Democratic Sentinel, Volume 1, Number 35, Rensselaer, Jasper County, 12 October 1877 — Uses of the Telephone. [ARTICLE]

Uses of the Telephone.

The telephone has been turned to a useful purpose in certain English mines, being used as a means of communication between the top and the bottom of deep shafts. Hitherto the difficulties of maintaining proper communications with the workers in mines have been very great, and some lives have been lost for want of a quick signal. The telephone has been abundantly -tested in this confection, fi®d it answers every purpose,

JL Model Life Insurance Co. io We have just been favored with copies of the official report of the Insurance ComatMoooA for New York, Massachusetts, Maryland, Xffinois and Wisconsin, who were some time ago deputed to make a thorough erawiinatkm of the affairs of the greatest Life Insurance Company of the Northwest, the Northwestern Mutual Life Insurance Company of Milwaukee. The uiaiatoation made by them was undoubtedly one of the most exact and complete on record, for every owe of the gentiemen named is practically conversant jrith every detail of the insurance business. The Commissioners say that “every facility was granted them for the full examination.” The examination of the investments of the Company, the Commie sinners say —“cm loans and mortgages are nearly twothirds of the assets, and develops the most vigilant care and faithfulness in determining the validity of titles, and the margin of security appears in every instance to have been largely in excess of that required by the insurance laws, being, in the aggregate, nearly four times greater than the amount loaned.” The Examining Commission further say: “ Wuhave caused ajo valuation of ail the rest* estate on which the Company has placed its loans. This re-valuation has been made entirely independent of the Company or its managers, by competent and experienced appraisers appointed by the Commission in each of the seventeen States in which the loans are distributed.” asana. Real estate, Company** office.... $ 260,000.00 Real estate, special.. 490,683.00 Loans on bonds and mortgage*.. 11,546,404.58 Premium notes 3,736,965.94 United States and other bonds owned (market value) 810,430.00 Interest accrued on bonds and mortgages. ...,.<5279,177.93 Interest due and unpaid on bonds and mortgages 222,511.06 Interest due and accrued on premium notes 141,500.92 Bills receivable 17,813.94 Deferred premiums 214,945.56 New “ 29,977.66 Renewal " 214,866.66 __________ CM 7*o RA Cash in office 2,759.00 Cash in bank 627,208.65 Ledger accountss 2,552.89 Agents’ debits. 29,936.41 Deduct Company’s debits 8,271.21 Deduct remittances account 9,792.45 Furniture and fixtures 8,325.99 Accrued rents 537.49 Total a55et5518,408,523.96 LIABILITIES. Death claims adjusted and unpaids 188,347.98 Matured endowments 14,800.00 Accrued commissions 861.36 Premiums paid in advance 13,531.99 Reserve on policies entitled to paid-up insurance 7,448.00 Reserve, Actuaries’ 4 percent 15,296,249.00 Total 1iabi1itie5...'.515,521,238.33 Surplus as regards policy-holders 2,887,285.62 In conclusion, the Commissioner b say: “A careful examination of the Company’s books and accounts, covering a period of six or seven years, has shown that only reasonable salaries aro paid to its officers and employes, and that no officer receives, directly or indirectly, any compensation whatever, contingent on the business done, or by way of commission on surplus, or in any other manner than by fixed salary, established annually by the Board of Trustees. It is due to the Company to state that its books and accounts in every department of its business show a degree of accuracy not easily surpassed. The systeft of accountability and accuracy throughout finds unqualified approval.” Unworthy of the Honor. A Kentucky Judge, Sands by name, would look upon the rosy, and was not always in condition to open court. One morning three weeks ago he entered the court-room, and,instead of mounting the bench, said to the persons assembled : “ Gentlemen, I appear before you to say I am a victim to a vice which has disgraced me before you and my country. As I entered this court room,l heard some one say, ‘There goes pretty timber to make a Criminal Judge of. ’ I feel that remark as steel through my heart, for it is just. I am unworthy of the high honor and trust you have conferred upon one so young; and I return to you the office I have lost, being unworthy of it. Pardon me, friends and countrymen, but you shall bear this no longer. My judicial integrity and official acts are blameless. Thank God, lam no longer Criminal Judge of Lewis county !” There is stuff of the right kind in this fellow. He will be uJndfZP. A.nrl — r ~ The latest Prussian census shows a population of 25,742,404. Of this number 16,636,990 are Protestants, 8,625,840 are Roman Catholic, and 339,790 Jewish.