes the arrangement Is mutual, life insurance being thus carried as a business safeguard. Another use made of life insurance constats in nrntpctinc an estate from vexa tious and ruinous litigation among the . ' Akt. J heirs, a ravorue means 10 mis ena oeing the continuous Installment policy, which was devised by the Mutual, and has been generally adopted. Under thU form of insurance the beneficiary receives a stated annuity for a fixed term of years, the navmont nntlnuinT to his heirs until the end of the period in case of the, beneficiary's death. Mnrrla T?rtb?nnn AS fminrler ftf the first and largest of American 'life insurance companies, stands out to-day, thererore, mnrp nromlnentlv than in his own lifetime. even. He was born in Wilmot. Nova Hrntifl Sent. 2. 17S4. and came to New York in 1S12 on a visit to his brother. Beverly Robinson, with whom he entered into a law partnership. Atter a voyage' 10 Snaln in 1812. he was chosen cashier of the Goshen Bank, of Orange county, New ail &m m York, and remained there until made cash ier of the branch of the United States Bank in New York In 1S20. After the banking system of that time had been abolished in ls3o under President Jackson, Mr. Ilobin son went into business In Wall street as a broker. In 1812 he was ono of the thirtysix incorporators of the Mutual Life Insurance Company, of New York, serving as its president from the day it opened for business on Feb. 1, 1S43. until his death, which occurred May 5, 1S43. Mr. Robinson came of one of the Ameri can loyalist families. Col. Beverly Rob inson, sr., and Col. -Beverly Robinson, jr., grandfather and father of Morris Robinson. both served In the British army. After the war their property was confiscated and the eider Robinson went to England; while his son took refuge in New Brunswick, where he was granted an estate near Frederickton, which is still in possession of members or the family. Historical interest also attaches to the site at 56 Wall street, where the memorial tab let to Mr. Robinson has been erected, for on that spot lived the famous Capt. William T ' I J 1 . Al . , . iuou in i iie uaya wnen ne was a peaceiui and worthy citizen of New York town. The old number was 44, and the lot was de scribed in a deed of May 19, 1688, as being soia Dy uovernor Dongan to "George Brown, mallster." It was situated "on ye northeast side of ye city, on ye northeast side or ye street called ye Wall street." Conveyance was made in the form of a perpetual lease, the rent named being "one pepper come" annually. Whether these historic corns have been promptly paid or not history does not relate. George Browne erected the first house on the north side of v all street, and sold it in 1689 to one Willlam Cox for 60. Cox shortly afterward was drowned in New York bay, leaving the house and land to his wife, who became .Mrs. William Kidd. Here th? captain dwelt peacefully until 1C94. when the house was eold to a butcher. Kldd's real career did not begin until after he had left this happy home, for it was not until 1Ü96 that he sailed forth in the good ship Adventure io Decome me terror of the high seas. Wall street remained a residential dis trict for a hundred years more, be ein nlng at that time to become the exchange center of the city and growing by leaps and bounds until it is to-day the great financial center of the continent. The building occupying the site is now owned by Senator George Peabody Wetmore, of Rhode Island, who has given the necessary permission to commemorate the fact that the first of the modern insurance companies opened xor Dusiness witmn its doors. Talleyrand at Table. Philadelphia Tress. Ex-Vice President and Mrs. Levi P. Mor ion, oi isew iorK. nave sanea ror Europe to st;iv fit thf rhntpnn of V'nlonrfiv ith their daughter Helen, who Is marrried to a . . A. - . uui;i uoson j-e laiieyrana I'engora now, thanks to his wife's dowry, the owner of that historic n!lp If ne hne Tion atiol amons Boston's Paris acquaintances, he Is adopting many of the mannerisms and affectations nf thr trrvAt Tnllovr?inil tho ---- - f aiv J A ltM iiiv most famous owner of Valencay. it will be Interesting to learn how he will offer beef to his multimillionaire American father-in-law. Old Talleyrand, who always insisted c-iviii mmseu, wouia proceed m tne following manner: Addressing the guest highest in railW. b WOiiM rvnlaln- "Mnnvve v Auii4 a."X OH' sUr le due, will your grace do me the honor io accvpi pome or tnis Deerr and then to another: "Mnn nrl r v m a m - I V KIU honor of sendinsr von sum of thu .if "Monsler le marquis, grant me the honor ui laiung some or mis Deer. "Monsler le comtf :im 1 to li.nvo tho r - - " a.aax. J. ' V ( a, U A V- Va ' ing you some beef?" and. finally. "Monsler I . . . Ä . .1 - . - . . - je U.UUU, uo juu want any ueei; li any untitled individual or commoner was present the old prince would merely tap on his t)!ate with his kiiiftv f??nv or tho niin "monsieur," and ejaculate curtly and intorrogaiivciy, me single word. "Boeuf?" A Story on Allison. Washington Letter. They tell a cruel storv on Rem tor a in. son. illuminating his faculty for keeping out of trouble. He dictated a letter to a constituent the other day, in reply to a pointed inquiry. When he had concluded he asked his secretary: "What do you think of that Inter?" "Well. It Is a good letter, senator." replied the amanuensis, "but you will pardon rm I cannot Just exactly understand yuur meaning." "That's good!" exclaimed the senator. "Send it along." I.lkr Fruits of the Tree. A Mini sways the fines, Anl below Not a breath cf will mli; as the mosies that clow On the rioorlr.r. ar.I over the lines Of th roots, here and then. Th pin tr drop it drai; They are quiet, as under the a. Overhead, overhead Küthe life In a race. And we jro And wi droji like tnt fruits of the tree, Kven we, ilven ao. 4!eorr Mere.illh

THE FAMOUS "BLIND TOM"

RECEXT DEATH OP MUSICAL. PRODI GY'S MOTIIKK CALLS 1I1JI TO MIND. Sightless Negro Child Was Remarka bly Sensitive to Sound Still Living, But In Retirement. Washington Post. While in conversation the other day with a prominent Southerner now residing in Washington allusion was made to the an nouncement of the death of Charity .Wiggins, the mother of Blind Tom, the wellknown musical prodigy, attention being called to the statement that the old negress had died at the advanced age of 102 years. "Yes." replied the Southerner, "Aunt Charity must have been at least a hundred years old, if not more. I remember seeing her upon my last visit to Georgia. She had a little cottage home of her own on Rose Hill, one of the many pretty suburbs which environ the city of Columbus. As we drove up to the cottage she was seated on the front porch, dressed in black bombazine. relieved with a snowy kerchief crossed over her capacious bosom, and protected with a broad expanse of white apron, and about her head was twisted a bright colored ban danna. "She represented a true type of the ante bellum 'auntie' a clas3 now fast passing away. While talking she gently rocked herself to and fro and plied her turkey-tall fan in that dignified manner peculiar to the old-time 'mammy of quality. Though in excellent health considering her five score years. Aunt Charity's memory was hazy and uncertain, and, try as she would, she could not reckon upon her black, saf fron-tipped digits the names .and ages of her twenty-and-one children. Her firstborn, a man now over eighty years of age and still living upon one of the Chattahoo chee plantations, she remembered well, and nothing delighted her more than to talk Of Blind Tom. "As to when and where Blind Tom was born neither his mother nor any one else has been able to determine accurately. He was i babe in his mother's arms when General Bethune bought Charity, along with a number of other slaves, from Mr. Wiley Jones, in 1S50. Through a feeling of compassion General Bethune insisted that the child be Included in the purchase to prevent its being separated from its mother. for none could forget that this lump of black inert flesh and bone, with its vacant. idiotic expression and sightless eyes, had been anointed with the divine chrism of exquisite harmony. FAVORITE AS A CHILD. "The little blind slave was always an ob ject of more or less Interest on the planta tion, not only on account of his helpless ness, but because, too. of the idiosyncracies which he evidenced at an early age. He had a way of crawling about the premises like a big brown lizard, and would frequently lis for hours flat on his back, staring with wide-opened eyes at the sun. Sometimes be was caught In the act of gouging his fists into his eyeballs, thus irri tating them until they bled. This led to the Inference that he was not totally blind. so when, years later, Mr. Bethune took his little black Mozart to Paris he had a specialist examine and operate on Tom's eyes. The operation was only partially success ful, however, and Tom was never able to discern, except dimly, the outlines of an object. The child also had a habit of drapging himself up on the veranda of the 'big house,' and, squatting near the door, would wait patiently for a kind word or friendly touch from those who went In or out. He was keenly sensitive to the lightest blame or praise, and showed a sort of doglike fondness for certain members of the family, but was easily irritated and would give way to yelps of inarticulate passion when provoked. . "It was noticed that at a remarkably early age sounds exerted a controlling in fiuence over him, irom the soft tones of the flute to the harsh grating of the cornsheller. Often, when the song of a bird had allured him to wander far away Into the woods, the sound of the flute would bring him home again. "Tom was about four years of age when he first heard a jIano, and it produced a peculiar and most remarkable effect upon him. At first he stood as If spellbound, then his eyes began to roll, his fingers to twitch, and his body to sway back and forth, when suddenly he seemed convulsed with emotion, and the contortions of his body were something most painful to behold. Immediately upon the completion of the selection he groped his way to the piano, and, touching each key successively, smelled of it. From that day to this Blind Tom has never been happier than when his ebony fingers, with their magical touch, were wandering over the keys of the Instrument he loves so well. TRIED PIANO HIMSELF. "Not long thereafter the family was amazed one day to discover the blind child seated at the piano, playing with es.se and accuracy the various selections which he had heard given by friends and members of the household. After this he was allowed free access to the Instrument, and soon began imitating almost every sound he heard. When asked what this or that was he happened to be playing he would answer, What the birds said or 'What the rain or the wind told me. "From the roof of the family mansion to within a foot of the ground ran a large tin gutter, down which the water would trickle with a peculiarly musical and soothing sound after a hard rain. The gentle gurgling of the small stream, combined with the occasional tick, tick of the rain drops, seemed to have a peculiar fascination for Tom, and after a rain he was always to be found close to the gutter listening intently to its melody. "One night, after an unusually heavy rainstorm, the Inmates of the house were aroused from their slumbers by a sound which seemed a confused medley of rainMURDBPER OF

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Jams 11. TUlnuin. former lieutenant sruvtrnor of Swuth Caiolina.

drops and piano forte. Creeping softly down the stairs, they beheld Blind Tom

bending eagerly over the piano. He would strike one and then another chord until he had produced the exact harmony which he sought, then, springing from the piano stool, would grope his way through an open window on to the veranda, and, placing his ear close to the gutter, which extended along this side of the house, listen intently for a moment. Having caught the tone desired, he would hurry back to the piano, and after a few trials reproduce it with wonderful accuracy. Thus he continued going back, and forth from piano to gutter until at last was composed the entire selection which he afterward called 'Raindrop Polka.' This, Blind Tom's first composition, was In after years embodied in his "Rainstorm," the best known and most meritorious of his productions. "While this little musical prodigy was often exhibited for the wonderment of friends and nsihbors it was not until about seven years of age that he first appeared In a public concert. I recall quite vividlyone of these early performances, which was unique indeed. "The concert hall, a large barnlike room, gaudy with gay frescoes and glass chandeliers, more or less dimmed with soot and dust, bad at one end a board stage, upon which was placed a chair and piano. HIS FIRST CONCERT. "After waiting what seemed an unreasonably long time the manager appeared upon the stage, half coaxing, half leading, a little black pickaninny, dressed in white linen. He was of a rather chubby build, with a large head, which rested in a peculiar way upon the back of his shoulders. His mouth, as usual, was wide open, and his great blubber Hps and white glistening teeth were about all that you could see as he faced you. Tom was not in a good humor that night, and it required a deal of coaxing and promises of candy and cakes to induce him to open the concert. At last, seating himself at the piano, almost half a yard distant, he stretched out his arms full length, as though to claw from the keyboard those wondrous melodies which so bewildered and delighted his audiences. " 'Now, Tom, my boy.' said his master, in a kindly tone, 'suppose you give us something from Verdi.' His head fell farther back, his fingers began to glide smoothly over the keys, and those harmonies of Verdi which you would have chosen as the purest exponents of passion floated through the room. Selections from other composers equally as renowned followed. After each piece he applauded himself lustily, then turned appealingly to his master for the approving pat upon the head. "A musician then came upon the stage to put the child's powers to a more severe test. Songs and Intricate symphonies were .rendered. Tom stood motionless while they were being given, and for a few. moments thereaftr; then, seating himself at the piano, played each selection without the loss of a note or break of a tone. Seated with his back to the piano, he gave several selections with accuracy and expression. "At the completion of quite a long programme the little blind performer was beginning to show signs of weariness, whereupon his master announced the 'performance at an end. Just then there appeared upon the stage a musician with a thick roll of music, some of his own composition, which had never be?n given In public, and this he insisted upon the child trying. The manuscript was fourteen pages long, with variations, upon an animated theme. The master refused to subject the boy's already tired energies to so cruel a test, but the musician argued and persisted, and at last, under protest, seated himself at the piano. FULFILLED THE TEST. "During the colloquy Tom had stood by with- a dull, heavy look upon his face, but when the first note was sounded he scrambled eagerly to the musician's side, his hsead rolling nervously and his fingers twitching Impatiently. He struck the opening cadence, and then, from the first note to the last, gave the secundo triumphantly, Jumping up, he fairly shoved the composer from the stool, and, taking his place, proceeded to play tho treble with such brilllancyand power as fairly to dazzle both the audience and tho composer. When he struck the last octave he sprang from the piano, yelling with delight: 'Us got m, massa! Us got 'm!' The enthusiastic applause of the audience excited him still more, and it was an hour or more before his master could quiet the child's hysterical agitation. "One remarkable feature of Blind Tom's playing is the scientific precision of his touch. From the beginning of his performances it has been noticed that his touch was always scientifically accurate. Yet, though surpassing all others in the comprehension and retention of sound, the science of music he has never been able to master. He producesverbatim et literatim whatever he hears, not forgetting the applause at the end: In the Library of Congress are seventeen compositions which are accredited to Blind Tom; of these the "Rainstorm" alluded to' and the "Battle of Manassas" are the only ones which reflect any credit upon him as a composer. "This weak-witted negro, whose phenomenal musical gift and marvelous powers of memory made him the star attraction at the leading theattrs in days gone by, is now living a quiet contented life In a picturesque little cottage on the banks of the Shrewsbury river, notwithstanding the fact that there is an inscription on a tombstone which records the fact that he was among the number who perished in the Johnstown flood. After the courts declared him free and gave him the privilege of selecting his own guardian his mother came to live with him. "He did not know her, however, and had not. intelligence enough to appreciate their relationship, while she was terrified at his outlandish gibberish and strange behavior, believing him 'possessed. She remained for a time with him, however, then declared that she would die if forced to stay any longer. So Aunt Charity returned to her beloved home in Georgia, where her last days were made comfortable and free from care through the unconscious Instrumentality of her gifted son. And this son, though possessing such a. marvelous facility for inspiring in others the deepest and most exquisite emotions, is himself incapable of feeling the slightest pang of regret or sorrow at the passing away of the faithful old mammy, whom they have laid to rest in the old plantation amidst the soughing pines and singing birds that first awakened the melody of music in the benighted soul of her-offspring. HllCh-Prlced Strawberries. Philadelphia Record. "Speaking of strawberries," continued the cashier, "we are selling them as low as BDITOR GONZALES .-r ' - t : : Z. , t.t.; f

MARCONI'S MVAX,

NJ ;:-y':i,fr $? ' H - "J

Lee de Forest, a younj American Inventor, is Marconi's "most successful rival. He has perfected a wireless telegraph system which, he claims, gives better results than the Italian's method. Within eighteen months De Forest rromises to have his system running for commercial use acro53 the Pacific to the Philippines and Chir.a. 73 cents a quart and as high as $10. The difference? Why. it's Just this: The berries we sell for 73 cents come from Florida. They are grown out of doors and are picked when they are grteri. being allowed to ripen on the way to th? Northern market. Those that seil for $10 a quart, which we supply only on demand, are raised here in the North under glass with u great deal of care. They are allowed to ripen on the vines and really have the exquisite flavor of the June berry. The constant tare, the knowledge of just the proper soil, the loss of. a crop owing to several days' lack of sunshine, not to mention the many petty causes that might result in a failure, keep the prices of Northern-grown berries up. Very few people, even with fully equipped hothouses, care to go In for strawberry culture." FORERUNNER OF THE STANDARD The 3Iost Remarkable Charter Ever Granted. Miss Tarbell, in McClure's Magazine. It is now almost impossible to secure a copy of the blanket charter granted to the South Improvement Company, aftorsald to have been purchased by John D. Rockefeller and his associates, but Miss Turbell, in the January McClure's, has quoted a sumLmary from an old copy of the oil men's history of this company. "The Southern Improvement Company can own, contract or operate ar.y work, business or traffic (save only banking); may hold and transfer any kind of property, real or personal; hold and operato on any teased property (oil territory, for instance); make any kind of contract deal la stocks, securities and funds; loan its credit; guarantee any one's paper, manipulate: any industry; may seize upon the lands of other parties for railroading or any other purpose; may absorb the improvements, property or franchises of any other company, ad infinitum; may fix the fares, tolls or freights to be charged on lines cf transit operated by it, or on any business it gives to any other company or line, without limit. "Its capital stock can be expanded or 'watered at liberty; it can change its name and location at pleasure; can go anywhere and do almost anything. It is not a Pennsylvania corporation only; it can, so far as these enactments are valid, or are confirmed by other legislatures, operate in any State or Territory; its directors must be only citizens of the United States not necessarily of Pennsylvania. It is responsible to no one; its stockholders are only liable to the amount of their stock in it; its directors, when wielding all the princely powers of the corporation, are alsa responsible only to the amount of their stock in it: it'may control the business of the con tinent and hold and transfer millions of property and yet be rotten to the core. .It is responsible to no one; makes no reports of its acts or financial condition; its records and deliberations are secret; its capital illimitable; its object unknown. It can be here to-day, to-morrow away. Its domain is the whole country; its business everything. Now it is petroleum It grasps and monopolizes; next year it may be iron. coal, cotton or breadstuffs. They are landsmen granted perpetual letters of marque to prey upon all commerce everywhere. " Mr. Rockefeller's Character. Miss Tarbell. in McClure's Magazine. If Mr. Rockefeller had been an ordinary man the outburst of popular contempt and suspicion which suddenly poured on his head would have thwarted and crushed him. But he was no ordinary man. He had the powerful imagination to see what might be done with the oil business if it could be centered in his hands the intelli gence to analyze the problem Into its ele ments and to find the key to control. He had the essential -element to all great achievement, a steadfastness to a purpose once conceived wnicn nothing can crush The oil regions might rage, call him a con spirator and those who sold him oil trai tors; the railroads might withdraw their contracts and the legislature annul his char ter; undisturbed and unresting he kept at nis great purpose. Kven ir his nature had not been such as to forbid him to abandon an enterprise in which he saw promise of vast pronts. even if he had not had a mind which, stopped by a wall, burrows under or creeps around, he would nevertheless have been forced to desperate efforts to save his business. Mr. Rockefeller was "good." There was no more faithful Ban tlst In Cleveland than he. Every enterorlsd in that church he had supported iiberauy from his youth. He gave to Its poor. He visited us sick. He wept with Its sufrerlnK Moreover he gave unostentatiously to many outside charities of whoee worthiness he was satisfied. He wr.s simple and frugal In his habits, lie never went to the theater. never uranK wine, ne was a devoted hus band, and he gave much time to the train ing of his children, seeking to develon in them his own habits of econorry and of charity, let he was willing to strain everv nerve to obtain for himself special and il legal privileges trom the railrosds which wtre bound to ru!n evtry man in the o:l business not sharing them with him. Religious emotion and sentiment of charity, propriety and self-denial seem to have taken the place in him of notions cf justice and regards for the rights of others. MADAME CALVK'S FIANCE. Seems to He n Kortnne Teller of an I'pper Class Sort. Paris Letter in Philadelphia Ledger. M. Jules Bols, whose engagement to Mrne. Calve has just been announced. Is one of the most popular figures in Pans literary circles. Everybody likes the learned, gentlemannered, witty little man, with the rubicund meridional face and the black hair worn long (or at least it was so until recently.) M. Jules Bois, when I 3rst knew him, occupied a miniature flat near the northern fortifications, and he was not. I fancy, blessed with much material wealth at that time. His star, however, was In the ascendant, and he was gradually making himself known as the widest read authority on occult matters In France, aid as the most charming lecturer on thes subjects who has ever paced a public platform. The old Bodlnlere was the scene of his first lecturing triumph, if I remember ri.rhtly. The lectures took place in the afternoon, and his audience was largely composed of ladies, with whom he has always b?en highly oopular. His gay skepticism and ironical ty!e have always rendered it an Impossibility to ascertain whether he himself believed or not in the occult marvels which he recounted. With the professional magician!, the late Gualta and Dr. Panus, he has iiever been on good terms. ! fancy they know him to

ft msmkKi .oowAiw of

mm '

PREMtUM INCOME. I887 S 93566.00'

1888$

I889-$IS1.547.ÖÖ

1890-$ 1 891-$

1892-$475.520.24

I893-S546.I5I.I5

1894-3551.794.51

I895-S59l.580.56

I896-S7I2.95I.92

I897-S752.2I4.87

1898 $ 852.409.05

1899 $ 937.900.79

! 900-S 1.087272,02

i90l-SU5I.662.87

SIXTEEN YEARS GR0WTH1

ANNUAL STATEMENT For the Year Ending December 31, 1902

ASSETS Real Estate, Book Value $77,663.43 Mortgage Loans on Real Estate 775,380.84 Loans on Collateral 79,326.29 Loans on Company's Policies. . 10.412.78 Bonds and Stocks, Book Value. 152.982.52 Cash in Banks and Office 79.374.33 Bills Receivable 5,292.52 Interest and Rents Due and Accrued 17,555.20 Market Value of Real Estate, Bonds and Stocks over Book value u 33.932.55 Net Uncollected and Deferred Premiums and Premium Notes 43.845.77 Gross Assets $1,275,766.23 Deduct Assets not Admitted and Ledger Liabilities 4,385.52 Total Admitted Assets. . Sls27l.38D.7l

STATEMENT OF OPERATIONS DURING 1902 Gross Income $1.388,248.16 Increase in Gross Income $192,479.04 INSURANCE IN FORCE.. ...$34,416,332.00 Increase in Insurance in Forie $4,565.525.00 Total Number of Policies in Force 308,687 Increase in Number of Policies in Force 38,112 Increase in Assets..: $211,049.81 Death Claims, etc, paid to Policy-Holders. .$464,527.31 Total Payments to Policy- & T jfKt A ll ÖtS Holders Since Organization f lOOtOJl J. Q. WALKER, President T. WM. PEMBERTON, First Vice Pres. . J. W. PEGRAM, Second Vice ?ns. W. L. T. ROQERSOX, Secretary.

INDIANAPOLIS DISTRICT E. W. CASHFIELD, Superintendent Office: Rooms 219-225 Indiana Trust BIdg.

be. in his heart, a scoffer. Guaita he accused of having tried to kill him in a duel by the treacherous means of dipping the point of the sword In ptomaine poisoning Gualta. that amazing student of black art and delicate aesthete, who was accustomed to have bowls of hissing poison on the table at his breakfast. Hut this murderous design was frustrated by the precautions of one of M. Bote's seconds, himself an occultist of mark. Comte Antolne De la Rochefaucauld. Thus Jules Bois was spared to his many friends, and to fulfill the high destiny of becoming Mme. Calve's husband.

VERY POLITE. Mr. Smith (In streetcar) Madam, take my seat. Mrs. Jones (who has been standing IS minutes) No; thanks. I get off at the next corner. Mr. Smith-Thafs all right. So do L

ESTABLISHED 1871

12704500 254.547.00 595.44 - 7.67. LIABILITIES Reserve, Actuaries 4 per cent. and American 3 per cent,, including Special Reserve.. . $981,443.00 Death Losses Reported, but Not Due 13,374.00 All other Liabilities 24.8 13. 1 3 Total $1,019.627.13 Sarpltts to Po'icy-Holiers 251,753.58 Total 51,271,380 7i lew Arrivals French and English PAPER HANGING See Them They Are lieautles. W.H. Roll's Sons ääSg.. The Lambert Coal and Coke Co Cor. Southe litem Are. and Leota St. New Phone 2160. Have plenty of Smokeless Coal, just tha thin? for furnaces. Plenty cf Coke for oaseburners. Furniture. Carpets Stoves W. II. IV71S:?lIrVGI5I SOI Cast Waslilastoa St.

$t339.2l4.13